SG11201402031QA - Electronic transaction method - Google Patents

Electronic transaction method

Info

Publication number
SG11201402031QA
SG11201402031QA SG11201402031QA SG11201402031QA SG11201402031QA SG 11201402031Q A SG11201402031Q A SG 11201402031QA SG 11201402031Q A SG11201402031Q A SG 11201402031QA SG 11201402031Q A SG11201402031Q A SG 11201402031QA SG 11201402031Q A SG11201402031Q A SG 11201402031QA
Authority
SG
Singapore
Prior art keywords
electronic transaction
transaction method
electronic
transaction
Prior art date
Application number
SG11201402031QA
Other languages
English (en)
Inventor
Dirk Hagemann
Jochen Lampe
Original Assignee
Deutsche Post Ag
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Deutsche Post Ag filed Critical Deutsche Post Ag
Publication of SG11201402031QA publication Critical patent/SG11201402031QA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/36User authentication by graphic or iconic representation
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
    • G06Q20/3265Payment applications installed on the mobile devices characterised by personalisation for use
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
    • G06Q20/3267In-app payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG11201402031QA 2011-11-17 2012-11-14 Electronic transaction method SG11201402031QA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP11189632.0A EP2595104B1 (de) 2011-11-17 2011-11-17 Elektronisches Transaktionsverfahren
PCT/EP2012/072568 WO2013072341A1 (de) 2011-11-17 2012-11-14 Elektronisches transaktionsverfahren

Publications (1)

Publication Number Publication Date
SG11201402031QA true SG11201402031QA (en) 2014-07-30

Family

ID=47172639

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201402031QA SG11201402031QA (en) 2011-11-17 2012-11-14 Electronic transaction method

Country Status (10)

Country Link
US (1) US10032155B2 (de)
EP (1) EP2595104B1 (de)
KR (1) KR20140089608A (de)
CN (1) CN103946881B (de)
AU (1) AU2012338907B2 (de)
BR (1) BR112014011691A2 (de)
MX (1) MX348528B (de)
SG (1) SG11201402031QA (de)
WO (1) WO2013072341A1 (de)
ZA (1) ZA201404328B (de)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP4334247B2 (ja) * 2003-03-07 2009-09-30 ビットワレット株式会社 携帯端末装置および電子マネーサーバ
US10210497B2 (en) * 2011-04-06 2019-02-19 OnDot Systems, Inc. System and method for cashless peer-to-peer payment
US10475296B1 (en) * 2014-12-30 2019-11-12 Jpmorgan Chase Bank, N.A. Hybrid cash recycler
EP3320510A4 (de) * 2015-07-11 2019-05-15 Freelife Solutions Ltd. System und verfahren für genaues marketing basierend auf der gemeinsamen nutzung von daten, geschenken und logistik
USD888744S1 (en) * 2017-08-10 2020-06-30 Jpmorgan Chase Bank, N.A. Display screen or portion thereof with a graphical user interface
USD888745S1 (en) * 2017-08-10 2020-06-30 Jpmorgan Chase Bank, N.A. Display screen or portion thereof with a graphical user interface
CN109753253B (zh) * 2019-01-07 2022-02-01 携程旅游信息技术(上海)有限公司 用于单据匹配打印的方法、设备、系统以及介质

Family Cites Families (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5926806A (en) * 1996-10-18 1999-07-20 Apple Computer, Inc. Method and system for displaying related information from a database
KR19980048462A (ko) * 1996-12-17 1998-09-15 양승택 신용카드 기반 전자 지불방법
KR19980048462U (ko) * 1996-12-30 1998-09-25 김영귀 자동차의 주행 기록 장치
US6636833B1 (en) * 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
US6856975B1 (en) * 2000-03-30 2005-02-15 Verify & Protect Inc. System, method, and article of manufacture for secure transactions utilizing a computer network
DE10066375A1 (de) * 2000-08-09 2007-10-25 Vodafone Holding Gmbh Verfahren zur Bezahlung an beliebigen Verkaufs- bzw. Dienstleistungsstellen mit Mobiltelefon
KR100455802B1 (ko) * 2002-07-03 2004-11-06 주식회사 아이콘랩 휴대용 단말장치에 시변 코드를 표시하는 방법 및 장치,및 이를 이용한 결제 및 인증 방법 및 장치
JP4525556B2 (ja) * 2005-11-02 2010-08-18 日本電気株式会社 決済システム、取引管理サーバ及びそれらに用いる決済方法並びにそのプログラム
US20070244831A1 (en) * 2006-04-18 2007-10-18 Kuo James Shaw-Han System and method for secure online transaction
CN101163014A (zh) * 2007-11-30 2008-04-16 中国电信股份有限公司 一种动态口令身份认证系统和方法
WO2009121437A1 (de) * 2008-03-31 2009-10-08 Albert Josef Zeier Dynamisches authentifizierungsverfahren
WO2010001423A1 (en) * 2008-07-04 2010-01-07 Ooros S.R.L. Method and system for managing financial transactions
KR20110060786A (ko) * 2009-11-30 2011-06-08 김기용 서비스 중개 방법 및 그 시스템
US9195982B2 (en) * 2010-02-04 2015-11-24 Rick N. Orr System and method for interfacing a client device with a point of sale system
US20110251962A1 (en) * 2010-04-13 2011-10-13 John Hruska Transaction method for secure electronic gift cards
EP2455922B1 (de) * 2010-11-17 2018-12-05 Inside Secure Verfahren und System für NFC-Transaktion
US20120290480A1 (en) * 2011-05-09 2012-11-15 Bilin Chen Electronic payment using transaction identity codes

Also Published As

Publication number Publication date
EP2595104A1 (de) 2013-05-22
MX2014005830A (es) 2015-03-20
AU2012338907B2 (en) 2017-09-28
CN103946881B (zh) 2017-05-03
MX348528B (es) 2017-06-16
BR112014011691A2 (pt) 2017-05-09
ZA201404328B (en) 2015-12-23
US20140316994A1 (en) 2014-10-23
AU2012338907A1 (en) 2014-07-03
EP2595104B1 (de) 2018-07-11
KR20140089608A (ko) 2014-07-15
US10032155B2 (en) 2018-07-24
CN103946881A (zh) 2014-07-23
WO2013072341A1 (de) 2013-05-23

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