SG11201609216YA - System and method for token domain control - Google Patents

System and method for token domain control

Info

Publication number
SG11201609216YA
SG11201609216YA SG11201609216YA SG11201609216YA SG11201609216YA SG 11201609216Y A SG11201609216Y A SG 11201609216YA SG 11201609216Y A SG11201609216Y A SG 11201609216YA SG 11201609216Y A SG11201609216Y A SG 11201609216YA SG 11201609216Y A SG11201609216Y A SG 11201609216YA
Authority
SG
Singapore
Prior art keywords
domain control
token domain
token
control
domain
Prior art date
Application number
SG11201609216YA
Other languages
English (en)
Inventor
Phillip Kumnick
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of SG11201609216YA publication Critical patent/SG11201609216YA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/321Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving a third party or a trusted authority
    • H04L9/3213Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving a third party or a trusted authority using tickets or tokens, e.g. Kerberos
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083Network architectures or network communication protocols for network security for authentication of entities using passwords
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/01Protocols
    • H04L67/02Protocols based on web technology, e.g. hypertext transfer protocol [HTTP]
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/01Protocols
    • H04L67/10Protocols in which an application is distributed across nodes in the network
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/50Network services
    • H04L67/53Network services using third party service providers

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Engineering & Computer Science (AREA)
  • Computing Systems (AREA)
  • Computer Hardware Design (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Electrotherapy Devices (AREA)
  • Multi Processors (AREA)
SG11201609216YA 2014-05-05 2015-05-05 System and method for token domain control SG11201609216YA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201461988815P 2014-05-05 2014-05-05
PCT/US2015/029267 WO2015171625A1 (en) 2014-05-05 2015-05-05 System and method for token domain control

Publications (1)

Publication Number Publication Date
SG11201609216YA true SG11201609216YA (en) 2016-12-29

Family

ID=54356067

Family Applications (3)

Application Number Title Priority Date Filing Date
SG11201609216YA SG11201609216YA (en) 2014-05-05 2015-05-05 System and method for token domain control
SG10202007850WA SG10202007850WA (en) 2014-05-05 2015-05-05 System and method for token domain control
SG10201803024SA SG10201803024SA (en) 2014-05-05 2015-05-05 System and method for token domain control

Family Applications After (2)

Application Number Title Priority Date Filing Date
SG10202007850WA SG10202007850WA (en) 2014-05-05 2015-05-05 System and method for token domain control
SG10201803024SA SG10201803024SA (en) 2014-05-05 2015-05-05 System and method for token domain control

Country Status (8)

Country Link
US (3) US9848052B2 (zh)
EP (1) EP3140798A4 (zh)
KR (1) KR20160146784A (zh)
CN (2) CN111062720B (zh)
AU (3) AU2015256205B2 (zh)
CA (1) CA2945193A1 (zh)
SG (3) SG11201609216YA (zh)
WO (1) WO2015171625A1 (zh)

Families Citing this family (187)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20140019352A1 (en) 2011-02-22 2014-01-16 Visa International Service Association Multi-purpose virtual card transaction apparatuses, methods and systems
US8762263B2 (en) 2005-09-06 2014-06-24 Visa U.S.A. Inc. System and method for secured account numbers in proximity devices
US7739169B2 (en) 2007-06-25 2010-06-15 Visa U.S.A. Inc. Restricting access to compromised account information
US7937324B2 (en) 2007-09-13 2011-05-03 Visa U.S.A. Inc. Account permanence
US8219489B2 (en) 2008-07-29 2012-07-10 Visa U.S.A. Inc. Transaction processing using a global unique identifier
US10867298B1 (en) 2008-10-31 2020-12-15 Wells Fargo Bank, N.A. Payment vehicle with on and off function
US20100114768A1 (en) 2008-10-31 2010-05-06 Wachovia Corporation Payment vehicle with on and off function
US9715681B2 (en) 2009-04-28 2017-07-25 Visa International Service Association Verification of portable consumer devices
US8893967B2 (en) 2009-05-15 2014-11-25 Visa International Service Association Secure Communication of payment information to merchants using a verification token
US9105027B2 (en) 2009-05-15 2015-08-11 Visa International Service Association Verification of portable consumer device for secure services
US10846683B2 (en) 2009-05-15 2020-11-24 Visa International Service Association Integration of verification tokens with mobile communication devices
US9038886B2 (en) 2009-05-15 2015-05-26 Visa International Service Association Verification of portable consumer devices
US8534564B2 (en) 2009-05-15 2013-09-17 Ayman Hammad Integration of verification tokens with mobile communication devices
US10140598B2 (en) 2009-05-20 2018-11-27 Visa International Service Association Device including encrypted data for expiration date and verification value creation
CN102713922B (zh) 2010-01-12 2015-11-25 维萨国际服务协会 用于对验证令牌的任何时候确认的方法
US9245267B2 (en) 2010-03-03 2016-01-26 Visa International Service Association Portable account number for consumer payment account
US9342832B2 (en) 2010-08-12 2016-05-17 Visa International Service Association Securing external systems with account token substitution
US10586227B2 (en) 2011-02-16 2020-03-10 Visa International Service Association Snap mobile payment apparatuses, methods and systems
CN103765453B (zh) 2011-02-16 2018-08-14 维萨国际服务协会 快拍移动支付装置,方法和系统
EP2678812A4 (en) 2011-02-22 2015-05-20 Visa Int Service Ass APPARATUSES, METHODS AND SYSTEMS FOR UNIVERSAL ELECTRONIC PAYMENT
EP2681701A4 (en) 2011-03-04 2014-08-20 Visa Int Service Ass INTEGRATION OF PAYMENT OPTIONS IN SAFE ITEMS OF COMPUTERS
WO2012142045A2 (en) 2011-04-11 2012-10-18 Visa International Service Association Multiple tokenization for authentication
AU2012278963B2 (en) 2011-07-05 2017-02-23 Visa International Service Association Electronic wallet checkout platform apparatuses, methods and systems
US9582598B2 (en) 2011-07-05 2017-02-28 Visa International Service Association Hybrid applications utilizing distributed models and views apparatuses, methods and systems
US9355393B2 (en) 2011-08-18 2016-05-31 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
WO2013019567A2 (en) 2011-07-29 2013-02-07 Visa International Service Association Passing payment tokens through an hop/sop
US10825001B2 (en) 2011-08-18 2020-11-03 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
US9710807B2 (en) 2011-08-18 2017-07-18 Visa International Service Association Third-party value added wallet features and interfaces apparatuses, methods and systems
US10242358B2 (en) 2011-08-18 2019-03-26 Visa International Service Association Remote decoupled application persistent state apparatuses, methods and systems
US10223730B2 (en) 2011-09-23 2019-03-05 Visa International Service Association E-wallet store injection search apparatuses, methods and systems
US10223710B2 (en) 2013-01-04 2019-03-05 Visa International Service Association Wearable intelligent vision device apparatuses, methods and systems
WO2013103991A1 (en) 2012-01-05 2013-07-11 Visa International Service Association Data protection with translation
US9830595B2 (en) 2012-01-26 2017-11-28 Visa International Service Association System and method of providing tokenization as a service
AU2013214801B2 (en) 2012-02-02 2018-06-21 Visa International Service Association Multi-source, multi-dimensional, cross-entity, multimedia database platform apparatuses, methods and systems
US10282724B2 (en) 2012-03-06 2019-05-07 Visa International Service Association Security system incorporating mobile device
WO2013132995A1 (ja) * 2012-03-07 2013-09-12 ソニー株式会社 決済処理システム、決済端末、通信装置、決済サーバ、及び決済処理方法
US20130297501A1 (en) 2012-05-04 2013-11-07 Justin Monk System and method for local data conversion
US20130311382A1 (en) * 2012-05-21 2013-11-21 Klaus S. Fosmark Obtaining information for a payment transaction
US9524501B2 (en) 2012-06-06 2016-12-20 Visa International Service Association Method and system for correlating diverse transaction data
WO2014008403A1 (en) 2012-07-03 2014-01-09 Visa International Service Association Data protection hub
US9256871B2 (en) 2012-07-26 2016-02-09 Visa U.S.A. Inc. Configurable payment tokens
US9665722B2 (en) 2012-08-10 2017-05-30 Visa International Service Association Privacy firewall
AU2013315510B2 (en) 2012-09-11 2019-08-22 Visa International Service Association Cloud-based Virtual Wallet NFC Apparatuses, methods and systems
WO2014066559A1 (en) 2012-10-23 2014-05-01 Visa International Service Association Transaction initiation determination system utilizing transaction data elements
US9911118B2 (en) 2012-11-21 2018-03-06 Visa International Service Association Device pairing via trusted intermediary
WO2014087381A1 (en) 2012-12-07 2014-06-12 Visa International Service Association A token generating component
US9741051B2 (en) 2013-01-02 2017-08-22 Visa International Service Association Tokenization and third-party interaction
US10740731B2 (en) 2013-01-02 2020-08-11 Visa International Service Association Third party settlement
US11055710B2 (en) 2013-05-02 2021-07-06 Visa International Service Association Systems and methods for verifying and processing transactions using virtual currency
BR112015028628A2 (pt) 2013-05-15 2017-07-25 Visa Int Service Ass método, e, sistema
US10878422B2 (en) 2013-06-17 2020-12-29 Visa International Service Association System and method using merchant token
SG10201800629WA (en) 2013-07-24 2018-02-27 Visa Int Service Ass Systems and methods for communicating risk using token assurance data
AU2014294613B2 (en) 2013-07-26 2017-03-16 Visa International Service Association Provisioning payment credentials to a consumer
CN105612543B (zh) 2013-08-08 2022-05-27 维萨国际服务协会 用于为移动设备供应支付凭证的方法和系统
US10496986B2 (en) 2013-08-08 2019-12-03 Visa International Service Association Multi-network tokenization processing
EP2843605A1 (en) * 2013-08-30 2015-03-04 Gemalto SA Method for authenticating transactions
US9978094B2 (en) 2013-10-11 2018-05-22 Visa International Service Association Tokenization revocation list
EP3078156A4 (en) 2013-10-11 2017-07-12 Visa International Service Association Network token system
US10515358B2 (en) 2013-10-18 2019-12-24 Visa International Service Association Contextual transaction token methods and systems
US10489779B2 (en) 2013-10-21 2019-11-26 Visa International Service Association Multi-network token bin routing with defined verification parameters
US10366387B2 (en) 2013-10-29 2019-07-30 Visa International Service Association Digital wallet system and method
BR112016014106A2 (pt) 2013-12-19 2017-08-08 Visa Int Service Ass Método para intensificar a segurança de um dispositivo de comunicação, e, dispositivo de comunicação
US9922322B2 (en) 2013-12-19 2018-03-20 Visa International Service Association Cloud-based transactions with magnetic secure transmission
US10433128B2 (en) 2014-01-07 2019-10-01 Visa International Service Association Methods and systems for provisioning multiple devices
US9846878B2 (en) 2014-01-14 2017-12-19 Visa International Service Association Payment account identifier system
US10026087B2 (en) 2014-04-08 2018-07-17 Visa International Service Association Data passed in an interaction
US9942043B2 (en) 2014-04-23 2018-04-10 Visa International Service Association Token security on a communication device
US11461766B1 (en) 2014-04-30 2022-10-04 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US11610197B1 (en) 2014-04-30 2023-03-21 Wells Fargo Bank, N.A. Mobile wallet rewards redemption systems and methods
US11288660B1 (en) 2014-04-30 2022-03-29 Wells Fargo Bank, N.A. Mobile wallet account balance systems and methods
US11663599B1 (en) 2014-04-30 2023-05-30 Wells Fargo Bank, N.A. Mobile wallet authentication systems and methods
US11748736B1 (en) 2014-04-30 2023-09-05 Wells Fargo Bank, N.A. Mobile wallet integration within mobile banking
US10997592B1 (en) * 2014-04-30 2021-05-04 Wells Fargo Bank, N.A. Mobile wallet account balance systems and methods
US9652770B1 (en) 2014-04-30 2017-05-16 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
CA2946150A1 (en) 2014-05-01 2015-11-05 Visa International Service Association Data verification using access device
AU2015264124B2 (en) 2014-05-21 2019-05-09 Visa International Service Association Offline authentication
US11023890B2 (en) 2014-06-05 2021-06-01 Visa International Service Association Identification and verification for provisioning mobile application
US9780953B2 (en) 2014-07-23 2017-10-03 Visa International Service Association Systems and methods for secure detokenization
US10484345B2 (en) 2014-07-31 2019-11-19 Visa International Service Association System and method for identity verification across mobile applications
US10445739B1 (en) 2014-08-14 2019-10-15 Wells Fargo Bank, N.A. Use limitations for secondary users of financial accounts
US9775029B2 (en) 2014-08-22 2017-09-26 Visa International Service Association Embedding cloud-based functionalities in a communication device
US10140615B2 (en) 2014-09-22 2018-11-27 Visa International Service Association Secure mobile device credential provisioning using risk decision non-overrides
ES2732564T3 (es) 2014-09-26 2019-11-25 Visa Int Service Ass Sistema y procedimientos de aprovisionamiento de datos cifrados de servidor remoto
US11257074B2 (en) 2014-09-29 2022-02-22 Visa International Service Association Transaction risk based token
US10015147B2 (en) 2014-10-22 2018-07-03 Visa International Service Association Token enrollment system and method
GB201419016D0 (en) 2014-10-24 2014-12-10 Visa Europe Ltd Transaction Messaging
AU2015353458A1 (en) 2014-11-26 2017-04-20 Visa International Service Association Tokenization request via access device
US10257185B2 (en) 2014-12-12 2019-04-09 Visa International Service Association Automated access data provisioning
EP3231157B1 (en) 2014-12-12 2020-05-20 Visa International Service Association Provisioning platform for machine-to-machine devices
US10096009B2 (en) 2015-01-20 2018-10-09 Visa International Service Association Secure payment processing using authorization request
US11250391B2 (en) 2015-01-30 2022-02-15 Visa International Service Association Token check offline
EP3062295B1 (en) * 2015-02-25 2021-11-10 Assa Abloy Ab Systems and methods for updating a mobile device
US11853919B1 (en) 2015-03-04 2023-12-26 Wells Fargo Bank, N.A. Systems and methods for peer-to-peer funds requests
EP3268913A4 (en) * 2015-03-12 2018-09-19 Mastercard International Incorporated Payment card storing tokenized information
US10164996B2 (en) 2015-03-12 2018-12-25 Visa International Service Association Methods and systems for providing a low value token buffer
US11429975B1 (en) 2015-03-27 2022-08-30 Wells Fargo Bank, N.A. Token management system
SG11201706576TA (en) 2015-04-10 2017-09-28 Visa Int Service Ass Browser integration with cryptogram
US9998978B2 (en) 2015-04-16 2018-06-12 Visa International Service Association Systems and methods for processing dormant virtual access devices
US10552834B2 (en) 2015-04-30 2020-02-04 Visa International Service Association Tokenization capable authentication framework
US20160350746A1 (en) * 2015-05-28 2016-12-01 Mastercard International Incorporated Consumer friendly token number allocation
WO2016205645A1 (en) * 2015-06-19 2016-12-22 Moreton Paul Y Systems and methods for managing electronic tokens for device interactions
US20170032362A1 (en) * 2015-07-31 2017-02-02 Ca, Inc. Streamlined enrollment of credit cards in mobile wallets
US11170364B1 (en) 2015-07-31 2021-11-09 Wells Fargo Bank, N.A. Connected payment card systems and methods
SG10202007121XA (en) 2015-10-15 2020-09-29 Visa Int Service Ass Instant token issuance system
US9537865B1 (en) * 2015-12-03 2017-01-03 International Business Machines Corporation Access control using tokens and black lists
CN116132063A (zh) 2015-12-04 2023-05-16 维萨国际服务协会 安全令牌分发
EP3384630B1 (en) * 2015-12-04 2021-08-18 Visa International Service Association Unique code for token verification
WO2017120605A1 (en) 2016-01-07 2017-07-13 Visa International Service Association Systems and methods for device push provisioning
CA3008688A1 (en) 2016-02-01 2017-08-10 Visa International Service Association Systems and methods for code display and use
WO2017136579A1 (en) * 2016-02-02 2017-08-10 Live Nation Entertainment, Inc. Decentralized virtual trustless ledger for ticketing control
US11495073B2 (en) 2016-02-02 2022-11-08 Live Nation Entertainment, Inc. Decentralized virtual trustless database for access control
US11501288B2 (en) 2016-02-09 2022-11-15 Visa International Service Association Resource provider account token provisioning and processing
US10282726B2 (en) * 2016-03-03 2019-05-07 Visa International Service Association Systems and methods for domain restriction with remote authentication
US10579999B2 (en) * 2016-03-14 2020-03-03 Facebook, Inc. Network payment tokenization for processing payment transactions
WO2017176279A1 (en) 2016-04-07 2017-10-12 Visa International Service Association Tokenization of co-network accounts
US10313321B2 (en) 2016-04-07 2019-06-04 Visa International Service Association Tokenization of co-network accounts
US11386421B2 (en) 2016-04-19 2022-07-12 Visa International Service Association Systems and methods for performing push transactions
US20170316405A1 (en) * 2016-05-02 2017-11-02 American Express Travel Related Services Company, Inc. Systems and Methods for Control and Reconciliation of Virtual Token Accounts
US9792782B1 (en) 2016-05-17 2017-10-17 Visa International Service Association Systems and methods for transferring resource access
US11250424B2 (en) 2016-05-19 2022-02-15 Visa International Service Association Systems and methods for creating subtokens using primary tokens
BR112018072903A2 (pt) 2016-06-03 2019-02-19 Visa International Service Association método, e, dispositivos de comunicação e conectado.
US11429971B1 (en) * 2016-06-03 2022-08-30 Jpmorgan Chase Bank, N.A. Systems, methods, and devices for integrating a first party service into a second party computer application
US11068899B2 (en) 2016-06-17 2021-07-20 Visa International Service Association Token aggregation for multi-party transactions
CA3021357A1 (en) 2016-06-24 2017-12-28 Visa International Service Association Unique token authentication cryptogram
US11935020B1 (en) 2016-07-01 2024-03-19 Wells Fargo Bank, N.A. Control tower for prospective transactions
US11615402B1 (en) 2016-07-01 2023-03-28 Wells Fargo Bank, N.A. Access control tower
US10992679B1 (en) 2016-07-01 2021-04-27 Wells Fargo Bank, N.A. Access control tower
US11386223B1 (en) 2016-07-01 2022-07-12 Wells Fargo Bank, N.A. Access control tower
US11886611B1 (en) 2016-07-01 2024-01-30 Wells Fargo Bank, N.A. Control tower for virtual rewards currency
SG10202110839VA (en) 2016-07-11 2021-11-29 Visa Int Service Ass Encryption key exchange process using access device
WO2018017068A1 (en) * 2016-07-19 2018-01-25 Visa International Service Association Method of distributing tokens and managing token relationships
US10509779B2 (en) 2016-09-14 2019-12-17 Visa International Service Association Self-cleaning token vault
US11468414B1 (en) 2016-10-03 2022-10-11 Wells Fargo Bank, N.A. Systems and methods for establishing a pull payment relationship
FR3057689A1 (fr) * 2016-10-14 2018-04-20 Safran Identity and Security Procede et systeme de fourniture de jeton dans un systeme d'emulation de carte hote comportant un premier et un second dispositifs
US11170365B2 (en) 2016-10-19 2021-11-09 Visa International Service Association Digital wallet merchant-specific virtual payment accounts
CN117009946A (zh) 2016-11-28 2023-11-07 维萨国际服务协会 供应到应用程序的访问标识符
US10404703B1 (en) * 2016-12-02 2019-09-03 Worldpay, Llc Systems and methods for third-party interoperability in secure network transactions using tokenized data
US11074605B1 (en) 2016-12-22 2021-07-27 Synchrony Bank System and method for processing of promotions in connection with digital purchasing
US10915899B2 (en) 2017-03-17 2021-02-09 Visa International Service Association Replacing token on a multi-token user device
US20180285875A1 (en) * 2017-03-31 2018-10-04 Simon Law Static token systems and methods for representing dynamic real credentials
US11556936B1 (en) 2017-04-25 2023-01-17 Wells Fargo Bank, N.A. System and method for card control
US10902418B2 (en) 2017-05-02 2021-01-26 Visa International Service Association System and method using interaction token
US11494765B2 (en) 2017-05-11 2022-11-08 Visa International Service Association Secure remote transaction system using mobile devices
US11062388B1 (en) 2017-07-06 2021-07-13 Wells Fargo Bank, N.A Data control tower
SG11201911660WA (en) 2017-07-11 2020-01-30 Visa Int Service Ass Systems and methods for using a transaction identifier to protect sensitive credentials
US10491389B2 (en) 2017-07-14 2019-11-26 Visa International Service Association Token provisioning utilizing a secure authentication system
US10956905B2 (en) * 2017-10-05 2021-03-23 The Toronto-Dominion Bank System and method of session key generation and exchange
US11188887B1 (en) 2017-11-20 2021-11-30 Wells Fargo Bank, N.A. Systems and methods for payment information access management
US20190197548A1 (en) * 2017-12-21 2019-06-27 Mastercard International Incorporated Systems and Methods for Providing Central Token Handling for Computing Networks
US10757123B2 (en) 2018-01-25 2020-08-25 Bank Of America Corporation Dynamic record identification and analysis computer system with event monitoring components
WO2019161003A1 (en) 2018-02-14 2019-08-22 Jpmorgan Chase Bank, N.A. Systems and methods for issuer-specified domain controls on a payment instrument
CN111819555A (zh) 2018-03-07 2020-10-23 维萨国际服务协会 利用在线认证的安全远程令牌发布
WO2019190468A1 (en) 2018-03-27 2019-10-03 Visa International Service Association System and method for authorizing and provisioning a token to an appliance
US11775955B1 (en) 2018-05-10 2023-10-03 Wells Fargo Bank, N.A. Systems and methods for making person-to-person payments via mobile client application
US11074577B1 (en) 2018-05-10 2021-07-27 Wells Fargo Bank, N.A. Systems and methods for making person-to-person payments via mobile client application
CN116527384A (zh) * 2018-05-14 2023-08-01 维萨国际服务协会 移动网络运营商认证协议
EP3576035A1 (en) * 2018-05-29 2019-12-04 Mastercard International Incorporated Improvements relating to tokenisation of payment data
CN108762152A (zh) * 2018-06-04 2018-11-06 上海哲奥实业有限公司 一种开放式智能网联域控制器硬件平台
US11256789B2 (en) 2018-06-18 2022-02-22 Visa International Service Association Recurring token transactions
US11632360B1 (en) 2018-07-24 2023-04-18 Pure Storage, Inc. Remote access to a storage device
EP3841498B1 (en) 2018-08-22 2024-05-01 Visa International Service Association Method and system for token provisioning and processing
SG11202104169YA (en) * 2018-10-30 2021-05-28 Visa Int Service Ass Account assertion
US10671375B1 (en) * 2018-11-09 2020-06-02 Capital One Services, Llc Tokenized mobile device update systems and methods
US11469895B2 (en) 2018-11-14 2022-10-11 Visa International Service Association Cloud token provisioning of multiple tokens
EP3881517A4 (en) * 2018-11-15 2022-01-12 Visa International Service Association RISK-SENSITIVE COLLABORATIVE AUTHENTICATION
US20200160298A1 (en) * 2018-11-19 2020-05-21 Mastercard International Incorporated Methods and systems for linking tokenized data
US10936191B1 (en) 2018-12-05 2021-03-02 Pure Storage, Inc. Access control for a computing system
CN113518990A (zh) 2019-05-17 2021-10-19 维萨国际服务协会 虚拟访问凭证交互系统和方法
US11810105B2 (en) 2019-06-20 2023-11-07 Visa International Service Association System and method for authorizing and provisioning a token to an appliance
US11153308B2 (en) 2019-06-27 2021-10-19 Visa International Service Association Biometric data contextual processing
US11429734B2 (en) * 2019-07-22 2022-08-30 Microsoft Technology Licensing, Llc Protection of sensitive data fields in webpages
AU2020331397B2 (en) * 2019-08-14 2021-07-29 Prosilion Inc. A user interaction event detection and payment processing system
US11329823B2 (en) 2019-09-26 2022-05-10 Bank Of America Corporation User authentication using tokens
US11303629B2 (en) * 2019-09-26 2022-04-12 Bank Of America Corporation User authentication using tokens
US20230342776A1 (en) 2019-10-28 2023-10-26 Visa International Service Association Combined token and value assessment processing
US20210133730A1 (en) * 2019-10-30 2021-05-06 Jpmorgan Chase Bank, N.A. Systems and methods for issuing and using dedicated tokens for rewards accounts
US20230153794A1 (en) * 2020-04-06 2023-05-18 Mercedes-Benz Group AG A method for performing a payment process of a user by a payment system, as well as a corresponding payment system
JP2023528437A (ja) * 2020-06-02 2023-07-04 キョーセラ・エイブイエックス・コンポーネンツ・コーポレーション ウルトラキャパシタの1つまたは複数の特性をモニタするためのシステムおよび方法
US10992606B1 (en) 2020-09-04 2021-04-27 Wells Fargo Bank, N.A. Synchronous interfacing with unaffiliated networked systems to alter functionality of sets of electronic assets
US11546338B1 (en) 2021-01-05 2023-01-03 Wells Fargo Bank, N.A. Digital account controls portal and protocols for federated and non-federated systems and devices
US11423006B1 (en) * 2021-02-24 2022-08-23 Sap Se Blockchain-based analysis of locally configured data
US11775677B2 (en) * 2021-04-23 2023-10-03 Goldman Sachs & Co. LLC Tokenization and encryption for secure data transfer
US11736189B2 (en) * 2021-04-29 2023-08-22 Bank Of America Corporation Light fidelity transmission network secured with frictionless agent-centric authentication data chains
WO2023281451A1 (en) * 2021-07-09 2023-01-12 Lipa Payments (Pty) Ltd Contactless payment methods and systems
US11973871B2 (en) 2022-01-20 2024-04-30 Visa International Service Association Domain validations using verification values
WO2023156924A1 (en) * 2022-02-16 2023-08-24 Visa International Service Association Method and system for performing transaction by implementing a token provisioning service
CN114362965A (zh) * 2022-02-28 2022-04-15 北京达佳互联信息技术有限公司 资源处理方法、装置、电子设备及存储介质

Family Cites Families (429)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5613012A (en) 1994-11-28 1997-03-18 Smarttouch, Llc. Tokenless identification system for authorization of electronic transactions and electronic transmissions
US5781438A (en) 1995-12-19 1998-07-14 Pitney Bowes Inc. Token generation process in an open metering system
US6044360A (en) 1996-04-16 2000-03-28 Picciallo; Michael J. Third party credit card
US5913203A (en) 1996-10-03 1999-06-15 Jaesent Inc. System and method for pseudo cash transactions
US5953710A (en) 1996-10-09 1999-09-14 Fleming; Stephen S. Children's credit or debit card system
GB9624127D0 (en) 1996-11-20 1997-01-08 British Telecomm Transaction system
US5949044A (en) 1997-06-13 1999-09-07 Walker Asset Management Limited Partnership Method and apparatus for funds and credit line transfers
US6163771A (en) 1997-08-28 2000-12-19 Walker Digital, Llc Method and device for generating a single-use financial account number
US7177835B1 (en) 1997-08-28 2007-02-13 Walker Digital, Llc Method and device for generating a single-use financial account number
US6000832A (en) 1997-09-24 1999-12-14 Microsoft Corporation Electronic online commerce card with customer generated transaction proxy number for online transactions
US5883810A (en) 1997-09-24 1999-03-16 Microsoft Corporation Electronic online commerce card with transactionproxy number for online transactions
US6014635A (en) 1997-12-08 2000-01-11 Shc Direct, Inc. System and method for providing a discount credit transaction network
US6385596B1 (en) 1998-02-06 2002-05-07 Liquid Audio, Inc. Secure online music distribution system
US6980670B1 (en) 1998-02-09 2005-12-27 Indivos Corporation Biometric tokenless electronic rewards system and method
US6636833B1 (en) 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
US6422462B1 (en) 1998-03-30 2002-07-23 Morris E. Cohen Apparatus and methods for improved credit cards and credit card transactions
IL125826A (en) 1998-08-17 2001-05-20 Ur Jonathan Shem Method for preventing unauthorized use of credit cards in remote payments and an optional supplemental-code card for use therein
US8799153B2 (en) 1998-08-31 2014-08-05 Mastercard International Incorporated Systems and methods for appending supplemental payment data to a transaction message
US6327578B1 (en) 1998-12-29 2001-12-04 International Business Machines Corporation Four-party credit/debit payment protocol
US7571139B1 (en) 1999-02-19 2009-08-04 Giordano Joseph A System and method for processing financial transactions
US6227447B1 (en) 1999-05-10 2001-05-08 First Usa Bank, Na Cardless payment system
US7194437B1 (en) 1999-05-14 2007-03-20 Amazon.Com, Inc. Computer-based funds transfer system
US7908216B1 (en) 1999-07-22 2011-03-15 Visa International Service Association Internet payment, authentication and loading system using virtual smart card
WO2001008066A1 (en) 1999-07-26 2001-02-01 Iprivacy Llc Electronic purchase of goods over a communication network including physical delivery while securing private and personal information
US6748367B1 (en) 1999-09-24 2004-06-08 Joonho John Lee Method and system for effecting financial transactions over a public network without submission of sensitive information
AU1598101A (en) 1999-11-10 2001-06-06 Serge M. Krasnyansky On-line payment system
AU2202001A (en) 1999-12-17 2001-06-25 Chantilley Corporation Limited Secure transaction systems
US7426750B2 (en) 2000-02-18 2008-09-16 Verimatrix, Inc. Network-based content distribution system
US20010029485A1 (en) 2000-02-29 2001-10-11 E-Scoring, Inc. Systems and methods enabling anonymous credit transactions
US7865414B2 (en) 2000-03-01 2011-01-04 Passgate Corporation Method, system and computer readable medium for web site account and e-commerce management from a central location
TW550477B (en) 2000-03-01 2003-09-01 Passgate Corp Method, system and computer readable medium for Web site account and e-commerce management from a central location
US7627531B2 (en) 2000-03-07 2009-12-01 American Express Travel Related Services Company, Inc. System for facilitating a transaction
US9672515B2 (en) 2000-03-15 2017-06-06 Mastercard International Incorporated Method and system for secure payments over a computer network
US20100223186A1 (en) 2000-04-11 2010-09-02 Hogan Edward J Method and System for Conducting Secure Payments
US7379919B2 (en) 2000-04-11 2008-05-27 Mastercard International Incorporated Method and system for conducting secure payments over a computer network
US6990470B2 (en) 2000-04-11 2006-01-24 Mastercard International Incorporated Method and system for conducting secure payments over a computer network
US7177848B2 (en) 2000-04-11 2007-02-13 Mastercard International Incorporated Method and system for conducting secure payments over a computer network without a pseudo or proxy account number
US20100228668A1 (en) 2000-04-11 2010-09-09 Hogan Edward J Method and System for Conducting a Transaction Using a Proximity Device and an Identifier
WO2001079966A2 (en) 2000-04-14 2001-10-25 American Express Travel Related Services Company, Inc. A system and method for using loyalty points
US20070129955A1 (en) 2000-04-14 2007-06-07 American Express Travel Related Services Company, Inc. System and method for issuing and using a loyalty point advance
CA2305249A1 (en) 2000-04-14 2001-10-14 Branko Sarcanin Virtual safe
US6592044B1 (en) 2000-05-15 2003-07-15 Jacob Y. Wong Anonymous electronic card for generating personal coupons useful in commercial and security transactions
US20020016749A1 (en) 2000-05-26 2002-02-07 Borecki Dennis C. Methods and systems for network based electronic purchasing system
US6891953B1 (en) 2000-06-27 2005-05-10 Microsoft Corporation Method and system for binding enhanced software features to a persona
US6938019B1 (en) 2000-08-29 2005-08-30 Uzo Chijioke Chukwuemeka Method and apparatus for making secure electronic payments
US20020029193A1 (en) 2000-09-01 2002-03-07 Infospace, Inc. Method and system for facilitating the transfer of funds utilizing a telephonic identifier
US20020073045A1 (en) 2000-10-23 2002-06-13 Rubin Aviel D. Off-line generation of limited-use credit card numbers
US7996288B1 (en) 2000-11-15 2011-08-09 Iprivacy, Llc Method and system for processing recurrent consumer transactions
US6931382B2 (en) 2001-01-24 2005-08-16 Cdck Corporation Payment instrument authorization technique
GB2372616A (en) 2001-02-23 2002-08-28 Hewlett Packard Co Transaction method and apparatus using two part tokens
US7292999B2 (en) 2001-03-15 2007-11-06 American Express Travel Related Services Company, Inc. Online card present transaction
US7237117B2 (en) 2001-03-16 2007-06-26 Kenneth P. Weiss Universal secure registry
WO2002077745A2 (en) 2001-03-26 2002-10-03 Wolfram Johannes Bernd Reiners Transaction authorisation system
US20020147913A1 (en) 2001-04-09 2002-10-10 Lun Yip William Wai Tamper-proof mobile commerce system
US7650314B1 (en) 2001-05-25 2010-01-19 American Express Travel Related Services Company, Inc. System and method for securing a recurrent billing transaction
US8060448B2 (en) 2001-05-30 2011-11-15 Jones Thomas C Late binding tokens
JP4363800B2 (ja) 2001-06-11 2009-11-11 ソニー株式会社 電子商取引支援装置,電子商取引支援方法およびコンピュータプログラム
US7805378B2 (en) 2001-07-10 2010-09-28 American Express Travel Related Servicex Company, Inc. System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions
US20060237528A1 (en) 2001-07-10 2006-10-26 Fred Bishop Systems and methods for non-traditional payment
US8737954B2 (en) 2001-08-21 2014-05-27 Bookit Oy Ajanvarauspalvelu Managing recurring payments from mobile terminals
US7444676B1 (en) 2001-08-29 2008-10-28 Nader Asghari-Kamrani Direct authentication and authorization system and method for trusted network of financial institutions
US7103576B2 (en) 2001-09-21 2006-09-05 First Usa Bank, Na System for providing cardless payment
US6968372B1 (en) * 2001-10-17 2005-11-22 Microsoft Corporation Distributed variable synchronizer
US6901387B2 (en) 2001-12-07 2005-05-31 General Electric Capital Financial Electronic purchasing method and apparatus for performing the same
US7805376B2 (en) 2002-06-14 2010-09-28 American Express Travel Related Services Company, Inc. Methods and apparatus for facilitating a transaction
US7904360B2 (en) 2002-02-04 2011-03-08 Alexander William EVANS System and method for verification, authentication, and notification of a transaction
US7890393B2 (en) 2002-02-07 2011-02-15 Ebay, Inc. Method and system for completing a transaction between a customer and a merchant
AUPS087602A0 (en) 2002-03-04 2002-03-28 Ong, Yong Kin (Michael) Electronic fund transfer system
WO2003083619A2 (en) 2002-03-29 2003-10-09 Bank One, Delaware, N.A. System and process for performing purchase transaction using tokens
US20040210498A1 (en) 2002-03-29 2004-10-21 Bank One, National Association Method and system for performing purchase and other transactions using tokens with multiple chips
US20030191709A1 (en) 2002-04-03 2003-10-09 Stephen Elston Distributed payment and loyalty processing for retail and vending
GB2387253B (en) 2002-04-03 2004-02-18 Swivel Technologies Ltd System and method for secure credit and debit card transactions
US7707120B2 (en) 2002-04-17 2010-04-27 Visa International Service Association Mobile account authentication service
US7979348B2 (en) 2002-04-23 2011-07-12 Clearing House Payments Co Llc Payment identification code and payment system using the same
US8412623B2 (en) 2002-07-15 2013-04-02 Citicorp Credit Services, Inc. Method and system for a multi-purpose transactional platform
US7209561B1 (en) 2002-07-19 2007-04-24 Cybersource Corporation System and method for generating encryption seed values
US20040127256A1 (en) 2002-07-30 2004-07-01 Scott Goldthwaite Mobile device equipped with a contactless smart card reader/writer
US7801826B2 (en) 2002-08-08 2010-09-21 Fujitsu Limited Framework and system for purchasing of goods and services
US7606560B2 (en) 2002-08-08 2009-10-20 Fujitsu Limited Authentication services using mobile device
US7353382B2 (en) 2002-08-08 2008-04-01 Fujitsu Limited Security framework and protocol for universal pervasive transactions
US6805287B2 (en) 2002-09-12 2004-10-19 American Express Travel Related Services Company, Inc. System and method for converting a stored value card to a credit card
WO2004042536A2 (en) 2002-11-05 2004-05-21 Requent Remote purchasing system and method
GB2396472A (en) 2002-12-18 2004-06-23 Ncr Int Inc System for cash withdrawal
US7827101B2 (en) 2003-01-10 2010-11-02 First Data Corporation Payment system clearing for transactions
TW200412524A (en) 2003-01-15 2004-07-16 Lee Fung Chi A small amount paying/receiving system
US8082210B2 (en) 2003-04-29 2011-12-20 The Western Union Company Authentication for online money transfers
GB0318000D0 (en) 2003-07-31 2003-09-03 Ncr Int Inc Mobile applications
US20050199709A1 (en) 2003-10-10 2005-09-15 James Linlor Secure money transfer between hand-held devices
US20050080730A1 (en) 2003-10-14 2005-04-14 First Data Corporation System and method for secure account transactions
US7567936B1 (en) 2003-10-14 2009-07-28 Paradox Technical Solutions Llc Method and apparatus for handling pseudo identities
US20050108178A1 (en) 2003-11-17 2005-05-19 Richard York Order risk determination
US7543739B2 (en) 2003-12-17 2009-06-09 Qsecure, Inc. Automated payment card fraud detection and location
EP1708473B1 (en) 2004-01-20 2015-05-13 Kamfu Wong A-computer accounting system with a lock using in a bank and the corresponding method used for secure payment by phone
US7580898B2 (en) 2004-03-15 2009-08-25 Qsecure, Inc. Financial transactions with dynamic personal account numbers
US7584153B2 (en) 2004-03-15 2009-09-01 Qsecure, Inc. Financial transactions with dynamic card verification values
GB0407369D0 (en) 2004-03-31 2004-05-05 British Telecomm Trust tokens
US11475436B2 (en) 2010-01-08 2022-10-18 Blackhawk Network, Inc. System and method for providing a security code
US20140019352A1 (en) 2011-02-22 2014-01-16 Visa International Service Association Multi-purpose virtual card transaction apparatuses, methods and systems
US20050269401A1 (en) 2004-06-03 2005-12-08 Tyfone, Inc. System and method for securing financial transactions
US20050269402A1 (en) 2004-06-03 2005-12-08 Tyfone, Inc. System and method for securing financial transactions
US8412837B1 (en) 2004-07-08 2013-04-02 James A. Roskind Data privacy
JP2008506139A (ja) * 2004-07-09 2008-02-28 松下電器産業株式会社 ユーザ認証及びサービス承認を管理し、シングル・サイン・オンを実現して、複数のネットワーク・インタフェースにアクセスするためのシステム及び方法
US7264154B2 (en) 2004-07-12 2007-09-04 Harris David N System and method for securing a credit account
US7287692B1 (en) 2004-07-28 2007-10-30 Cisco Technology, Inc. System and method for securing transactions in a contact center environment
GB0420409D0 (en) 2004-09-14 2004-10-20 Waterleaf Ltd Online commercial transaction system and method of operation thereof
US7051929B2 (en) 2004-10-18 2006-05-30 Gongling Li Secure credit card having daily changed security number
US7548889B2 (en) 2005-01-24 2009-06-16 Microsoft Corporation Payment information security for multi-merchant purchasing environment for downloadable products
US20060235795A1 (en) 2005-04-19 2006-10-19 Microsoft Corporation Secure network commercial transactions
SG161290A1 (en) 2005-04-19 2010-05-27 Microsoft Corp Network commercial transactions
US7849020B2 (en) 2005-04-19 2010-12-07 Microsoft Corporation Method and apparatus for network transactions
US20080035738A1 (en) 2005-05-09 2008-02-14 Mullen Jeffrey D Dynamic credit card with magnetic stripe and embedded encoder and methods for using the same to provide a copy-proof credit card
US7793851B2 (en) 2005-05-09 2010-09-14 Dynamics Inc. Dynamic credit card with magnetic stripe and embedded encoder and methods for using the same to provide a copy-proof credit card
US7731086B2 (en) 2005-06-10 2010-06-08 American Express Travel Related Services Company, Inc. System and method for mass transit merchant payment
US8762263B2 (en) 2005-09-06 2014-06-24 Visa U.S.A. Inc. System and method for secured account numbers in proximity devices
US8352376B2 (en) 2005-10-11 2013-01-08 Amazon Technologies, Inc. System and method for authorization of transactions
US8205791B2 (en) 2005-10-11 2012-06-26 National Payment Card Association Payment system and methods
US7853995B2 (en) 2005-11-18 2010-12-14 Microsoft Corporation Short-lived certificate authority service
US20070136193A1 (en) 2005-12-13 2007-06-14 Bellsouth Intellectual Property Corporation Methods, transactional cards, and systems using account identifers customized by the account holder
EP1811421A1 (en) * 2005-12-29 2007-07-25 AXSionics AG Security token and method for authentication of a user with the security token
US8352323B2 (en) 2007-11-30 2013-01-08 Blaze Mobile, Inc. Conducting an online payment transaction using an NFC enabled mobile communication device
US8275312B2 (en) 2005-12-31 2012-09-25 Blaze Mobile, Inc. Induction triggered transactions using an external NFC device
US20070170247A1 (en) 2006-01-20 2007-07-26 Maury Samuel Friedman Payment card authentication system and method
US20070179885A1 (en) 2006-01-30 2007-08-02 Cpni Inc. Method and system for authorizing a funds transfer or payment using a phone number
US8234220B2 (en) 2007-02-21 2012-07-31 Weiss Kenneth P Universal secure registry
WO2007145687A1 (en) 2006-02-21 2007-12-21 Weiss Kenneth P Method and apparatus for secure access payment and identification
EP1999715A4 (en) 2006-03-02 2014-07-09 Visa Int Service Ass METHOD AND SYSTEM FOR REALIZING TWO-FACTOR AUTHENTICATION IN CORRESPONDENCE OR TELEPHONE SALE TRANSACTIONS
US8225385B2 (en) 2006-03-23 2012-07-17 Microsoft Corporation Multiple security token transactions
US7818264B2 (en) 2006-06-19 2010-10-19 Visa U.S.A. Inc. Track data encryption
US9065643B2 (en) 2006-04-05 2015-06-23 Visa U.S.A. Inc. System and method for account identifier obfuscation
US20070245414A1 (en) 2006-04-14 2007-10-18 Microsoft Corporation Proxy Authentication and Indirect Certificate Chaining
WO2007148234A2 (en) 2006-04-26 2007-12-27 Yosef Shaked System and method for authenticating a customer's identity and completing a secure credit card transaction without the use of a credit card number
US20070291995A1 (en) 2006-06-09 2007-12-20 Rivera Paul G System, Method, and Apparatus for Preventing Identity Fraud Associated With Payment and Identity Cards
US20080015988A1 (en) 2006-06-28 2008-01-17 Gary Brown Proxy card authorization system
US10019708B2 (en) 2006-08-25 2018-07-10 Amazon Technologies, Inc. Utilizing phrase tokens in transactions
US7469151B2 (en) 2006-09-01 2008-12-23 Vivotech, Inc. Methods, systems and computer program products for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities
US20080228646A1 (en) 2006-10-04 2008-09-18 Myers James R Method and system for managing a non-changing payment card account number
RU2479032C2 (ru) 2006-11-16 2013-04-10 Нет 1 Уэпс Текнолоджис, Инк. Генератор номера финансовой операции и осуществляемые с его помощью финансовые операции
US8539559B2 (en) 2006-11-27 2013-09-17 Futurewei Technologies, Inc. System for using an authorization token to separate authentication and authorization services
US7848980B2 (en) 2006-12-26 2010-12-07 Visa U.S.A. Inc. Mobile payment system and method using alias
US20090006262A1 (en) 2006-12-30 2009-01-01 Brown Kerry D Financial transaction payment processor
US7841539B2 (en) 2007-02-15 2010-11-30 Alfred Hewton Smart card with random temporary account number generation
US20080201264A1 (en) 2007-02-17 2008-08-21 Brown Kerry D Payment card financial transaction authenticator
US20080243702A1 (en) 2007-03-30 2008-10-02 Ricoh Company, Ltd. Tokens Usable in Value-Based Transactions
US7938318B2 (en) 2007-04-03 2011-05-10 Intellectual Ventures Holding 32 Llc System and method for controlling secured transaction using directionally coded account identifiers
US7896238B2 (en) 2007-04-03 2011-03-01 Intellectual Ventures Holding 32 Llc Secured transaction using color coded account identifiers
KR101540417B1 (ko) 2007-04-17 2015-07-29 비자 유에스에이 인코포레이티드 트랜잭션에 대한 당사자 인증 방법 및 시스템
US7784685B1 (en) 2007-04-26 2010-08-31 United Services Automobile Association (Usaa) Secure card
US7959076B1 (en) 2007-04-26 2011-06-14 United Services Automobile Association (Usaa) Secure card
US8109436B1 (en) 2007-04-26 2012-02-07 United Services Automobile Association (Usaa) Secure card
WO2008144555A1 (en) 2007-05-17 2008-11-27 Shift4 Corporation Secure payment card transactions
US7841523B2 (en) 2007-05-17 2010-11-30 Shift4 Corporation Secure payment card transactions
US7770789B2 (en) 2007-05-17 2010-08-10 Shift4 Corporation Secure payment card transactions
US7891563B2 (en) 2007-05-17 2011-02-22 Shift4 Corporation Secure payment card transactions
US7971261B2 (en) 2007-06-12 2011-06-28 Microsoft Corporation Domain management for digital media
US7739169B2 (en) 2007-06-25 2010-06-15 Visa U.S.A. Inc. Restricting access to compromised account information
US8121956B2 (en) 2007-06-25 2012-02-21 Visa U.S.A. Inc. Cardless challenge systems and methods
JP2009015548A (ja) 2007-07-04 2009-01-22 Omron Corp 運転支援装置および方法、並びに、プログラム
US8326758B2 (en) 2007-08-06 2012-12-04 Enpulz, L.L.C. Proxy card representing many monetary sources from a plurality of vendors
US8494959B2 (en) 2007-08-17 2013-07-23 Emc Corporation Payment card with dynamic account number
US7849014B2 (en) 2007-08-29 2010-12-07 American Express Travel Related Services Company, Inc. System and method for facilitating a financial transaction with a dynamically generated identifier
US9070129B2 (en) 2007-09-04 2015-06-30 Visa U.S.A. Inc. Method and system for securing data fields
US7937324B2 (en) 2007-09-13 2011-05-03 Visa U.S.A. Inc. Account permanence
US9747598B2 (en) 2007-10-02 2017-08-29 Iii Holdings 1, Llc Dynamic security code push
US8095113B2 (en) 2007-10-17 2012-01-10 First Data Corporation Onetime passwords for smart chip cards
US20090106160A1 (en) 2007-10-19 2009-04-23 First Data Corporation Authorizations for mobile contactless payment transactions
CN101425894B (zh) 2007-10-30 2012-03-21 阿里巴巴集团控股有限公司 一种业务实现系统及方法
US8881254B2 (en) * 2007-11-02 2014-11-04 Magtek, Inc. Method and system for managing virtual objects in a network
US8249985B2 (en) 2007-11-29 2012-08-21 Bank Of America Corporation Sub-account mechanism
US20090157555A1 (en) 2007-12-12 2009-06-18 American Express Travel Related Services Company, Bill payment system and method
US8117129B2 (en) 2007-12-21 2012-02-14 American Express Travel Related Services Company, Inc. Systems, methods and computer program products for performing mass transit merchant transactions
US9684861B2 (en) 2007-12-24 2017-06-20 Dynamics Inc. Payment cards and devices with displays, chips, RFIDs, magnetic emulators, magnetic decoders, and other components
US8224702B2 (en) 2007-12-28 2012-07-17 Ebay, Inc. Systems and methods for facilitating financial transactions over a network
EP2245583A1 (en) 2008-01-04 2010-11-03 M2 International Ltd. Dynamic card verification value
FR2926938B1 (fr) 2008-01-28 2010-03-19 Paycool Dev Procede d'authentification et de signature d'un utilisateur aupres d'un service applicatif, utilisant un telephone mobile comme second facteur en complement et independamment d'un premier facteur
US8255971B1 (en) 2008-03-03 2012-08-28 Jpmorgan Chase Bank, N.A. Authentication system and method
US8578176B2 (en) 2008-03-26 2013-11-05 Protegrity Corporation Method and apparatus for tokenization of sensitive sets of characters
US20090248583A1 (en) 2008-03-31 2009-10-01 Jasmeet Chhabra Device, system, and method for secure online transactions
US20090327131A1 (en) 2008-04-29 2009-12-31 American Express Travel Related Services Company, Inc. Dynamic account authentication using a mobile device
US20090276347A1 (en) 2008-05-01 2009-11-05 Kargman James B Method and apparatus for use of a temporary financial transaction number or code
US9715709B2 (en) 2008-05-09 2017-07-25 Visa International Services Association Communication device including multi-part alias identifier
US8651374B2 (en) 2008-06-02 2014-02-18 Sears Brands, L.L.C. System and method for payment card industry enterprise account number elimination
US8762210B2 (en) * 2008-06-03 2014-06-24 Cardinalcommerce Corporation Alternative payment implementation for electronic retailers
US20090307140A1 (en) 2008-06-06 2009-12-10 Upendra Mardikar Mobile device over-the-air (ota) registration and point-of-sale (pos) payment
US9269010B2 (en) 2008-07-14 2016-02-23 Jumio Inc. Mobile phone payment system using integrated camera credit card reader
US8090650B2 (en) 2008-07-24 2012-01-03 At&T Intellectual Property I, L.P. Secure payment service and system for interactive voice response (IVR) systems
US8219489B2 (en) 2008-07-29 2012-07-10 Visa U.S.A. Inc. Transaction processing using a global unique identifier
US9053474B2 (en) 2008-08-04 2015-06-09 At&T Mobility Ii Llc Systems and methods for handling point-of-sale transactions using a mobile device
US8281991B2 (en) 2008-08-07 2012-10-09 Visa U.S.A. Inc. Transaction secured in an untrusted environment
US8403211B2 (en) 2008-09-04 2013-03-26 Metabank System, program product and methods for retail activation and reload associated with partial authorization transactions
US8965811B2 (en) 2008-10-04 2015-02-24 Mastercard International Incorporated Methods and systems for using physical payment cards in secure E-commerce transactions
US20100094755A1 (en) 2008-10-09 2010-04-15 Nelnet Business Solutions, Inc. Providing payment data tokens for online transactions utilizing hosted inline frames
US20100106644A1 (en) 2008-10-23 2010-04-29 Diversinet Corp. System and Method for Authorizing Transactions Via Mobile Devices
US8126449B2 (en) 2008-11-13 2012-02-28 American Express Travel Related Services Company, Inc. Servicing attributes on a mobile device
US8196813B2 (en) 2008-12-03 2012-06-12 Ebay Inc. System and method to allow access to a value holding account
US8838503B2 (en) 2008-12-08 2014-09-16 Ebay Inc. Unified identity verification
US8060449B1 (en) 2009-01-05 2011-11-15 Sprint Communications Company L.P. Partially delegated over-the-air provisioning of a secure element
US10037524B2 (en) 2009-01-22 2018-07-31 First Data Corporation Dynamic primary account number (PAN) and unique key per card
US10354321B2 (en) 2009-01-22 2019-07-16 First Data Corporation Processing transactions with an extended application ID and dynamic cryptograms
US8606638B2 (en) 2009-03-02 2013-12-10 First Data Corporation Systems, methods and apparatus for facilitating transactions using a mobile device
US20100235284A1 (en) 2009-03-13 2010-09-16 Gidah, Inc. Method and systems for generating and using tokens in a transaction handling system
US8595098B2 (en) 2009-03-18 2013-11-26 Network Merchants, Inc. Transmission of sensitive customer information during electronic-based transactions
CA2697921C (en) 2009-03-27 2019-09-24 Intersections Inc. Dynamic card verification values and credit transactions
US8584251B2 (en) 2009-04-07 2013-11-12 Princeton Payment Solutions Token-based payment processing system
US20100258620A1 (en) 2009-04-10 2010-10-14 Denise Torreyson Methods and systems for linking multiple accounts
JP5547803B2 (ja) 2009-04-16 2014-07-16 テレフオンアクチーボラゲット エル エム エリクソン(パブル) メッセージをセキュアエレメントへ送信するための方法、サーバ、およびコンピュータプログラム
US9117210B2 (en) 2009-04-30 2015-08-25 Donald Michael Cardina Systems and methods for randomized mobile payment
US8725122B2 (en) 2009-05-13 2014-05-13 First Data Corporation Systems and methods for providing trusted service management services
US8534564B2 (en) 2009-05-15 2013-09-17 Ayman Hammad Integration of verification tokens with mobile communication devices
US8602293B2 (en) * 2009-05-15 2013-12-10 Visa International Service Association Integration of verification tokens with portable computing devices
US10140598B2 (en) 2009-05-20 2018-11-27 Visa International Service Association Device including encrypted data for expiration date and verification value creation
US20100306076A1 (en) 2009-05-29 2010-12-02 Ebay Inc. Trusted Integrity Manager (TIM)
TWI402775B (zh) 2009-07-16 2013-07-21 Mxtran Inc 金融交易系統、自動櫃員機、與操作自動櫃員機的方法
CA2770893A1 (en) 2009-08-10 2011-02-17 Visa International Service Association Systems and methods for enrolling users in a payment service
US20110047076A1 (en) 2009-08-24 2011-02-24 Mark Carlson Alias reputation interaction system
US8799666B2 (en) 2009-10-06 2014-08-05 Synaptics Incorporated Secure user authentication using biometric information
WO2011047030A2 (en) 2009-10-13 2011-04-21 Square, Inc. Systems and methods for passive identification circuitry
US8447699B2 (en) 2009-10-13 2013-05-21 Qualcomm Incorporated Global secure service provider directory
WO2011047331A2 (en) 2009-10-16 2011-04-21 Visa International Service Association Anti-phishing system and method including list with user data
US20110246317A1 (en) 2009-10-23 2011-10-06 Apriva, Llc System and device for facilitating a transaction through use of a proxy account code
US9021601B2 (en) * 2009-10-23 2015-04-28 Vasco Data Security, Inc. Strong authentication token usable with a plurality of independent application providers
US8296568B2 (en) 2009-10-27 2012-10-23 Google Inc. Systems and methods for authenticating an electronic transaction
US8433116B2 (en) 2009-11-03 2013-04-30 Mela Sciences, Inc. Showing skin lesion information
US9633351B2 (en) 2009-11-05 2017-04-25 Visa International Service Association Encryption switch processing
US8595812B2 (en) 2009-12-18 2013-11-26 Sabre Inc. Tokenized data security
US10255591B2 (en) 2009-12-18 2019-04-09 Visa International Service Association Payment channel returning limited use proxy dynamic value
US9324066B2 (en) 2009-12-21 2016-04-26 Verizon Patent And Licensing Inc. Method and system for providing virtual credit card services
US8788429B2 (en) 2009-12-30 2014-07-22 First Data Corporation Secure transaction management
CN102713922B (zh) 2010-01-12 2015-11-25 维萨国际服务协会 用于对验证令牌的任何时候确认的方法
WO2011091051A2 (en) 2010-01-19 2011-07-28 Visa International Service Association Remote variable authentication processing
CA2787060C (en) 2010-01-19 2017-07-25 Visa International Service Association Token based transaction authentication
US8615468B2 (en) 2010-01-27 2013-12-24 Ca, Inc. System and method for generating a dynamic card value
US9501773B2 (en) 2010-02-02 2016-11-22 Xia Dai Secured transaction system
WO2011106716A1 (en) 2010-02-25 2011-09-01 Secureauth Corporation Security device provisioning
US20110208600A1 (en) 2010-02-25 2011-08-25 Seergate Ltd. Point of Sale Payment System and Method
US9245267B2 (en) 2010-03-03 2016-01-26 Visa International Service Association Portable account number for consumer payment account
US8458487B1 (en) 2010-03-03 2013-06-04 Liaison Technologies, Inc. System and methods for format preserving tokenization of sensitive information
CN102947846A (zh) 2010-03-07 2013-02-27 吉尔巴科公司 燃料分配器支付系统和方法
US8533860B1 (en) 2010-03-21 2013-09-10 William Grecia Personalized digital media access system—PDMAS part II
US8887308B2 (en) 2010-03-21 2014-11-11 William Grecia Digital cloud access (PDMAS part III)
US8402555B2 (en) 2010-03-21 2013-03-19 William Grecia Personalized digital media access system (PDMAS)
US20110238573A1 (en) 2010-03-25 2011-09-29 Computer Associates Think, Inc. Cardless atm transaction method and system
US8380177B2 (en) 2010-04-09 2013-02-19 Paydiant, Inc. Mobile phone payment processing methods and systems
US8336088B2 (en) 2010-04-19 2012-12-18 Visa International Service Association Alias management and value transfer claim processing
JP5433498B2 (ja) 2010-05-27 2014-03-05 株式会社東芝 暗号処理装置
CN102939613A (zh) 2010-06-04 2013-02-20 维萨国际服务协会 支付令牌化装置、方法和系统
US8442914B2 (en) 2010-07-06 2013-05-14 Mastercard International Incorporated Virtual wallet account with automatic-loading
US8571939B2 (en) 2010-07-07 2013-10-29 Toshiba Global Commerce Solutions Holdings Corporation Two phase payment link and authorization for mobile devices
US8453226B2 (en) 2010-07-16 2013-05-28 Visa International Service Association Token validation for advanced authorization
WO2012012445A2 (en) 2010-07-19 2012-01-26 Universal Commerce, Inc. Mobile system and method for payments and non-financial transactions
US20120028609A1 (en) 2010-07-27 2012-02-02 John Hruska Secure financial transaction system using a registered mobile device
US9342832B2 (en) 2010-08-12 2016-05-17 Visa International Service Association Securing external systems with account token substitution
CN101938520B (zh) 2010-09-07 2015-01-28 中兴通讯股份有限公司 一种基于移动终端签名的远程支付系统及方法
US20120066078A1 (en) 2010-09-10 2012-03-15 Bank Of America Corporation Overage service using overage passcode
US8898086B2 (en) 2010-09-27 2014-11-25 Fidelity National Information Services Systems and methods for transmitting financial account information
US9558481B2 (en) 2010-09-28 2017-01-31 Barclays Bank Plc Secure account provisioning
US20120095852A1 (en) 2010-10-15 2012-04-19 John Bauer Method and system for electronic wallet access
US20120095865A1 (en) 2010-10-15 2012-04-19 Ezpayy, Inc. System And Method For Mobile Electronic Purchasing
US10176477B2 (en) 2010-11-16 2019-01-08 Mastercard International Incorporated Methods and systems for universal payment account translation
US8577336B2 (en) 2010-11-18 2013-11-05 Mobilesphere Holdings LLC System and method for transaction authentication using a mobile communication device
WO2012073014A1 (en) 2010-11-29 2012-06-07 Mobay Technologies Limited A system for verifying electronic transactions
US9141945B2 (en) 2010-12-02 2015-09-22 Appmobi Iplc, Inc. Secure distributed single action payment system
US8762284B2 (en) 2010-12-16 2014-06-24 Democracyontheweb, Llc Systems and methods for facilitating secure transactions
US8646059B1 (en) 2010-12-17 2014-02-04 Google Inc. Wallet application for interacting with a secure element application without a trusted server for authentication
EP2656281A4 (en) 2010-12-20 2015-01-14 Antonio Claudiu Eram SYSTEM, METHOD AND APPARATUS FOR PERMITTING MOBILE PAYMENTS AND EXECUTING ORDERS
US20120173431A1 (en) 2010-12-30 2012-07-05 First Data Corporation Systems and methods for using a token as a payment in a transaction
US20120185386A1 (en) 2011-01-18 2012-07-19 Bank Of America Authentication tool
WO2012098555A1 (en) 2011-01-20 2012-07-26 Google Inc. Direct carrier billing
US8725644B2 (en) 2011-01-28 2014-05-13 The Active Network, Inc. Secure online transaction processing
US20120203664A1 (en) 2011-02-09 2012-08-09 Tycoon Unlimited, Inc. Contactless wireless transaction processing system
US20120203666A1 (en) 2011-02-09 2012-08-09 Tycoon Unlimited, Inc. Contactless wireless transaction processing system
US8751381B2 (en) 2011-02-23 2014-06-10 Mastercard International Incorporated Demand deposit account payment system
AU2012223415B2 (en) 2011-02-28 2017-05-18 Visa International Service Association Secure anonymous transaction apparatuses, methods and systems
EP2681701A4 (en) 2011-03-04 2014-08-20 Visa Int Service Ass INTEGRATION OF PAYMENT OPTIONS IN SAFE ITEMS OF COMPUTERS
US20120233004A1 (en) 2011-03-11 2012-09-13 James Bercaw System for mobile electronic commerce
US20120231844A1 (en) 2011-03-11 2012-09-13 Apriva, Llc System and device for facilitating a transaction by consolidating sim, personal token, and associated applications for electronic wallet transactions
US20120246071A1 (en) 2011-03-21 2012-09-27 Nikhil Jain System and method for presentment of nonconfidential transaction token identifier
AU2012201745B2 (en) 2011-03-24 2014-11-13 Visa International Service Association Authentication using application authentication element
WO2012142045A2 (en) * 2011-04-11 2012-10-18 Visa International Service Association Multiple tokenization for authentication
US8688589B2 (en) 2011-04-15 2014-04-01 Shift4 Corporation Method and system for utilizing authorization factor pools
US9256874B2 (en) 2011-04-15 2016-02-09 Shift4 Corporation Method and system for enabling merchants to share tokens
US9818111B2 (en) 2011-04-15 2017-11-14 Shift4 Corporation Merchant-based token sharing
WO2012142370A2 (en) 2011-04-15 2012-10-18 Shift4 Corporation Method and system for enabling merchants to share tokens
WO2012145530A2 (en) 2011-04-20 2012-10-26 Visa International Service Association Managing electronic tokens in a transaction processing system
WO2012151590A2 (en) 2011-05-05 2012-11-08 Transaction Network Services, Inc. Systems and methods for enabling mobile payments
US20130204793A1 (en) 2011-05-17 2013-08-08 Kevin S. Kerridge Smart communication device secured electronic payment system
US9106632B2 (en) 2011-05-26 2015-08-11 First Data Corporation Provisioning by delivered items
US8943574B2 (en) 2011-05-27 2015-01-27 Vantiv, Llc Tokenizing sensitive data
US10395256B2 (en) 2011-06-02 2019-08-27 Visa International Service Association Reputation management in a transaction processing system
BR112013031147A2 (pt) 2011-06-03 2017-02-07 Visa Int Service Ass aparelhos, métodos e sistema de seleção de cartão de carteira virtual
US8538845B2 (en) 2011-06-03 2013-09-17 Mozido, Llc Monetary transaction system
WO2013101297A1 (en) 2011-06-07 2013-07-04 Visa International Service Association Payment privacy tokenization apparatuses, methods and systems
US10318932B2 (en) 2011-06-07 2019-06-11 Entit Software Llc Payment card processing system with structure preserving encryption
WO2012167941A1 (en) 2011-06-09 2012-12-13 Gemalto Sa Method to validate a transaction between a user and a service provider
US9355393B2 (en) 2011-08-18 2016-05-31 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
US9639828B2 (en) 2011-07-15 2017-05-02 Visa International Service Association Method and system for hosted order page/silent order post plus fraud detection
WO2013019567A2 (en) 2011-07-29 2013-02-07 Visa International Service Association Passing payment tokens through an hop/sop
US9275387B1 (en) * 2011-08-16 2016-03-01 Jpmogan Chase Bank, N.A. Systems and methods for processing transactions using a wallet
US20130054337A1 (en) 2011-08-22 2013-02-28 American Express Travel Related Services Company, Inc. Methods and systems for contactless payments for online ecommerce checkout
WO2013028901A2 (en) 2011-08-23 2013-02-28 Visa International Service Association Authentication process for value transfer machine
US20130218769A1 (en) 2011-08-23 2013-08-22 Stacy Pourfallah Mobile Funding Method and System
WO2013033388A1 (en) 2011-08-30 2013-03-07 Yeager C Douglas Systems and methods for authorizing a transaction with an unexpected cryptogram
US20130339253A1 (en) 2011-08-31 2013-12-19 Dan Moshe Sincai Mobile Device Based Financial Transaction System
US8171525B1 (en) 2011-09-15 2012-05-01 Google Inc. Enabling users to select between secure service providers using a central trusted service manager
US8838982B2 (en) 2011-09-21 2014-09-16 Visa International Service Association Systems and methods to secure user identification
US8453223B2 (en) 2011-09-23 2013-05-28 Jerome Svigals Method, device and system for secure transactions
CN103890793A (zh) 2011-10-01 2014-06-25 英特尔公司 基于云的信用卡仿真
EP2767110A4 (en) 2011-10-12 2015-01-28 C Sam Inc PLATFORM FOR MULTI-STAGE SECURE MOBILE TRANSACTIONS
US10482457B2 (en) * 2011-10-17 2019-11-19 Capital One Services, Llc System and method for token-based payments
US9229964B2 (en) 2011-10-27 2016-01-05 Visa International Business Machines Corporation Database cloning and migration for quality assurance
EP2776964B1 (en) 2011-11-01 2015-12-30 Google Inc. Systems, methods, and computer program products for interfacing multiple service provider trusted service managers and secure elements
US9830596B2 (en) 2011-11-01 2017-11-28 Stripe, Inc. Method for conducting a transaction between a merchant site and a customer's electronic device without exposing payment information to a server-side application of the merchant site
US8682802B1 (en) 2011-11-09 2014-03-25 Amazon Technologies, Inc. Mobile payments using payment tokens
US20130124364A1 (en) 2011-11-13 2013-05-16 Millind Mittal System and method of electronic payment using payee provided transaction identification codes
US8606720B1 (en) 2011-11-13 2013-12-10 Google Inc. Secure storage of payment information on client devices
US9348896B2 (en) 2011-12-05 2016-05-24 Visa International Service Association Dynamic network analytics system
US8972719B2 (en) 2011-12-06 2015-03-03 Wwpass Corporation Passcode restoration
US8555079B2 (en) 2011-12-06 2013-10-08 Wwpass Corporation Token management
US8656180B2 (en) 2011-12-06 2014-02-18 Wwpass Corporation Token activation
US20130159178A1 (en) 2011-12-14 2013-06-20 Firethorn Mobile, Inc. System and Method For Loading A Virtual Token Managed By A Mobile Wallet System
US20130159184A1 (en) 2011-12-15 2013-06-20 Visa International Service Association System and method of using load network to associate product or service with a consumer token
US20140040139A1 (en) 2011-12-19 2014-02-06 Sequent Software, Inc. System and method for dynamic temporary payment authorization in a portable communication device
WO2013096606A1 (en) 2011-12-21 2013-06-27 Mastercard International Incorporated Methods and systems for providing a payment account with adaptive interchange
US9077769B2 (en) 2011-12-29 2015-07-07 Blackberry Limited Communications system providing enhanced trusted service manager (TSM) verification features and related methods
US20130254117A1 (en) 2011-12-30 2013-09-26 Clay W. von Mueller Secured transaction system and method
US8566168B1 (en) 2012-01-05 2013-10-22 Sprint Communications Company L.P. Electronic payment using a proxy account number stored in a secure element
WO2013103991A1 (en) 2012-01-05 2013-07-11 Visa International Service Association Data protection with translation
US9830595B2 (en) 2012-01-26 2017-11-28 Visa International Service Association System and method of providing tokenization as a service
US10643191B2 (en) 2012-01-27 2020-05-05 Visa International Service Association Mobile services remote deposit capture
US8595850B2 (en) 2012-01-30 2013-11-26 Voltage Security, Inc. System for protecting sensitive data with distributed tokenization
WO2013116726A1 (en) 2012-02-03 2013-08-08 Ebay Inc. Adding card to mobile wallet using nfc
EP2624190A1 (en) 2012-02-03 2013-08-07 Pieter Dubois Authentication of payment transactions using an alias
US20130212019A1 (en) 2012-02-10 2013-08-15 Ulf Mattsson Tokenization of payment information in mobile environments
US20130212017A1 (en) 2012-02-14 2013-08-15 N.B. Development Services Inc. Transaction system and method of conducting a transaction
US20130226813A1 (en) 2012-02-23 2013-08-29 Robert Matthew Voltz Cyberspace Identification Trust Authority (CITA) System and Method
WO2013138528A1 (en) 2012-03-14 2013-09-19 Visa International Service Association Point-of-transaction account feature redirection apparatuses, methods and systems
US9105021B2 (en) 2012-03-15 2015-08-11 Ebay, Inc. Systems, methods, and computer program products for using proxy accounts
US20130246267A1 (en) 2012-03-15 2013-09-19 Ebay Inc. Systems, Methods, and Computer Program Products for Using Proxy Accounts
US9092776B2 (en) 2012-03-15 2015-07-28 Qualcomm Incorporated System and method for managing payment in transactions with a PCD
US20130246259A1 (en) 2012-03-15 2013-09-19 Firethorn Mobile, Inc. System and method for managing payment in transactions with a pcd
US10535064B2 (en) 2012-03-19 2020-01-14 Paynet Payments Network, Llc Systems and methods for real-time account access
US20130254102A1 (en) 2012-03-20 2013-09-26 First Data Corporation Systems and Methods for Distributing Tokenization and De-Tokenization Services
US9818098B2 (en) 2012-03-20 2017-11-14 First Data Corporation Systems and methods for facilitating payments via a peer-to-peer protocol
US20130254028A1 (en) 2012-03-22 2013-09-26 Corbuss Kurumsal Telekom Hizmetleri A.S. System and method for conducting mobile commerce
US9842335B2 (en) 2012-03-23 2017-12-12 The Toronto-Dominion Bank System and method for authenticating a payment terminal
US20130262315A1 (en) 2012-03-30 2013-10-03 John Hruska System for Secure Purchases Made by Scanning Barcode Using a Registered Mobile Phone Application Linked to a Consumer-Merchant Closed Loop Financial Proxy Account System
WO2013151807A1 (en) 2012-04-02 2013-10-10 Jvl Ventures, Llc Systems, methods, and computer program products for provisioning payment accounts into mobile wallets and managing events
US10515359B2 (en) 2012-04-02 2019-12-24 Mastercard International Incorporated Systems and methods for processing mobile payments by provisioning credentials to mobile devices without secure elements
WO2013155536A1 (en) 2012-04-13 2013-10-17 Mastercard International Incorporated Systems, methods, and computer readable media for conducting a transaction using cloud based credentials
KR20140140079A (ko) 2012-04-18 2014-12-08 구글 인코포레이티드 보안 요소를 갖지 않는 지불 거래들의 처리
US20130282588A1 (en) 2012-04-22 2013-10-24 John Hruska Consumer, Merchant and Mobile Device Specific, Real-Time Dynamic Tokenization Activation within a Secure Mobile-Wallet Financial Transaction System
US10275764B2 (en) 2012-05-04 2019-04-30 Mastercard International Incorporated Transaction data tokenization
US20130297501A1 (en) 2012-05-04 2013-11-07 Justin Monk System and method for local data conversion
US20130311382A1 (en) 2012-05-21 2013-11-21 Klaus S. Fosmark Obtaining information for a payment transaction
US9521548B2 (en) 2012-05-21 2016-12-13 Nexiden, Inc. Secure registration of a mobile device for use with a session
WO2013179271A2 (en) 2012-06-01 2013-12-05 Mani Venkatachalam Sthanu Subra Method and system for human assisted secure payment by phone to an insecure third-party service provider
US9524501B2 (en) 2012-06-06 2016-12-20 Visa International Service Association Method and system for correlating diverse transaction data
US20140007213A1 (en) 2012-06-29 2014-01-02 Wepay, Inc. Systems and methods for push notification based application authentication and authorization
US9059972B2 (en) 2012-07-03 2015-06-16 International Business Machines Corporation Issuing, presenting and challenging mobile device identification documents
WO2014008403A1 (en) 2012-07-03 2014-01-09 Visa International Service Association Data protection hub
US20140025581A1 (en) 2012-07-19 2014-01-23 Bank Of America Corporation Mobile transactions using authorized tokens
US20140025585A1 (en) 2012-07-19 2014-01-23 Bank Of America Corporation Distributing authorized tokens to conduct mobile transactions
US9043609B2 (en) 2012-07-19 2015-05-26 Bank Of America Corporation Implementing security measures for authorized tokens used in mobile transactions
US9846861B2 (en) 2012-07-25 2017-12-19 Visa International Service Association Upstream and downstream data conversion
US9256871B2 (en) * 2012-07-26 2016-02-09 Visa U.S.A. Inc. Configurable payment tokens
US10152711B2 (en) 2012-07-31 2018-12-11 Worldpay, Llc Systems and methods for arbitraged enhanced payment processing
US10339524B2 (en) 2012-07-31 2019-07-02 Worldpay, Llc Systems and methods for multi-merchant tokenization
US10346838B2 (en) 2012-07-31 2019-07-09 Worldpay, Llc Systems and methods for distributed enhanced payment processing
PL2885904T3 (pl) 2012-08-03 2018-09-28 Vasco Data Security International Gmbh Dogodny dla użytkownika sposób uwierzytelniania i urządzenie stosujące mobilną aplikację uwierzytelniania
US9665722B2 (en) 2012-08-10 2017-05-30 Visa International Service Association Privacy firewall
US20140052532A1 (en) 2012-08-17 2014-02-20 Google Inc. Portable device wireless reader and payment transaction terminal functionality with other portable devices
WO2014036074A1 (en) 2012-08-28 2014-03-06 Visa International Service Association Protecting assets on a device
AU2013315510B2 (en) 2012-09-11 2019-08-22 Visa International Service Association Cloud-based Virtual Wallet NFC Apparatuses, methods and systems
US9390412B2 (en) 2012-10-16 2016-07-12 Visa International Service Association Dynamic point of sale system integrated with reader device
WO2014066559A1 (en) 2012-10-23 2014-05-01 Visa International Service Association Transaction initiation determination system utilizing transaction data elements
US9911118B2 (en) 2012-11-21 2018-03-06 Visa International Service Association Device pairing via trusted intermediary
US20140164243A1 (en) 2012-12-07 2014-06-12 Christian Aabye Dynamic Account Identifier With Return Real Account Identifier
US9741051B2 (en) 2013-01-02 2017-08-22 Visa International Service Association Tokenization and third-party interaction
WO2014132194A2 (en) 2013-02-26 2014-09-04 Visa International Service Association Methods and systems for providing payment credentials
US9249241B2 (en) 2013-03-27 2016-02-02 Ut-Battelle, Llc Surface-functionalized mesoporous carbon materials
US20160092874A1 (en) 2013-04-04 2016-03-31 Visa International Service Association Method and system for conducting pre-authorized financial transactions
US20140310183A1 (en) 2013-04-15 2014-10-16 Lance Weber Embedded acceptance system
US20140331265A1 (en) 2013-05-01 2014-11-06 Microsoft Corporation Integrated interactive television entertainment system
US20140330722A1 (en) 2013-05-02 2014-11-06 Prasanna Laxminarayanan System and method for using an account sequence identifier
US11055710B2 (en) 2013-05-02 2021-07-06 Visa International Service Association Systems and methods for verifying and processing transactions using virtual currency
US9760886B2 (en) 2013-05-10 2017-09-12 Visa International Service Association Device provisioning using partial personalization scripts
BR112015028628A2 (pt) 2013-05-15 2017-07-25 Visa Int Service Ass método, e, sistema
US10878422B2 (en) 2013-06-17 2020-12-29 Visa International Service Association System and method using merchant token
AU2014285769A1 (en) 2013-07-02 2016-01-07 Visa International Service Association Payment card including user interface for use with payment card acceptance terminal
EP3022700B1 (en) 2013-07-15 2023-11-01 Visa International Service Association Secure remote payment transaction processing
SG10201800629WA (en) 2013-07-24 2018-02-27 Visa Int Service Ass Systems and methods for communicating risk using token assurance data
US10496986B2 (en) 2013-08-08 2019-12-03 Visa International Service Association Multi-network tokenization processing
CN105612543B (zh) 2013-08-08 2022-05-27 维萨国际服务协会 用于为移动设备供应支付凭证的方法和系统
CN105684010B (zh) 2013-08-15 2021-04-20 维萨国际服务协会 使用安全元件的安全远程支付交易处理
SG11201602093TA (en) 2013-09-20 2016-04-28 Visa Int Service Ass Secure remote payment transaction processing including consumer authentication
EP3078156A4 (en) 2013-10-11 2017-07-12 Visa International Service Association Network token system
US9978094B2 (en) 2013-10-11 2018-05-22 Visa International Service Association Tokenization revocation list
US10515358B2 (en) 2013-10-18 2019-12-24 Visa International Service Association Contextual transaction token methods and systems
US10489779B2 (en) 2013-10-21 2019-11-26 Visa International Service Association Multi-network token bin routing with defined verification parameters
US10366387B2 (en) 2013-10-29 2019-07-30 Visa International Service Association Digital wallet system and method
US20150127529A1 (en) 2013-11-05 2015-05-07 Oleg Makhotin Methods and systems for mobile payment application selection and management using an application linker
US20150142673A1 (en) 2013-11-18 2015-05-21 Mark Nelsen Methods and systems for token request management
CA2930149A1 (en) 2013-11-19 2015-05-28 Visa International Service Association Automated account provisioning
US20150161597A1 (en) 2013-12-09 2015-06-11 Kaushik Subramanian Transactions using temporary credential data
BR112016014106A2 (pt) 2013-12-19 2017-08-08 Visa Int Service Ass Método para intensificar a segurança de um dispositivo de comunicação, e, dispositivo de comunicação
US10445718B2 (en) 2013-12-27 2019-10-15 Visa International Service Association Processing a transaction using multiple application identifiers
US10108409B2 (en) 2014-01-03 2018-10-23 Visa International Service Association Systems and methods for updatable applets
US10433128B2 (en) 2014-01-07 2019-10-01 Visa International Service Association Methods and systems for provisioning multiple devices
US20150199679A1 (en) 2014-01-13 2015-07-16 Karthikeyan Palanisamy Multiple token provisioning
US9846878B2 (en) 2014-01-14 2017-12-19 Visa International Service Association Payment account identifier system
US20150220917A1 (en) 2014-02-04 2015-08-06 Christian Aabye Token verification using limited use certificates
US20150269566A1 (en) 2014-03-18 2015-09-24 Ajit Gaddam Systems and methods for locally derived tokens
US20150278799A1 (en) 2014-03-27 2015-10-01 Karthikeyan Palanisamy System incorporating wireless share process
US10026087B2 (en) 2014-04-08 2018-07-17 Visa International Service Association Data passed in an interaction
US9942043B2 (en) 2014-04-23 2018-04-10 Visa International Service Association Token security on a communication device
CA2946150A1 (en) 2014-05-01 2015-11-05 Visa International Service Association Data verification using access device
CN106462843A (zh) 2014-05-13 2017-02-22 维萨国际服务协会 用于安全远程支付处理的主小应用程序
US11023890B2 (en) 2014-06-05 2021-06-01 Visa International Service Association Identification and verification for provisioning mobile application
US9780953B2 (en) 2014-07-23 2017-10-03 Visa International Service Association Systems and methods for secure detokenization
US10484345B2 (en) 2014-07-31 2019-11-19 Visa International Service Association System and method for identity verification across mobile applications
US9779345B2 (en) 2014-08-11 2017-10-03 Visa International Service Association Mobile device with scannable image including dynamic data
US9775029B2 (en) 2014-08-22 2017-09-26 Visa International Service Association Embedding cloud-based functionalities in a communication device
CN111756533B (zh) 2014-08-29 2023-07-04 维萨国际服务协会 用于安全密码生成的系统、方法和存储介质
ES2732564T3 (es) 2014-09-26 2019-11-25 Visa Int Service Ass Sistema y procedimientos de aprovisionamiento de datos cifrados de servidor remoto
US11257074B2 (en) 2014-09-29 2022-02-22 Visa International Service Association Transaction risk based token
CN113220320A (zh) 2014-10-10 2021-08-06 维萨国际服务协会 用于在移动应用更新期间部分个性化的方法和系统
US10015147B2 (en) 2014-10-22 2018-07-03 Visa International Service Association Token enrollment system and method
US9998978B2 (en) 2015-04-16 2018-06-12 Visa International Service Association Systems and methods for processing dormant virtual access devices
US11501288B2 (en) 2016-02-09 2022-11-15 Visa International Service Association Resource provider account token provisioning and processing
US10313321B2 (en) 2016-04-07 2019-06-04 Visa International Service Association Tokenization of co-network accounts

Also Published As

Publication number Publication date
AU2021286293A1 (en) 2022-01-06
CN111062720B (zh) 2023-11-07
US9848052B2 (en) 2017-12-19
EP3140798A1 (en) 2017-03-15
WO2015171625A1 (en) 2015-11-12
AU2020256366B2 (en) 2021-09-16
AU2021286293B2 (en) 2023-05-11
SG10201803024SA (en) 2018-06-28
US20150319158A1 (en) 2015-11-05
CA2945193A1 (en) 2015-11-12
US20210368012A1 (en) 2021-11-25
AU2015256205B2 (en) 2020-07-16
US11122133B2 (en) 2021-09-14
US20180069936A1 (en) 2018-03-08
AU2020256366A1 (en) 2020-11-12
CN106462849B (zh) 2019-12-24
CN106462849A (zh) 2017-02-22
KR20160146784A (ko) 2016-12-21
CN111062720A (zh) 2020-04-24
SG10202007850WA (en) 2020-09-29
EP3140798A4 (en) 2017-12-20
AU2015256205A1 (en) 2016-10-13

Similar Documents

Publication Publication Date Title
SG10202007850WA (en) System and method for token domain control
SG11201609892RA (en) Transport-container system and method
SG10201405182WA (en) Method and system
GB201408703D0 (en) Control system and method
SG11201610919VA (en) Method and system for access control
GB201407711D0 (en) Communnication system and related method
GB2523199B (en) Control system and method
GB2529228B (en) An interference system and an interference method
GB2553688B (en) Control system and method
GB201409181D0 (en) Control system and method
HK1221312A1 (zh) 種數據權限的控制方法和系統
GB201421814D0 (en) System and method
GB201409141D0 (en) Control system and method
GB201402937D0 (en) Control system and method
GB2523195B (en) Control system and method
GB2523198B (en) Control System and method
GB2523203B (en) Control System and method
GB201418261D0 (en) Subtitling method and system
GB2529722B (en) Control system and method
GB2523194B (en) Control system and method
GB201402881D0 (en) Control system and method
GB201404100D0 (en) Method and system for creating reference data
GB201402275D0 (en) Verification system and method
GB201523060D0 (en) Speed-limit-compliance system and method
EP3206346A4 (en) Domain control method and domain control device