SG11201913091RA - Systems and methods for payment transaction coding and management - Google Patents

Systems and methods for payment transaction coding and management

Info

Publication number
SG11201913091RA
SG11201913091RA SG11201913091RA SG11201913091RA SG11201913091RA SG 11201913091R A SG11201913091R A SG 11201913091RA SG 11201913091R A SG11201913091R A SG 11201913091RA SG 11201913091R A SG11201913091R A SG 11201913091RA SG 11201913091R A SG11201913091R A SG 11201913091RA
Authority
SG
Singapore
Prior art keywords
management
systems
methods
payment transaction
transaction coding
Prior art date
Application number
SG11201913091RA
Inventor
Melissa Gollan
Original Assignee
The Work Shop Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by The Work Shop Ltd filed Critical The Work Shop Ltd
Publication of SG11201913091RA publication Critical patent/SG11201913091RA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/44Program or device authentication
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/204Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/206Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/04Billing or invoicing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/10Tax strategies
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12Accounting

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
SG11201913091RA 2017-06-27 2018-06-27 Systems and methods for payment transaction coding and management SG11201913091RA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NZ73326717 2017-06-27
PCT/NZ2018/050090 WO2019004844A2 (en) 2017-06-27 2018-06-27 Systems and methods for payment transaction coding and management

Publications (1)

Publication Number Publication Date
SG11201913091RA true SG11201913091RA (en) 2020-01-30

Family

ID=64742549

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201913091RA SG11201913091RA (en) 2017-06-27 2018-06-27 Systems and methods for payment transaction coding and management

Country Status (5)

Country Link
US (1) US20200160306A1 (en)
EP (1) EP3646294A4 (en)
AU (2) AU2018293338A1 (en)
SG (1) SG11201913091RA (en)
WO (1) WO2019004844A2 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11687519B2 (en) 2021-08-11 2023-06-27 T-Mobile Usa, Inc. Ensuring availability and integrity of a database across geographical regions
US11810086B2 (en) * 2021-08-25 2023-11-07 Visa International Service Association System, method, and computer program product for generating digital receipts

Family Cites Families (18)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6647376B1 (en) * 1998-10-09 2003-11-11 Henry C. Farrar System and method for point-of-sale check authorization
CA2330266C (en) * 2000-01-05 2006-04-11 Procure.Com Inc. Secure electronic procurement system and method
US10185936B2 (en) * 2000-06-22 2019-01-22 Jpmorgan Chase Bank, N.A. Method and system for processing internet payments
US7392388B2 (en) * 2000-09-07 2008-06-24 Swivel Secure Limited Systems and methods for identity verification for secure transactions
US20080208762A1 (en) * 2007-02-22 2008-08-28 First Data Corporation Payments using a mobile commerce device
US20100049599A1 (en) * 2008-08-20 2010-02-25 First Data Corporation Filtering mobile marketing offers
US8255278B1 (en) * 2009-03-23 2012-08-28 United Services Automobile Association Systems and methods for payment at a point of sale using a virtual check
US8332329B1 (en) * 2009-04-22 2012-12-11 United Services Automobile Association (Usaa) Virtual check
US20120084135A1 (en) * 2010-10-01 2012-04-05 Smartslips Inc. System and method for tracking transaction records in a network
US10311424B2 (en) * 2010-12-09 2019-06-04 Hand Held Products, Inc. Indicia encoding system with integrated purchase and payment information
AU2012217606A1 (en) * 2011-02-16 2013-05-09 Visa International Service Association Snap mobile payment apparatuses, methods and systems
US20120253913A1 (en) * 2011-04-01 2012-10-04 Postrel Richard Method, system and device for executing a mobile transaction
AP3678A (en) * 2011-04-11 2016-04-16 Visa Int Service Ass Interoperable financial transactions via mobile devices
AU2013243926A1 (en) * 2012-04-03 2014-10-30 Cellco Partnership D/B/A Verizon Wireless Systems, methods, and computer program products for detecting and managing changes associated with mobile wallets
WO2014124043A1 (en) * 2013-02-05 2014-08-14 Visa International Service Association Integrated communications network for transactions
US8646060B1 (en) * 2013-07-30 2014-02-04 Mourad Ben Ayed Method for adaptive authentication using a mobile device
US9171296B1 (en) * 2014-07-23 2015-10-27 Bank Of America Corporation Mobile check generator
AU2016331050A1 (en) * 2015-09-29 2018-04-19 Morphotrust Usa, Llc System and method for using a symbol as instruction to initiate transfer of authenticated mobile identity information

Also Published As

Publication number Publication date
WO2019004844A3 (en) 2019-11-28
WO2019004844A2 (en) 2019-01-03
AU2018293338A1 (en) 2020-02-13
US20200160306A1 (en) 2020-05-21
AU2024203478A1 (en) 2024-06-13
EP3646294A4 (en) 2020-11-18
EP3646294A2 (en) 2020-05-06

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