Claims (1)
1309392 十、申請專利範圍： 1.一種網路交易付款方法，係包含以下步驟： (A)若經網際網路收到一含有一電話號碼之電話 資訊，適時產生一交易認證碼經網際網路回傳，以要求 經公眾電彳§.網路撥打一認證電話； (B )若該認證電話被接通，要求輪入該交易認證 碼，以認證該交易認證碼及撥打該認證電話之電話號碼 :及 ® ( C)若認證無誤時，則完成交易。 ' 2_依據申請專利範圍第1項所述之網路交易付款方法，更 包含一於該步驟（A)之前更具有一步驟（D)，若經網際 網路收到一付費要求時，要求輸入該電話資訊。 3.依據申請專利範圍第丨項所述之網路交易付款方法，其 - 中，在該步驟（B)中，認證該交易認證碼是否與前述產 • 生之交易認證碼相符。 4_依據申請專利範圍第3項所述之網路交易付款方法，其 ® 中，在該步驟（B)中，若該交易認證碼未與前述產生之 交易認證碼相符，適時要求再輸入該交易認證喝。 5.依據申請專利範圍第4項所述之網路交易付款方法，其 中’在s亥步驟（b )中，若該交易認證媽未與前述產生之 交易認證碼相符，累計一錯誤次數並於該經累計之錯誤 次數未超過一第一預設值時，要求再輸入該交易認證碼 ’及於該經累計之錯誤次數超過該第一預設值時，結束 交易0 14 1309392 6. 依據申請專利範圍第1項所述之網路交易付款方法，其 中’該步驟（B )係認證撥打該認證電話之電話號碼是否 與該電話資訊之電話號碼相符。 7. 依據申請專利範圍第1項所述之網路交易付款方法，其 中’該電話資訊更含有一該電話號碼之用戶基本資料， 在該步驟（A)中，更於認證該電話資訊無誤時始產生該 交易認證碼。 8·依據申請專利範圍第7項所述之網路交易付款方法，其 中，該步驟（A)中，若認證該電話資訊有誤時，適時結 束交易。 9.依據申請專利範圍第8項所述之網路交易付款方法，其 中，在該步驟（A)中’若該認證該電話資訊有誤時，累 計錯誤次數以於該錯誤次數未超過一第二預設值時，要 求重新輸入該電話資訊，及於該錯誤次數超過該第二預 設值時，結束交易。 10.依據中請專利範圍第7項所述之網路交易付款方法，其 中，用戶基本資料含有該電話號碼之擁有人的身分證號 碼、生日與約定密碼中的至少一者。 11 ·依據申请專利範圍第丨項所述之網路交 中，該電話f訊之電話料絲料話號碼或行^電話 號碼。 12.依據申請專利範圍第2項所述之網路交易付款方法，其 中，在該步驟⑻中係以一具連線網際網路功能之電子 設備輸入該電話資訊。 15 1309392 1 3.依據申凊專利範圍第12項所述之網路交易付款方法，其 中，該電子設備係經網路網路連線一線上服務網站，該 付費要求係自該線上服務網站產生。 14_依據申凊專利範圍第丨項所述之網路交易付款方法，其 中，該付費要求具有一含有一貨款之交易内容，在該步 驟（C)中，若驗證無誤時，將該貨款列入該電話號碼之 帳單。 1 5· —種網路交易付款系統，係包含： 一線上服務網站，係提供一有價服務； 一用戶，具有一經網際網路連線該線上服務網站之電 子設備及一電話；及 一網路交易付款模組，具有經網際網路連線該線上服 務網站及經公眾電信網路與該用戶電話接通之功能； 其中，當該用戶連線該線上服務網站以購買該有價服 務時’對應輸入-筆含有該電話之電話號碼之電話資訊， I言亥線上服務網站傳送該電話資訊至該網路交易付款模組， 該網路交易付款模組適時產生並回傳一交易認證碼，以要 求該用戶以該電話接通該網路交易付款模組並輸入該交易 说證碼，而該網路交易付款模組經公眾電信網路自該用戶 收到該交易認證碼時，認證該交易認證碼與該用戶接通該 網路交易付款模組的電話之電話號碼，並於認證無誤時， 通知該線上服務網站完成交易。 W依據申請專利範圍第15項所述之網路交易付款系統其 中’該電話資訊更含有一用戶基本資料，該網路交易付 16 1309392 款模組於收到該電話資邙眸，爭哨Λ %石貝λ β守，旯涊磴該電話資訊以於認 證無誤始產生該交易認證碼。 17. 依據申請專利範圍帛15項所述之網路交易付款系統，其 中’該網路交易付款模組於認證該交易認證碼與該用戶 接通該網路交易付款模組的電話之電話號碼無誤時，將 該有價服務之款項列入該用戶電話之帳單内，而該線上 服務網站將該有價服務提供予該用戶。 18. —種網路交易付款模組，係包含： 馨 一資料庫，係储存多數筆用戶資料，各該筆用戶資 • 料具有一電話號碼與一用戶基本資料；及 —驗證單元’具有連棒網際網路與公眾電信網路功 能並設有一組認證電話，當經網際網路收到一含有一電話 號碼之電話資訊’該驗證單元適時產生並回傳一交易認證 • 碼’以要求經公眾電信網路#打認證電話，若該認證電 話被接通’該驗證單元要求輸入該交易認證碼，以認證該 交易認證碼及撥打該認證電話之電話號碼，並於認證無誤 Φ 時完成交易。 19. 依據申請專利範圍第18項所述之網路交易付款模組， 其中’該驗證單元係自一線上服務網站收到該電話資訊 ，於認證無誤時通知該線上服務網站。 20. 依據申請專利範圍第18項所述之網路交易付款模組， 其中，該電話資訊更含有一用戶基本資料，該驗證單元 於收到該電話資訊時，更將該電話資訊與該資料庫内的 用戶資料比對來進行驗證，以於驗證無誤時始產生該交 17 13093921309392 X. Patent application scope: 1. An online transaction payment method, which includes the following steps: (A) If a telephone message containing a telephone number is received via the Internet, a transaction authentication code is generated through the Internet in due course. Return, in order to request a public telephone call §. The network dials an authentication call; (B) If the authentication call is connected, it is required to enter the transaction authentication code to authenticate the transaction authentication code and call the authenticated call Number: and ® (C) If the certification is correct, the transaction is completed. '2_ According to the online transaction payment method described in claim 1 of the patent application scope, further comprising a step (D) before the step (A), if a payment request is received via the Internet, the request Enter the phone information. 3. According to the online transaction payment method described in the scope of the patent application scope, wherein, in the step (B), it is verified whether the transaction authentication code matches the transaction authentication code of the aforementioned production. 4_ According to the online transaction payment method described in item 3 of the patent application scope, in the step (B), if the transaction authentication code does not match the transaction authentication code generated as described above, it is required to input the current time. Trading certification drink. 5. According to the online transaction payment method described in claim 4, wherein in the step (b), if the transaction certification mother does not match the transaction authentication code generated as described above, the number of errors is accumulated. When the accumulated error number does not exceed a first preset value, it is required to input the transaction authentication code again, and when the accumulated error number exceeds the first preset value, the transaction is ended. 0 14 1309392 6. According to the application The online transaction payment method of claim 1, wherein the step (B) is to determine whether the telephone number dialed by the authentication telephone matches the telephone number of the telephone information. 7. According to the online transaction payment method described in claim 1, wherein the telephone information further includes a user basic information of the telephone number, and in the step (A), when the authentication of the telephone information is correct, The transaction authentication code is generated. 8. The online transaction payment method according to item 7 of the patent application scope, wherein in the step (A), if the telephone information is authenticated incorrectly, the transaction is completed in due course. 9. The method according to claim 8, wherein in the step (A), if the authentication of the telephone information is incorrect, the number of errors is accumulated so that the number of errors does not exceed one When the preset value is two, the telephone information is required to be re-entered, and when the number of errors exceeds the second preset value, the transaction is ended. 10. The online transaction payment method according to claim 7, wherein the user basic information includes at least one of an identity card number of the owner of the telephone number, a birthday and an agreed password. 11 · According to the online transaction mentioned in the scope of the patent application, the telephone number of the telephone or the telephone number of the telephone. 12. The online transaction payment method according to claim 2, wherein in the step (8), the telephone information is input by an electronic device connected to the Internet function. 15 1309392 1 3. The online transaction payment method according to claim 12, wherein the electronic device is connected to an online service website via a network, and the payment request is generated from the online service website. . 14_ The method for payment of a network transaction according to the third aspect of the application, wherein the payment request has a transaction content containing a payment, and in the step (C), if the verification is correct, the payment is listed Enter the bill for this phone number. 1 5·—A type of online transaction payment system, comprising: an online service website providing a valuable service; a user having an electronic device and a telephone connected to the online service website via the Internet; and a network The transaction payment module has the function of connecting to the online service website via the Internet and the user's telephone through the public telecommunication network; wherein, when the user connects the online service website to purchase the valuable service, the corresponding The input-pen contains the telephone information of the telephone number of the telephone, and the online service website transmits the telephone information to the online transaction payment module, and the online transaction payment module generates and returns a transaction authentication code in time to Requiring the user to connect the online transaction payment module with the phone and input the transaction descriptor code, and the online transaction payment module authenticates the transaction when the transaction authentication code is received from the user via the public telecommunication network. The authentication code is the phone number of the phone connected to the online transaction payment module of the user, and when the authentication is correct, the online service website is notified to complete the transaction. W. According to the online transaction payment system described in Item 15 of the patent application, in which the telephone information further contains a user basic information, the online transaction pays 16 1309392 module to receive the telephone information, and the whistle %石贝λβ守,旯涊磴 The phone information is used to generate the transaction authentication code without any error. 17. The online transaction payment system according to claim 15, wherein the online transaction payment module authenticates the transaction authentication code with a phone number of the user who connects to the online transaction payment module. If there is no error, the amount of the serviced service is included in the bill of the user's phone, and the online service website provides the value service to the user. 18. A network transaction payment module, comprising: a Xinyi database, which stores a plurality of user data, each user material has a phone number and a user basic data; and - the verification unit has a connection The Internet and public telecommunications network functions are provided with a set of authentication telephones. When receiving a telephone message containing a telephone number via the Internet, the verification unit generates and returns a transaction authentication code at the appropriate time to request The public telecommunication network #calls the authentication phone, if the authentication phone is connected, the verification unit asks to input the transaction authentication code to authenticate the transaction authentication code and dial the phone number of the authentication phone, and complete the transaction when the authentication is correct. . 19. The online transaction payment module according to claim 18, wherein the verification unit receives the telephone information from an online service website, and notifies the online service website when the authentication is correct. 20. The online transaction payment module according to claim 18, wherein the telephone information further comprises a user basic information, and the verification unit further receives the telephone information and the information when receiving the telephone information. The user data in the library is compared to verify that the payment is generated when the verification is correct. 17 1309392
21.依據申請專利範圍第18頊所述之網路交易付款模組， 更包含一用以統計各該用戶之電話帳單並電性連接該驗 Sr:::該驗證單元於完成交易時更通;:該 之帳單内。 早“將該交易之帳款列印對應電話 1821. The online transaction payment module according to claim 18, further comprising a phone bill for counting each user and electrically connecting the test Sr::: the verification unit is more complete when the transaction is completed. Pass;: within the bill. Early "print the account of the transaction to correspond to the phone 18