SG10202101467UA - Method, system, and apparatus for payment authorization and payment by means of wearable device - Google Patents

Method, system, and apparatus for payment authorization and payment by means of wearable device

Info

Publication number
SG10202101467UA
SG10202101467UA SG10202101467UA SG10202101467UA SG10202101467UA SG 10202101467U A SG10202101467U A SG 10202101467UA SG 10202101467U A SG10202101467U A SG 10202101467UA SG 10202101467U A SG10202101467U A SG 10202101467UA SG 10202101467U A SG10202101467U A SG 10202101467UA
Authority
SG
Singapore
Prior art keywords
payment
wearable device
authorization
payment authorization
wearable
Prior art date
Application number
SG10202101467UA
Other languages
English (en)
Inventor
Chao Wu
Original Assignee
Advanced New Technologies Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Advanced New Technologies Co Ltd filed Critical Advanced New Technologies Co Ltd
Publication of SG10202101467UA publication Critical patent/SG10202101467UA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F1/00—Details not covered by groups G06F3/00 - G06F13/00 and G06F21/00
    • G06F1/16—Constructional details or arrangements
    • G06F1/1613—Constructional details or arrangements for portable computers
    • G06F1/163—Wearable computers, e.g. on a belt
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Hardware Design (AREA)
  • Human Computer Interaction (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • User Interface Of Digital Computer (AREA)
SG10202101467UA 2016-03-22 2017-03-10 Method, system, and apparatus for payment authorization and payment by means of wearable device SG10202101467UA (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201610166688.XA CN107220828B (zh) 2016-03-22 2016-03-22 通过穿戴式设备进行支付授权与支付的方法、系统及装置

Publications (1)

Publication Number Publication Date
SG10202101467UA true SG10202101467UA (en) 2021-03-30

Family

ID=59899218

Family Applications (2)

Application Number Title Priority Date Filing Date
SG10202101467UA SG10202101467UA (en) 2016-03-22 2017-03-10 Method, system, and apparatus for payment authorization and payment by means of wearable device
SG11201808230SA SG11201808230SA (en) 2016-03-22 2017-03-10 Method, system, and apparatus for payment authorization and payment by means of wearable device

Family Applications After (1)

Application Number Title Priority Date Filing Date
SG11201808230SA SG11201808230SA (en) 2016-03-22 2017-03-10 Method, system, and apparatus for payment authorization and payment by means of wearable device

Country Status (9)

Country Link
US (1) US20190026722A1 (ja)
EP (1) EP3435311A4 (ja)
JP (1) JP6916202B2 (ja)
KR (1) KR102382492B1 (ja)
CN (1) CN107220828B (ja)
PH (1) PH12018502021A1 (ja)
SG (2) SG10202101467UA (ja)
TW (1) TWI737669B (ja)
WO (1) WO2017162042A1 (ja)

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US10523652B2 (en) * 2017-03-29 2019-12-31 Ca, Inc. Secure identity sharing using a wearable device
CN107959926A (zh) * 2017-12-08 2018-04-24 湖南湘华优路交通科技有限公司 设备和服务器之间数据交互的方法及装置
CN108269088A (zh) * 2018-01-25 2018-07-10 信利光电股份有限公司 一种移动支付方法和移动支付装置
US10783234B2 (en) * 2018-04-06 2020-09-22 The Toronto-Dominion Bank Systems for enabling tokenized wearable devices
CN109118189A (zh) * 2018-06-25 2019-01-01 阿里巴巴集团控股有限公司 一种使用智能设备进行支付的方法和装置
CN108960815A (zh) * 2018-07-10 2018-12-07 广东小天才科技有限公司 一种通过可穿戴设备进行支付的方法、装置及可穿戴设备
JP6878486B2 (ja) * 2019-03-29 2021-05-26 楽天グループ株式会社 情報処理装置、情報処理方法、プログラム
CN110084025B (zh) * 2019-04-29 2024-03-19 努比亚技术有限公司 一种支付安全验证方法、设备及计算机可读存储介质
JP7034127B2 (ja) * 2019-09-05 2022-03-11 ＰａｙＰａｙ株式会社 表示制御プログラム、表示制御装置、表示制御方法及び表示制御システム
CN110992054B (zh) * 2019-10-29 2023-05-12 深圳市龙岳科技有限公司 一种支付辅助确认方法
KR102438869B1 (ko) * 2019-12-18 2022-09-02 엔에이치엔커머스 주식회사 스마트워치 기반의 알림을 이용한 거래 방법
CN111932244B (zh) 2020-07-24 2023-10-20 中国银联股份有限公司 信息处理方法、装置、设备及介质
CN113034141A (zh) * 2021-04-22 2021-06-25 安徽华米信息科技有限公司 一种移动支付方法、装置、可穿戴设备和存储介质
TWI802909B (zh) * 2021-06-15 2023-05-21 兆豐國際商業銀行股份有限公司 金融交易系統及其操作方法
JP7490131B1 (ja) 2022-12-15 2024-05-24 和則 藤沢 本人確認支援システム及びプログラム

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Also Published As

Publication number Publication date
KR102382492B1 (ko) 2022-04-01
WO2017162042A1 (zh) 2017-09-28
JP6916202B2 (ja) 2021-08-11
CN107220828A (zh) 2017-09-29
PH12018502021A1 (en) 2019-02-11
TWI737669B (zh) 2021-09-01
EP3435311A1 (en) 2019-01-30
CN107220828B (zh) 2020-09-08
EP3435311A4 (en) 2019-09-04
SG11201808230SA (en) 2018-10-30
TW201805864A (zh) 2018-02-16
KR20180123705A (ko) 2018-11-19
US20190026722A1 (en) 2019-01-24
JP2019509578A (ja) 2019-04-04

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