TWM593605U - Bank safe deposit box management equipment - Google Patents

Abstract

A bank safe management device includes a server device and a mobile device, the server device stores a safe information set, the safe information set records a plurality of address information and a plurality of safe rental information corresponding to the address information, and Each safe rental information records a number of rentable boxes, the mobile device is used to execute a mobile banking application to connect to the server device to obtain the safe information set, and a third-party map program is executed to store the safe information The address information recorded in the set is converted into a graphical user interface that presents map image information. The graphical user interface displays an address image regarding the relative relationship between the position coordinates of the mobile device and the address information, and corresponds to The safe rental information of the address information.

Description

Bank safe management equipment

The present invention relates to an e-commerce system, especially a leasing transaction management device for bank safes.

The current safe rental service is mainly provided by the bank company, but not all branches of the bank company provide safe rental service, customers need to call the local branches during business hours to confirm whether there is a safe rental service, current rental Various information such as the situation, the size of the safe, the rental fee, and the location of the safe, for the customer, it takes a considerable amount of time and effort to find the safe, and during the telephone communication with the banker, there may be a cognitive gap in the size and position of the safe , Which makes it difficult for customers to find and rent the required safe.

On the other hand, in the current safe leasing usage mode, holders of the corresponding keys and seals of the insurance can open the safe. There is no other mechanism for the bank to verify the holder’s application, and the banker will not actively inform the safe of the safe. The lessee currently has no relevant system to notify the lessee immediately, resulting in the theft of the contents of the safe, resulting in customer disputes. Therefore, it is necessary to improve the existing safe rental and usage model.

Therefore, the purpose of the present invention is to provide a bank safe management device that can solve the shortcomings of at least one existing bank safe leasing and usage mode.

Therefore, the new bank safe management device includes a server device and a mobile device.

The server device stores a safe information set, which records a plurality of address information and a plurality of safe rental information corresponding to the address information, and each safe rental information records a number of rentable boxes.

The mobile device is used to execute a bank application to connect to the server device to obtain the safe information set, and execute a third-party map program to convert the address information recorded in the safe information set into a map image information Graphical user interface, the graphical user interface displays an address image about the relative relationship between the position coordinates of the mobile device and the address information, and the safe rental information corresponding to the address information, respectively.

The effect of the new model is that the server stores the information about the address of the rentable safe and the insurance repair information set of the number of rented boxes. When the mobile device executes the bank application, the relevant information of the rented safe can be obtained to make the relevant Users do not need to spend time to find and inquire about the leased safe.

2: server device

21: Headquarters server

22: Branch server

23: Safe depository host

24: Safe Microcontroller

3: mobile device

4: Banking system

41: Mobile banking application

42: Safe system

43: Push system

(S1)~(S5-2): Step

Other features and functions of the present invention will be clearly presented in the embodiment with reference to the drawings, in which: FIG. 1 is a block diagram illustrating an embodiment of the new bank safe management device; FIG. 2 is a schematic diagram to assist Explain the specific business application architecture of this embodiment; and FIG. 3 is a schematic diagram to help explain the specific business application architecture of this embodiment.

The idea of this patent is to use a mobile banking application provided by the bank combined with a third-party map module (for example: Google Maps), and connect the bank's safe management system in series. Present the address information of each bank branch, whether to provide safe deposit box service, and display the total number of safe boxes of each branch and the number of leaseable boxes, size, cost and other information. If the customer wants to lease a branch safe box, it can be executed from the mobile device The mobile banking application selects the location of the branch, and then inquires about the location of the branch's safe deposit box (such as the second floor or the basement), and the distribution of rentable safes (the size, size, location, and distribution of the safes of each branch are based on the safe map of each branch in advance Draw and present it as an image in the mobile banking application), and the related rental costs, so that customers can choose the ideal safe in person at the scene, wait for the safe to be selected, and book online directly in the mobile banking application And payment (after the customer selects the safe and lease period, the system will generate a dedicated payment account for the order (account allocation according to branch type and safe number), bank customers can directly log in to the mobile banking application, and the system will Rental information is automatically brought to the payment confirmation page. After the customer confirms the content and completes the transaction security control process, the rental and payment can be completed at the same time), and then the customer will go to the branch for the collection of password, access control card and safe deposit box key. The safe. During the rental period, if the customer requests to open the box for use, it will also notify the tenant through the mobile banking application of the starting and ending time of the record, and confirm whether to open the safe at this time through the mobile banking application, so as to facilitate The first time to know the use of the safe, and can query the historical opening records. Before the safe deposit box lease expires, the mobile banking application will also actively inform the customer of the lease expiration. If the customer intends to continue the lease, he can directly renew the contract payment in the mobile banking application, that is, the customer receives the upcoming lease If you want to renew your contract when you are fully notified, you can directly click the renewal function on the notification page. After clicking, the system will bring out the current lease related information (branch type, safe type, lease period, cost, etc.). Renew the original content, or change the relevant rental conditions (such as changing the size of the safe or increasing the lease period) on this page. After confirmation, the renewal and payment operations will be completed according to the first lease. The following further describes the specific practices of this embodiment.

Referring to FIG. 1, an embodiment of the new bank safe management device includes a server device 2 and a mobile device 3.

The server device 2 stores a safe information set, the safe information set records Record multiple address information and multiple safe rental information corresponding to the address information respectively, and each safe rental information records a number of rentable boxes.

The mobile device 3 is used to execute a bank application provided by the server device 2 to connect to the server device 2 to obtain the safe information set, and execute a third-party map program to record the safe information set The address information is converted into a graphical user interface (GUI: Graphical User Interface), which displays an address image about the relative relationship between the position coordinates of the mobile device 3 and the address information, And the safe rental information corresponding to the address information respectively.

In more detail, the server device 2 includes a head office server 21 storing the safe information set, a plurality of branch servers 22 corresponding to the address information, and a plurality of safe warehouse hosts 23, the safe warehouse hosts 23 Monitor the access control security of multiple safes. Each safe is equipped with a safe microcontroller 24 electrically connected to the safe depository host 23, and each branch server 22 is used to configure the connection to a safe depository host 23. The security control mechanism related to the warehouse host and safe will be described in detail later, the mobile banking application executed by the mobile device 3 generates a selected result according to the graphical user interface and an input indicating one of the address information , And the number of rentable boxes recorded in the safe rental information corresponding to the address information is at least one, which means that the branch server 22 corresponding to the address information provides safe rental services, and the head office server 21 of the server device 2 receives the The mobile device 3 According to the selected result, a safe box configuration information is returned to the mobile device 3, and the safe box configuration information shows a volume size corresponding to at least one safe box corresponding to the number of at least one rentable box and a rental fee.

It should be further noted that in this embodiment, the "number of leaseable boxes" represents the number of actual safe boxes that can be leased by the branch server 22, however, in general, the branches of the same bank are not necessarily all There is a safe rental service. Therefore, in this embodiment, when the "number of rentable boxes" is zero, it means that the number of available rentable safe boxes of the branch server 22 is zero, or no safe rental service is provided. The developer of the bank application can change the display content of the graphical user interface according to the actual business needs; then the head office server 21 returns a safe box configuration information according to the result selected by the mobile device 3, and the safe box configuration information is displayed in the form of an image A volume size, a rental fee, and physical configuration information of at least one safe corresponding to the number of rentable boxes, wherein the physical configuration information indicates that the at least one safe is located at the branch server 22 corresponding to the selected address information The actual placement of a safe depository.

The mobile device 3 outputs a definite lease instruction related to the safe configuration information to the head office server 21 according to the received safe configuration information, and the head office server 21 based on the determined lease instruction Update the data of the safe rental information record corresponding to the selected address information. More specifically, after receiving the definite rental instruction, the head office server 21 will rent the record of the safe rental information record corresponding to the selected address information. Reduced number of boxes One, and the at least one safe is marked with a rental status, indicating that at least one safe has been leased, and the location coordinate corresponding to the address information of the selection result is closest to the location coordinate of the mobile device 3, that is, the customer can The information displayed on the mobile device 3 selects the leased safe of the branch closest to it, and then the customer uses the mobile device 3 to execute a payment procedure with the bank application according to the determined lease instruction and generates a corresponding payment result, in more detail , When the mobile device 3 executes the definite rental instruction, the representative determines to lease the at least one safe, and the mobile banking application immediately generates a lease payment related information page for the mobile device 3 to perform online payment, that is, the aforementioned payment is performed Process, and then the mobile banking application displays the related payment results.

The server device 2 then provides a digital activation password according to the lease determination instruction and the payment result. The activation password controls the safe depository host 23 corresponding to the selected address information to switch between an open state and a closed state In more detail, the safe depository host 23 is specifically a safe depository with a computer control host for storing multiple safes. The computer control host is controlled by an electronic code lock to determine the correctness of the activation password to control the safe The access control of the warehouse is safe. The server device 2 records the time point when the safe depository host 23 is controlled by the activation password and switches the state, and sends a password activation notification to the mobile device 3 correspondingly. When the mobile device 3 is based on the password When the notification is enabled and a permission to open message is returned to the server device 2, the server device sends a consistent signal to the security contract that determines the lease The safe box enables the safe to be switched between a locked state and an unlocked state after being enabled.

More specifically, each safe in the safe depository is opened or locked by the physical key, which is the unlocked or locked state described above. When the server device 2 determines that the online payment is successful, it is the head office. After one of the server 21 and the branch server 22 of the selected safe deposit box determines that the online payment is successful, the mobile bank application can then provide the activation code for the safe deposit box and display it on the mobile device 3, and The activation key of the leased safe is provided by the customer (that is, the holder of the mobile device 3) in person.

To further explain, in this embodiment, the safe can be used as long as it holds the activation key and activation code corresponding to the leased safe, that is, the customer who rents the safe can use the activation key and activation code of the leased safe If the loan is used by others, and in order to prevent the activation key and activation password from being stolen by intentional persons and then stealing the contents of the safe, when the safe depository for placing the safe is controlled by the activation password and switches states, the head office server 21 or corresponding The branch server 22 of all will record the time point of switching state, and send the password activation notification to the mobile device 3, that is, record the time point of the activation password holder entering and leaving the safe depository, and notify the safe rental customer, when the customer When the mobile device 3 returns the permission opening message according to the password activation notification, it means that the safe is allowed to be opened, and then the leased safe can be controlled by the activation key and switched from the locked state to the unlocked state , To be added It is clear that the security control mechanism that allows the safe to be opened can be manually judged based on the return of the open permission message whether the key holder is allowed to open the safe, another mechanism is through an electronic linkage to the physical lock of the safe The device, that is, the aforementioned safe microcontroller 24 determines whether the safe can be opened by the activation key according to the permission opening message.

In addition, when the mobile device 3 executes the payment procedure to generate the payment result, the server device 2 also correspondingly generates a lease information, and the lease information records a time point for expiration of the expiration, when the server device 2 determines to generate the After the lease information, when the time limit for expiration notice is reached, a lease expiration notice instruction is issued to the mobile device 3, and the lease information also records an expiration time point greater than the time limit for expiration notice, when the server device It is determined that the mobile device 3 does not execute the payment procedure again before the expiration time, and the activation password is controlled to be invalid. The definition of invalidation is that the activation password cannot cause the safe deposit box to switch between the open state and the closed state. In other words, after the customer performs the payment process for renting the safe through the mobile device 3, the head office server 21 or the branch server 22 immediately generates a safe rental contract with a lease period, that is, the above expiration time point Lease information, and before the lease expires, at the time of the aforementioned expiration notice, issue relevant notice, that is, the aforementioned lease expiration notice instruction to the mobile device 3 to notify the customer that the safe deposit box is about to expire, by the customer Decide whether to renew the contract, when the customer does not renew the contract, the activation code is marked as invalid, that is, the holder of the activation code cannot enter the safe depository and cannot open the previous The leased safe, and the relevant personnel of the bank will recover the activated key.

Referring to FIGS. 2 and 3, this embodiment is a practical architecture for a specific business application. The banking system 4 is the server device 2 of this embodiment. First, it is developed by the customer through the mobile device 3 by mounting the banking system 4 The mobile banking application 41 inquires about the status of the safes of each branch, that is, there is information about the branches and safes that provide safe leasing for safe leasing, and then the banking system 4 performs the relevant procedures after determining the lease, as shown in Figure 2 Reminder of the payment of the fee and record it when the subsequent safe is activated. In addition, when the customer goes to the corresponding branch to open the leased safe, the step (S1) shown in Figure 3 must first go through the safe room (ie. 3. The safe system shown in FIG. 42) Swipe the card at the door and enter the entry password, that is, the aforementioned activation password is input from the safe depository, and then after the system loads the relevant information and the password is successfully compared, the step shown in FIG. 3 (S2) Then, perform step (S3) as shown in Figure 3 to confirm the confirmation procedure of the tenant to confirm whether to open the safe and step (S4) to confirm whether the tenant's mobile phone is a bound device, that is, the aforementioned password holder When the safe depository is opened, the corresponding branch server 22 records the activation record, and sends the password activation notification (ie, the Push system 43 shown in FIG. 3) to the mobile device 3 to notify the safe rental customer and determine Only when the tenant agrees to open, the key-enabled holder is allowed to open the safe. If the tenant does not agree, the key-enabled holder cannot open the safe, that is, the steps (S5-1) and steps shown in Figure 3 (S5-1) S5-2).

In the above embodiment, the mobile device is combined with the map server to provide The third-party map program provided and the safe information set provided by the server device are used to automatically generate the graphical user interface to display the address information and safe rental information of the corresponding branches, and notify the real-time notification when the safe warehouse is opened The safe lessee confirms whether the safe is allowed to be opened to achieve the safe control mechanism of the safe. In addition, when the safe lease expires, the head office server or the corresponding branch server can also send a relevant notification to the mobile device to remind the safe lessee, There is no longer any need for the lessee to personally go through the relevant procedures for contract renewal, so the purpose of cost invention can indeed be achieved.

However, the above are only examples of the new model. When the scope of the new model cannot be limited by this, all simple equivalent changes and modifications made according to the patent application scope and patent specification content of the new model are still classified as Within the scope of this new patent.

2: server device

21: Headquarters server

22: Branch server

23: Safe depository host

24: Safe Microcontroller

3: mobile device

Claims (9)

A bank safe management device, including: a server device storing a safe information set, the safe information set records a plurality of address information, and a plurality of safe rental information corresponding to the address information, and each safe rental information record A number of leaseable boxes; a mobile device for executing a mobile banking application to connect to the server device to obtain the safe information set, and executing a third-party mapping program to record the addresses of the safe information set The information is converted into a graphical user interface presenting map image information, the graphical user interface displaying an address image regarding the relative relationship between the position coordinates of the mobile device and the address information, and the Wait for safe rental information. The bank safe management device according to claim 1, wherein the mobile banking application executed by the mobile device generates a selected result according to the graphical user interface and an input indicating one of the address information, and the The number of rentable boxes in the safe rental information record corresponding to the address information is at least one. The server device receives the selected result from the mobile device, and accordingly returns a safe configuration information to the mobile device, and the safe configuration information displays A volume size corresponding to at least one safe corresponding to the number of at least one rentable box, and a rental fee. The bank safe management device according to claim 2, wherein the mobile bank application executed by the mobile device outputs a data related to the safe The definite lease instruction of the configuration information is sent to the server device, and the server device updates the data of the safe lease information record corresponding to the selected address information according to the definite lease instruction. The bank safe management device according to claim 2, wherein the location coordinate corresponding to the address information of the selection result is closest to the location coordinate of the mobile device. The bank safe management device according to claim 2, wherein the mobile bank application executed by the mobile device outputs a definite lease instruction related to the safe configuration information to the server device, and the mobile device based on the determination The leasing instruction uses the mobile banking application to execute a payment procedure and generate a corresponding payment result. The server device provides a digital activation password to the mobile device according to the determined leasing instruction and the payment result. The server device also Record the time point when the activation password is activated, and correspondingly send a password activation notification to the mobile device, when the mobile device returns a permission to open message to the server device according to the password activation notification, the server device sends A consistent energy signal is sent to the safe that has been leased, so that the safe that is enabled can be controlled to switch between a locked state and an unlocked state. The bank safe management device according to claim 5, wherein when the mobile device executes the payment procedure to generate the payment result, the server device also correspondingly generates a lease information, and the lease information records a time point for expiration notice After the server device determines that the lease information is generated, when the time limit for expiration notice is reached, it issues a lease expiration notice instruction to the mobile device. The bank safe management device according to claim 6, wherein the lease information also records an expiry time point greater than the expiry notice time point, when the server device determines that the mobile device is not executed again before the expiry time point The payment program controls the activation password to be invalid. The bank safe management device as described in claim 1, wherein the server device includes a head office server storing the safe deposit box information set, and a plurality of branch servers respectively corresponding to the address information, executed by the mobile device The mobile banking application generates a selection result based on the graphical user interface and an input indicating one of the address information, and the number of rentable boxes recorded in the safe rental information corresponding to the address information is at least one, the head office serves The device returns a safe box configuration information according to the selected result of the mobile device. The safe box configuration information displays a volume size, a rental fee, and a physical configuration information of at least one safe box corresponding to the number of rentable boxes. The physical configuration information Indicating that the at least one safe is located at the actual placement location of the branch server corresponding to the selected address information. The bank safe management device according to claim 8, wherein the safe configuration information is displayed on the mobile device in the form of an image.

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