NO20074614L - Kommersielle nettverkstransaksjoner - Google Patents

Kommersielle nettverkstransaksjoner

Info

Publication number
NO20074614L
NO20074614L NO20074614A NO20074614A NO20074614L NO 20074614 L NO20074614 L NO 20074614L NO 20074614 A NO20074614 A NO 20074614A NO 20074614 A NO20074614 A NO 20074614A NO 20074614 L NO20074614 L NO 20074614L
Authority
NO
Norway
Prior art keywords
payment
seller
buyer
identity
enable
Prior art date
Application number
NO20074614A
Other languages
English (en)
Inventor
Bruce E Johnson
Chung Webster-Lam
Original Assignee
Microsoft Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US11/376,535 external-priority patent/US7849020B2/en
Priority claimed from US11/379,133 external-priority patent/US20060235795A1/en
Priority claimed from US11/379,143 external-priority patent/US8996423B2/en
Application filed by Microsoft Corp filed Critical Microsoft Corp
Publication of NO20074614L publication Critical patent/NO20074614L/no

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/10—Protecting distributed programs or content, e.g. vending or licensing of copyrighted material ; Digital rights management [DRM]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/407—Cancellation of a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H04W12/068—Authentication using credential vaults, e.g. password manager applications or one time password [OTP] applications
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H04W12/069—Authentication using certificates or pre-shared keys
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F2221/00—Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/21—Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/2135—Metering
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F2221/00—Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/21—Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/2137—Time limited access, e.g. to a computer or data

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Software Systems (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Multimedia (AREA)
  • Technology Law (AREA)
  • Computing Systems (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Nåværende utførelsesformer muliggjør godkjennelse og betaling av en kommersiell online-transaksjon mellom en kjøper og en selger, omfattende verifikasjon av kjøperens identitet og verifikasjon av kjøperens evne til å betale for transaksjonen, der identitetsformidleren og betalingsformidleren ofte er forskjellige nettverksentiteter. Andre utførelsesformer tilveiebringer også protokoller, datasystemer og andre mekanismer som muliggjør autentisering av identitet og betaling ved hjelp av en mobil modul, som oppretter enkeltnivå eller flernivå sikkerhet over et usikret nettverk (f.eks. Internett). Atter andre utførelsesformer muliggjør også en treveis sikker kommunikasjon mellom en selger, en forbruker og en betalingsformidler på en slik måte at sensitiv kontoinformasjon er utilgjengelig for selgeren, men selgeren likevel har tilstrekkelig sikkerhet for forbrukerens evne til å betale for bestilte kjøp. I nok en annen utførelsesform anvendes elektronisk faktureringsinformasjon for godkjennelse, bokføring, betalingsfordeling og andre formål.
NO20074614A 2005-04-19 2007-09-12 Kommersielle nettverkstransaksjoner NO20074614L (no)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US67275405P 2005-04-19 2005-04-19
US11/376,535 US7849020B2 (en) 2005-04-19 2006-03-15 Method and apparatus for network transactions
US11/379,133 US20060235795A1 (en) 2005-04-19 2006-04-18 Secure network commercial transactions
US11/379,143 US8996423B2 (en) 2005-04-19 2006-04-18 Authentication for a commercial transaction using a mobile module
PCT/US2006/014801 WO2006113834A2 (en) 2005-04-19 2006-04-19 Network commercial transactions

Publications (1)

Publication Number Publication Date
NO20074614L true NO20074614L (no) 2007-11-16

Family

ID=37115927

Family Applications (1)

Application Number Title Priority Date Filing Date
NO20074614A NO20074614L (no) 2005-04-19 2007-09-12 Kommersielle nettverkstransaksjoner

Country Status (12)

Country Link
EP (1) EP1872188A4 (no)
JP (1) JP2008541206A (no)
KR (1) KR20070120125A (no)
CN (1) CN102368325A (no)
AU (1) AU2006236243B2 (no)
BR (1) BRPI0608591A2 (no)
CA (1) CA2601785A1 (no)
IL (1) IL185978A0 (no)
MX (1) MX2007012648A (no)
NO (1) NO20074614L (no)
SG (1) SG161290A1 (no)
WO (1) WO2006113834A2 (no)

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AU2006236243B2 (en) 2011-03-24
IL185978A0 (en) 2008-01-20
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CN102368325A (zh) 2012-03-07
WO2006113834A9 (en) 2007-11-01
BRPI0608591A2 (pt) 2010-01-19
EP1872188A2 (en) 2008-01-02
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