TWI831114B - Integrity verifying method, system and computer device of separated cross-platform trade and accounting, computer-readable medium - Google Patents

Abstract

An integrity verifying method of separated cross-platform trade and accounting uses an accounting module of a computer system to produce corresponding accounting entries according to the transaction details from each trade device and send the accounting entries to a general ledger module of the computer system. The general ledger module produces a general ledger subject balance which includes accounting items and general ledger balances. The accounting module compares the transaction details and the transaction details included in a transaction detail aggregation file that comes from the same trade device and produces a compare result of transaction details. The accounting module produces an account balance aggregation file according to the ledger aggregation files provided by the trade devices and sends the account balance aggregation file to the general ledger module. The general ledger module checks the general ledger balances of the general ledger subject balance and the account balances of the account balance aggregation file and produces a total check report.

Description

Integrity verification methods, systems, computer devices and computer-readable recording media for separation of cross-platform transactions and accounting

The present invention relates to a verification method of transaction information, and in particular, to an integrity verification method of cross-platform transaction and accounting separation for the separation mechanism of transaction device and accounting system.

In the past, banks' transactions and accounting were handled by a single system. However, due to the booming development of financial technology, financial products and services have become increasingly complex. In order to allow the trading system to focus on serving customers, it has become a trend for banks to separate accounting from the trading system. Market trends. Therefore, between the transaction and accounting systems, how to ensure the integrity of the information produced by both transactions and accounting is a very important issue.

Therefore, the purpose of the present invention is to provide an integrity verification method for cross-platform transaction and accounting separation, as well as an integrity verification system for cross-platform transaction and accounting separation, an integrity verification computer device and a computer to implement the method readable The recording media obtained can confirm the integrity of daily transactions and accounting processing through transaction detail comparison and total score verification.

Therefore, the present invention is an integrity verification method that separates cross-platform transactions and accounting, and is applied to a financial institution. The financial institution has multiple transaction devices, and each transaction device provides customer financial transaction services and generates a corresponding transaction detail; The method includes the following steps.

(A) Each transaction device immediately transmits the transaction details generated on that day to a computer system of the financial institution, and an accounting module of the computer system generates a corresponding recorded transaction based on the received transaction details. The amount and the corresponding accounting entries of the accounting items, and immediately transmit each accounting entry to a general ledger module of the computer system, so that the general ledger module records the accounting items based on the received accounting entries. , adding up the transaction amounts recorded by the accounting entries with the same accounting items to generate at least one general ledger account balance including accounting items and one general ledger balance.

(B) After each transaction device confirms that the transaction details generated on that day have been sent to the computer system, it generates a transaction details summary file and a branch summary file and sends them to the accounting module of the computer system; , each transaction detail summary file contains the transaction details that occurred on that day, and each account summary file summarizes the accounting objects, transaction types and balances of all accounts that conducted financial transactions on that day.

(C) The accounting module compares the transaction details from the same transaction device with the transaction details contained in the transaction details summary file, and generates corresponding A comparison result of transaction details of the transaction device.

(D) The accounting module assigns corresponding accounting items based on the accounting objects and transaction types of each account in the account summary files, and calculates the balances of the accounts with the same accounting items in the account summary files Summing up generates at least one account balance summary file including accounting items and a corresponding accounting balance, and transmits the at least one account balance summary file to the general ledger module.

(E) The general ledger module checks the general ledger balance in the at least one general ledger account balance with the same accounting item and the accounting balance in the at least one account balance summary file, and generates at least one accounting item and a difference Total score verification report.

In addition, the present invention implements an integrity verification system for cross-platform transactions and accounting separation that implements the above method, is applied to a financial institution, and includes multiple transaction devices and a computer system; each transaction device provides customer financial transaction services and generates relevant Corresponding transaction details; the computer system can communicate with the transaction devices and includes an accounting module and a general ledger module.

Among them, each transaction device immediately transmits each transaction details generated on that day to the computer system, and the accounting module generates a corresponding record of the transaction amount and its corresponding accounting items based on the received transaction details. Accounting entries are sent immediately to the general ledger module. The general ledger module records the accounting entries with the same accounting items based on the received accounting items. Transaction amounts are summed to produce at least one general ledger containing accounting items and one general ledger balance. Account balance.

After each transaction device confirms that the transaction details generated on that day have been sent to the computer system, it generates a transaction details summary file and a branch summary file and sends them to the accounting module of the computer system; The transaction details summary file contains the transaction details generated on that day. Each account summary file summarizes the accounting objects, transaction types and balances of all accounts that conducted financial transactions on that day; the accounting module compares the transaction details from the same transaction device. The transaction details and the transaction details included in the transaction details summary file generate a transaction details comparison result corresponding to each transaction device; the accounting module is based on the accounting objects of each account in the sub-account summary files. Accounting items corresponding to the transaction types are given, and the balances of the accounts with the same accounting items in the account summary files are summed to generate at least one account balance summary file containing accounting items and a corresponding accounting balance, And transmit the at least one account balance summary file to the general ledger module; the general ledger module checks the general ledger balance in the at least one general ledger account balance with the same accounting item and the at least one account balance summary file. Accounting balances, and generate at least one total reconciliation report containing accounting items and one difference.

In some implementations of the present invention, the computer system includes a first computer device and a second computer device that can communicate with each other, and the accounting module is installed in the first computer device and is used by the first computer device. a software program executed by a computer device, and the general ledger module is a software program installed in and executed by the second computer device; or, the computer system is a computer device, and the accounting module and the The general ledger module is a software program installed in and executed by the computer device.

Furthermore, the present invention realizes the above-mentioned method, a cross-platform transaction and accounting integrity verification computer device is applied to a financial institution, and can communicate with multiple transaction devices of the financial institution, and each transaction device provides customers with financial transactions. service and generate a corresponding transaction detail, and after each transaction device confirms that the transaction details generated on that day have been sent to the computer device, a transaction details summary file and a branch summary file are generated and sent to the computer device. , each transaction detail summary file contains the transaction details generated on that day, and each account summary file summarizes the accounting objects, transaction types and balances of all accounts that conduct financial transactions on that day; the computer device includes a communication interface unit, a storage unit and a processing unit; the communication interface unit establishes a connection with the transaction devices to receive the transaction details, the transaction details summary file and the account summary file; the storage unit stores the transaction details, the transaction details summary file file and the branch summary file; the processing unit is electrically connected to the communication interface unit and the storage unit and includes an accounting module and a general ledger module.

Among them, the accounting module generates a corresponding accounting entry that records the transaction amount and its corresponding accounting item based on the transaction details stored in the storage unit, and transmits each accounting entry to the general ledger module, The general ledger module adds up the transaction amounts recorded in the accounting entries with the same accounting items according to the received accounting items recorded in the accounting entries to generate at least one general ledger including accounting items and one general ledger balance. Account balance; the accounting module compares the account balance stored in the storage unit from the same transaction The transaction details of the transaction device and the transaction details included in the transaction details summary file generate a transaction details comparison result corresponding to each transaction device, and store the transaction details comparison result in the storage unit; the The accounting module assigns corresponding accounting items based on the accounting objects and transaction types of each account in the account summary files stored in the storage unit, and assigns corresponding accounting items to the accounts with the same accounting items in the account summary files. The balances are summed to generate at least one account balance summary file including accounting items and a corresponding accounting balance, and the at least one account balance summary file is sent to the general ledger module; the general ledger module checks the account balances with the same accounting items. The general ledger balance in at least one general ledger account balance and the accounting balance in the at least one account balance summary file generate at least one total score reconciliation report including accounting items and one difference, and store the total score reconciliation report in the storage unit.

In some implementations of the present invention, after each trading device confirms that all transaction details generated on that day have been transmitted to the computer device, it will generate a daily cut signal and simultaneously transmit the daily cut signal and the transaction details summary. file and the branch summary file to the accounting module; only after receiving the daily cut signal, the accounting module compares the transaction details from the same transaction device with the transactions included in the transaction details summary file details; and after receiving the daily cut signal, the accounting module will provide corresponding accounting items based on the accounting objects and transaction types of each account in the account summary files, and generate the at least one account balance summary file. .

In some embodiments of the present invention, the total score verification report also includes The general ledger balance and the accounting balance.

In addition, the present invention implements the above method in a computer-readable recording medium, which stores a software program including an accounting module and a general ledger module. The software program is used by a computer that can communicate with multiple transaction devices. After the system is loaded and executed, the computer system can complete the above-mentioned integrity verification method of cross-platform transaction and accounting separation; wherein, each transaction device provides customer financial transaction services and generates a corresponding transaction detail, and each transaction device After the transaction device confirms that all the transaction details generated on the day have been sent to the computer system, it generates a transaction details summary file and a branch summary file and sends them to the computer system. Each transaction details summary file includes the transaction details generated on the day. For transaction details, each account summary file summarizes the accounting objects, transaction types and balances of all accounts that conduct financial transactions on that day.

The effect of the present invention is that the accounting module generates the corresponding accounting entries based on the transaction details from each transaction device and sends them to the general ledger module, and the general ledger module generates corresponding accounting entries based on the received transaction details. These accounting entries generate general ledger account balances that include accounting items and general ledger balances; and the accounting module compares the transaction details from the same transaction device with the transaction details contained in the transaction details summary file, The transaction details comparison result is generated to verify the integrity of the transaction and confirm whether there is any data loss problem when the transaction details are transferred between systems; and, the general ledger module checks the balance of the same general ledger account by checking the accounting items. The general ledger balance in and the accounting balance in the account balance summary file provided by the accounting module will generate It can verify the accounting integrity and confirm whether there are calculation errors in the account amount of the same accounting item during the accounting and general ledger calculation process, so as to ensure that both transaction and accounting the integrity of the information produced by the author.

1: Trading device

2: Computer system (computer device)

2A: First computer device

2B: Second computer device

21:Accounting module

22: General ledger module

23: Communication interface unit

24:Storage unit

25: Processing unit

S1~S12: steps

Other features and effects of the present invention will be clearly shown in the embodiments with reference to the drawings, in which: Figure 1 is the main process steps of an embodiment of the integrity verification method for cross-platform transaction and accounting separation according to the present invention; 2 is a schematic diagram of the hardware devices and module blocks mainly included in the integrity verification system for cross-platform transactions and accounting separation of the present invention to implement the process steps of Figure 1; Figure 3 is a cross-platform transaction and module block diagram of the present invention to implement the process steps of Figure 1. Another schematic block diagram of hardware devices and modules mainly included in the accounting separation integrity verification system; Figure 4 is a block schematic diagram of hardware components mainly included in the computer device of Figure 3; Figure 5 illustrates the transaction device of this embodiment during the day and Different data are sent to the computer device at the end of the day; Figure 6 illustrates that each transaction device in this embodiment generates a household summary file and sends it to the accounting module of the computer device; Figure 7 illustrates the accounting module of the computer device in this embodiment The module compares the transaction details from the same transaction device with the transaction details included in the transaction details summary file and generates the transaction details comparison results; Figure 8 illustrates that the accounting module of the computer device in this embodiment adds up the balances of the accounts with the same accounting items (items) in the account summary files provided by different transaction devices, and generates a The account balance summary file of the accounting items (items) and accounting balances; and Figure 9 illustrates that the general ledger module of the computer device of this embodiment checks the general ledger account balances of the same general ledger items (items). The accounting balance in the balance and account balance summary file is generated and a total score reconciliation report containing accounting items and differences is generated.

Before the present invention is described in detail, it should be noted that in the following description, similar elements are designated with the same numbering.

Referring to Figure 1, it is the main process of an embodiment of the integrity verification method of cross-platform transaction and accounting separation according to the present invention. It is applied to a financial institution, such as but not limited to a bank, and as shown in Figure 2, the financial institution The institution has multiple transaction devices 1, and for convenience of explanation, Figure 2 only takes two transaction devices 1 (ie, transaction device A and transaction device B) as an example; each transaction device 1 can be installed at a counter of the financial institution. Or it is set up in a place other than a financial institution to provide customers with financial transaction services, such as a computer device that provides customer deposit services, foreign exchange services, etc. as a deposit system, a foreign exchange system, etc., and will generate data corresponding to financial transactions. A system of transaction details (i.e. accounting accounts); and the method of this embodiment is implemented by the integrity verification system of cross-platform transaction and accounting separation including the transaction devices 1 and a computer system 2 shown in Figure 2, The computer system 2 can communicate through a network (such as the Internet, a local area network or an internal network, etc.) communicates with the transaction devices 1 and includes an accounting module 21 and a general ledger module 22. Among them, as shown in Figure 2, the computer system 2 includes a first computer device 2A and a second computer device 2B that can communicate with each other (for example, through an intranet or a local network), and the accounting module 21 is The general ledger module 22 is a software program installed in the first computer device 2A and executed by the first computer device 2A. The general ledger module 22 is a software program installed in the second computer device 2B and executed by the second computer device 2B. , therefore, the first computer device 2A and the second computer device 2B can complete the method steps described below and shown in FIG. 1 by executing the accounting module 21 and the general ledger module 22 respectively.

Alternatively, as shown in Figure 3, the computer system 2 can also be a single computer device (integrity verification computer device, hereinafter referred to as the computer device 2), and the accounting module 21 and the general ledger module 22 are installed on A software program in the computer device 2 and executed by the computer device 2 . Specifically, as shown in Figure 4, the computer device 2 at least includes a communication interface unit 23 (such as a network card) that can establish a connection with the transaction devices 1 for communication, and a storage device composed of a memory module. The unit 24 and a processing unit 25 (such as a central processing unit) are electrically connected to the communication interface unit 23 and the storage unit 24 . And after the processing unit 25 loads the software program including the accounting module 21 and the general ledger module 22 stored in a computer-readable recording medium (such as the storage unit 24) and executes the software program, the computer Device 2 will be able to perform the method steps described below and shown in Figure 1. In the following, the computer device (computer system) 2 will be used as an example for explanation.

First, as shown in Figure 3, when a customer (such as customer A, customer B) requests financial transaction services from the transaction device A and transaction device B, the transaction device A and transaction device B complete the financial transaction service and provide the transaction. When the result is sent to customer A and customer B (or the terminal electronic devices held by them, such as personal computers or smartphones, etc.), as shown in steps S1 and 3 of Figure 1, transaction device A and transaction device B will also A transaction detail corresponding to the financial transaction is generated respectively, and as shown in steps S2 and 3 of Figure 1, each (each) transaction detail generated on that day (current accounting day) is immediately transmitted to the computer. Device 2.

Then, in step S3 of FIG. 1 , the accounting module 21 of the computer device 2 generates a corresponding accounting entry recording the transaction amount and its corresponding accounting item based on the received transaction details, for example, customer A If you deposit 500 yuan into an account in Bank Y through transaction device A, the transaction details will record: 1. The cash in Bank Y increases by 500 yuan, 2. Customer A deposits 500 yuan into the current savings deposit, and the corresponding accounting entries will be recorded. Will record: 1. Debit: 003 - Cash on hand 500, 2. Credit: 466 (code of accounting item) - Current savings deposit 500.

Then, as shown in step S4 of FIG. 1 , the accounting module 21 will immediately transmit the generated accounting entries to the general ledger module 22 of the computer device, and the general ledger module 22 will receive the accounting entries. After recording, in step S5 of Figure 1 , the general ledger module 22 will add up the transaction amounts recorded in the accounting entries with the same accounting items according to the accounting items recorded in the accounting entries, and generate at least one transaction amount including Accounting items and general ledger balances The balance of the general ledger account.

Therefore, as shown in Figure 5, in the current accounting day (i.e., the "day period" in Figure 5), the accounting module 21 will continue to receive transaction details from each transaction device 1, and transfer each transaction device to The transaction details of 1 are recorded in a transaction details list stored in the storage unit 24 of the computer device 2. Therefore, the storage unit 24 will store multiple transaction details lists corresponding to different transaction devices 1 one-to-one; At the same time, the accounting module 21 generates corresponding accounting entries based on the transaction details and sends them to the general ledger module 22. The general ledger module 22 will successively receive the corresponding accounting entries based on the current accounting day. The accounting entries, the transaction amounts recorded by the accounting entries with the same accounting items are accumulated, and the totaled general ledger account balances for different accounting items are generated. For example, the general ledger module 22 is for accounting The general ledger balance recorded in the general ledger account balance generated by item 466 is 110. At the same time, the general ledger module 22 will also add up the same transaction amounts of other accounting items in the accounting entries to generate the same transaction amount as other accounting items. The balance of one or more other general ledger accounts corresponding to the item.

Then, as shown in step S6 of Figure 1 , each transaction device 1 will confirm whether all the transaction details generated on that day have been sent to the computer device 2 at the end of the current accounting day (that is, when the financial transaction services of the day are completed). , if not, then return to and repeat the above step S2; if yes, then as shown in step S7 of Figure 1 and Figure 5, each transaction device 1 generates a transaction details summary file and a branch summary file, and transmits the The transaction detail summary file and the account summary file are provided to the accounting module 21 of the computer device 2; wherein, each The transaction details summary file contains the transaction details generated by each trading device 1 before the end of the day (that day), that is, the transaction details summary file was sent to the transaction device 1 on the day it was compiled (the current accounting day). The file of all transaction details of the computer device 2; each account summary file is the accounting object (such as live deposit, time deposit and other products) and transaction type (such as this (money, interest, etc.) and their corresponding balances; taking Figure 6 as an example, assume that the household summary file A generated by the transaction device A contains two accounting objects (represented by codes AB02, AB03, different codes represent different businesses), and The transaction types are all B009 (represented by codes), and the balances are 10 and 20 respectively; the account summary file B generated by transaction device B contains two accounting objects (represented by codes AD01 and AE01), and the transaction types are also B009, and the balances are 30 and 40 respectively.

Next, when the accounting module 21 receives the transaction detail summary files and the account summary files from different transaction devices 1, as shown in steps S9 and 7 of Figure 1, the accounting module 21 The transaction details list is retrieved from the storage unit 24, and the transaction details recorded in the transaction details list from the same transaction device 1 are compared with the transaction details contained in the transaction details summary file, for example, as shown in Figure 7, The transaction serial number is used for cross-reference according to the system, and a transaction details comparison result corresponding to each transaction device 1 is generated and stored in the storage unit 24. As shown in Figure 7, the transaction details comparison result is mainly Record the transaction serial number that does not appear in the transaction details list or the transaction details summary file. In this way, the integrity of the transaction can be verified. And based on the comparison results, check whether there is any data loss problem in the process of transferring transaction details between systems.

In addition, as shown in step S10 of FIG. 1 , the accounting module 21 will provide corresponding accounting items according to the accounting objects and transaction types of each account in the household summary file, and the household summary generated in FIG. 6 Taking file A and household summary file B as an example, the accounting module 21 will provide accounting objects and transaction types, for example, different accounting objects (AB02, AB03, AD01, AE01) but the same transaction type (code B009). The corresponding accounting item code, such as 466, and then add the balances of the accounts with the same accounting item (such as 466) in the account summary files to generate at least one accounting item (such as 466) and the corresponding The account balance summary file of an accounting balance (for example, the sum of the balances of the four same accounting items (items) shown in Figure 8 is 100), and as shown in steps S11 and 9 of Figure 1, the account balance summary file The accounting module 21 sends the at least one account balance summary file to the general ledger module 22 .

In other words, when the household summary file A and the household summary file B also contain accounts with other accounting objects (such as code AC01, AC03) and transaction types (such as code A001), then the accounting module 21 According to the accounting object (AC01, AC03) and transaction type (A001), these accounts will be given corresponding accounting item codes, such as 460, and the accounting items in the sub-account summary files A and B will be 460. The balances of the accounts are summed to obtain an accounting balance, and another account balance summary file containing accounting items 460 and the corresponding accounting balance is generated, and so on. Therefore, the accountant The accounting module 21 may generate multiple account balance summary files for different accounting items based on the household summary file A and the household summary file B (and more household summary files from other transaction devices 1).

It is worth mentioning that in the above-mentioned step S7, in addition to generating the transaction detail summary file and the account summary file, each transaction device 1 can also generate a message indicating that each transaction device 1 has completed the current accounting day. ) the daily cut signal of all accounting transactions, and transmit the daily cut signal together with the transaction detail summary file and the branch summary file to the computer device 2, and the accounting module 21 will receive the daily cut signal after receiving the daily cut signal. , the above-mentioned steps S9 and S10 are executed. In addition, there is no order of step S9 and step S10. Step S10 may also be executed first and then step S9.

Then, as shown in step S12 of Figure 1 , after receiving the account balance summary file, the general ledger module 22 checks the general ledger balance in the general ledger account balances with the same accounting items and the general ledger balance in the account balance summary file. The accounting balance, and generate multiple total score reconciliation reports containing accounting items and a difference corresponding to different accounting items; for example, as shown in Figure 9, taking accounting (accounting) item (item) 466 as an example, the general ledger module 22 Check the general ledger balance (110) in the general ledger account balance with an accounting item (item) of 466 and the accounting balance (100) in the account balance summary file, and generate the total score reconciliation report It contains accounting items (items) 466 and differences (10). In addition, the total score reconciliation report can also include information such as the accounting balance (100) and the general ledger balance (110). In this way, the accounting integrity can be verified, and the account amount corresponding to the same accounting item can be confirmed based on this report. Whether there is any calculation error in the calculation process between the accounting module 21 and the general ledger module 22.

To sum up, in the above embodiment, the accounting module 21 of the computer device 2 generates the corresponding accounting entries based on the transaction details from each transaction device 1, and transmits the accounting entries to The general ledger module 22 of the computer device 2 causes the general ledger module 22 to add up the transaction amounts recorded in the accounting entries with the same accounting items according to the received accounting entries to generate an accounting item including and the general ledger account balance of the general ledger balance; and the accounting module 21 generates the transaction details comparison result by comparing the transaction details from the same transaction device 1 with the transaction details included in the transaction details summary file , can verify the integrity of the transaction and confirm whether there is any data loss problem when the transaction details are transmitted between systems; and, the general ledger module 22 checks the general ledger balance and the general ledger balance in the same general ledger account balance of the accounting item. The accounting balance in the account balance summary file provided by the accounting module 21 generates a total score reconciliation report including accounting items and differences, which can verify the accounting integrity and confirm that the account amount of the same accounting item is reconciled between accounting and accounting. Whether there are any calculation errors in the process of general ledger calculation, to ensure the integrity of the information produced by both transactions and accounting, and to achieve the effect and purpose of the present invention.

However, the above are only examples of the present invention, and should not be used to limit the scope of the present invention. All simple equivalent changes and modifications made based on the patent scope of the present invention and the content of the patent specification are still within the scope of the present invention. Scope covered by the patent of this invention within.

1: Trading device

2:Computer system

21:Accounting module

22: General ledger module

S1~S12: steps

Claims (12)

An integrity verification method that separates cross-platform transactions and accounting, applied to a financial institution. The financial institution has multiple transaction devices, each of which provides customer financial transaction services and generates a corresponding transaction detail; the method includes: (A) Each transaction device immediately transmits the transaction details generated on that day to a computer system of the financial institution, and an accounting module of the computer system generates a corresponding recorded transaction based on the received transaction details. The amount and the corresponding accounting entries of the accounting items, and immediately transmit each accounting entry to a general ledger module of the computer system, so that the general ledger module records the accounting items based on the received accounting entries. , sum up the transaction amounts recorded in the accounting entries with the same accounting items to generate at least one general ledger account balance including accounting items and a general ledger balance; the accounting module adds the transactions of each transaction device The details are recorded in a corresponding transaction details list; (B) after each transaction device confirms that all transaction details generated on that day have been sent to the computer system, a transaction details summary file and a branch summary file are generated and sent to The accounting module of the computer system; wherein each transaction detail summary file contains the transaction details generated on that day, and each account summary file summarizes the accounting objects, transaction types and balances of all accounts that performed financial transactions on that day; (C) The accounting module compares the transaction details recorded in the transaction details list from the same transaction device with the transaction details included in the transaction details summary file, and generates a transaction corresponding to each transaction device. The transaction details comparison results are recorded in the transaction details list or the transaction sequence number that does not appear in the transaction details summary file; (D) The accounting module calculates the transaction number based on the account in the sub-account summary file. The accounting objects and transaction types are given to the corresponding accounting items, and the balances of the accounts with the same accounting items in the account summary files are added up to generate at least one account balance that includes the accounting items and the corresponding accounting balance. summary file, and transmit the at least one account balance summary file to the general ledger module; and (E) the general ledger module checks the general ledger balance in the at least one general ledger account balance with the same accounting item and the at least one general ledger module The accounting balance in the account balance summary file is generated, and at least one total score reconciliation report containing accounting items and one difference is generated. As described in request item 1 for the integrity verification method of separating cross-platform transactions and accounting, in step (B), after each transaction device confirms that all transaction details generated on that day have been transmitted to the computer system, a one-day cut signal, and simultaneously transmit the daily cut signal, the transaction detail summary file and the account summary file to the accounting module; in step (C), the accounting module only receives the daily cut signal. Compare the transaction details recorded in the transaction details list from the same transaction device with the transaction details included in the transaction details summary file; and in step (D), after the accounting module receives the day-cut signal , corresponding accounting items are given based on the accounting objects and transaction types of each account in the account summary file, and the at least one account balance summary file is generated. As described in request item 1 for the integrity verification method of separating cross-platform transactions and accounting, in step (E), the total score reconciliation report also includes the general ledger balance and the accounting balance. The integrity verification method for separating cross-platform transactions and accounting as described in any one of requests 1 to 3, wherein the computer system includes a first computer device and a second computer device that can communicate with each other, and the accounting model The group is a software program installed in and executed by the first computer device, and the general ledger module is a software program installed in and executed by the second computer device; or, The computer system is a computer device, and the accounting module and the general ledger module are software programs installed in and executed by the computer device. An integrity verification system that separates cross-platform transactions and accounting, is applied to a financial institution, and includes: multiple transaction devices, each of which provides customer financial transaction services and generates a corresponding transaction detail; and a computer system, It can communicate with the transaction devices and includes an accounting module and a general ledger module; each of the transaction devices immediately transmits the transaction details generated on the day to the computer system, and the accounting module receives the Each received transaction detail generates a corresponding accounting entry that records the transaction amount and its corresponding accounting item, and immediately transmits each accounting entry to the general ledger module. The general ledger module responds according to the received The accounting items recorded by the accounting entries are added together to generate at least one general ledger account containing the accounting items and one general ledger balance by adding up the transaction amounts recorded by the accounting entries with the same accounting items. balance; the accounting module records the transaction details of each transaction device in a corresponding transaction details list; after each transaction device confirms that all transaction details generated on the day have been transmitted to the computer system, each transaction A transaction detail summary file and a branch summary file are respectively generated and sent to the accounting module of the computer system; among them, each transaction detail summary file contains the transaction details generated on that day, and each branch summary file contains The accounting objects, transaction types and balances of all accounts that conduct financial transactions on that day; the accounting module compares the transaction details recorded in the transaction details list from the same transaction device with the transaction details included in the transaction details summary file , and generate a transaction details comparison result corresponding to each transaction device, and the transaction details comparison result records a transaction serial number that does not appear in the transaction details list or the transaction details summary file; the accounting module based on these The accounting objects and transaction types of each account in the account summary file are assigned to corresponding accounting items, and the balances of the accounts with the same accounting items in the account summary file are added up to generate at least one accounting item and related items. an account balance summary file corresponding to an accounting balance, and transmit the at least one account balance summary file to the general ledger module; and the general ledger module checks the general ledger in the at least one general ledger account balance with the same accounting item balance and the accounting balance in the at least one account balance summary file, and generate at least one total score reconciliation report including accounting items and one difference. The cross-platform transaction and accounting integrity verification system as described in request item 5, wherein each trading device will generate a daily cut signal after confirming that all transaction details generated on that day have been transmitted to the computer system, and at the same time Send the daily cut signal, the transaction detail summary file and the account summary file to the accounting module; only after receiving the daily cut signal, the accounting module compares the transaction detail list records from the same transaction device The transaction details and the transaction details included in the transaction details summary file; and after the accounting module receives the daily cut signal, it will calculate the accounting objects and transaction types of each account in the account summary file. The corresponding accounting items are given and the balance summary file of at least one account is generated. The cross-platform transaction and accounting separation integrity verification system as described in request item 5, wherein the total score reconciliation report also includes the general ledger balance and the accounting balance. The integrity verification system for cross-platform transaction and accounting separation as described in any one of request items 5 to 7, wherein the computer system includes a first computer device and a second computer device that can communicate with each other, and the accounting model The group is a software program installed in and executed by the first computer device, and the general ledger module is a software program installed in and executed by the second computer device; or, The computer system is a computer device, and the accounting module and the general ledger module are software programs installed in and executed by the computer device. A computer device for integrity verification that separates cross-platform transactions and accounting. It is used in a financial institution and can communicate with multiple transaction devices of the financial institution. Each transaction device provides customer financial transaction services and generates corresponding A transaction details, and after each transaction device confirms that the transaction details generated on that day have been sent to the computer device, a transaction details summary file and a branch summary file are generated and sent to the computer device, each of the transaction details The summary file contains the transaction details that occurred on that day. Each account summary file summarizes the accounting objects, transaction types and balances of all accounts that conducted financial transactions on that day; the computer device includes: a communication interface unit, established with the transaction device Connected to receive the transaction details, the transaction detail summary file and the account summary file; a storage unit to store the transaction details, the transaction detail summary file and the account summary file; and a processing unit to communicate with the The communication interface unit and the storage unit are electrically connected and include an accounting module and a general ledger module; wherein the accounting module generates a corresponding recorded transaction amount and its corresponding transaction amount based on each transaction details stored in the storage unit. The accounting entries of the accounting items are sent to the general ledger module. The general ledger module records the accounting items with the same accounting items based on the received accounting entries. The recorded transaction amounts are summed to generate at least one general ledger account balance including accounting items and a general ledger balance; the accounting module records the transaction details of each transaction device stored in the storage unit in the A corresponding transaction details list in the storage unit; the accounting module compares the transaction details recorded in the transaction details list from the same transaction device stored in the storage unit with the transactions included in the transaction details summary file details, resulting in the A transaction detail comparison result should be performed on each transaction device, and the transaction detail comparison result should be stored in the storage unit. The transaction detail comparison result should record transactions that do not appear in the transaction detail list or the transaction detail summary file. Serial number; the accounting module assigns corresponding accounting items according to the accounting objects and transaction types of each account in the account summary files stored in the storage unit, and assigns the accounting items in the account summary files with the same The balances of other accounts are summed to generate at least one account balance summary file including accounting items and a corresponding accounting balance, and the at least one account balance summary file is sent to the general ledger module; the general ledger module checks the accounting items The same general ledger balance in the at least one general ledger account balance and the accounting balance in the at least one account balance summary file generate at least one total score reconciliation report including accounting items and one difference, and store the total score The reconciliation report is stored in this storage unit. For example, the integrity verification computer device for cross-platform transactions and accounting separation described in request item 9, wherein each transaction device will generate a daily signal after confirming that the transaction details generated on that day have been transmitted to the computer device, and at the same time Send the daily cut signal, the transaction detail summary file and the account summary file to the accounting module; only after receiving the daily cut signal, the accounting module compares the transaction detail list records from the same transaction device The transaction details and the transaction details included in the transaction details summary file; and the accounting module only summarizes according to the account divisions after receiving the daily cut signal. The accounting objects and transaction types of each account in the file are given corresponding accounting items, and the balance summary file of at least one account is generated. The computer device for integrity verification of cross-platform transaction and accounting separation as described in claim 9, wherein the total score reconciliation report also includes the general ledger balance and the accounting balance. A computer-readable recording medium that stores a software program including an accounting module and a general ledger module. After the software program is loaded and executed by a computer system that can communicate with multiple transaction devices, the software program The computer system can complete the integrity verification method of cross-platform transaction and accounting separation as described in any one of requests 1 to 4; wherein each transaction device provides customer financial transaction services and generates a corresponding transaction detail, and After each trading device confirms that the transaction details generated on that day have been sent to the computer system, it generates a transaction details summary file and a branch summary file and sends them to the computer system. Each transaction details summary file includes the transaction details generated on that day. These transaction details and each sub-account summary file summarize the accounting objects, transaction types and balances of all accounts that conduct financial transactions on that day.

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