TW201705054A - Composite cash register method and intelligent cash register system therefor - Google Patents

Composite cash register method and intelligent cash register system therefor Download PDF

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TW201705054A
TW201705054A TW105118079A TW105118079A TW201705054A TW 201705054 A TW201705054 A TW 201705054A TW 105118079 A TW105118079 A TW 105118079A TW 105118079 A TW105118079 A TW 105118079A TW 201705054 A TW201705054 A TW 201705054A
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payment
module
cash register
settlement
party
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TW105118079A
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Chinese (zh)
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Qiang Xiong
Ki Shui Louie Chow
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Boom Fintech Inc
Ki Shui Louie Chow
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer

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  • Cash Registers Or Receiving Machines (AREA)
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Abstract

The present invention discloses a composite cash register method and an intelligent cash register system therefor. The intelligent cash register system has a powerful intelligent management module so as to implement various payment methods and effectively manage payment behaviors. The composite cash register method is a method which uses the intelligent cash register system to implement automatic synchronous payment of various payment methods, provide a friendly interface, and implement automatic synchronous payment with use of different payment methods or automatic synchronous billing with use of various billing documents. The composite cash register method provided by the invention is simple and practical, and provides good user experience.

Description

一種複合收銀方法及智慧化收銀系統 Composite cash register method and intelligent cash register system

本發明涉及支付領域,特別是涉及一種以上的結算模式下複合收銀方法。 The invention relates to the field of payment, in particular to a composite cash register method in more than one settlement mode.

線下(離線)結算是區別於線上支付以外的方式,交易的過程和付貨過程發生在買賣雙方見面的交易中。這種支付方式支付方最常見的是現金結算。因此,是一種不很方便的支付方式。隨著銀行業務的發展,銀聯卡支付克服了大量現金不方便的缺陷,被廣泛地應用於支付領域。如一些商場超市、連鎖店、路邊小店等紛紛使用銀聯卡支付,這被稱為線下支付的銀聯卡支付,一般是借助傳統的POS機,商家把它安裝在特約商戶與銀聯電腦聯成網路,就能實現電子資金自動轉帳,它具有支持消費、預授權、餘額查詢和轉帳等功能,使用起來安全、快捷、可靠。線下銀聯POS系統在銷售商品時直接讀取輸入的商品銷售資訊(如商品名、單價、銷售數量、銷售時間、銷售店鋪、購買顧客等),並通過銀聯管理下的清分系統實現與各個銀行結算。目前主要利用線下交易依靠傳統的POS機完成,實現有卡支付。 Offline (offline) settlement is a different method than online payment. The transaction process and the delivery process take place in the transaction between the buyer and the seller. The most common form of payment for this type of payment is cash settlement. Therefore, it is a very convenient payment method. With the development of banking business, UnionPay card payment has overcome a large number of inconveniences of cash and is widely used in the payment field. For example, some supermarkets, chain stores, and roadside shops use UnionPay cards to pay. This is called the UnionPay card payment for offline payment. Generally, it is installed by a traditional POS machine, and the merchant installs it in a special merchant and UnionPay computer. The network can realize automatic transfer of electronic funds. It has the functions of supporting consumption, pre-authorization, balance inquiry and transfer, and it is safe, fast and reliable to use. The offline UnionPay POS system directly reads the input product sales information (such as product name, unit price, sales quantity, sales time, sales shop, purchase customer, etc.) when selling goods, and realizes each through the clearing system under UnionPay management. Bank settlement. At present, the main use of offline transactions rely on the traditional POS machine to achieve card payment.

隨著線上支付越來越發達,第三方支付方法越來越發達, 並且支付憑證也種類繁多,而且眾多的非銀行支付機構不可能歸劃銀聯管理範疇。利用第三方支付平臺實現線下支付已經成為目前線下支付的一個趨勢。因此,作為結算設備的傳統POS機已經無法滿足目前線下支付的需要。對於第三方支付鑒於金融政策規定也不可能單獨發行任何形式的卡。所以第三方支付方式進行支付的模式只能利用用第三方支付平臺,為了保證交易過程中資金安全付款憑證採用了二維碼、光碼等形式。線下結算形成了多元化的格局。目前,在商場、超市、連鎖店、路邊小店等商戶為了迎合消費者實現多元化支付而設立的收銀台都應當能夠實現各種有卡、無卡的支付方式,該收銀台事先通過協議獲得銀行卡發行方或者第三方支付平臺方的授權,消費者(支付方)可以通過銀行或者第三方帳戶平臺實現支付,將設定的支付金額從支付的帳號劃撥到商戶(收款方)的帳戶中,實現支付。 As online payments become more developed, third-party payment methods are becoming more developed. And there are a wide variety of payment vouchers, and many non-bank payment institutions are unlikely to be classified as UnionPay management. The use of third-party payment platforms to achieve offline payments has become a trend in offline payments. Therefore, the traditional POS machine as a settlement device has been unable to meet the current offline payment needs. For third-party payments, it is not possible to issue any form of card separately in view of financial policy regulations. Therefore, the third-party payment method can only use the third-party payment platform, in order to ensure that the funds are securely used in the transaction process, and the two-dimensional code and optical code are used. Offline settlement has formed a diversified pattern. At present, the cashiers established in shopping malls, supermarkets, chain stores, roadside shops and other merchants to cater to consumers' diversified payments should be able to implement various card-based and card-free payment methods. The cashier receives the bank in advance through agreement. The authorization of the card issuer or the third-party payment platform, the consumer (payer) can realize the payment through the bank or the third-party account platform, and transfer the set payment amount from the payment account to the account of the merchant (receiver). Achieve payment.

目前,商戶通過收銀台可以接收消費者各種支付方式支付的結算,但是必須具備對應的收銀設備。該設備用以驗證支付憑證的資格和能力、並獲得相應第三方的認證許可登記。每增加一個第三方都必須增加特別的收銀設備使商家的管理越來越複雜,結算設備越來越龐雜。在此背景下,深圳TTG公司開發出來了智慧化POS機,借助於智慧終端機、智慧化管理模組、雲端儲存平臺的結合,集中解決了多種結算模式下標準資料的調用和結算清單的提取與編輯。從而使得多元化結算的方式可以在一個收銀終端設備上得以實現。 At present, merchants can receive settlements paid by consumers for various payment methods through the cashier, but must have corresponding cashier equipment. The device is used to verify the eligibility and ability of the payment voucher and obtain the certification enrollment registration of the corresponding third party. For each additional third party, special cash register equipment must be added to make the management of the business more and more complicated, and the settlement equipment becomes more and more complicated. In this context, Shenzhen TTG Company developed a smart POS machine, which solved the call of standard data and the collection of settlement list under various settlement modes by means of the combination of smart terminal, intelligent management module and cloud storage platform. With editing. Thus, the method of diversified settlement can be realized on a cash register terminal device.

隨之而來的是消費者在消費時,可以拿出好幾張銀行卡和多種結算憑證,同時還可以第三方帳戶支付方式支付和現金支付。但任何一張銀行卡或者第三方帳戶支付方式都不能足額支 付消費款項,只有結合兩張或者以上銀行卡或者加上第三方支付方式才能足額完成支付,這樣,收銀台的工作人員需要根據各銀行卡的支付能力分別操作完成支付總金額的操作,增加收銀台工作人員的壓力,用戶體驗感不強,是目前智慧POS終端機存在的缺陷。 What follows is that consumers can take out several bank cards and multiple settlement vouchers when they consume, and they can also pay by third-party account payment and cash payment. However, any bank card or third-party account payment method cannot be fully supported. To pay the purchase amount, only two or more bank cards or a third-party payment method can be used to complete the payment in full. In this way, the cashier's staff needs to operate the total amount of payment according to the payment ability of each bank card, and increase the operation. The pressure of the cashier staff is not strong, and it is a shortcoming of the current smart POS terminal.

本發明的目的針對目前智慧POS機系統的不足,而採取重複性操作、增加收銀台工作人員的壓力。提供一種實現複合結算的方法,該方法實現自動完成多種支付方式同步支付。 The purpose of the present invention is to address the deficiencies of the current smart POS system, and to take repetitive operations and increase the pressure on the cashier staff. A method for realizing compound settlement is provided, which realizes automatic completion of multiple payment methods for synchronous payment.

本發明為達到其發明目的所採用的技術方案是一種複合收銀方法,所述方法基於配套有智慧化管理模組、雲端儲存平臺的智慧化終端收銀系統共同完成。包括以下步驟:步驟1、支付系統顯示待支付的金額,支付方確認;步驟2、支付系統介面展示所有支付方式、支付方選擇、支持多選;步驟3、支付系統判斷支付選擇的是單選還是多選,若是多選,則轉向步驟4,否則,產生所選支付方式的支付帳單,轉向步驟5;步驟4、支付系統根據支付方指示分拆待支付的金額,分別產生對應支付方式的支付帳單;步驟5、支付系統按照選擇的支付方式和對應的支付帳單依次完成支付。 The technical solution adopted by the present invention for achieving the object of the present invention is a composite cash register method, which is completed based on an intelligent terminal cash register system equipped with an intelligent management module and a cloud storage platform. The method includes the following steps: Step 1. The payment system displays the amount to be paid, the payer confirms; Step 2, the payment system interface displays all payment methods, the payment party selects, supports multiple selection; Step 3, the payment system determines the payment selection is a single selection Or multiple choices, if multiple choices, then go to step 4, otherwise, generate a payment bill for the selected payment method, and go to step 5; step 4, the payment system splits the amount to be paid according to the payment party's instruction, and respectively generates a corresponding payment method. Payment bill; Step 5, the payment system completes the payment in turn according to the selected payment method and the corresponding payment bill.

本發明中利用智慧化收銀系統可以實現多種支付方式的同步支付,增強用戶體驗。 In the invention, the intelligent cash register system can realize synchronous payment of multiple payment methods and enhance the user experience.

進一步的,上述的複合收銀方法中:在步驟5中,對其中任一選擇的支付方式和對應的支付帳單完成支付包括以下步驟:步驟501、支付系統進入該支付方式的支付介面,顯示是單個帳號支付還是多個帳號支付供支付方選擇;步驟502、支付系統判斷支付方是選擇單個帳號支付時,轉向步驟504,否則轉向步驟503;步驟503、分拆支付帳單中的支付金額,分別獲取支付方帳號和授權按照該支付方式的要求完成支付;步驟504、獲取支付方帳號和授權按照該支付方式的要求完成支付。 Further, in the above composite cash register method: in step 5, completing the payment for any of the selected payment methods and the corresponding payment bill includes the following steps: Step 501: The payment system enters the payment interface of the payment method, and the display is A single account payment or a plurality of account payment is selected by the paying party; in step 502, the payment system determines that the paying party selects a single account payment, and proceeds to step 504, otherwise proceeds to step 503; step 503, splits the payment amount in the payment bill, The payment party account and the authorization are respectively obtained according to the requirements of the payment method; in step 504, the payment party account number and the authorization are completed according to the requirements of the payment method.

進一步的,上述的複合收銀方法中:在所述的步驟501中的支付介面中,還顯示有帳號餘額查詢按鈕供支付方選擇,如果支付方選擇了餘額查詢按鈕,則進入餘額查詢介面,獲取支付方的帳號和餘額查詢授權,通過帳號提供方獲取帳號餘額並顯示。 Further, in the above composite cash register method, in the payment interface in the step 501, an account balance inquiry button is further displayed for the payment party to select, and if the payment party selects the balance inquiry button, the balance inquiry interface is accessed, and the balance inquiry interface is obtained. The payer's account number and balance inquiry authorization, and the account provider obtains the account balance and displays it.

進一步的,上述的複合收銀方法中:獲取支付方式帳號的方式包括:讀卡器讀取、二維碼掃描獲取。 Further, in the above composite cash register method, the manner of obtaining the payment method account includes: reading by a card reader, and acquiring by a two-dimensional code.

進一步的,上述的複合收銀方法中:所述的支付方式包括銀行卡支付方式、第三方支付方式、預付帳戶支付方式。 Further, in the above composite cash register method, the payment method includes a bank card payment method, a third party payment method, and a prepaid account payment method.

本發明還提供一種可用於複合收銀的智慧化收銀系統,該智慧化收銀系統結構中包括智慧化終端、雲端儲存平臺和智慧化結算模式管理模組,智慧化終端的結構中包括了配備有智慧化管理模組的電腦中央處理單元,系統中包括多元化結算憑證資訊採集模組和結算訊息上傳模組、選定的雲端儲存平臺和資料通訊介面模組,與結算模式配套的通訊協定模組、訊息編輯模組和結算模式執行路徑提示模組、選通顯示幕管理模組、操 作鍵盤模組、中間記憶體模組和結算單據輸出模組。 The invention also provides a smart cash register system which can be used for a composite cash register system, wherein the smart cash register system structure comprises an intelligent terminal, a cloud storage platform and a smart settlement mode management module, and the structure of the intelligent terminal includes the wisdom The computer central processing unit of the management module includes a diversified settlement voucher information collection module and a settlement message uploading module, a selected cloud storage platform and a data communication interface module, and a communication protocol module matched with the settlement mode. Message editing module and settlement mode execution path prompting module, strobe display screen management module, operation It is used as a keyboard module, an intermediate memory module, and a settlement document output module.

本發明的智慧化收銀系統中,各模組、單元是通過電腦網路相互通信連接的,在空間位置上,分別設置在商戶的收銀台和後端的雲處理平臺上,至於各模組、單元根據需要可以分佈在收銀台和雲處理平臺任一地方,空間位置不受限制。 In the intelligent cash register system of the present invention, each module and unit are communicated and connected to each other through a computer network, and are disposed at a merchant's cash register and a back-end cloud processing platform in a spatial position, as for each module and unit. It can be distributed anywhere on the checkout counter and cloud processing platform as needed, and the space location is not limited.

進一步的,上述的智慧化收銀系統中:智慧化管理模組結構中包括銀聯卡結算子模組、第三方結算子模組、預付卡結算子模組;結算資料錄集模組;編輯訊息模組;授權管理員刪、加、修改模組;根據使用者選擇的結算模式具體啟動相應模組或啟動必要修改後再啟動相應結算模組。 Further, in the above intelligent cash register system, the intelligent management module structure includes a UnionPay card settlement sub-module, a third-party settlement sub-module, a prepaid card settlement sub-module, a settlement data recording module, and an editing message module. The group is authorized to delete, add, and modify the module; the corresponding module is activated according to the settlement mode selected by the user or the necessary modification is started before the corresponding settlement module is started.

智慧化管理模組一般可以是軟體模組也可以結合硬體形成功能性模組,這個模組可以設置在收銀台或者雲端平臺上,也可以根據需要分佈於收銀台或者雲端平臺上 The intelligent management module can generally be a software module or a hardware to form a functional module. The module can be set on the cashier or cloud platform, or can be distributed on the cashier or cloud platform as needed.

進一步的,上述的智慧化收銀系統中:選通顯示幕管理模組結構中包括交易資訊清單子模組,交易支付模式選擇表子模組,選擇結算模式操作步驟提示子模組;以上資訊在顯示幕上集中分區顯示,或分項全屏顯示。 Further, in the above intelligent cash register system: the strobe display screen management module structure includes a transaction information list sub-module, a transaction payment mode selection table sub-module, and a settlement mode operation step prompt sub-module; the above information is Display the centralized partition display on the screen, or display the screen in full screen.

選通顯示幕管理模組主要完成與操作人員實現交互介面,根據需要,選通顯示幕管理模組可以安裝在收銀臺上,供收銀員操作。 The strobe display management module mainly completes the interaction interface with the operator. According to the needs, the strobe display management module can be installed on the checkout counter for the cashier to operate.

下面結合附圖及實施例對本發明進行更加進一步的說明。 The present invention will be further described below in conjunction with the accompanying drawings and embodiments.

1‧‧‧中央處理單元 1‧‧‧Central Processing Unit

2‧‧‧智慧化管理模組 2‧‧‧Smart Management Module

2-1‧‧‧銀聯卡結算子模組 2-1‧‧‧CUP card settlement sub-module

2-2‧‧‧第三方結算子模組 2-2‧‧‧Third-party settlement sub-module

2-3‧‧‧預付卡結算子模組 2-3‧‧‧Prepaid card settlement sub-module

2-4‧‧‧結算資料錄集模組 2-4‧‧‧Settlement Information Recording Module

2-5‧‧‧編輯訊息模組 2-5‧‧‧Edit Message Module

2-6‧‧‧授權管理員刪、加、修改模組 2-6‧‧‧ Authorized administrator to delete, add, modify modules

3‧‧‧中間記憶體模組 3‧‧‧Intermediate memory module

4‧‧‧結算訊息上傳模組 4‧‧‧Settlement message upload module

5‧‧‧雲端儲存平臺 5‧‧‧Cloud Storage Platform

6‧‧‧資料通訊介面模組 6‧‧‧Data Communication Interface Module

7‧‧‧與各結算模式配套的通訊協定模組 7‧‧‧Communication agreement module for each settlement mode

8‧‧‧選通顯示幕的管理模組 8‧‧‧Gate control panel management module

8-1‧‧‧選通顯示幕上劃定的交易明細表的顯示位置 8-1‧‧‧Gate display display position of the transaction schedule delineated on the screen

8-2‧‧‧選通顯示幕上劃定的交易支付模式選擇表的位置 8-2‧‧‧Gategate shows the location of the transaction payment mode selection table delineated on the screen

8-3‧‧‧選通顯示幕上劃定的選擇結算模式操作步驟提示的顯示位置 8-3‧‧‧Gate display display position selected on the screen

9‧‧‧鍵盤模組 9‧‧‧ keyboard module

10‧‧‧結算單據輸出模組 10‧‧‧Settlement Document Output Module

11‧‧‧結算憑證資訊採集模組 11‧‧‧Settlement Voucher Information Collection Module

11-1‧‧‧銀聯卡專用介面 11-1‧‧‧ UnionPay card special interface

11-2‧‧‧二維碼攝入介面 11-2‧‧‧ QR code intake interface

11-3‧‧‧光標碼識別介面 11-3‧‧‧Curling code recognition interface

11-i‧‧‧IC晶片卡讀入介面 11-i‧‧‧IC chip card reading interface

12‧‧‧訊息編輯模組 12‧‧‧Message Editing Module

13‧‧‧中間記憶體模組 13‧‧‧Intermediate memory module

圖1係智慧化收銀系統結構之示意圖。 Figure 1 is a schematic diagram of the structure of the intelligent cash register system.

實施例1,本實施例是一種消費者在連鎖店裡購物後利用支付寶進行支付消費款的方法。 Embodiment 1 This embodiment is a method for a consumer to pay for a consumer payment by using Alipay after shopping in a chain store.

本實施例中,使用一種智慧化收銀系統如圖1所示,實現消費後收銀。該系統主要由設置在連鎖店中的智慧收銀台與後端雲處理系統組成,智慧收銀台具有網卡,與後端通過網際網路連接。 In this embodiment, an intelligent cash register system is used as shown in FIG. 1 to implement post-consumer cash register. The system is mainly composed of a smart cashier and a back-end cloud processing system installed in a chain store. The smart cashier has a network card and is connected to the back end through the Internet.

在智慧化收銀系統中,具有中央處理單元1,該中央處理單元1通過運行存儲在智慧收銀臺上的記憶體內的電腦程式,智慧化管理模組2是一種功能性模組,它是由中央處理器1運行相應的電腦程式完成的,本實施例中,設置在智慧收銀臺上,一般包括銀聯卡結算子模組2-1,第三方結算子模組2-2,預付卡結算子模組2-3等與支付相關的模組,智慧收銀台的主程序通過介面選擇就可以調用這些模組實現相應的功能。另外,在智慧化管理模組2中還設置有結算資料錄集模組2-4和編輯訊息模組2-5這些模組可以實現對收銀台進行管理,為了保證將來擴展,在智慧化管理模組2還設置有授權管理員刪、加、修改模組2-6。 In the intelligent cash register system, there is a central processing unit 1, which is a functional module which is a central module by running a computer program stored in a memory on a smart cashier. The processor 1 is executed by running a corresponding computer program. In this embodiment, it is set on the smart cashier, and generally includes a UnionPay card settlement sub-module 2-1, a third-party settlement sub-module 2-2, and a prepaid card settlement sub-module. Group 2-3 and other payment-related modules, the main program of the smart cashier can call these modules to achieve the corresponding functions through interface selection. In addition, the intelligent management module 2 is also provided with a settlement data recording module 2-4 and an editing message module 2-5. These modules can realize the management of the cashier, and in order to ensure future expansion, intelligent management Module 2 is also provided with an authorized administrator to delete, add, and modify modules 2-6.

為了實現智慧收銀,在智慧化收銀臺上還應該設置有多元化結算憑證資訊採集模組11、結算訊息上傳模組4、訊息編輯模組12、選通顯示幕管理模組8、記憶體模組3、操作鍵盤模組9和結算單據輸出模組10等主要I/O模組,實現交互的硬體或者軟體模組。多元化結算憑證資訊採集模組11實現對各種結算憑證資訊採集,一般包括與銀聯讀卡器結合的銀聯卡專用介面11-1,與二維碼識別器結合的二維碼攝入介面11-2,另外,還有光標碼識別介面11-3,IC晶片卡讀入介面11-i等,這些隨著時代的進 步,還會有其它的採集方式。 In order to realize the smart cash register, the intelligent checkout counter should also be provided with a diversified settlement voucher information collection module 11, a settlement message uploading module 4, a message editing module 12, a gating display screen management module 8, and a memory model. The main I/O modules such as group 3, operation keyboard module 9 and settlement document output module 10 implement interactive hardware or software modules. The diversified settlement voucher information collection module 11 realizes collection of various settlement voucher information, generally including a UnionPay card dedicated interface 11-1 combined with a UnionPay card reader, and a two-dimensional code ingestion interface 11- combined with a two-dimensional code recognizer. 2, in addition, there are cursor code recognition interface 11-3, IC wafer card read-in interface 11-i, etc. There are other ways to collect.

作為連鎖店,需要很多店面統一管理因此,還具有一個選定的雲端儲存平臺5,為了實現與選定的雲端儲存平臺5的通信,還有一通信介面模組,如資料通訊介面模組6、結算模式配套的通訊協定模組7、結算模式執行路徑提示模組13等。 As a chain store, it requires a lot of storefront unified management. Therefore, it also has a selected cloud storage platform 5. In order to realize communication with the selected cloud storage platform 5, there is also a communication interface module, such as a data communication interface module 6, a settlement mode package. The communication protocol module 7, the settlement mode execution path prompting module 13, and the like.

步驟1、連鎖店收銀員在智慧收銀臺上利用多元化結算憑證資訊採集模組11等掃描消費者選購的商品的方式或者其它方式計算總的消費金額,通過選通顯示幕管理模組8控制顯示在收銀台的顯示幕上,讓消費者(支付方)確認,如果消費者確認消費金額,則進行以下的支付過程,否則等待消費者選擇。 Step 1. The cashier of the chain store uses the diversified settlement voucher information collection module 11 to scan the products purchased by the consumer or the other way to calculate the total consumption amount at the smart cashier, and is controlled by the gating display management module 8. Displayed on the display screen of the cashier, let the consumer (payer) confirm, if the consumer confirms the amount of consumption, the following payment process is carried out, otherwise wait for the consumer to choose.

步驟2、智慧收銀臺上的顯示幕顯示本收銀台能夠完成的所有的支付方式,並選擇支付寶支付。 Step 2: The display screen on the smart cashier displays all the payment methods that the cashier can complete, and chooses Alipay to pay.

智慧收銀臺上的主程序運行智慧化管理模組2,在介面上顯示能夠提供的收銀方式,這裡智慧化管理模組2中提供了五種收銀方式,也就是對應的5種線下支付方式:銀聯卡結算子模組2-1對應的銀行卡支付方式,第三方結算子模組2-2對應的第三方帳戶平臺結算方式,如支付寶支付方式,預付卡結算子模組2-3對應的預付卡支付方式和現金支付方式。 The main program on the smart cashier runs the intelligent management module 2, and displays the cash register method that can be provided on the interface. Here, the intelligent management module 2 provides five kinds of cash register methods, that is, the corresponding five offline payment methods. : Bank card payment method corresponding to UnionPay card settlement sub-module 2-1, third-party account platform settlement method corresponding to third-party settlement sub-module 2-2, such as Alipay payment method, corresponding to prepaid card settlement sub-module 2-3 Prepaid card payment method and cash payment method.

步驟3、智慧收銀台調用智慧化管理模組2中的第三方結算子模組2-2,在顯示幕上顯示支付寶支付的介面。 Step 3: The smart cashier calls the third party settlement sub-module 2-2 in the intelligent management module 2, and displays the interface of the Alipay payment on the display screen.

消費者利用手機等能夠顯示其支付寶二維碼的裝置呈現消費者的支付寶二維碼,收銀臺上利用二維碼掃描裝置掃描消費者的支付寶二維碼,並進入到支付寶支付的介面,收銀臺上的處理器在其內部電腦程式控制下實現與支付寶平臺的通訊。 The consumer uses a mobile phone or the like to display the Alipay QR code to present the consumer's Alipay QR code, and the two-dimensional code scanning device scans the consumer's Alipay QR code on the checkout counter, and enters the Alipay payment interface, and accepts the cash. The on-board processor communicates with the Alipay platform under the control of its internal computer program.

步驟4、獲得消費者授權,按照支付寶規定的方式消費者在收銀台的鍵盤上輸入支付寶的支付密碼,完成支付。 Step 4: Obtain the authorization of the consumer, and enter the payment password of the Alipay on the keyboard of the cashier in accordance with the method prescribed by Alipay to complete the payment.

步驟5、返回支付成功與否的資訊,顯示在收銀台的顯示幕上。 Step 5. The information indicating whether the payment is successful or not is displayed on the display screen of the cashier.

本實施例中,智慧收銀台的主程序調用選通顯示幕的管理模組8,通過該模組可以實現在智慧收銀臺上選通顯示幕上劃定的交易明細表的顯示位置8-1,選通顯示幕上劃定的交易支付模式選擇表的位置8-2,選通顯示幕上劃定的選擇結算模式操作步驟提示的顯示位置8-3對顯示幕上的顯示進行規劃。 In this embodiment, the main program of the smart cashier calls the management module 8 of the strobe display screen, and the display position 8-1 of the transaction schedule defined on the strobe display on the smart cashier can be realized through the module. The strobe displays the position 8-2 of the transaction payment mode selection table delineated on the screen, and the display position 8-3 of the selection settlement mode operation step defined on the strobe display screens the display on the display screen.

實施例2,本實施例同樣是一種消費者在連鎖店裡購物後利用支付寶進行支付消費款的方法,採用如實施例1一樣的智慧收銀台或者稱為智慧化收銀系統實現,與實施例1不同的地方在步驟3和步驟4。 Embodiment 2, this embodiment is also a method for the consumer to use the Alipay to pay the consumer payment after shopping in the chain store, and is implemented by the smart cashier or the smart cash register system as in the first embodiment, which is different from the embodiment 1. The place is in steps 3 and 4.

步驟3’收銀臺上的顯示幕產生二維碼帳單,該二維碼攜至少具有連鎖店收款的帳戶號和收款的金額。 Step 3' The display screen on the checkout counter generates a two-dimensional code bill that carries at least the account number of the chain store receipt and the amount of the receipt.

步驟4’消費者的手機支付寶掃描帳單,與支付寶平臺完成向連鎖店收款的帳戶號劃撥收款的金額的步驟。 Step 4' The step of the consumer's mobile phone Alipay scanning the bill and the amount of the payment received by the Alipay platform to complete the account number collected from the chain store.

實施例3,本實施例同樣是一種消費者在連鎖店裡購物後利用支付寶進行支付消費款的方法,區別在於,本實施例中由於消費金額較大,消費者有兩個支付寶帳戶,消費者利用兩個支付帳戶共同支付完成。該方法同樣採用如實施例1一樣的智慧收銀台或者稱為智慧化收銀系統實現。 Embodiment 3, this embodiment is also a method for a consumer to pay for consumption by using Alipay after shopping in a chain store. The difference is that, in this embodiment, since the amount of consumption is large, the consumer has two Alipay accounts, and the consumer utilizes The two payment accounts are co-payment completed. The method is also implemented by a smart cashier or the smart cashier system as in the first embodiment.

步驟301’,收銀臺上的顯示幕顯示進入支付寶支付介面,並在該介面上顯示是採用一個帳號完成支付還是採用多個帳號完成支付; Step 301', the display screen on the checkout counter displays the payment interface into the Alipay, and displays on the interface whether the payment is completed by one account or the payment is completed by using multiple accounts;

步驟302’,選擇採用兩個帳號完成支付。 In step 302', the payment is selected using two accounts.

步驟303’,將消費總金額如798元分成兩部分,如500元和298元分別產生兩個支付二維碼帳單。 In step 303', the total amount of consumption, such as 798 yuan, is divided into two parts, such as 500 yuan and 298 yuan, respectively, to generate two payment two-dimensional code bills.

步驟401’,消費者用第一台手機上的支付寶掃描第一個二維碼帳單,與支付寶平臺完成向連鎖店收款的帳戶號劃撥收款的金額的步驟。 Step 401', the consumer uses the Alipay on the first mobile phone to scan the first two-dimensional code bill, and the payment platform to complete the payment of the amount of the payment to the account number of the chain store.

步驟402’,消費者用另外一台手機或者同一台手機上的另外一個支付寶掃描第二個二維碼帳單,與支付寶平臺完成向連鎖店收款的帳戶號劃撥收款的金額的步驟。 Step 402', the step of the consumer using another mobile phone or another Alipay on the same mobile phone to scan the second two-dimensional code bill and the amount of the payment received by the Alipay platform to complete the account number collected from the chain store.

實施例4,本實施例是一種消費者在連鎖店裡購物後利用銀行卡支付消費金額,本實施例包括以下過程: Embodiment 4, this embodiment is a method for a consumer to use a bank card to pay a consumption amount after shopping in a chain store. The embodiment includes the following process:

步驟1、連鎖店收銀員在收銀臺上通過掃描消費者選購的商品的方式或者其它方式計算總的消費金額,顯示在收銀台的顯示幕上,讓消費者(支付方)確認,如果消費者確認消費金額,則進行以下的支付過程,否則等待消費者選擇。 Step 1. The cashier at the chain store calculates the total amount of consumption at the checkout counter by scanning the products purchased by the consumer or by other means, and displays it on the display screen of the cashier, allowing the consumer (payer) to confirm if the consumer If the amount of consumption is confirmed, the following payment process will be carried out, otherwise the consumer will be selected.

步驟2、收銀臺上的顯示幕顯示本收銀台能夠完成的所有的支付方式,並選擇銀行卡支付。 Step 2: The display screen on the checkout counter shows all the payment methods that the cashier can complete, and selects the bank card payment.

步驟3、收銀臺上的系統將消費金額在銀行卡讀卡器上顯示,目前一般就是在POS機上顯示消費金額,消費者認可以後,刷卡或者拍卡後,在POS機上輸入密碼,由POS機完成支付。 Step 3: The system on the checkout counter displays the consumption amount on the bank card reader. At present, the consumption amount is generally displayed on the POS machine. After the consumer approves, after the card is swiped or the card is taken, the password is input on the POS machine. The POS machine completes the payment.

步驟4、完成支付後,返回支付成功資訊,收銀台列印收據。 Step 4. After the payment is completed, return the payment success information, and the cashier prints the receipt.

實施例5,本實施例是一種消費者在連鎖店裡購物後利用銀行卡支付消費金額,與實施例4的區別在於,本實施例中由於消費金額較大,消費者有幾張銀行卡,消費者利用幾張銀行卡共同支付完成,此時主要區別在步驟3。 Embodiment 5, this embodiment is a consumer paying a consumption amount by using a bank card after shopping in a chain store, and the difference from Embodiment 4 is that, in this embodiment, because the consumption amount is large, the consumer has several bank cards, and the consumption The use of several bank cards to complete the payment is completed, and the main difference is in step 3.

步驟3’,收銀臺上顯示是一張銀行卡還是兩張銀行卡或者三張銀行卡消費,此時,消費者選擇用三張銀行卡,收銀台顯示總的消費金額如1890元,消費者選擇第一張銀行卡消費700元,第二張銀行卡消費600後顯示最後一張銀行卡消費590元, 使總的消費金額不變。收銀臺上的系統依次將700顯示在POS機上,消費者刷卡或者拍卡第一張銀行卡(借記卡)後輸入密碼完成第一筆支付,然後,收銀臺上的系統依次將600顯示在POS機上,消費者刷卡或者拍卡第二張銀行卡(信用卡)後輸入密碼完成第二筆支付,收銀臺上的系統依次將590顯示在POS機上,消費者刷卡或者拍卡第三張銀行卡(信用卡)後輸入密碼完成第三筆支付。 Step 3', the cashier shows whether it is a bank card or two bank cards or three bank cards. At this time, the consumer chooses to use three bank cards, and the cashier displays the total consumption amount as 1,890 yuan. Choose the first bank card to spend 700 yuan, the second bank card consumption 600 shows the last bank card consumption 590 yuan, Make the total amount of consumption unchanged. The system on the checkout counter displays 700 on the POS machine in turn. After the consumer swipes the card or takes the first bank card (debit card), the user enters the password to complete the first payment. Then, the system on the checkout counter displays 600 in turn. On the POS machine, the consumer enters the second bank card (credit card) and enters the password to complete the second payment. The system on the checkout counter displays 590 on the POS machine in turn, and the consumer swipes or takes the third card. After entering the bank card (credit card), enter the password to complete the third payment.

實施例6,本實施例是一種消費者在連鎖店裡購物後利用銀行卡支付消費金額,與實施例5的區別在於,消費者不清楚銀行卡裡的餘額,需要先查詢餘額,再決定消費方式。 Embodiment 6 is a method in which a consumer uses a bank card to pay a consumption amount after shopping in a chain store. The difference from Embodiment 5 is that the consumer does not know the balance in the bank card, and the balance needs to be checked first, and then the consumption method is determined. .

步驟1、在收銀台的顯示幕上顯示消費金額為1890元,並顯示所有的支付方式,如支付寶、財富通、銀行卡等。 Step 1. Display the consumption amount of 1890 yuan on the display screen of the checkout counter, and display all payment methods, such as Alipay, Fortune, bank card, etc.

步驟2、選擇銀行卡,並進入到銀行卡支付的介面,有選擇一張銀行卡、二張銀行卡、三張銀行卡等選擇方式,另外,還提供一個按鈕銀行卡餘額查詢。 Step 2: Select the bank card and enter the interface for bank card payment. There are options for selecting one bank card, two bank cards, and three bank cards. In addition, a button bank card balance inquiry is provided.

步驟3、選擇銀行卡餘額查詢後,系統控制讀卡器讀取第一張銀行卡卡號,然後由消費者輸入該銀行卡的餘額查詢密碼,通過與銀行卡發卡機構通信,獲得該銀行卡的餘額,顯示在顯示幕上,並提示消費者選擇從該銀行卡上支付多少金額,如第一張銀行卡上的餘額是1000元,消費者選擇從該銀行卡上支付700元,依次第二張銀行卡、第三張銀行卡,如第二張銀行卡上的餘額是1800元,消費者指示是從該第二張銀行卡上消費600元,第三張銀行卡上的餘額是5000元,消費者選擇是支付剩餘的590元。 Step 3: After selecting the bank card balance inquiry, the system controls the card reader to read the first bank card number, and then the consumer inputs the balance inquiry password of the bank card, and obtains the bank card by communicating with the bank card issuing institution. The balance is displayed on the display screen and prompts the consumer to choose how much to pay from the bank card. For example, the balance on the first bank card is 1000 yuan, and the consumer chooses to pay 700 yuan from the bank card, followed by the second. The bank card, the third bank card, such as the balance on the second bank card is 1,800 yuan, the consumer instruction is to consume 600 yuan from the second bank card, and the balance on the third bank card is 5,000 yuan. The consumer chooses to pay the remaining 590 yuan.

步驟4,按實施例5步驟3’完成支付。 In step 4, the payment is completed in accordance with step 5' of embodiment 5.

實施例7、本實施例是一種支付方向收款方支付5899元貨款 的複合支付方式,採用如實施例一一樣的智慧收銀台或者稱為智慧化收銀系統實現,支付的過程如下: Embodiment 7, this embodiment is a payment direction payment party pays 5899 yuan payment The composite payment method is implemented by the smart cashier or the intelligent cashier system as in the first embodiment. The payment process is as follows:

步驟1、系統顯示支付金額5899元。 Step 1. The system displays the payment amount of 5899 yuan.

步驟2、系統顯示所有的支付方式,如支付寶、財富通、銀行卡、現金等。 Step 2, the system displays all payment methods, such as Alipay, Fortune, bank card, cash, etc.

步驟3、支付選擇支付方式有支付寶、銀行卡、預付卡和現金四種支付方式。支付寶、銀行卡分別支付1500元,3800元,剩餘的由預付卡和現金支付。 Step 3: The payment selection method includes four payment methods: Alipay, bank card, prepaid card and cash. Alipay and bank cards pay 1,500 yuan and 3,800 yuan respectively, and the rest are paid by prepaid cards and cash.

步驟4,系統進入支付寶支付介面,產生支付寶支付二維碼,支付方用手機支付寶掃描二維碼帳單,通過與支付平臺完成1500元支付。 Step 4: The system enters the Alipay payment interface, generates an Alipay payment QR code, and the payer uses the mobile phone Alipay to scan the two-dimensional code bill, and completes the payment by 1500 yuan with the payment platform.

步驟5,支付寶後臺返回支付寶支付成功資訊,系統進入到銀行卡支付介面,該支付介面顯示有如下選項:一張銀行卡、二張銀行卡、三張銀行卡等和銀行卡餘額查詢按鈕。 Step 5: The Alipay backstage returns the payment information of the Alipay payment, and the system enters the bank card payment interface, and the payment interface displays the following options: one bank card, two bank cards, three bank cards, and the bank card balance inquiry button.

步驟6,選擇銀行卡餘額查詢按鈕,系統顯示獲取銀行卡卡號和查詢授權(輸入查詢密碼)的介面。 Step 6. Select the bank card balance inquiry button, and the system displays the interface for obtaining the bank card number and query authorization (input query password).

步驟7,讀取第一張銀行卡,並輸入查詢密碼,系統通過與發卡行通信,獲得該銀行卡的餘額是5489元,可支付5488元,顯示在系統的顯示幕上,並推出輸入視窗,提示支付方該銀行卡支付多少元,如3000元。系統比較支付金額和餘額,因為3000小於5488元,所以確認該卡支付3000元。 Step 7, read the first bank card, and enter the inquiry password. The system communicates with the issuing bank to obtain the balance of the bank card is 5489 yuan, which can be paid 5488 yuan, displayed on the display screen of the system, and the input window is launched. , prompting the payer how much the bank card pays, such as 3,000 yuan. The system compares the payment amount and balance, because 3000 is less than 5488 yuan, so it is confirmed that the card pays 3,000 yuan.

讀取第二張銀行卡,並輸入查詢密碼,系統通過與發卡行通信,獲得該銀行卡的餘額是589元,可支付588元,顯示在系統的顯示幕上,並推出輸入視窗,提示支付方該銀行卡支付多少元,如750元,但由於750元多於該銀行卡可支付額度588元,因此,提示支付方再次輸入支付金額,此時,輸入588元。 Read the second bank card and enter the inquiry password. The system communicates with the issuing bank to obtain the balance of the bank card is 589 yuan, which can be paid 588 yuan, displayed on the display screen of the system, and the input window is displayed to prompt payment. The amount of the bank card payment, such as 750 yuan, but because the 750 yuan more than the bank card can pay a quota of 588 yuan, therefore, the payer is prompted to enter the payment amount again, at this time, enter 588 yuan.

第三張銀行卡是信用卡,支付剩餘的212元。 The third bank card is a credit card, paying the remaining $212.

步驟8、通過POS機分別支付3000元、588元、212元。 Step 8. Pay 3,000 yuan, 588 yuan, and 212 yuan respectively through the POS machine.

步驟9、系統獲得銀行卡支付系統返回支付成功的資訊,進入到預付卡支付介面,讀取預付卡資訊,顯示預付卡之卡內餘額為289元,可用289元,支付方選擇使用預付卡中的289元,完成預付卡支付。 Step 9. The system obtains the information that the bank card payment system returns the payment success, enters the prepaid card payment interface, reads the prepaid card information, and displays the card balance of the prepaid card is 289 yuan, 289 yuan is available, and the paying party chooses to use the prepaid card. 289 yuan, complete prepaid card payment.

步驟10,系統顯示已支付5589元,還需要支付310元現金。 In step 10, the system displays that it has paid 5,589 yuan and needs to pay 310 yuan in cash.

步驟11,接收支付方的310元現金後,系統列印支付明細,這可以製成一個支付明細表,表中的內容根據需要可以有各支付憑據的ID對應的支付金額等。 Step 11, after receiving the payment party's 310 yuan cash, the system prints the payment details, which can be made into a payment schedule, and the contents of the table can have the payment amount corresponding to the ID of each payment credential as needed.

1‧‧‧中央處理單元 1‧‧‧Central Processing Unit

2‧‧‧智慧化管理模組 2‧‧‧Smart Management Module

2-1‧‧‧銀聯卡結算子模組 2-1‧‧‧CUP card settlement sub-module

2-2‧‧‧第三方結算子模組 2-2‧‧‧Third-party settlement sub-module

2-3‧‧‧預付卡結算子模組 2-3‧‧‧Prepaid card settlement sub-module

2-4‧‧‧結算資料錄集模組 2-4‧‧‧Settlement Information Recording Module

2-5‧‧‧編輯訊息模組 2-5‧‧‧Edit Message Module

2-6‧‧‧授權管理員刪、加、修改模組 2-6‧‧‧ Authorized administrator to delete, add, modify modules

3‧‧‧中間記憶體模組 3‧‧‧Intermediate memory module

4‧‧‧結算訊息上傳模組 4‧‧‧Settlement message upload module

5‧‧‧雲端儲存平臺 5‧‧‧Cloud Storage Platform

6‧‧‧資料通訊介面模組 6‧‧‧Data Communication Interface Module

7‧‧‧與各結算模式配套的通訊協定模組 7‧‧‧Communication agreement module for each settlement mode

8‧‧‧選通顯示幕的管理模組 8‧‧‧Gate control panel management module

8-1‧‧‧選通顯示幕上劃定的交易明細表的顯示位置 8-1‧‧‧Gate display display position of the transaction schedule delineated on the screen

8-2‧‧‧選通顯示幕上劃定的交易支付模式選擇表的位置 8-2‧‧‧Gategate shows the location of the transaction payment mode selection table delineated on the screen

8-3‧‧‧選通顯示幕上劃定的選擇結算模式操作步驟提示的顯示位置 8-3‧‧‧Gate display display position selected on the screen

9‧‧‧鍵盤模組 9‧‧‧ keyboard module

10‧‧‧結算單據輸出模組 10‧‧‧Settlement Document Output Module

11‧‧‧結算憑證資訊採集模組 11‧‧‧Settlement Voucher Information Collection Module

11-1‧‧‧銀聯卡專用介面 11-1‧‧‧ UnionPay card special interface

11-2‧‧‧二維碼攝入介面 11-2‧‧‧ QR code intake interface

11-3‧‧‧光標碼識別介面 11-3‧‧‧Curling code recognition interface

11-i‧‧‧IC晶片卡讀入介面 11-i‧‧‧IC chip card reading interface

12‧‧‧訊息編輯模組 12‧‧‧Message Editing Module

13‧‧‧中間記憶體模組 13‧‧‧Intermediate memory module

Claims (8)

一種複合收銀方法,所述方法基於配套有智慧化管理模組、雲端儲存平臺的智慧化終端收銀系統,其特徵在於:包括以下步驟,步驟1、支付系統顯示待支付的金額,支付方確認;步驟2、支付系統介面展示所有支付方式、支付方選擇、支持多選;步驟3、支付系統判斷支付方選擇的是單選還是多選,若是多選,則轉向步驟4,否則,產生所選支付方式的支付帳單,轉向步驟5;步驟4、支付系統根據支付方指示分拆待支付的金額,分別產生對應支付方式的支付帳單;步驟5、支付系統按照選擇的支付方式和對應的支付帳單依次完成支付。 A composite cash register method, which is based on an intelligent terminal cash register system equipped with an intelligent management module and a cloud storage platform, and is characterized in that it comprises the following steps: Step 1. The payment system displays the amount to be paid, and the payer confirms; Step 2: The payment system interface displays all payment methods, payment party selection, and support multiple selection; step 3, the payment system determines whether the payment party selects whether to select single or multiple selections; if multiple selection, then proceeds to step 4; otherwise, the selection is generated. The payment bill of the payment method is transferred to step 5; step 4, the payment system splits the amount to be paid according to the instruction of the paying party, and respectively generates a payment bill corresponding to the payment method; step 5, the payment system according to the selected payment method and the corresponding payment method Pay the bills to complete the payment in turn. 根據申請專利範圍第1項所述的複合收銀方法,其中在所述的步驟5中,對其中任一選擇的支付方式和對應的支付帳單完成支付包括以下步驟:步驟501、支付系統進入該支付方式的支付介面,顯示是單個帳號支付還是多個帳號支付供支付方選擇;步驟502、支付系統判斷支付方是選擇單個帳號支付時,轉向步驟504,否則轉向步驟503;步驟503、分拆支付帳單中的支付金額,分別獲取支付方帳號和授權按照該支付方式的要求完成支付;步驟504、獲取支付方帳號和授權按照該支付方式的要求完成支付。 According to the composite cash register method of claim 1, wherein in the step 5, the payment of the selected payment method and the corresponding payment bill completion payment comprises the following steps: Step 501, the payment system enters the The payment interface of the payment method displays whether it is a single account payment or a plurality of account payment for the payment party to select; Step 502: When the payment system determines that the payment party selects a single account payment, the process proceeds to step 504, otherwise, the process proceeds to step 503; Paying the payment amount in the bill, respectively obtaining the payer's account number and authorizing the payment according to the requirements of the payment method; Step 504, obtaining the payer's account number and authorizing the payment according to the requirements of the payment method. 根據申請專利範圍第2項所述的複合收銀方法,其中在所述的 步驟501中的支付介面中,還顯示有帳號餘額查詢按鈕供支付方選擇,如果支付方選擇了餘額查詢按鈕,則進入餘額查詢介面,獲取支付方的帳號和餘額查詢授權,通過帳號提供方獲取帳號餘額並顯示。 a composite cash register method according to claim 2, wherein In the payment interface in step 501, an account balance inquiry button is also displayed for the payment party to select. If the payment party selects the balance inquiry button, the balance inquiry interface is entered, and the payment party's account number and balance inquiry authorization are obtained, which is obtained by the account provider. Account balance and display. 根據申請專利範圍第2或3項所述的複合收銀方法,其中獲取支付方式帳號的方式包括:讀卡器讀取、二維碼掃描獲取。 According to the composite cash register method described in claim 2 or 3, the manner of obtaining the payment method account number includes: a card reader reading and a two-dimensional code scanning acquisition. 根據申請專利範圍第1或2或3項所述的複合收銀方法,其中所述的支付方式包括銀行卡支付方式、第三方支付方式、預付帳戶支付方式。 The composite cash register method according to claim 1 or 2 or 3, wherein the payment method comprises a bank card payment method, a third party payment method, and a prepaid account payment method. 一種智慧化收銀系統,結構中包括智慧化終端、雲端儲存平臺和智慧化結算模式管理模組,其特徵在於:收銀系統的結構中包括了配備有智慧化管理模組(2)的電腦中央處理單元(1)、多元化結算憑證資訊採集模組(11)和結算訊息上傳模組(4)、選定的雲端儲存平臺(5)和資料通訊介面模組(6)、與結算模式配套的通訊協定模組(7)、訊息編輯模組(12)和結算模式執行路徑提示模組(13)、選通顯示幕管理模組(8)、操作鍵盤模組(9)、中間記憶體模組(3)和結算單據輸出模組(10)。 A smart cash register system, the structure comprising an intelligent terminal, a cloud storage platform and a smart settlement mode management module, wherein the structure of the cash register system comprises a computer central processing equipped with an intelligent management module (2) Unit (1), diversified settlement voucher information collection module (11) and settlement message uploading module (4), selected cloud storage platform (5) and data communication interface module (6), communication with settlement mode Agreement module (7), message editing module (12) and settlement mode execution path prompting module (13), strobe display screen management module (8), operating keyboard module (9), intermediate memory module (3) and settlement document output module (10). 根據申請專利範圍第6項所述的智慧化收銀系統,其中智慧化管理模組(2)結構中包括銀聯卡結算子模組(2-1)、第三方結算子模組(2-2)、預付卡結算子模組(2-3);結算資料錄集模組(2-4);編輯訊息模組(2-5);授權管理員刪、加、修改模組(2-6);根據使用者選擇的結算模式具體啟動相應模組或啟動必要修改後再啟動相應結算模組。 According to the intelligent cash register system described in claim 6 of the patent application scope, the intelligent management module (2) structure includes a UnionPay card settlement sub-module (2-1) and a third-party settlement sub-module (2-2). , prepaid card settlement sub-module (2-3); settlement data recording module (2-4); editing message module (2-5); authorized administrator to delete, add, modify module (2-6) ; Start the corresponding module according to the settlement mode selected by the user or start the necessary modification before starting the corresponding settlement module. 根據申請專利範圍第6項所述的智慧化收銀系統,其中選通顯示幕管理模組(8)結構中包括交易資訊清單子模組(8-1),交 易支付模式選擇表子模組(8-2),選擇結算模式操作步驟提示子模組(8-3);以上資訊在顯示幕上集中分區顯示,或分項全屏顯示。 According to the intelligent cash register system described in claim 6 of the patent application scope, wherein the structure of the strobe display management module (8) includes a transaction information list sub-module (8-1), The easy payment mode selection table sub-module (8-2) selects the settlement mode operation step prompt sub-module (8-3); the above information is displayed in a centralized partition on the display screen, or the sub-items are displayed in full screen.
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