SG11201806674TA - Electronic payment service processing method and device, and electronic payment method and device - Google Patents

Electronic payment service processing method and device, and electronic payment method and device

Info

Publication number
SG11201806674TA
SG11201806674TA SG11201806674TA SG11201806674TA SG11201806674TA SG 11201806674T A SG11201806674T A SG 11201806674TA SG 11201806674T A SG11201806674T A SG 11201806674TA SG 11201806674T A SG11201806674T A SG 11201806674TA SG 11201806674T A SG11201806674T A SG 11201806674TA
Authority
SG
Singapore
Prior art keywords
electronic payment
information set
service processing
service
service information
Prior art date
Application number
SG11201806674TA
Inventor
Chenming Hua
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of SG11201806674TA publication Critical patent/SG11201806674TA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/011Arrangements for interaction with the human body, e.g. for user immersion in virtual reality
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/017Gesture based interaction, e.g. based on a set of recognized hand gestures
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials
    • G06Q20/38215Use of certificates or encrypted proofs of transaction rights
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules

Abstract

The present application discloses an electronic payment service processing method and device, and an electronic payment method and device. The service processing method includes: receiving, by a server, a first service information set needed for electronic payment service processing, to perform the electronic payment 5 service processing; determining whether the electronic payment service processing fails, and if yes, determining, based on a type of the electronic payment service processing failure, whether to generate a re-payment entrance, where the re-payment entrance can be associated with a second service information set, and the second service information set is formed after a corresponding element in the first service 10 information set that causes the electronic payment service processing failure is adjusted; and after generating the re-payment entrance and receiving an instruction indicating that the re-payment entrance is triggered, performing the electronic payment service processing by using elements in the second service information set and a third service information set, where the third service information set is a 15 difference set of the first service information set and the second service information set. The methods and devices improve user experience.
SG11201806674TA 2016-02-04 2017-01-23 Electronic payment service processing method and device, and electronic payment method and device SG11201806674TA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201610079893.2A CN107038579B (en) 2016-02-04 2016-02-04 Electronic payment service processing method, electronic payment method and electronic payment device
PCT/CN2017/072144 WO2017133530A1 (en) 2016-02-04 2017-01-23 Electronic payment service processing method and device, and electronic payment method and device

Publications (1)

Publication Number Publication Date
SG11201806674TA true SG11201806674TA (en) 2018-09-27

Family

ID=59500107

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201806674TA SG11201806674TA (en) 2016-02-04 2017-01-23 Electronic payment service processing method and device, and electronic payment method and device

Country Status (11)

Country Link
US (2) US20180341947A1 (en)
EP (1) EP3413255A4 (en)
JP (1) JP6692912B2 (en)
KR (1) KR102151331B1 (en)
CN (1) CN107038579B (en)
AU (1) AU2017215589B2 (en)
MY (1) MY182121A (en)
PH (1) PH12018501668A1 (en)
SG (1) SG11201806674TA (en)
TW (1) TWI684929B (en)
WO (1) WO2017133530A1 (en)

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US11397951B1 (en) * 2018-01-09 2022-07-26 Affirm System and method for making purchase payment after payment failures
CN108446905B (en) * 2018-03-19 2020-05-12 阿里巴巴集团控股有限公司 Payment method and device and electronic equipment
CN108694574B (en) * 2018-06-08 2021-08-20 创新先进技术有限公司 Resource transfer channel processing method, device and equipment
CN113850603A (en) * 2018-08-02 2021-12-28 创新先进技术有限公司 Method and device for determining reason of payment failure
CN108920223A (en) * 2018-08-07 2018-11-30 福建高奇电子科技股份有限公司 A kind of application method for cooking equipment of networking
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KR20210041261A (en) 2019-10-07 2021-04-15 케이아이에스정보통신 주식회사 Re-payment system without card approving process
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KR20210041260A (en) 2019-10-07 2021-04-15 케이아이에스정보통신 주식회사 Re-payment system without card approving process
CN111275446A (en) * 2020-01-17 2020-06-12 北京意锐新创科技有限公司 Payment method and device of integrated semiconductor fingerprint module
KR102499237B1 (en) * 2020-11-17 2023-02-14 주식회사 스텝페이 A method for recovering payment failure and a system therefor

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Also Published As

Publication number Publication date
US11282080B2 (en) 2022-03-22
CN107038579B (en) 2020-05-05
KR102151331B1 (en) 2020-09-03
AU2017215589A1 (en) 2018-09-06
CN107038579A (en) 2017-08-11
JP6692912B2 (en) 2020-05-13
JP2019505056A (en) 2019-02-21
WO2017133530A1 (en) 2017-08-10
EP3413255A4 (en) 2019-08-21
AU2017215589B2 (en) 2020-08-13
PH12018501668A1 (en) 2019-06-17
US20180341947A1 (en) 2018-11-29
US20200126077A1 (en) 2020-04-23
MY182121A (en) 2021-01-18
KR20180108785A (en) 2018-10-04
EP3413255A1 (en) 2018-12-12
TWI684929B (en) 2020-02-11
TW201802731A (en) 2018-01-16

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