SG11201807706PA - Method and system for recording point to point transaction processing - Google Patents

Method and system for recording point to point transaction processing

Info

Publication number
SG11201807706PA
SG11201807706PA SG11201807706PA SG11201807706PA SG11201807706PA SG 11201807706P A SG11201807706P A SG 11201807706PA SG 11201807706P A SG11201807706P A SG 11201807706PA SG 11201807706P A SG11201807706P A SG 11201807706PA SG 11201807706P A SG11201807706P A SG 11201807706PA
Authority
SG
Singapore
Prior art keywords
data message
international
point
data
payment transaction
Prior art date
Application number
SG11201807706PA
Inventor
Peter Lugli
Timothy Mattingly
Dan Juliano
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of SG11201807706PA publication Critical patent/SG11201807706PA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0481Interaction techniques based on graphical user interfaces [GUI] based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

WO 17 / 165 380 Al (12) INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property Organization International Bureau (10) International Publication Number (43) International Publication Date WO 2017/165380 Al 28 September 2017 (28.09.2017) WIPO I PCT 111111111111110111011111111111010111110 0111111111011011111101111111111111110111111 (51) International Patent Classification: G06Q 20/02 (2012.01) (21) International Application Number: PCT/US2017/023360 (22) International Filing Date: 21 March 2017 (21.03.2017) (25) Filing Language: English (26) Publication Language: English (30) Priority Data: 62/311,062 21 March 2016 (21.03.2016) US 62/433,118 12 December 2016 (12.12.2016) US 62/434,824 15 December 2016 (15.12.2016) US (71) Applicant: MASTERCARD INTERNATIONAL IN- CORPORATED [US/US]; 2000 Purchase Street, Pur- chase, NY 10577 (US). (72) Inventors: LUGLI, Peter, A.; 801 Dexter Ave N, Apt 813, Seattle, WA 98109 (US). MATTINGLY, Timothy, Warren; 14055 Baywood Villages Drive, Chesterfield, MO 63017 (US). JULIANO, Dan; 1103 Eleanor Place, Gibsonia, PA 15044 (US). (74) Agent: DOBBYN, Colm, J.; Mastercard International In- corporated, 2000 Purchase Street, Purchase, NY 10577 (US). (81) Designated States (unless otherwise indicated, for every kind of national protection available): AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (84) Designated States (unless otherwise indicated, for every kind of regional protection available): ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Published: with international search report (Art. 21(3)) (54) Title: METHOD AND SYSTEM FOR RECORDING POINT TO POINT TRANSACTION PROCESSING (57) : A method for processing a point to point payment transaction includes: receiving a first data message related to a payment transaction, storing, the first, second and third data element with a link to a record affiliated with the first data message; generating, a second data message related to the payment transaction; storing, the first data element with a fink to a record affiliated with the second data message; generating a third data message related to the payment transaction, storing the first data element, and the second data element with a link to a record affiliated with the third data message, and transmitting the first data message, the second data message, the third data message for display on a graphical user interface (GUI).
SG11201807706PA 2016-03-21 2017-03-21 Method and system for recording point to point transaction processing SG11201807706PA (en)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US201662311062P 2016-03-21 2016-03-21
US201662433118P 2016-12-12 2016-12-12
US201662434824P 2016-12-15 2016-12-15
PCT/US2017/023360 WO2017165380A1 (en) 2016-03-21 2017-03-21 Method and system for recording point to point transaction processing

Publications (1)

Publication Number Publication Date
SG11201807706PA true SG11201807706PA (en) 2018-10-30

Family

ID=58530637

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201807706PA SG11201807706PA (en) 2016-03-21 2017-03-21 Method and system for recording point to point transaction processing

Country Status (8)

Country Link
US (1) US20170270493A1 (en)
EP (1) EP3433811A1 (en)
JP (2) JP6599021B2 (en)
CN (1) CN109155028A (en)
AU (1) AU2017238073A1 (en)
CA (1) CA3018326A1 (en)
SG (1) SG11201807706PA (en)
WO (1) WO2017165380A1 (en)

Families Citing this family (39)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10305694B2 (en) * 2016-05-27 2019-05-28 Mastercard International Incorporated Method and system for efficient distribution of configuration data utilizing permissioned blockchain technology
WO2018013940A1 (en) * 2016-07-14 2018-01-18 Diebold Nixdorf Incorporated Distributed ledger applications
CA3055210A1 (en) 2017-03-07 2018-09-13 Mastercard International Incorporated Method and system for recording point to point transaction processing
US10915948B1 (en) * 2017-04-28 2021-02-09 Wells Fargo Bank, N.A. Default sharing between frequently used line of business products
US11037160B1 (en) * 2017-07-06 2021-06-15 Wells Fargo Bank, N.A. Systems and methods for preemptive fraud alerts
CN107528882B (en) * 2017-07-14 2020-12-25 创新先进技术有限公司 Method and device for processing consensus request in block chain consensus network and electronic equipment
US10552383B2 (en) * 2017-08-11 2020-02-04 Wipro Limited Method and system for data conversion and data model optimization
US20210256615A1 (en) 2017-09-27 2021-08-19 State Farm Mutual Automobile Insurance Company Implementing Machine Learning For Life And Health Insurance Loss Mitigation And Claims Handling
US11054811B2 (en) * 2017-11-03 2021-07-06 Drishti Technologies, Inc. Systems and methods for line balancing
CN110070428B (en) * 2018-01-19 2021-11-02 创新先进技术有限公司 Supervision and inspection method and device and electronic equipment
CA3131018A1 (en) * 2018-02-23 2019-08-29 Good Life Networks Inc. Online tokenization of outstanding debt
US10489780B2 (en) * 2018-03-05 2019-11-26 Capital One Services, Llc Systems and methods for use of distributed ledger technology for recording and utilizing credit account transaction information
CN110276170A (en) * 2018-03-15 2019-09-24 巍乾全球技术有限责任公司 Method, equipment and the medium of works protection are carried out based on block chain
CN111868768B (en) * 2018-03-16 2024-08-02 科氏卓越有限责任公司 Access controlled distributed ledger system for asset management
US11321310B2 (en) * 2018-05-11 2022-05-03 Visa International Service Association System, method, and apparatus for generating analytics with structured query files
US20190384834A1 (en) * 2018-06-19 2019-12-19 Bank Of America Corporation System for implementing extended recognition mechanism in a distributed ledger node
JP7199079B2 (en) * 2018-07-03 2023-01-05 Bank Invoice株式会社 Information processing device, information processing method and program
KR20200034020A (en) 2018-09-12 2020-03-31 삼성전자주식회사 Electronic apparatus and control method thereof
JP6710737B2 (en) * 2018-10-24 2020-06-17 株式会社 みずほ銀行 Payment system and payment method
US11063764B2 (en) 2018-11-09 2021-07-13 Mastercard International Incorporated Method and system for quantum-resistant hashing scheme
US11626999B2 (en) 2018-11-09 2023-04-11 Mastercard International Incorporated Method and system for quantum-resistant hashing scheme
US20200193415A1 (en) * 2018-12-14 2020-06-18 Jpmorgan Chase Bank, N.A. Systems and methods for using integrated pay-on-demand virtual cards
US11138642B2 (en) * 2018-12-26 2021-10-05 Mastercard International Incorporated Real-time messaging in a supply chain financing network
US11526630B2 (en) 2019-02-21 2022-12-13 The Toronto-Dominion Bank Managing cryptographically secure exchanges of data using permissioned distributed ledgers
US11188910B2 (en) 2019-06-03 2021-11-30 Advanced New Technologies Co., Ltd. Blockchain-based reconciliation system, method, and apparatus and electronic device
US11887079B2 (en) * 2020-03-09 2024-01-30 Visa International Service Association Central hub reconciliation system and method
WO2021188860A1 (en) * 2020-03-20 2021-09-23 Mastercard International Incorporated Method and system to manage dispute resolution via a digital asset network
CA3180131A1 (en) * 2020-05-27 2021-12-02 George Doney Method, apparatus, and computer-readable medium for authentication and authorization of networked data transactions
US20220027895A1 (en) * 2020-07-24 2022-01-27 Visa International Service Association Inter Wallet Transactions
US11875635B2 (en) 2020-07-29 2024-01-16 Aristocrat Technologies, Inc. Mobile gaming system for remote game play
US11645643B2 (en) 2020-09-29 2023-05-09 Bank Of America Corporation System for harnessing a connected network to securely verify a transaction
US20220148376A1 (en) * 2020-11-11 2022-05-12 Aristocrat Technologies, Inc. Digital wallet systems and methods with responsible gaming
US12067606B2 (en) 2020-12-17 2024-08-20 The Toronto-Dominion Bank Real-time provisioning of targeted, alternative product information based on structured messaging data
CN112685484B (en) * 2020-12-24 2023-08-29 航天信息软件技术有限公司 Transaction checking method and device, storage medium and electronic equipment
CA3171338A1 (en) * 2021-08-27 2023-02-27 Royal Bank Of Canada Digital status tracking of funds
US20230186300A1 (en) * 2021-12-15 2023-06-15 Mastercard International Incorporated Method and system of providing interoperability between different payment rails
US20230289750A1 (en) * 2022-03-14 2023-09-14 Fidelity Information Services, Llc Systems and methods for executing real-time electronic transactions by a dynamically determined transfer execution date
US20230394478A1 (en) * 2022-06-03 2023-12-07 Chime Financial, Inc. Generating and publishing unified transaction streams from a plurality of computer networks for downstream computer service systems
US20240070630A1 (en) * 2022-08-24 2024-02-29 Truist Bank Techniques for generating transaction replays

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
SI1636680T1 (en) * 2003-06-10 2016-08-31 Mastercard International, Inc. Systems and methods for conducting secure payment transactions using a formatted data structure
US20120259781A1 (en) * 2011-04-07 2012-10-11 Fote Charles T Broker-mediated payment systems and methods
US10535064B2 (en) * 2012-03-19 2020-01-14 Paynet Payments Network, Llc Systems and methods for real-time account access
US20140025564A1 (en) * 2012-07-18 2014-01-23 Bora Payment Systems, Llc System for aggregating payments from multiple payers
US10740731B2 (en) * 2013-01-02 2020-08-11 Visa International Service Association Third party settlement
US20160042327A1 (en) 2014-08-05 2016-02-11 Mastercard International Incorporated Method and system for processing of business-to-business payment transactions
US11042882B2 (en) * 2015-07-01 2021-06-22 The Clearing House Payments Company, L.L.C. Real-time payment system, method, apparatus, and computer program
CA3017344C (en) * 2016-03-11 2023-09-19 Mastercard International Incorporated Method and system for point to point transaction processing
US10558977B2 (en) * 2016-09-26 2020-02-11 Mastercard International Incorporated System and method for linking bill payment service with remittance

Also Published As

Publication number Publication date
CA3018326A1 (en) 2017-09-28
JP2020024719A (en) 2020-02-13
US20170270493A1 (en) 2017-09-21
AU2017238073A1 (en) 2018-09-13
JP6892488B2 (en) 2021-06-23
WO2017165380A1 (en) 2017-09-28
CN109155028A (en) 2019-01-04
JP6599021B2 (en) 2019-10-30
EP3433811A1 (en) 2019-01-30
JP2019512808A (en) 2019-05-16

Similar Documents

Publication Publication Date Title
SG11201807706PA (en) Method and system for recording point to point transaction processing
SG11201807568QA (en) Systems and methods for use in transferring funds between payment accounts
SG11201806650VA (en) Systems and methods for providing a personal distributed ledger
SG11201910019PA (en) Microorganisms and methods for producing cannabinoids and cannabinoid derivatives
SG11202000267WA (en) Method and system for transaction processing with complete cryptographic auditability
SG11201804771WA (en) Systems and methods for providing financial data to financial instruments in a distributed ledger system
SG11201803765TA (en) Systems and methods for processing loyalty rewards
SG11201900748QA (en) Method and system for cardless atm transaction via mobile device
SG11201903956PA (en) Systems and methods for expedited processing of authenticated computer messages
SG11201803731RA (en) Method and system for gross settlement by use of an opaque blockchain
SG11201910101SA (en) Alphavirus neoantigen vectors
SG11201808783XA (en) Cd80 variant immunomodulatory proteins and uses thereof
SG11201804938WA (en) Systems and methods for generating recommendations using a corpus of data
SG11201808086QA (en) Method and system for an efficient consensus mechanism for permissioned blockchains using audit guarantees
SG11201903857UA (en) Antibodies to pd-1 and uses thereof
SG11201909949XA (en) Targeted immunotolerance
SG11201806404SA (en) Systems and methods for storing and sharing transactional data using distributed computer systems
SG11201810587VA (en) Docking station for motorised vehicles
SG11201907776WA (en) Replication lag-constrained deletion of data in a large-scale distributed data storage system
SG11201805769UA (en) Universal access to an electronic wallet
SG11201900772YA (en) Gene editing of car-t cells for the treatment of t cell malignancies with chimeric antigen receptors
SG11201908675PA (en) Computer-implemented system and method for performing transaction mixing on a blockchain
SG11201805335TA (en) Accepting issuer credentials at checkout
SG11201907209QA (en) Modified relaxin polypeptides comprising a pharmacokinetic enhancer and uses thereof
SG11201900442PA (en) Sorting of t lymphocytes in a microfluidic device