MA25156A1 - Systeme et procede de paiement et de transactions a distance et en temps reel par telephone mobile. - Google Patents
Systeme et procede de paiement et de transactions a distance et en temps reel par telephone mobile.Info
- Publication number
- MA25156A1 MA25156A1 MA26037A MA26037A MA25156A1 MA 25156 A1 MA25156 A1 MA 25156A1 MA 26037 A MA26037 A MA 26037A MA 26037 A MA26037 A MA 26037A MA 25156 A1 MA25156 A1 MA 25156A1
- Authority
- MA
- Morocco
- Prior art keywords
- eligible
- telephone number
- transactions
- remote
- mobile telephone
- Prior art date
Links
- VJYFKVYYMZPMAB-UHFFFAOYSA-N ethoprophos Chemical compound CCCSP(=O)(OCC)SCCC VJYFKVYYMZPMAB-UHFFFAOYSA-N 0.000 title abstract 4
- 238000000034 method Methods 0.000 title abstract 2
- 238000013500 data storage Methods 0.000 abstract 2
- 238000013475 authorization Methods 0.000 abstract 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F9/00—Details other than those peculiar to special kinds or types of apparatus
- G07F9/001—Interfacing with vending machines using mobile or wearable devices
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F9/00—Details other than those peculiar to special kinds or types of apparatus
- G07F9/002—Vending machines being part of a centrally controlled network of vending machines
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Mobile Radio Communication Systems (AREA)
- Telephonic Communication Services (AREA)
- Meter Arrangements (AREA)
- Telephone Function (AREA)
Abstract
L'INVENTION CONCERNE UN SYSTÈME ET UN PROCÉDÉ DESTINÉ À TRAITER LES PAIEMENTS ET LES TRANSACTIONS ENTRE PAYEURS ET BÉNÉFICIAIRES ABONNÉS AU SYSTÈME, AU TRAVERS D'UN PREMIER SERVEUR INTERCONNECTÉ GRÂCE AUX MOYENS DE TÉLÉCOMMUNICATIONS : - AUX PREMIERS SYSTÈMES DE STOCKAGE DES DONNÉES CONTENANT DES INFORMATIONS SUR CHAQUE PAYEUR, ET CONSISTANT AU MOINS EN UN NUMÉRO DE TÉLÉPHONE ADMISSIBLE, UN CRITÈRE D'AUTORISATION PERMETTANT D'AUTORISER UNE TRANSACTION, ET UN CRITÈRE DE SÉCURITÉ ASSOCIÉ AU NUMÉRO DE TÉLÉPHONE ADMISSIBLE, AINSI QU'UN CODE ADMISSIBLE D'IDENTIFICATION DE CHAQUE BÉNÉFICIAIRE; - AUX SECONDS SYSTÈMES DE STOCKAGE DES DONNÉES CONTENANT UN SECOND GROUPE D'INFORMATION RELATIVES AU TYPE DE TÉLÉPHONE MOBILE DIGITAL LIÉ À CHAQUE NUMÉRO DE TÉLÉPHONE ADMISSIBLE ; - AUX SYSTÈMES DE SÉLECTION PERMETTANT DE SÉLECTIONNER UN ÉQUIPEMENT DE TÉLÉCOMMUNICATIONS, ET DE COMMUNIQUER AVEC LE TÉLÉPHONE MOBILE DIGITAL IDENTIFIÉ GRÂCE AU NUMÉRO DE TÉLÉPHONE ADMISSIBLE, PAR L'INTERMÉDIAIRES D' UN SERVICE DE TÉLÉCOMMUNICATIONS COMPATIBLE AVEC LE TYPE DE TÉLÉPHONE MOBIL DIGITAL IDENTIFIÉ.
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
ES200000724A ES2170647B2 (es) | 2000-03-24 | 2000-03-24 | Procedimiento y sistema de pagos y transacciones a distancia en tiempo real mediante telefono movil. |
ES200001573A ES2170673B2 (es) | 2000-03-24 | 2000-06-23 | Procedimiento y sistema de pagos y transacciones a distancia en tiempo real mediante telefono movil. |
ES200001574A ES2172405B2 (es) | 2000-03-24 | 2000-06-23 | Procedimiento y sistema de pagos y transaciones a distancia en tiempo real mediante telefono movil. |
Publications (1)
Publication Number | Publication Date |
---|---|
MA25156A1 true MA25156A1 (fr) | 2001-04-02 |
Family
ID=27240811
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MA26037A MA25156A1 (fr) | 2000-03-24 | 2000-08-07 | Systeme et procede de paiement et de transactions a distance et en temps reel par telephone mobile. |
Country Status (27)
Country | Link |
---|---|
US (1) | US20070027803A1 (fr) |
EP (1) | EP1136961B1 (fr) |
JP (1) | JP3708807B2 (fr) |
KR (1) | KR20010092636A (fr) |
CN (1) | CN1201609C (fr) |
AT (1) | ATE260500T1 (fr) |
AU (1) | AU758512B2 (fr) |
BR (1) | BR0004917A (fr) |
CA (1) | CA2315308A1 (fr) |
CZ (1) | CZ20002888A3 (fr) |
DE (2) | DE60008496D1 (fr) |
DK (1) | DK1136961T3 (fr) |
EA (1) | EA003681B1 (fr) |
HK (1) | HK1043418B (fr) |
HU (1) | HU224086B1 (fr) |
ID (1) | ID29692A (fr) |
IL (1) | IL137591A0 (fr) |
MA (1) | MA25156A1 (fr) |
NO (1) | NO20003971L (fr) |
NZ (1) | NZ506168A (fr) |
PL (1) | PL341887A1 (fr) |
PT (1) | PT1136961E (fr) |
SG (1) | SG86428A1 (fr) |
SK (1) | SK11652000A3 (fr) |
TR (1) | TR200002314A2 (fr) |
TW (1) | TW511364B (fr) |
UY (1) | UY26272A1 (fr) |
Families Citing this family (142)
Publication number | Priority date | Publication date | Assignee | Title |
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FI109261B (fi) * | 2000-01-11 | 2002-06-14 | Nokia Corp | Hallintakanavan muodostaminen |
EP1257983A2 (fr) * | 2000-02-10 | 2002-11-20 | Jon Shore | Appareil, systemes et procedes permettant d'effectuer des transferts de fonds sans fil, des transferts d'autorisation enregistrables electroniquement et d'autres transferts d'informations |
AU2001275217A1 (en) | 2000-06-07 | 2001-12-24 | Telecheck Services, Inc. | Online machine data collection and archiving process |
GB2367411C (en) * | 2000-07-10 | 2007-12-12 | Garry Harold Gibson | Pyment system |
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US7000001B2 (en) * | 2000-09-12 | 2006-02-14 | Research In Motion Limited | Bookmark beacon system and method |
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SE521037C2 (sv) * | 2001-09-18 | 2003-09-23 | Bluegrid Ab | Metod, system och datorprogram för elektronisk identifiering |
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ES2200675B2 (es) * | 2002-03-11 | 2006-07-01 | Mobipay España, S.A. | Sistema de transacciones y pagos mediante telefono movil. |
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KR100426048B1 (ko) * | 2002-05-31 | 2004-04-06 | 이임영 | 블루투스를 이용한 안전한 지불 처리 방법 |
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US20050240418A1 (en) * | 2002-10-11 | 2005-10-27 | Pierre Chappuis | Identification of a user of a mobile terminal and generation of an action authorisation |
EA007365B1 (ru) | 2002-11-27 | 2006-10-27 | Генрик Кулаковски | Способ расчета электронных транзакций и способ выполнения электронных транзакций с использованием телефона |
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2000
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- 2000-07-31 IL IL13759100A patent/IL137591A0/xx not_active IP Right Cessation
- 2000-07-31 AT AT00202720T patent/ATE260500T1/de not_active IP Right Cessation
- 2000-07-31 EP EP00202720A patent/EP1136961B1/fr not_active Revoked
- 2000-07-31 DK DK00202720T patent/DK1136961T3/da active
- 2000-07-31 PT PT00202720T patent/PT1136961E/pt unknown
- 2000-07-31 DE DE1136961T patent/DE1136961T1/de active Pending
- 2000-08-01 SG SG200004364A patent/SG86428A1/en unknown
- 2000-08-02 HU HU0003043A patent/HU224086B1/hu active IP Right Grant
- 2000-08-02 SK SK1165-2000A patent/SK11652000A3/sk unknown
- 2000-08-03 CA CA002315308A patent/CA2315308A1/fr not_active Abandoned
- 2000-08-04 TW TW089115714A patent/TW511364B/zh not_active IP Right Cessation
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- 2000-08-04 JP JP2000236795A patent/JP3708807B2/ja not_active Expired - Fee Related
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- 2000-08-04 NO NO20003971A patent/NO20003971L/no not_active Application Discontinuation
- 2000-08-07 EA EA200000745A patent/EA003681B1/ru unknown
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- 2000-08-07 PL PL00341887A patent/PL341887A1/xx not_active Application Discontinuation
- 2000-08-07 BR BR0004917-4A patent/BR0004917A/pt not_active IP Right Cessation
- 2000-08-07 MA MA26037A patent/MA25156A1/fr unknown
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- 2000-08-07 CN CNB001305859A patent/CN1201609C/zh not_active Expired - Fee Related
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