TWM641359U - Trust handbook inquiry system - Google Patents

Abstract

A trust handbook inquiry system includes a trust handbook inquiry server and a client browsing device. The client browsing device can scan a QR code to connect to the trust handbook query server through a network to display a trust handbook.

Description

Trust Handbook Inquiry System

The present invention relates to a trust manual inquiry system. In particular, it relates to a digital trust manual inquiry system.

In recent years, with the advancement and development of information technology and the advent of the era of big data, the business model of the traditional financial industry has changed rapidly, and financial technology has become the focus of attention. Digitization has also brought other applications into the financial industry, developing new forms of financial services and products, and making the financial service process more simplified and more effective. Technology improves the synergy of financial services, and financial services have developed more financial technology applications. Through technological innovation, more financial service models have been created and synergistic effects have been created.

With the advancement of financial technology, the pipeline of financial transactions is also increasing. With the increasing development of the computer industry and the Internet, various electronic transaction methods and payment tools have also become tools for daily transactions.

In order to meet the needs of rapid economic development and the establishment of additional financial institutions, the government considers the coexistence of banks and trust business institutions in Europe, America, Japan and other countries, discusses the establishment of trust investment companies, and sets up a special chapter for trust investment companies in the Banking Law for the purpose of establishing and managing them. According to the basis, the trust business is slightly in its infancy.

Before the promulgation of the Trust Law, the legal systems related to the trust business were scattered in the Banking Law, the Movable Property Secured Transaction Law, and the Urban Renewal Regulations. The Trust Industry Law was promulgated in the 1989 Trust Industry Law, which established the operating norms and supervision mechanism of the trust industry. The competent authority is the Ministry of Finance. In addition, trust registration regulations and trust-related tax systems were revised in the 1990s to establish the legal basis for trusts. The Financial Assets Securitization Regulations in 1991 and the Real Estate Securitization Regulations in 1992 were promulgated, and the trust legal system has been perfected.

Trust function The trust system is quite flexible in operation. It is applied to the family and has the functions of maintaining property, avoiding waste, executing wills, and taking care of family members. Applied in business, it has the functions of facilitating enterprises to raise funds, improving the efficiency of fund or property management, and taking care of employees' retirement life. Applied to society, it can also be dedicated to charity and public welfare undertakings through the establishment of charitable trusts.

Therefore, trust functions cover a wide range, and can be roughly divided into functions such as property management, quantity conversion, right nature conversion, time conversion, public welfare functions, transaction guarantees, and transaction security.

The extensive and diverse property applications of trust business require trust specialists to negotiate with clients so that clients can fully understand the relevant trust business. However, even a trust commissioner cannot explain to clients all the business and functions of the trust business in detail.

Therefore, how to assist the trust commissioner so that customers can obtain trust business information more conveniently will help the promotion and growth of the trust business.

The novel content is intended to provide a simplified summary of the disclosure to provide the reader with a basic understanding of the disclosure. This summary is not an exhaustive overview of the disclosure, and it is not intended to identify key/critical elements of embodiments of the invention or to delineate the scope of the invention.

One of the purposes of this new type of content is to provide a trust manual query system, which can be connected to the trust manual immediately and conveniently, so that users can query the business introduction and function introduction of the trust business, and can also assist in contacting the trust commissioner to promote the trust business. Increase the market size of the trust business.

In order to achieve the above purpose, one technical aspect of the present invention relates to a trust manual query system including a trust manual query server and a client browsing device. The client browsing device can scan the two-dimensional barcode and use the network to connect to the trust manual query server to display a trust manual.

In some embodiments, the trust book query server includes a trust book storage module for storing the trust book.

In some embodiments, the trust book query server further includes a QR code generating module connected to the trust book storage module for generating a two-dimensional barcode.

In some embodiments, the trust book inquiry server further includes a customer demand reading module connected to the QR code generating module for reading a customer demand.

In some embodiments, the trust book query server further includes a trust business introduction module connected to the customer demand reading module for introducing a trust business.

In some embodiments, the trust manual query server further includes a trust function introduction module connected to the trust business introduction module for introducing a trust function.

In some embodiments, the trust manual query server further includes a trust officer contact module connected to the trust function introduction module for contacting a trust officer.

In some embodiments, the client browsing device includes a mobile phone for scanning a two-dimensional barcode displayed on a bank counter or an automatic teller machine to connect to the trust book inquiry server.

In some embodiments, the client browsing device includes a tablet computer for scanning a two-dimensional barcode displayed on a bank counter or an automatic teller machine to connect to the trust book inquiry server.

In some embodiments, the client browsing device includes a notebook computer connected to a trust service network to scan the two-dimensional barcode, and connected to the trust book inquiry server.

Therefore, the trust manual query system described above can conveniently and quickly allow customers to connect to the trust manual query server by scanning a two-dimensional barcode to query relevant information, thereby making the public less familiar with trust business. When learning, you can conveniently use the digital trust manual to let the general public have a preliminary understanding of the trust business, understand the types and functions of trust, and contact the commissioner through the manual to further understand the trust business.

The following is a detailed description of the embodiments in conjunction with the accompanying drawings, but the provided embodiments are not used to limit the scope of the disclosure, and the description of the structure and operation is not used to limit the order of its execution. Any recombination of components The structure and the devices with equivalent functions are all within the scope of this disclosure. In addition, the drawings are for illustrative purposes only and are not drawn to original scale. To facilitate understanding, the same elements or similar elements will be described with the same symbols in the following description.

In addition, the words (terms) used in the entire specification and the scope of the patent application, unless otherwise specified, generally have the ordinary meaning of each word used in this field, in the disclosed content and in the special content . Certain terms used to describe the disclosure are discussed below or elsewhere in this specification to provide those skilled in the art with additional guidance in describing the disclosure.

In the embodiments and the scope of the patent application, unless the article is specifically limited in the context, "a" and "the" can generally refer to a single or plural. The numbers used in the steps are only used to mark the steps for the convenience of description, and are not used to limit the sequence and implementation.

Secondly, the words "comprising", "including", "having", "containing" and so on used in this article are all open terms, meaning including but not limited to.

Figure 1 is a schematic diagram of a trust manual query system according to an embodiment of the present invention, and Figure 2 is a schematic diagram of a trust manual query server of the trust manual query system.

First, referring to FIG. 1 , as shown in the figure, the trust book query system 100 includes a trust book query server 110 and a client browsing device 120 . The client browsing device 120 can connect to the trust book inquiry server 110 through the network after scanning the two-dimensional barcode, so as to display a trust book.

Wherein, the client browsing device 120 includes a mobile phone 122 for scanning a two-dimensional barcode to connect to the trust book query server 110, and the two-dimensional barcode can be displayed on a bank counter or an automatic teller machine, and can also be displayed on A webpage of the trust service network, so that customers can use the mobile phone 122 to scan and connect to the trust book query server 110 to query and display the contents of the trust book.

In some embodiments, the client browsing device 120 includes a tablet computer 124 for scanning a two-dimensional barcode to connect to the trust book inquiry server 110, and the two-dimensional barcode can be displayed on a bank counter or an automatic teller machine , can also be displayed on the webpage of a trust service network, so that customers can use the tablet computer 124 to scan and connect to the trust manual query server 110 to query and display the contents of the trust manual.

In some embodiments, the client browsing device 120 includes a notebook computer 126 connected to a trust service network to scan a two-dimensional barcode, and connected to the trust book inquiry server 110, and the two-dimensional barcode can be displayed on a bank The counter or an automatic teller machine can also be displayed on the webpage of a trust service network, so that customers can use the notebook computer 126 to scan and connect to the trust book query server 110 to query and display the contents of the trust book.

In some embodiments, the trust book query server 110 includes a trust book storage module 210 for storing the trust book.

In some embodiments, the trust book inquiry server 110 further includes a QR code generation module 220 connected to the trust book storage module 210 for generating a two-dimensional barcode.

Wherein, the two-dimensional barcode is a quick response matrix code (Quick Response Code; QR Code). With the rise of smart client browsing devices, the application of QR Code is becoming more and more extensive. Just take out the client browsing device to open the application, whether it is an electronic poster, personal business card, or electronic payment, you can get the information in the image by scanning it. contained information.

QR Code is a type of two-dimensional barcode. After the amount of information that one-dimensional barcode can carry is not enough to meet the demand, two-dimensional barcode came into being. It can be traced back to Japan in 1994. It was invented by Denso Wave, an auto parts company, to track goods on the production line and to allow barcodes to accommodate Japanese Kanji and kana information.

The biggest difference from the one-dimensional barcode is that the two-dimensional barcode can carry more data, while the types of information that can be stored in the QR Code include numbers, letters, binary (bytes), and Japanese and Chinese characters. Generally speaking, the information represented by a one-dimensional barcode is mostly "digital code", and the number is used to identify the product, but the two-dimensional barcode can allow Japanese and Chinese characters to be directly recorded in the barcode, that is, let the barcode represent a sentence, or A string of URLs.

The standard of two-dimensional barcode was released in 1999, and its applications include logistics, ticket checking, and website login. The Japanese two-dimensional barcode standard was announced in 1999, and its corresponding ISO international standard (ISO/IEC 18004) was recognized by ISO (International Organization for Standardization) as an international standard in 2000.

Therefore, in addition to being able to record Japanese and Chinese characters, the 2D barcode has a fast recognition speed, can be recognized in 360 degrees, has high fault tolerance, and has a small footprint, making it widely used in product tracking and item tracking. identification, document management, etc. In addition, personal business cards, website logins and other places often see traces of two-dimensional barcodes.

Generally, there are about 40 different size versions of common 2D barcodes. The versions are distinguished according to storage density and structure. The composition structure and the amount of information that can be stored for each 2D barcode are not exactly the same. The size version of the 2D barcode is marked with "Version". For example, version 1, that is, Version 1, the size of the 2D barcode is 21x21 bits, the size of the Version 2 2D barcode is 25x25 bits, and the size of the Version 40 2D barcode is It is 177x177 bits. The higher the Version, the larger the size of the 2D barcode and the more information it can carry.

A two-dimensional barcode is composed of countless small black and white grids, and each grid is a bit. It takes 3 and 1/3 bits to form a pure number, that is, 3 and 1/3 small grids. An ISO 8859-1 encoded binary character requires 8 bits, that is, 8 small grids. Taking Version 40 with the largest information capacity and L-level QR Code as an example, it can accommodate up to 7089 pure numbers, which means it can represent 7089 numbers from 0 to 9, which will greatly increase the capacity of two-dimensional barcodes. amount of information.

In some embodiments, the trust book inquiry server 110 further includes a customer demand reading module 230, connected to the QR code generation module 220, for reading a customer demand for customer inquiry and feedback of required inquiry Contents of the Trust Handbook.

In some embodiments, the trust book query server 110 further includes a trust business introduction module 240 connected to the customer demand reading module 230 for introducing a trust business.

In some embodiments, the trust manual query server 110 further includes a trust function introduction module 250 connected to the trust business introduction module 240 for introducing a trust function.

In some embodiments, the content of the trust manual contains questions or introductions, for example, what is the settlor of the trust, so as to provide customers with understanding that the settlor of the trust is the person who entrusts the property to the trust. Since the settlor is a minor, the Bank's children's parenting trust must be approved by its legal representative.

In some embodiments, the content of the trust manual contains questions or introductions, such as who is the beneficiary, so as to provide customers with an understanding. The "beneficiary" is the object that the settlor wants to take care of with the trust property, that is, The person receiving the trust benefits in the trust relationship may be yourself (self-benefit trust) or other people (other-benefit trust).

In some embodiments, the content of the trust manual contains questions or introductions, for example, what is a trustee, so as to provide customers with an understanding that a "trustee" in a business trust is a so-called trustee, currently a bank The trustee will assist the settlor to achieve the purpose of property management. The settlor needs to transfer the trust property to the trustee, and let the trustee perform management matters according to the content of the trust contract. The trustee must manage the trust property for the benefit of the beneficiary until the contract expires or the purpose of the trust is completed.

In some embodiments, the content of the trust manual contains questions or introductions, for example, whether the trust deed must appoint a trust supervisor to provide customers with understanding, it is not necessary to appoint a trust supervisor, depending on the needs of the settlor Certainly. The purpose of appointing a trust supervisor is to protect the interests of the beneficiaries of the trust. Any use of the trust property or amendment of the trust contract must be jointly applied by the settlor and the trust supervisor.

In some embodiments, the content of the trust manual contains questions or introductions, for example, what is a trust, so as to provide customers with an understanding. "Trust" is a system for managing property for others, which can be flexibly and customized for the settlor. Optimized property planning to achieve goals in a more efficient and safe manner.

In some embodiments, the content of the trust manual contains questions or introductions, for example, the trust structure to provide customers with an understanding that the "trustor" is established based on specific financial management purposes (such as retirement care, wealth inheritance, etc.) The trust contract shall be signed, and the property shall be handed over to the "trustee" for management and use, and the trustee shall deliver the trust property to the "beneficiary" according to the agreement.

In some embodiments, the content of the trust manual includes questions or introductions, for example, the advantages and characteristics of the trust, so as to provide customers with understanding, trust gift tax saving, property control, asset protection and continuation, and proper distribution of property.

In some embodiments, the content of the trust manual contains questions or introductions, such as, trust purpose and planning, to provide customers with understanding. According to your different trust purposes, there may be different trust planning methods, such as taking care of children and Set up a "children parenting trust" to plan your retirement life Set up a "retirement care trust" to plan your posthumous property using "insurance trust" and "will trust", and the trust can help you achieve wealth inheritance, investment and financial management, and property according to the planning method Security and other purposes. However, the new trust manual query system is not limited to this, it can also be the introduction of various trust businesses and trust functions, it can be the description and link of contact information, or the address and contact number of relevant branches, which are not Break away from the spirit and protection scope of the present invention.

In some embodiments, the trust manual query server 110 further includes a trust specialist contact module 260 connected to the trust function introduction module 250 for contacting a trust specialist without departing from the spirit and protection scope of the present invention.

In view of this, the trust manual inquiry system disclosed in this model can conveniently and quickly allow customers to connect to the trust manual inquiry server by scanning a two-dimensional barcode to inquire about relevant information, thereby enabling the public to When you don’t know much about trust business, you can conveniently use the digital trust manual to let the general public have a preliminary understanding of trust business, understand the types and functions of trust, and contact the specialist through the manual to learn more about trust business.

Although the present disclosure has been disclosed above in terms of implementation, it is not intended to limit this disclosure. Any person with ordinary knowledge in the field may make various changes and modifications without departing from the spirit and scope of this disclosure. Therefore, this disclosure The scope of protection shall be determined by the scope of the attached patent application.

100: Trust Handbook Inquiry System 110: Trust Manual Query Server 120: client browsing device 122: mobile phone 124: Tablet PC 126: Notebook computer 210: Trust Manual Storage Module 220:QR code generation module 230: Customer demand reading module 240:Trust business introduction module 250: Trust function introduction module 260: Trust Commissioner Contact Module

In order to make the above and other purposes, features, advantages and embodiments of the present disclosure more comprehensible, the accompanying drawings are described as follows: Fig. 1 is a schematic diagram of a trust manual inquiry system according to an embodiment of the present invention. FIG. 2 is a schematic diagram of a trust book query server of a trust book query system according to an embodiment of the present invention.

100: Trust Handbook Inquiry System

110: Trust Manual Query Server

120: client browsing device

122: mobile phone

124: Tablet PC

126: Notebook computer

Claims (10)

A trust manual inquiry system, including: a trust book lookup server; and A client browsing device, after scanning a two-dimensional barcode, uses the network to connect to the trust book query server to display a trust book. The trust book inquiry system as described in Claim 1, wherein the trust book inquiry server includes: A trust handbook storage module is used to store the trust handbook. The trust book inquiry system as described in Claim 2, wherein the trust book inquiry server further includes: A QR code generation module is connected to the trust book storage module to generate the two-dimensional barcode. The trust book query system as described in claim 3, wherein the trust book query server further includes: A customer demand reading module is connected to the QR code generating module to read a customer demand. The trust book inquiry system as described in Claim 4, wherein the trust book inquiry server further includes: A trust business introduction module is connected to the customer demand reading module to introduce a trust business. The trust book query system as described in claim 5, wherein the trust book query server further includes: A trust function introduction module is connected to the trust business introduction module to introduce a trust function. The trust book inquiry system as described in Claim 6, wherein the trust book inquiry server further includes: A trust commissioner contact module, connected to the trust function introduction module, for contacting a trust commissioner. The trust manual query system as described in claim 1, wherein the client browsing device includes: A mobile phone is used to scan the two-dimensional barcode to connect to the trust book inquiry server, wherein the two-dimensional barcode is displayed on a bank counter or an automatic teller machine. The trust manual query system as described in claim 1, wherein the client browsing device includes: A tablet computer is used to scan the two-dimensional barcode to connect to the trust book inquiry server, wherein the two-dimensional barcode is displayed on a bank counter or an automatic teller machine. The trust manual query system as described in claim 1, wherein the client browsing device includes: A notebook computer is connected to a trust service network to scan the two-dimensional barcode and connect to the trust book inquiry server.

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