TWM572521U - Remittance correction communicating system - Google Patents

Remittance correction communicating system Download PDF

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Publication number
TWM572521U
TWM572521U TW107202579U TW107202579U TWM572521U TW M572521 U TWM572521 U TW M572521U TW 107202579 U TW107202579 U TW 107202579U TW 107202579 U TW107202579 U TW 107202579U TW M572521 U TWM572521 U TW M572521U
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Taiwan
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remittance
communication
retransmission
communication system
original
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TW107202579U
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Chinese (zh)
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吳敏仙
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彰化商業銀行股份有限公司
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Priority to TW107202579U priority Critical patent/TWM572521U/en
Publication of TWM572521U publication Critical patent/TWM572521U/en

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Abstract

A remittance correction communicating system includes a message receiving device, a notifying device, and a remittance correction communication device. The message receiving device is used to receive a remittance correction request of a remittance information from a beneficiary bank, the notifying device is connected to the message receiving device to transmit the remittance correction request to a client, and the remittance correction communication device is connected to the notifying device via a network to generate a remittance correction data and modify the remittance information according to the remittance correction request.

Description

匯款補發通訊系統 Remittance reissue communication system

本新型係有關於一種匯款補發通訊系統,且特別是有關於一種整批匯款補發通訊系統。 The present invention relates to a remittance reissue communication system, and in particular to a whole remittance reissue communication system.

隨著科技日益的進步,電腦工業也日益的發達,各行各業均能快速地利用電腦與網路進行交易與匯款。各種形式的交易模式也正在蓬勃的發展,讓消費者與商家均能方便與快速的進行交易。 With the advancement of technology, the computer industry is also increasingly developed, and all walks of life can quickly use computers and the Internet for transactions and remittances. Various forms of trading models are also booming, allowing consumers and businesses to trade easily and quickly.

以現今網路科技發達的社會中,很多銀行的金融事務都已數位化及網路化。許多的客戶均使用網路銀行進行匯款。然而,在輸入匯款資料的時候,也常常會出現一些錯誤,以致於造成客戶、解款銀行以及匯款銀行之間的困擾。特別是,當進行整批量的匯款作業時,稍有不慎,即可能造成匯款失敗。 In today's society with developed Internet technologies, the financial affairs of many banks have been digitized and networked. Many customers use online banking to send money. However, when entering remittance information, there are often some errors that cause problems between customers, remittance banks, and remittance banks. In particular, when the entire batch of remittance operations is carried out, a slight carelessness may result in the failure of the remittance.

然而,當部分的解款銀行發現錯誤時,會通知並同意匯款銀行進行帳號或戶名的修正,然而,此時客戶必須至臨櫃修改資料並用印後,方可由匯款分行將客戶修改資料利用通訊之方式傳送至解款銀行,不僅造成客戶的困擾,也 增加銀行櫃台人員的工作量。如何能方便客戶進行相關匯款作業錯誤的修改,將有助於提升銀行的作業效率,並進而降低匯款作業所需的作業時間。 However, when some of the dissolving banks find an error, they will notify and agree to the remittance bank to correct the account number or account name. However, at this time, the customer must go to the counter to modify the information and use the post-print, then the remittance branch can use the customer to modify the data. The way of communication is transmitted to the bank, which not only causes problems for customers, but also Increase the workload of bank counter staff. How to facilitate the customer to make mistakes in the relevant remittance operations will help improve the efficiency of the bank's operations and thus reduce the working time required for remittance operations.

新型內容旨在提供本揭示內容的簡化摘要,以使閱讀者對本揭示內容具備基本的理解。此新型內容並非本揭示內容的完整概述,且其用意並非在指出本新型實施例的重要/關鍵元件或界定本新型的範圍。 The novel content is intended to provide a simplified summary of the disclosure in order to provide a basic understanding of the disclosure. This Summary is not an extensive overview of the disclosure, and is not intended to identify key/critical elements of the novel embodiments or the scope of the invention.

本新型內容之一目的是在提供一種匯款補發通訊系統,以方便客戶進行匯款作業錯誤的修改。 One of the contents of this new content is to provide a remittance reissue communication system to facilitate the customer to modify the remittance error.

為達上述目的,本新型內容之一技術態樣係關於一種匯款補發通訊系統包含有一訊息接收裝置、一通知裝置以及一匯款補發通訊裝置。 To achieve the above object, one aspect of the present invention relates to a remittance retransmission communication system including a message receiving device, a notification device, and a remittance retransmission communication device.

訊息接收裝置用以接收來自於一解款銀行的一匯款資料的一匯款補發通訊,通知裝置連接於訊息接收裝置,以將匯款補發通訊傳送給一客戶,而匯款補發通訊裝置利用網路連接於通知裝置,以根據匯款補發通訊,產生一匯款補發資料,進而修改匯款資料。 The message receiving device is configured to receive a remittance retransmission communication from a remittance data of a debit bank, the notification device is connected to the message receiving device to transmit the remittance retransmission communication to a client, and the remittance retransmission communication device utilizes the network The road is connected to the notification device to reissue the communication according to the remittance, generate a remittance reissue data, and then modify the remittance data.

在一實施例中,解款銀行可以利用一解款行電腦伺服器,通訊連接訊息接收裝置,以傳送匯款補發通訊給訊息接收裝置。 In one embodiment, the debit bank can utilize a debit computer server to communicate with the message receiving device to transmit the remittance retransmission communication to the message receiving device.

在一實施例中,匯款補發通訊系統更包含有一企業網銀伺服器,連接於匯款補發通訊裝置,以接收匯款補發資料。 In an embodiment, the remittance retransmission communication system further includes an enterprise online banking server connected to the remittance retransmission communication device to receive the remittance reissue data.

在一實施例中,匯款補發通訊裝置包含有一顯示輸入元件、一確認訊息元件連接於顯示輸入元件以及一交易成功顯示元件連接於確認訊息元件。 In one embodiment, the remittance retransmission communication device includes a display input component, a confirmation message component coupled to the display input component, and a transaction success display component coupled to the confirmation message component.

在一實施例中,顯示輸入元件包含有一原付款帳號顯示單元,一原收款人帳號顯示單元連接於原付款帳號顯示單元,以及一原匯款金額顯示單元連接於原收款人帳號顯示單元。 In an embodiment, the display input component includes an original payment account display unit, an original payee account display unit is connected to the original payment account display unit, and an original remittance amount display unit is connected to the original payee account display unit.

在一實施例中,顯示輸入元件更包含有一通訊類別選擇單元連接於原匯款金額顯示單元以及一訊息輸入單元連接於通訊類別選擇單元。 In one embodiment, the display input component further includes a communication category selection unit coupled to the original remittance amount display unit and a message input unit coupled to the communication category selection unit.

在一實施例中,顯示輸入元件還包含有一手續費扣款帳號顯示單元,連接於通訊類別選擇單元。 In an embodiment, the display input component further includes a fee deduction account number display unit connected to the communication category selection unit.

因此,本新型所揭露之一種匯款補發通訊系統可以方便使用者匯款後,若解款銀行發現錯誤時,使用者可以利用網路銀行進行修改,以避免匯款失敗需重新匯款或須臨櫃進行修改的困擾,不僅僅方便使用者進行匯款資料的修改或改退匯申請,同時也兼顧網路匯款的安全性與便利性。 Therefore, the remittance reissuing communication system disclosed in the present invention can facilitate the user to remit money, and if the dissolving bank finds an error, the user can use the online banking to modify, so as to avoid remittance of the remittance, or remittance. The troubles of the modification are not only convenient for the user to modify the remittance data or apply for remittance, but also take into account the security and convenience of the network remittance.

在參閱下文實施方式後,本新型所屬技術領域中具有通常知識者當可輕易瞭解本新型之基本精神及其他新型目的,以及本新型所採用之技術手段與實施態樣。 The basic spirit and other novel objects of the present invention, as well as the technical means and implementations of the present invention, can be readily understood by those of ordinary skill in the art.

100‧‧‧匯款補發通訊系統 100‧‧‧Remittance reissue communication system

110‧‧‧訊息接收裝置 110‧‧‧Message receiving device

120‧‧‧通知裝置 120‧‧‧Notification device

130‧‧‧企業網銀伺服器 130‧‧‧Enterprise online banking server

140‧‧‧匯款補發通訊裝置 140‧‧‧Remittance reissue communication device

150‧‧‧顯示輸入元件 150‧‧‧ display input components

151‧‧‧原付款帳號顯示單元 151‧‧‧ original payment account display unit

152‧‧‧原收款人帳號顯示單元 152‧‧‧ Original Payee Account Display Unit

153‧‧‧原匯款金額顯示單元 153‧‧‧ Original remittance amount display unit

154‧‧‧通訊類別選擇單元 154‧‧‧Communication category selection unit

155‧‧‧手續費扣款帳號顯示單元 155‧‧‧Demerction charge account display unit

156‧‧‧訊息輸入單元 156‧‧‧Message input unit

160‧‧‧確認訊息元件 160‧‧‧Confirmation message component

170‧‧‧交易成功顯示元件 170‧‧‧Transaction successful display component

180‧‧‧解款行電腦伺服器 180‧‧‧Debt line computer server

為讓本新型之上述和其他目的、特徵、優點與實施例能更明顯易懂,所附圖式之說明如下:第1圖係依照本新型一實施例繪示一種匯款補發通訊系統的示意圖。 The above and other objects, features, advantages and embodiments of the present invention can be more clearly understood. The description of the drawings is as follows: FIG. 1 is a schematic diagram showing a remittance retransmission communication system according to an embodiment of the present invention. .

第2圖係依照本新型一實施例繪示一種匯款補發通訊系統之顯示輸入元件的示意圖。 2 is a schematic diagram showing a display input component of a remittance retransmission communication system according to an embodiment of the present invention.

根據慣常的作業方式,圖中各種特徵與元件並未依比例繪製,其繪製方式是為了以最佳的方式呈現與本新型相關的具體特徵與元件。此外,在不同圖式間,以相同或相似的元件符號來指稱相似的元件/部件。 The various features and elements in the figures are not drawn to scale, and are in the In addition, similar elements/components are referred to by the same or similar element symbols throughout the different drawings.

為了使本揭示內容的敘述更加詳盡與完備,下文針對了本新型的實施態樣與具體實施例提出了說明性的描述;但這並非實施或運用本新型具體實施例的唯一形式。實施方式中涵蓋了多個具體實施例的特徵以及用以建構與操作這些具體實施例的方法步驟與其順序。然而,亦可利用其他具體實施例來達成相同或均等的功能與步驟順序。 In order to make the description of the present disclosure more detailed and complete, the following description of the embodiments of the present invention and the specific embodiments thereof are set forth. The features of various specific embodiments, as well as the method steps and sequences thereof, are constructed and manipulated in the embodiments. However, other specific embodiments may be utilized to achieve the same or equivalent function and sequence of steps.

除非本說明書另有定義,此處所用的科學與技術詞彙之含義與本新型所屬技術領域中具有通常知識者所理解與慣用的意義相同。此外,在不和上下文衝突的情形下,本說明書所用的單數名詞涵蓋該名詞的複數型;而所用的複數名詞時亦涵蓋該名詞的單數型。 Unless otherwise defined in the specification, the meaning of the scientific and technical terms used herein is the same as that of ordinary skill in the art. In addition, the singular noun used in this specification covers the plural of the noun in the case of no conflict with the context; the plural noun of the noun is also included in the plural noun used.

另外,關於本文中所使用之「連接」,可指二或多個元件相互直接作實體或電性接觸,或是相互間接作實體或電性接觸,亦可指二或多個元件相互操作或動作,或藉由網路連接其均不脫離本新型之精神與範圍。再者,在本文中所使用的系統、裝置、元件與伺服器等元件,可以是運作於各個獨立的電腦主機或設備之中,亦可以運作並整合於一個或多個的電腦主機或設備中,其均不脫離本新型的精神與範圍。 In addition, the term "connected" as used herein may mean that two or more elements are in direct physical or electrical contact with each other, or indirectly in physical or electrical contact with each other, or that two or more elements are interoperable or Actions, or connections through the Internet, do not depart from the spirit and scope of the present invention. Furthermore, the components, devices, components, and servers used herein may be operated in separate computer mainframes or devices, and may be operated and integrated in one or more computer mainframes or devices. They do not deviate from the spirit and scope of this new model.

第1圖係依照本新型一實施例繪示一種匯款補發通訊系統的示意圖,第2圖則是匯款補發通訊系統之顯示輸入元件的示意圖。 1 is a schematic diagram of a remittance retransmission communication system according to an embodiment of the present invention, and FIG. 2 is a schematic diagram of a display input component of a remittance retransmission communication system.

如圖所示,匯款補發通訊系統100包含有一訊息接收裝置110、一通知裝置120以及一匯款補發通訊裝置140。 As shown, the remittance retransmission communication system 100 includes a message receiving device 110, a notification device 120, and a remittance retransmission communication device 140.

當解款銀行接受一整批或單一的匯款資料後,若發現資料錯誤時,將通知匯款銀行,進行更正。此時,解款銀行利用解款行電腦伺服器180通訊連接訊息接收裝置110,以傳送匯款補發通訊給訊息接收裝置110。訊息接收裝置110接收來自於一解款銀行的匯款資料的匯款補發通訊。並進一步利用連接於訊息接收裝置110的通知裝置120,以將匯款補發通訊傳送給客戶。而客戶則使用匯款補發通訊裝置140,其利用網路連接於通知裝置120,並根據匯款補發通訊,產生匯款補發資料,進而修改匯款資料。 When the disbursement bank accepts a batch or a single remittance information, if it finds that the information is wrong, it will notify the remittance bank to make corrections. At this time, the debit bank uses the debit bank server 180 to connect to the message receiving device 110 to transmit the remittance retransmission communication to the message receiving device 110. The message receiving device 110 receives the remittance retransmission communication from the remittance data of a debit bank. Further, the notification device 120 connected to the message receiving device 110 is further utilized to transmit the remittance retransmission communication to the client. The client uses the remittance retransmission communication device 140, which uses the network to connect to the notification device 120, and retransmits the communication according to the remittance, generates remittance reissuing data, and then modifies the remittance data.

其中,匯款補發通訊系統100更包含有一企業網銀伺服器130,連接於匯款補發通訊裝置140,用以接收匯款補發資料。 The remittance retransmission communication system 100 further includes an enterprise online banking server 130 connected to the remittance retransmission communication device 140 for receiving remittance reissue data.

在一實施例中,匯款補發通訊裝置140包含一顯示輸入元件150,用以顯示並輸入匯款補發資料。而顯示輸入元件150包含有一原付款帳號顯示單元151、一原收款人帳號顯示單元152連接於原付款帳號顯示單元151、以及一原匯款金額顯示單元153連接於原收款人帳號顯示單元152。原付款帳號顯示單元151顯示原匯款資料中的原始付款帳號,原收款人帳號顯示單元152則顯示原匯款資料中的原始收款人帳號等資料,而原匯款金額顯示單元153則顯示原匯款資料中的原始匯款金額,以供客戶進行核對。 In one embodiment, the remittance retransmission communication device 140 includes a display input component 150 for displaying and inputting remittance reissue information. The display input component 150 includes an original payment account display unit 151, an original payee account display unit 152 connected to the original payment account display unit 151, and an original remittance amount display unit 153 connected to the original payee account display unit 152. . The original payment account display unit 151 displays the original payment account in the original remittance data, and the original payee account display unit 152 displays the original payee account number and the like in the original remittance data, and the original remittance amount display unit 153 displays the original remittance. The original remittance amount in the data for the customer to check.

其中,顯示輸入元件150更包含有一通訊類別選擇單元154,連接於原匯款金額顯示單元153,以進行欲修正項目的選擇,其可以包含有修改原始收款人帳號或者是修改原始收款人的戶名。然而,為了匯款安全起見,匯款補發通訊系統100僅接受修改原始收款人帳號或者是修改原始收款人的戶名之一的修改,而不接受兩者同時修改,以有效地確保匯款的正確性與安全性。然若,原始匯款資料中,兩者均出現錯誤時,則通訊類別選擇單元154更可以提供一改退匯申請的功能,以進行改退匯的程序。此外,通訊類別選擇單元154亦不接受匯款金額的修改,以提升網路匯款的安全性。 The display input component 150 further includes a communication category selection unit 154 connected to the original remittance amount display unit 153 to perform selection of the item to be corrected, which may include modifying the original payee account number or modifying the original payee. Account name. However, for the sake of remittance security, the remittance retransmission communication system 100 only accepts modifications to modify the original payee account number or modify one of the original payee's account names, and does not accept both modifications at the same time to effectively ensure remittance. Correctness and security. However, if there is an error in both of the original remittance data, the communication category selection unit 154 may further provide a function of changing the remittance application to perform the procedure of reversing the remittance. In addition, the communication category selection unit 154 also does not accept the modification of the remittance amount to improve the security of the network remittance.

在一實施例中,顯示輸入元件150更包含有一訊息輸入單元156,連接於通訊類別選擇單元154,以供使用者輸入一更新過的資料,例如修正後的收款人帳號或者是修正後的收款人戶名。 In an embodiment, the display input component 150 further includes a message input unit 156 coupled to the communication category selection unit 154 for the user to input an updated data, such as a modified payee account number or a modified version. Payee name.

在一實施例中,顯示輸入元件150更包含有一手續費扣款帳號顯示單元155,連接於通訊類別選擇單元154,以用來顯示手續費扣款的帳號。 In an embodiment, the display input component 150 further includes a commission debit account number display unit 155 connected to the communication category selection unit 154 for displaying the account number of the deduction charge.

此外,匯款補發通訊裝置140更包含有一確認訊息元件160連接於顯示輸入元件150,以將相關匯款資料、修改內容以及相關訊息,顯示給使用者進行確認。 In addition, the remittance retransmission communication device 140 further includes a confirmation message component 160 connected to the display input component 150 for displaying the relevant remittance data, modification content and related information to the user for confirmation.

經使用者確認後,則匯款補發通訊裝置140更利用確認訊息元件160通知企業網銀伺服器130,而企業網銀伺服器130則進一步通知銀行主機,並通訊連線匯款銀行的匯兌印表機印出,然後在轉發通訊給解款銀行。 After the user confirms, the remittance retransmission communication device 140 further informs the enterprise online banking server 130 by using the confirmation message component 160, and the enterprise online banking server 130 further informs the bank host, and the remittance printer of the communication remittance bank prints. Out, then forward the communication to the bank.

在一實施例中,匯款補發通訊裝置140,更包含有一交易成功顯示元件170,連接於確認訊息元件160,以在企業網銀伺服器130接受匯款補發資料之後,顯示相關的修改成功的訊息。 In an embodiment, the remittance retransmission communication device 140 further includes a transaction success display component 170 coupled to the confirmation message component 160 to display the relevant successful modification message after the enterprise online banking server 130 accepts the remittance reissuance data. .

綜上所述,本新型所揭露之一種匯款補發通訊系統可以方便使用者匯款後,若解款銀行發現錯誤時,使用者利用網路銀行進行修改,以避免匯款失敗需重新匯款或須臨櫃進行修改的困擾,且在經由網路銀行申請修改匯款資料之後,分行查詢亦可以透過查詢介面進行一個月內的分行匯款資料的查詢,而總行單位則可以進一步查詢全部於匯款補發 通訊系統中的通訊資料,而客戶端則更可以進行6個月內之資料查詢。由於本新型所揭露之一種匯款補發通訊系統更有效地限制相關資料修改的內容,故不僅僅方便使用者進行匯款資料的修改或改退匯申請,同時也兼顧網路匯款的安全性與便利性,有助於客戶方便地使用銀行的整批匯款或單筆匯款的功能。 In summary, the remittance reissuing communication system disclosed in the present invention can facilitate the user to remit money, and if the dissolving bank finds an error, the user uses the online banking to modify to avoid remittance or remittance if the remittance fails. After the cabinet is modified, and after applying for the modification of the remittance information via online banking, the branch enquiry can also query the remittance information of the branch within one month through the inquiry interface, and the head office can further inquire about all remittance remittances. The communication data in the communication system, and the client can conduct data inquiry within 6 months. Since the remittance reissue communication system disclosed in the present invention more effectively limits the content of related data modification, it is not only convenient for the user to modify or remit the remittance data, but also considers the security and convenience of the network remittance. Sexuality helps customers to easily use the bank's bulk remittance or single remittance.

雖然上文實施方式中揭露了本新型的具體實施例,然其並非用以限定本新型,本新型所屬技術領域中具有通常知識者,在不悖離本新型之原理與精神的情形下,當可對其進行各種更動與修飾,因此本新型之保護範圍當以附隨申請專利範圍所界定者為準。 The specific embodiments of the present invention are disclosed in the above embodiments, and are not intended to limit the present invention. Those of ordinary skill in the art to which the present invention pertains, without departing from the spirit and scope of the present invention, Various changes and modifications may be made thereto, and the scope of protection of the present invention is defined by the scope of the accompanying claims.

Claims (10)

一種匯款補發通訊系統,包含:一訊息接收裝置,接收來自於一解款銀行的一匯款資料的一匯款補發通訊;一通知裝置,連接於該訊息接收裝置,以將該匯款補發通訊傳送給一客戶;以及一匯款補發通訊裝置,網路連接於該通知裝置,以根據該匯款補發通訊,產生一匯款補發資料,進而修改該匯款資料。 A remittance retransmission communication system, comprising: a message receiving device, receiving a remittance retransmission communication from a remittance data of a debit bank; and a notification device connected to the message receiving device to retransmit the remittance communication Transmitted to a customer; and a remittance reissue communication device, the network is connected to the notification device to retransmit the communication according to the remittance, generate a remittance reissue data, and then modify the remittance data. 如請求項1所述之匯款補發通訊系統,更包含一解款行電腦伺服器,通訊連接於該訊息接收裝置,以傳送該匯款補發通訊給該訊息接收裝置。 The remittance retransmission communication system according to claim 1, further comprising a debit bank server, wherein the communication device is connected to the message receiving device to transmit the remittance retransmission communication to the message receiving device. 如請求項2所述之匯款補發通訊系統,更包含一企業網銀伺服器,連接於該匯款補發通訊裝置,以接收該匯款補發資料。 The remittance retransmission communication system according to claim 2, further comprising an enterprise online banking server connected to the remittance retransmission communication device to receive the remittance reissue data. 如請求項3所述之匯款補發通訊系統,其中該匯款補發通訊裝置包含一顯示輸入元件。 The remittance retransmission communication system of claim 3, wherein the remittance retransmission communication device comprises a display input component. 如請求項4所述之匯款補發通訊系統,其中該匯款補發通訊裝置更包含一確認訊息元件,連接於該顯示輸入元件。 The remittance retransmission communication system of claim 4, wherein the remittance retransmission communication device further comprises a confirmation message component connected to the display input component. 如請求項5所述之匯款補發通訊系統,其中該匯款補發通訊裝置更包含一交易成功顯示元件,連接於該確認訊息元件。 The remittance retransmission communication system of claim 5, wherein the remittance retransmission communication device further comprises a transaction success display component coupled to the confirmation message component. 如請求項6所述之匯款補發通訊系統,其中該顯示輸入元件包含一原付款帳號顯示單元,一原收款人帳號顯示單元連接於該原付款帳號顯示單元,以及一原匯款金額顯示單元連接於該原收款人帳號顯示單元。 The remittance reissue communication system according to claim 6, wherein the display input component comprises an original payment account display unit, an original payee account display unit is connected to the original payment account display unit, and an original remittance amount display unit Connected to the original payee account display unit. 如請求項7所述之匯款補發通訊系統,其中該顯示輸入元件更包含一通訊類別選擇單元,連接於該原匯款金額顯示單元。 The remittance reissue communication system according to claim 7, wherein the display input component further comprises a communication category selection unit connected to the original remittance amount display unit. 如請求項8所述之匯款補發通訊系統,其中該顯示輸入元件更包含一訊息輸入單元,連接於該通訊類別選擇單元。 The remittance reissue communication system of claim 8, wherein the display input component further comprises a message input unit connected to the communication category selection unit. 如請求項8所述之匯款補發通訊系統,其中該顯示輸入元件更包含一手續費扣款帳號顯示單元,連接於該通訊類別選擇單元。 The remittance reissue communication system of claim 8, wherein the display input component further comprises a commission debit account display unit connected to the communication category selection unit.
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