SG10201500276VA - Method and system for making a secure payment transaction - Google Patents

Method and system for making a secure payment transaction

Info

Publication number
SG10201500276VA
SG10201500276VA SG10201500276VA SG10201500276VA SG10201500276VA SG 10201500276V A SG10201500276V A SG 10201500276VA SG 10201500276V A SG10201500276V A SG 10201500276VA SG 10201500276V A SG10201500276V A SG 10201500276VA SG 10201500276V A SG10201500276V A SG 10201500276VA
Authority
SG
Singapore
Prior art keywords
making
system
method
payment transaction
secure payment
Prior art date
Application number
SG10201500276VA
Inventor
Vijin Venugopalan
Sharma Prashant
Benjamin Gilbey
Original Assignee
Mastercard Asia Pacific Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard Asia Pacific Pte Ltd filed Critical Mastercard Asia Pacific Pte Ltd
Priority to SG10201500276VA priority Critical patent/SG10201500276VA/en
Publication of SG10201500276VA publication Critical patent/SG10201500276VA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes involving intelligent token, e.g. electronic purse
    • G06Q20/3672Intelligent token initializing or reloading
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Use of an alias or a single-use code
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00Business processing using cryptography
SG10201500276VA 2015-01-14 2015-01-14 Method and system for making a secure payment transaction SG10201500276VA (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
SG10201500276VA SG10201500276VA (en) 2015-01-14 2015-01-14 Method and system for making a secure payment transaction

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
SG10201500276VA SG10201500276VA (en) 2015-01-14 2015-01-14 Method and system for making a secure payment transaction
US14/993,447 US20160203475A1 (en) 2015-01-14 2016-01-12 Method and system for making a secure payment transaction
EP16737618.5A EP3245627A4 (en) 2015-01-14 2016-01-14 Method and system for making a secure payment transaction
AU2016207228A AU2016207228A1 (en) 2015-01-14 2016-01-14 Method and system for making a secure payment transaction
PCT/SG2016/050014 WO2016114721A1 (en) 2015-01-14 2016-01-14 Method and system for making a secure payment transaction

Publications (1)

Publication Number Publication Date
SG10201500276VA true SG10201500276VA (en) 2016-08-30

Family

ID=56367821

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201500276VA SG10201500276VA (en) 2015-01-14 2015-01-14 Method and system for making a secure payment transaction

Country Status (5)

Country Link
US (1) US20160203475A1 (en)
EP (1) EP3245627A4 (en)
AU (1) AU2016207228A1 (en)
SG (1) SG10201500276VA (en)
WO (1) WO2016114721A1 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130212007A1 (en) * 2012-02-10 2013-08-15 Protegrity Corporation Tokenization in payment environments
SG10201702017VA (en) * 2017-03-13 2018-10-30 Mastercard Asia/Pacific Pte Ltd System For Purchasing Goods

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5883810A (en) * 1997-09-24 1999-03-16 Microsoft Corporation Electronic online commerce card with transactionproxy number for online transactions
EP1028401A3 (en) * 1999-02-12 2003-06-25 Citibank, N.A. Method and system for performing a bankcard transaction
JP2002024716A (en) * 2000-07-03 2002-01-25 Juki Corp Method and system for payment
US7292999B2 (en) * 2001-03-15 2007-11-06 American Express Travel Related Services Company, Inc. Online card present transaction
JP4363800B2 (en) * 2001-06-11 2009-11-11 ソニー株式会社 E-commerce support device, e-commerce support method, and computer program
JP2004094619A (en) * 2002-08-30 2004-03-25 Dainippon Printing Co Ltd Authentication method and system
US20050154643A1 (en) * 2004-01-08 2005-07-14 International Business Machines Corporation Purchasing information requested and conveyed on demand
JP2008152338A (en) * 2006-12-14 2008-07-03 Hitachi Software Eng Co Ltd System and method for credit card settlement using personal digital assistance
US10255591B2 (en) * 2009-12-18 2019-04-09 Visa International Service Association Payment channel returning limited use proxy dynamic value
JP2011209861A (en) * 2010-03-29 2011-10-20 Fujitsu Frontech Ltd Transaction method and transaction system

Also Published As

Publication number Publication date
EP3245627A4 (en) 2018-06-27
EP3245627A1 (en) 2017-11-22
AU2016207228A1 (en) 2017-07-27
WO2016114721A1 (en) 2016-07-21
US20160203475A1 (en) 2016-07-14

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