CN111275446A - Payment method and device of integrated semiconductor fingerprint module - Google Patents
Payment method and device of integrated semiconductor fingerprint module Download PDFInfo
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- CN111275446A CN111275446A CN202010051713.6A CN202010051713A CN111275446A CN 111275446 A CN111275446 A CN 111275446A CN 202010051713 A CN202010051713 A CN 202010051713A CN 111275446 A CN111275446 A CN 111275446A
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- 239000004065 semiconductor Substances 0.000 title claims abstract description 61
- 238000000034 method Methods 0.000 title claims abstract description 44
- 238000005452 bending Methods 0.000 claims description 6
- 238000012795 verification Methods 0.000 claims description 6
- 230000005540 biological transmission Effects 0.000 description 6
- 238000004590 computer program Methods 0.000 description 6
- 238000010586 diagram Methods 0.000 description 4
- 238000012986 modification Methods 0.000 description 2
- 230000004048 modification Effects 0.000 description 2
- 235000009537 plain noodles Nutrition 0.000 description 2
- 238000007792 addition Methods 0.000 description 1
- 230000004075 alteration Effects 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 230000003287 optical effect Effects 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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Abstract
The disclosure provides a payment method of an integrated semiconductor fingerprint module, which receives a payment transaction instruction and a fingerprint acquisition instruction; controlling the semiconductor fingerprint module to complete the encrypted fingerprint information acquisition operation of the payment user according to the fingerprint acquisition instruction; decrypting the acquired encrypted fingerprint information, and comparing the decrypted fingerprint information with characteristic fingerprint information which is pre-stored in a safety threshold value judging module which is arranged in the electronic equipment; and if the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information, executing payment transaction. The method can complete payment operation quickly, accurately and safely. The present disclosure also provides a payment device integrated with the semiconductor fingerprint module.
Description
Technical Field
The disclosure relates to the technical field of intelligent hardware and mobile payment, in particular to a payment method and device of an integrated semiconductor fingerprint module.
Background
In the prior art, a dynamic payment device requires a user to carry a mobile phone to complete a series of operations of actively scanning a two-dimensional code or passively scanning a two-dimensional code. If the user does not carry the mobile phone or the mobile phone does not have electric quantity, how to complete the payment is an urgent problem to be solved at the present stage.
Disclosure of Invention
In order to solve technical problems in the prior art, the embodiments of the present disclosure provide a payment method and device for an integrated semiconductor fingerprint module, which can complete payment operations quickly, accurately and safely.
In a first aspect, an embodiment of the present disclosure provides a payment method for an integrated semiconductor fingerprint module, which is applied to an electronic device, where a display screen assembly is disposed on the electronic device, the display screen assembly includes a display screen and a semiconductor fingerprint module, and the method includes: receiving a payment transaction instruction and a fingerprint acquisition instruction; controlling the semiconductor fingerprint module to complete the encrypted fingerprint information acquisition operation of the payment user according to the fingerprint acquisition instruction; decrypting the acquired encrypted fingerprint information, and comparing the decrypted fingerprint information with characteristic fingerprint information which is pre-stored in a safety threshold value judging module which is arranged in the electronic equipment; and if the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information, executing payment transaction.
In one embodiment, the payment transaction instruction is an instruction which is received by a control module built in the electronic device and sent when a security threshold judgment module built in the electronic device acquires a payment transaction.
In one embodiment, the method further comprises the following steps: if the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information, receiving and filling a to-be-filled complete mobile phone number displayed by the display screen of the electronic equipment; and when the filled complete mobile phone number is consistent with the mobile phone number which is stored in the cloud and is bound by the payment user aiming at the preselected payment channel in advance, executing the payment transaction.
In one embodiment, the method further comprises the following steps: determining a target display state of the display screen according to the acquired fingerprint image; the target display state is displayed according to a preset display angle; and controlling the display screen to display according to the target display state.
In one embodiment, the determining, according to the acquired fingerprint image, a target display state of the display screen includes: determining a fingerprint reference direction according to the fingerprint image obtained by identification; and determining the target display state of the display screen according to the angular relationship between the projection of the fingerprint reference direction on the display screen and the target coordinate axis in the display screen coordinate system in the clockwise direction or the anticlockwise direction.
In one embodiment, the center of the display screen coordinate system is the same as the center of the display screen, the display screen coordinate system includes an x-axis parallel to the length direction of the display screen and a y-axis parallel to the width direction of the display screen, and the target coordinate axis is the x-axis or the y-axis.
In one embodiment, the display screen includes a screen cover plate and a light emitting module stacked on the screen cover plate, the screen cover plate is provided with a light transmitting area and a non-light transmitting area, the display screen displays images through the light transmitting area, the light emitting module is provided with a main body portion and a bending portion, the main body portion is provided with a light emitting surface facing the light transmitting area, the light emitting surface is parallel to the screen cover plate, the bending portion is connected to the edge of the main body portion adjacent to the non-light transmitting area, and the bending portion is arched in the direction away from the screen cover plate so as to form a gap with the non-light transmitting area.
In one embodiment, the electronic device further comprises an indicator light electrically connected to the control module, and the method further comprises: if the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information, the control module controls the indicator light to indicate that the fingerprint verification is successful; if the fingerprint information decrypted by the encrypted fingerprint information is not matched with the characteristic fingerprint information, the control module controls the indicator light to indicate that the fingerprint verification fails.
In one embodiment, the method further comprises the following steps: if the fingerprint information decrypted by the encrypted fingerprint information is not matched with the characteristic fingerprint information, receiving and filling registration information displayed by the electronic equipment; and when the submitted registration information is judged to exist, the indicating lamp of the electronic equipment completes indicating operation.
In a second aspect, the disclosed embodiments provide a computer-readable storage medium, on which a computer program is stored, which when executed by a processor, implements the steps of the method described above.
In a third aspect, the disclosed embodiments provide a computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the steps of the method described above when executing the program.
In a fourth aspect, embodiments of the present disclosure provide a payment device integrated with a semiconductor fingerprint module, the device including: the instruction receiving module is used for receiving a payment transaction instruction and a fingerprint acquisition instruction; the acquisition module is used for controlling the semiconductor fingerprint module to finish the encrypted fingerprint information acquisition operation of the payment user according to the fingerprint acquisition instruction; the comparison module is used for decrypting the acquired encrypted fingerprint information and comparing the decrypted fingerprint information with characteristic fingerprint information which is stored in a safety threshold value judgment module of the electronic equipment in advance; and the payment execution module is used for executing payment transaction if the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information.
The payment method and the payment device of the integrated semiconductor fingerprint module provided by the invention receive a payment transaction instruction and a fingerprint acquisition instruction; controlling the semiconductor fingerprint module to complete the encrypted fingerprint information acquisition operation of the payment user according to the fingerprint acquisition instruction; decrypting the acquired encrypted fingerprint information, and comparing the decrypted fingerprint information with characteristic fingerprint information which is pre-stored in a safety threshold value judging module which is arranged in the electronic equipment; and if the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information, executing payment transaction. The method can complete payment operation quickly, accurately and safely.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present disclosure, the drawings needed to be used in the description of the embodiments are briefly introduced as follows:
FIG. 1 is a flow chart illustrating steps of a payment method of an integrated semiconductor fingerprint module according to an embodiment of the present invention; and
fig. 2 is a schematic structural diagram of a payment device integrated with a semiconductor fingerprint module according to an embodiment of the present invention.
Detailed Description
The present application will now be described in further detail with reference to the accompanying drawings and examples.
In the following description, the terms "first" and "second" are used for descriptive purposes only and are not intended to indicate or imply relative importance. The following description provides embodiments of the disclosure, which may be combined or substituted for various embodiments, and this application is therefore intended to cover all possible combinations of the same and/or different embodiments described. Thus, if one embodiment includes feature A, B, C and another embodiment includes feature B, D, then this application should also be considered to include an embodiment that includes one or more of all other possible combinations of A, B, C, D, even though this embodiment may not be explicitly recited in text below.
In order to make the objects, technical solutions and advantages of the present invention more apparent, the following describes in detail a specific embodiment of a payment method and apparatus of an integrated semiconductor fingerprint module according to the present invention by way of example, with reference to the accompanying drawings. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
As shown in fig. 1, a schematic flow chart of a payment method of an integrated semiconductor fingerprint module in an embodiment specifically includes the following steps:
the payment method of the integrated semiconductor fingerprint module is applied to electronic equipment, and a display screen assembly is arranged on the electronic equipment and comprises a display screen and a semiconductor fingerprint module. Specifically, the display screen include the screen apron and with the screen apron looks range upon range of light-emitting module, the screen apron is equipped with light transmission district and non-light transmission district, the display screen shows the image through light transmission district, the light-emitting module is equipped with main part and kink, the main part has the orientation go out the plain noodles in light transmission district, it is parallel to go out the plain noodles the screen apron, the kink connect in the main part is close to the edge in non-light transmission district, the kink is towards keeping away from the direction hunch-up of screen apron, with non-light transmission district forms the interval.
In addition, the semiconductor fingerprint module includes semiconductor fingerprint input module and the semiconductor fingerprint processing module that links to each other with semiconductor fingerprint input module. Specifically, the semiconductor fingerprint input module comprises a semiconductor fingerprint sensor chip, a touch signal output circuit and a semiconductor fingerprint head sensor circuit, wherein the touch signal output circuit and the semiconductor fingerprint head sensor circuit are connected to the semiconductor fingerprint sensor chip; in addition, semiconductor fingerprint processing module includes semiconductor fingerprint processing chip and connects in semiconductor fingerprint module circuit, the external interface circuit of semiconductor fingerprint processing chip.
And 104, controlling the semiconductor fingerprint module to finish the encrypted fingerprint information acquisition operation of the payment user according to the fingerprint acquisition instruction.
And 106, decrypting the acquired encrypted fingerprint information, and comparing the decrypted fingerprint information with the characteristic fingerprint information which is stored in the safety threshold value judging module of the electronic equipment in advance.
And step 108, if the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information, executing payment transaction.
Furthermore, it should be noted that, in one embodiment, the payment method of the integrated semiconductor fingerprint module further includes: if the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information, receiving and filling a to-be-filled complete mobile phone number displayed by the display screen of the electronic equipment; and when the filled complete mobile phone number is consistent with the mobile phone number which is stored in the cloud and is bound by the payment user aiming at the preselected payment channel in advance, executing the payment transaction. Thus, the security of payment is improved.
In addition, in one embodiment, it should be further noted that the payment method of the integrated semiconductor fingerprint module related to the present disclosure further includes: determining a target display state of the display screen according to the acquired fingerprint image; the target display state is displayed according to a preset display angle; and controlling the display screen to display according to the target display state. Specifically, determining the target display state of the display screen according to the acquired fingerprint image includes: determining a fingerprint reference direction according to the fingerprint image obtained by identification; and determining the target display state of the display screen according to the angular relationship between the projection of the fingerprint reference direction on the display screen and the target coordinate axis in the display screen coordinate system in the clockwise direction or the anticlockwise direction. The center of the display screen coordinate system is the same as that of the display screen, the display screen coordinate system comprises an x axis parallel to the length direction of the display screen and a y axis parallel to the width direction of the display screen, and the target coordinate axis is the x axis or the y axis. Therefore, the payment accuracy and flexibility of the integrated semiconductor fingerprint module are improved.
Further, in an embodiment, it should be further noted that the payment method of the integrated semiconductor fingerprint module according to the present disclosure further includes: if the fingerprint information decrypted by the encrypted fingerprint information is not matched with the characteristic fingerprint information, receiving and filling registration information displayed by the electronic equipment; and when the submitted registration information is judged to exist, the indicating lamp of the electronic equipment completes indicating operation. Therefore, the safety and flexibility of payment are improved.
And it can be understood that the electronic device applicable to the payment method of the integrated semiconductor fingerprint module comprises an indicator light which is electrically connected with the control module. If the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information, the control module controls the indicator light to indicate that the fingerprint verification is successful; if the fingerprint information decrypted by the encrypted fingerprint information is not matched with the characteristic fingerprint information, the control module controls the indicator light to indicate that the fingerprint verification fails. Therefore, the usability and the safety of payment are improved.
The payment method of the integrated semiconductor fingerprint module provided by the invention receives a payment transaction instruction and a fingerprint acquisition instruction; controlling the semiconductor fingerprint module to complete the encrypted fingerprint information acquisition operation of the payment user according to the fingerprint acquisition instruction; decrypting the acquired encrypted fingerprint information, and comparing the decrypted fingerprint information with characteristic fingerprint information which is pre-stored in a safety threshold value judging module which is arranged in the electronic equipment; and if the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information, executing payment transaction. The method can complete payment operation quickly, accurately and safely.
Based on the same inventive concept, a payment device integrated with the semiconductor fingerprint module is also provided. Because the principle of solving the problems of the device is similar to that of the payment method of the integrated semiconductor fingerprint module, the implementation of the device can be realized according to the specific steps of the method, and repeated parts are not described again.
Fig. 2 is a schematic structural diagram of a payment device integrated with a semiconductor fingerprint module in one embodiment. The payment apparatus 10 integrated with a semiconductor fingerprint module includes: the system comprises an instruction receiving module 200, an acquisition module 400, a comparison module 600 and a payment execution module 800.
The instruction receiving module 200 is configured to receive a payment transaction instruction and a fingerprint acquisition instruction; the acquisition module 400 is used for controlling the semiconductor fingerprint module to complete the encrypted fingerprint information acquisition operation of the payment user according to the fingerprint acquisition instruction; the comparison module 600 is configured to decrypt the acquired encrypted fingerprint information and compare the decrypted fingerprint information with characteristic fingerprint information that is pre-stored in a security threshold determination module that is disposed in the electronic device; the payment executing module 800 is configured to execute a payment transaction if the fingerprint information decrypted by the encrypted fingerprint information matches the characteristic fingerprint information.
The invention provides a payment device integrated with a semiconductor fingerprint module, which comprises an instruction receiving module, a payment transaction instruction and a fingerprint acquisition instruction, wherein the instruction receiving module receives the payment transaction instruction and the fingerprint acquisition instruction; controlling the semiconductor fingerprint module to complete the encrypted fingerprint information acquisition operation of the payment user through an acquisition module according to the fingerprint acquisition instruction; the acquired encrypted fingerprint information is decrypted through a comparison module and is compared with characteristic fingerprint information which is stored in a safety threshold value judgment module of the electronic equipment in advance; and finally, executing payment transaction if the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information through a payment execution module. The device can accomplish payment operation fast, accurately and safely.
An embodiment of the present invention further provides a computer-readable storage medium, where a computer program is stored on the computer-readable storage medium, and the computer program is executed by the processor in fig. 1.
The embodiment of the invention also provides a computer program product containing the instruction. Which when run on a computer causes the computer to perform the method of fig. 1 described above.
It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by a computer program, which can be stored in a computer-readable storage medium, and when executed, can include the processes of the embodiments of the methods described above. The storage medium may be a magnetic disk, an optical disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), or the like.
The above-mentioned embodiments only express several embodiments of the present invention, and the description thereof is more specific and detailed, but not construed as limiting the scope of the present invention. It should be noted that, for a person skilled in the art, several variations and modifications can be made without departing from the inventive concept, which falls within the scope of the present invention. Therefore, the protection scope of the present patent shall be subject to the appended claims.
The foregoing describes the general principles of the present disclosure in conjunction with specific embodiments, however, it is noted that the advantages, effects, etc. mentioned in the present disclosure are merely examples and are not limiting, and they should not be considered essential to the various embodiments of the present disclosure. Furthermore, the foregoing disclosure of specific details is for the purpose of illustration and description and is not intended to be limiting, since the disclosure is not intended to be limited to the specific details so described.
The block diagrams of devices, apparatuses, systems referred to in this disclosure are only given as illustrative examples and are not intended to require or imply that the connections, arrangements, configurations, etc. must be made in the manner shown in the block diagrams. These devices, apparatuses, devices, systems may be connected, arranged, configured in any manner, as will be appreciated by those skilled in the art. Words such as "including," "comprising," "having," and the like are open-ended words that mean "including, but not limited to," and are used interchangeably therewith. The words "or" and "as used herein mean, and are used interchangeably with, the word" and/or, "unless the context clearly dictates otherwise. The word "such as" is used herein to mean, and is used interchangeably with, the phrase "such as but not limited to".
Also, as used herein, the use of "or" in a list of items beginning with "at least one" indicates a separate list, e.g., "A, B or at least one of C" means A or B or C, or AB or AC or BC, or ABC (i.e., A and B and C). Furthermore, the word "exemplary" does not mean that the described example is preferred or better than other examples.
The foregoing description has been presented for purposes of illustration and description. Furthermore, this description is not intended to limit embodiments of the disclosure to the form disclosed herein. While a number of example aspects and embodiments have been discussed above, those of skill in the art will recognize certain variations, modifications, alterations, additions and sub-combinations thereof.
Claims (10)
1. The payment method of the integrated semiconductor fingerprint module is applied to electronic equipment, and is characterized in that a display screen assembly is arranged on the electronic equipment, the display screen assembly comprises a display screen and a semiconductor fingerprint module, and the method comprises the following steps:
receiving a payment transaction instruction and a fingerprint acquisition instruction;
controlling the semiconductor fingerprint module to complete the encrypted fingerprint information acquisition operation of the payment user according to the fingerprint acquisition instruction;
decrypting the acquired encrypted fingerprint information, and comparing the decrypted fingerprint information with characteristic fingerprint information which is pre-stored in a safety threshold value judging module which is arranged in the electronic equipment;
and if the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information, executing payment transaction.
2. The payment method of the integrated semiconductor fingerprint module of claim 1, wherein the payment transaction instruction is an instruction received by a control module built in the electronic device and sent when a security threshold judgment module built in the electronic device acquires a payment transaction.
3. The integrated semiconductor fingerprint module payment method of claim 1, further comprising: if the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information, receiving and filling a to-be-filled complete mobile phone number displayed by the display screen of the electronic equipment;
and when the filled complete mobile phone number is consistent with the mobile phone number which is stored in the cloud and is bound by the payment user aiming at the preselected payment channel in advance, executing the payment transaction.
4. The integrated semiconductor fingerprint module payment method of claim 1, further comprising: determining a target display state of the display screen according to the acquired fingerprint image; the target display state is displayed according to a preset display angle;
and controlling the display screen to display according to the target display state.
5. The payment method of the integrated semiconductor fingerprint module of claim 4, wherein the determining the target display state of the display screen according to the acquired fingerprint image comprises: determining a fingerprint reference direction according to the fingerprint image obtained by identification;
and determining the target display state of the display screen according to the angular relationship between the projection of the fingerprint reference direction on the display screen and the target coordinate axis in the display screen coordinate system in the clockwise direction or the anticlockwise direction.
6. The payment method of the integrated semiconductor fingerprint module of claim 5, wherein a center of the display screen coordinate system is the same as a center of the display screen, the display screen coordinate system comprises an x-axis parallel to a length direction of the display screen and a y-axis parallel to a width direction of the display screen, and the target coordinate axis is the x-axis or the y-axis.
7. The payment method of the integrated semiconductor fingerprint module of claim 1, wherein the display screen comprises a screen cover plate and a light emitting module stacked on the screen cover plate, the screen cover plate is provided with a transparent area and a non-transparent area, the display screen displays images through the transparent area, the light emitting module is provided with a main body part and a bending part, the main body part is provided with a light emitting surface facing the transparent area, the light emitting surface is parallel to the screen cover plate, the bending part is connected to the edge of the main body part adjacent to the non-transparent area, and the bending part is arched in the direction away from the screen cover plate to form a distance with the non-transparent area.
8. The integrated semiconductor fingerprint module payment method of claim 1, wherein the electronic device further comprises an indicator light electrically connected with a control module, the method further comprising:
if the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information, the control module controls the indicator light to indicate that the fingerprint verification is successful;
if the fingerprint information decrypted by the encrypted fingerprint information is not matched with the characteristic fingerprint information, the control module controls the indicator light to indicate that the fingerprint verification fails.
9. The integrated semiconductor fingerprint module payment method of claim 1, further comprising: if the fingerprint information decrypted by the encrypted fingerprint information is not matched with the characteristic fingerprint information, receiving and filling registration information displayed by the electronic equipment;
and when the submitted registration information is judged to exist, the indicating lamp of the electronic equipment completes indicating operation.
10. Payment device integrated with a semiconductor fingerprint module, characterized in that it comprises:
the instruction receiving module is used for receiving a payment transaction instruction and a fingerprint acquisition instruction;
the acquisition module is used for controlling the semiconductor fingerprint module to finish the encrypted fingerprint information acquisition operation of the payment user according to the fingerprint acquisition instruction;
the comparison module is used for decrypting the acquired encrypted fingerprint information and comparing the decrypted fingerprint information with characteristic fingerprint information which is stored in a safety threshold value judgment module of the electronic equipment in advance;
and the payment execution module is used for executing payment transaction if the fingerprint information decrypted by the encrypted fingerprint information is matched with the characteristic fingerprint information.
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| Application Number | Priority Date | Filing Date | Title |
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| CN202010051713.6A CN111275446A (en) | 2020-01-17 | 2020-01-17 | Payment method and device of integrated semiconductor fingerprint module |
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| CN202010051713.6A CN111275446A (en) | 2020-01-17 | 2020-01-17 | Payment method and device of integrated semiconductor fingerprint module |
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Application publication date: 20200612 |