CN104966194A - Composite cash register method and intelligent cash register system therefor - Google Patents

Composite cash register method and intelligent cash register system therefor Download PDF

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Publication number
CN104966194A
CN104966194A CN201510429491.6A CN201510429491A CN104966194A CN 104966194 A CN104966194 A CN 104966194A CN 201510429491 A CN201510429491 A CN 201510429491A CN 104966194 A CN104966194 A CN 104966194A
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China
Prior art keywords
payment
module
step
intelligent
payments
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CN201510429491.6A
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Chinese (zh)
Inventor
熊强
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深圳市淘淘谷信息技术有限公司
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Priority to CN201510429491.6A priority Critical patent/CN104966194A/en
Publication of CN104966194A publication Critical patent/CN104966194A/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]

Abstract

The present invention discloses a composite cash register method and an intelligent cash register system therefor. The intelligent cash register system has a powerful intelligent management module so as to implement various payment methods and effectively manage payment behaviors. The composite cash register method is a method which uses the intelligent cash register system to implement automatic synchronous payment of various payment methods, provide a friendly interface, and implement automatic synchronous payment with use of different payment methods or automatic synchronous billing with use of various billing documents. The composite cash register method provided by the invention is simple and practical, and provides good user experience.

Description

A kind of compound cash method and intelligent POS thereof

Technical field

The present invention relates to payment technical field, particularly relate to compound cash method under more than one settlement mode.

Background technology

Under line, clearing are different from the mode beyond line pays, and the process of transaction and pair goods process occur in the transaction that both parties meet.This modes of payments payer is modal is cash settlement.Therefore, be the one not modes of payments very easily.Along with the development of banking, interchanger pays the defect overcoming buckets of cash inconvenience, is widely used in payment technical field.As some supermarkets, market, chain store, little shop, roadside etc. use interchanger to pay one after another, the interchanger that this pays under being called as line pays, generally by traditional POS, it is arranged on franchised business in businessman and Unionpay's computing machine is unified into network, just can realize electronic funds automatic account transfer, it has functions such as supporting consumption, pre-authorization, inquiry into balance and account transfer, uses safe, quick, reliable.Lower Unionpay POS system directly reads the merchandise sales information (as trade name, unit price, sales volume, selling time, sales outlet, purchase client etc.) of input when merchandising, and is realized and each bank settlement by the score-clearing system under Unionpay's management.Mainly utilize off-line transaction to rely on traditional POS to complete at present, realize having card to pay.

More and more flourishing along with line pays, Third-party payment method is more and more flourishing, and evidence for payment is also of a great variety, and numerous non-banking payment mechanisms can not incorporate Unionpay's management area into.The trend paid under becoming current line is paid under utilizing Third-party payment platform to realize line.Therefore, the conventional P OS machine as settlement device cannot meet the needs paid under current line.For Third-party payment in view of financial policy regulation also can not issue any type of card separately.So the pattern that Third-party payment mode carries out paying can only utilize use Third-party payment platform, in order to ensure that in process of exchange, fund security payment voucher have employed the form such as Quick Response Code, light code.Under line, clearing define the general layout of diversification.At present, in market, supermarket, chain store, in order to cater to consumer and realize that diversification pays, the cashier set up all should realize various have card, the modes of payments without card in roadside little Dian Deng trade company, this cashier obtains the mandate of bank card publisher or Third-party payment platform side in advance by agreement, consumer's (payer) can realize paying by bank or third party account's platform, the payment of setting is transferred to the account of trade company's (beneficiary) from the account number paid, realizes paying.

At present, trade company can receive the clearing of the various modes of payments payment of consumer by cashier, but must possess corresponding cash register.This equipment is in order to the qualification of validation of payment voucher and ability and obtain corresponding third-party certification license registration.Often increase a third party all must increase special cash register the management of businessman is become increasingly complex, settlement device is more and more numerous and more jumbled.In this context, Shenzhen TTG company have developed intelligent POS, by means of the combination of intelligent terminal, intelligent management module, cloud storage platform, concentrates and solves calling and the extraction of statement of account and editor of normal data under multiple settlement mode.Thus the mode making diversification settle accounts can be achieved on a cashier terminal equipment.

The thing followed is consumer when consuming, can take out several bank cards and multiple voucher of clearing, simultaneously can also third party account's modes of payments payment and paying in cash.But any bank card or third party account's modes of payments all can not payment consumption funds in full amount, only have in conjunction with two or above bank card or add that Third-party payment mode could complete payment in full amount, like this, the staff of cashier needs to have operated according to the paying ability of each bank card the operation paying total charge respectively, increase the pressure of cashier staff, Consumer's Experience sense is not strong, is the defect that current intelligent POS terminal machine exists.

Summary of the invention

Object of the present invention for the deficiency of current intelligent POS system, and is taked repetitive operation, is increased the pressure of cashier staff; There is provided a kind of method realizing compound clearing, the method realizes automatically completing the multiple modes of payments and synchronously pays.

The present invention for the technical scheme reaching its goal of the invention and adopt be a kind of compound cash method, described method based on supportingly having intelligent management module, the intelligent terminal POS of cloud storage platform completes jointly.Comprise the following steps:

Step 1, payment system show the amount of money to be paid, and payer confirms;

Step 2, all modes of payments of payment system showing interface, payer is selected, and supports multiselect;

What step 3, payment system judged payment selection is single choice or multiselect, if multiselect, then turns to step 4, otherwise, generate the payment bill of the selected modes of payments, turn to step 5;

The amount of money that step 4, payment system are to be paid according to payer instruction partition, generates the payment bill of counterpart expenditure mode respectively;

Step 5, payment system complete payment successively according to the payment bill of the modes of payments selected and correspondence.

Utilize intelligent POS can realize the synchronous payment of the multiple modes of payments in the present invention, strengthen Consumer's Experience.

Further, in above-mentioned compound cash method: in steps of 5, payment is completed to the modes of payments of wherein arbitrary selection and the payment bill of correspondence and comprises the following steps:

Step 501, payment system enter the payment interface of this modes of payments, and display is that single account number pays or multiple account number pays for payer selection;

Step 502, payment system judge that payer, when selecting single account number to pay, turns to step 504, otherwise turn to step 503;

Step 503, partition pay the payment in bill, obtain payer account number respectively and authorize to complete payment according to the requirement of this modes of payments;

Step 504, acquisition payer account number and mandate complete payment according to the requirement of this modes of payments.

Further, in above-mentioned compound cash method: in the payment interface in described step 501, also show account number inquiry into balance button to select for payer, if payer have selected inquiry into balance button, then enter inquiry into balance interface, obtain account number and the inquiry into balance mandate of payer, obtain account number remaining sum by account number provider and show.

Further, in above-mentioned compound cash method: the mode obtaining modes of payments account number comprises: card reader reads, Quick Response Code scanning obtains.

Further, in above-mentioned compound cash method: the described modes of payments comprises bank card payment, Third-party payment mode, the advance account modes of payments.

The present invention also provides a kind of intelligent POS that can be used for compound cash register, this intelligent POS structure comprises intelligent terminal, cloud storage platform and intelligent settlement mode administration module, the computing machine CPU (central processing unit) being equipped with intelligent management module is included in the structure of intelligent terminal, system comprises transmission module on diversification voucher of clearing information acquisition module and clearing message, selected cloud storage platform and data communication interface module, with the communication protocol module that settlement mode is supporting, message editing module and settlement mode execution route reminding module, gating display screen administration module, operation keyboard module, intermediate memory module and document of settlement output module.

In intelligent POS of the present invention, each module, unit are communicated to connect mutually by computer network, on locus, be separately positioned on the cashier of trade company and the cloud processing platform of rear end, can be distributed in cashier and the arbitrary place of cloud processing platform as required as each module, unit, locus is unrestricted.

Further, in above-mentioned intelligent POS: intelligent management modular structure comprises interchanger settlement submodule, third party's settlement submodule, prepaid card settlement submodule; Settlement data record collection module; Editor's message module; Authorized administrator is deleted, add, modified module; Corresponding settlement module is restarted after specifically starting corresponding module according to the settlement mode of user's selection or starting necessary amendment.

Intelligent management module can be generally that software module also can form functional module by combined with hardware, and this module can be arranged on cashier or high in the clouds platform, also can be distributed on cashier or high in the clouds platform as required

Further, in above-mentioned intelligent POS: gating display screen administration module structure comprises Transaction Information inventory submodule, transaction payment model selection table submodule, selects settlement mode operation steps prompting submodule; Above information concentrates multi-section display on a display screen, or subitem full screen display.

Gating display screen administration module mainly completes and realizes interactive interface with operating personnel, and as required, gating display screen administration module can be arranged on cashier, operates for cashier.

Below in conjunction with drawings and Examples, further instruction is more carried out to the present invention.

Accompanying drawing explanation

The intelligent POS structural representation of Fig. 1.

In accompanying drawing 1 represents the CPU (central processing unit) in intelligent POS, 2 represent intelligent management module, 2-1 represents interchanger settlement submodule, 2-2 represents third party's settlement submodule, and 2-3 represents prepaid card settlement submodule, and 2-4 represents settlement data record collection module, 2-5 representative editor message module, 2-6 represents that authorized administrator is deleted, added, modified module, and 3 represent intermediate memory module, transmission module on 4 representative clearing messages.5 represent cloud storage platform, 6 representative data communication interface modules, the communication protocol module that 7 representatives are supporting with each settlement mode, 8 administration modules representing gating display screen, 8-1 represents the display position of the transaction details table that gating display screen delimited, 8-2 represents the position of the transaction payment model selection table that gating display screen delimited, 8-3 represents the display position of the selection settlement mode operation steps prompting that gating display screen delimited, 9 represent Keysheet module, 10 represent document of settlement output module, 11 represent voucher of clearing's information acquisition module, 11-1 represents interchanger special purpose interface, 11-2 represents Quick Response Code and takes in interface, 11-3 cursor code recognition interface, 11-i represents IC chip card and reads in interface, 12 represent message editing module, 13 represent intermediate memory module.

Embodiment

Embodiment 1, the present embodiment utilizes Alipay to carry out the method for payment consumption money after a kind of consumer does shopping in chain store.

In the present embodiment, use a kind of intelligent POS as shown in Figure 1, realize the rear cash register of consumption.This system forms primarily of the intelligent cashier platform be arranged in chain store and rear end cloud disposal system, and intelligent cashier platform has network interface card, is connected by internet with rear end.

In intelligent POS, there is CPU (central processing unit) 1, this CPU (central processing unit) 1 is stored in the computer program in the storer on intelligent cashier platform by operation, intelligent management module 2 is a kind of functional modules, it runs corresponding computer program by central processing unit 1 and completes, in the present embodiment, be arranged on intelligent cashier platform, generally comprise interchanger settlement submodule 2-1, third party's settlement submodule 2-2, the module that prepaid card settlement submodule 2-3 etc. are relevant to payment, the master routine of intelligent cashier platform is selected just to call these modules by interface and is realized corresponding function.In addition, in intelligent management module 2, be also provided with settlement data record collection module 2-4 and edit these modules of message module 2-5 and can realize managing cashier, in order to ensure in the future expansion, authorized administrator is deleted, is added, modified module 2-6 being also provided with in intelligent management module 2.

In order to realize intelligent cashier, intelligent cashier also should be provided with the main I/O module such as transmission module 4, message editing module 12, gating display screen administration module 8, memory module 3, operation keyboard module 9 and document of settlement output module 10 on diversification voucher of clearing information acquisition module 11, clearing message, realize mutual hardware or software module.Diversification voucher of clearing information acquisition module 11 realizes the information acquisition of various voucher of clearing, generally comprise the interchanger special purpose interface 11-1 be combined with Unionpay card reader, the Quick Response Code be combined with Quick Response Code recognizer takes in interface 11-2, in addition, also has cursor code recognition interface 11-3, IC chip card reads in interface 11-i etc., and these are along with the progress in epoch, also have other acquisition mode.

As chain store, need a lot of StoreFront unified management therefore, also there is a selected cloud storage platform 5, in order to realize the communication with selected cloud storage platform 5, also has a communication interface modules, communication protocol module 7, settlement mode execution route reminding module 13 etc. as supporting in data communication interface module 6, settlement mode.

The mode of the commodity that step 1, chain store cashier utilize the scanning consumers such as diversification voucher of clearing information acquisition module 11 to choose on intelligent cashier platform or alternate manner calculate total spending amount, control to be presented on the display screen of cashier by gating display screen administration module 8, consumer's (payer) is allowed to confirm, if consumer confirms spending amount, then carry out following payment process, otherwise wait for that consumer selects.

Display screen on step 2, intelligent cashier platform shows all modes of payments that this cashier can complete, and selects Alipay to pay.

Master routine on intelligent cashier platform runs intelligent management module 2, interface shows the cash register mode that can provide, here five kinds of cash register modes are provided in intelligent management module 2, the modes of payments under 5 kinds of namely corresponding lines: the bank card payment that interchanger settlement submodule 2-1 is corresponding, third party account's platform clearing form that third party's settlement submodule 2-2 is corresponding, as the Alipay modes of payments, the prepaid card modes of payments that prepaid card settlement submodule 2-3 is corresponding and pay-us-you-go plan.

Step 3, intelligent cashier platform call the third party's settlement submodule 2-2 in intelligent management module 2, show the interface that Alipay pays on a display screen.

The device that consumer utilizes mobile phone etc. can show its Alipay Quick Response Code presents the Alipay Quick Response Code of consumer, cashier utilize Quick Response Code scanister scan the Alipay Quick Response Code of consumer, and entering into payment payment interface, the processor on cashier therein computer program controls the lower communication with Alipay platform that realizes.

Step 4, acquisition consumer authorization, the mode consumer specified according to Alipay inputs the payment cipher of Alipay on the keyboard of cashier, completes payment.

Step 5, return and pay the information of success or not, be presented on the display screen of cashier.

In the present embodiment, the administration module 8 of the master routine call gate display screen of intelligent cashier platform, the display position 8-1 of the transaction details table that intelligent cashier platform delimited by gating display screen is can be implemented in by this module, the position 8-2 of the transaction payment model selection table that gating display screen delimited, the display position 8-3 of the selection settlement mode operation steps that gating display screen delimited prompting plans the display on display screen.

Embodiment 2, the present embodiment is utilize Alipay to carry out the method for payment consumption money after a kind of consumer does shopping in chain store equally, adopt the intelligent cashier platform as embodiment one or be called that intelligent POS realizes, the place different from embodiment 1 is in step 3 and step 4.

Step 3 ' display screen on cashier generates Quick Response Code bill, and this Quick Response Code takes at least account number of Dai Liao chain store gathering and the amount of money of gathering.

Step 4 ' the mobile-phone payment treasured scanning bill of consumer, complete the account number of collecting money to chain store with Alipay platform and to transfer the step of the amount of money of collecting money.

Embodiment 3, the present embodiment is utilize Alipay to carry out the method for payment consumption money after a kind of consumer does shopping in chain store equally, and difference is, because spending amount is larger in the present embodiment, consumer has two Alipay accounts, and consumer utilizes two disbursement accounts jointly to pay.The method adopts the intelligent cashier platform as embodiment one equally or is called that intelligent POS realizes.

Step 301 ', the display screen display on cashier enters Alipay payment interface, and display is that employing account number completes payment or adopts multiple account number to complete payment on the surface;

Step 302 ', select employing two account numbers to complete payment.

Step 303 ', consumption total charge is divided into two parts as 798 yuan, as 500 yuan and 298 yuan generate two respectively and pay Quick Response Code bills.

Step 401 ', consumer scans first Quick Response Code bill with the Alipay on First mobile phone, completes the account number of collecting money to chain store to transfer the step of the amount of money of collecting money with Alipay platform.

Step 402 ', consumer scans second Quick Response Code bill with the another one Alipay on an other mobile phone or same mobile phone, completes the account number of collecting money to chain store to transfer the step of the amount of money of collecting money with Alipay platform.

Embodiment 4, the present embodiment utilizes the bank card payment consumption amount of money after a kind of consumer does shopping in chain store, and the present embodiment comprises following process:

Step 1, chain store cashier calculate total spending amount by the mode or alternate manner that scan the commodity that consumer chooses on cashier, be presented on the display screen of cashier, consumer's (payer) is allowed to confirm, if consumer confirms spending amount, then carry out following payment process, otherwise wait for that consumer selects.

Display screen on step 2, cashier shows all modes of payments that this cashier can complete, and selects bank card to pay.

Spending amount shows by the system on step 3, cashier in bank card card reader, generally in POS, shows spending amount exactly at present, after consumer acceptance, after swiping the card or clapping card, POS inputs password, completes payment by POS.

Step 4, complete payment after, return payment successful information, cashier print receipt.

Embodiment 5, the present embodiment utilizes the bank card payment consumption amount of money after a kind of consumer does shopping in chain store, be with the difference of embodiment 4, because spending amount is larger in the present embodiment, consumer has several bank cards, consumer utilizes several bank cards jointly to pay, and now the key distinction is in step 3.

Step 3 ', on cashier, display is a bank card or two bank cards or three bank card consumption, now, consumer selects with three bank cards, cashier shows total spending amount as 1890 yuan, consumer selects first bank card consumption 700 yuan, and after second bank card consumption 600, display last bank card consumption 590 yuan, makes total spending amount constant.System on cashier is presented in POS by 700 successively, consumer swipe the card or clap card first bank card (debit card) input afterwards password complete the first stroke pay, then, system on cashier is presented in POS by 600 successively, consumer swipes the card or claps card second bank card (credit card) and inputs password afterwards and complete second payment, system on cashier is presented in POS by 590 successively, and consumer swipes the card or claps card the 3rd bank card (credit card) and inputs password afterwards and complete the 3rd payment.

Embodiment 6, the present embodiment utilizes the bank card payment consumption amount of money after a kind of consumer does shopping in chain store, and be with the difference of embodiment 5, consumer does not know the remaining sum in bank card, needs first to query the balance, then determines consumption pattern.

Step 1, be 1890 yuan at the display screen display spending amount of cashier, and show all modes of payments, as Alipay, Wealth tong, bank card etc.

Step 2, selection bank card, and enter into the interface of bank card payment, there is the selection mode such as selection bank card, two bank cards, three bank cards, in addition, also provide the inquiry into balance of a button bank card.

Step 3, after selecting bank card inquiry into balance, Systematical control card reader reads first bank card number, then the inquiry into balance password of this bank card is inputted by consumer, by communicating with bank card card sending mechanism, obtain the remaining sum of this bank card, display on a display screen, and point out consumer to select to pay how much amount of money from this bank card, if the remaining sum on first bank card is 1000 yuan, consumer selects to pay 700 yuan from this bank card, second bank card successively, 3rd bank card, if the remaining sum on second bank card is 1800 yuan, consumer's instruction is from this second bank card consumption 600 yuan, remaining sum on 3rd bank card is 5000 yuan, consumer selects to be pay remaining 590 yuan.

Step 4, by embodiment 5 step 3 ' complete payment.

Embodiment 7, the present embodiment are that a kind of payer pays the compound modes of payments of 5899 yuan of payment for goods to beneficiary, and adopt the intelligent cashier platform as embodiment one or be called that intelligent POS realizes, the process of payment is as follows:

Step 1, system display payment 5899 yuan.

Step 2, system show all modes of payments, as Alipay, Wealth tong, bank card, cash etc.

Step 3, payment select the modes of payments to have Alipay, bank card, prepaid card and cash four kinds of modes of payments.Alipay, bank card pay 1500 yuan respectively, 3800 yuan, remaining by prepaid card and paying in cash.

Step 4, system enters Alipay payment interface, generates Alipay and pays Quick Response Code, and payer mobile-phone payment treasured scanning Quick Response Code bill, pays by completing 1500 yuan with payment platform.

Step 5, Alipay backstage returns Alipay and pays successful information, and system enters into bank card payment interface, and this payment interface shows following option: bank card, two bank cards, three bank cards etc. and a bank card inquiry into balance button.

Step 6, selects bank card inquiry into balance button, and system display obtains bank card number and inquires about the interface of authorizing (input inquiry password).

Step 7, reads first bank card, and input inquiry password, system is by communicating with credit card issuer, the remaining sum obtaining this bank card is 5489 yuan, payable 5488 yuan, is presented on the display screen of system, and release input window, this bank card of prompting payer pays how many units, as 3000 yuan.Systematic comparison payment and remaining sum, because 3000 are less than 5488 yuan, so confirm that this card pays 3000 yuan.

Read second bank card, and input inquiry password, system is by communicating with credit card issuer, the remaining sum obtaining this bank card is 589 yuan, payable 588 yuan, is presented on the display screen of system, and release input window, this bank card of prompting payer pays how many units, as 750 yuan, but because 750 yuan more than the payable amount of this bank card 588 yuan, therefore, prompting payer inputs payment again, now, inputs 588 yuan.

3rd bank card is credit card, pays remaining 212 yuan.

Step 8, pay 3000 yuan, 588 yuan, 212 yuan respectively by POS.

Step 9, system obtain bank card paying system and return the successful information of payment, enter into prepaid card payment interface, read prepaid card information, in display prepaid card card, remaining sum is 289 yuan, available 289 yuan, 289 yuan in payer choice for use prepaid card, complete prepaid card and pay.

Step 10, system display has paid 5589 yuan, also needs payment 310 yuan of cashes.

Step 11, after receiving 310 yuan of cashes of payer, system print pays detailed, and this can make one and pay detail list, and the content in table can have the payment etc. that the ID of each payment voucher is corresponding as required.

Claims (8)

1. a compound cash method, described method, based on the supporting intelligent terminal POS having intelligent management module, cloud storage platform, is characterized in that: comprise the following steps,
Step 1, payment system show the amount of money to be paid, and payer confirms;
Step 2, all modes of payments of payment system showing interface, payer is selected, and supports multiselect;
What step 3, payment system judged payment selection is single choice or multiselect, if multiselect, then turns to step 4, otherwise, generate the payment bill of the selected modes of payments, turn to step 5;
The amount of money that step 4, payment system are to be paid according to payer instruction partition, generates the payment bill of counterpart expenditure mode respectively;
Step 5, payment system complete payment successively according to the payment bill of the modes of payments selected and correspondence.
2. compound cash method according to claim 1, is characterized in that: in steps of 5, completes payment comprise the following steps the modes of payments of wherein arbitrary selection and the payment bill of correspondence:
Step 501, payment system enter the payment interface of this modes of payments, and display is that single account number pays or multiple account number pays for payer selection;
Step 502, payment system judge that payer, when selecting single account number to pay, turns to step 504, otherwise turn to step 503;
Step 503, partition pay the payment in bill, obtain payer account number respectively and authorize to complete payment according to the requirement of this modes of payments;
Step 504, acquisition payer account number and mandate complete payment according to the requirement of this modes of payments.
3. compound cash method according to claim 2, it is characterized in that: in the payment interface in described step 501, also show account number inquiry into balance button to select for payer, if payer have selected inquiry into balance button, then enter inquiry into balance interface, obtain account number and the inquiry into balance mandate of payer, obtain account number remaining sum by account number provider and show.
4. the compound cash method according to Claims 2 or 3, is characterized in that: the mode obtaining modes of payments account number comprises: card reader reads, Quick Response Code scanning obtains.
5. the compound cash method according to claim 1 or 2 or 3, is characterized in that: the described modes of payments comprises bank card payment, Third-party payment mode, the advance account modes of payments.
6. an intelligent POS, structure comprises intelligent terminal, cloud storage platform and intelligent settlement mode administration module, it is characterized in that: in the structure of POS, include the computing machine CPU (central processing unit) (1) being equipped with intelligent management module (2), diversification voucher of clearing information acquisition module (11) and clearing message on transmission module (4), selected cloud storage platform (5) and data communication interface module (6), the communication protocol module (7) supporting with settlement mode, message editing module (12) and settlement mode execution route reminding module (13), gating display screen administration module (8), operation keyboard module (9), intermediate memory module (3) and document of settlement output module (10).
7. intelligent POS according to claim 6, is characterized in that: intelligent management module (2) structure comprises interchanger settlement submodule (2-1), third party's settlement submodule (2-2), prepaid card settlement submodule (2-3); Settlement data record collection module (2-4); Editor's message module (2-5); Authorized administrator is deleted, add, modified module (2-6); Corresponding settlement module is restarted after specifically starting corresponding module according to the settlement mode of user's selection or starting necessary amendment.
8. intelligent POS according to claim 6, it is characterized in that: gating display screen administration module (8) structure comprises Transaction Information inventory submodule (8-1), transaction payment model selection table submodule (8-2), selects settlement mode operation steps prompting submodule (8-3); Above information concentrates multi-section display on a display screen, or subitem full screen display.
CN201510429491.6A 2015-07-21 2015-07-21 Composite cash register method and intelligent cash register system therefor CN104966194A (en)

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PCT/CN2016/084659 WO2017012426A1 (en) 2015-07-21 2016-06-03 Composite cashier method and intelligent cashier system thereof
TW105118079A TW201705054A (en) 2015-07-21 2016-06-08 Composite cash register method and intelligent cash register system therefor

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CN106170808A (en) * 2016-06-22 2016-11-30 北京小米移动软件有限公司 Pay changing method and device
CN106228360A (en) * 2016-07-11 2016-12-14 腾讯科技(深圳)有限公司 A kind of information processing method and first terminal
WO2017012426A1 (en) * 2015-07-21 2017-01-26 深圳市淘淘谷信息技术有限公司 Composite cashier method and intelligent cashier system thereof
CN106447314A (en) * 2016-09-09 2017-02-22 浪潮软件股份有限公司 Integrated multi-channel retail terminal payment method
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CN106651350A (en) * 2016-11-07 2017-05-10 成都科曦科技有限公司 System and method supporting combined payment manner and settlement automatic refund
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