CN107220818A - online payment method and device - Google Patents
online payment method and device Download PDFInfo
- Publication number
- CN107220818A CN107220818A CN201610166280.2A CN201610166280A CN107220818A CN 107220818 A CN107220818 A CN 107220818A CN 201610166280 A CN201610166280 A CN 201610166280A CN 107220818 A CN107220818 A CN 107220818A
- Authority
- CN
- China
- Prior art keywords
- party
- task
- payment
- state
- result
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
- 238000000034 method Methods 0.000 title claims abstract description 40
- 235000013399 edible fruits Nutrition 0.000 claims abstract description 48
- 230000005540 biological transmission Effects 0.000 claims abstract description 29
- 238000012545 processing Methods 0.000 claims abstract description 16
- 230000000977 initiatory effect Effects 0.000 claims description 14
- 108010001267 Protein Subunits Proteins 0.000 claims description 6
- 238000012795 verification Methods 0.000 claims description 6
- 238000011835 investigation Methods 0.000 claims description 5
- 230000008569 process Effects 0.000 claims description 5
- 238000010586 diagram Methods 0.000 description 5
- 238000012986 modification Methods 0.000 description 3
- 230000004048 modification Effects 0.000 description 3
- 238000005516 engineering process Methods 0.000 description 2
- 230000006978 adaptation Effects 0.000 description 1
- 230000008859 change Effects 0.000 description 1
- 238000004891 communication Methods 0.000 description 1
- 238000004590 computer program Methods 0.000 description 1
- 238000007796 conventional method Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 230000006870 function Effects 0.000 description 1
- 230000004044 response Effects 0.000 description 1
- 238000012163 sequencing technique Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
This application discloses online payment method and device, this method includes：Receive the payment task of first party；The payment for carrying the payment task is asked to send to second party, so that the second party pays the request processing payment task according to described；If detecting the result that the second party is not received by setting time, the payment task is added to back and looked into task list, and task time is initiated to the second party and looked into；If receiving the fruit that comes to an end that returns of the second party transmission, described time fruit that comes to an end of output.Therefore, the application can improve the degree of accuracy and the reliability of online payment, can also improve the experience that first party carries out online payment.
Description
Technical field
The application is related to Internet technical field, more particularly to online payment method and device.
Background technology
With continuing to develop for Internet technology, the application for carrying out online payment using internet is more and more.
Also, in order to improve the safety of online payment, user can complete online payment by third party.Than
Such as：Third party is Alipay.
In the prior art, when third party receives the payment result that bank end is returned, no matter payment result
Failure is paid successfully or paid, the payment result can be all sent to user；When third party is at one section
When being not received by the payment result that bank end is returned in the time, user can be pointed out to pay failure.
But, if bank end is paid successfully, it can be without returning to payment result to third party, will so cause
Third party can provide a user error message, so as to reduce the payment experience of user.
The content of the invention
The application provides online payment method and device, if being paid successfully with solving bank end in the prior art,
It can be without returning to payment result to third party, so third party will be caused to provide a user error message,
The problem of payment so as to reduce user is experienced.
According to the first aspect of the embodiment of the present application there is provided a kind of online payment method, methods described includes：
Receive the payment task of first party；
The payment for carrying the payment task is asked to send to second party so that the second party according to
It is described to pay the request processing payment task；
If detecting the result that the second party is not received by setting time, paid described
Task, which is added to back, to be looked into task list, and is looked into second party initiation task time；
If receiving the fruit that comes to an end that returns of the second party transmission, described time fruit that comes to an end of output.
According to the second aspect of the embodiment of the present application there is provided a kind of online payment device, described device includes：
Receiving unit, the payment task for receiving first party；
First transmitting element, for the payment for carrying the payment task to be asked to send to second party,
So that the second party pays the request processing payment task according to described；
Task returns verification certificate member, if being not received by the processing of the second party in setting time for detecting
As a result, then the payment task is added to back and looked into task list, and task is initiated to the second party and returned
Look into；
Output unit, if being come to an end really for receiving returning for the second party transmission, exports described time and looks into
As a result.
According to the third aspect of the embodiment of the present application there is provided a kind of online payment device, described device includes：
Processor；
Memory for storing the processor-executable instruction；
Wherein, the processor is configured as：
Receive the payment task of first party；
The payment for carrying the payment task is asked to send to second party so that the second party according to
It is described to pay the request processing payment task；
If detecting the result that the second party is not received by setting time, paid described
Task, which is added to back, to be looked into task list, and is looked into second party initiation task time；
If receiving the fruit that comes to an end that returns of the second party transmission, described time fruit that comes to an end of output.
Using the embodiment of the present application, by receiving the payment task of first party, the branch of first party will be carried
The payment request for the task of paying is sent to second party, so that second party handles the according to the payment request received
The payment task of one side, will if detecting the result that second party is not received by setting time
The payment task of first party, which is added to back, to be looked into task list, and is looked into second party initiation task time, if receiving
The fruit that comes to an end is returned to what second party was sent, then the fruit that comes to an end is exported back, so as to improve the degree of accuracy of online payment
And reliability, also improve the experience that first party carries out online payment..
Brief description of the drawings
Fig. 1 is the online payment schematic diagram of a scenario of the embodiment of the present application；
Fig. 2 is one embodiment flow chart of the application online payment method；
Fig. 3 is the flow chart of another embodiment of the application online payment method；
A kind of hardware structure diagram of equipment where Fig. 4 the application online payments device；
Fig. 5 is one embodiment block diagram of the application online payment device.
Embodiment
Here exemplary embodiment will be illustrated in detail, its example is illustrated in the accompanying drawings.Following
When description is related to accompanying drawing, unless otherwise indicated, the same numbers in different accompanying drawings represent same or analogous
Key element.Embodiment described in following exemplary embodiment does not represent the institute consistent with the application
There is embodiment.On the contrary, they are only one be described in detail in such as appended claims, the application
The example of the consistent apparatus and method of a little aspects.
It is the purpose only merely for description specific embodiment in term used in this application, and is not intended to be limiting
The application." one kind ", " institute of singulative used in the application and appended claims
State " and "the" be also intended to including most forms, unless context clearly shows that other implications.Should also
Work as understanding, term "and/or" used herein refers to and associated lists item comprising one or more
Purpose any or all may combine.
It will be appreciated that though may describe various using term first, second, third, etc. in the application
Information, but these information should not necessarily be limited by these terms.These terms only be used for by same type of information that
This is distinguished.For example, in the case where not departing from the application scope, the first information can also be referred to as
Two information, similarly, the second information can also be referred to as the first information.Depending on linguistic context, as in this institute
Use word " if " can be construed to " and ... when " or " when ... when " or " response
In it is determined that ".
It is the online payment schematic diagram of a scenario of the embodiment of the present application referring to Fig. 1：
Fig. 1 scenes include：User, Third-party payment service end and bank service end.Wherein, the 3rd
Square payment services end can be Alipay.
User places an order successfully and selects third party to carry out after online payment, and the user can take to Third-party payment
Business end sends payment task.
Third-party payment service end is received after the payment task of user, the bank that first selection is bound with user
Service end, recalls the payment interface at the bank service end, will carry user's by the payment interface
The payment request of payment task is sent to bank service end so that bank service end according to the payment request at
The payment task of user is managed, corresponding result is obtained.Wherein, result is probably to pay successfully
Withholdd success from user appointed bank card, it is also possible to pay unsuccessfully i.e. from user appointed bank card
Withhold unsuccessfully.
If receiving the result of bank service end return, the result is prompted to user.
If (such as 2 seconds) are not received by the result of bank service end return in setting time,
The payment task is added to back and looked into task list, and calls the query interface at bank service end, by this
Query Result is initiated task time to bank service end and looked into；Meanwhile, it can also point out user's bank service end not have
Result is returned, is easy to user to click on connection and retries.
If receiving the fruit that comes to an end that returns of bank service end transmission, it is probably really to pay successfully that this time, which comes to an end,
It is probably to pay failure, the pay status for the payment task of fruit renewal user that come to an end according to this time, also,
Pay status is identical with returning the fruit that comes to an end, and the pay status after updating is prompted into user.
Therefore, the Third-party payment service end in the embodiment of the present application, is not received by setting time
It is not that prompting user pays failure, but initiated to bank service end during the result at bank service end
Task is returned and looked into, and when receiving back correct payment information is reresented after the fruit that comes to an end, it is to avoid prompted the user with
Error message, improves the payment experience of user.
The embodiment of the present application is described in detail below.
It is the flow chart of one embodiment of the application online payment method referring to Fig. 2, this method can be with
Applied in Third-party payment service end, such as：Alipay, comprises the following steps：
Step 210：Receive the payment task of first party.
In the embodiment of the present application, first party can be the domestic consumer of shopping online.Such as：User takes journey
After placing an order successfully, selection is paid the bill using Alipay.
Step 220：The payment request that the payment task of first party will be carried is sent to second party, so that
Second party handles the payment task of first party according to the payment request received.
In the embodiment of the present application, second party can be the bank service end bound with user.Such as：Second
Side is China Merchants Bank etc..
In one example, Third-party payment service end can call the payment interface of second party, and pass through
The payment request that the payment interface will carry the payment task of first party is sent to second party.
Such as：Alipay selection carries out quick payment using China Merchants Bank's card, then can call China Merchants Bank
Quick payment interface is paid, and receives the result of China Merchants Bank's return.The result may
It is to pay success of successfully being withholdd from user China Merchants Bank card, it is also possible to pay and unsuccessfully recruited from user
Withholdd unsuccessfully in business's bank card.
Step 230：If detecting the result that second party is not received by setting time, by
The payment task of one side, which is added to back, to be looked into task list, and is looked into second party initiation task time.
In the embodiment of the present application, setting time is one that Third-party payment service end is set according to actual conditions
Individual numerical value.Such as：Setting time is 2 seconds.
Also, the payment task of first party is added to back and looked into task list, the purpose is to by first party
Payment task is set to back look into task, and start by set date task is returned and looked into.Wherein, the table structure for looking into task list is returned
As shown in table 1.
Table 1
Wherein, after the payment task of first party is added to back looks into task list, it may call upon dynamic and appoint
It is engaged in management assembly, and passes through the dynamic task management assembly and manage the payments task of first party and time look into process,
Including：
(1) looked into if detecting and being added to back the payment task of first party in task list, the payment is set
The task status of task is pending.
(2) initiate task to second party and return to look into if detecting payment task for first party, this is propped up
The task status for the task of paying is updated in execution.
(3) fruit that comes to an end is returned for what the payment task of first party was sent if detecting second party, by this
Business state is updated to executed.
In addition, when being looked into step 230 to second party initiation task time, may call upon the inquiry of second party
Interface, and sent the inquiry request of the payment task for first party to second party by the query interface.
Such as：Alipay selection carries out quick payment using China Merchants Bank's card, if detecting in 2 second time
The result of China Merchants Bank is not received by, at this point it is possible to which the payment task is added to back into the task of looking into
In table, when wait until for first party payment task can to second party initiate task return look into when, now
The query interface of China Merchants Bank can be called, and by the query interface by for the payment task of first party
Return to make a thorough investigation of and ask transmission to second party so that second party is made a thorough investigation of according to this time asks the payment times of return first party
Returning for business comes to an end really.
Step 240：If receive second party transmission returns the fruit that comes to an end, the fruit that comes to an end is exported back.
In the embodiment of the present application, directly it can be shown in the payment interface that Third-party payment service end is provided
This time comes to an end really；This time fruit that come to an end can also be sent to user etc. by form of message such as short message, mails.
As seen from the above-described embodiment, by receiving the payment task of first party, the branch of first party will be carried
The payment request for the task of paying is sent to second party, so that second party handles the according to the payment request received
The payment task of one side, will if detecting the result that second party is not received by setting time
The payment task of first party, which is added to back, to be looked into task list, and is looked into second party initiation task time, if receiving
The fruit that comes to an end is returned to what second party was sent, then the fruit that comes to an end is exported back, so as to improve the degree of accuracy of online payment
And reliability, also improve the experience that first party carries out online payment.
It is the flow chart of another embodiment of the application online payment method referring to Fig. 3, this method can
With applied in Third-party payment service end, such as：Alipay, comprises the following steps：
Step 310：Receive the payment task of first party.The step is identical with step 210, herein not
Repeat again.
Step 320：The payment request that the payment task of first party will be carried is sent to second party, so that
Second party handles the payment task of first party according to the payment request received.The step and step 220 phase
Together, repeat no more herein.
Step 330：If detecting the result that second party is not received by setting time, by
The payment task of one side, which is added to back, to be looked into task list, and is looked into second party initiation task time.The step with
Step 230 is identical, repeats no more herein.
Step 340：If detecting the result that second party is not received by setting time, by
The pay status of the payment task of one side is set to first state, and the first state is used to characterize second party not
Result is returned, and first state is sent to first party.
In the embodiment of the present application, second party is not returned to result this condition prompting to user, be easy to
User understands pay status in time, and determines whether that clicking on connection retries according to the pay status.
Above-mentioned steps 330 and step 340 do not limit the sequencing on performing, and can perform simultaneously,
It can be performed with regular hour order.
Step 350：If receive second party transmission returns the fruit that comes to an end, the fruit that comes to an end is exported back.
In the embodiment of the present application, it is probably to pay successfully to return the fruit that comes to an end, it is also possible to failure is paid, defeated
When going out back to come to an end fruit, the pay status of the payment task of first party first can be updated to from first state
Two-state, second state is identical with returning the content in the fruit that comes to an end, and then sends the second state to first
Side.
Such as：The fruit that comes to an end is returned to pay successfully, then pay status can not returned to processing knot from second party
Fruit is updated to pay successfully.
Again such as：The fruit that comes to an end is returned to pay failure, then pay status can not returned to processing from second party
As a result it is updated to pay failure.
In one example, following two modes can be used the second state is sent to first party：
Mode one：The prompting of second state that carries is notified to send to first party so that first party according to
The second state in prompting notice determines the current pay status of payment task.
Mode two：The inquiry request of first party is received, and the second state will be carried according to inquiry request
Query Result is sent to the first party, so that the second state during first party is sent out according to the Query Result is true
Surely the current pay status of task is paid.
As seen from the above-described embodiment, result that second party is not received by setting time is being detected,
The payment task of first party can be not only added to back and looked into task list, and task is initiated to second party and returned
Look into, the pay status of the payment task of first party can also be set to first state, the first state is used
Do not return to result in characterizing second party, and first state sent to first party so that first party and
When understand pay status, further increase first party carry out online payment experience.
In one example, the payment request hair of the payment task of first party will be carried in step 320
Deliver to after second party, if receiving the result of second party, the result is probably to pay successfully,
It is also possible to be to pay failure, then directly can sends the result of second party to first party.
Embodiment with the application online payment method is corresponding, and present invention also provides online payment device
Embodiment.
The embodiment of the application online payment device can be applied in Third-party payment service end respectively.Dress
Putting embodiment can be realized by software, can also be realized by way of hardware or software and hardware combining.
It is the processor by equipment where it as the device on a logical meaning exemplified by implemented in software
Corresponding computer program instructions in nonvolatile memory are read what operation in internal memory was formed.From hard
For part aspect, as shown in figure 4, being a kind of hardware configuration of the application online payment device place equipment
Figure, in addition to the processor shown in Fig. 4, internal memory, network interface and nonvolatile memory,
Equipment in embodiment where device can also include other hardware generally according to the actual functional capability of the equipment,
Such as terminal, camera, touch-screen, communication component etc. are potentially included, is come for server
Say, potentially include forwarding chip of responsible processing message etc..
It is one embodiment block diagram of the application online payment device, the online payment device referring to Fig. 5
It can apply on valuation server, it is possible to for performing the online payment method shown in Fig. 2, the dress
Put including：Receiving unit 51, the first transmitting element 52, task return verification certificate member 53 and output unit 54.
Receiving unit 51, the payment task for receiving first party；
First transmitting element 52, for the payment for carrying the payment task to be asked to send to second party,
So that the second party pays the request processing payment task according to described；
Task returns verification certificate member 53, if being not received by the place of the second party in setting time for detecting
Result is managed, then the payment task is added to back and looked into task list, and task is initiated to the second party
Hui Cha；
Output unit 54, if the fruit that comes to an end that returns for receiving the second party transmission, described time of output
Come to an end fruit.
In an optional implementation：First transmitting element 52 can include：First calls subelement
With the first transmission sub-unit (not shown in Fig. 5).
First calls subelement, the payment interface for calling the second party；
First transmission sub-unit, the payment for the payment task will to be carried by the payment interface
Request is sent to second party.
In another optional implementation：The online payment device can also include call unit and pipe
Manage unit (not shown in Fig. 5).
Call unit, for calling dynamic task management assembly；
Administrative unit, for by the dynamic task management assembly manage the payment task return look into
Journey.
In another optional implementation：The administrative unit can include first management subelement,
Second management subelement and the 3rd management subelement (not shown in Fig. 5).
First management subelement, if being looked into for detecting the payment task being added to back in task list,
The task status for then setting the payment task is pending；
Second management subelement, if initiating to appoint to the second party for the payment task for detecting
It is engaged in back looking into, then the task status is updated in execution；
3rd management subelement, if for detecting the second party for returning that the payment task is sent
Come to an end fruit, then the task status is updated into executed.
In another optional implementation：The task, which returns verification certificate member 53, to call son including second
Unit and the second transmission sub-unit (not shown in Fig. 5).
Second calls subelement, the query interface for calling the second party；
Second transmission sub-unit, for will be made a thorough investigation of by the query interface for returning for the payment task
Transmission is asked to second party.
In another optional implementation：The online payment device can also include the second transmitting element
(not shown in Fig. 5).
Second transmitting element, if being not received by the processing of the second party in setting time for detecting
As a result, then the pay status of the payment task is set to first state, the first state is used for table
Levy the second party and do not return to result, and the first state is sent to the first party.
In another optional implementation：The described time fruit that comes to an end is to pay successfully or pay failure；It is defeated
Going out unit 54 can include updating subelement and the 3rd transmission sub-unit (not shown in Fig. 5).
Subelement is updated, for the pay status to be updated into the second state, institute from the first state
State the second state identical with the content in the described time fruit that comes to an end；
3rd transmission sub-unit, for second state to be sent to the first party.
In another optional implementation：3rd transmission sub-unit can include first and send mould
Block (not shown in Fig. 5).
First sending module, for notifying to send to described first prompting for carrying second state
Side, so that the second state during the first party is notified according to the prompting determines working as the payment task
Preceding pay status.
In another optional implementation：3rd transmission sub-unit can include receiving module and
Second sending module (not shown in Fig. 5).
Receiving module, the inquiry request for receiving the first party；
Second sending module, the inquiry knot for second state will to be carried according to the inquiry request
Fruit is sent to the first party, so that the second state during the first party is sent out according to the Query Result is true
The current pay status of the fixed payment task.
In another optional implementation：The online payment device can also include the 3rd transmitting element
(not shown in Fig. 5).
3rd transmitting element, if the result for receiving the second party, the result bag
Include and pay successfully or pay failure, the result is sent to the first party.
The function of unit and the implementation process of effect specifically refer to correspondence in the above method in said apparatus
The implementation process of step, will not be repeated here.
For device embodiment, because it corresponds essentially to embodiment of the method, so related part is joined
See the part explanation of embodiment of the method.Device embodiment described above be only it is schematical,
The wherein described unit illustrated as separating component can be or may not be it is physically separate, make
It can be for the part that unit is shown or may not be physical location, you can with positioned at a place,
Or can also be distributed on multiple NEs.Can select according to the actual needs part therein or
Person's whole modules realize the purpose of this request program.Those of ordinary skill in the art are not paying creativeness
In the case of work, you can to understand and implement.
Corresponding with Fig. 5, the embodiment of the present application additionally provides a kind of online payment device, and described device can
With applied in Third-party payment service end, such as：Alipay, including：
Processor；
Memory for storing the processor-executable instruction；
Wherein, the processor is configured as：
Receive the payment task of first party；
The payment for carrying the payment task is asked to send to second party so that the second party according to
It is described to pay the request processing payment task；
If detecting the result that the second party is not received by setting time, paid described
Task, which is added to back, to be looked into task list, and is looked into second party initiation task time；
If receiving the fruit that comes to an end that returns of the second party transmission, described time fruit that comes to an end of output.
As seen from the above-described embodiment, by receiving the payment task of first party, the branch of first party will be carried
The payment request for the task of paying is sent to second party, so that second party handles the according to the payment request received
The payment task of one side, will if detecting the result that second party is not received by setting time
The payment task of first party, which is added to back, to be looked into task list, and is looked into second party initiation task time, if receiving
The fruit that comes to an end is returned to what second party was sent, then the fruit that comes to an end is exported back, so as to improve the degree of accuracy of online payment
And reliability, also improve the experience that first party carries out online payment.
Those skilled in the art will readily occur to this after considering specification and putting into practice invention disclosed herein
Other embodiments of application.The application is intended to any modification, purposes or the adaptability of the application
Change, these modifications, purposes or adaptations follow the general principle of the application and including this Shen
Please undocumented common knowledge or conventional techniques in the art.Description and embodiments only by
It is considered as exemplary, the true scope of the application and spirit are pointed out by following claim.
It should be appreciated that the application be not limited to be described above and be shown in the drawings it is accurate
Structure, and various modifications and changes can be being carried out without departing from the scope.Scope of the present application is only by institute
Attached claim is limited.
Claims (21)
1. a kind of online payment method, it is characterised in that methods described includes：
Receive the payment task of first party；
The payment for carrying the payment task is asked to send to second party so that the second party according to
It is described to pay the request processing payment task；
If detecting the result that the second party is not received by setting time, paid described
Task, which is added to back, to be looked into task list, and is looked into second party initiation task time；
If receiving the fruit that comes to an end that returns of the second party transmission, described time fruit that comes to an end of output.
2. according to the method described in claim 1, it is characterised in that described to carry the payment times
The payment request of business is sent to second party, including：
Call the payment interface of the second party；
The payment for carrying the payment task is asked to send to second party by the payment interface.
3. according to the method described in claim 1, it is characterised in that methods described also includes：
Call dynamic task management assembly；
Returning for the payment task is managed by the dynamic task management assembly and looks into process.
4. method according to claim 3, it is characterised in that described to pass through the dynamic task pipe
Returning for task is paid described in reason assembly management and looks into process, including：
Looked into if detecting and being added to back the payment task in task list, the payment task is set
Task status is pending；
Looked into if detecting and initiating task time to the second party for the payment task, by the task
State is updated in execution；
The fruit that comes to an end is returned for what the payment task was sent if detecting the second party, by the task
State is updated to executed.
5. according to the method described in claim 1, it is characterised in that described to initiate to appoint to the second party
It is engaged in back looking into, including：
Call the query interface of the second party；
By the query interface by returning to make a thorough investigation of and ask transmission to second party for the payment task.
6. according to the method described in claim 1, it is characterised in that methods described also includes：
If detecting the result that the second party is not received by setting time, paid described
The pay status of task is set to first state, and the first state is not returned for characterizing the second party
Result, and the first state is sent to the first party.
7. method according to claim 6, it is characterised in that described time the fruit that comes to an end is to pay successfully
Or pay failure；
The fruit that comes to an end is returned described in the output, including：
The pay status is updated to the second state from the first state, second state with it is described
The content returned in the fruit that comes to an end is identical；
Second state is sent to the first party.
8. method according to claim 7, it is characterised in that described to send second state
To the first party, including：
The prompting for carrying second state is notified to send to the first party, so that the first party
The second state in being notified according to the prompting determines the current pay status of the payment task.
9. method according to claim 7, it is characterised in that methods described includes：
Receive the inquiry request of the first party；
The Query Result for carrying second state is sent to the first party according to the inquiry request,
So that the second state during the first party is sent out according to the Query Result determines the current of the payment task
Pay status.
10. according to the method described in claim 1, it is characterised in that methods described also includes：
If receiving the result of the second party, the result, which includes paying successfully or paid, to be lost
Lose, the result is sent to the first party.
11. a kind of online payment device, it is characterised in that described device includes：
Receiving unit, the payment task for receiving first party；
First transmitting element, for the payment for carrying the payment task to be asked to send to second party,
So that the second party pays the request processing payment task according to described；
Task returns verification certificate member, if being not received by the processing of the second party in setting time for detecting
As a result, then the payment task is added to back and looked into task list, and task is initiated to the second party and returned
Look into；
Output unit, if being come to an end really for receiving returning for the second party transmission, exports described time and looks into
As a result.
12. device according to claim 11, it is characterised in that first transmitting element includes：
First calls subelement, the payment interface for calling the second party；
First transmission sub-unit, the payment for the payment task will to be carried by the payment interface
Request is sent to second party.
13. device according to claim 11, it is characterised in that described device also includes：
Call unit, for calling dynamic task management assembly；
Administrative unit, for by the dynamic task management assembly manage the payment task return look into
Journey.
14. device according to claim 13, it is characterised in that the administrative unit includes：
First management subelement, if being looked into for detecting the payment task being added to back in task list,
The task status for then setting the payment task is pending；
Second management subelement, if initiating to appoint to the second party for the payment task for detecting
It is engaged in back looking into, then the task status is updated in execution；
3rd management subelement, if for detecting the second party for returning that the payment task is sent
Come to an end fruit, then the task status is updated into executed.
15. device according to claim 11, it is characterised in that the task, which returns verification certificate member, to be included：
Second calls subelement, the query interface for calling the second party；
Second transmission sub-unit, for will be made a thorough investigation of by the query interface for returning for the payment task
Transmission is asked to second party.
16. device according to claim 11, it is characterised in that described device also includes：
Second transmitting element, if being not received by the processing of the second party in setting time for detecting
As a result, then the pay status of the payment task is set to first state, the first state is used for table
Levy the second party and do not return to result, and the first state is sent to the first party.
17. device according to claim 16, it is characterised in that described time the fruit that comes to an end is to pay into
Work(pays failure；
The output unit includes：
Subelement is updated, for the pay status to be updated into the second state, institute from the first state
State the second state identical with the content in the described time fruit that comes to an end；
3rd transmission sub-unit, for second state to be sent to the first party.
18. device according to claim 17, it is characterised in that the 3rd transmission sub-unit bag
Include：
First sending module, for notifying to send to described first prompting for carrying second state
Side, so that the second state during the first party is notified according to the prompting determines working as the payment task
Preceding pay status.
19. device according to claim 17, it is characterised in that the 3rd transmission sub-unit bag
Include：
Receiving module, the inquiry request for receiving the first party；
Second sending module, the inquiry knot for second state will to be carried according to the inquiry request
Fruit is sent to the first party, so that the second state during the first party is sent out according to the Query Result is true
The current pay status of the fixed payment task.
20. device according to claim 11, it is characterised in that described device also includes：
3rd transmitting element, if the result for receiving the second party, the result bag
Include and pay successfully or pay failure, the result is sent to the first party.
21. a kind of online payment device, it is characterised in that described device includes：
Processor；
Memory for storing the processor-executable instruction；
Wherein, the processor is configured as：
Receive the payment task of first party；
The payment for carrying the payment task is asked to send to second party so that the second party according to
It is described to pay the request processing payment task；
If detecting the result that the second party is not received by setting time, paid described
Task, which is added to back, to be looked into task list, and is looked into second party initiation task time；
If receiving the fruit that comes to an end that returns of the second party transmission, described time fruit that comes to an end of output.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610166280.2A CN107220818B (en) | 2016-03-22 | 2016-03-22 | Online payment method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610166280.2A CN107220818B (en) | 2016-03-22 | 2016-03-22 | Online payment method and device |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN107220818A true CN107220818A (en) | 2017-09-29 |
| CN107220818B CN107220818B (en) | 2021-05-18 |
Family
ID=59927355
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610166280.2A Active CN107220818B (en) | 2016-03-22 | 2016-03-22 | Online payment method and device |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN107220818B (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109377354A (en) * | 2018-12-07 | 2019-02-22 | 中国银行股份有限公司 | A kind of transaction between banking system is continuous to make method and system |
| CN110442438A (en) * | 2019-02-26 | 2019-11-12 | 北京蓦然认知科技有限公司 | Task cooperative method, equipment and system between a kind of more equipment |
| CN113850603A (en) * | 2018-08-02 | 2021-12-28 | 创新先进技术有限公司 | Method and device for determining reason of payment failure |
Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103106576A (en) * | 2011-11-15 | 2013-05-15 | 腾讯科技（深圳）有限公司 | Payment method and payment system based on client side and payment client side |
| US20140344148A1 (en) * | 2011-08-10 | 2014-11-20 | Philip J. Baratz | Systems and methods for tracking purchasing, distribution and consumption of consumables including heating oil or propane |
| CN104616141A (en) * | 2014-11-27 | 2015-05-13 | 深圳市腾讯计算机系统有限公司 | Information processing method and payment platform |
| CN104683966A (en) * | 2013-11-26 | 2015-06-03 | 中国移动通信集团浙江有限公司 | Payment service processing method and system |
| CN105069613A (en) * | 2015-07-23 | 2015-11-18 | 冯凤清 | On-line payment security system of smart phone |
| CN105260660A (en) * | 2015-09-14 | 2016-01-20 | 百度在线网络技术（北京）有限公司 | Monitoring method, device and system of intelligent terminal payment environment |
| US20160072837A1 (en) * | 2013-06-24 | 2016-03-10 | Haystack Security LLC | Cyber Attack Disruption Through Multiple Detonations of Received Payloads |
-
2016
- 2016-03-22 CN CN201610166280.2A patent/CN107220818B/en active Active
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20140344148A1 (en) * | 2011-08-10 | 2014-11-20 | Philip J. Baratz | Systems and methods for tracking purchasing, distribution and consumption of consumables including heating oil or propane |
| CN103106576A (en) * | 2011-11-15 | 2013-05-15 | 腾讯科技（深圳）有限公司 | Payment method and payment system based on client side and payment client side |
| US20160072837A1 (en) * | 2013-06-24 | 2016-03-10 | Haystack Security LLC | Cyber Attack Disruption Through Multiple Detonations of Received Payloads |
| CN104683966A (en) * | 2013-11-26 | 2015-06-03 | 中国移动通信集团浙江有限公司 | Payment service processing method and system |
| CN104616141A (en) * | 2014-11-27 | 2015-05-13 | 深圳市腾讯计算机系统有限公司 | Information processing method and payment platform |
| CN105069613A (en) * | 2015-07-23 | 2015-11-18 | 冯凤清 | On-line payment security system of smart phone |
| CN105260660A (en) * | 2015-09-14 | 2016-01-20 | 百度在线网络技术（北京）有限公司 | Monitoring method, device and system of intelligent terminal payment environment |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113850603A (en) * | 2018-08-02 | 2021-12-28 | 创新先进技术有限公司 | Method and device for determining reason of payment failure |
| CN109377354A (en) * | 2018-12-07 | 2019-02-22 | 中国银行股份有限公司 | A kind of transaction between banking system is continuous to make method and system |
| CN110442438A (en) * | 2019-02-26 | 2019-11-12 | 北京蓦然认知科技有限公司 | Task cooperative method, equipment and system between a kind of more equipment |
Also Published As
| Publication number | Publication date |
|---|---|
| CN107220818B (en) | 2021-05-18 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US10742582B2 (en) | Launching a client application based on a message | |
| EP3079326B1 (en) | Network payment method, apparatus and system | |
| US9459860B2 (en) | Mixed mode session management | |
| US10387852B2 (en) | Making a payment using a payment plug-in | |
| US20180365662A1 (en) | System and method to protect a purchaser's account information during an electronic transaction | |
| CN106873961B (en) | Method and device for awakening APP through mobile browser | |
| US8995646B2 (en) | System and method for identifying a caller via a call connection, and matching the caller to a user session involving the caller | |
| US20110276473A1 (en) | System and method for facilitating exchange of escrowed funds | |
| CN106875177A (en) | Order processing method, device and paying server | |
| CN105743851A (en) | Service processing method and apparatus, and service server | |
| JP2019500680A (en) | Data processing method and apparatus | |
| CN105939362A (en) | User account management method and device | |
| CN110445760A (en) | Information processing method, device, equipment and computer readable storage medium | |
| TWI717830B (en) | Risk payment processing method, device and equipment | |
| CN107220818A (en) | online payment method and device | |
| CN105959293A (en) | Electronic account management method and device | |
| US11301853B2 (en) | Speculative transaction operations for recognized devices | |
| US20150248673A1 (en) | Methods and apparatus for a token management system for transactions | |
| CN105871785A (en) | Service processing method, device and system | |
| CN104680368A (en) | Method and system for obtaining order by near-field card-free payment | |
| CN107193833A (en) | The monitoring method and device of database access | |
| KR101471926B1 (en) | Processing method for financial products admission and financial server for the same | |
| CN112150126A (en) | Information processing method, information processing apparatus, electronic device, and medium | |
| US9928538B2 (en) | Method and apparatus for processing user information | |
| CN109688090A (en) | Communication service method |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| TA01 | Transfer of patent application right |
Effective date of registration: 20200921 Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Applicant after: Innovative advanced technology Co.,Ltd. Address before: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Applicant before: Advanced innovation technology Co.,Ltd. Effective date of registration: 20200921 Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Applicant after: Advanced innovation technology Co.,Ltd. Address before: A four-storey 847 mailbox in Grand Cayman Capital Building, British Cayman Islands Applicant before: Alibaba Group Holding Ltd. |
|
| TA01 | Transfer of patent application right | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant | ||
| TR01 | Transfer of patent right |
Effective date of registration: 20240206 Address after: Guohao Times City # 20-01, 128 Meizhi Road, Singapore Patentee after: Advanced Nova Technology (Singapore) Holdings Ltd. Country or region after: Singapore Address before: Ky1-9008 Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands, ky1-9008 Patentee before: Innovative advanced technology Co.,Ltd. Country or region before: Cayman Islands |
|
| TR01 | Transfer of patent right |