CN109377354A - A kind of transaction between banking system is continuous to make method and system - Google Patents

A kind of transaction between banking system is continuous to make method and system Download PDF

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Publication number
CN109377354A
CN109377354A CN201811492453.5A CN201811492453A CN109377354A CN 109377354 A CN109377354 A CN 109377354A CN 201811492453 A CN201811492453 A CN 201811492453A CN 109377354 A CN109377354 A CN 109377354A
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China
Prior art keywords
transaction
goal systems
target bank
bank transaction
data
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CN201811492453.5A
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Chinese (zh)
Inventor
丁先
王继武
边雅军
张明威
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Bank of China Ltd
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Bank of China Ltd
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Priority to CN201811492453.5A priority Critical patent/CN109377354A/en
Publication of CN109377354A publication Critical patent/CN109377354A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Continue this application provides the transaction between a kind of banking system and make method and system, method includes: to obtain when listening to the failure of target bank transaction and record historical trading data relevant to target bank transaction;The system for supporting target bank transaction is determined, as goal systems;Historical trading data is sent to goal systems so that goal systems according to historical trading data since the node of Fail Transaction, continue to execute target bank transaction.In this application, the execution efficiency of bank transaction can be improved in the above manner, and do not need to repeat typing Transaction Information.

Description

A kind of transaction between banking system is continuous to make method and system
Technical field
This application involves financial technology field, in particular to the transaction between a kind of banking system, which continues, makees method and system.
Background technique
Bank provide a variety of different systems (e.g., cabinet plane system, ATM, intelligent sales counter, telephone bank, Mobile banking, Web bank), facilitate user to carry out bank transaction.
Although bank transaction becomes more convenient, when the bank transaction that user is carried out fails, it is still necessary in user Information required for transaction is re-typed, then after re-initiating transaction request, bank transaction is re-executed by banking system.It is this Mode has that Transaction Information repeats typing and bank transaction execution efficiency is low.
Summary of the invention
In order to solve the above technical problems, the embodiment of the present application provides, the transaction between a kind of banking system is continuous to be made method and is System to reach the execution efficiency for improving bank transaction, and does not need to repeat the purpose of typing Transaction Information, and technical solution is such as Under:
A kind of transaction between banking system is continuous to make method, comprising:
When listening to the failure of target bank transaction, obtains and record historical trading relevant to the target bank transaction Data;
The system for supporting the target bank transaction is determined, as goal systems;
The historical trading data is sent to the goal systems, so that the goal systems is according to the historical trading Data continue to execute the target bank transaction since the node of Fail Transaction.
Preferably, the determining system for supporting the target bank transaction, as goal systems, comprising:
The each system for supporting the target bank transaction is selected from system list;
Obtain the history executive condition record of each system;
It is recorded according to the history executive condition, the system for meeting setting condition is selected from each system, made For goal systems.
Preferably, the determining system for supporting the target bank transaction, as goal systems, comprising:
The each system for supporting the target bank transaction is selected from system list;
Obtain the history executive condition record of each system;
Show each system and its history executive condition record;
The Systematic selection request for responding user's input selects the Systematic selection request from each system and corresponds to System, as goal systems.
It is preferably, described that the historical trading data is sent to the goal systems, comprising:
The historical trading data is converted to the data for meeting the data format requirement of the goal systems, as target Historical trading data;
The target histories transaction data is sent to the goal systems.
Preferably, the method also includes:
Trading processing notification information is sent to the goal systems.
A kind of transaction between banking system is continuous to make system, comprising:
Logging modle is obtained, for obtaining and recording and the target bank when listening to the failure of target bank transaction It trades relevant historical trading data;
Determining module, for determining the system for supporting the target bank transaction, as goal systems;
First sending module, for the historical trading data to be sent to the goal systems, so that the target system System since the node of Fail Transaction, continues to execute the target bank transaction according to the historical trading data.
Preferably, the determining module, comprising:
First chooses submodule, for selecting each system for supporting the target bank transaction from system list;
First acquisition submodule, the history executive condition for obtaining each system record;
Second chooses submodule, for recording according to the history executive condition, selects symbol from each system The system to impose a condition is closed, as goal systems.
Preferably, the determining module includes:
Third chooses submodule, for selecting each system for supporting the target bank transaction from system list;
Second acquisition submodule, the history executive condition for obtaining each system record;
Submodule is shown, for showing each system and its history executive condition record;
4th chooses submodule, for responding the Systematic selection request of user's input, selects from each system The Systematic selection requests corresponding system, as goal systems.
Preferably, first sending module, comprising:
Transform subblock, for the historical trading data to be converted to the data format requirement for meeting the goal systems Data, as target histories transaction data;
Sending submodule, for the target histories transaction data to be sent to the goal systems.
Preferably, the system also includes:
Second sending module, for sending trading processing notification information to the goal systems.
Compared with prior art, the application has the beneficial effect that
In this application, it when listening to the failure of target bank transaction, obtains and records relevant to target bank transaction Historical trading data provides data support to continue to execute target bank transaction, and user does not need to repeat typing Transaction Information, On the basis of this, the system for supporting target bank transaction is determined, as goal systems, be to continue to support that target bank transaction provides System is supported, and historical trading data is sent to goal systems, so that goal systems continues to execute mesh according to historical trading data Mark bank transaction.Due to not needing to re-type Transaction Information, the overall time of target bank transaction execution is shortened, and And goal systems according to historical trading data since the node of Fail Transaction, continue to execute target bank transaction, can be into one Step shortens the overall time executed, improves the execution efficiency of bank transaction.
Detailed description of the invention
In order to more clearly explain the technical solutions in the embodiments of the present application, make required in being described below to embodiment Attached drawing is briefly described, it should be apparent that, the drawings in the following description are only some examples of the present application, for For those of ordinary skill in the art, without any creative labor, it can also be obtained according to these attached drawings His attached drawing.
Fig. 1 is the continuous a kind of flow chart for making method of transaction between banking system provided by the present application;
Fig. 2 is the continuous a kind of sub-process figure for making method of transaction between banking system provided by the present application;
Fig. 3 is the continuous another sub-process figure for making method of transaction between banking system provided by the present application;
Fig. 4 is continuous another sub-process figure for making method of transaction between banking system provided by the present application;
Fig. 5 is continuous another sub-process figure for making method of transaction between banking system provided by the present application;
Fig. 6 is the continuous another flow chart for making method of transaction between banking system provided by the present application;
The continuous a kind of logical construction schematic diagram for making system of transaction between the banking system that Fig. 7 is to provide.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present application, technical solutions in the embodiments of the present application carries out clear, complete Site preparation description, it is clear that described embodiments are only a part of embodiments of the present application, instead of all the embodiments.It is based on Embodiment in the application, it is obtained by those of ordinary skill in the art without making creative efforts every other Embodiment shall fall in the protection scope of this application.
The embodiment of the present application discloses that the transaction between a kind of banking system is continuous to make method, comprising: is listening to target bank When Fail Transaction, obtains and record historical trading data relevant to the target bank transaction;It determines and supports the target silver The system of row transaction, as goal systems;The historical trading data is sent to the goal systems, so that the target system System, in the node of Fail Transaction, continues to execute the target bank transaction according to the historical trading data.In this application, may be used Typing Transaction Information is repeated not need user and improves the execution efficiency of bank transaction.
Next continuous between the transaction banking system disclosed in the embodiment of the present application to be introduced as method, referring to Figure 1, May include:
Step S11, it when listening to the failure of target bank transaction, obtains and records relevant to the target bank transaction Historical trading data.
The present embodiment can monitor target bank transaction, when listening to the failure of target bank transaction, with target The relevant historical trading data of bank transaction is obtained and is recorded relevant to target bank transaction before being abandoned by banking system Historical trading data (e.g., subscriber identity information, produce account, be transferred to account, transfer amounts etc.).
Step S12, the system for supporting the target bank transaction is determined, as goal systems.
Wherein, the system for supporting target bank transaction is determined from each banking system, as goal systems.
Step S13, the historical trading data is sent to the goal systems, so that the goal systems is according to Historical trading data continues to execute the target bank transaction since the node of Fail Transaction.
After step S12 determines goal systems, the historical trading data of record is sent to goal systems, goal systems Then the target bank transaction can be continued to execute according to historical trading data since the node of Fail Transaction, improve and execute Efficiency.
In this application, it when listening to the failure of target bank transaction, obtains and records relevant to target bank transaction Historical trading data provides data support to continue to execute target bank transaction, and user does not need to repeat typing Transaction Information, On the basis of this, the system for supporting target bank transaction is determined, as goal systems, be to continue to support that target bank transaction provides System is supported, and historical trading data is sent to goal systems, so that goal systems continues to execute mesh according to historical trading data Mark bank transaction.Due to not needing to re-type Transaction Information, the overall time of target bank transaction execution is shortened, and And goal systems according to historical trading data since the node of Fail Transaction, continue to execute target bank transaction, can be into one Step shortens the overall time executed, improves the execution efficiency of bank transaction.
In the present embodiment, citing introduction is carried out between the continuous application scenarios for making method of the transaction banking system, such as:
After client transfer accounts on the self-aided terminals such as ATM failure, the present embodiment is recordable to be produced account, is transferred to account Number, the information such as transfer amounts, and go to cabinet plane system and carry out continuing to transfer accounts with bank card and password.
Teller using cabinet plane system in operation process of exchange, such as peripheral hardware (printer, high photographing instrument, clear, fingerprint instrument outside cabinet Deng) unexpected abnormality, it cannot be used continuously specified peripheral hardware continuous business.This transaction data can be gone to other tellers of same site end End carries out continuous make of trading.
Client is when carrying out wholesale withdrawal failure in certain ATM system, the recordable card number of the present embodiment and withdrawal amount, and to Specified site wholesale, which is withdrawn the money, reserves application.
In another embodiment of the application, to the above-mentioned determining system for supporting the target bank transaction, as mesh Mark system is introduced, and refers to Fig. 2, may include:
Step S21, each system for supporting the target bank transaction is selected from system list.
Record has the information of each system in bank in system list.
In the present embodiment, the type of target bank transaction can be determined, arranged according to the type of target bank transaction from system The each system for supporting the type of target bank transaction is selected in table.
Step S22, the history executive condition record of each system is obtained.
History executive condition record may include but be not limited to: such bank transaction of how many pen is performed, and execute Success rate;Or, executing the time it takes.
Wherein it is possible to which the number of the bank transaction executed in advance to each system records, and successful according to transaction The total number of number and transaction calculates the success rate that transaction executes.
Step S23, it is recorded according to the history executive condition, is selected from each system and meet setting condition System, as goal systems.
Setting condition can be set are as follows: the rate that runs succeeded is given threshold.It is flexible that given threshold can according to need progress Setting.
Certainly, setting condition may be set to be: it is most short to execute the time.
It, can be according to history executive condition since history executive condition record reflects the history executive condition of system Record, selects the system for meeting setting condition from each system, can come improve goal systems selection as goal systems By property.
In another embodiment of the application, to the above-mentioned determining system for supporting the target bank transaction, as mesh Mark system is introduced, and refers to Fig. 3, may include:
Step S31, each system for supporting the target bank transaction is selected from system list.
Step S32, the history executive condition record of each system is obtained.
Step S31-S32 is identical as the step S11-S12 in previous embodiment, and the detailed process of step S31-S32 can be with Referring to the related introduction of step S11-S12, details are not described herein.
Step S33, each system and its history executive condition record are shown.
In the present embodiment, each system and its history executive condition record can be shown, for user according to displaying Content selects system as goal systems.
Step S34, the Systematic selection request of response user input, selects the Systematic selection from each system Corresponding system is requested, as goal systems.
User records according to each system and its history executive condition of displaying, selects system, and input corresponding system Selection request, server then respond the Systematic selection request of user's input, Systematic selection request pair are selected from each system The system answered, as goal systems, guarantee user can flexible selection target system, improve user experience.
In another embodiment of the application, introduce another above-mentioned determining support target bank transaction is System, as the process of goal systems, refers to Fig. 4, may include:
Step S41, each system for supporting the target bank transaction is selected from system list.
Step S42, each system is shown.
In the present embodiment, only each system is shown, selects corresponding system for user.
Step S43, the Systematic selection request of response user input, selects the Systematic selection from each system Corresponding system is requested, as goal systems.
User can according to need flexible choice system, specifically input corresponding Systematic selection request, service to server Device then responds the Systematic selection request of user's input, and the Systematic selection is selected from each system and requests corresponding system System, as goal systems.
In another embodiment of the application, to it is above-mentioned by the historical trading data be sent to the goal systems into Row is introduced, and is referred to Fig. 5, be may include:
Step S51, the historical trading data is converted to the data for meeting the data format requirement of the goal systems, As target histories transaction data.
The historical trading data is converted to the data for meeting the data format requirement of the goal systems, guarantees target System can accurately identify historical trading data.
Step S52, the target histories transaction data is sent to the goal systems.
It should be noted that before sending target histories transaction data, target histories transaction data can store to setting The data area of fixed goal systems, to guarantee that data are not lost.
It in another embodiment of the application, provides that the transaction between another banking system is continuous to make method, please join See Fig. 6, may include:
Step S61, it when listening to the failure of target bank transaction, obtains and records relevant to the target bank transaction Historical trading data.
Step S62, the system for supporting the target bank transaction is determined, as goal systems.
Step S63, the historical trading data is sent to the goal systems, so that the goal systems is according to Historical trading data continues to execute the target bank transaction since the node of Fail Transaction.
Step S61-S63 is identical as the step S11-S13 in previous embodiment, and the detailed process of step S61-S63 can be with Referring to the related introduction of step S11-S13, details are not described herein.
Step S64, trading processing notification information is sent to the goal systems.
In the present embodiment, trading processing notification information is sent to goal systems, the timeliness of trading processing can be improved.
Preferably, trading processing notification information periodically can be sent to goal systems, uninterrupted remind has transaction to need to locate Reason, improves the timeliness of trading processing.
Trading processing notification information can be the notification information of directed message broadcast type.
Next continuous between the transaction banking system provided by the present application to be introduced as system, the department of banking being introduced below The continuous transaction made between system and banking system described above of transaction between system is continuous, which to make method, can correspond to each other reference.
Fig. 7 is referred to, it may include: to obtain logging modle 11, determining module 12 that the transaction between banking system, which continues as system, With the first sending module 13.
Logging modle 11 is obtained, for when listening to the failure of target bank transaction, obtaining and recording and the target silver The relevant historical trading data of row transaction.
Determining module 12, for determining the system for supporting the target bank transaction, as goal systems.
First sending module 13, for the historical trading data to be sent to the goal systems, so that the target System since the node of Fail Transaction, continues to execute the target bank transaction according to the historical trading data.
In the present embodiment, determining module 12 may include:
First chooses submodule, for selecting each system for supporting the target bank transaction from system list.
First acquisition submodule, the history executive condition for obtaining each system record.
Second chooses submodule, for recording according to the history executive condition, selects symbol from each system The system to impose a condition is closed, as goal systems.
In the present embodiment, determining module 12 may include:
Third chooses submodule, for selecting each system for supporting the target bank transaction from system list.
Second acquisition submodule, the history executive condition for obtaining each system record.
Submodule is shown, for showing each system and its history executive condition record.
4th chooses submodule, for responding the Systematic selection request of user's input, selects from each system The Systematic selection requests corresponding system, as goal systems.
In the present embodiment, the first sending module 13 may include: transform subblock, for turning the historical trading data The data for meeting the data format requirement of the goal systems are changed to, as target histories transaction data;
Sending submodule, for the target histories transaction data to be sent to the goal systems.
In the present embodiment, transaction between above-mentioned banking system is continuous, which to make system, to include:
Second sending module, for sending trading processing notification information to the goal systems.
It should be noted that all the embodiments in this specification are described in a progressive manner, each embodiment weight Point explanation is the difference from other embodiments, and the same or similar parts between the embodiments can be referred to each other. For device class embodiment, since it is basically similar to the method embodiment, so being described relatively simple, related place ginseng See the part explanation of embodiment of the method.
Finally, it is to be noted that, herein, relational terms such as first and second and the like be used merely to by One entity or operation are distinguished with another entity or operation, without necessarily requiring or implying these entities or operation Between there are any actual relationship or orders.Moreover, the terms "include", "comprise" or its any other variant meaning Covering non-exclusive inclusion, so that the process, method, article or equipment for including a series of elements not only includes that A little elements, but also including other elements that are not explicitly listed, or further include for this process, method, article or The intrinsic element of equipment.In the absence of more restrictions, the element limited by sentence "including a ...", is not arranged Except there is also other identical elements in the process, method, article or apparatus that includes the element.
For convenience of description, it is divided into various units when description apparatus above with function to describe respectively.Certainly, implementing this The function of each unit can be realized in the same or multiple software and or hardware when application.
As seen through the above description of the embodiments, those skilled in the art can be understood that the application can It realizes by means of software and necessary general hardware platform.Based on this understanding, the technical solution essence of the application On in other words the part that contributes to existing technology can be embodied in the form of software products, the computer software product It can store in storage medium, such as ROM/RAM, magnetic disk, CD, including some instructions are used so that a computer equipment (can be personal computer, server or the network equipment etc.) executes the certain of each embodiment of the application or embodiment Method described in part.
It is continuous between the transaction a kind of banking system provided herein above to be described in detail as method and system, Specific examples are used herein to illustrate the principle and implementation manner of the present application, and the explanation of above embodiments is only used The present processes and its core concept are understood in help;At the same time, for those skilled in the art, according to the application's Thought, there will be changes in the specific implementation manner and application range, in conclusion the content of the present specification should not be construed as Limitation to the application.

Claims (10)

1. the transaction between a kind of banking system, which continues, makees method characterized by comprising
When listening to the failure of target bank transaction, obtains and record historical trading number relevant to the target bank transaction According to;
The system for supporting the target bank transaction is determined, as goal systems;
The historical trading data is sent to the goal systems, so that the goal systems is according to the historical trading data Since the node of Fail Transaction, the target bank transaction is continued to execute.
2. the method according to claim 1, wherein the determining system for supporting the target bank transaction, As goal systems, comprising:
The each system for supporting the target bank transaction is selected from system list;
Obtain the history executive condition record of each system;
It is recorded according to the history executive condition, the system for meeting setting condition is selected from each system, as mesh Mark system.
3. the method according to claim 1, wherein the determining system for supporting the target bank transaction, As goal systems, comprising:
The each system for supporting the target bank transaction is selected from system list;
Obtain the history executive condition record of each system;
Show each system and its history executive condition record;
The Systematic selection request for responding user's input, the Systematic selection is selected from each system and requests corresponding system System, as goal systems.
4. the method according to claim 1, wherein described be sent to the target for the historical trading data System, comprising:
The historical trading data is converted to the data for meeting the data format requirement of the goal systems, as target histories Transaction data;
The target histories transaction data is sent to the goal systems.
5. the method according to claim 1, wherein the method also includes:
Trading processing notification information is sent to the goal systems.
6. the transaction between a kind of banking system, which continues, makees system characterized by comprising
Logging modle is obtained, for obtaining and recording and the target bank transaction when listening to the failure of target bank transaction Relevant historical trading data;
Determining module, for determining the system for supporting the target bank transaction, as goal systems;
First sending module, for the historical trading data to be sent to the goal systems, so that the goal systems root According to the historical trading data since the node of Fail Transaction, the target bank transaction is continued to execute.
7. system according to claim 6, which is characterized in that the determining module, comprising:
First chooses submodule, for selecting each system for supporting the target bank transaction from system list;
First acquisition submodule, the history executive condition for obtaining each system record;
Second chooses submodule, sets for selecting to meet from each system according to history executive condition record The system of fixed condition, as goal systems.
8. system according to claim 6, which is characterized in that the determining module includes:
Third chooses submodule, for selecting each system for supporting the target bank transaction from system list;
Second acquisition submodule, the history executive condition for obtaining each system record;
Submodule is shown, for showing each system and its history executive condition record;
4th chooses submodule, for responding the Systematic selection request of user's input, selects from each system described Systematic selection requests corresponding system, as goal systems.
9. system according to claim 6, which is characterized in that first sending module, comprising:
Transform subblock, for the historical trading data to be converted to the number for meeting the data format requirement of the goal systems According to as target histories transaction data;
Sending submodule, for the target histories transaction data to be sent to the goal systems.
10. system according to claim 6, which is characterized in that the system also includes:
Second sending module, for sending trading processing notification information to the goal systems.
CN201811492453.5A 2018-12-07 2018-12-07 A kind of transaction between banking system is continuous to make method and system Pending CN109377354A (en)

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Application Number Priority Date Filing Date Title
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CN107038579A (en) * 2016-02-04 2017-08-11 阿里巴巴集团控股有限公司 A kind of e-payment business processing, electric paying method and device
CN107220818A (en) * 2016-03-22 2017-09-29 阿里巴巴集团控股有限公司 online payment method and device
CN107818428A (en) * 2017-11-28 2018-03-20 杭州龙盈互联网金融信息技术有限公司 The decision-making technique and device of business channel
CN107909471A (en) * 2017-11-24 2018-04-13 和美(深圳)信息技术股份有限公司 A kind of method, apparatus of business processing, self-help terminal equipment and storage medium

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20170019500A1 (en) * 2015-07-15 2017-01-19 Alibaba Group Holding Limited Method and device for service processing
CN107038579A (en) * 2016-02-04 2017-08-11 阿里巴巴集团控股有限公司 A kind of e-payment business processing, electric paying method and device
CN107220818A (en) * 2016-03-22 2017-09-29 阿里巴巴集团控股有限公司 online payment method and device
CN107909471A (en) * 2017-11-24 2018-04-13 和美(深圳)信息技术股份有限公司 A kind of method, apparatus of business processing, self-help terminal equipment and storage medium
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Application publication date: 20190222