KR20240046993A - Automatic real estate price verification system using the Internet - Google Patents

Abstract

The present invention relates to an automatic real estate price verification system using the Internet, which automatically calculates and verifies the price of the real estate based on the information entered by various clients connected to the host server when they want to know the price of a specific real estate. It is done. When an information seeker who enters through the Internet and is given an ID enters the general and special physical characteristics of a specific real estate that he or she owns or wants to trade, the multiple price based on the market price and refinancing cost and the expected real estate operation are calculated. The price of the relevant real estate is automatically calculated through the calculation logic of the profit price that returns the profits to the current price, allowing it to be used in decision-making related to various real estate. Each financial institution that handles mortgage loans, which must know the price of real estate, can also use it, thereby improving time and financial efficiency in their work. In general, a desk appraisal through an appraiser takes from a few tens of minutes to a few hours and involves various inconveniences in the process of having to face the appraiser directly. However, when using the automatic price verification system of the present invention, It is intended to be of great help not only to general unspecified information seekers but also to various employees handling related work.

Description

Real estate automatic price verification system using the Internet {Omitted}

The present invention relates to an automatic real estate price verification system using the Internet, and more specifically, to the publicly announced price of individual and standard land prices, land characteristics, as well as re-procurement costs and corrections of standard buildings, correction factors, and various economic-related indices that continuously fluctuate. From information seekers connected to a host server with built-in information, to employees of financial institutions who want to know the price of collateral set as collateral through desktop appraisal, the price of real estate is calculated and verified interactively in front of a computer without going to the site. This is about an automatic real estate price verification system using the Internet that reduces the time and financial costs required for calculation and verification procedures.

In general, unlike general products, real estate cannot be carried around and displayed for sale or purchase, and since the selling price is relatively high, it is often necessary to visit the site to check the details one by one.

And in the past, real estate information projects were promoted to confirm properties for sale or purchase, but this had to be satisfied with the level of providing only market prices and property information.

However, due to the nature of real estate, the market price and transaction costs are much higher than those of other Internet-based e-commerce items, so it is not easy to determine transaction decisions, and the required level of trust in the actuality and product is also difficult to determine. It is judged that there are problems with the depth, breadth, and speed of information to make decisions for real estate transactions.

Moreover, the conventional method of calculating real estate prices through the Internet was mainly carried out only in the case of apartments. In general, a specific price function model was programmed to allow customers to influence the price of the apartment, such as its size, floor, view, scent, noise level, and traffic conditions. It was operated in a way that by entering the elements that give, the characteristic price of the apartment is derived.

Of course, this price is also used to verify the asking price posted for sale, but it has the disadvantage of not being able to calculate the price of real estate such as buildings, shops, land, factories, and single-family homes other than apartments.

Republic of Korea Patent Publication No. 10-2000-0024461

The purpose of the present invention is to solve this problem. Even when requesting an estimated appraisal (desktop appraisal) from an appraisal company in the form of off-line without going to the site, the relevant employees and appraisers By using the automatic price verification method, it is necessary to quickly derive not only the market price based on simple comparison cases, but also the compound price based on the reprocurement cost and the profit price based on the profit generated by real estate.

Accordingly, the present invention is intended to solve the problems of the conventional method of calculating real estate prices through the Internet as described above, and allows users to verify prices for all types of real estate through Internet access at once, regardless of time and place. Automatic real estate pricing using the Internet, which allows users to obtain the information at the time they want and to receive verification results in a lump sum without directly contacting the appraisal company, depending on the level of data on the details of the real estate specifically entered by the user. The purpose is to provide a verification system.

In order to achieve the above object, the present invention is a host server (4) connected via the Internet network (3), a computer (5)... (5n) for a real estate agency or a computer (6)... (6n) for field investigators. Information on sales and rental prices by region and period of real estate is inputted from the host server (4) and stored in the internal memory (7), and the host server (4) that received the information on sales and rental prices or items for sale is Index information on factors that affect real estate prices or profit fluctuations, such as type, region, building size, building age, building materials, financial market index, income rate of return, capital growth rate, and risk level, is stored in the index storage file (8). Store complex information such as apartment size/building/household information, year of construction/construction company/traffic environment/educational environment/comfort/heating/corridor structure/distance from subway station/number of parking spaces/complex area, etc. Of course, apartment index information such as each house's orientation/noise level/view level, etc., must be stored in the apartment index storage file (9) from time to time, and the characteristics of individual land, publicly announced price for standard land, land price ratification table, and re-procurement cost of standard buildings and data necessary for rating processing procedures and various corrections are stored in the management file (10), and the host server (4) stores the index storage file (8), the apartment index storage file (9), and the management file (10). Based on the stored information, the land price, building price, and profit price of real estate are provided in a question-and-answer format to users accessing computers (1)...(1n) for general Internet users and computers (2)...(2n) for appraisers. It consists of an automatic real estate price verification system using the Internet that calculates and prints prices.

According to the above solution, the automatic real estate price verification system using the Internet allows users to enter some personal information to receive an ID, and then connects to the server, enters the ID, and then sends the information in a conversation format. In the case of land, you select and enter the location where you want to verify the price, and in the case of buildings, you select and enter information on the type and use/structure of the real estate, year of construction, building materials, and various auxiliary facilities, and the characteristics and characteristics of the individual land stored inside are displayed. The price is calculated based on the publicly announced land price of the standard land, the land price approval table, the re-procurement cost of the standard building, the grading process, and the data required for various corrections, and the approved price of the land and the duplex price of the building are derived through the above process. In addition, the above-mentioned accessor is able to derive the profit price based on the profit generated from the entire real estate, including land and buildings, so that anyone is free from time and place constraints even if they are not familiar with the characteristics of the real estate. It allows you to verify prices of all types of real estate through a single Internet connection.

1 is a schematic diagram showing the overall configuration according to an embodiment of the present invention.

The present invention will be described in detail with reference to the attached drawings as follows.

Hereinafter, a preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings.

Figure 1 schematically shows the configuration of a wired telephone network of the present invention, comprising at least one computer (1)...(1n) for general Internet users and a computer (2)...(2n) for appraisal workers. A host server (4) connected via an Internet network (3) such as a telephone line or a dedicated line enables mutual communication, and a computer (5) for a real estate agency connected through the Internet network (3)...( The above-mentioned host server (4), which receives information on sales and rental prices of various real estate by region and period from the field inspector computer (6)... (6n), uses the above-mentioned brokerage computer (5) Information about the property for sale is also input through (5n) and stored in the internal memory (7), and the host server (4), which received the above sale and rental price or information about the property, contains information about the property. Index of factors that affect the price or profit fluctuations of real estate, such as type, region, building size, building age, building materials (exterior, windows, floor, ceiling, etc.), financial market index, income return rate, capital growth rate, and risk level. Information must be stored in the index storage file (8) from time to time, including apartment size/block/house clock information, year of construction/construction company/traffic environment/educational environment/comfort/heating/corridor structure/distance from subway station. /Apartment index information such as complex information such as number of parking spaces/complex area as well as unit-specific information such as direction/noise level/view level are stored in the apartment index storage file 9 from time to time, [0024] Characteristics of individual land and The publicly announced standard land price, the land price ratification table, the re-procurement cost of the standard building, and the data necessary for grading processing procedures and various corrections are stored in the management file 10 from time to time, and the host server 4 stores the index. Based on the index information stored in the file (8), the apartment index storage file (9), and the management file (10), a computer (1) for general Internet users... (1n) and a computer for appraisal workers (2). ..(2n) is designed to calculate land prices, building prices, and profit prices by asking users to enter detailed information about real estate in a question-and-answer format.

The operation process of the present invention configured as above is described in more detail as follows. Sales and sales of various real estate by region and period from computers (5)... (5n) for real estate agents or on-site inspectors (6)... (6n) connected to the host server (4) through the Internet network (3). At the same time as receiving information on the rental price, information on the property for sale is also input through the above-described brokerage computer (5)...(5n) and stored in the internal memory (7).

In addition, the host server 4 above is based on real estate type, region, building size, building age, building materials (exterior, windows, floor, ceiling, etc.), financial market index, income rate of return, etc. of real estate that are entered from time to time by verification agents. Index information on factors that affect real estate price or profit fluctuations, such as capital growth rate and risk level, is stored in the index storage file (8).

In addition, apartment size/building/house-by-door clock information entered by verification agents from time to time, year of construction/construction company/traffic environment/educational environment/comfort/heating/corridor structure/distance from subway station/number of parking spaces/complex Apartment index information, including complex information such as area, as well as unit-specific information such as direction/noise level/view level, is stored in the apartment index storage file (9).

The above-mentioned verification agent stores in the management file (10) the characteristics of individual land entered as necessary, the publicly announced land price for the standard land, the land price ratification table, the re-procurement cost of the standard building, and the data required for grading procedures and various corrections.

As described above, the host server (4) that stores real estate information, index information, and management information is first composed of computers (1)...(1n) for general Internet users and computers (2)...(2n) for appraisers. When users access this site, an initial screen is displayed so that they can enter their personal information, and an ID that identifies them from other visitors is given to visitors who have entered their personal information accurately, allowing them to become members.

Members who have been given IDs are divided into general members and special members, and all members can search the entered information for a fee or for free.

In other words, a user who wants to verify real estate prices accesses this site through his or her PC and enters an ID for automatic price verification. Then, he or she is connected to the host server 4 and can perform interactive price verification.

In the case of land, the above accessor enters the location of the land for which the price is to be verified, and in the case of buildings, the type and use/structure of the real estate, the year of construction, materials such as exterior walls, windows, floors, and ceilings, and various auxiliary facilities are requested. When you select and enter the level, the real estate type, region, building size, building age, building material (exterior, windows, floor, ceiling, etc.), and financial market index are stored in the index storage file (8) of the host server (4). , index information of factors that affect the price or profit fluctuation of real estate, such as income rate of return, capital growth rate, and risk level, clock-wise information by apartment size/building/house stored in the apartment index storage file (9), new construction year/household, etc. Apartment index information including complex information such as construction company/traffic environment/educational environment/comfort/heating/corridor structure/distance from subway station/number of parking spaces/complex area, as well as unit-by-house information such as direction/noise level/view level, etc. The price of land or buildings is calculated based on the characteristics of individual land stored in the management file, the publicly announced land price for the standard land, the land price ratification table, the re-procurement cost of the standard building, the grading process, and the data necessary for various corrections.

In addition, the approved price of land and the duplex price of the building are calculated through the same process as above.

In addition, if the above-mentioned accessor selects and inputs the data requested by the host server (4) in order, it will affect the price or profit fluctuations of real estate, such as the financial market index, income rate of return, capital growth rate, and risk level stored in the index storage file (8). It is possible to derive a profit price based on the profit generated from the entire real estate, including land and buildings, by factors that affect it.

When the above-mentioned accessor selects and inputs basic and detailed data about the real estate in question, each verified price and the entered details are clearly displayed. However, even for ordinary people who do not know detailed information about the real estate in question, the average It is possible to calculate the price based on the actual value.

1...1n: Computer for general Internet users
2...2n: Computer for appraisal workers
3: Internet network
4: Host server
5...5n: Brokerage computer
6...7n: Computer for field investigators
7: Memory
8: Index storage file
9: Apartment index storage file
10: Management file

Claims (1)

The host server (4) processes real estate sales and sales by region and time from the real estate agent's computer (5)...(5n) or the field inspector's computer (6)...(6n) connected via the Internet network (3). Information on the rental price is input and stored in the internal memory (7), and the host server (4), which receives the information on the sale and rental price or property for sale, is configured by type of real estate, region, building size, Index information on factors that affect real estate prices or profit fluctuations, such as building age, building materials, financial market index, income rate of return, capital growth rate, and risk level, is stored in the index storage file (8), Complex information such as clock-wise information for each house, year of construction/construction company/traffic environment/educational environment/comfort/heating/corridor structure/distance from subway station/number of parking spaces/complex area, as well as direction/noise level/view for each house. Apartment index information such as house-by-house information is stored in the apartment index storage file (9) from time to time, and the characteristics of individual land, the publicly announced price for standard land, land price ratification table, re-procurement cost of standard buildings, grading processing procedures, and various corrections are required. The data is stored in the management file (10), and the host server (4) is used for general Internet users based on the information stored in the index storage file (8), apartment index storage file (9), and management file (10). Using the Internet, users connected to the computer (1)...(1n) and the appraiser's computer (2)...(2n) are asked to calculate and print out the land price, building price, and profit price of real estate in a question-and-answer format. Real estate automatic price verification system.