MX2015017667A - Credito a traves de servicio suplementario de datos no estructurados. - Google Patents
Credito a traves de servicio suplementario de datos no estructurados.Info
- Publication number
- MX2015017667A MX2015017667A MX2015017667A MX2015017667A MX2015017667A MX 2015017667 A MX2015017667 A MX 2015017667A MX 2015017667 A MX2015017667 A MX 2015017667A MX 2015017667 A MX2015017667 A MX 2015017667A MX 2015017667 A MX2015017667 A MX 2015017667A
- Authority
- MX
- Mexico
- Prior art keywords
- credit
- user
- enter
- ussd
- score
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephonic Communication Services (AREA)
Abstract
Se describen métodos y sistemas para proporcionar crédito a través de USSD; un usuario marca un código USSD corto en su dispositivo móvil, y se le solicita que ingrese un código de autentificación para confirmar su identidad; una vez autentificado, se le presenta al usuario un menú USSD que incluye una opción de pagar con crédito; el usuario escoge esta opción, y se le solicita que ingrese una cantidad del crédito; el proveedor de servicio verifica el puntaje crediticio del usuario, y aprueba o deniega el crédito con base en el puntaje; cuando el puntaje crediticio es aceptable, se le pide al usuario que ingrese la ID de comerciante de la tienda y que confirme el pago; el proveedor de servicio transfiere entonces al comerciante la cantidad de la compra.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US14/050,155 US20150100473A1 (en) | 2013-10-09 | 2013-10-09 | Credit through unstructured supplementary service data |
PCT/US2014/053296 WO2015053875A1 (en) | 2013-10-09 | 2014-08-28 | Credit through unstructured supplementary service data |
Publications (1)
Publication Number | Publication Date |
---|---|
MX2015017667A true MX2015017667A (es) | 2016-09-29 |
Family
ID=52777760
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MX2015017667A MX2015017667A (es) | 2013-10-09 | 2014-08-28 | Credito a traves de servicio suplementario de datos no estructurados. |
Country Status (7)
Country | Link |
---|---|
US (1) | US20150100473A1 (es) |
CN (1) | CN105324782A (es) |
AP (1) | AP2015008927A0 (es) |
BR (1) | BR112015031546A2 (es) |
MX (1) | MX2015017667A (es) |
RU (1) | RU2015154112A (es) |
WO (1) | WO2015053875A1 (es) |
Families Citing this family (15)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
TW201822116A (zh) * | 2016-12-09 | 2018-06-16 | 凱基商業銀行股份有限公司 | 信託金流處理系統 |
JP6910229B2 (ja) * | 2017-07-14 | 2021-07-28 | 株式会社Nttドコモ | 情報処理装置および信用度算出方法 |
CN109688119B (zh) * | 2018-12-14 | 2020-08-07 | 北京科技大学 | 一种云计算中的可匿名追踪性身份认证方法 |
US20210004832A1 (en) | 2019-07-05 | 2021-01-07 | Talkdesk, Inc. | System and method for escalation using agent assist within a cloud-based contact center |
US11328205B2 (en) | 2019-08-23 | 2022-05-10 | Talkdesk, Inc. | Generating featureless service provider matches |
US20210117882A1 (en) | 2019-10-16 | 2021-04-22 | Talkdesk, Inc | Systems and methods for workforce management system deployment |
US20210136220A1 (en) | 2019-10-31 | 2021-05-06 | Talkdesk, Inc. | Monitoring and listening tools across omni-channel inputs in a graphically interactive voice response system |
US11736615B2 (en) | 2020-01-16 | 2023-08-22 | Talkdesk, Inc. | Method, apparatus, and computer-readable medium for managing concurrent communications in a networked call center |
US11516662B2 (en) | 2020-03-13 | 2022-11-29 | Amazon Technologies, Inc. | Performing authenticated actions without internet connectivity |
CN114694327A (zh) * | 2020-12-30 | 2022-07-01 | 华为技术有限公司 | 一种支付方法及通信装置 |
US11677875B2 (en) | 2021-07-02 | 2023-06-13 | Talkdesk Inc. | Method and apparatus for automated quality management of communication records |
US11856140B2 (en) | 2022-03-07 | 2023-12-26 | Talkdesk, Inc. | Predictive communications system |
US11736616B1 (en) | 2022-05-27 | 2023-08-22 | Talkdesk, Inc. | Method and apparatus for automatically taking action based on the content of call center communications |
US11971908B2 (en) | 2022-06-17 | 2024-04-30 | Talkdesk, Inc. | Method and apparatus for detecting anomalies in communication data |
US11943391B1 (en) | 2022-12-13 | 2024-03-26 | Talkdesk, Inc. | Method and apparatus for routing communications within a contact center |
Family Cites Families (12)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8346659B1 (en) * | 2001-07-06 | 2013-01-01 | Hossein Mohsenzadeh | Secure authentication and payment system |
SG124290A1 (en) * | 2001-07-23 | 2006-08-30 | Ntt Docomo Inc | Electronic payment method, system, and devices |
US6829473B2 (en) * | 2002-07-25 | 2004-12-07 | Utstarcom, Inc. | Roaming and hand-off support for prepaid billing for wireless data networks |
US20080177662A1 (en) * | 2007-01-24 | 2008-07-24 | Cingular Wireless Ii, Llc | Mobile merchant user interface |
US20090112744A1 (en) * | 2007-10-24 | 2009-04-30 | Mobilekash, Inc. | System, Method, and Computer-Readable Medium for Mobile Loan Acquisition |
CN101702793B (zh) * | 2009-11-10 | 2013-08-21 | 中兴通讯股份有限公司 | Cdma网络中ussd业务的实现方法、系统及设备 |
US8306868B2 (en) * | 2010-12-19 | 2012-11-06 | Bhaskar Arcot Sivanathan | Method for accepting payment information on the web using an interactive voice response system |
US20120239553A1 (en) * | 2011-03-16 | 2012-09-20 | Metro Enterprises, Inc. | Method for processing and funding short-term loans to a consumer and a method for converting currency, both to a mobile credit storage facility account |
US8504470B1 (en) * | 2011-08-31 | 2013-08-06 | BT Patent LLC | Methods and systems for financial transactions |
CN103020816A (zh) * | 2013-01-21 | 2013-04-03 | 孔庆发 | 网上虚拟货币第三方信贷的方法及其数据处理系统 |
US20140279388A1 (en) * | 2013-03-15 | 2014-09-18 | Mobile Decisioning Holdings Limited | Method, apparatus, and computer-readable medium for advancing prepaid credit |
CN103236022A (zh) * | 2013-04-26 | 2013-08-07 | 孔庆发 | 基于网上交易的网上信贷方法及其数据处理系统 |
-
2013
- 2013-10-09 US US14/050,155 patent/US20150100473A1/en not_active Abandoned
-
2014
- 2014-08-28 CN CN201480035560.9A patent/CN105324782A/zh active Pending
- 2014-08-28 BR BR112015031546A patent/BR112015031546A2/pt not_active IP Right Cessation
- 2014-08-28 WO PCT/US2014/053296 patent/WO2015053875A1/en active Application Filing
- 2014-08-28 MX MX2015017667A patent/MX2015017667A/es unknown
- 2014-08-28 RU RU2015154112A patent/RU2015154112A/ru not_active Application Discontinuation
- 2014-08-28 AP AP2015008927A patent/AP2015008927A0/xx unknown
Also Published As
Publication number | Publication date |
---|---|
RU2015154112A (ru) | 2017-11-13 |
AP2015008927A0 (en) | 2015-12-31 |
BR112015031546A2 (pt) | 2017-07-25 |
WO2015053875A1 (en) | 2015-04-16 |
US20150100473A1 (en) | 2015-04-09 |
CN105324782A (zh) | 2016-02-10 |
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