SG11201807706PA - Method and system for recording point to point transaction processing - Google Patents
Method and system for recording point to point transaction processingInfo
- Publication number
- SG11201807706PA SG11201807706PA SG11201807706PA SG11201807706PA SG11201807706PA SG 11201807706P A SG11201807706P A SG 11201807706PA SG 11201807706P A SG11201807706P A SG 11201807706PA SG 11201807706P A SG11201807706P A SG 11201807706PA SG 11201807706P A SG11201807706P A SG 11201807706PA
- Authority
- SG
- Singapore
- Prior art keywords
- data message
- international
- point
- data
- payment transaction
- Prior art date
Links
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
- G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
- G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
- G06F3/0481—Interaction techniques based on graphical user interfaces [GUI] based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
WO 17 / 165 380 Al (12) INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property Organization International Bureau (10) International Publication Number (43) International Publication Date WO 2017/165380 Al 28 September 2017 (28.09.2017) WIPO I PCT 111111111111110111011111111111010111110 0111111111011011111101111111111111110111111 (51) International Patent Classification: G06Q 20/02 (2012.01) (21) International Application Number: PCT/US2017/023360 (22) International Filing Date: 21 March 2017 (21.03.2017) (25) Filing Language: English (26) Publication Language: English (30) Priority Data: 62/311,062 21 March 2016 (21.03.2016) US 62/433,118 12 December 2016 (12.12.2016) US 62/434,824 15 December 2016 (15.12.2016) US (71) Applicant: MASTERCARD INTERNATIONAL IN- CORPORATED [US/US]; 2000 Purchase Street, Pur- chase, NY 10577 (US). (72) Inventors: LUGLI, Peter, A.; 801 Dexter Ave N, Apt 813, Seattle, WA 98109 (US). MATTINGLY, Timothy, Warren; 14055 Baywood Villages Drive, Chesterfield, MO 63017 (US). JULIANO, Dan; 1103 Eleanor Place, Gibsonia, PA 15044 (US). (74) Agent: DOBBYN, Colm, J.; Mastercard International In- corporated, 2000 Purchase Street, Purchase, NY 10577 (US). (81) Designated States (unless otherwise indicated, for every kind of national protection available): AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (84) Designated States (unless otherwise indicated, for every kind of regional protection available): ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Published: with international search report (Art. 21(3)) (54) Title: METHOD AND SYSTEM FOR RECORDING POINT TO POINT TRANSACTION PROCESSING (57) : A method for processing a point to point payment transaction includes: receiving a first data message related to a payment transaction, storing, the first, second and third data element with a link to a record affiliated with the first data message; generating, a second data message related to the payment transaction; storing, the first data element with a fink to a record affiliated with the second data message; generating a third data message related to the payment transaction, storing the first data element, and the second data element with a link to a record affiliated with the third data message, and transmitting the first data message, the second data message, the third data message for display on a graphical user interface (GUI).
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201662311062P | 2016-03-21 | 2016-03-21 | |
US201662433118P | 2016-12-12 | 2016-12-12 | |
US201662434824P | 2016-12-15 | 2016-12-15 | |
PCT/US2017/023360 WO2017165380A1 (en) | 2016-03-21 | 2017-03-21 | Method and system for recording point to point transaction processing |
Publications (1)
Publication Number | Publication Date |
---|---|
SG11201807706PA true SG11201807706PA (en) | 2018-10-30 |
Family
ID=58530637
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
SG11201807706PA SG11201807706PA (en) | 2016-03-21 | 2017-03-21 | Method and system for recording point to point transaction processing |
Country Status (8)
Country | Link |
---|---|
US (1) | US20170270493A1 (en) |
EP (1) | EP3433811A1 (en) |
JP (2) | JP6599021B2 (en) |
CN (1) | CN109155028A (en) |
AU (1) | AU2017238073A1 (en) |
CA (1) | CA3018326A1 (en) |
SG (1) | SG11201807706PA (en) |
WO (1) | WO2017165380A1 (en) |
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US10305694B2 (en) * | 2016-05-27 | 2019-05-28 | Mastercard International Incorporated | Method and system for efficient distribution of configuration data utilizing permissioned blockchain technology |
WO2018013940A1 (en) * | 2016-07-14 | 2018-01-18 | Diebold Nixdorf Incorporated | Distributed ledger applications |
CA3055210A1 (en) | 2017-03-07 | 2018-09-13 | Mastercard International Incorporated | Method and system for recording point to point transaction processing |
US10915948B1 (en) * | 2017-04-28 | 2021-02-09 | Wells Fargo Bank, N.A. | Default sharing between frequently used line of business products |
US11037160B1 (en) * | 2017-07-06 | 2021-06-15 | Wells Fargo Bank, N.A. | Systems and methods for preemptive fraud alerts |
CN107528882B (en) * | 2017-07-14 | 2020-12-25 | 创新先进技术有限公司 | Method and device for processing consensus request in block chain consensus network and electronic equipment |
US10552383B2 (en) * | 2017-08-11 | 2020-02-04 | Wipro Limited | Method and system for data conversion and data model optimization |
US20210256615A1 (en) | 2017-09-27 | 2021-08-19 | State Farm Mutual Automobile Insurance Company | Implementing Machine Learning For Life And Health Insurance Loss Mitigation And Claims Handling |
US11054811B2 (en) * | 2017-11-03 | 2021-07-06 | Drishti Technologies, Inc. | Systems and methods for line balancing |
CN110070428B (en) * | 2018-01-19 | 2021-11-02 | 创新先进技术有限公司 | Supervision and inspection method and device and electronic equipment |
CA3131018A1 (en) * | 2018-02-23 | 2019-08-29 | Good Life Networks Inc. | Online tokenization of outstanding debt |
US10489780B2 (en) * | 2018-03-05 | 2019-11-26 | Capital One Services, Llc | Systems and methods for use of distributed ledger technology for recording and utilizing credit account transaction information |
CN110276170A (en) * | 2018-03-15 | 2019-09-24 | 巍乾全球技术有限责任公司 | Method, equipment and the medium of works protection are carried out based on block chain |
CN111868768B (en) * | 2018-03-16 | 2024-08-02 | 科氏卓越有限责任公司 | Access controlled distributed ledger system for asset management |
US11321310B2 (en) * | 2018-05-11 | 2022-05-03 | Visa International Service Association | System, method, and apparatus for generating analytics with structured query files |
US20190384834A1 (en) * | 2018-06-19 | 2019-12-19 | Bank Of America Corporation | System for implementing extended recognition mechanism in a distributed ledger node |
JP7199079B2 (en) * | 2018-07-03 | 2023-01-05 | Bank Invoice株式会社 | Information processing device, information processing method and program |
KR20200034020A (en) | 2018-09-12 | 2020-03-31 | 삼성전자주식회사 | Electronic apparatus and control method thereof |
JP6710737B2 (en) * | 2018-10-24 | 2020-06-17 | 株式会社 みずほ銀行 | Payment system and payment method |
US11063764B2 (en) | 2018-11-09 | 2021-07-13 | Mastercard International Incorporated | Method and system for quantum-resistant hashing scheme |
US11626999B2 (en) | 2018-11-09 | 2023-04-11 | Mastercard International Incorporated | Method and system for quantum-resistant hashing scheme |
US20200193415A1 (en) * | 2018-12-14 | 2020-06-18 | Jpmorgan Chase Bank, N.A. | Systems and methods for using integrated pay-on-demand virtual cards |
US11138642B2 (en) * | 2018-12-26 | 2021-10-05 | Mastercard International Incorporated | Real-time messaging in a supply chain financing network |
US11526630B2 (en) | 2019-02-21 | 2022-12-13 | The Toronto-Dominion Bank | Managing cryptographically secure exchanges of data using permissioned distributed ledgers |
US11188910B2 (en) | 2019-06-03 | 2021-11-30 | Advanced New Technologies Co., Ltd. | Blockchain-based reconciliation system, method, and apparatus and electronic device |
US11887079B2 (en) * | 2020-03-09 | 2024-01-30 | Visa International Service Association | Central hub reconciliation system and method |
WO2021188860A1 (en) * | 2020-03-20 | 2021-09-23 | Mastercard International Incorporated | Method and system to manage dispute resolution via a digital asset network |
CA3180131A1 (en) * | 2020-05-27 | 2021-12-02 | George Doney | Method, apparatus, and computer-readable medium for authentication and authorization of networked data transactions |
US20220027895A1 (en) * | 2020-07-24 | 2022-01-27 | Visa International Service Association | Inter Wallet Transactions |
US11875635B2 (en) | 2020-07-29 | 2024-01-16 | Aristocrat Technologies, Inc. | Mobile gaming system for remote game play |
US11645643B2 (en) | 2020-09-29 | 2023-05-09 | Bank Of America Corporation | System for harnessing a connected network to securely verify a transaction |
US20220148376A1 (en) * | 2020-11-11 | 2022-05-12 | Aristocrat Technologies, Inc. | Digital wallet systems and methods with responsible gaming |
US12067606B2 (en) | 2020-12-17 | 2024-08-20 | The Toronto-Dominion Bank | Real-time provisioning of targeted, alternative product information based on structured messaging data |
CN112685484B (en) * | 2020-12-24 | 2023-08-29 | 航天信息软件技术有限公司 | Transaction checking method and device, storage medium and electronic equipment |
CA3171338A1 (en) * | 2021-08-27 | 2023-02-27 | Royal Bank Of Canada | Digital status tracking of funds |
US20230186300A1 (en) * | 2021-12-15 | 2023-06-15 | Mastercard International Incorporated | Method and system of providing interoperability between different payment rails |
US20230289750A1 (en) * | 2022-03-14 | 2023-09-14 | Fidelity Information Services, Llc | Systems and methods for executing real-time electronic transactions by a dynamically determined transfer execution date |
US20230394478A1 (en) * | 2022-06-03 | 2023-12-07 | Chime Financial, Inc. | Generating and publishing unified transaction streams from a plurality of computer networks for downstream computer service systems |
US20240070630A1 (en) * | 2022-08-24 | 2024-02-29 | Truist Bank | Techniques for generating transaction replays |
Family Cites Families (9)
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SI1636680T1 (en) * | 2003-06-10 | 2016-08-31 | Mastercard International, Inc. | Systems and methods for conducting secure payment transactions using a formatted data structure |
US20120259781A1 (en) * | 2011-04-07 | 2012-10-11 | Fote Charles T | Broker-mediated payment systems and methods |
US10535064B2 (en) * | 2012-03-19 | 2020-01-14 | Paynet Payments Network, Llc | Systems and methods for real-time account access |
US20140025564A1 (en) * | 2012-07-18 | 2014-01-23 | Bora Payment Systems, Llc | System for aggregating payments from multiple payers |
US10740731B2 (en) * | 2013-01-02 | 2020-08-11 | Visa International Service Association | Third party settlement |
US20160042327A1 (en) | 2014-08-05 | 2016-02-11 | Mastercard International Incorporated | Method and system for processing of business-to-business payment transactions |
US11042882B2 (en) * | 2015-07-01 | 2021-06-22 | The Clearing House Payments Company, L.L.C. | Real-time payment system, method, apparatus, and computer program |
CA3017344C (en) * | 2016-03-11 | 2023-09-19 | Mastercard International Incorporated | Method and system for point to point transaction processing |
US10558977B2 (en) * | 2016-09-26 | 2020-02-11 | Mastercard International Incorporated | System and method for linking bill payment service with remittance |
-
2017
- 2017-03-21 CA CA3018326A patent/CA3018326A1/en active Pending
- 2017-03-21 JP JP2018549501A patent/JP6599021B2/en active Active
- 2017-03-21 SG SG11201807706PA patent/SG11201807706PA/en unknown
- 2017-03-21 AU AU2017238073A patent/AU2017238073A1/en not_active Abandoned
- 2017-03-21 US US15/464,942 patent/US20170270493A1/en not_active Abandoned
- 2017-03-21 CN CN201780031339.XA patent/CN109155028A/en active Pending
- 2017-03-21 WO PCT/US2017/023360 patent/WO2017165380A1/en active Application Filing
- 2017-03-21 EP EP17716681.6A patent/EP3433811A1/en not_active Ceased
-
2019
- 2019-10-01 JP JP2019181709A patent/JP6892488B2/en active Active
Also Published As
Publication number | Publication date |
---|---|
CA3018326A1 (en) | 2017-09-28 |
JP2020024719A (en) | 2020-02-13 |
US20170270493A1 (en) | 2017-09-21 |
AU2017238073A1 (en) | 2018-09-13 |
JP6892488B2 (en) | 2021-06-23 |
WO2017165380A1 (en) | 2017-09-28 |
CN109155028A (en) | 2019-01-04 |
JP6599021B2 (en) | 2019-10-30 |
EP3433811A1 (en) | 2019-01-30 |
JP2019512808A (en) | 2019-05-16 |
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