MX351934B - Autorización de entrega de efectivo. - Google Patents

Autorización de entrega de efectivo.

Info

Publication number
MX351934B
MX351934B MX2016014573A MX2016014573A MX351934B MX 351934 B MX351934 B MX 351934B MX 2016014573 A MX2016014573 A MX 2016014573A MX 2016014573 A MX2016014573 A MX 2016014573A MX 351934 B MX351934 B MX 351934B
Authority
MX
Mexico
Prior art keywords
account
party
corresponds
account number
payment device
Prior art date
Application number
MX2016014573A
Other languages
English (en)
Inventor
Debra Lynn Licciardello
Rush Taggart
John D Licciardello
Donald C Licciardello
Original Assignee
Ace Series A Holdco Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ace Series A Holdco Llc filed Critical Ace Series A Holdco Llc
Publication of MX351934B publication Critical patent/MX351934B/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/208—Input by product or record sensing, e.g. weighing or scanner processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/203—Dispensing operations within ATMs

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Un método basado en computadora que incluye recibir, en un sistema de autorización con base en cómputo, una solicitud para autorizar el pago a una primera parte en un dispositivo de pago electrónico desde una cuenta con fondos que ya ha sido pagada por una segunda parte; la solicitud incluye una indicación encriptada de un número de cuenta que corresponde a la cuenta y un número de tarjeta de efectivo ingresado por la primera parte en el dispositivo de pago electrónico; el método incluye adicionalmente derivar una versión no encriptada del número de cuenta de la indicación encriptada; comparar la versión no encriptada del número de cuenta con uno o más códigos de identificación en una base de datos electrónica, en donde uno de los códigos de identificación corresponde a la cuenta, y autorizar el pago de la cuenta en el dispositivo de pago con base, por lo menos en parte, en si la comparación produce una coincidencia entre la versión no encriptada del número de cuenta y el código de identificación que corresponde a la cuenta.
MX2016014573A 2010-08-25 2011-08-25 Autorización de entrega de efectivo. MX351934B (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US37690810P 2010-08-25 2010-08-25
PCT/US2011/049172 WO2012027585A2 (en) 2010-08-25 2011-08-25 Authorization of cash delivery

Publications (1)

Publication Number Publication Date
MX351934B true MX351934B (es) 2017-11-01

Family

ID=45724065

Family Applications (2)

Application Number Title Priority Date Filing Date
MX2016014573A MX351934B (es) 2010-08-25 2011-08-25 Autorización de entrega de efectivo.
MX2013002228A MX343504B (es) 2010-08-25 2011-08-25 Autorizacion de entrega de efectivo.

Family Applications After (1)

Application Number Title Priority Date Filing Date
MX2013002228A MX343504B (es) 2010-08-25 2011-08-25 Autorizacion de entrega de efectivo.

Country Status (8)

Country Link
US (2) US9715690B2 (es)
EP (1) EP2609549A4 (es)
CN (2) CN103180868A (es)
BR (2) BR122017028173A2 (es)
CA (2) CA3013973A1 (es)
MX (2) MX351934B (es)
RU (1) RU2591564C2 (es)
WO (1) WO2012027585A2 (es)

Families Citing this family (29)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8740069B2 (en) * 2005-01-26 2014-06-03 Heng Kah Choy Fraud-free payment for internet purchases
US8672220B2 (en) * 2005-09-30 2014-03-18 The Western Union Company Money transfer system and method
US11017395B2 (en) * 2010-01-19 2021-05-25 Amir Dabiri Vending machine with user ID/age verification system and associated method
US10402795B2 (en) 2012-01-05 2019-09-03 Moneygram International, Inc. Prefunding for money transfer send transactions
US8657688B1 (en) * 2012-11-26 2014-02-25 Moneygram International, Inc. Promotion generation engine for a money transfer system
US10755245B2 (en) 2013-02-25 2020-08-25 Moneygram International, Inc. Money transfer system having location based language and dynamic receipt capabilities
CN103295131B (zh) * 2013-07-01 2016-06-29 西安电子科技大学 一种具备可转移性的条件电子支付系统
US10192204B2 (en) 2013-08-01 2019-01-29 Moneygram International, Inc. System and method for staging money transfers between users having profiles
CN103955990B (zh) * 2014-05-04 2017-01-25 上海古鳌电子科技股份有限公司 一种具有外汇兑换功能的纸张类处理系统
AU2015372419B2 (en) * 2014-12-22 2020-07-30 In4Ma Pty Ltd Unlocking of a computer readable medium or of an electronic process using a computer readable medium
US20160203451A1 (en) * 2015-01-12 2016-07-14 Cardtronics, Inc. System and method for providing controlling surcharge fees charged at a collection of atms
US10740732B2 (en) 2015-05-20 2020-08-11 Ripple Luxembourg S.A. Resource transfer system
US11386415B2 (en) 2015-05-20 2022-07-12 Ripple Luxembourg S.A. Hold condition in a resource transfer system
US11392955B2 (en) 2015-05-20 2022-07-19 Ripple Luxembourg S.A. Temporary consensus networks in a resource transfer system
US11481771B2 (en) 2015-05-20 2022-10-25 Ripple Luxembourg S.A. One way functions in a resource transfer system
US11392944B2 (en) 2015-05-20 2022-07-19 Ripple Luxembourg S.A. Transfer costs in a resource transfer system
US11367072B2 (en) 2015-05-20 2022-06-21 Ripple Luxembourg S.A. Private networks and content requests in a resource transfer system
JP6811522B2 (ja) * 2015-06-15 2021-01-13 沖電気工業株式会社 取引装置
CN108701326A (zh) * 2015-10-05 2018-10-23 里普尔卢森堡有限公司 资源转移系统中的临时共识网络
US9711013B1 (en) * 2017-02-02 2017-07-18 Jarrett Enterprises, Inc. Automated teller machine for processing debit card transactions and method therefor
US10700875B1 (en) 2017-05-01 2020-06-30 Wells Fargo Bank, N.A. Systems and methods for value transfers using signcryption
IT201700080890A1 (it) * 2017-08-07 2019-02-07 Vj Tech S R L Metodo di identificazione ed autenticazione via ivr/otp dedicato alla prenotazione e alla esecuzione di servizi bancari e finanziari senza utilizzare documenti di identita' personali
RU2678655C1 (ru) * 2017-11-20 2019-01-30 Публичное Акционерное Общество "Сбербанк России" (Пао Сбербанк) Способ и система осуществления транзакций с помощью механизма реверсалов
CL2018000855A1 (es) * 2018-04-02 2018-06-15 Jose Miguel Fuica Jerez Procedimiento y sistema usuario autoriza cursar transacción
CN108965278B (zh) * 2018-07-04 2021-05-18 中国银行股份有限公司 交易请求处理方法及装置
US11488214B2 (en) * 2019-10-03 2022-11-01 Capital One Services, Llc High authentication layer to determine a person's location when considering sending a secure object
JP6689441B1 (ja) 2019-11-01 2020-04-28 エヌ・ティ・ティ・コミュニケーションズ株式会社 電子マネー管理システムおよび電子マネー管理方法
US11121989B1 (en) 2020-05-29 2021-09-14 Bank Of America Corporation Centralized repository and communication system for cross-network interactions
US11188637B1 (en) 2020-06-28 2021-11-30 Mark Lawson Systems and methods for link device authentication

Family Cites Families (27)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5351296A (en) * 1993-03-29 1994-09-27 Niobrara Research & Development Corporation Financial transmission system
US5943423A (en) * 1995-12-15 1999-08-24 Entegrity Solutions Corporation Smart token system for secure electronic transactions and identification
US5751812A (en) * 1996-08-27 1998-05-12 Bell Communications Research, Inc. Re-initialization of an iterated hash function secure password system over an insecure network connection
EP0993645A4 (en) 1997-07-03 2004-11-17 Citicorp Dev Ct SYSTEM AND METHOD FOR TRANSFERRING A VALUE ON A MAGNETIC TRACK OF A SERVICE CARD
DE69829938T2 (de) * 1997-12-26 2006-02-23 Nippon Telegraph And Telephone Corp. Verfahren zum Einführen von elektronischem Geld für einen Emittent mit elektronischen Saldo-Zählern, entsprechende Vorrichtung und Speicherelement mit gespeichertem Programm zur Durchführung des Verfahrens
JP2000113085A (ja) 1998-10-08 2000-04-21 Sony Corp 電子現金システム
US6327578B1 (en) * 1998-12-29 2001-12-04 International Business Machines Corporation Four-party credit/debit payment protocol
CA2264351A1 (en) * 1999-03-12 2000-09-12 Mark Van Roon Computer based matching system for party and counterparty exchanges
US7617157B2 (en) * 2002-01-03 2009-11-10 The Western Union Company Method for receiving electronically transferred funds using an automated teller machine
US7104440B2 (en) * 1999-10-26 2006-09-12 First Data Corporation Money transfer systems and methods for travelers
US7426492B1 (en) 1999-11-05 2008-09-16 American Express Travel Related Services Company, Inc. Systems and methods for facilitating commercial transactions between parties residing at remote locations
AU2001276914A1 (en) 2000-07-11 2002-01-21 First Data Corporation Wide area network person-to-person payment
WO2002009001A1 (en) * 2000-07-20 2002-01-31 Citicorp Development Center, Inc. Method and system for performing a cash transaction with a self-service financial transaction terminal
US7103575B1 (en) * 2000-08-31 2006-09-05 International Business Machines Corporation Enabling use of smart cards by consumer devices for internet commerce
US7195151B2 (en) * 2003-02-25 2007-03-27 American Cash Exchange, L.L.C. Method and system for automated value transfer
US20050177518A1 (en) * 2004-02-10 2005-08-11 Brown Collie D. Electronic funds transfer and electronic bill receipt and payment system
CN1677409A (zh) * 2004-04-02 2005-10-05 华为技术有限公司 一种通过移动网络传递交易信息的方法及系统
US7219832B2 (en) * 2004-06-17 2007-05-22 First Data Corporation ATM machine and methods with currency conversion capabilities
US8131636B1 (en) * 2005-05-05 2012-03-06 Ensenta Corporation System and method for performing financial transactions on a network
US8510223B2 (en) 2006-08-03 2013-08-13 The Western Union Company Money transfer transactions via pre-paid wireless communication devices
CN101034449A (zh) * 2007-04-17 2007-09-12 华中科技大学 实现电子支付的方法、系统及移动终端
US8504450B2 (en) 2007-08-31 2013-08-06 Ebay Inc. Mobile remittances/payments
US20090099964A1 (en) 2007-10-10 2009-04-16 Calderon Gonzalez Efren System and method for transferring funds to a beneficiary
US20090106118A1 (en) 2007-10-19 2009-04-23 Ebay Inc Payment using funds pushing
US20090119209A1 (en) * 2007-11-02 2009-05-07 Chris Sorensen Mobile transaction network
US20100082494A1 (en) 2008-09-29 2010-04-01 Infosys Technologies Limited Method and system for cash transfer
WO2012151590A2 (en) * 2011-05-05 2012-11-08 Transaction Network Services, Inc. Systems and methods for enabling mobile payments

Also Published As

Publication number Publication date
RU2591564C2 (ru) 2016-07-20
US9715690B2 (en) 2017-07-25
CA2845801A1 (en) 2012-03-01
CN107093065A (zh) 2017-08-25
WO2012027585A2 (en) 2012-03-01
EP2609549A4 (en) 2016-08-31
RU2013112668A (ru) 2014-09-27
CA2845801C (en) 2018-09-25
CA3013973A1 (en) 2012-03-01
US20130151418A1 (en) 2013-06-13
BR112013004189A2 (pt) 2020-03-10
US20170323298A1 (en) 2017-11-09
MX343504B (es) 2016-11-07
EP2609549A2 (en) 2013-07-03
BR122017028173A2 (pt) 2021-02-23
CN103180868A (zh) 2013-06-26
MX2013002228A (es) 2013-10-28
WO2012027585A3 (en) 2012-04-19

Similar Documents

Publication Publication Date Title
MX351934B (es) Autorización de entrega de efectivo.
US20170364895A1 (en) Person-To-Person Electronic Payment Processing
KR101903709B1 (ko) 보안 요소들이 구비되어 있지 않은 모바일 기기에서 어드밴스트 저장 키를 생성하는 방법 및 시스템
WO2010008770A8 (en) Methods and systems for verifying customer supplied financial account information using debit and credit transactions
GB2490466A (en) Transferring funds using mobile devices
WO2008067313A3 (en) System and method for verification of identity for transactions
TN2015000352A1 (en) Systems, apparatus and methods for mobile companion prepaid card
NZ570869A (en) Card authorization terminal system and card management method using the same
KR101557895B1 (ko) 안전결제코드를 이용한 결제 방법 및 이에 이용되는 안전결제중개서버
MX337491B (es) Servicio de acceso a sistema de transferencia de dinero.
BR112013005236A2 (pt) método e sistema para realizar pagamentos eletrônicos com cartão de crédito.
MX2018012407A (es) Sistemas y metodos para reducir el riesgo de fraude para una cuenta de transaccion principal.
GB2519448A (en) Mobile payment system
WO2014013434A3 (en) A method and a system for facilitating credit based transactions
CA2862507A1 (en) Wireless communication with ic chip for pin data submission
WO2009010979A3 (en) Cellphone activated atm transactions
WO2008092010A3 (en) Payer direct hub
WO2008103880A3 (en) Payments using a mobile commerce device
WO2010126509A3 (en) Systems and methods for randomized mobile payment
WO2009124204A3 (en) Third-party methods and systems for managing merchant validation screening
WO2008067160A3 (en) Method and apparatus for using at least a portion of a one-time password as a dynamic card verification value
MX351006B (es) Método para la generación de un coódigo, método y sistema de autorización de una operación.
EP2165300A4 (en) PRESELECTION OF IDENTIFICATION QUESTIONS FOR PAYMENT TRANSACTIONS
MX2017001114A (es) Procedimiento de gestion de transaccion mediante reconocimiento de matricula de un vehiculo.
MX2015012889A (es) Sistema y metodo para generar un codigo de compra de tiempo limitado de un solo uso.