SG11201805753QA - Security verification method and device for smart card application - Google Patents

Security verification method and device for smart card application

Info

Publication number
SG11201805753QA
SG11201805753QA SG11201805753QA SG11201805753QA SG11201805753QA SG 11201805753Q A SG11201805753Q A SG 11201805753QA SG 11201805753Q A SG11201805753Q A SG 11201805753QA SG 11201805753Q A SG11201805753Q A SG 11201805753QA SG 11201805753Q A SG11201805753Q A SG 11201805753QA
Authority
SG
Singapore
Prior art keywords
smart card
card application
service
current
verification method
Prior art date
Application number
SG11201805753QA
Other languages
English (en)
Inventor
Chao Xiu
Lei Wang
Chenjie Shi
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of SG11201805753QA publication Critical patent/SG11201805753QA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/34User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/44Program or device authentication
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352Contactless payments by cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/12Detection or prevention of fraud
    • H04W12/126Anti-theft arrangements, e.g. protection against subscriber identity module [SIM] cloning
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/80Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60Context-dependent security
    • H04W12/61Time-dependent
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60Context-dependent security
    • H04W12/63Location-dependent; Proximity-dependent

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Finance (AREA)
  • Signal Processing (AREA)
  • Telephone Function (AREA)
  • Storage Device Security (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG11201805753QA 2016-01-05 2016-12-27 Security verification method and device for smart card application SG11201805753QA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201610006062.2A CN106940767A (zh) 2016-01-05 2016-01-05 一种智能卡应用安全验证方法及装置
PCT/CN2016/112265 WO2017118315A1 (zh) 2016-01-05 2016-12-27 一种智能卡应用安全验证方法及装置

Publications (1)

Publication Number Publication Date
SG11201805753QA true SG11201805753QA (en) 2018-08-30

Family

ID=59273243

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201805753QA SG11201805753QA (en) 2016-01-05 2016-12-27 Security verification method and device for smart card application

Country Status (10)

Country Link
US (1) US11127019B2 (enExample)
EP (1) EP3401823B1 (enExample)
JP (1) JP2019501461A (enExample)
KR (1) KR102125159B1 (enExample)
CN (1) CN106940767A (enExample)
MY (1) MY197570A (enExample)
PH (1) PH12018501427A1 (enExample)
SG (1) SG11201805753QA (enExample)
TW (1) TWI744267B (enExample)
WO (1) WO2017118315A1 (enExample)

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US11704663B2 (en) * 2017-03-31 2023-07-18 Vijay Madisetti Method and system for blockchain-based vehicle identifiers and wallets for decentralized payments
CN108734005B (zh) * 2018-02-09 2021-02-09 深圳市微付充科技有限公司 一种安全/身份验证方法、移动设备及存储装置
US11234235B2 (en) * 2019-04-30 2022-01-25 Bank Of America Corporation Resource distribution hub generation on a mobile device
US11196737B2 (en) 2019-04-30 2021-12-07 Bank Of America Corporation System for secondary authentication via contactless distribution of dynamic resources
US10998937B2 (en) 2019-04-30 2021-05-04 Bank Of America Corporation Embedded tag for resource distribution
WO2021022204A1 (en) * 2019-07-31 2021-02-04 Iigc, Inc. Image-based authorization and transmission of stored value or sim cards
TWI726488B (zh) 2019-11-19 2021-05-01 元太科技工業股份有限公司 非接觸式智慧卡及其操作方法
CN111682883A (zh) * 2020-06-05 2020-09-18 桂林微网互联信息技术有限公司 独立安全卡以及用于使用独立安全卡的终端设备
CN114726407B (zh) * 2022-05-17 2022-08-26 北京紫光青藤微系统有限公司 用于获取异常信息的方法、装置、控制器及存储介质
CN119255211B (zh) * 2024-09-30 2025-07-25 支付宝(杭州)信息技术有限公司 交通工具搭乘业务处理方法、装置以及设备

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JP4899274B2 (ja) * 2001-08-30 2012-03-21 富士通株式会社 携帯型端末及び機能抑制方法
KR100582389B1 (ko) * 2004-11-08 2006-05-23 주식회사 팬택앤큐리텔 Rf 결제시 중간 이벤트를 차단하는 모바일 커머스무선통신 단말기 및 그 방법
US20130339232A1 (en) * 2005-10-06 2013-12-19 C-Sam, Inc. Widget framework for securing account information for a plurality of accounts in a wallet
FR2934910B1 (fr) * 2008-08-05 2013-08-16 Inside Contactless Procede de securisation d'une transaction executee au moyen d'un dispositif portable programmable.
CN101789151A (zh) * 2009-12-31 2010-07-28 中兴通讯股份有限公司 移动终端电子钱包的应用方法及移动终端
JP2012088952A (ja) * 2010-10-20 2012-05-10 Nec Casio Mobile Communications Ltd 携帯端末、決済システム、決済方法、およびプログラム
US20120166332A1 (en) * 2010-12-22 2012-06-28 Ebay Inc. Bill splitting system
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CN103065240B (zh) * 2013-01-11 2018-04-27 中兴通讯股份有限公司 一种移动支付处理方法和系统
US11232447B2 (en) * 2013-03-15 2022-01-25 Allowify Llc System and method for enhanced transaction authorization
US20160078445A1 (en) * 2013-04-25 2016-03-17 Offla Selfsafe Ltd. Self authentication
CN104182870B (zh) * 2013-05-24 2017-12-15 中国银联股份有限公司 一种基于手机钱包的安全支付方法以及支付系统
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US9390242B2 (en) * 2014-02-07 2016-07-12 Bank Of America Corporation Determining user authentication requirements based on the current location of the user being within a predetermined area requiring altered authentication requirements
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CN104504568A (zh) * 2014-12-26 2015-04-08 网易宝有限公司 支付模式控制方法和设备
CN104751329A (zh) * 2015-02-28 2015-07-01 深圳市中兴移动通信有限公司 一种移动支付终端、移动支付系统及移动支付方法
CN104794615A (zh) * 2015-05-11 2015-07-22 易联支付有限公司 一种手机支付安全验证方法

Also Published As

Publication number Publication date
EP3401823B1 (en) 2022-10-12
WO2017118315A1 (zh) 2017-07-13
JP2019501461A (ja) 2019-01-17
EP3401823A1 (en) 2018-11-14
PH12018501427A1 (en) 2019-01-28
US11127019B2 (en) 2021-09-21
KR102125159B1 (ko) 2020-06-22
CN106940767A (zh) 2017-07-11
MY197570A (en) 2023-06-26
TWI744267B (zh) 2021-11-01
US20180315048A1 (en) 2018-11-01
EP3401823A4 (en) 2018-11-14
TW201730804A (zh) 2017-09-01
KR20180109919A (ko) 2018-10-08

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