NZ523880A - Multifunctional mobile banking system - Google Patents

Multifunctional mobile banking system

Info

Publication number
NZ523880A
NZ523880A NZ523880A NZ52388001A NZ523880A NZ 523880 A NZ523880 A NZ 523880A NZ 523880 A NZ523880 A NZ 523880A NZ 52388001 A NZ52388001 A NZ 52388001A NZ 523880 A NZ523880 A NZ 523880A
Authority
NZ
New Zealand
Prior art keywords
service
transaction
account
user
financial
Prior art date
Application number
NZ523880A
Other languages
English (en)
Inventor
Jeffrey S Clary
Kevin G Liles
Mark A Mills
Kenneth J Vrana
Original Assignee
Euronet Services Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Euronet Services Inc filed Critical Euronet Services Inc
Publication of NZ523880A publication Critical patent/NZ523880A/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00—Arrangements for program control, e.g. control units
    • G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/46—Multiprogramming arrangements
    • G06F9/54—Interprogram communication
    • G06F9/542—Event management; Broadcasting; Multicasting; Notifications
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/211—Software architecture within ATMs or in relation to the ATM network

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Software Systems (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Multimedia (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Pit Excavations, Shoring, Fill Or Stabilisation Of Slopes (AREA)
  • Automatic Cycles, And Cycles In General (AREA)
  • Communication Control (AREA)
  • Computer And Data Communications (AREA)
NZ523880A 2000-08-08 2001-03-05 Multifunctional mobile banking system NZ523880A (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US63498400A 2000-08-08 2000-08-08
PCT/US2001/006922 WO2002013120A1 (en) 2000-08-08 2001-03-05 Multifunctional mobile banking system

Publications (1)

Publication Number Publication Date
NZ523880A true NZ523880A (en) 2005-11-25

Family

ID=24545938

Family Applications (1)

Application Number Title Priority Date Filing Date
NZ523880A NZ523880A (en) 2000-08-08 2001-03-05 Multifunctional mobile banking system

Country Status (11)

Country Link
EP (1) EP1316035A4 (sr)
CN (1) CN1555535A (sr)
AU (2) AU2001241977B2 (sr)
CA (1) CA2418991A1 (sr)
CZ (1) CZ20031107A3 (sr)
HR (1) HRP20030164A2 (sr)
HU (1) HU230453B1 (sr)
NZ (1) NZ523880A (sr)
PL (1) PL365196A1 (sr)
RS (1) RS49909B (sr)
WO (1) WO2002013120A1 (sr)

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8977559B2 (en) 2000-04-07 2015-03-10 Zyzeba Holding Limited Interactive marketing system
WO2003079159A2 (en) 2002-03-14 2003-09-25 Euronet Worldwide, Inc. A system and method for purchasing goods and services through data network access points over a point of sale network
US20040078327A1 (en) * 2002-10-16 2004-04-22 First Data Corporation Wireless communication device account payment notification systems and methods
US20050119969A1 (en) * 2003-03-21 2005-06-02 First Data Corporation Money transfer notification systems and methods
US8781975B2 (en) * 2004-05-21 2014-07-15 Emc Corporation System and method of fraud reduction
CN1744128A (zh) 2004-08-31 2006-03-08 中国银联股份有限公司 一种新型银行卡交易交换系统
EP1938571A4 (en) * 2006-07-06 2011-03-09 Firethorn Holdings Llc METHOD AND SYSTEMS FOR FINANCIAL TRANSACTIONS IN A MOBILE ENVIRONMENT
US9911114B2 (en) 2006-07-06 2018-03-06 Qualcomm Incorporated Methods and systems for making a payment via a stored value card in a mobile environment
EP2120205A4 (en) * 2006-11-28 2011-04-06 Nilutesa S L METHOD AND SYSTEM FOR IMPLEMENTING BANK TRANSACTIONS BY SIMULATION OF VIRTUAL ATMOSPHERES BY MEANS OF A MOBILE TELECOMMUNICATIONS DEVICE
WO2009087668A2 (en) * 2007-12-11 2009-07-16 Rohit Bhargava System. method. and computer program for providing mobile access to financial data
GB2467530A (en) * 2009-02-03 2010-08-11 Eservglobal Uk Ltd Credit transfer between telecommunications networks
CN101930641A (zh) * 2009-06-22 2010-12-29 黄金富 采用银联手机支付进行收款卖机票的短信售票方法
CN101964125B (zh) * 2009-07-24 2014-05-21 黄金富 采用双通讯路径认证的手机支付系统和相应方法
US8781963B1 (en) 2010-04-16 2014-07-15 Jpmorgan Chase Bank, N.A. Systems and methods for providing a mobile financial platform
EP2736005A1 (en) * 2012-11-21 2014-05-28 Zakir Ibadullah oglu Mahalov Electronic payment system
JP6209942B2 (ja) * 2013-10-31 2017-10-11 沖電気工業株式会社 取引装置及び取引方法
GB2530472A (en) * 2014-05-21 2016-03-30 Euronet Usa Llc Financial switching engine
GB2530471A (en) 2014-05-21 2016-03-30 Euronet Usa Llc Financial switching engine and messaging
CN104732676B (zh) * 2015-04-01 2018-07-27 王子林 商业贸易和银行金融一体化的物联网银行终端系统平台
US10108965B2 (en) * 2015-07-14 2018-10-23 Ujet, Inc. Customer communication system including service pipeline
WO2017096574A1 (zh) * 2015-12-10 2017-06-15 深圳怡化电脑股份有限公司 金融机具与用户终端交互信息的方法、系统和金融机具
US11049085B2 (en) 2019-02-05 2021-06-29 Freedompay, Inc. Point of sale client integration platform
US11375027B1 (en) 2020-10-28 2022-06-28 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for improved multi-user channel management
US11323523B1 (en) 2020-10-28 2022-05-03 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for improved multi-user channel management
US11829976B1 (en) 2020-11-06 2023-11-28 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for currency control
US11681995B1 (en) 2020-11-06 2023-06-20 Wells Fargo Bank, N.A. Point of sale (POS) device for currency control

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4464543A (en) * 1982-12-01 1984-08-07 Gte Business Communication Systems Inc. Network control center call trace
US5696486A (en) * 1995-03-29 1997-12-09 Cabletron Systems, Inc. Method and apparatus for policy-based alarm notification in a distributed network management environment
US5866889A (en) * 1995-06-07 1999-02-02 Citibank, N.A. Integrated full service consumer banking system and system and method for opening an account
US6061664A (en) * 1995-10-10 2000-05-09 Koninklijke Ptt Nederland N.V. System for facilitating the ordering and paying of services by means of a communication network
US5857190A (en) * 1996-06-27 1999-01-05 Microsoft Corporation Event logging system and method for logging events in a network system
IL120672A (en) * 1997-04-15 2000-06-29 Nush Marketing Man And Consult System for transaction over communication network
WO1998058356A2 (en) * 1997-06-16 1998-12-23 Keilani Badieh Z Ii System and method for processing multiple financial applications using a three-tier value network
US6098053A (en) * 1998-01-28 2000-08-01 Citibank, N.A. System and method for performing an electronic financial transaction
US6078907A (en) * 1998-02-18 2000-06-20 Lamm; David Method and system for electronically presenting and paying bills
US6064990A (en) * 1998-03-31 2000-05-16 International Business Machines Corporation System for electronic notification of account activity

Also Published As

Publication number Publication date
HUP0301709A3 (en) 2005-05-30
HUP0301709A2 (hu) 2003-09-29
CN1555535A (zh) 2004-12-15
EP1316035A4 (en) 2006-05-17
AU2001241977B2 (en) 2007-08-23
CA2418991A1 (en) 2002-02-14
AU4197701A (en) 2002-02-18
WO2002013120A1 (en) 2002-02-14
HU230453B1 (hu) 2016-07-28
YU9203A (sh) 2004-09-03
CZ20031107A3 (cs) 2004-01-14
RS49909B (sr) 2008-09-29
PL365196A1 (en) 2004-12-27
HRP20030164A2 (en) 2004-06-30
EP1316035A1 (en) 2003-06-04

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Legal Events

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PSEA Patent sealed
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Free format text: PATENT RENEWED FOR 7 YEARS UNTIL 05 MAR 2021 BY CPA GLOBAL

Effective date: 20140206

EXPY Patent expired