JP2019501461A - スマートカードアプリケーションのためのセキュリティ検証方法及びデバイス - Google Patents

スマートカードアプリケーションのためのセキュリティ検証方法及びデバイス Download PDF

Info

Publication number
JP2019501461A
JP2019501461A JP2018535112A JP2018535112A JP2019501461A JP 2019501461 A JP2019501461 A JP 2019501461A JP 2018535112 A JP2018535112 A JP 2018535112A JP 2018535112 A JP2018535112 A JP 2018535112A JP 2019501461 A JP2019501461 A JP 2019501461A
Authority
JP
Japan
Prior art keywords
smart card
security
service
current service
card application
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
JP2018535112A
Other languages
English (en)
Japanese (ja)
Other versions
JP2019501461A5 (enExample
Inventor
シュ,チャオ
ワン,レイ
シ,チェンジェ
Original Assignee
アリババ グループ ホウルディング リミテッド
アリババ グループ ホウルディング リミテッド
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by アリババ グループ ホウルディング リミテッド, アリババ グループ ホウルディング リミテッド filed Critical アリババ グループ ホウルディング リミテッド
Publication of JP2019501461A publication Critical patent/JP2019501461A/ja
Publication of JP2019501461A5 publication Critical patent/JP2019501461A5/ja
Pending legal-status Critical Current

Links

Images

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/34User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/44Program or device authentication
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352Contactless payments by cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/12Detection or prevention of fraud
    • H04W12/126Anti-theft arrangements, e.g. protection against subscriber identity module [SIM] cloning
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/80Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60Context-dependent security
    • H04W12/61Time-dependent
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60Context-dependent security
    • H04W12/63Location-dependent; Proximity-dependent

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Computer Hardware Design (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Finance (AREA)
  • Signal Processing (AREA)
  • Telephone Function (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Storage Device Security (AREA)
JP2018535112A 2016-01-05 2016-12-27 スマートカードアプリケーションのためのセキュリティ検証方法及びデバイス Pending JP2019501461A (ja)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
CN201610006062.2A CN106940767A (zh) 2016-01-05 2016-01-05 一种智能卡应用安全验证方法及装置
CN201610006062.2 2016-01-05
PCT/CN2016/112265 WO2017118315A1 (zh) 2016-01-05 2016-12-27 一种智能卡应用安全验证方法及装置

Publications (2)

Publication Number Publication Date
JP2019501461A true JP2019501461A (ja) 2019-01-17
JP2019501461A5 JP2019501461A5 (enExample) 2020-02-06

Family

ID=59273243

Family Applications (1)

Application Number Title Priority Date Filing Date
JP2018535112A Pending JP2019501461A (ja) 2016-01-05 2016-12-27 スマートカードアプリケーションのためのセキュリティ検証方法及びデバイス

Country Status (10)

Country Link
US (1) US11127019B2 (enExample)
EP (1) EP3401823B1 (enExample)
JP (1) JP2019501461A (enExample)
KR (1) KR102125159B1 (enExample)
CN (1) CN106940767A (enExample)
MY (1) MY197570A (enExample)
PH (1) PH12018501427A1 (enExample)
SG (1) SG11201805753QA (enExample)
TW (1) TWI744267B (enExample)
WO (1) WO2017118315A1 (enExample)

Families Citing this family (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11704663B2 (en) * 2017-03-31 2023-07-18 Vijay Madisetti Method and system for blockchain-based vehicle identifiers and wallets for decentralized payments
CN108734005B (zh) * 2018-02-09 2021-02-09 深圳市微付充科技有限公司 一种安全/身份验证方法、移动设备及存储装置
US11196737B2 (en) 2019-04-30 2021-12-07 Bank Of America Corporation System for secondary authentication via contactless distribution of dynamic resources
US10998937B2 (en) 2019-04-30 2021-05-04 Bank Of America Corporation Embedded tag for resource distribution
US11234235B2 (en) * 2019-04-30 2022-01-25 Bank Of America Corporation Resource distribution hub generation on a mobile device
WO2021022204A1 (en) * 2019-07-31 2021-02-04 Iigc, Inc. Image-based authorization and transmission of stored value or sim cards
TWI726488B (zh) * 2019-11-19 2021-05-01 元太科技工業股份有限公司 非接觸式智慧卡及其操作方法
CN111682883A (zh) * 2020-06-05 2020-09-18 桂林微网互联信息技术有限公司 独立安全卡以及用于使用独立安全卡的终端设备
CN114726407B (zh) * 2022-05-17 2022-08-26 北京紫光青藤微系统有限公司 用于获取异常信息的方法、装置、控制器及存储介质
CN119255211B (zh) * 2024-09-30 2025-07-25 支付宝(杭州)信息技术有限公司 交通工具搭乘业务处理方法、装置以及设备

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2003078952A (ja) * 2001-08-30 2003-03-14 Fujitsu Ltd 携帯型端末及び機能抑制方法
JP2012088952A (ja) * 2010-10-20 2012-05-10 Nec Casio Mobile Communications Ltd 携帯端末、決済システム、決済方法、およびプログラム
US20120295588A1 (en) * 2011-05-19 2012-11-22 Chi Mei Communication Systems, Inc. Mobile device and nfc service protection method of the mobile device
CN104751329A (zh) * 2015-02-28 2015-07-01 深圳市中兴移动通信有限公司 一种移动支付终端、移动支付系统及移动支付方法

Family Cites Families (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10176476B2 (en) * 2005-10-06 2019-01-08 Mastercard Mobile Transactions Solutions, Inc. Secure ecosystem infrastructure enabling multiple types of electronic wallets in an ecosystem of issuers, service providers, and acquires of instruments
KR100582389B1 (ko) * 2004-11-08 2006-05-23 주식회사 팬택앤큐리텔 Rf 결제시 중간 이벤트를 차단하는 모바일 커머스무선통신 단말기 및 그 방법
FR2934910B1 (fr) * 2008-08-05 2013-08-16 Inside Contactless Procede de securisation d'une transaction executee au moyen d'un dispositif portable programmable.
CN101789151A (zh) * 2009-12-31 2010-07-28 中兴通讯股份有限公司 移动终端电子钱包的应用方法及移动终端
US20120166332A1 (en) * 2010-12-22 2012-06-28 Ebay Inc. Bill splitting system
US20120197793A1 (en) * 2011-01-31 2012-08-02 Bank Of America Corporation Dependent notification alert
CN102855560B (zh) * 2011-06-29 2018-07-17 国民技术股份有限公司 一种移动支付方法及系统
CN103065240B (zh) * 2013-01-11 2018-04-27 中兴通讯股份有限公司 一种移动支付处理方法和系统
US11232447B2 (en) * 2013-03-15 2022-01-25 Allowify Llc System and method for enhanced transaction authorization
CN105339965A (zh) * 2013-04-25 2016-02-17 奥夫拉自我安全有限公司 自认证
CN104182870B (zh) * 2013-05-24 2017-12-15 中国银联股份有限公司 一种基于手机钱包的安全支付方法以及支付系统
US9811830B2 (en) * 2013-07-03 2017-11-07 Google Inc. Method, medium, and system for online fraud prevention based on user physical location data
US9390242B2 (en) * 2014-02-07 2016-07-12 Bank Of America Corporation Determining user authentication requirements based on the current location of the user being within a predetermined area requiring altered authentication requirements
CN104132870B (zh) 2014-07-10 2017-03-15 上海大学 表面张力和表面面积粘性测定装置
CN104504568A (zh) * 2014-12-26 2015-04-08 网易宝有限公司 支付模式控制方法和设备
CN104794615A (zh) * 2015-05-11 2015-07-22 易联支付有限公司 一种手机支付安全验证方法

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2003078952A (ja) * 2001-08-30 2003-03-14 Fujitsu Ltd 携帯型端末及び機能抑制方法
JP2012088952A (ja) * 2010-10-20 2012-05-10 Nec Casio Mobile Communications Ltd 携帯端末、決済システム、決済方法、およびプログラム
US20120295588A1 (en) * 2011-05-19 2012-11-22 Chi Mei Communication Systems, Inc. Mobile device and nfc service protection method of the mobile device
CN104751329A (zh) * 2015-02-28 2015-07-01 深圳市中兴移动通信有限公司 一种移动支付终端、移动支付系统及移动支付方法

Also Published As

Publication number Publication date
US20180315048A1 (en) 2018-11-01
KR102125159B1 (ko) 2020-06-22
EP3401823A1 (en) 2018-11-14
MY197570A (en) 2023-06-26
WO2017118315A1 (zh) 2017-07-13
TW201730804A (zh) 2017-09-01
TWI744267B (zh) 2021-11-01
EP3401823B1 (en) 2022-10-12
PH12018501427A1 (en) 2019-01-28
EP3401823A4 (en) 2018-11-14
CN106940767A (zh) 2017-07-11
KR20180109919A (ko) 2018-10-08
US11127019B2 (en) 2021-09-21
SG11201805753QA (en) 2018-08-30

Similar Documents

Publication Publication Date Title
JP2019501461A (ja) スマートカードアプリケーションのためのセキュリティ検証方法及びデバイス
US10719599B2 (en) Verification code generation to improve recognition accuracy by a person and recognition difficulty by a computer program
CN107278313B (zh) 支付手段操作支持方法和用于支持该方法的电子设备
CN105894268B (zh) 支付处理方法及支付其的电子设备
KR102368614B1 (ko) 인증 처리 방법 및 이를 지원하는 전자 장치
EP3057047B1 (en) Electronic device or payment processing method
TWI724326B (zh) 業務授權的方法、裝置及設備
KR102216877B1 (ko) 전자장치에서 생체 정보를 이용한 인증 방법 및 장치
TW202006620A (zh) 識別二手門號帳戶盜用的風控模型訓練、風控方法、裝置以及設備
US20170103382A1 (en) Method of providing payment service and electronic device for implementing same
US20170083882A1 (en) Secure payment method and electronic device adapted thereto
CN107408251A (zh) 提供电子支付功能的电子设备及其操作方法
CN106850503B (zh) 一种免登录身份认证方法及装置
JP2017510909A (ja) 指紋認証方法、装置、インテリジェント端末及びコンピュータ記憶媒体
CN107294999A (zh) 信息验证处理方法、装置、系统、客户端及服务器
WO2021031528A1 (zh) 一种操作用户识别方法、装置及设备
JP2015531134A (ja) ハードウェアによるアクセス保護
CN104424028A (zh) 终端设备以及切换方法
EP3543938A1 (en) Authentication of a transaction card using a multimedia file
TWI741555B (zh) 顯示數位物件唯一識別符的方法及裝置
CN108173811A (zh) 电子装置和所述电子装置的卡注册方法
US20220075855A1 (en) Identity verification method and apparatus
CN104427097A (zh) 终端设备以及切换方法
CN111882321A (zh) 身份核验处理方法、装置及系统
HK1238741A (en) Security verification method and device for smart card application

Legal Events

Date Code Title Description
A521 Request for written amendment filed

Free format text: JAPANESE INTERMEDIATE CODE: A523

Effective date: 20191217

A621 Written request for application examination

Free format text: JAPANESE INTERMEDIATE CODE: A621

Effective date: 20191217

RD03 Notification of appointment of power of attorney

Free format text: JAPANESE INTERMEDIATE CODE: A7423

Effective date: 20200605

A711 Notification of change in applicant

Free format text: JAPANESE INTERMEDIATE CODE: A711

Effective date: 20201228

A977 Report on retrieval

Free format text: JAPANESE INTERMEDIATE CODE: A971007

Effective date: 20210127

A131 Notification of reasons for refusal

Free format text: JAPANESE INTERMEDIATE CODE: A131

Effective date: 20210329

A521 Request for written amendment filed

Free format text: JAPANESE INTERMEDIATE CODE: A523

Effective date: 20210628

A02 Decision of refusal

Free format text: JAPANESE INTERMEDIATE CODE: A02

Effective date: 20210712