MX351934B - Autorización de entrega de efectivo. - Google Patents

Autorización de entrega de efectivo.

Info

Publication number
MX351934B
MX351934B MX2016014573A MX2016014573A MX351934B MX 351934 B MX351934 B MX 351934B MX 2016014573 A MX2016014573 A MX 2016014573A MX 2016014573 A MX2016014573 A MX 2016014573A MX 351934 B MX351934 B MX 351934B
Authority
MX
Mexico
Prior art keywords
account
party
corresponds
account number
payment device
Prior art date
Application number
MX2016014573A
Other languages
English (en)
Inventor
Debra Lynn Licciardello
Rush Taggart
John D Licciardello
Donald C Licciardello
Original Assignee
Ace Series A Holdco Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ace Series A Holdco Llc filed Critical Ace Series A Holdco Llc
Publication of MX351934B publication Critical patent/MX351934B/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/208—Input by product or record sensing, e.g. weighing or scanner processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/203—Dispensing operations within ATMs

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Un método basado en computadora que incluye recibir, en un sistema de autorización con base en cómputo, una solicitud para autorizar el pago a una primera parte en un dispositivo de pago electrónico desde una cuenta con fondos que ya ha sido pagada por una segunda parte; la solicitud incluye una indicación encriptada de un número de cuenta que corresponde a la cuenta y un número de tarjeta de efectivo ingresado por la primera parte en el dispositivo de pago electrónico; el método incluye adicionalmente derivar una versión no encriptada del número de cuenta de la indicación encriptada; comparar la versión no encriptada del número de cuenta con uno o más códigos de identificación en una base de datos electrónica, en donde uno de los códigos de identificación corresponde a la cuenta, y autorizar el pago de la cuenta en el dispositivo de pago con base, por lo menos en parte, en si la comparación produce una coincidencia entre la versión no encriptada del número de cuenta y el código de identificación que corresponde a la cuenta.
MX2016014573A 2010-08-25 2011-08-25 Autorización de entrega de efectivo. MX351934B (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US37690810P 2010-08-25 2010-08-25
PCT/US2011/049172 WO2012027585A2 (en) 2010-08-25 2011-08-25 Authorization of cash delivery

Publications (1)

Publication Number Publication Date
MX351934B true MX351934B (es) 2017-11-01

Family

ID=45724065

Family Applications (2)

Application Number Title Priority Date Filing Date
MX2013002228A MX343504B (es) 2010-08-25 2011-08-25 Autorizacion de entrega de efectivo.
MX2016014573A MX351934B (es) 2010-08-25 2011-08-25 Autorización de entrega de efectivo.

Family Applications Before (1)

Application Number Title Priority Date Filing Date
MX2013002228A MX343504B (es) 2010-08-25 2011-08-25 Autorizacion de entrega de efectivo.

Country Status (8)

Country Link
US (2) US9715690B2 (es)
EP (1) EP2609549A4 (es)
CN (2) CN107093065A (es)
BR (2) BR112013004189A2 (es)
CA (2) CA3013973A1 (es)
MX (2) MX343504B (es)
RU (1) RU2591564C2 (es)
WO (1) WO2012027585A2 (es)

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US8657688B1 (en) * 2012-11-26 2014-02-25 Moneygram International, Inc. Promotion generation engine for a money transfer system
US10755245B2 (en) 2013-02-25 2020-08-25 Moneygram International, Inc. Money transfer system having location based language and dynamic receipt capabilities
CN103295131B (zh) * 2013-07-01 2016-06-29 西安电子科技大学 一种具备可转移性的条件电子支付系统
US10192204B2 (en) 2013-08-01 2019-01-29 Moneygram International, Inc. System and method for staging money transfers between users having profiles
CN103955990B (zh) * 2014-05-04 2017-01-25 上海古鳌电子科技股份有限公司 一种具有外汇兑换功能的纸张类处理系统
AU2015372419B2 (en) * 2014-12-22 2020-07-30 In4Ma Pty Ltd Unlocking of a computer readable medium or of an electronic process using a computer readable medium
US20160203451A1 (en) * 2015-01-12 2016-07-14 Cardtronics, Inc. System and method for providing controlling surcharge fees charged at a collection of atms
US10740732B2 (en) 2015-05-20 2020-08-11 Ripple Luxembourg S.A. Resource transfer system
US11367072B2 (en) 2015-05-20 2022-06-21 Ripple Luxembourg S.A. Private networks and content requests in a resource transfer system
US11481771B2 (en) 2015-05-20 2022-10-25 Ripple Luxembourg S.A. One way functions in a resource transfer system
US11386415B2 (en) 2015-05-20 2022-07-12 Ripple Luxembourg S.A. Hold condition in a resource transfer system
US11392955B2 (en) 2015-05-20 2022-07-19 Ripple Luxembourg S.A. Temporary consensus networks in a resource transfer system
US11392944B2 (en) 2015-05-20 2022-07-19 Ripple Luxembourg S.A. Transfer costs in a resource transfer system
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SG11201802796UA (en) * 2015-10-05 2018-05-30 Ripple Luxembourg S A Temporary consensus networks in a resource transfer system
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IT201700080890A1 (it) * 2017-08-07 2019-02-07 Vj Tech S R L Metodo di identificazione ed autenticazione via ivr/otp dedicato alla prenotazione e alla esecuzione di servizi bancari e finanziari senza utilizzare documenti di identita' personali
RU2678655C1 (ru) * 2017-11-20 2019-01-30 Публичное Акционерное Общество "Сбербанк России" (Пао Сбербанк) Способ и система осуществления транзакций с помощью механизма реверсалов
CL2018000855A1 (es) * 2018-04-02 2018-06-15 Jose Miguel Fuica Jerez Procedimiento y sistema usuario autoriza cursar transacción
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US11488214B2 (en) * 2019-10-03 2022-11-01 Capital One Services, Llc High authentication layer to determine a person's location when considering sending a secure object
JP6689441B1 (ja) * 2019-11-01 2020-04-28 エヌ・ティ・ティ・コミュニケーションズ株式会社 電子マネー管理システムおよび電子マネー管理方法
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Also Published As

Publication number Publication date
WO2012027585A3 (en) 2012-04-19
BR122017028173A2 (pt) 2021-02-23
US9715690B2 (en) 2017-07-25
US20170323298A1 (en) 2017-11-09
RU2591564C2 (ru) 2016-07-20
US20130151418A1 (en) 2013-06-13
CA2845801A1 (en) 2012-03-01
CN107093065A (zh) 2017-08-25
CA3013973A1 (en) 2012-03-01
RU2013112668A (ru) 2014-09-27
CA2845801C (en) 2018-09-25
MX2013002228A (es) 2013-10-28
CN103180868A (zh) 2013-06-26
EP2609549A2 (en) 2013-07-03
EP2609549A4 (en) 2016-08-31
MX343504B (es) 2016-11-07
WO2012027585A2 (en) 2012-03-01
BR112013004189A2 (pt) 2020-03-10

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