TR201904066T4 - Kişisel finansal işlem kartının anında verilmesine yönelik sistem ve yöntem. - Google Patents

Kişisel finansal işlem kartının anında verilmesine yönelik sistem ve yöntem. Download PDF

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Publication number
TR201904066T4
TR201904066T4 TR2019/04066T TR201904066T TR201904066T4 TR 201904066 T4 TR201904066 T4 TR 201904066T4 TR 2019/04066 T TR2019/04066 T TR 2019/04066T TR 201904066 T TR201904066 T TR 201904066T TR 201904066 T4 TR201904066 T4 TR 201904066T4
Authority
TR
Turkey
Prior art keywords
card
customer
information
pin
financial transaction
Prior art date
Application number
TR2019/04066T
Other languages
English (en)
Inventor
Smith Bobby
White James
Original Assignee
Cpi Card Group Tennessee Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cpi Card Group Tennessee Inc filed Critical Cpi Card Group Tennessee Inc
Publication of TR201904066T4 publication Critical patent/TR201904066T4/tr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Computer Security & Cryptography (AREA)
  • Accessory Devices And Overall Control Thereof (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Bir müşteriye bir kişisel finansal işlem kartını anında çıkarmaya yönelik bir yöntemde bir banka çalışanı, bir şube konumunda müşteriden müşteri bilgilerini ve kart bilgilerini alır. Kart bilgileri, müşteri tarafından seçilen bir kart kişisel tanımlama numarasını (PIN) içerebilir. Operatör, şubede bir veri işleme terminali içine müşteri bilgilerini ve en azından bazı kart bilgilerini girer. Müşteri bilgileri ve kart bilgileri, bir kart hizmetleri sağlayıcısına bir ağ üzerinden şubeden iletilir. Kart hizmetleri sağlayıcısında PIN, bir PIN veri tabanı içine girilir ve müşteri ile ilişkilendirilen bir referans numarası oluşturulur ve bir PIN ofseti oluşturulur. Referans numarası ve müşteri verileri ve kart verilerinden en azından bazıları, müşteri ile ilişkilendirilen bir kart dosyasında depolanabilir. Referans numarası, PIN veri tabanından PIN?yi geri almak üzere kullanılır. Geri alınan PIN akabinde, kart dosyasına hesaplamaları uygulamak üzere kullanılır. Kart dosyası, şube konumuna ağ üzerinden kart hizmetleri sağlayıcısından güvenli şekilde gönderilir. Kart dosyasından bilgiler kullanılarak finansal işlem kartı, şube konumunda müşteriye yönelik olarak basılır. Tercih edilen bir düzenlemede kişisel kart, müşteri şube konumunda mevcutken anında verilir.
TR2019/04066T 2010-07-19 2011-07-19 Kişisel finansal işlem kartının anında verilmesine yönelik sistem ve yöntem. TR201904066T4 (tr)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US36567310P 2010-07-19 2010-07-19

Publications (1)

Publication Number Publication Date
TR201904066T4 true TR201904066T4 (tr) 2019-05-21

Family

ID=45467698

Family Applications (1)

Application Number Title Priority Date Filing Date
TR2019/04066T TR201904066T4 (tr) 2010-07-19 2011-07-19 Kişisel finansal işlem kartının anında verilmesine yönelik sistem ve yöntem.

Country Status (12)

Country Link
US (6) US8429075B2 (tr)
EP (1) EP2596466B1 (tr)
CN (1) CN103003832B (tr)
AU (1) AU2011282283B2 (tr)
BR (1) BR112013000991B8 (tr)
CA (1) CA2805436C (tr)
CL (1) CL2013000161A1 (tr)
CO (1) CO6650385A2 (tr)
ES (1) ES2715223T3 (tr)
HK (1) HK1177807A1 (tr)
TR (1) TR201904066T4 (tr)
WO (1) WO2012012421A2 (tr)

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JP6011167B2 (ja) * 2012-09-03 2016-10-19 ブラザー工業株式会社 通信中継プログラム、及び、通信中継装置
JP6167502B2 (ja) 2012-10-31 2017-07-26 ブラザー工業株式会社 通信中継プログラム、通信中継装置、及び、画像処理装置
JP6075010B2 (ja) 2012-10-31 2017-02-08 ブラザー工業株式会社 通信中継プログラム、及び、画像処理装置
US9940608B2 (en) * 2013-05-16 2018-04-10 Mts Holdings, Inc. Real time EFT network-based person-to-person transactions
US11367077B2 (en) * 2015-06-11 2022-06-21 Idid Tecnologia Ltda Antifraud resilient transaction identifier datastructure apparatuses, methods and systems
WO2018200327A1 (en) * 2017-04-24 2018-11-01 Cpi Card Group - Tennessee, Inc. Bridge application for user pin selection
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US11461763B2 (en) * 2020-04-16 2022-10-04 Capital One Services Llc Systems and methods for instant bank card issuance

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Also Published As

Publication number Publication date
AU2011282283A1 (en) 2013-01-31
BR112013000991B8 (pt) 2021-05-25
BR112013000991A2 (pt) 2017-10-17
HK1177807A1 (en) 2013-08-30
CL2013000161A1 (es) 2013-11-08
EP2596466A4 (en) 2014-10-29
WO2012012421A2 (en) 2012-01-26
CN103003832A (zh) 2013-03-27
BR112013000991B1 (pt) 2021-05-11
AU2011282283B2 (en) 2014-02-20
US20190228392A1 (en) 2019-07-25
US20230259905A1 (en) 2023-08-17
CN103003832B (zh) 2015-11-25
US20160328688A1 (en) 2016-11-10
EP2596466A2 (en) 2013-05-29
US8429075B2 (en) 2013-04-23
US12079788B2 (en) 2024-09-03
US20130297505A1 (en) 2013-11-07
ES2715223T3 (es) 2019-06-03
US20210073756A1 (en) 2021-03-11
CO6650385A2 (es) 2013-04-15
CA2805436A1 (en) 2012-01-26
WO2012012421A3 (en) 2012-05-18
US10846666B2 (en) 2020-11-24
CA2805436C (en) 2017-01-03
US20120016797A1 (en) 2012-01-19
US11687894B2 (en) 2023-06-27
US10275747B2 (en) 2019-04-30
EP2596466B1 (en) 2018-12-26

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