SG10202102303RA - Systems and methods for use in transferring funds between payment accounts - Google Patents

Systems and methods for use in transferring funds between payment accounts

Info

Publication number
SG10202102303RA
SG10202102303RA SG10202102303RA SG10202102303RA SG10202102303RA SG 10202102303R A SG10202102303R A SG 10202102303RA SG 10202102303R A SG10202102303R A SG 10202102303RA SG 10202102303R A SG10202102303R A SG 10202102303RA SG 10202102303R A SG10202102303R A SG 10202102303RA
Authority
SG
Singapore
Prior art keywords
systems
methods
payment accounts
transferring funds
funds
Prior art date
Application number
SG10202102303RA
Inventor
Sandeep Malhotra
Ian David Maddocks
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of SG10202102303RA publication Critical patent/SG10202102303RA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/223Payment schemes or models based on the use of peer-to-peer networks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
SG10202102303RA 2016-03-09 2017-03-07 Systems and methods for use in transferring funds between payment accounts SG10202102303RA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201662306033P 2016-03-09 2016-03-09
US15/238,000 US10740735B2 (en) 2016-03-09 2016-08-16 Systems and methods for use in transferring funds between payment accounts

Publications (1)

Publication Number Publication Date
SG10202102303RA true SG10202102303RA (en) 2021-04-29

Family

ID=59786913

Family Applications (2)

Application Number Title Priority Date Filing Date
SG11201807568QA SG11201807568QA (en) 2016-03-09 2017-03-07 Systems and methods for use in transferring funds between payment accounts
SG10202102303RA SG10202102303RA (en) 2016-03-09 2017-03-07 Systems and methods for use in transferring funds between payment accounts

Family Applications Before (1)

Application Number Title Priority Date Filing Date
SG11201807568QA SG11201807568QA (en) 2016-03-09 2017-03-07 Systems and methods for use in transferring funds between payment accounts

Country Status (5)

Country Link
US (2) US10740735B2 (en)
EP (1) EP3427209A1 (en)
CN (1) CN108713211A (en)
SG (2) SG11201807568QA (en)
WO (1) WO2017155907A1 (en)

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11037139B1 (en) 2015-03-19 2021-06-15 Wells Fargo Bank, N.A. Systems and methods for smart card mobile device authentication
US11188919B1 (en) 2015-03-27 2021-11-30 Wells Fargo Bank, N.A. Systems and methods for contactless smart card authentication
US10740735B2 (en) 2016-03-09 2020-08-11 Mastercard International Incorporated Systems and methods for use in transferring funds between payment accounts
US11948133B2 (en) 2016-03-09 2024-04-02 Mastercard International Incorporated Systems and methods for use in transferring funds between payment accounts
US11113688B1 (en) 2016-04-22 2021-09-07 Wells Fargo Bank, N.A. Systems and methods for mobile wallet provisioning
US10990935B1 (en) * 2016-04-28 2021-04-27 Wells Fargo Bank, N.A. Transferring funds between two parties
US10748130B2 (en) * 2016-09-30 2020-08-18 Square, Inc. Sensor-enabled activation of payment instruments
US10824747B1 (en) 2017-01-25 2020-11-03 State Farm Mutual Automobile Insurance Company Systems and methods for controlled access to policy data on blockchain
GB201803671D0 (en) * 2018-03-07 2018-04-25 Semafone Ltd Call processing
WO2019173667A1 (en) 2018-03-08 2019-09-12 Mastercard International Incorporated Code-enabled and push request payment transaction methods
CN109658239B (en) * 2018-11-09 2024-02-20 创新先进技术有限公司 Application function expansion method and device, request processing method and device
SG10201810001YA (en) * 2018-11-09 2020-06-29 Mastercard International Inc Payment methods and systems by scanning qr codes already present in a user device
US11887102B1 (en) 2019-07-31 2024-01-30 Block, Inc. Temporary virtual payment card
US11928666B1 (en) 2019-09-18 2024-03-12 Wells Fargo Bank, N.A. Systems and methods for passwordless login via a contactless card
US11120432B2 (en) 2019-09-30 2021-09-14 Bank Of America Corporation Security tool for information exchange
US11720895B2 (en) 2019-10-11 2023-08-08 Mastercard International Incorporated Systems and methods for use in facilitating network messaging
US11775364B2 (en) * 2020-09-25 2023-10-03 Mastercard International Incorporated Systems and methods for use in correlating messages across disparate interfaces
US20220114566A1 (en) * 2020-10-08 2022-04-14 Mastercard International Incorporated Systems and methods for use in facilitating messaging
US11423392B1 (en) 2020-12-01 2022-08-23 Wells Fargo Bank, N.A. Systems and methods for information verification using a contactless card
CN112785286A (en) * 2021-02-26 2021-05-11 中国工商银行股份有限公司 Quick transfer method and device based on invitation codes

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US20040117250A1 (en) 2002-12-17 2004-06-17 Allen Lubow Method and system for providing coupon savings using existing credit card processing infrastructure, and barcoded coupon having 2-D component
JP2005135093A (en) 2003-10-29 2005-05-26 Fujitsu Ltd Electronic payment support system and electronic payment support apparatus
US20080126251A1 (en) 2006-09-21 2008-05-29 Tomas Karl-Axel Wassingbo System and method for utilizing a portable network device to initiate and authorize a payment transaction
US8935187B2 (en) 2007-03-07 2015-01-13 Playspan, Inc. Distributed payment system and method
US20080249928A1 (en) 2007-04-06 2008-10-09 Hill Dennis J Payment card based remittance system with designation of recipient by mobile telephone number
WO2010022109A1 (en) 2008-08-18 2010-02-25 Cashedge, Inc. Money movement network hub system
CN102184604A (en) * 2011-03-24 2011-09-14 上海博路信息技术有限公司 Mobile terminal payment system based on bar code
CN102222294A (en) * 2011-05-31 2011-10-19 李镇波 Novel mobile phone payment method
WO2013006725A2 (en) 2011-07-05 2013-01-10 Visa International Service Association Electronic wallet checkout platform apparatuses, methods and systems
US20130166441A1 (en) 2011-12-22 2013-06-27 Egor Kobylkin Instant Disposable Payment Card
FR2985344B1 (en) 2011-12-30 2019-06-21 Idemia France BANK CARD AND METHOD OF RESPONSE TO A TRANSACTION REQUEST.
US10198725B2 (en) 2012-01-31 2019-02-05 First Data Corporation Systems and methods for facilitating card present transactions
US10395223B2 (en) 2012-03-07 2019-08-27 Early Warning Services, Llc System and method for transferring funds
EP2828810A4 (en) * 2012-03-19 2015-05-06 Paynet Payments Network Llc Systems and methods for real-time account access
US9898719B2 (en) * 2012-06-29 2018-02-20 Paypal, Inc. Systems, methods, and computer program products providing push payments
US9626678B2 (en) 2012-08-01 2017-04-18 Visa International Service Association Systems and methods to enhance security in transactions
US9589262B2 (en) 2013-03-01 2017-03-07 Samsung Pay, Inc. Mobile checkout systems and methods
US10878422B2 (en) 2013-06-17 2020-12-29 Visa International Service Association System and method using merchant token
CN103778531A (en) * 2014-02-23 2014-05-07 王恩惠 Method and system for implementing electronic bank card payment on basis of two-dimensional code
US20150310421A1 (en) 2014-04-23 2015-10-29 Rfcyber Corporation Electronic payment transactions without POS terminals
WO2016018255A1 (en) 2014-07-29 2016-02-04 Hewlett-Packard Development Company, L.P. Financial transaction medium
WO2017156247A1 (en) 2016-03-09 2017-09-14 Mastercard International Incorporated Systems and methods for use in facilitating payment account transactions
US10740735B2 (en) 2016-03-09 2020-08-11 Mastercard International Incorporated Systems and methods for use in transferring funds between payment accounts

Also Published As

Publication number Publication date
US20200334647A1 (en) 2020-10-22
US11328271B2 (en) 2022-05-10
CN108713211A (en) 2018-10-26
WO2017155907A1 (en) 2017-09-14
US10740735B2 (en) 2020-08-11
EP3427209A1 (en) 2019-01-16
US20170262819A1 (en) 2017-09-14
SG11201807568QA (en) 2018-10-30

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