SG11201807568QA - Systems and methods for use in transferring funds between payment accounts - Google Patents

Systems and methods for use in transferring funds between payment accounts

Info

Publication number
SG11201807568QA
SG11201807568QA SG11201807568QA SG11201807568QA SG11201807568QA SG 11201807568Q A SG11201807568Q A SG 11201807568QA SG 11201807568Q A SG11201807568Q A SG 11201807568QA SG 11201807568Q A SG11201807568Q A SG 11201807568QA SG 11201807568Q A SG11201807568Q A SG 11201807568QA
Authority
SG
Singapore
Prior art keywords
international
destination
computing device
payment
pct
Prior art date
Application number
SG11201807568QA
Inventor
Sandeep Malhotra
Ian David Maddocks
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of SG11201807568QA publication Critical patent/SG11201807568QA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

PAYMENTNEPA 1 10( AG. 'I L IS 1 0 11 abirel TextTe TextTeeti,....kktralText TextTeCTUTenotText 114a W O 20 17 / 155 907 Al (12) INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property Organization International Bureau (10) International Publication Number (43) International Publication Date WO 2017/155907 Al 14 September 2017 (14.09.2017) WIPO I PCT 111111111111110111011111111111010111110 011111111111111110111111111111111111110111111 (51) International Patent Classification: G06Q 20/32 (2012.01) G06Q 20/10 (2012.01) G06Q 20/22 (2012.01) (21) International Application Number: PCT/US2017/021026 (22) International Filing Date: 7 March 2017 (07.03.2017) (25) Filing Language: English (26) Publication Language: English (30) Priority Data: 62/306,033 9 March 2016 (09.03.2016) US 15/238,000 16 August 2016 (16.08.2016) US (71) Applicant: MASTERCARD INTERNATIONAL IN- CORPORATED [US/US]; 2000 Purchase Street, Pur- chase, NY 10577 (US). (72) Inventors: MALHOTRA, Sandeep; 26 Annjim Drive, Greenwich, CT 06830 (US). MADDOCKS, Ian David, Alan; 84 Tanfield Lane, Broughton, Milton Keynes MK10 9NY (GB). (74) Agent: DOBBYN, Colm, J.; Mastercard International In- corporated, 2000 Purchase Street, Purchase, NY 10577 (US). (81) Designated States (unless otherwise indicated, for every kind of national protection available): AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (84) Designated States (unless otherwise indicated, for every kind of regional protection available): ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Published: with international search report (Art. 21(3)) (54) Title: SYSTEMS AND METHODS FOR USE IN TRANSFERRING FUNDS BETWEEN PAYMENT ACCOUNTS (57) : Systems and methods are provided for use in facilitating fund transfers between source accounts and destination ac - counts, based on source account identifiers included in computer-readable indicia. One exemplary method includes capturing, by a computing device, at least one symbol representative of a destination account identifier associated with the destination: account and identifying, by the computing device, a source account. The method further includes receiving, by the computing device, at least one payment parameter and causing, by the computing device, a fund transfer transaction based on the destination account identifier, the source account identifier, and the at least one payment parameter, whereby a payment from the source account to the destination ac - count is initiated.
SG11201807568QA 2016-03-09 2017-03-07 Systems and methods for use in transferring funds between payment accounts SG11201807568QA (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201662306033P 2016-03-09 2016-03-09
US15/238,000 US10740735B2 (en) 2016-03-09 2016-08-16 Systems and methods for use in transferring funds between payment accounts
PCT/US2017/021026 WO2017155907A1 (en) 2016-03-09 2017-03-07 Systems and methods for use in transferring funds between payment accounts

Publications (1)

Publication Number Publication Date
SG11201807568QA true SG11201807568QA (en) 2018-10-30

Family

ID=59786913

Family Applications (2)

Application Number Title Priority Date Filing Date
SG11201807568QA SG11201807568QA (en) 2016-03-09 2017-03-07 Systems and methods for use in transferring funds between payment accounts
SG10202102303RA SG10202102303RA (en) 2016-03-09 2017-03-07 Systems and methods for use in transferring funds between payment accounts

Family Applications After (1)

Application Number Title Priority Date Filing Date
SG10202102303RA SG10202102303RA (en) 2016-03-09 2017-03-07 Systems and methods for use in transferring funds between payment accounts

Country Status (5)

Country Link
US (2) US10740735B2 (en)
EP (1) EP3427209A1 (en)
CN (1) CN108713211A (en)
SG (2) SG11201807568QA (en)
WO (1) WO2017155907A1 (en)

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US11188919B1 (en) 2015-03-27 2021-11-30 Wells Fargo Bank, N.A. Systems and methods for contactless smart card authentication
US11948133B2 (en) 2016-03-09 2024-04-02 Mastercard International Incorporated Systems and methods for use in transferring funds between payment accounts
US10740735B2 (en) 2016-03-09 2020-08-11 Mastercard International Incorporated Systems and methods for use in transferring funds between payment accounts
US11113688B1 (en) 2016-04-22 2021-09-07 Wells Fargo Bank, N.A. Systems and methods for mobile wallet provisioning
US10990935B1 (en) 2016-04-28 2021-04-27 Wells Fargo Bank, N.A. Transferring funds between two parties
US10748130B2 (en) * 2016-09-30 2020-08-18 Square, Inc. Sensor-enabled activation of payment instruments
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US11727384B2 (en) 2018-03-08 2023-08-15 Mastercard International Incorporated Code-enabled and push request payment transaction methods
CN109658239B (en) * 2018-11-09 2024-02-20 创新先进技术有限公司 Application function expansion method and device, request processing method and device
SG10201810001YA (en) * 2018-11-09 2020-06-29 Mastercard International Inc Payment methods and systems by scanning qr codes already present in a user device
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US11551200B1 (en) 2019-09-18 2023-01-10 Wells Fargo Bank, N.A. Systems and methods for activating a transaction card
US11120432B2 (en) 2019-09-30 2021-09-14 Bank Of America Corporation Security tool for information exchange
US11720895B2 (en) 2019-10-11 2023-08-08 Mastercard International Incorporated Systems and methods for use in facilitating network messaging
US11775364B2 (en) * 2020-09-25 2023-10-03 Mastercard International Incorporated Systems and methods for use in correlating messages across disparate interfaces
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Also Published As

Publication number Publication date
CN108713211A (en) 2018-10-26
WO2017155907A1 (en) 2017-09-14
US10740735B2 (en) 2020-08-11
US20170262819A1 (en) 2017-09-14
SG10202102303RA (en) 2021-04-29
US11328271B2 (en) 2022-05-10
EP3427209A1 (en) 2019-01-16
US20200334647A1 (en) 2020-10-22

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