CN106940767A - 一种智能卡应用安全验证方法及装置 - Google Patents

一种智能卡应用安全验证方法及装置 Download PDF

Info

Publication number
CN106940767A
CN106940767A CN201610006062.2A CN201610006062A CN106940767A CN 106940767 A CN106940767 A CN 106940767A CN 201610006062 A CN201610006062 A CN 201610006062A CN 106940767 A CN106940767 A CN 106940767A
Authority
CN
China
Prior art keywords
application
cards
related data
security parameter
business
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201610006062.2A
Other languages
English (en)
Chinese (zh)
Inventor
修超
王磊
施晨杰
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Advanced New Technologies Co Ltd
Advantageous New Technologies Co Ltd
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Priority to CN201610006062.2A priority Critical patent/CN106940767A/zh
Priority to TW105142083A priority patent/TWI744267B/zh
Priority to JP2018535112A priority patent/JP2019501461A/ja
Priority to SG11201805753QA priority patent/SG11201805753QA/en
Priority to PCT/CN2016/112265 priority patent/WO2017118315A1/zh
Priority to EP16883440.6A priority patent/EP3401823B1/en
Priority to KR1020187022639A priority patent/KR102125159B1/ko
Priority to MYPI2018702345A priority patent/MY197570A/en
Publication of CN106940767A publication Critical patent/CN106940767A/zh
Priority to US16/027,083 priority patent/US11127019B2/en
Priority to PH12018501427A priority patent/PH12018501427A1/en
Pending legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/34User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/44Program or device authentication
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352Contactless payments by cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/12Detection or prevention of fraud
    • H04W12/126Anti-theft arrangements, e.g. protection against subscriber identity module [SIM] cloning
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/80Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60Context-dependent security
    • H04W12/61Time-dependent
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60Context-dependent security
    • H04W12/63Location-dependent; Proximity-dependent

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Computer Hardware Design (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Finance (AREA)
  • Signal Processing (AREA)
  • Telephone Function (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Storage Device Security (AREA)
CN201610006062.2A 2016-01-05 2016-01-05 一种智能卡应用安全验证方法及装置 Pending CN106940767A (zh)

Priority Applications (10)

Application Number Priority Date Filing Date Title
CN201610006062.2A CN106940767A (zh) 2016-01-05 2016-01-05 一种智能卡应用安全验证方法及装置
TW105142083A TWI744267B (zh) 2016-01-05 2016-12-19 智慧卡應用安全驗證方法及裝置
EP16883440.6A EP3401823B1 (en) 2016-01-05 2016-12-27 Security verification method and device for smart card application
SG11201805753QA SG11201805753QA (en) 2016-01-05 2016-12-27 Security verification method and device for smart card application
PCT/CN2016/112265 WO2017118315A1 (zh) 2016-01-05 2016-12-27 一种智能卡应用安全验证方法及装置
JP2018535112A JP2019501461A (ja) 2016-01-05 2016-12-27 スマートカードアプリケーションのためのセキュリティ検証方法及びデバイス
KR1020187022639A KR102125159B1 (ko) 2016-01-05 2016-12-27 스마트 카드 응용을 위한 보안 검증 방법 및 디바이스
MYPI2018702345A MY197570A (en) 2016-01-05 2016-12-27 Security verification method and device for smart card application
US16/027,083 US11127019B2 (en) 2016-01-05 2018-07-03 Security verification method and device for smart card application
PH12018501427A PH12018501427A1 (en) 2016-01-05 2018-07-04 Security verification method and device for smart card application

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201610006062.2A CN106940767A (zh) 2016-01-05 2016-01-05 一种智能卡应用安全验证方法及装置

Publications (1)

Publication Number Publication Date
CN106940767A true CN106940767A (zh) 2017-07-11

Family

ID=59273243

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201610006062.2A Pending CN106940767A (zh) 2016-01-05 2016-01-05 一种智能卡应用安全验证方法及装置

Country Status (10)

Country Link
US (1) US11127019B2 (enExample)
EP (1) EP3401823B1 (enExample)
JP (1) JP2019501461A (enExample)
KR (1) KR102125159B1 (enExample)
CN (1) CN106940767A (enExample)
MY (1) MY197570A (enExample)
PH (1) PH12018501427A1 (enExample)
SG (1) SG11201805753QA (enExample)
TW (1) TWI744267B (enExample)
WO (1) WO2017118315A1 (enExample)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108734005A (zh) * 2018-02-09 2018-11-02 深圳市微付充科技有限公司 一种安全/身份验证方法、移动设备及存储装置
CN111682883A (zh) * 2020-06-05 2020-09-18 桂林微网互联信息技术有限公司 独立安全卡以及用于使用独立安全卡的终端设备

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11704663B2 (en) * 2017-03-31 2023-07-18 Vijay Madisetti Method and system for blockchain-based vehicle identifiers and wallets for decentralized payments
US11196737B2 (en) 2019-04-30 2021-12-07 Bank Of America Corporation System for secondary authentication via contactless distribution of dynamic resources
US10998937B2 (en) 2019-04-30 2021-05-04 Bank Of America Corporation Embedded tag for resource distribution
US11234235B2 (en) * 2019-04-30 2022-01-25 Bank Of America Corporation Resource distribution hub generation on a mobile device
WO2021022204A1 (en) * 2019-07-31 2021-02-04 Iigc, Inc. Image-based authorization and transmission of stored value or sim cards
TWI726488B (zh) * 2019-11-19 2021-05-01 元太科技工業股份有限公司 非接觸式智慧卡及其操作方法
CN114726407B (zh) * 2022-05-17 2022-08-26 北京紫光青藤微系统有限公司 用于获取异常信息的方法、装置、控制器及存储介质
CN119255211B (zh) * 2024-09-30 2025-07-25 支付宝(杭州)信息技术有限公司 交通工具搭乘业务处理方法、装置以及设备

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103065240A (zh) * 2013-01-11 2013-04-24 中兴通讯股份有限公司 一种移动支付处理方法和系统
CN104182870A (zh) * 2013-05-24 2014-12-03 中国银联股份有限公司 一种基于手机钱包的安全支付方法以及支付系统
CN104751329A (zh) * 2015-02-28 2015-07-01 深圳市中兴移动通信有限公司 一种移动支付终端、移动支付系统及移动支付方法
CN104794615A (zh) * 2015-05-11 2015-07-22 易联支付有限公司 一种手机支付安全验证方法

Family Cites Families (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP4899274B2 (ja) * 2001-08-30 2012-03-21 富士通株式会社 携帯型端末及び機能抑制方法
US10176476B2 (en) * 2005-10-06 2019-01-08 Mastercard Mobile Transactions Solutions, Inc. Secure ecosystem infrastructure enabling multiple types of electronic wallets in an ecosystem of issuers, service providers, and acquires of instruments
KR100582389B1 (ko) * 2004-11-08 2006-05-23 주식회사 팬택앤큐리텔 Rf 결제시 중간 이벤트를 차단하는 모바일 커머스무선통신 단말기 및 그 방법
FR2934910B1 (fr) * 2008-08-05 2013-08-16 Inside Contactless Procede de securisation d'une transaction executee au moyen d'un dispositif portable programmable.
CN101789151A (zh) * 2009-12-31 2010-07-28 中兴通讯股份有限公司 移动终端电子钱包的应用方法及移动终端
JP2012088952A (ja) * 2010-10-20 2012-05-10 Nec Casio Mobile Communications Ltd 携帯端末、決済システム、決済方法、およびプログラム
US20120166332A1 (en) * 2010-12-22 2012-06-28 Ebay Inc. Bill splitting system
US20120197793A1 (en) * 2011-01-31 2012-08-02 Bank Of America Corporation Dependent notification alert
TWI483627B (zh) * 2011-05-19 2015-05-01 Chi Mei Comm Systems Inc 具有nfc保護功能之移動設備及其保護方法
CN102855560B (zh) * 2011-06-29 2018-07-17 国民技术股份有限公司 一种移动支付方法及系统
US11232447B2 (en) * 2013-03-15 2022-01-25 Allowify Llc System and method for enhanced transaction authorization
CN105339965A (zh) * 2013-04-25 2016-02-17 奥夫拉自我安全有限公司 自认证
US9811830B2 (en) * 2013-07-03 2017-11-07 Google Inc. Method, medium, and system for online fraud prevention based on user physical location data
US9390242B2 (en) * 2014-02-07 2016-07-12 Bank Of America Corporation Determining user authentication requirements based on the current location of the user being within a predetermined area requiring altered authentication requirements
CN104132870B (zh) 2014-07-10 2017-03-15 上海大学 表面张力和表面面积粘性测定装置
CN104504568A (zh) * 2014-12-26 2015-04-08 网易宝有限公司 支付模式控制方法和设备

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103065240A (zh) * 2013-01-11 2013-04-24 中兴通讯股份有限公司 一种移动支付处理方法和系统
CN104182870A (zh) * 2013-05-24 2014-12-03 中国银联股份有限公司 一种基于手机钱包的安全支付方法以及支付系统
CN104751329A (zh) * 2015-02-28 2015-07-01 深圳市中兴移动通信有限公司 一种移动支付终端、移动支付系统及移动支付方法
CN104794615A (zh) * 2015-05-11 2015-07-22 易联支付有限公司 一种手机支付安全验证方法

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108734005A (zh) * 2018-02-09 2018-11-02 深圳市微付充科技有限公司 一种安全/身份验证方法、移动设备及存储装置
CN111682883A (zh) * 2020-06-05 2020-09-18 桂林微网互联信息技术有限公司 独立安全卡以及用于使用独立安全卡的终端设备

Also Published As

Publication number Publication date
US20180315048A1 (en) 2018-11-01
KR102125159B1 (ko) 2020-06-22
EP3401823A1 (en) 2018-11-14
MY197570A (en) 2023-06-26
JP2019501461A (ja) 2019-01-17
WO2017118315A1 (zh) 2017-07-13
TW201730804A (zh) 2017-09-01
TWI744267B (zh) 2021-11-01
EP3401823B1 (en) 2022-10-12
PH12018501427A1 (en) 2019-01-28
EP3401823A4 (en) 2018-11-14
KR20180109919A (ko) 2018-10-08
US11127019B2 (en) 2021-09-21
SG11201805753QA (en) 2018-08-30

Similar Documents

Publication Publication Date Title
CN106940767A (zh) 一种智能卡应用安全验证方法及装置
US11321704B2 (en) Secure management of transactions using a smart/virtual card
KR102622185B1 (ko) 모바일 결제 장치 및 모바일 결제 시스템
CN108428451B (zh) 语音控制方法、电子设备和语音控制系统
US20150244718A1 (en) Biometric authentication
CN109787943A (zh) 一种抵御拒绝服务攻击的方法及设备
KR101389468B1 (ko) 신용카드를 이용한 휴대정보 단말기에서의 모바일 카드 발급방법 및 이를 위한 신용카드
CN106850503A (zh) 一种免登录身份认证方法及装置
US10311425B2 (en) Integrating mobile payment application with other mobile applications while preventing security exposures
CN107704849A (zh) 双重验证功能的人脸识别方法及系统
Ruttala et al. NFC based smart campus payment system
CN104346550A (zh) 一种信息处理方法以及一种电子设备
CN107480996A (zh) 一种支付方法及终端
KR20140011975A (ko) 태깅을 통한 카드결제용 디지털 시스템, 결제측 시스템 및 그 제공방법
CN107437997A (zh) 一种射频通信装置及方法
CN103856326A (zh) 安全认证方法和装置
CN109872148A (zh) 基于tui的可信数据处理方法、装置以及移动终端
CN107563162A (zh) 一种隐秘解锁方法及系统
CN107292608A (zh) 一种指纹加密的eID移动交易装置
CN109544143A (zh) 一种支付码的打开方法、安全支付方法及终端
WO2016165171A1 (zh) 用于移动终端的近场支付方法、装置和移动终端
HK1238741A (en) Security verification method and device for smart card application
HK1238741A1 (en) Security verification method and device for smart card application
CN106648065A (zh) 一种整合智能穿戴的管理云系统及其管理方法
CN103714276B (zh) 相连的设备架构、移动平台和用于安全的用户认证的系统

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
REG Reference to a national code

Ref country code: HK

Ref legal event code: DE

Ref document number: 1238741

Country of ref document: HK

TA01 Transfer of patent application right
TA01 Transfer of patent application right

Effective date of registration: 20201013

Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands

Applicant after: Innovative advanced technology Co.,Ltd.

Address before: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands

Applicant before: Advanced innovation technology Co.,Ltd.

Effective date of registration: 20201013

Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands

Applicant after: Advanced innovation technology Co.,Ltd.

Address before: Greater Cayman, British Cayman Islands

Applicant before: Alibaba Group Holding Ltd.

REG Reference to a national code

Ref country code: HK

Ref legal event code: WD

Ref document number: 1238741

Country of ref document: HK