TWI729489B - Resource processing system, method, device and equipment for reviewing and approving resource project declaration - Google Patents

Resource processing system, method, device and equipment for reviewing and approving resource project declaration Download PDF

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TWI729489B
TWI729489B TW108132397A TW108132397A TWI729489B TW I729489 B TWI729489 B TW I729489B TW 108132397 A TW108132397 A TW 108132397A TW 108132397 A TW108132397 A TW 108132397A TW I729489 B TWI729489 B TW I729489B
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李龍
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開曼群島商創新先進技術有限公司
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Abstract

本發明實施例公開了一種資源處理系統、資源項目申報的審批方法、裝置及設備，該資源處理系統包括終端設備和資源服務平臺，資源服務平臺為基於預定的區塊鏈構建的服務平臺，該區塊鏈中的區塊儲存有資源處理參與方的相關資訊，其中：終端設備用於請求資源服務平臺從預定的區塊鏈查詢基於區塊鏈中的區塊儲存的資訊，以及向資源服務平臺發送目標資源項目申報的審批請求；資源服務平臺用於從預定的區塊鏈中獲取與目標資源項目的申報規則相匹配的待審批的資訊，對獲取的資訊進行審批，並將審批產生的資訊記錄到區塊鏈的區塊中，和/或，基於獲取的資訊進行預定的交易操作。The embodiment of the present invention discloses a resource processing system, a method, device, and equipment for approving a resource project declaration. The resource processing system includes a terminal device and a resource service platform. The resource service platform is a service platform constructed based on a predetermined blockchain. The blocks in the blockchain store the relevant information of the resource processing participants. Among them: the terminal device is used to request the resource service platform to query the information stored based on the blocks in the blockchain from a predetermined blockchain, and to provide resource services The platform sends the approval request for the target resource project declaration; the resource service platform is used to obtain the pending information from the predetermined blockchain that matches the target resource project declaration rules, approve the acquired information, and generate the approval The information is recorded in a block of the blockchain, and/or a predetermined transaction operation is performed based on the obtained information.

Description

資源處理系統、資源項目申報的審批方法、裝置及設備Resource processing system, method, device and equipment for reviewing and approving resource project declaration

本發明涉及電腦技術領域，尤其涉及一種資源處理系統、資源項目申報的審批方法、裝置及設備。The present invention relates to the field of computer technology, in particular to a resource processing system, a method, device and equipment for reviewing and approving resource project declarations.

隨著經濟增長的驅動力逐步由投資轉向消費，資產證券化行業得到快速發展，通常，資產證券化平臺應用中心化交易模式，資產方和投資方都要與資產證券化平臺的控制中心進行交互。 當前，在傳統金融機構和銀行系統中，由於信貸和資產證券化相關流程中涉及到了眾多參與方（或資源參與方），包括資產方、投資放、信託機構、託管銀行、仲介機構和交易所等。在整個資產證券化的業務流程中，由於參與的各個銀行和金融機構之間的資訊相互割裂，這樣，在進行信貸和資產證券化的業務時，由於參與的各個銀行和金融機構之間的資訊相互割裂，就需要分別向各個參與方申請相應的資訊進行審核或審批，從而可能會使得資訊無法很好的共用而導致信任傳導困難、流程手續繁雜、資源處理效率低下、增信成本高昂，因此，需要提供一種資源處理流程更簡化、資源處理效率更高的資源處理方案。As the driving force of economic growth gradually shifts from investment to consumption, the asset securitization industry has developed rapidly. Generally, the asset securitization platform uses a centralized transaction model, and the asset side and the investor must interact with the control center of the asset securitization platform . Currently, in traditional financial institutions and banking systems, there are many participants (or resource participants) involved in the process of credit and asset securitization, including asset owners, investment banks, trust institutions, custodian banks, intermediaries, and exchanges. Wait. In the entire business process of asset securitization, the information between participating banks and financial institutions is separated from each other. In this way, when conducting credit and asset securitization business, due to the information between participating banks and financial institutions If they are separated from each other, it is necessary to apply to each participant for the corresponding information for review or approval, which may make the information not well shared and lead to difficulties in trust transmission, complicated procedures, low efficiency in resource processing, and high cost of credit enhancement. , It is necessary to provide a resource processing solution with a simplified resource processing process and a higher resource processing efficiency.

本發明實施例的目的是提供一種資源處理系統、資源項目申報的審批方法、裝置及設備，以提供一種資源處理流程更簡化、資源處理效率更高的資源處理方案。 為了實現上述技術方案，本發明實施例是這樣實現的： 本發明實施例提供的一種資源處理系統，所述系統包括終端設備和資源服務平臺，所述資源服務平臺為基於預定的區塊鏈構建的服務平臺，所述區塊鏈中的區塊儲存有資源處理參與方的相關資訊，所述資源處理參與方包括資源方、投資方、信託機構、託管機構、承銷機構、仲介機構和交易機構的一個或多個，其中： 所述終端設備，用於請求所述資源服務平臺從所述預定的區塊鏈查詢基於所述區塊鏈中的區塊儲存的資訊，以及向所述資源服務平臺發送目標資源項目申報的審批請求； 所述資源服務平臺，用於從所述預定的區塊鏈中獲取與所述目標資源項目的申報規則相匹配的待審批的資訊，對獲取的資訊進行審批，並將審批產生的資訊記錄到所述區塊鏈的區塊中，和/或，基於獲取的資訊進行預定的交易操作。 可選地，所述終端設備用於向所述資源服務平臺發送資訊查詢請求，所述資訊查詢請求中包括查詢關鍵字； 所述資源服務平臺，用於查找與所述查詢關鍵字相匹配的目標資訊，並輸出查詢到的所述目標資訊。 可選地，所述目標資源項目為資產證券化業務中的資源項目。 可選地，所述終端設備，還用於向所述資源服務平臺發送目標證券所有權的轉移請求； 所述資源服務平臺，還用於基於所述預定的區塊鏈中的目標智慧合約對目標證券所有權的轉移進行交易撮合，以對所述目標證券的所有權進行轉移。 可選地，所述資源服務平臺，還用於： 獲取所述目標資源項目的相關資訊，所述相關資訊中包括所述目標資源項目的資源資訊、交易結構資訊、評級資訊、發放資源和償還資源中的資源流和資訊流； 根據所述目標資源項目的相關資訊，產生所述目標智慧合約。 可選地，所述資源服務平臺，還用於： 接收對所述預定的區塊鏈中的目標智慧合約的管理請求，所述管理請求用於指示將所述目標智慧合約進行刪除、替換或修改； 根據所述管理請求，對所述目標智慧合約進行相應的處理。 本發明實施例提供的一種資源項目申報的審批方法，所述方法包括： 接收目標資源項目申報的審批請求； 根據所述目標資源項目的申報規則，從預定的區塊鏈中獲取與所述申報規則相匹配的待審批的資訊，所述待審批的資訊中包括所述目標資源項目的資源資訊和投資者資訊； 對獲取的與所述申報規則相匹配的資訊進行審批，並將審批產生的資訊記錄到所述預定的區塊鏈的區塊中。 可選地，所述目標資源項目為資產證券化業務中的資源項目。 可選地，所述目標資源項目為證券所有權的轉移項目，所述方法還包括： 如果對所述目標資訊的審批通過，則根據所述預定的區塊鏈中的目標智慧合約進行證券所有權的轉移的交易撮合，以執行所述證券所有權的轉移的操作。 可選地，所述方法還包括： 獲取所述目標資源項目的相關資訊，所述相關資訊中包括所述目標資源項目的資源資訊、交易結構資訊、評級資訊、發放資源和償還資源中的資源流和資訊流； 根據所述目標資源項目的相關資訊，產生所述目標智慧合約。 可選地，所述方法還包括： 接收對所述預定的區塊鏈中的目標智慧合約的管理請求，所述管理請求用於指示將所述目標智慧合約進行刪除、替換或修改； 根據所述管理請求，對所述目標智慧合約進行相應的處理。 可選地，所述方法還包括： 接收資訊查詢請求，所述資訊查詢請求中包括查詢關鍵字； 從所述預定的區塊鏈中查找與所述查詢關鍵字相匹配的目標資訊，並輸出查詢到的所述目標資訊。 本發明實施例提供的一種資源項目申報的審批裝置，所述裝置包括： 請求接收模組，用於接收目標資源項目申報的審批請求； 第一資訊獲取模組，用於根據所述目標資源項目的申報規則，從預定的區塊鏈中獲取與所述申報規則相匹配的待審批的資訊，所述待審批的資訊中包括所述目標資源項目的資源資訊和投資者資訊； 審批模組，用於對獲取的與所述申報規則相匹配的資訊進行審批，並將審批產生的資訊記錄到所述預定的區塊鏈的區塊中。 可選地，所述目標資源項目為資產證券化業務中的資源項目。 可選地，所述目標資源項目為證券所有權的轉移項目，所述裝置還包括： 交易模組，用於如果對所述目標資訊的審批通過，則根據所述預定的區塊鏈中的目標智慧合約進行證券所有權的轉移的交易撮合，以執行所述證券所有權的轉移的操作。 可選地，所述裝置還包括： 第二資訊獲取模組，用於獲取所述目標資源項目的相關資訊，所述相關資訊中包括所述目標資源項目的資源資訊、交易結構資訊、評級資訊、發放資源和償還資源中的資源流和資訊流； 合約產生模組，用於根據所述目標資源項目的相關資訊，產生所述目標智慧合約。 可選地，所述裝置還包括： 管理請求接收模組，用於接收對所述預定的區塊鏈中的目標智慧合約的管理請求，所述管理請求用於指示將所述目標智慧合約進行刪除、替換或修改； 處理模組，用於根據所述管理請求，對所述目標智慧合約進行相應的處理。 可選地，所述裝置還包括： 查詢請求模組，用於接收資訊查詢請求，所述資訊查詢請求中包括查詢關鍵字； 查詢模組，用於從所述預定的區塊鏈中查找與所述查詢關鍵字相匹配的目標資訊，並輸出查詢到的所述目標資訊。 本發明實施例提供的一種資源項目申報的審批設備，所述資源項目申報的審批設備包括： 處理器；以及 被安排成儲存電腦可執行指令的記憶體，所述可執行指令在被執行時使所述處理器： 接收目標資源項目申報的審批請求； 根據所述目標資源項目的申報規則，從預定的區塊鏈中獲取與所述申報規則相匹配的待審批的資訊，所述待審批的資訊中包括所述目標資源項目的資源資訊和投資者資訊； 對獲取的與所述申報規則相匹配的資訊進行審批，並將審批產生的資訊記錄到所述預定的區塊鏈的區塊中。 由以上本發明實施例提供的技術方案可見，本發明實施例中資源處理系統包括終端設備和資源服務平臺，資源服務平臺為基於預定的區塊鏈構建的服務平臺，區塊鏈中的區塊儲存有資源處理參與方的相關資訊，資源處理參與方包括資源方、投資方、信託機構、託管機構、承銷機構、仲介機構和交易機構的一個或多個，其中：終端設備，用於請求資源服務平臺從預定的區塊鏈查詢基於區塊鏈中的區塊儲存的資訊，以及向資源服務平臺發送目標資源項目申報的審批請求，資源服務平臺，用於從預定的區塊鏈中獲取與目標資源項目的申報規則相匹配的待審批的資訊，對獲取的資訊進行審批，並將審批產生的資訊記錄到所述區塊鏈的區塊中，和/或，基於獲取的資訊進行預定的交易操作，這樣，基於區塊鏈的資源處理系統可以將資源處理的各個過程中的資訊進行儲存，因此，在不同的資源處理的過程中，其需要的相關資訊儲存在區塊鏈中，參與方之間不需要重複的傳遞相關的資源的資訊，大大的降低了流程成本、簡化了資源處理流程，提升了資源處理效率。The purpose of the embodiments of the present invention is to provide a resource processing system, a method, device, and equipment for approving a resource item declaration, so as to provide a resource processing solution with a simplified resource processing process and a higher resource processing efficiency. In order to implement the above technical solutions, the embodiments of the present invention are implemented as follows: An embodiment of the present invention provides a resource processing system, the system includes a terminal device and a resource service platform, the resource service platform is a service platform constructed based on a predetermined blockchain, and the blocks in the blockchain store Information about resource processing participants, including one or more of resource parties, investors, trust institutions, custodians, underwriters, intermediaries, and trading institutions, among which: The terminal device is configured to request the resource service platform to query the information stored based on the blocks in the blockchain from the predetermined blockchain, and to send the approval of the target resource project declaration to the resource service platform request; The resource service platform is used to obtain information to be approved that matches the declaration rules of the target resource item from the predetermined blockchain, approve the obtained information, and record the information generated by the approval in In the blocks of the blockchain, and/or, a predetermined transaction operation is performed based on the acquired information. Optionally, the terminal device is used to send an information query request to the resource service platform, and the information query request includes a query keyword; The resource service platform is used to search for target information that matches the query keyword, and output the searched target information. Optionally, the target resource item is a resource item in an asset securitization business. Optionally, the terminal device is further configured to send a request for the transfer of the ownership of the target securities to the resource service platform; The resource service platform is also used to perform transaction matching for the transfer of the ownership of the target securities based on the target smart contract in the predetermined blockchain, so as to transfer the ownership of the target securities. Optionally, the resource service platform is also used for: Acquiring relevant information of the target resource item, the relevant information including the resource information, transaction structure information, rating information, issuance resources and repayment resources of the resource flow and information flow of the target resource item; According to the relevant information of the target resource item, the target smart contract is generated. Optionally, the resource service platform is also used for: Receiving a management request for the target smart contract in the predetermined blockchain, the management request being used to instruct to delete, replace or modify the target smart contract; According to the management request, the target smart contract is processed accordingly. An embodiment of the present invention provides a method for reviewing and approving a resource project declaration, the method includes: Receive approval request for target resource project declaration; According to the declaration rules of the target resource item, obtain the pending information matching the declaration rules from a predetermined blockchain, and the pending information includes the resource information and investors of the target resource item News; Approve the obtained information that matches the declaration rule, and record the information generated by the approval in the predetermined block chain. Optionally, the target resource item is a resource item in an asset securitization business. Optionally, the target resource item is a securities ownership transfer item, and the method further includes: If the approval of the target information is passed, the transaction matching of the transfer of the ownership of the securities is carried out according to the target smart contract in the predetermined blockchain to execute the operation of the transfer of the ownership of the securities. Optionally, the method further includes: Acquiring relevant information of the target resource item, the relevant information including the resource information, transaction structure information, rating information, issuance resources and repayment resources of the resource flow and information flow of the target resource item; According to the relevant information of the target resource item, the target smart contract is generated. Optionally, the method further includes: Receiving a management request for the target smart contract in the predetermined blockchain, the management request being used to instruct to delete, replace or modify the target smart contract; According to the management request, the target smart contract is processed accordingly. Optionally, the method further includes: Receiving an information query request, where the information query request includes query keywords; Search for target information matching the query keyword from the predetermined blockchain, and output the searched target information. An embodiment of the present invention provides an approval device for resource project declaration, the device includes: The request receiving module is used to receive the approval request of the target resource project declaration; The first information acquisition module is used to obtain the information to be approved that matches the report rule from a predetermined blockchain according to the report rule of the target resource item, and the information to be approved includes the Resource information and investor information of the target resource project; The approval module is used to approve the obtained information that matches the declaration rule, and record the information generated by the approval in the predetermined block chain. Optionally, the target resource item is a resource item in an asset securitization business. Optionally, the target resource item is a securities ownership transfer item, and the device further includes: The transaction module is used to perform transaction matching for the transfer of securities ownership according to the target smart contract in the predetermined blockchain if the approval of the target information is passed, so as to perform the operation of transferring the ownership of the securities. Optionally, the device further includes: The second information acquisition module is used to acquire the relevant information of the target resource item, and the relevant information includes the resource information of the target resource item, transaction structure information, rating information, resource flow in issuing resources and repaying resources And information flow; The contract generation module is used to generate the target smart contract based on the relevant information of the target resource item. Optionally, the device further includes: The management request receiving module is configured to receive a management request for the target smart contract in the predetermined blockchain, and the management request is used to instruct to delete, replace or modify the target smart contract; The processing module is used to perform corresponding processing on the target smart contract according to the management request. Optionally, the device further includes: The query request module is used to receive an information query request, and the information query request includes a query keyword; The query module is used to search for target information matching the query keyword from the predetermined blockchain, and output the searched target information. According to an embodiment of the present invention, an approval device for resource project declaration is provided, and the approval device for resource project declaration includes: Processor; and A memory arranged to store computer-executable instructions that, when executed, cause the processor to: Receive approval request for target resource project declaration; According to the declaration rules of the target resource item, obtain the pending information matching the declaration rules from a predetermined blockchain, and the pending information includes the resource information and investors of the target resource item News; Approve the obtained information that matches the declaration rule, and record the information generated by the approval in the predetermined block chain. As can be seen from the technical solutions provided by the above embodiments of the present invention, the resource processing system in the embodiments of the present invention includes terminal equipment and a resource service platform. The resource service platform is a service platform constructed based on a predetermined blockchain. Relevant information of the resource processing participants is stored. The resource processing participants include one or more of resource parties, investors, trust institutions, custodians, underwriters, intermediaries, and trading institutions, among which: terminal equipment is used to request resources The service platform queries the information stored based on the blocks in the blockchain from the predetermined blockchain, and sends the approval request for the target resource project declaration to the resource service platform. The resource service platform is used to obtain the information from the predetermined blockchain. The information to be approved that matches the declaration rules of the target resource item, the obtained information is approved, and the information generated by the approval is recorded in the block of the blockchain, and/or predetermined based on the obtained information Transaction operations. In this way, the blockchain-based resource processing system can store information in each process of resource processing. Therefore, in the process of different resource processing, the relevant information it needs is stored in the blockchain and participates There is no need to repeatedly transfer related resource information between parties, which greatly reduces process costs, simplifies resource processing procedures, and improves resource processing efficiency.

本發明實施例提供一種資源處理系統、資源項目申報的審批方法、裝置及設備。 為了使本技術領域的人員更好地理解本發明中的技術方案，下面將結合本發明實施例中的圖式，對本發明實施例中的技術方案進行清楚、完整地描述，顯然，所描述的實施例僅僅是本發明一部分實施例，而不是全部的實施例。基於本發明中的實施例，本領域普通技術人員在沒有作出創造性勞動前提下所獲得的所有其他實施例，都應當屬於本發明保護的範圍。 實施例一 如圖1所示，本發明實施例提供一種資源處理系統，該資源處理系統包括終端設備和資源服務平臺，其中，該終端設備可以如手機或平板電腦等移動終端設備，還可以如個人電腦等設備。該資源服務平臺可以由一個獨立的伺服器構成，也可以是由多個伺服器組成的伺服器集群，而且，該資源服務平臺可以是資產證券化的後臺服務平臺等。該資源處理系統可以用於金融機構或者銀行的信貸和資產證券化等應用中。 上述資源服務平臺200可以為基於預定的區塊鏈201構建的服務平臺，該區塊鏈201中的區塊儲存有資源處理參與方的相關資訊，該資源處理參與方包括資源方300、投資方400、信託機構500、託管機構600、承銷機構800、仲介機構700和交易機構900的一個或多個。 其中，資源方300可以是資源提供方或資源發起方等，以資產證券化行業為例，資源方300可以原始資產的發起方等。在實際應用中，資源方300可以是某一個人構成，也可以是一個組織或機構等。投資方400可以是購買或持有資源方300某數量的資源的組織或個人等。信託機構500可以是受託經營信託投資業務的機構。以資產證券化行業為例，託管機構600可以用於進行資產託管業務，資產託管業務可以是在資產所有人與資產管理人分離的產品中，託管機構600以第三方託管人的身份，為用戶提供資產保管、資金清算、會計核算、投資監督及資訊披露等服務，以實現資產的安全保管、投資的規範運作。交易機構900可以是進行資源交易的機構、組織或場所等，例如交易所等。 資源服務平臺200可以是用於儲存資源處理參與方的相關資訊，並可以為各個資源處理參與方或使用者提供資訊查詢，或者為各個資源處理參與方或使用者提供相關服務（如進行交易操作或進行項目審批等）的平臺。其中，資源服務平臺200儲存的相關資訊可以基於區塊鏈201中的區塊儲存，該區塊鏈201可以是由資源方300、投資方400、信託機構500、託管機構600、承銷機構800、仲介機構700和交易機構900等資源處理參與方構成的聯盟鏈，上述各個資源處理參與方可以分別將資源方300發起的原始資源相關的資訊儲存到區塊鏈201中的區塊上，具體如，在資源形成的過程中，可以將發放資源、回收資源的過程中資源流和資訊流等相關資訊即時寫入區塊鏈201，從而實現資源資訊的真實防篡改；在資源產品設計和發放階段，交易機構900和評級機構的評級資訊可以寫入區塊鏈201中；投資方400在投資後，可以將投資方400的身份資訊和認購的份額資訊登記到區塊鏈201中。此外，其中的資訊還可以包括某資源項目的資源資訊、託管機構600的相關資訊、承銷機構800的相關資訊、仲介機構700的相關資訊和信託機構500的相關資訊等。 需要說明的是，上述資源處理參與方將相關資訊儲存到區塊鏈201時，可以通過預定的加密規則將儲存的資訊進行加密，然後，再將其提供給區塊鏈201進行解密，並可以將解密後的資訊儲存在相應的區塊中。 在實施中，隨著經濟增長的驅動力逐步由投資轉向消費，資產證券化行業得到快速發展。如圖2所示，目前在傳統金融機構和銀行系統中，由於信貸和資產證券化相關流程中涉及到了眾多參與方（或資源參與方），包括資產方、投資放、信託機構、託管銀行、仲介機構和交易所等。在整個資產證券化的業務流程中，由於參與的各個銀行和金融機構之間的資訊相互割裂，這樣，在進行信貸和資產證券化的業務時，由於參與的各個銀行和金融機構之間的資訊相互割裂，就需要分別向各個參與方申請相應的資訊進行審核或審批，從而可能會使得資訊無法很好的共用而導致信任傳導困難、流程手續繁雜、資源處理效率低下、增信成本高昂，為此，本發明實施例提供一種基於區塊鏈的資源處理系統，通過區塊鏈201進行資源處理（如信貸和資產證券化產品交易等），可以使得眾多參與方在去中心化的資源處理平臺上自由完成交易，做到每筆交易公開透明、可追本溯源，通過統一的公共帳本（區塊鏈201中的區塊）承載相應資源資訊、征信資訊等，對交易流程效率提升起到極大的促進作用。 該資源處理系統可以包括終端設備100和資源服務平臺200，其中的終端設備100可以由各個資源處理參與方或用戶使用。在實際應用中，為了更好的為各個資源處理參與方或用戶提供相應的資源處理服務，可以根據資源服務平臺200所具有的功能，開發相應的應用程式。該應用程式可以被封裝成一個獨立的應用程式，由各個資源處理參與方或用戶安裝在終端設備100中，或者，該應用程式還可以被嵌入到其它應用程式中，例如，該應用程式可以被嵌入到某錢包應用中等，具體可以如在該錢包應用中設置該應用程式入口的方式進行嵌入處理等，具體可以根據實際情況設定，本發明實施例對此不做限定。另外，考慮到不同的項目或不同的資源會設置有相應的智慧合約，因此，還可以將該應用程式設置為合約應用等。 當各個資源處理參與方或使用者使用需要查詢某資訊時，可以通過終端設備100運行該應用程式，該應用程式可以從資源處理平臺中獲取該應用程式的首頁資料，並可以在終端設備100中顯示該首頁。首頁中可以包括資訊搜索框。使用者可以在該資訊搜索框中輸入搜索關鍵字。某資源處理參與方或用戶輸入完成後，可以點擊搜索按鍵，終端設備100可以獲取資訊搜索框中的搜索關鍵字，並可以基於該搜索關鍵字產生資訊查詢請求，將該資訊查詢請求發送給資源處理平臺。資源處理平臺接收到該資訊查詢請求後，可以提取該資訊查詢請求中的搜索關鍵字，並可以在區塊鏈201中查找與該搜索關鍵字相匹配的資訊（如資源資訊、審批資訊和評級資訊等），可以將查找到的資訊發送給終端設備100，此時，該資源處理參與方或用戶可以查看查找到的資訊。 此外，資源處理平臺除了可以提供上述查詢服務外，還可以提供多種不同的服務，以下再提供兩種可選的服務，具體可以包括以下內容： 投資方400或者資源方300可以進行某項目的申報，資源服務平臺200可以對該項目的申報進行審批，其中的項目可以是任意的資源項目，例如，資產證券化中的貸款項目、證券交易項目、證券所有權的轉移項目等。基於上述情況，投資方400或者資源方300可以通過終端設備100向資源服務平臺200發送目標資源項目申報的審批請求，該審批請求中可以包括目標資源項目的項目標識（如目標資源項目的名稱或代碼等）。該資源服務平臺200接收到該審批請求後，可以從該審批請求中提取項目標識，可以根據項目標識確定目標資源項目。可以基於目標資源項目，確定相應的申報規則。該申報規則可以用於規定申報目標資源項目所需要的資訊，以及申報目標資源項目所需要經歷的過程等相關資訊，然後，該資源服務平臺200可以從預定的區塊鏈201中獲取與目標資源項目的申報規則相匹配的資訊，並可以將獲取到的資訊作為待審批的資訊。該資源服務平臺200可以對待審批的資訊進行審批，審批完成後，可以將上述審批相關的資訊（可以包括目標資源項目的申報過程中使用的資訊，還可以包括審批的結果資訊，以及審批過程中產生的中間資料等）記錄到上述區塊鏈201的區塊中。 如果上述申報目標資源項目的審批通過，則可以基於獲取的與目標資源項目的申報規則相匹配的資訊，執行預定的操作，例如，該預定的操作為證券所有權的轉移，則如果上述申報目標資源項目的審批通過，則可以基於與證券所有權的轉移相關的資訊，將目標證券的所有權從一個用戶轉移到另一個使用者，這樣，目標證券的所有權完成了轉移。 本發明實施例提供一種資源處理系統，包括終端設備和資源服務平臺，資源服務平臺為基於預定的區塊鏈構建的服務平臺，區塊鏈中的區塊儲存有資源處理參與方的相關資訊，資源處理參與方包括資源方、投資方、信託機構、託管機構、承銷機構、仲介機構和交易機構的一個或多個，其中：終端設備，用於請求資源服務平臺從預定的區塊鏈查詢基於區塊鏈中的區塊儲存的資訊，以及向資源服務平臺發送目標資源項目申報的審批請求，資源服務平臺，用於從預定的區塊鏈中獲取與目標資源項目的申報規則相匹配的待審批的資訊，對獲取的資訊進行審批，並將審批產生的資訊記錄到所述區塊鏈的區塊中，和/或，基於獲取的資訊進行預定的交易操作，這樣，基於區塊鏈的資源處理系統可以將資源處理的各個過程中的資訊進行儲存，因此，在不同的資源處理的過程中，其需要的相關資訊儲存在區塊鏈中，參與方之間不需要重複的傳遞相關的資源的資訊，大大的降低了流程成本、簡化了資源處理流程，提升了資源處理效率。 實施例二 圖3為本發明實施例提供又一種資源處理系統，該資源處理系統包括終端設備和資源服務平臺，其中，該終端設備可以如手機或平板電腦等移動終端設備，還可以如個人電腦等設備。該資源服務平臺可以由一個獨立的伺服器構成，也可以是由多個伺服器組成的伺服器集群，而且，該資源服務平臺可以是資產證券化的後臺服務平臺等。該資源處理系統可以用於金融機構或者銀行的信貸和資產證券化等應用中。 上述資源服務平臺200可以為基於預定的區塊鏈201構建的服務平臺，區塊鏈201中的區塊儲存有資源處理參與方的相關資訊，該資源處理參與方包括資源方300、投資方400、信託機構500、託管機構600、承銷機構800、仲介機構700和交易機構900的一個或多個。資源服務平臺200可以提供多種服務，例如鑑認服務、智慧合約的部署服務、合約的調用服務和資料請求服務等，為了能夠提供上述不同服務，資源服務平臺200中可以設置有共識機制、帳戶管理機制、智慧合約、通信網路（如點到點P2P、遠端程序呼叫RPC等）、通用功能（如壓縮、解壓等）、密碼機制（如證書、鑑認）和資料儲存等。 由於資源服務平臺200是基於區塊鏈201構建，區塊鏈201中儲存的資料安全性較高，且防篡改，因此，對於資源的監管和審批交易等非常有利，由於在資源交易的過程中，都將相應的資源流和資訊流沉澱到了區塊鏈201的區塊中，每筆交易都是公開透明，且可以追本溯源的。在各個資源處理參與方想要查詢相關的資源流和資訊流時，可以通過以下處理過程實現：查詢機構或用戶可以通過終端設備100中安裝的應用程式登錄到資源服務平臺200，並可以通過該應用程式輸入查詢關鍵字，從而，終端設備100向資源服務平臺200發送資訊查詢請求。資源服務平臺200可以通過智慧合約應用查詢介面從區塊鏈201中查找與該查詢關鍵字相匹配的資訊，如果沒有查找到，則表明查找的資訊不存在，此時，可以提醒查詢機構或用戶更換查詢關鍵字。如果查找到相應的資訊，則可以將查找到的資訊作為目標資訊（可以包括資源資訊、審批資訊、評級資訊等相關的交易各個階段的資訊等），可以將該目標資訊發送給終端設備100，終端設備100可以接收並顯示該目標資訊。 資源處理參與方（包括SPV（Special Purpose Vehicle，特殊目的機構）、仲介機構700、投資機構、承銷機構800、以及監管機構1000）可以通過其使用的終端設備，根據相應的金鑰或者證書，在上述預定的區塊鏈201中進行相關資訊的查詢。資源服務平臺200可以提供區塊鏈201的統一查詢介面和功能，從而不需要各個機構間再進行兩兩對接，來獲取相關資訊，例如，包括M個信貸工廠，N個銀行，則它們與監管機構1000對接需要進行M*N次資料交換，而對於區塊鏈201，由於資源處理參與方的相關資訊都在統一的區塊鏈201中，因此，它們與監管機構1000對接只需要M+N次資料交換即可，通過以上的資源服務平臺200中的區塊鏈201處理，可以大大的提升資訊監管透明度，提升資訊披露的效能。 此外，基於上述資源服務平臺200，還可以提升資源管理效能，即由於在交易的處理階段，區塊鏈201上沉澱了交易結構、評級資訊、發放資源和償還資源的資源流、資訊流等資訊。基於上述資訊，可以編寫相應的智慧合約應用，這樣，可以得到編寫的智慧合約。即資源服務平臺200可以獲取目標資源項目的相關資訊，該相關資訊中可以包括目標資源項目的資源資訊、交易結構資訊、評級資訊、發放資源和償還資源中的資源流和資訊流等，然後，資源服務平臺200可以根據目標資源項目的相關資訊，產生目標智慧合約。 在二級資源交易階段，底層資源流資訊都可以通過區塊鏈201的查詢介面從區塊鏈201上得到，從而能夠通過系統自動的説明交易雙方進行即時資源估值，投資人通過智慧合約進行交易撮合，在區塊鏈201上自動的完成證券所有權的轉移等操作，具體地，終端設備100向資源服務平臺200發送目標證券所有權的轉移請求，然後，資源服務平臺200基於預定的區塊鏈201中的目標智慧合約對目標證券所有權的轉移進行交易撮合，以對目標證券的所有權進行轉移。通過上述處理過程，相關技術中依靠人工處理會很容易出錯或者伺服器很難自動化執行預定交易流程或資金管理，通過本實施例中的資源處理系統中區塊鏈201的區塊和智慧合約可以自動化的進行，大大的提升了交易和資源處理的效能和準確率。 此外，如圖4所示，資源服務平臺200中還可以設置有合約和資訊披露管理機制202，通過合約和資訊披露管理機制202可以對預定的區塊鏈201中的智慧合約和相關的資訊進行管理，具體地，終端設備100可以向資源服務平臺200發送預定的區塊鏈201中的目標智慧合約的管理請求，該管理請求用於指示將目標智慧合約進行刪除、替換或修改等，資源服務平臺200可以接收對預定的區塊鏈201中的目標智慧合約的管理請求，可以根據該管理請求，對目標智慧合約進行相應的處理。 其中，目標智慧合約可以是任意智慧合約。 在實施中，例如，終端設備100可以向資源服務平臺200發送預定的區塊鏈201中的目標智慧合約的管理請求，該管理請求用於指示將目標智慧合約刪除，則資源服務平臺200可以查找到預定的區塊鏈201中的目標智慧合約，並可以將該目標智慧合約刪除。再例如，終端設備100可以向資源服務平臺200發送預定的區塊鏈201中的目標智慧合約的管理請求，該管理請求用於指示將目標智慧合約進行替換，且該管理請求中還包括替換後的智慧合約，則資源服務平臺200可以查找到預定的區塊鏈201中的目標智慧合約，並可以使用該管理請求中的智慧合約替換目標智慧合約。又例如，終端設備100可以向資源服務平臺200發送預定的區塊鏈201中的目標智慧合約的管理請求，該管理請求用於指示對目標智慧合約進行修改，且該管理請求中還包括修改資訊，則資源服務平臺200可以查找到預定的區塊鏈201中的目標智慧合約，並可以使用該管理請求中的修改資訊替換目標智慧合約中的相應資訊。 本發明實施例提供一種資源處理系統，包括終端設備和資源服務平臺，資源服務平臺為基於預定的區塊鏈構建的服務平臺，區塊鏈中的區塊儲存有資源處理參與方的相關資訊，資源處理參與方包括資源方、投資方、信託機構、託管機構、承銷機構、仲介機構和交易機構的一個或多個，其中：終端設備，用於請求資源服務平臺從預定的區塊鏈查詢基於區塊鏈中的區塊儲存的資訊，以及向資源服務平臺發送目標資源項目申報的審批請求，資源服務平臺，用於從預定的區塊鏈中獲取與目標資源項目的申報規則相匹配的待審批的資訊，對獲取的資訊進行審批，並將審批產生的資訊記錄到所述區塊鏈的區塊中，和/或，基於獲取的資訊進行預定的交易操作，這樣，基於區塊鏈的資源處理系統可以將資源處理的各個過程中的資訊進行儲存，因此，在不同的資源處理的過程中，其需要的相關資訊儲存在區塊鏈中，參與方之間不需要重複的傳遞相關的資源的資訊，大大的降低了流程成本、簡化了資源處理流程，提升了資源處理效率。 實施例三 如圖5所示，本發明實施例提供一種資源項目申報的審批方法，該方法的執行主體可以為上述資源處理系統中的資源服務平臺，其中，該資源服務平臺可以由一個獨立的伺服器構成，也可以是由多個伺服器組成的伺服器集群，而且，該資源服務平臺可以是資產證券化的後臺服務平臺等。該資源處理系統可以用於金融機構或者銀行的信貸和資產證券化等應用中。該資源服務平臺200可以為基於預定的區塊鏈201構建的服務平臺，該區塊鏈201中的區塊儲存有資源處理參與方的相關資訊，所述資源處理參與方包括資源方300、投資方400、信託機構500、託管機構600、承銷機構800、仲介機構700和交易機構900的一個或多個。資源服務平臺200可以提供多種服務，例如鑑認服務、智慧合約的部署服務、合約的調用服務和資料請求服務等，為了能夠提供上述不同服務，資源服務平臺200中可以設置有共識機制、帳戶管理機制、智慧合約、通信網路、通用功能、密碼機制和資料儲存等。該方法具體可以包括以下步驟： 在步驟S502中，接收目標資源項目申報的審批請求。 其中，目標資源項目可以是任意的資源項目，例如，資產證券化中的貸款項目、證券交易項目、證券所有權的轉移項目等。 在實施中，資源處理系統可以包括終端設備100和資源服務平臺200，其中的終端設備100可以由各個資源處理參與方或用戶使用。在實際應用中，為了更好的為各個資源處理參與方或用戶提供相應的資源處理服務，可以根據資源服務平臺200所具有的功能，開發相應的應用程式。該應用程式可以被封裝成一個獨立的應用程式，由各個資源處理參與方或用戶安裝在終端設備100中，或者，該應用程式還可以被嵌入到其它應用程式中，例如，該應用程式可以被嵌入到某錢包應用中等，具體可以如在該錢包應用中設置該應用程式入口的方式進行嵌入處理等，具體可以根據實際情況設定，本發明實施例對此不做限定。另外，考慮到不同的項目或不同的資源會設置有相應的智慧合約，因此，還可以將該應用程式設置為合約應用等。 投資方400或者資源方300可以通過終端設備100中安裝的應用程式向資源服務平臺200發送目標資源項目申報的審批請求，該審批請求中可以包括目標資源項目的項目標識（如目標資源項目的名稱或代碼等）。該資源服務平臺200可以接收該審批請求。 在步驟S504中，根據目標資源項目的申報規則，從預定的區塊鏈201中獲取與該申報規則相匹配的待審批的資訊，待審批的資訊中包括目標資源項目的資源資訊和投資者資訊。 其中，申報規則可以用於規定申報目標資源項目所需要的資訊，以及申報目標資源項目所需要經歷的過程等相關資訊。資源資訊可以是與目標資源項目對應的資源相關的資訊，如資源的數值、資源的提供方資訊等。投資者資訊可以包括投資者的身份資訊、投資者認購的資源份額資訊等。 在實施中，資源服務平臺200接收到上述審批請求後，可以從該審批請求中提取項目標識，可以根據項目標識確定目標資源項目。可以基於目標資源項目，確定相應的申報規則。然後，該資源服務平臺200可以從預定的區塊鏈201中獲取與目標資源項目的申報規則相匹配的資訊，並可以將獲取到的資訊作為待審批的資訊。 在步驟S506中，對獲取的與上述申報規則相匹配的資訊進行審批，並將審批產生的資訊記錄到預定的區塊鏈201的區塊中。 在實施中，資源服務平臺200可以對待審批的資訊進行審批，審批完成後，可以將上述審批相關的資訊記錄到上述區塊鏈201的區塊中，其中，上述審批相關的資訊中可以包括目標資源項目的申報過程中使用的資訊，還可以包括審批的結果資訊，以及審批過程中產生的中間資料等。 本發明實施例提供一種資源項目申報的審批方法，通過資源服務平臺執行，資源服務平臺為基於預定的區塊鏈構建的服務平臺，區塊鏈中的區塊儲存有資源處理參與方的相關資訊，資源處理參與方包括資源方、投資方、信託機構、託管機構、承銷機構、仲介機構和交易機構的一個或多個，其中：終端設備，用於請求資源服務平臺從預定的區塊鏈查詢基於區塊鏈中的區塊儲存的資訊，以及向資源服務平臺發送目標資源項目申報的審批請求，資源服務平臺，用於從預定的區塊鏈中獲取與目標資源項目的申報規則相匹配的待審批的資訊，對獲取的資訊進行審批，並將審批產生的資訊記錄到所述區塊鏈的區塊中，和/或，基於獲取的資訊進行預定的交易操作，這樣，基於區塊鏈的資源處理系統可以將資源處理的各個過程中的資訊進行儲存，因此，在不同的資源處理的過程中，其需要的相關資訊儲存在區塊鏈中，參與方之間不需要重複的傳遞相關的資源的資訊，大大的降低了流程成本、簡化了資源處理流程，提升了資源處理效率。 實施例四 如圖6所示，本發明實施例提供一種資源項目申報的審批方法，該方法的執行主體可以為上述資源處理系統中的資源服務平臺，其中，該資源服務平臺可以由一個獨立的伺服器構成，也可以是由多個伺服器組成的伺服器集群，而且，該資源服務平臺可以是資產證券化的後臺服務平臺等。該資源處理系統可以用於金融機構或者銀行的信貸和資產證券化等應用中。該資源服務平臺200可以為基於預定的區塊鏈201構建的服務平臺，該區塊鏈201中的區塊儲存有資源處理參與方的相關資訊，所述資源處理參與方包括資源方300、投資方400、信託機構500、託管機構600、承銷機構800、仲介機構700和交易機構900的一個或多個。資源服務平臺200可以提供多種服務，例如鑑認服務、智慧合約的部署服務、合約的調用服務和資料請求服務等，為了能夠提供上述不同服務，資源服務平臺200中可以設置有共識機制、帳戶管理機制、智慧合約、通信網路、通用功能、密碼機制和資料儲存等。該方法具體可以包括以下步驟： 在步驟S602中，接收目標資源項目申報的審批請求。 其中，目標資源項目可以為資產證券化業務中的資源項目，例如，目標資源項目可以為證券所有權的轉移項目等。 在步驟S604中，根據目標資源項目的申報規則，從預定的區塊鏈201中獲取與該申報規則相匹配的待審批的資訊，待審批的資訊中包括目標資源項目的資源資訊和投資者資訊。 在步驟S606中，對獲取的與上述申報規則相匹配的資訊進行審批，並將審批產生的資訊記錄到預定的區塊鏈201的區塊中。 以目標資源項目為證券所有權的轉移項目為例，資源服務平臺200還可以執行下述處理，以進行證券所有權的轉移等操作。 在步驟S608中，獲取目標資源項目的相關資訊，該相關資訊中包括目標資源項目的資源資訊、交易結構資訊、評級資訊、發放資源和償還資源中的資源流和資訊流。 其中，交易結構資訊可以是交易雙方以合同條款的形式所確定的、協調與實現交易雙方最終利益關係的一系列安排的相關資訊。 在實施中，由於在資源交易的處理階段，區塊鏈201上已沉澱了交易結構、評級資訊、發放資源和償還資源的資源流、資訊流等資訊，因此，當需要產生針對目標資源項目的目標智慧合約時，資源服務平臺200可以獲取目標資源項目的資源資訊、交易結構資訊、評級資訊、發放資源和償還資源中的資源流和資訊流等相關資訊。 在步驟S610中，根據目標資源項目的相關資訊，產生目標智慧合約。 在實施中，資源服務平臺200可以依據上述目標資源項目的相關資訊，通過預先設定的程式設計語言（如Java程式設計語言或C語言等）編寫相應的智慧合約，編寫完成後的智慧合約即為目標智慧合約。資源服務平臺200可以將目標智慧合約與目標資源項目對應儲存。 在步驟S612中，如果對目標資訊的審批通過，則根據預定的區塊鏈201中的目標智慧合約進行證券所有權的轉移的交易撮合，以執行該證券所有權的轉移的操作。 其中，交易撮合可以是指資源方300（或資源發起方）在交易場景下委託銷售定單/銷售應單、投資方400在交易場景下委託購買定單/購買應單，按照價格優先、時間優先原則確定雙方成交價格並產生交易合同，並按交易定單指定的交割倉庫進行實物交割的交易方式。 在實施中，在二級資源交易階段，底層資源流資訊都可以通過區塊鏈201的查詢介面從區塊鏈201上得到，從而能夠通過資源服務平臺200自動的説明交易雙方進行即時資源估值，投資人通過智慧合約進行交易撮合，在區塊鏈201上自動的完成證券所有權的轉移等操作，具體地，終端設備100向資源服務平臺200發送目標證券所有權的轉移請求，然後，資源服務平臺200基於預定的區塊鏈201中的目標智慧合約對目標證券所有權的轉移進行交易撮合，以對目標證券的所有權進行轉移。通過上述處理過程，相關技術中依靠人工處理會很容易出錯或者伺服器很難自動化執行預定交易流程或資金管理，通過本實施例中的資源處理系統中區塊鏈201的區塊和智慧合約可以自動化的進行，大大的提升了交易和資源處理的效能和準確率。 此外，資源服務平臺200中還可以設置有合約和資訊披露管理機制202，通過合約和資訊披露管理機制202可以對預定的區塊鏈201中的智慧合約和相關的資訊進行管理，具體可以參見下述步驟S614和步驟S616的處理。 在步驟S614中，接收對預定的區塊鏈201中的目標智慧合約的管理請求，該管理請求用於指示將目標智慧合約進行刪除、替換或修改。 在步驟S616中，根據上述管理請求，對目標智慧合約進行相應的處理。 在實施中，例如，終端設備100可以向資源服務平臺200發送預定的區塊鏈201中的目標智慧合約的管理請求，該管理請求用於指示將目標智慧合約刪除，則資源服務平臺200可以查找到預定的區塊鏈201中的目標智慧合約，並可以將該目標智慧合約刪除。再例如，終端設備100可以向資源服務平臺200發送預定的區塊鏈201中的目標智慧合約的管理請求，該管理請求用於指示將目標智慧合約進行替換，且該管理請求中還包括替換後的智慧合約，則資源服務平臺200可以查找到預定的區塊鏈201中的目標智慧合約，並可以使用該管理請求中的智慧合約替換目標智慧合約。又例如，終端設備100可以向資源服務平臺200發送預定的區塊鏈201中的目標智慧合約的管理請求，該管理請求用於指示對目標智慧合約進行修改，且該管理請求中還包括修改資訊，則資源服務平臺200可以查找到預定的區塊鏈201中的目標智慧合約，並可以使用該管理請求中的修改資訊替換目標智慧合約中的相應資訊。 由於資源服務平臺200是基於區塊鏈201構建，區塊鏈201中儲存的資料安全性較高，且防篡改，因此，對於資源的監管和審批交易等非常有利，由於在資源交易的過程中，都將相應的資源流和資訊流沉澱到了區塊鏈201的區塊中，每筆交易都是公開透明，且可以追本溯源的。在各個資源處理參與方想要查詢相關的資源流和資訊流時，可以通過以下處理過程實現：接收資訊查詢請求，該資訊查詢請求中包括查詢關鍵字；從預定的區塊鏈201中查找與該查詢關鍵字相匹配的目標資訊，並輸出查詢到的目標資訊。 本發明實施例提供一種資源項目申報的審批方法，通過資源服務平臺執行，資源服務平臺為基於預定的區塊鏈構建的服務平臺，區塊鏈中的區塊儲存有資源處理參與方的相關資訊，資源處理參與方包括資源方、投資方、信託機構、託管機構、承銷機構、仲介機構和交易機構的一個或多個，其中：終端設備，用於請求資源服務平臺從預定的區塊鏈查詢基於區塊鏈中的區塊儲存的資訊，以及向資源服務平臺發送目標資源項目申報的審批請求，資源服務平臺，用於從預定的區塊鏈中獲取與目標資源項目的申報規則相匹配的待審批的資訊，對獲取的資訊進行審批，並將審批產生的資訊記錄到所述區塊鏈的區塊中，和/或，基於獲取的資訊進行預定的交易操作，這樣，基於區塊鏈的資源處理系統可以將資源處理的各個過程中的資訊進行儲存，因此，在不同的資源處理的過程中，其需要的相關資訊儲存在區塊鏈中，參與方之間不需要重複的傳遞相關的資源的資訊，大大的降低了流程成本、簡化了資源處理流程，提升了資源處理效率。 實施例五 本實施例將結合具體的應用場景，對本發明實施例提供的一種資源處理系統以及資源項目申報的審批方法進行詳細的闡述，相應的應用場景為金融機構或者銀行的信貸和資產證券化的應用場景，其中，該資源處理系統包括終端設備100和資源服務平臺200，其中，該終端設備100可以如手機或平板電腦等移動終端設備100，還可以如個人電腦等設備。該資源服務平臺200可以由一個獨立的伺服器構成，也可以是由多個伺服器組成的伺服器集群，而且，該資源服務平臺200可以是資產證券化的後臺服務平臺，資源處理系統為金融機構或者銀行的信貸和資產證券化系統。 如圖7所示，本發明實施例提供了一種資源處理系統，具體包括如終端設備100和資源服務平臺200，其中，上述資源服務平臺200可以為基於預定的區塊鏈201構建的服務平臺，該區塊鏈201中的區塊儲存有資產參與方的相關資訊，該資產參與方包括資產方、投資方400、信託機構500、託管機構600、承銷機構800、仲介機構700和交易機構900的一個或多個。 如圖7所示，資源服務平臺200可以是用於儲存資產參與方的相關資訊，並可以為各個資產參與方或監管機構1000等提供資訊查詢，或者為各個資產參與方或使用者提供相關服務（如進行交易操作或進行項目申報的審批等）的平臺。其中，資源服務平臺200儲存的相關資訊可以基於區塊鏈201中的區塊儲存，該區塊鏈201可以是由資產方、投資方400、信託機構500、託管機構600、承銷機構800、仲介機構700和交易機構900等資產參與方構成的聯盟鏈。上述各個資產參與方可以分別將資產方發起的原始資產相關的資訊儲存到區塊鏈201中的區塊上，具體如，在底層資產形成的過程中，可以將放款、還款的過程中資金流和資訊流等相關資訊即時寫入區塊鏈201，從而實現底層資產資訊的真實防篡改；在資產產品（如證券等）設計和發行階段，交易機構900和評級機構的評級資訊可以寫入區塊鏈201中；投資方400在投資後，可以將投資方400的身份資訊和認購的份額資訊登記到區塊鏈201中。此外，其中的資訊還可以包括涉及的資產資訊、託管機構600的相關資訊、承銷機構800的相關資訊、仲介機構700的相關資訊和信託機構500的相關資訊等。由於各個資產參與方的相關資訊都是在區塊鏈201中做了記錄，因此，在不同的交易處理的過程中所需要的交易處理流程中的資訊流和資金流天然已經存在區塊鏈201中，從而不在需要重複的傳遞相關的資產的資訊，大大的降低了流程成本、提升交易處理效率。 基於上述內容，投資方400或者資產方可以進行某項目（如貸款項目、證券交易項目、證券所有權的轉移項目等）的申報，資源服務平臺200可以對該項目的申報進行審批。具體地，投資方400或者資產方可以通過終端設備100向資源服務平臺200發送目標資產項目（具體如貸款項目）申報的審批請求，該審批請求中可以包括目標資產項目的項目標識。該資源服務平臺200接收到該審批請求後，可以從該審批請求中提取項目標識，可以根據項目標識確定目標資產項目。可以基於目標資產項目，確定相應的申報規則。該申報規則可以用於規定申報目標資產項目所需要的資訊，以及申報目標資產項目所需要經歷的過程等相關資訊，然後，該資源服務平臺200可以從預定的區塊鏈201中獲取與目標資產項目的申報規則相匹配的資訊，並可以將獲取到的資訊作為待審批的資訊。該資源服務平臺200可以對待審批的資訊進行審批，審批完成後，可以將上述審批相關的資訊（可以包括目標資產項目的申報過程中使用的資訊，還可以包括審批的結果資訊，以及審批過程中產生的中間資料等）記錄到上述區塊鏈201的區塊中。 如果上述申報目標資源項目的審批通過，則可以基於獲取的與目標資產項目的申報規則相匹配的資訊，執行預定的操作，例如，該預定的操作為證券所有權的轉移，則如果上述申報目標資產項目（即證券所有權的轉移的項目）的審批通過，則可以基於與證券所有權的轉移相關的資訊，將目標證券的所有權從一個用戶轉移到另一個使用者，這樣，目標證券的所有權完成了轉移。 此外，通過本實施例提供的資源處理系統還可以提升資金管理效能，具體地，由於在交易的處理階段，區塊鏈201上沉澱了交易結構、評級資訊、放款還款資金流、資訊流等資訊。基於上述資訊，可以編寫相應的智慧合約應用，通過編寫的智慧合約，在二級市場交易階段，底層現金流資訊都可以通過區塊鏈201的查詢介面從區塊鏈201上獲得，從而能夠通過資源處理系統自動的説明交易雙方進行即時估價，投資方400通過智慧合約進行交易撮合，在區塊鏈201上自動的完成證券所有權的轉移等操作。這樣，依靠人工處理很容易出錯或者系統上很難自動化去做的交易流程、資金管理功能，都能夠通過區塊鏈201上的區塊和智慧合約自動化的進行，大大的提升交易和資金處理的效能和準確率。 另外，通過本實施例提供的資源處理系統還可以解決資訊監管透明的問題，具體地，由於在信貸和資產證券化交易的過程中，都將相應的資金流和資訊流沉澱到了區塊鏈201的區塊中，每筆交易都是公開透明、可以追本溯源的。在某個查詢機構（如監管機構1000等）想要查詢相關的資金流和資訊流時，相應的查詢流程如圖4所示，即該查詢機構通過終端設備100登錄到資源處理系統中，並可以輸入相關關鍵字進行資訊查詢，資源處理系統通過智慧合約應用查詢介面查詢後端資源服務平臺200，資源服務平臺200將區塊鏈201上儲存的資產資訊、審批資訊、評級資訊等相關的各個階段的交易資訊查詢出來返回給終端設備100。 如圖4所示，各個SPV、仲介機構700、投資機構、承銷機構800、以及監管機構1000可以通過區塊鏈201根據相應的金鑰或者證書進行相關資訊的查詢，資源服務平臺200提供統一的查詢介面和功能，從而不需要各個機構間再進行兩兩對接，通過以上的區塊鏈201處理，可以大大提升資訊監管透明度，提升資訊披露的效能。 此外，如圖4所示，資源服務平臺200中還可以設置有合約和資訊披露管理機制202，通過合約和資訊披露管理機制202可以對預定的區塊鏈201中的智慧合約和相關的資訊進行管理。 本發明實施例提供一種資源處理系統，通過資源服務平臺執行，資源服務平臺為基於預定的區塊鏈構建的服務平臺，區塊鏈中的區塊儲存有資源處理參與方的相關資訊，資源處理參與方包括資源方、投資方、信託機構、託管機構、承銷機構、仲介機構和交易機構的一個或多個，其中：終端設備，用於請求資源服務平臺從預定的區塊鏈查詢基於區塊鏈中的區塊儲存的資訊，以及向資源服務平臺發送目標資源項目申報的審批請求，資源服務平臺，用於從預定的區塊鏈中獲取與目標資源項目的申報規則相匹配的待審批的資訊，對獲取的資訊進行審批，並將審批產生的資訊記錄到所述區塊鏈的區塊中，和/或，基於獲取的資訊進行預定的交易操作，這樣，基於區塊鏈的資源處理系統可以將資源處理的各個過程中的資訊進行儲存，因此，在不同的資源處理的過程中，其需要的相關資訊儲存在區塊鏈中，參與方之間不需要重複的傳遞相關的資源的資訊，大大的降低了流程成本、簡化了資源處理流程，提升了資源處理效率。 實施例六 以上為本發明實施例提供的資源處理系統，基於同樣的思路，本發明實施例還提供一種資源項目申報的審批裝置，如圖8所示。 該資源項目申報的審批裝置包括：請求接收模組801、第一資訊獲取模組802和審批模組803，其中： 請求接收模組801，用於接收目標資源項目申報的審批請求； 第一資訊獲取模組802，用於根據所述目標資源項目的申報規則，從預定的區塊鏈中獲取與所述申報規則相匹配的待審批的資訊，所述待審批的資訊中包括所述目標資源項目的資源資訊和投資者資訊； 審批模組803，用於對獲取的與所述申報規則相匹配的資訊進行審批，並將審批產生的資訊記錄到所述預定的區塊鏈的區塊中。 本發明實施例中，所述目標資源項目為資產證券化業務中的資源項目。 本發明實施例中，所述目標資源項目為證券所有權的轉移項目，所述裝置還包括： 交易模組，用於如果對所述目標資訊的審批通過，則根據所述預定的區塊鏈中的目標智慧合約進行證券所有權的轉移的交易撮合，以執行所述證券所有權的轉移的操作。 本發明實施例中，所述裝置還包括： 第二資訊獲取模組，用於獲取所述目標資源項目的相關資訊，所述相關資訊中包括所述目標資源項目的資源資訊、交易結構資訊、評級資訊、發放資源和償還資源中的資源流和資訊流； 合約產生模組，用於根據所述目標資源項目的相關資訊，產生所述目標智慧合約。 本發明實施例中，所述裝置還包括： 管理請求接收模組，用於接收對所述預定的區塊鏈中的目標智慧合約的管理請求，所述管理請求用於指示將所述目標智慧合約進行刪除、替換或修改； 處理模組，用於根據所述管理請求，對所述目標智慧合約進行相應的處理。 本發明實施例中，所述裝置還包括： 查詢請求模組，用於接收資訊查詢請求，所述資訊查詢請求中包括查詢關鍵字； 查詢模組，用於從所述預定的區塊鏈中查找與所述查詢關鍵字相匹配的目標資訊，並輸出查詢到的所述目標資訊。 本發明實施例提供一種資源項目申報的審批裝置，資源項目申報的審批裝置為基於預定的區塊鏈構建，區塊鏈中的區塊儲存有資源處理參與方的相關資訊，資源處理參與方包括資源方、投資方、信託機構、託管機構、承銷機構、仲介機構和交易機構的一個或多個，其中：終端設備，用於請求資源項目申報的審批裝置從預定的區塊鏈查詢基於區塊鏈中的區塊儲存的資訊，以及向資源項目申報的審批設備發送目標資源項目申報的審批請求，資源項目申報的審批裝置，用於從預定的區塊鏈中獲取與目標資源項目的申報規則相匹配的待審批的資訊，對獲取的資訊進行審批，並將審批產生的資訊記錄到所述區塊鏈的區塊中，和/或，基於獲取的資訊進行預定的交易操作，這樣，基於區塊鏈的資源處理系統可以將資源處理的各個過程中的資訊進行儲存，因此，在不同的資源處理的過程中，其需要的相關資訊儲存在區塊鏈中，參與方之間不需要重複的傳遞相關的資源的資訊，大大的降低了流程成本、簡化了資源處理流程，提升了資源處理效率。 實施例七 以上為本發明實施例提供的資源項目申報的審批裝置，基於同樣的思路，本發明實施例還提供一種資源項目申報的審批設備，如圖9所示。 所述資源項目申報的審批設備可以為上述實施例提供的資源服務平臺。 資源項目申報的審批設備可因配置或性能不同而產生比較大的差異，可以包括一個或一個以上的處理器901和記憶體902，記憶體902中可以儲存有一個或一個以上儲存應用程式或資料。其中，記憶體902可以是短暫儲存或持久儲存。儲存在記憶體902的應用程式可以包括一個或一個以上模組（圖示未示出），每個模組可以包括對資源項目申報的審批設備中的一系列電腦可執行指令。更進一步地，處理器901可以設置為與記憶體902通信，在資源項目申報的審批設備上執行記憶體902中的一系列電腦可執行指令。資源項目申報的審批設備還可以包括一個或一個以上電源903，一個或一個以上有線或無線網路介面904，一個或一個以上輸入輸出介面905，一個或一個以上鍵盤906。 具體在本實施例中，資源項目申報的審批設備包括有記憶體，以及一個或一個以上的程式，其中一個或者一個以上程式儲存於記憶體中，且一個或者一個以上程式可以包括一個或一個以上模組，且每個模組可以包括對資源項目申報的審批設備中的一系列電腦可執行指令，且經配置以由一個或者一個以上處理器執行該一個或者一個以上套裝程式含用於進行以下電腦可執行指令： 接收目標資源項目申報的審批請求； 根據所述目標資源項目的申報規則，從預定的區塊鏈中獲取與所述申報規則相匹配的待審批的資訊，所述待審批的資訊中包括所述目標資源項目的資源資訊和投資者資訊； 對獲取的與所述申報規則相匹配的資訊進行審批，並將審批產生的資訊記錄到所述預定的區塊鏈的區塊中。 本發明實施例中，所述目標資源項目為資產證券化業務中的資源項目。 本發明實施例中，所述目標資源項目為證券所有權的轉移項目，所述方法還包括： 如果對所述目標資訊的審批通過，則根據所述預定的區塊鏈中的目標智慧合約進行證券所有權的轉移的交易撮合，以執行所述證券所有權的轉移的操作。 本發明實施例中，所述方法還包括： 獲取所述目標資源項目的相關資訊，所述相關資訊中包括所述目標資源項目的資源資訊、交易結構資訊、評級資訊、發放資源和償還資源中的資源流和資訊流； 根據所述目標資源項目的相關資訊，產生所述目標智慧合約。 本發明實施例中，所述方法還包括： 接收對所述預定的區塊鏈中的目標智慧合約的管理請求，所述管理請求用於指示將所述目標智慧合約進行刪除、替換或修改； 根據所述管理請求，對所述目標智慧合約進行相應的處理。 本發明實施例中，所述方法還包括： 接收資訊查詢請求，所述資訊查詢請求中包括查詢關鍵字； 從所述預定的區塊鏈中查找與所述查詢關鍵字相匹配的目標資訊，並輸出查詢到的所述目標資訊。 本發明實施例提供一種資源項目申報的審批設備，資源項目申報的審批設備為基於預定的區塊鏈構建，區塊鏈中的區塊儲存有資源處理參與方的相關資訊，資源處理參與方包括資源方、投資方、信託機構、託管機構、承銷機構、仲介機構和交易機構的一個或多個，其中：終端設備，用於請求資源項目申報的審批設備從預定的區塊鏈查詢基於區塊鏈中的區塊儲存的資訊，以及向資源項目申報的審批設備發送目標資源項目申報的審批請求，資源項目申報的審批設備，用於從預定的區塊鏈中獲取與目標資源項目的申報規則相匹配的待審批的資訊，對獲取的資訊進行審批，並將審批產生的資訊記錄到所述區塊鏈的區塊中，和/或，基於獲取的資訊進行預定的交易操作，這樣，基於區塊鏈的資源處理系統可以將資源處理的各個過程中的資訊進行儲存，因此，在不同的資源處理的過程中，其需要的相關資訊儲存在區塊鏈中，參與方之間不需要重複的傳遞相關的資源的資訊，大大的降低了流程成本、簡化了資源處理流程，提升了資源處理效率。 上述對本發明特定實施例進行了描述。其它實施例在所附申請專利範圍的範圍內。在一些情況下，在申請專利範圍中記載的動作或步驟可以按照不同於實施例中的順序來執行並且仍然可以實現期望的結果。另外，在圖式中描繪的過程不一定要求示出的特定順序或者連續順序才能實現期望的結果。在某些實施方式中，多工處理和並行處理也是可以的或者可能是有利的。 在20世紀90年代，對於一個技術的改進可以很明顯地區分是硬體上的改進（例如，對二極體、電晶體、開關等電路結構的改進）還是軟體上的改進（對於方法流程的改進）。然而，隨著技術的發展，當今的很多方法流程的改進已經可以視為硬體電路結構的直接改進。設計人員幾乎都通過將改進的方法流程程式設計到硬體電路中來得到相應的硬體電路結構。因此，不能說一個方法流程的改進就不能用硬體實體模組來實現。例如，可程式化邏輯裝置（Programmable Logic Device，PLD）（例如現場可程式化閘陣列（Field Programmable Gate Array，FPGA））就是這樣一種積體電路，其邏輯功能由使用者對裝置程式設計來確定。由設計人員自行程式設計來把一個數位系統“整合”在一片PLD上，而不需要請晶片製造廠商來設計和製作專用的積體電路晶片。而且，如今，取代手工地製作積體電路晶片，這種程式設計也多半改用“邏輯編譯器（logic compiler）”軟體來實現，它與程式開發撰寫時所用的軟體編譯器相類似，而要編譯之前的原始代碼也得用特定的程式設計語言來撰寫，此稱之為硬體描述語言（Hardware Description Language，HDL），而HDL也並非僅有一種，而是有許多種，如ABEL（Advanced Boolean Expression Language）、AHDL（Altera Hardware Description Language）、Confluence、CUPL（Cornell University Programming Language）、HDCal、JHDL（Java Hardware Description Language）、Lava、Lola、MyHDL、PALASM、RHDL（Ruby Hardware Description Language）等，目前最普遍使用的是VHDL（Very-High-Speed Integrated Circuit Hardware Description Language）與Verilog。本領域技術人員也應該清楚，只需要將方法流程用上述幾種硬體描述語言稍作邏輯程式設計並程式設計到積體電路中，就可以很容易得到實現該邏輯方法流程的硬體電路。 控制器可以按任何適當的方式實現，例如，控制器可以採取例如微處理器或處理器以及儲存可由該（微）處理器執行的電腦可讀程式碼（例如軟體或固件）的電腦可讀介質、邏輯門、開關、專用積體電路（Application Specific Integrated Circuit，ASIC）、可程式化邏輯控制器和嵌入微控制器的形式，控制器的例子包括但不限於以下微控制器：ARC 625D、Atmel AT91SAM、Microchip PIC18F26K20 以及Silicone Labs C8051F320，記憶體控制器還可以被實現為記憶體的控制邏輯的一部分。本領域技術人員也知道，除了以純電腦可讀程式碼方式實現控制器以外，完全可以通過將方法步驟進行邏輯程式設計來使得控制器以邏輯門、開關、專用積體電路、可程式化邏輯控制器和嵌入微控制器等的形式來實現相同功能。因此這種控制器可以被認為是一種硬體部件，而對其內包括的用於實現各種功能的裝置也可以視為硬體部件內的結構。或者甚至，可以將用於實現各種功能的裝置視為既可以是實現方法的軟體模組又可以是硬體部件內的結構。 上述實施例闡明的系統、裝置、模組或單元，具體可以由電腦晶片或實體實現，或者由具有某種功能的產品來實現。一種典型的實現設備為電腦。具體的，電腦例如可以為個人電腦、筆記型電腦、蜂巢式電話、相機電話、智慧型電話、個人數位助理、媒體播放機、導航設備、電子郵件設備、遊戲控制台、平板電腦、可穿戴設備或者這些設備中的任何設備的組合。 為了描述的方便，描述以上裝置時以功能分為各種單元分別描述。當然，在實施本發明一個或多個實施例時可以把各單元的功能在同一個或多個軟體和/或硬體中實現。 本領域內的技術人員應明白，本發明的實施例可提供為方法、系統、或電腦程式產品。因此，本發明一個或多個實施例可採用完全硬體實施例、完全軟體實施例、或結合軟體和硬體方面的實施例的形式。而且，本發明一個或多個實施例可採用在一個或多個其中包含有電腦可用程式碼的電腦可用儲存介質（包括但不限於磁碟記憶體、CD-ROM、光學記憶體等）上實施的電腦程式產品的形式。 本發明的實施例是參照根據本發明實施例的方法、設備（系統）、和電腦程式產品的流程圖和／或方塊圖來描述的。應理解可由電腦程式指令實現流程圖和／或方塊圖中的每一流程和／或方塊、以及流程圖和／或方塊圖中的流程和／或方塊的結合。可提供這些電腦程式指令到通用電腦、專用電腦、嵌入式處理機或其他可程式化資料處理設備的處理器以產生一個機器，使得通過電腦或其他可程式化資料處理設備的處理器執行的指令產生用於實現在流程圖一個流程或多個流程和／或方塊圖一個方塊或多個方塊中指定的功能的裝置。 這些電腦程式指令也可儲存在能引導電腦或其他可程式化資料處理設備以特定方式工作的電腦可讀記憶體中，使得儲存在該電腦可讀記憶體中的指令產生包括指令裝置的製造品，該指令裝置實現在流程圖一個流程或多個流程和／或方塊圖一個方塊或多個方塊中指定的功能。 這些電腦程式指令也可裝載到電腦或其他可程式化資料處理設備上，使得在電腦或其他可程式化設備上執行一系列操作步驟以產生電腦實現的處理，從而在電腦或其他可程式化設備上執行的指令提供用於實現在流程圖一個流程或多個流程和／或方塊圖一個方塊或多個方塊中指定的功能的步驟。 在一個典型的配置中，計算設備包括一個或多個處理器（CPU）、輸入/輸出介面、網路介面和記憶體。 記憶體可能包括電腦可讀介質中的非永久性記憶體，隨機存取記憶體（RAM）和/或非揮發性記憶體等形式，如唯讀記憶體（ROM）或快閃記憶體（flash RAM）。記憶體是電腦可讀介質的示例。 電腦可讀介質包括永久性和非永久性、可移動和非可移動媒體可以由任何方法或技術來實現資訊儲存。資訊可以是電腦可讀指令、資料結構、程式的模組或其他資料。電腦的儲存介質的例子包括，但不限於相變記憶體（PRAM）、靜態隨機存取記憶體（SRAM）、動態隨機存取記憶體（DRAM）、其他類型的隨機存取記憶體（RAM）、唯讀記憶體（ROM）、電可擦除可程式化唯讀記憶體（EEPROM）、快閃記憶體或其他記憶體技術、唯讀光碟唯讀記憶體（CD-ROM）、數位多功能光碟（DVD）或其他光學儲存、磁盒式磁帶，磁帶磁磁片儲存或其他磁性存放裝置或任何其他非傳輸介質，可用於儲存可以被計算設備存取的資訊。按照本文中的界定，電腦可讀介質不包括暫存電腦可讀媒體（transitory media），如調變的資料信號和載波。 還需要說明的是，術語“包括”、“包含”或者其任何其他變體意在涵蓋非排他性的包含，從而使得包括一系列要素的過程、方法、商品或者設備不僅包括那些要素，而且還包括沒有明確列出的其他要素，或者是還包括為這種過程、方法、商品或者設備所固有的要素。在沒有更多限制的情況下，由語句“包括一個……”限定的要素，並不排除在包括所述要素的過程、方法、商品或者設備中還存在另外的相同要素。 本領域技術人員應明白，本發明的實施例可提供為方法、系統或電腦程式產品。因此，本發明一個或多個實施例可採用完全硬體實施例、完全軟體實施例或結合軟體和硬體方面的實施例的形式。而且，本發明一個或多個實施例可採用在一個或多個其中包含有電腦可用程式碼的電腦可用儲存介質（包括但不限於磁碟記憶體、CD-ROM、光學記憶體等）上實施的電腦程式產品的形式。 本發明一個或多個實施例可以在由電腦執行的電腦可執行指令的一般上下文中描述，例如程式模組。一般地，程式模組包括執行特定任務或實現特定抽象資料類型的常式、程式、物件、元件、資料結構等等。也可以在分散式運算環境中實踐本發明一個或多個實施例，在這些分散式運算環境中，由通過通信網路而被連接的遠端處理設備來執行任務。在分散式運算環境中，程式模組可以位於包括存放裝置在內的本地和遠端電腦儲存介質中。 本發明中的各個實施例均採用遞進的方式描述，各個實施例之間相同相似的部分互相參見即可，每個實施例重點說明的都是與其他實施例的不同之處。尤其，對於系統實施例而言，由於其基本相似於方法實施例，所以描述的比較簡單，相關之處參見方法實施例的部分說明即可。 以上所述僅為本發明的實施例而已，並不用於限制本發明。對於本領域技術人員來說，本發明可以有各種更改和變化。凡在本發明的精神和原理之內所作的任何修改、等同替換、改進等，均應包含在本發明的申請專利範圍的範圍之內。The embodiment of the present invention provides a resource processing system, a method, device, and equipment for approving a resource project declaration. In order to enable those skilled in the art to better understand the technical solutions of the present invention, the following will clearly and completely describe the technical solutions in the embodiments of the present invention in conjunction with the drawings in the embodiments of the present invention. Obviously, the described The embodiments are only a part of the embodiments of the present invention, rather than all the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative work shall fall within the protection scope of the present invention. Example one As shown in Figure 1, an embodiment of the present invention provides a resource processing system. The resource processing system includes a terminal device and a resource service platform. The terminal device may be a mobile terminal device such as a mobile phone or a tablet computer, or a personal computer. equipment. The resource service platform can be composed of an independent server, or a server cluster composed of multiple servers, and the resource service platform can be a back-end service platform for asset securitization, etc. The resource processing system can be used in applications such as credit and asset securitization of financial institutions or banks. The above-mentioned resource service platform 200 may be a service platform constructed based on a predetermined blockchain 201. The blocks in the blockchain 201 store relevant information of resource processing participants. The resource processing participants include resource parties 300 and investors. 400. One or more of a trust institution 500, a custodian institution 600, an underwriting institution 800, an intermediary institution 700, and a transaction institution 900. Among them, the resource party 300 may be a resource provider or a resource initiator. Taking the asset securitization industry as an example, the resource party 300 may be the initiator of the original asset. In practical applications, the resource party 300 may be constituted by a certain individual, or may be an organization or institution. The investor 400 may be an organization or individual that purchases or holds a certain amount of resources of the resource party 300. The trust institution 500 may be an institution entrusted to operate trust investment business. Taking the asset securitization industry as an example, the custodian 600 can be used for asset custody business. The asset custody business can be in a product where the asset owner and the asset manager are separated. The custodian 600 acts as a third-party custodian for the user Provide asset custody, fund clearing, accounting, investment supervision and information disclosure services to realize the safe custody of assets and the standardized operation of investment. The trading institution 900 may be an institution, organization, or place that conducts resource trading, such as an exchange. The resource service platform 200 can be used to store relevant information of resource processing participants, and can provide information inquiries for each resource processing participant or user, or provide related services for each resource processing participant or user (such as conducting transaction operations). Or a platform for project approval, etc.). Among them, the relevant information stored by the resource service platform 200 can be based on the block storage in the block chain 201, which can be composed of the resource party 300, the investor 400, the trust institution 500, the custodian institution 600, the underwriting institution 800, A consortium chain composed of resource processing participants such as the intermediary 700 and the transaction organization 900. Each of the aforementioned resource processing participants can respectively store the original resource-related information initiated by the resource party 300 on a block in the blockchain 201, as shown in In the process of resource formation, relevant information such as resource flow and information flow in the process of issuing and recycling resources can be written into the blockchain 201 in real time, so as to realize the real tamper-proof of resource information; in the stage of resource product design and distribution , The rating information of the trading agency 900 and the rating agency can be written into the blockchain 201; after the investor 400 invests, the investor 400’s identity information and subscription share information can be registered in the blockchain 201. In addition, the information may also include resource information of a certain resource project, relevant information of the custodian 600, relevant information of the underwriting institution 800, relevant information of the intermediary institution 700, and relevant information of the trust institution 500, etc. It should be noted that when the aforementioned resource processing participants store relevant information in the blockchain 201, they can encrypt the stored information through predetermined encryption rules, and then provide it to the blockchain 201 for decryption. Store the decrypted information in the corresponding block. In implementation, as the driving force of economic growth gradually shifts from investment to consumption, the asset securitization industry has developed rapidly. As shown in Figure 2, currently in traditional financial institutions and banking systems, there are many participants (or resource participants) involved in the process of credit and asset securitization, including asset owners, investment lenders, trust institutions, custodian banks, Intermediaries and exchanges, etc. In the entire business process of asset securitization, the information between participating banks and financial institutions is separated from each other. In this way, when conducting credit and asset securitization business, due to the information between participating banks and financial institutions If they are separated from each other, it is necessary to apply for the corresponding information to each participant for review or approval, which may make the information not well shared and lead to difficulties in trust transmission, complicated procedures, low efficiency in resource processing, and high cost of credit enhancement. Therefore, the embodiment of the present invention provides a blockchain-based resource processing system, through which resource processing (such as credit and asset securitization product transactions, etc.) is performed through the blockchain 201, so that many participants can use a decentralized resource processing platform Freely complete transactions on the Internet, make each transaction open and transparent, traceable to the source, and carry corresponding resource information, credit information, etc. through a unified public ledger (block chain 201), which improves the efficiency of the transaction process To a great promotion. The resource processing system may include a terminal device 100 and a resource service platform 200, wherein the terminal device 100 may be used by various resource processing participants or users. In actual applications, in order to better provide corresponding resource processing services for each resource processing participant or user, corresponding application programs can be developed according to the functions of the resource service platform 200. The application can be packaged as an independent application, which is installed in the terminal device 100 by each resource processing participant or user, or the application can also be embedded in other applications, for example, the application can be Embedding into a wallet application, etc., can be embedd in a way of setting the application program entry in the wallet application, etc., which can be specifically set according to the actual situation, which is not limited in the embodiment of the present invention. In addition, considering that different projects or different resources will have corresponding smart contracts, the application can also be set as a contract application. When each resource processing participant or user needs to query certain information, the application can be run through the terminal device 100. The application can obtain the home page data of the application from the resource processing platform, and can be stored in the terminal device 100. Show this homepage. The homepage can include a news search box. Users can enter search keywords in the news search box. After a resource processing participant or user completes the input, they can click the search button, and the terminal device 100 can obtain the search keyword in the information search box, and can generate an information query request based on the search keyword, and send the information query request to the resource Processing platform. After receiving the information query request, the resource processing platform can extract the search keywords in the information query request, and can find information that matches the search keywords in the blockchain 201 (such as resource information, approval information, and rating Information, etc.), the found information can be sent to the terminal device 100. At this time, the resource processing participant or user can view the found information. In addition, the resource processing platform can provide a variety of different services in addition to the above-mentioned query services. The following provides two optional services, which can specifically include the following: The investor 400 or the resource party 300 can apply for a certain project, and the resource service platform 200 can approve the application for the project. The project can be any resource project, such as loan projects and securities trading projects in asset securitization. , Transfer items of securities ownership, etc. Based on the above situation, the investor 400 or the resource party 300 can send an approval request for the target resource project declaration to the resource service platform 200 through the terminal device 100. The approval request may include the project identifier of the target resource project (such as the name or the name of the target resource project). Code, etc.). After the resource service platform 200 receives the approval request, the project identifier can be extracted from the approval request, and the target resource project can be determined according to the project identifier. The corresponding reporting rules can be determined based on the target resource project. The reporting rules can be used to specify the information required to declare the target resource project, as well as related information such as the process required to declare the target resource project. Then, the resource service platform 200 can obtain the target resource from the predetermined blockchain 201 The information that matches the project’s reporting rules, and the obtained information can be used as the information to be approved. The resource service platform 200 can approve the information to be approved. After the approval is completed, the above-mentioned approval-related information (which can include the information used in the declaration process of the target resource item, can also include the result information of the approval, and the approval process The generated intermediate data, etc.) are recorded in the block of the above-mentioned blockchain 201. If the approval of the target resource item mentioned above is approved, it can perform a predetermined operation based on the obtained information that matches the declaration rules of the target resource item. For example, if the predetermined operation is the transfer of securities ownership, then if the target resource declared above is After the approval of the project is passed, the ownership of the target securities can be transferred from one user to another based on the information related to the transfer of the ownership of the securities. In this way, the ownership of the target securities is transferred. The embodiment of the present invention provides a resource processing system, including terminal equipment and a resource service platform. The resource service platform is a service platform constructed based on a predetermined blockchain. The blocks in the blockchain store relevant information of resource processing participants. Participants in resource processing include one or more of resource parties, investors, trust institutions, custodians, underwriting agencies, intermediaries, and trading institutions, among which: terminal equipment, used to request the resource service platform to query based on a predetermined blockchain The information stored in the blocks in the blockchain and the approval request for the target resource project declaration sent to the resource service platform. The resource service platform is used to obtain from the predetermined blockchain the waiting list that matches the target resource project’s declaration rules. Approval information, approve the acquired information, and record the information generated by the approval in the block of the blockchain, and/or perform a predetermined transaction operation based on the acquired information, so that the blockchain-based The resource processing system can store the information in each process of resource processing. Therefore, in the process of different resource processing, the relevant information it needs is stored in the blockchain, and there is no need to repeat the transmission of relevant information between the participants. Resource information greatly reduces process costs, simplifies resource processing procedures, and improves resource processing efficiency. Example two FIG. 3 is another resource processing system provided by an embodiment of the present invention. The resource processing system includes a terminal device and a resource service platform. The terminal device may be a mobile terminal device such as a mobile phone or a tablet computer, or a personal computer. The resource service platform can be composed of an independent server, or a server cluster composed of multiple servers, and the resource service platform can be a back-end service platform for asset securitization, etc. The resource processing system can be used in applications such as credit and asset securitization of financial institutions or banks. The above-mentioned resource service platform 200 may be a service platform constructed based on a predetermined blockchain 201. The blocks in the blockchain 201 store relevant information of resource processing participants. The resource processing participants include resource parties 300 and investors 400. One or more of the trust agency 500, the custodian agency 600, the underwriting agency 800, the intermediary agency 700, and the transaction agency 900. The resource service platform 200 can provide a variety of services, such as authentication services, smart contract deployment services, contract invocation services, and data request services. In order to provide the above-mentioned different services, the resource service platform 200 can be equipped with a consensus mechanism and account management. Mechanisms, smart contracts, communication networks (such as point-to-point P2P, remote program call RPC, etc.), general functions (such as compression, decompression, etc.), password mechanisms (such as certificates, authentication), and data storage. Since the resource service platform 200 is constructed based on the blockchain 201, the data stored in the blockchain 201 is highly secure and tamper-proof. Therefore, it is very beneficial for resource supervision and approval transactions, because in the process of resource transactions , The corresponding resource flow and information flow are deposited in the block of the blockchain 201, and each transaction is open and transparent, and can be traced back to the source. When each resource processing participant wants to query related resource flows and information flows, it can be achieved through the following process: the query organization or user can log in to the resource service platform 200 through the application installed in the terminal device 100, and can use the The application program inputs a query keyword, and thus, the terminal device 100 sends an information query request to the resource service platform 200. The resource service platform 200 can search for information that matches the query keyword from the blockchain 201 through the smart contract application query interface. If it is not found, it indicates that the searched information does not exist. At this time, the querying organization or user can be reminded Change the query keyword. If the corresponding information is found, the found information can be used as target information (which can include resource information, approval information, rating information, and other related transaction information at each stage), and the target information can be sent to the terminal device 100. The terminal device 100 can receive and display the target information. Resource processing participants (including SPV (Special Purpose Vehicle), intermediary agency 700, investment agency, underwriting agency 800, and regulatory agency 1000) can use the terminal equipment they use, according to the corresponding key or certificate, Inquiry of related information is performed in the aforementioned predetermined blockchain 201. The resource service platform 200 can provide a unified query interface and functions of the blockchain 201, so that there is no need for two-to-two docking between various institutions to obtain relevant information. For example, if there are M credit factories and N banks, they will be in contact with supervision. The docking of the organization 1000 requires M*N data exchanges. For the blockchain 201, since the relevant information of the resource processing participants is in the unified blockchain 201, they only need M+N to dock with the regulatory agency 1000. Only one data exchange is required. Through the blockchain 201 processing in the above resource service platform 200, the transparency of information supervision and the efficiency of information disclosure can be greatly improved. In addition, based on the above-mentioned resource service platform 200, the efficiency of resource management can also be improved. That is, because in the transaction processing stage, the blockchain 201 deposits information such as transaction structure, rating information, resource flow, information flow, etc. of issuing and repaying resources. . Based on the above information, the corresponding smart contract application can be written, so that the written smart contract can be obtained. That is, the resource service platform 200 can obtain relevant information about the target resource item, and the relevant information may include the resource information of the target resource item, transaction structure information, rating information, resource flow and information flow in the issuance of resources and repayment of resources, etc., and then, The resource service platform 200 can generate a target smart contract based on relevant information of the target resource item. In the secondary resource transaction stage, the underlying resource flow information can be obtained from the blockchain 201 through the query interface of the blockchain 201, so that the system can automatically explain the real-time resource valuation of the two parties in the transaction, and the investor can conduct it through smart contracts. For transaction matching, operations such as the transfer of securities ownership are automatically completed on the blockchain 201. Specifically, the terminal device 100 sends a request for the transfer of the target securities ownership to the resource service platform 200, and then the resource service platform 200 is based on a predetermined blockchain The target smart contract in 201 performs transaction matching for the transfer of the ownership of the target security to transfer the ownership of the target security. Through the above-mentioned processing process, it is easy to make mistakes in the related technology that rely on manual processing or it is difficult for the server to automatically execute the predetermined transaction process or fund management. Through the block of the blockchain 201 and the smart contract in the resource processing system in this embodiment, The automation has greatly improved the efficiency and accuracy of transaction and resource processing. In addition, as shown in Figure 4, the resource service platform 200 can also be provided with a contract and information disclosure management mechanism 202. Through the contract and information disclosure management mechanism 202, the smart contract and related information in the predetermined blockchain 201 can be processed. Management, specifically, the terminal device 100 may send a predetermined management request of the target smart contract in the blockchain 201 to the resource service platform 200, and the management request is used to instruct the target smart contract to be deleted, replaced, or modified. The resource service The platform 200 can receive a management request for a target smart contract in a predetermined blockchain 201, and can perform corresponding processing on the target smart contract according to the management request. Among them, the target smart contract can be any smart contract. In implementation, for example, the terminal device 100 may send a predetermined management request of the target smart contract in the blockchain 201 to the resource service platform 200. The management request is used to instruct to delete the target smart contract, and the resource service platform 200 may search To the target smart contract in the predetermined blockchain 201, and the target smart contract can be deleted. For another example, the terminal device 100 may send a predetermined management request of the target smart contract in the blockchain 201 to the resource service platform 200. The management request is used to instruct the target smart contract to be replaced, and the management request also includes the post-replacement management request. The resource service platform 200 can find the target smart contract in the predetermined blockchain 201, and can use the smart contract in the management request to replace the target smart contract. For another example, the terminal device 100 may send a predetermined management request of the target smart contract in the blockchain 201 to the resource service platform 200, the management request is used to instruct the target smart contract to be modified, and the management request also includes modification information , The resource service platform 200 can find the target smart contract in the predetermined blockchain 201, and can use the modification information in the management request to replace the corresponding information in the target smart contract. The embodiment of the present invention provides a resource processing system, including terminal equipment and a resource service platform. The resource service platform is a service platform constructed based on a predetermined blockchain. The blocks in the blockchain store relevant information of resource processing participants. Participants in resource processing include one or more of resource parties, investors, trust institutions, custodians, underwriting agencies, intermediaries, and trading institutions, among which: terminal equipment, used to request the resource service platform to query based on a predetermined blockchain The information stored in the blocks in the blockchain and the approval request for the target resource project declaration sent to the resource service platform. The resource service platform is used to obtain from the predetermined blockchain the waiting list that matches the target resource project’s declaration rules. Approval information, approve the acquired information, and record the information generated by the approval in the block of the blockchain, and/or perform a predetermined transaction operation based on the acquired information, so that the blockchain-based The resource processing system can store the information in each process of resource processing. Therefore, in the process of different resource processing, the relevant information it needs is stored in the blockchain, and there is no need to repeat the transmission of relevant information between the participants. Resource information greatly reduces process costs, simplifies resource processing procedures, and improves resource processing efficiency. Example three As shown in FIG. 5, an embodiment of the present invention provides a method for reviewing and approving a resource project declaration. The execution subject of the method may be the resource service platform in the above-mentioned resource processing system, where the resource service platform may be constituted by an independent server , It can also be a server cluster composed of multiple servers, and the resource service platform can be a back-end service platform for asset securitization, etc. The resource processing system can be used in applications such as credit and asset securitization of financial institutions or banks. The resource service platform 200 may be a service platform constructed based on a predetermined blockchain 201. The blocks in the blockchain 201 store information about resource processing participants. The resource processing participants include resource parties 300 and investment One or more of the party 400, the trust institution 500, the custodian institution 600, the underwriting institution 800, the intermediary institution 700, and the transaction institution 900. The resource service platform 200 can provide a variety of services, such as authentication services, smart contract deployment services, contract invocation services, and data request services. In order to provide the above-mentioned different services, the resource service platform 200 can be equipped with a consensus mechanism and account management. Mechanisms, smart contracts, communication networks, general functions, password mechanisms, data storage, etc. The method may specifically include the following steps: In step S502, a request for approval of the target resource project declaration is received. Among them, the target resource project can be any resource project, for example, loan projects, securities transaction projects, and securities ownership transfer projects in asset securitization. In implementation, the resource processing system may include a terminal device 100 and a resource service platform 200, wherein the terminal device 100 may be used by various resource processing participants or users. In actual applications, in order to better provide corresponding resource processing services for each resource processing participant or user, corresponding application programs can be developed according to the functions of the resource service platform 200. The application can be packaged as an independent application, which is installed in the terminal device 100 by each resource processing participant or user, or the application can also be embedded in other applications, for example, the application can be Embedding into a wallet application, etc., can be embedd in a way of setting the application program entry in the wallet application, etc., which can be specifically set according to the actual situation, which is not limited in the embodiment of the present invention. In addition, considering that different projects or different resources will have corresponding smart contracts, the application can also be set as a contract application. The investor 400 or the resource party 300 can send an approval request for the target resource project declaration to the resource service platform 200 through an application installed in the terminal device 100. The approval request may include the project identifier of the target resource project (such as the name of the target resource project). Or code, etc.). The resource service platform 200 may receive the approval request. In step S504, according to the declaration rules of the target resource item, obtain the pending information matching the declaration rule from the predetermined blockchain 201, and the pending information includes the resource information and investor information of the target resource item . Among them, the declaration rules can be used to stipulate the information required to declare the target resource item, and the relevant information such as the process required to declare the target resource item. The resource information may be information related to the resource corresponding to the target resource item, such as the value of the resource, the information of the provider of the resource, and so on. Investor information may include information on the identity of the investor, information on the resource share subscribed by the investor, and so on. In implementation, after the resource service platform 200 receives the above approval request, it can extract the project identifier from the approval request, and can determine the target resource project based on the project identifier. The corresponding reporting rules can be determined based on the target resource project. Then, the resource service platform 200 can obtain information that matches the declaration rule of the target resource item from the predetermined blockchain 201, and can use the obtained information as information to be approved. In step S506, the obtained information that matches the above-mentioned declaration rule is approved, and the information generated by the approval is recorded in a predetermined block of the blockchain 201. In implementation, the resource service platform 200 can approve the information to be approved. After the approval is completed, it can record the above-mentioned approval-related information in the block of the above-mentioned blockchain 201, where the above-mentioned approval-related information can include the target The information used in the declaration process of the resource item can also include the result information of the approval and the intermediate data generated during the approval process. The embodiment of the present invention provides a method for reviewing and approving a resource project declaration, which is executed through a resource service platform. The resource service platform is a service platform constructed based on a predetermined blockchain. The blocks in the blockchain store relevant information about resource processing participants. , Resource processing participants include one or more of resource parties, investors, trust institutions, custodians, underwriting agencies, intermediaries, and trading institutions. Among them: terminal equipment, used to request the resource service platform to query from a predetermined blockchain Based on the information stored in the block in the blockchain, and sending the approval request for the target resource project declaration to the resource service platform, the resource service platform is used to obtain the target resource project declaration rule matching the target resource project from the predetermined blockchain For the information to be approved, the obtained information is approved, and the information generated by the approval is recorded in the block of the blockchain, and/or a predetermined transaction operation is performed based on the obtained information. In this way, based on the blockchain The resource processing system can store the information in each process of resource processing. Therefore, in the process of different resource processing, the relevant information it needs is stored in the blockchain, and there is no need to repeat the transmission between the participants. The information of the resources greatly reduces the cost of the process, simplifies the process of resource processing, and improves the efficiency of resource processing. Example four As shown in FIG. 6, an embodiment of the present invention provides a method for approving a resource project declaration. The execution subject of the method may be the resource service platform in the above-mentioned resource processing system, where the resource service platform may be constituted by an independent server , It can also be a server cluster composed of multiple servers, and the resource service platform can be a back-end service platform for asset securitization, etc. The resource processing system can be used in applications such as credit and asset securitization of financial institutions or banks. The resource service platform 200 may be a service platform constructed based on a predetermined blockchain 201. The blocks in the blockchain 201 store information about resource processing participants. The resource processing participants include resource parties 300 and investment One or more of the party 400, the trust institution 500, the custodian institution 600, the underwriting institution 800, the intermediary institution 700, and the transaction institution 900. The resource service platform 200 can provide a variety of services, such as authentication services, smart contract deployment services, contract invocation services, and data request services. In order to provide the above-mentioned different services, the resource service platform 200 can be equipped with a consensus mechanism and account management. Mechanisms, smart contracts, communication networks, general functions, password mechanisms, data storage, etc. The method may specifically include the following steps: In step S602, a request for approval of the target resource project declaration is received. Among them, the target resource item may be a resource item in the asset securitization business. For example, the target resource item may be a transfer item of securities ownership. In step S604, according to the declaration rules of the target resource item, obtain the pending information matching the declaration rule from the predetermined blockchain 201, and the pending information includes the resource information and investor information of the target resource item . In step S606, the obtained information that matches the above-mentioned declaration rule is approved, and the information generated by the approval is recorded in a predetermined block of the blockchain 201. Taking the target resource item as the transfer item of securities ownership as an example, the resource service platform 200 may also perform the following processing to perform operations such as the transfer of securities ownership. In step S608, the relevant information of the target resource item is obtained, and the relevant information includes the resource information of the target resource item, transaction structure information, rating information, resource flow and information flow in the issued resource and the repaid resource. Among them, the transaction structure information can be information related to a series of arrangements determined by the transaction parties in the form of contract terms to coordinate and realize the ultimate interest relationship between the transaction parties. In the implementation, because in the processing stage of the resource transaction, the blockchain 201 has deposited information such as transaction structure, rating information, resource flow of issued and repaid resources, and information flow. Therefore, when it is necessary to generate a target resource item In the case of a target smart contract, the resource service platform 200 can obtain the resource information, transaction structure information, rating information, resource flow and information flow of the target resource item, such as resource flow and information flow in the resource issued and repaid. In step S610, a target smart contract is generated based on the relevant information of the target resource item. In implementation, the resource service platform 200 can write the corresponding smart contract in a pre-set programming language (such as Java programming language or C language) based on the relevant information of the above-mentioned target resource item, and the smart contract after the completion of the compilation is Target smart contract. The resource service platform 200 can store the target smart contract and the target resource item correspondingly. In step S612, if the approval of the target information is passed, the transaction matching of the transfer of the ownership of the securities is performed according to the target smart contract in the predetermined blockchain 201 to perform the operation of the transfer of the ownership of the securities. Among them, transaction matching can mean that the resource party 300 (or resource initiator) entrusts a sales order/sales order in a transaction scenario, and the investor 400 entrusts a purchase order/purchase order in a transaction scenario, according to the principle of price priority and time priority. Determine the transaction price of the two parties and generate a transaction contract, and perform physical delivery according to the delivery warehouse designated by the transaction order. In implementation, in the secondary resource transaction stage, the underlying resource flow information can be obtained from the blockchain 201 through the query interface of the blockchain 201, so that the resource service platform 200 can automatically explain the real-time resource valuation of both parties to the transaction. , Investors conduct transaction matching through smart contracts, and automatically complete operations such as the transfer of securities ownership on the blockchain 201. Specifically, the terminal device 100 sends a request for the transfer of the target securities ownership to the resource service platform 200, and then the resource service platform Based on the target smart contract in the predetermined block chain 201, 200 performs transaction matching for the transfer of the ownership of the target security, so as to transfer the ownership of the target security. Through the above-mentioned processing process, it is easy to make mistakes in the related technology that rely on manual processing or it is difficult for the server to automatically execute the predetermined transaction process or fund management. Through the block of the blockchain 201 and the smart contract in the resource processing system in this embodiment, The automation has greatly improved the efficiency and accuracy of transaction and resource processing. In addition, the resource service platform 200 can also be provided with a contract and information disclosure management mechanism 202. Through the contract and information disclosure management mechanism 202, the smart contract and related information in the predetermined blockchain 201 can be managed. For details, see below The processing of step S614 and step S616 is described. In step S614, a management request for the target smart contract in the predetermined blockchain 201 is received, and the management request is used to instruct the target smart contract to be deleted, replaced, or modified. In step S616, corresponding processing is performed on the target smart contract according to the aforementioned management request. In implementation, for example, the terminal device 100 may send a predetermined management request of the target smart contract in the blockchain 201 to the resource service platform 200. The management request is used to instruct to delete the target smart contract, and the resource service platform 200 may search To the target smart contract in the predetermined blockchain 201, and the target smart contract can be deleted. For another example, the terminal device 100 may send a predetermined management request of the target smart contract in the blockchain 201 to the resource service platform 200. The management request is used to instruct the target smart contract to be replaced, and the management request also includes the post-replacement management request. The resource service platform 200 can find the target smart contract in the predetermined blockchain 201, and can use the smart contract in the management request to replace the target smart contract. For another example, the terminal device 100 may send a predetermined management request of the target smart contract in the blockchain 201 to the resource service platform 200, the management request is used to instruct the target smart contract to be modified, and the management request also includes modification information , The resource service platform 200 can find the target smart contract in the predetermined blockchain 201, and can use the modification information in the management request to replace the corresponding information in the target smart contract. Since the resource service platform 200 is constructed based on the blockchain 201, the data stored in the blockchain 201 is highly secure and tamper-proof. Therefore, it is very beneficial for resource supervision and approval transactions, because in the process of resource transactions , The corresponding resource flow and information flow are deposited in the block of the blockchain 201, and each transaction is open and transparent, and can be traced back to the source. When each resource processing participant wants to query related resource streams and information streams, it can be achieved through the following processing: receiving an information query request, the information query request includes query keywords; searching and searching from a predetermined blockchain 201 The target information that matches the query keyword, and output the target information found in the query. The embodiment of the present invention provides a method for reviewing and approving a resource project declaration, which is executed through a resource service platform. The resource service platform is a service platform constructed based on a predetermined blockchain. The blocks in the blockchain store relevant information about resource processing participants. , Resource processing participants include one or more of resource parties, investors, trust institutions, custodians, underwriting agencies, intermediaries, and trading institutions. Among them: terminal equipment, used to request the resource service platform to query from a predetermined blockchain Based on the information stored in the block in the blockchain, and sending the approval request for the target resource project declaration to the resource service platform, the resource service platform is used to obtain the target resource project declaration rule matching the target resource project from the predetermined blockchain For the information to be approved, the obtained information is approved, and the information generated by the approval is recorded in the block of the blockchain, and/or a predetermined transaction operation is performed based on the obtained information. In this way, based on the blockchain The resource processing system can store the information in each process of resource processing. Therefore, in the process of different resource processing, the relevant information it needs is stored in the blockchain, and there is no need to repeat the transmission between the participants. The information of the resources greatly reduces the cost of the process, simplifies the process of resource processing, and improves the efficiency of resource processing. Example five This embodiment will combine specific application scenarios to describe in detail a resource processing system and a method for reviewing and approving resource item declarations provided by the embodiments of the present invention. The corresponding application scenario is the application scenario of financial institution or bank credit and asset securitization. , Where the resource processing system includes a terminal device 100 and a resource service platform 200, where the terminal device 100 can be a mobile terminal device 100 such as a mobile phone or a tablet computer, or a device such as a personal computer. The resource service platform 200 can be composed of an independent server or a server cluster composed of multiple servers. Moreover, the resource service platform 200 can be a back-end service platform for asset securitization, and the resource processing system is financial The credit and asset securitization system of an institution or bank. As shown in FIG. 7, an embodiment of the present invention provides a resource processing system, which specifically includes, for example, a terminal device 100 and a resource service platform 200, where the resource service platform 200 may be a service platform constructed based on a predetermined blockchain 201, The blocks in the blockchain 201 store relevant information about the asset participants, including asset owners, investors 400, trust institutions 500, custodian institutions 600, underwriters 800, intermediaries 700, and transaction institutions 900. one or more. As shown in Figure 7, the resource service platform 200 can be used to store relevant information of asset participants, and can provide information inquiries for various asset participants or regulatory agencies 1000, or provide relevant services for various asset participants or users. (Such as trading operations or project declaration approval, etc.) platform. Among them, the relevant information stored by the resource service platform 200 can be based on the block storage in the blockchain 201. The blockchain 201 can be managed by the asset owner, the investor 400, the trust institution 500, the custodian institution 600, the underwriting institution 800, and the intermediary. A consortium chain composed of asset participants such as institution 700 and transaction institution 900. Each of the above-mentioned asset participants can separately store the information related to the original asset initiated by the asset owner on the block in the blockchain 201. Specifically, in the process of forming the underlying asset, the funds can be transferred during the process of lending and repayment. Related information such as flow and information flow is written into the blockchain 201 in real time, so as to realize the real tamper-proof information of the underlying assets; in the design and issuance stage of asset products (such as securities, etc.), the rating information of the trading agency 900 and rating agencies can be written In the block chain 201; after the investor 400 invests, the investor 400's identity information and subscription share information can be registered in the block chain 201. In addition, the information may also include relevant asset information, relevant information of the custodian 600, relevant information of the underwriting institution 800, relevant information of the intermediary institution 700, and relevant information of the trust institution 500, etc. Since the relevant information of each asset participant is recorded in the blockchain 201, the information flow and capital flow in the transaction processing process required in the process of different transaction processing naturally already exist in the blockchain 201 In this way, there is no need to repeatedly transmit relevant asset information, which greatly reduces process costs and improves transaction processing efficiency. Based on the above content, the investor 400 or the asset owner can apply for a certain project (such as a loan project, a securities transaction project, a transfer project of securities ownership, etc.), and the resource service platform 200 can approve the project application. Specifically, the investor 400 or the asset owner may send an approval request for a target asset project (for example, a loan project) declaration to the resource service platform 200 through the terminal device 100, and the approval request may include the project identifier of the target asset project. After the resource service platform 200 receives the approval request, the project identifier can be extracted from the approval request, and the target asset project can be determined according to the project identifier. The corresponding reporting rules can be determined based on the target asset item. The reporting rules can be used to specify the information required to declare the target asset project, as well as related information such as the process required to declare the target asset project. Then, the resource service platform 200 can obtain the target asset from the predetermined blockchain 201 The information that matches the project’s reporting rules, and the obtained information can be used as the information to be approved. The resource service platform 200 can approve the information to be approved. After the approval is completed, the above-mentioned approval-related information (which can include the information used in the declaration process of the target asset item, can also include the result information of the approval, and the approval process The generated intermediate data, etc.) are recorded in the block of the above-mentioned blockchain 201. If the approval of the above-mentioned declared target resource item is passed, a predetermined operation can be performed based on the obtained information that matches the declaration rule of the target asset item. For example, if the predetermined operation is the transfer of securities ownership, then if the above-mentioned declared target asset The approval of the project (that is, the project for the transfer of the ownership of securities) can be based on the information related to the transfer of the ownership of the securities, and the ownership of the target securities can be transferred from one user to another. In this way, the ownership of the target securities is transferred. . In addition, the resource processing system provided by this embodiment can also improve the efficiency of fund management. Specifically, because in the transaction processing stage, the blockchain 201 deposits transaction structure, rating information, loan repayment capital flow, information flow, etc. News. Based on the above information, the corresponding smart contract application can be written. Through the written smart contract, in the secondary market transaction stage, the underlying cash flow information can be obtained from the blockchain 201 through the query interface of the blockchain 201, so that it can be passed The resource processing system automatically indicates that both parties to the transaction conduct real-time valuation, and the investor 400 performs transaction matching through smart contracts, and automatically completes operations such as the transfer of securities ownership on the blockchain 201. In this way, the transaction process and fund management functions that are prone to errors or difficult to automate on the system can be automated through the blocks and smart contracts on the blockchain 201, which greatly improves the transaction and fund processing. Effectiveness and accuracy. In addition, the resource processing system provided by this embodiment can also solve the problem of transparency in information supervision. Specifically, in the process of credit and asset securitization transactions, the corresponding capital flow and information flow are deposited on the blockchain 201 In the block of, each transaction is open and transparent, and can be traced back to the source. When a query agency (such as the regulatory agency 1000, etc.) wants to query related capital flow and information flow, the corresponding query process is shown in Figure 4, that is, the query agency logs in to the resource processing system through the terminal device 100, and You can enter relevant keywords for information query. The resource processing system queries the back-end resource service platform 200 through the smart contract application query interface. The resource service platform 200 stores asset information, approval information, and rating information stored on the blockchain 201. The transaction information of the stage is queried and returned to the terminal device 100. As shown in Figure 4, each SPV, intermediary agency 700, investment agency, underwriting agency 800, and regulatory agency 1000 can query related information based on the corresponding key or certificate through the blockchain 201, and the resource service platform 200 provides a unified The query interface and function eliminates the need for two-to-two connection between various institutions. Through the above blockchain 201 processing, the transparency of information supervision and the efficiency of information disclosure can be greatly improved. In addition, as shown in Figure 4, the resource service platform 200 can also be provided with a contract and information disclosure management mechanism 202. Through the contract and information disclosure management mechanism 202, the smart contract and related information in the predetermined blockchain 201 can be processed. management. The embodiment of the present invention provides a resource processing system, which is executed by a resource service platform. The resource service platform is a service platform constructed based on a predetermined block chain. The blocks in the block chain store relevant information of resource processing participants, and resource processing Participants include one or more of resource parties, investors, trust agencies, custodians, underwriting agencies, intermediaries, and trading agencies. Among them: terminal equipment, used to request the resource service platform to query a predetermined block chain based on block The information stored in the blocks in the chain and the approval request for the target resource project declaration sent to the resource service platform. The resource service platform is used to obtain from the predetermined blockchain the pending approval that matches the target resource project declaration rule Information, approve the acquired information, and record the information generated by the approval in the block of the blockchain, and/or perform a predetermined transaction operation based on the acquired information, in this way, the resource processing based on the blockchain The system can store information in each process of resource processing. Therefore, in the process of different resource processing, the relevant information it needs is stored in the blockchain, and there is no need to repeat the transfer of related resources between participants. Information greatly reduces process costs, simplifies resource processing procedures, and improves resource processing efficiency. Example Six The above is the resource processing system provided by the embodiment of the present invention. Based on the same idea, the embodiment of the present invention also provides an approval device for resource project declaration, as shown in FIG. 8. The approval device for the resource item declaration includes: a request receiving module 801, a first information acquisition module 802, and an approval module 803, of which: The request receiving module 801 is used to receive the approval request of the target resource project declaration; The first information obtaining module 802 is used to obtain information to be approved that matches the reporting rules from a predetermined blockchain according to the reporting rules of the target resource item, and the information to be approved includes all State the resource information and investor information of the target resource project; The approval module 803 is used to approve the acquired information that matches the declaration rule, and record the information generated by the approval in the predetermined block chain. In the embodiment of the present invention, the target resource item is a resource item in the asset securitization business. In the embodiment of the present invention, the target resource item is a securities ownership transfer item, and the device further includes: The transaction module is used to perform transaction matching for the transfer of securities ownership according to the target smart contract in the predetermined blockchain if the approval of the target information is passed, so as to perform the operation of transferring the ownership of the securities. In the embodiment of the present invention, the device further includes: The second information acquisition module is used to acquire the relevant information of the target resource item, and the relevant information includes the resource information of the target resource item, transaction structure information, rating information, resource flow in issuing resources and repaying resources And information flow; The contract generation module is used to generate the target smart contract based on the relevant information of the target resource item. In the embodiment of the present invention, the device further includes: The management request receiving module is configured to receive a management request for the target smart contract in the predetermined blockchain, and the management request is used to instruct to delete, replace or modify the target smart contract; The processing module is used to perform corresponding processing on the target smart contract according to the management request. In the embodiment of the present invention, the device further includes: The query request module is used to receive an information query request, and the information query request includes a query keyword; The query module is used to search for target information matching the query keyword from the predetermined blockchain, and output the searched target information. The embodiment of the present invention provides an approval device for resource item declaration. The approval device for resource item declaration is constructed based on a predetermined block chain. The blocks in the block chain store relevant information of resource processing participants, and the resource processing participants include One or more of resource parties, investors, trust agencies, custodian agencies, underwriting agencies, intermediaries, and trading agencies, including: terminal equipment, an approval device for requesting resource project declarations, query based on blocks from a predetermined blockchain The information stored in the blocks in the chain, and the approval request for the target resource item declaration sent to the approval device for the resource item declaration, the approval device for the resource item declaration, used to obtain the declaration rules of the target resource item from the predetermined blockchain Match the information to be approved, approve the obtained information, and record the information generated by the approval in the block of the blockchain, and/or perform a predetermined transaction operation based on the obtained information, so that, based on The resource processing system of the blockchain can store the information in each process of resource processing. Therefore, in the process of different resource processing, the relevant information it needs is stored in the blockchain, and there is no need to repeat between the participants. The transmission of related resource information greatly reduces process costs, simplifies resource processing procedures, and improves resource processing efficiency. Example Seven The above is the approval device for resource item declaration provided by the embodiment of the present invention. Based on the same idea, the embodiment of the present invention also provides an approval device for resource item declaration, as shown in FIG. 9. The approval device for the resource project declaration may be the resource service platform provided in the foregoing embodiment. Approval equipment for resource project declarations can have relatively large differences due to different configurations or performances, and can include one or more processors 901 and memory 902, and memory 902 can store one or more storage applications or data . Among them, the memory 902 may be short-term storage or permanent storage. The application program stored in the memory 902 may include one or more modules (not shown in the figure), and each module may include a series of computer-executable instructions in the approval device for the resource project declaration. Furthermore, the processor 901 may be configured to communicate with the memory 902, and execute a series of computer-executable instructions in the memory 902 on the approval device of the resource item declaration. The approval equipment for the resource project declaration may also include one or more power supplies 903, one or more wired or wireless network interfaces 904, one or more input and output interfaces 905, and one or more keyboards 906. Specifically, in this embodiment, the approval device for the resource item declaration includes memory and one or more programs. One or more programs are stored in the memory, and one or more programs may include one or more programs. Modules, and each module can include a series of computer-executable instructions in the approval device for the resource project declaration, and is configured to be executed by one or more processors to execute the one or more package programs. Computer executable instructions: Receive approval request for target resource project declaration; According to the declaration rules of the target resource item, obtain the pending information matching the declaration rules from a predetermined blockchain, and the pending information includes the resource information and investors of the target resource item News; Approve the obtained information that matches the declaration rule, and record the information generated by the approval in the predetermined block chain. In the embodiment of the present invention, the target resource item is a resource item in the asset securitization business. In the embodiment of the present invention, the target resource item is a transfer item of securities ownership, and the method further includes: If the approval of the target information is passed, the transaction matching of the transfer of the ownership of the securities is carried out according to the target smart contract in the predetermined blockchain to execute the operation of the transfer of the ownership of the securities. In the embodiment of the present invention, the method further includes: Acquiring relevant information of the target resource item, the relevant information including the resource information, transaction structure information, rating information, issuance resources and repayment resources of the resource flow and information flow of the target resource item; According to the relevant information of the target resource item, the target smart contract is generated. In the embodiment of the present invention, the method further includes: Receiving a management request for the target smart contract in the predetermined blockchain, the management request being used to instruct to delete, replace or modify the target smart contract; According to the management request, the target smart contract is processed accordingly. In the embodiment of the present invention, the method further includes: Receiving an information query request, where the information query request includes query keywords; Search for target information matching the query keyword from the predetermined blockchain, and output the searched target information. The embodiment of the present invention provides an approval device for resource item declaration. The approval device for resource item declaration is constructed based on a predetermined blockchain. The blocks in the blockchain store relevant information of resource processing participants, and the resource processing participants include One or more of resource parties, investors, trust agencies, custodian agencies, underwriting agencies, intermediaries, and trading agencies, including: terminal equipment, approval equipment used to request resource project declarations, query based on blocks from a predetermined blockchain The information stored in the blocks in the chain, and the approval request for the target resource item declaration sent to the approval device for the resource item declaration. The approval device for the resource item declaration is used to obtain the declaration rules of the target resource item from the predetermined blockchain Match the information to be approved, approve the obtained information, and record the information generated by the approval in the block of the blockchain, and/or perform a predetermined transaction operation based on the obtained information, so that, based on The resource processing system of the blockchain can store the information in each process of resource processing. Therefore, in the process of different resource processing, the relevant information it needs is stored in the blockchain, and there is no need to repeat between the participants. The transmission of related resource information greatly reduces process costs, simplifies resource processing procedures, and improves resource processing efficiency. The foregoing describes specific embodiments of the present invention. Other embodiments are within the scope of the attached patent application. In some cases, the actions or steps described in the scope of the patent application may be performed in a different order than in the embodiments and still achieve desired results. In addition, the processes depicted in the drawings do not necessarily require the specific order or sequential order shown in order to achieve the desired result. In some embodiments, multiplexing and parallel processing are also possible or may be advantageous. In the 1990s, the improvement of a technology can be clearly distinguished from the improvement of the hardware (for example, the improvement of the circuit structure of diodes, transistors, switches, etc.) or the improvement of the software (for the process of the method). Improve). However, with the development of technology, the improvement of many methods and processes of today can be regarded as a direct improvement of the hardware circuit structure. Designers almost always get the corresponding hardware circuit structure by programming the improved method flow into the hardware circuit. Therefore, it cannot be said that the improvement of a method flow cannot be realized by the hardware entity module. For example, Programmable Logic Device (PLD) (such as Field Programmable Gate Array (FPGA)) is such an integrated circuit whose logic function is determined by the user’s programming of the device . It is designed by the designer to "integrate" a digital system on a PLD without having to ask the chip manufacturer to design and produce a dedicated integrated circuit chip. Moreover, nowadays, instead of manually making integrated circuit chips, this kind of programming is mostly realized by using "logic compiler" software, which is similar to the software compiler used in program development and writing. The original code before compilation must also be written in a specific programming language, which is called Hardware Description Language (HDL), and there is not only one HDL, but many, such as ABEL (Advanced Boolean Expression Language), AHDL (Altera Hardware Description Language), Confluence, CUPL (Cornell University Programming Language), HDCal, JHDL (Java Hardware Description Language), Lava, Lola, MyHDL, PALASM, RHDL (Ruby Hardware Description Language), etc., Currently the most commonly used are VHDL (Very-High-Speed Integrated Circuit Hardware Description Language) and Verilog. Those skilled in the art should also be aware that only a little logic programming of the method flow using the above hardware description languages and programming into an integrated circuit can easily obtain a hardware circuit that implements the logic method flow. The controller can be implemented in any suitable manner. For example, the controller can take the form of a microprocessor or a processor and a computer-readable medium storing computer-readable program codes (such as software or firmware) that can be executed by the (micro) processor. , Logic gates, switches, application specific integrated circuits (Application Specific Integrated Circuit, ASIC), programmable logic controllers and embedded microcontrollers. Examples of controllers include but are not limited to the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicon Labs C8051F320, the memory controller can also be implemented as part of the memory control logic. Those skilled in the art also know that, in addition to implementing the controller in a purely computer-readable program code, it is entirely possible to design the method steps by logic programming to enable the controller to be controlled by logic gates, switches, dedicated integrated circuits, and programmable logic. The same function can be realized in the form of an embedded micro-controller, etc. Therefore, such a controller can be regarded as a hardware component, and the devices included in it for realizing various functions can also be regarded as a structure within the hardware component. Or even, the device for realizing various functions can be regarded as both a software module for realizing the method and a structure within a hardware component. The systems, devices, modules, or units explained in the above embodiments may be implemented by computer chips or entities, or implemented by products with certain functions. A typical implementation device is a computer. Specifically, the computer can be, for example, a personal computer, a notebook computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, and a wearable device. Or any combination of these devices. For the convenience of description, when describing the above device, the functions are divided into various units and described separately. Of course, when implementing one or more embodiments of the present invention, the functions of each unit can be implemented in the same or multiple software and/or hardware. Those skilled in the art should understand that the embodiments of the present invention can be provided as a method, a system, or a computer program product. Therefore, one or more embodiments of the present invention may take the form of a completely hardware embodiment, a completely software embodiment, or an embodiment combining software and hardware. Moreover, one or more embodiments of the present invention can be implemented on one or more computer-usable storage media (including but not limited to magnetic disk memory, CD-ROM, optical memory, etc.) containing computer-usable program codes. In the form of a computer program product. The embodiments of the present invention are described with reference to the flowcharts and/or block diagrams of the methods, equipment (systems), and computer program products according to the embodiments of the present invention. It should be understood that each process and/or block in the flowchart and/or block diagram, and the combination of processes and/or blocks in the flowchart and/or block diagram can be realized by computer program instructions. These computer program instructions can be provided to the processors of general-purpose computers, dedicated computers, embedded processors, or other programmable data processing equipment to generate a machine that can be executed by the processors of the computer or other programmable data processing equipment Produce means for realizing the functions specified in a flow or multiple flows in the flowchart and/or a block or multiple blocks in the block diagram. These computer program instructions can also be stored in a computer-readable memory that can guide a computer or other programmable data processing equipment to work in a specific manner, so that the instructions stored in the computer-readable memory produce a manufactured product including the instruction device , The instruction device realizes the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram. These computer program instructions can also be loaded on a computer or other programmable data processing equipment, so that a series of operating steps are performed on the computer or other programmable equipment to generate computer-implemented processing, so that the computer or other programmable equipment The instructions executed on the above provide steps for implementing functions specified in a flow or multiple flows in the flowchart and/or a block or multiple blocks in the block diagram. In a typical configuration, the computing device includes one or more processors (CPU), input/output interfaces, network interfaces, and memory. Memory may include non-permanent memory in computer-readable media, random access memory (RAM) and/or non-volatile memory, such as read-only memory (ROM) or flash memory (flash). RAM). Memory is an example of computer-readable media. Computer-readable media includes permanent and non-permanent, removable and non-removable media, and information storage can be realized by any method or technology. Information can be computer-readable instructions, data structures, program modules, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), and other types of random access memory (RAM) , Read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, CD-ROM, digital multi-function Optical discs (DVD) or other optical storage, magnetic cassettes, magnetic tape storage or other magnetic storage devices, or any other non-transmission media, can be used to store information that can be accessed by computing devices. According to the definition in this article, computer-readable media does not include transitory media, such as modulated data signals and carrier waves. It should also be noted that the terms "include", "include" or any other variants thereof are intended to cover non-exclusive inclusion, so that a process, method, commodity or equipment including a series of elements not only includes those elements, but also includes Other elements that are not explicitly listed, or also include elements inherent to such processes, methods, commodities, or equipment. If there are no more restrictions, the element defined by the sentence "including a..." does not exclude the existence of other identical elements in the process, method, commodity, or equipment that includes the element. Those skilled in the art should understand that the embodiments of the present invention can be provided as a method, a system, or a computer program product. Therefore, one or more embodiments of the present invention may adopt the form of a completely hardware embodiment, a completely software embodiment, or an embodiment combining software and hardware. Moreover, one or more embodiments of the present invention can be implemented on one or more computer-usable storage media (including but not limited to magnetic disk memory, CD-ROM, optical memory, etc.) containing computer-usable program codes. In the form of a computer program product. One or more embodiments of the present invention may be described in the general context of computer-executable instructions executed by a computer, such as a program module. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform specific tasks or realize specific abstract data types. One or more embodiments of the present invention can also be practiced in distributed computing environments. In these distributed computing environments, remote processing devices connected through a communication network perform tasks. In a distributed computing environment, program modules can be located in local and remote computer storage media including storage devices. The various embodiments of the present invention are described in a progressive manner, and the same or similar parts between the various embodiments can be referred to each other, and each embodiment focuses on the differences from other embodiments. In particular, as for the system embodiment, since it is basically similar to the method embodiment, the description is relatively simple, and for related parts, please refer to the part of the description of the method embodiment. The foregoing descriptions are merely embodiments of the present invention, and are not intended to limit the present invention. For those skilled in the art, the present invention can have various modifications and changes. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present invention shall be included in the scope of the patent application of the present invention.

100:終端設備 200:資源服務平臺 201:區塊鏈 202:合約和資訊披露管理機制 300:資源方 400:投資方 500:信託機構 600:託管機構 700:仲介機構 800:承銷機構 900:交易機構 1000:監管機構 S502-S616:步驟 801:請求接收模組 802:第一資訊獲取模組 803:審批模組 901:處理器 902:記憶體 903:電源 904:有線或無線網路介 905:輸入輸出介面 906:鍵盤100: terminal equipment 200: Resource Service Platform 201: Blockchain 202: Contract and information disclosure management mechanism 300: resource party 400: Investor 500: Trust Agency 600: Custodian 700: Intermediary 800: Underwriting agency 900: Trading Agency 1000: Regulator S502-S616: steps 801: request receiving module 802: First Information Acquisition Module 803: Approval Module 901: processor 902: memory 903: Power 904: Wired or wireless network interface 905: Input and output interface 906: keyboard

為了更清楚地說明本發明實施例或現有技術中的技術方案，下面將對實施例或現有技術描述中所需要使用的圖式作簡單地介紹，顯而易見地，下面描述中的圖式僅僅是本發明中記載的一些實施例，對於本領域普通技術人員來講，在不付出創造性勞動性的前提下，還可以根據這些圖式獲得其他的圖式。 [圖1]為本發明一種資源處理系統實施例； [圖2]為相關技術中的一種資源處理系統結構示意圖； [圖3]為本發明另一種資源處理系統實施例； [圖4]為本發明又一種資源處理系統實施例； [圖5]為本發明一種資源項目申報的審批方法實施例； [圖6]為本發明另一種資源項目申報的審批方法實施例； [圖7]為本發明又一種資源處理系統實施例； [圖8]為本發明一種資源項目申報的審批裝置實施例； [圖9]為本發明一種資源項目申報的審批設備實施例。In order to more clearly describe the technical solutions in the embodiments of the present invention or the prior art, the following will briefly introduce the drawings that need to be used in the description of the embodiments or the prior art. Obviously, the drawings in the following description are merely the present For some of the embodiments described in the invention, for those of ordinary skill in the art, other schemes can be obtained based on these schemes without creative labor. [Figure 1] is an embodiment of a resource processing system of the present invention; [Figure 2] is a schematic diagram of the structure of a resource processing system in related technologies; [Figure 3] is another embodiment of the resource processing system of the present invention; [Figure 4] is another embodiment of a resource processing system of the present invention; [Figure 5] is an embodiment of an approval method for resource project declaration of the present invention; [Figure 6] is another embodiment of the approval method for resource project declaration of the present invention; [Figure 7] is another embodiment of a resource processing system of the present invention; [Figure 8] is an embodiment of an approval device for resource project declaration of the present invention; [Figure 9] is an embodiment of an approval device for resource project declaration of the present invention.

100:終端設備 100: terminal equipment

200:資源服務平臺 200: Resource Service Platform

201:區塊鏈 201: Blockchain

300:資源方 300: resource party

500:信託機構 500: Trust Agency

600:託管機構 600: Custodian

700:仲介機構 700: Intermediary

800:承銷機構 800: Underwriting agency

900:交易機構 900: Trading Agency

Claims (16)

一種資源處理系統，該系統包括終端設備和資源服務平臺，該資源服務平臺為基於預定的區塊鏈構建的服務平臺，該區塊鏈中的區塊儲存有資源處理參與方的相關資訊，該資源處理參與方包括資源方、投資方、信託機構、託管機構、承銷機構、仲介機構和交易機構的一個或多個，其中：該終端設備，用於請求該資源服務平臺從該預定的區塊鏈查詢基於該區塊鏈中的區塊儲存的資訊，以及向該資源服務平臺發送目標資源項目申報的審批請求；該資源服務平臺，用於從該預定的區塊鏈中獲取與該目標資源項目的申報規則相匹配的待審批的資訊，對獲取的資訊進行審批，並將審批產生的資訊記錄到該區塊鏈的區塊中，和/或，基於獲取的資訊進行預定的交易操作，其中，該目標資源項目為資產證券化業務中的資源項目。 A resource processing system. The system includes terminal equipment and a resource service platform. The resource service platform is a service platform constructed based on a predetermined block chain. The blocks in the block chain store relevant information of resource processing participants. The resource processing participants include one or more of resource parties, investors, trust institutions, custodians, underwriting agencies, intermediaries, and trading institutions, where: the terminal device is used to request the resource service platform from the predetermined block The chain query is based on the information stored in the block in the blockchain, and sends the approval request for the target resource project declaration to the resource service platform; the resource service platform is used to obtain the target resource from the predetermined blockchain The information to be approved that matches the reporting rules of the project, the obtained information is approved, and the information generated by the approval is recorded in the block of the blockchain, and/or the predetermined transaction operation is performed based on the obtained information, Among them, the target resource item is a resource item in the asset securitization business. 根據請求項1所述的系統，該終端設備用於向該資源服務平臺發送資訊查詢請求，該資訊查詢請求中包括查詢關鍵字；該資源服務平臺，用於查找與該查詢關鍵字相匹配的目標資訊，並輸出查詢到的該目標資訊。 According to the system described in claim 1, the terminal device is used to send an information query request to the resource service platform, and the information query request includes a query keyword; the resource service platform is used to search for information matching the query keyword Target information, and output the query target information. 根據請求項1所述的系統，該終端設備，還用於向該資源服務平臺發送目標證券所有權的轉移請求；該資源服務平臺，還用於基於該預定的區塊鏈中的目標智慧合約對目標證券所有權的轉移進行交易撮合，以對該目標證券的所有權進行轉移。 According to the system of claim 1, the terminal device is also used to send a request for the transfer of the ownership of the target securities to the resource service platform; the resource service platform is also used to pair the target smart contract based on the predetermined blockchain The transfer of the ownership of the target security is matched by transactions to transfer the ownership of the target security. 根據請求項3所述的系統，該資源服務平臺，還用於：獲取該目標資源項目的相關資訊，該相關資訊中包括該目標資源項目的資源資訊、交易結構資訊、評級資訊、發放資源和償還資源中的資源流和資訊流；根據該目標資源項目的相關資訊，產生該目標智慧合約。 According to the system described in claim 3, the resource service platform is also used to: obtain relevant information of the target resource item, and the relevant information includes the resource information of the target resource item, transaction structure information, rating information, distribution resources, and Repay the resource flow and information flow in the resource; generate the target smart contract based on the relevant information of the target resource item. 根據請求項3所述的系統，該資源服務平臺，還用於：接收對該預定的區塊鏈中的目標智慧合約的管理請求，該管理請求用於指示將該目標智慧合約進行刪除、替換或修改；根據該管理請求，對該目標智慧合約進行相應的處理。 According to the system of claim 3, the resource service platform is further used to: receive a management request for the target smart contract in the predetermined blockchain, and the management request is used to instruct the target smart contract to be deleted or replaced Or modify; according to the management request, the target smart contract is processed accordingly. 一種資源項目申報的審批方法，該方法包括：接收目標資源項目申報的審批請求； 根據該目標資源項目的申報規則，從預定的區塊鏈中獲取與該申報規則相匹配的待審批的資訊，該待審批的資訊中包括該目標資源項目的資源資訊和投資者資訊；對獲取的與該申報規則相匹配的資訊進行審批，並將審批產生的資訊記錄到該預定的區塊鏈的區塊中，其中，該目標資源項目為資產證券化業務中的資源項目。 A method for approving a resource project declaration, the method includes: receiving an approval request for a target resource project declaration; According to the declaration rules of the target resource item, obtain the pending information matching the declaration rule from the predetermined blockchain. The pending information includes the resource information and investor information of the target resource item; The information that matches the declaration rule is approved, and the information generated by the approval is recorded in the predetermined block of the blockchain, where the target resource item is a resource item in the asset securitization business. 根據請求項6所述的方法，該目標資源項目為證券所有權的轉移項目，該方法還包括：如果對該目標資訊的審批通過，則根據該預定的區塊鏈中的目標智慧合約進行證券所有權的轉移的交易撮合，以執行該證券所有權的轉移的操作。 According to the method described in claim 6, the target resource item is a security ownership transfer project, and the method further includes: if the target information is approved, the security ownership is performed according to the target smart contract in the predetermined blockchain The transfer of the transaction is matched to execute the operation of the transfer of the ownership of the security. 根據請求項7所述的方法，該方法還包括：獲取該目標資源項目的相關資訊，該相關資訊中包括該目標資源項目的資源資訊、交易結構資訊、評級資訊、發放資源和償還資源中的資源流和資訊流；根據該目標資源項目的相關資訊，產生該目標智慧合約。 According to the method described in claim 7, the method further includes: obtaining relevant information of the target resource item, the relevant information including resource information of the target resource item, transaction structure information, rating information, issuance of resources, and repayment of resources. Resource flow and information flow; according to the relevant information of the target resource item, the target smart contract is generated. 根據請求項7所述的方法，該方法還包括：接收對該預定的區塊鏈中的目標智慧合約的管理請求，該管理請求用於指示將該目標智慧合約進行刪除、替 換或修改；根據該管理請求，對該目標智慧合約進行相應的處理。 According to the method of claim 7, the method further includes: receiving a management request for the target smart contract in the predetermined blockchain, the management request being used to instruct the target smart contract to be deleted or replaced Change or modify; according to the management request, the target smart contract is processed accordingly. 根據請求項6所述的方法，該方法還包括：接收資訊查詢請求，該資訊查詢請求中包括查詢關鍵字；從該預定的區塊鏈中查找與該查詢關鍵字相匹配的目標資訊，並輸出查詢到的該目標資訊。 According to the method of claim 6, the method further includes: receiving an information query request, the information query request includes a query keyword; searching for target information matching the query keyword from the predetermined blockchain, and Output the information of the target inquired. 一種資源項目申報的審批裝置，該裝置包括：請求接收模組，用於接收目標資源項目申報的審批請求；第一資訊獲取模組，用於根據該目標資源項目的申報規則，從預定的區塊鏈中獲取與該申報規則相匹配的待審批的資訊，該待審批的資訊中包括該目標資源項目的資源資訊和投資者資訊；審批模組，用於對獲取的與該申報規則相匹配的資訊進行審批，並將審批產生的資訊記錄到該預定的區塊鏈的區塊中，其中，該目標資源項目為資產證券化業務中的資源項目。 An approval device for resource item declaration, the device comprising: a request receiving module for receiving an approval request for a target resource item declaration; a first information acquisition module for receiving a request from a predetermined area according to the declaration rule of the target resource item Obtain the information to be approved that matches the declaration rule from the block chain. The information to be approved includes the resource information and investor information of the target resource item; the approval module is used to match the obtained information to the declaration rule Approval of the information, and record the information generated by the approval in the block of the predetermined blockchain, where the target resource item is a resource item in the asset securitization business. 根據請求項11所述的裝置，該目標資源項目為證券所 有權的轉移項目，該裝置還包括：交易模組，用於如果對該目標資訊的審批通過，則根據該預定的區塊鏈中的目標智慧合約進行證券所有權的轉移的交易撮合，以執行該證券所有權的轉移的操作。 According to the device described in claim 11, the target resource item is a securities firm The right transfer item, the device also includes: a transaction module, which is used to perform transaction matching for the transfer of securities ownership according to the target smart contract in the predetermined blockchain if the target information is approved. The operation of the transfer of ownership of the security. 根據請求項12所述的裝置，該裝置還包括：第二資訊獲取模組，用於獲取該目標資源項目的相關資訊，該相關資訊中包括該目標資源項目的資源資訊、交易結構資訊、評級資訊、發放資源和償還資源中的資源流和資訊流；合約產生模組，用於根據該目標資源項目的相關資訊，產生該目標智慧合約。 The device according to claim 12, the device further includes: a second information acquisition module for acquiring relevant information of the target resource item, the relevant information including resource information, transaction structure information, and rating of the target resource item The resource flow and information flow in information, issuing resources, and repaying resources; the contract generation module is used to generate the target smart contract based on the relevant information of the target resource item. 根據請求項12所述的裝置，該裝置還包括：管理請求接收模組，用於接收對該預定的區塊鏈中的目標智慧合約的管理請求，該管理請求用於指示將該目標智慧合約進行刪除、替換或修改；處理模組，用於根據該管理請求，對該目標智慧合約進行相應的處理。 The device according to claim 12, the device further includes: a management request receiving module for receiving a management request for the target smart contract in the predetermined blockchain, and the management request is used to instruct the target smart contract Delete, replace or modify; the processing module is used to process the target smart contract according to the management request. 根據請求項11所述的裝置，該裝置還包括：查詢請求模組，用於接收資訊查詢請求，該資訊查詢請求中包括查詢關鍵字；查詢模組，用於從該預定的區塊鏈中查找與該查詢關 鍵字相匹配的目標資訊，並輸出查詢到的該目標資訊。 The device according to claim 11, the device further includes: a query request module for receiving an information query request, the information query request includes a query keyword; a query module for downloading information from the predetermined blockchain Find related to the query The target information that matches the key word, and output the target information that is queried. 一種資源項目申報的審批設備，該資源項目申報的審批設備包括：處理器；以及被安排成儲存電腦可執行指令的記憶體，該可執行指令在被執行時使該處理器：接收目標資源項目申報的審批請求；根據該目標資源項目的申報規則，從預定的區塊鏈中獲取與該申報規則相匹配的待審批的資訊，該待審批的資訊中包括該目標資源項目的資源資訊和投資者資訊；對獲取的與該申報規則相匹配的資訊進行審批，並將審批產生的資訊記錄到該預定的區塊鏈的區塊中，其中，該目標資源項目為資產證券化業務中的資源項目。 A device for approving a resource item declaration. The device for approving a resource item declaration includes: a processor; and a memory arranged to store computer executable instructions. When the executable instruction is executed, the processor: receives the target resource item Request for approval of the declaration; according to the declaration rules of the target resource item, obtain the pending information matching the declaration rule from the predetermined blockchain, and the pending information includes the resource information and investment of the target resource item Information; Approve the obtained information that matches the reporting rules, and record the information generated by the approval in the block of the predetermined blockchain, where the target resource item is the resource in the asset securitization business project.
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