KR20220125998A - Subscription payment system using kiosk - Google Patents

Abstract

The present invention relates to a subscription payment system using a kiosk, and to a subscription payment system using a kiosk, which is capable of allowing a customer to make a payment for a regular subscription to an online service using a kiosk installed in an offline store. The subscription payment system using a kiosk, according to the present invention, comprises: a kiosk which is provided in a first store, receives authentication means information for personal authentication of a customer and payment means information for payment, and enables a subscription payment for a second store; an authentication server which is connected to the kiosk through a communication network, receives the authentication means information from the kiosk, performs the personal authentication of the customer, and generates authentication information including information of which personal authentication is completed; and a payment server which is connected to the kiosk and the authentication server through a communication network, receives the authentication information from the authentication server, receives the payment means information from the kiosk to approve the subscription payment, generates approval information including information of which the subscription payment is completed, and transmits the approval information to the kiosk.

Description

Subscription payment system using kiosk {SUBSCRIPTION PAYMENT SYSTEM USING KIOSK}

The present invention relates to a subscription payment system using a kiosk, and more particularly, to a subscription payment system using a kiosk that enables regular subscription payment of an online service using a kiosk installed in an offline store.

The kiosk refers to an unmanned terminal that is a touch screen type information delivery system. In general, kiosks are installed in public places so that the public can easily use them for unmanned automation of information services and tasks in the information and communication field. The kiosk can input information by touching the screen without using a keyboard, providing convenience to users and reducing manpower to providers.

Traditionally, a subscription means to receive publications such as books, newspapers, or magazines for a certain period of time (hereinafter referred to as “publications”) for a certain period of time. Recently, there is an increasing number of providers who convert publications into images that can be displayed on a display and provide them to user terminals including smart phones or tablets. Providers provide a so-called online subscription service in which publications are delivered to users' terminals for a certain period of time in accordance with the payment of a certain fee, similar to traditional regular subscriptions.

On the other hand, customers who want to use an online subscription service have typically accessed online, such as a website or a payment site that provides an online subscription service through a user terminal, and have signed up for a regular subscription and paid for a certain cost. However, there is no system capable of paying and subscribing to an online subscription service offline, and therefore, the need for a system capable of paying and subscribing to an online subscription service is emerging even offline.

Republic of Korea Patent Registration No. 10-1949258 (2019.02.18. Announcement)

SUMMARY OF THE INVENTION An object of the present invention to solve the above-described problems is to provide a subscription payment system using a kiosk that enables regular subscription payment of an online service using a kiosk installed in an offline store.

Another object of the present invention is to provide a subscription payment system using a kiosk that encourages offline online service payment by issuing a coupon usable in an offline store when paying for an online service using a kiosk installed in an offline store.

In order to achieve the above object, the subscription payment system using a kiosk according to an embodiment of the present invention is a subscription payment system using a kiosk, the system is provided in a first store, and the customer A kiosk capable of subscription payment for a second store by receiving authentication means information for authentication and payment method information for payment, connected to the kiosk and a communication network, and receiving the authentication means information from the kiosk to authenticate the customer and an authentication server that generates authentication information including information on which self-authentication is completed, and the kiosk and the authentication server are connected through a communication network, and after receiving the authentication information from the authentication server, the payment means from the kiosk and a payment server that receives information to approve the subscription payment, generates approval information including information on which the subscription payment is completed, and transmits the approval information to the kiosk.

The system further includes a coupon server for generating coupon information usable in the first store, wherein the payment server transmits the approval information to the coupon server, and the coupon server receives the coupon information from the payment server. After receiving the approval information, the coupon information is generated, and the generated coupon information is transmitted to the kiosk, and the kiosk is characterized in that it outputs the received coupon information.

The system further includes a user terminal connected to the kiosk, the authentication server, the payment server, and the coupon server through a communication network, the user terminal possessed by the customer, and having a phone number, wherein the kiosk includes: It receives a phone number and transmits the phone number to the authentication server, and the authentication server includes a link used for authentication of the user toward the user terminal based on the received phone number (text) It is characterized in that the authentication is performed by transmitting a message and receiving information on which the link is clicked from the user terminal.

The coupon server, characterized in that for transmitting the coupon information to the user terminal.

The authentication server, when the customer's identity authentication is performed, if the customer is a pre-subscription payment customer, generates customer authentication information including information that the self-authentication performing customer is an existing subscription payment customer and transmits it to the coupon server, , the coupon server, after receiving the customer authentication information, generates coupon information for subscribers that can be used in the first store and is generated without the approval information, and transmits the coupon information for subscribers to the kiosk or the user terminal It is characterized by transmitting.

According to the subscription payment system using a kiosk according to the present invention, there is an effect that a regular subscription payment of an online service is possible using a kiosk installed in an offline store.

According to the subscription payment system using a kiosk according to the present invention, when paying for regular subscription of an online service using a kiosk installed in an offline store, coupons that can be used in the offline store are issued to encourage offline online service payment. .

According to the subscription payment system using the kiosk of the present invention, there is an effect that can encourage regular subscription of the online service by issuing a coupon that can be used in an offline store to an existing subscriber of the regular subscription of the online service.

1 is a block diagram showing each configuration of a subscription payment system using a kiosk according to the present invention.
2 is a flowchart showing an operation flow of a subscription payment system using a kiosk according to the present invention.

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. In adding reference numerals to components in each drawing, it should be noted that the same components are given the same reference numerals as much as possible even though they are indicated in different drawings.

And in describing the embodiment of the present invention, if it is determined that a detailed description of a related known configuration or function interferes with the understanding of the embodiment of the present invention, the detailed description thereof will be omitted.

In addition, in describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), (b), etc. may be used. These terms are only for distinguishing the elements from other elements, and the essence, order, or order of the elements are not limited by the terms.

As used herein, the singular also includes the plural, unless the phrase specifically states otherwise. As used herein, “comprises” and/or “comprising” does not exclude the presence or addition of one or more other components in addition to the stated components.

The kiosk 100 according to the present invention includes known ones, and each configuration of the kiosk 100 also includes all known ones.

Hereinafter, the present invention will be described in more detail with reference to the accompanying drawings.

1 is a block diagram showing each configuration of a subscription payment system using a kiosk according to the present invention.

Referring to FIG. 1 , a subscription payment system using a kiosk according to the present invention includes a kiosk 100 , an authentication server 200 , a payment server 300 , and a coupon server 400 . In addition, the subscription payment system using the kiosk according to the present invention is connected to the kiosk 100, the authentication server 200, the payment server 300, and the coupon server 400 through a communication network, and a user terminal 500 having a phone number. may include more.

The kiosk 100 according to the present invention is provided in the first store, which is an offline store. The first store may be, for example, an offline store including a restaurant, a cafe, a bookstore, and the like. The kiosk 100 is provided with an input device such as a touch screen or a keyboard, and receives authentication means information for user authentication through the input device. At this time, the authentication means information, as an embodiment, may be a phone number provided by the user terminal 500 including a smart phone, a tablet, or a portable PC owned by the customer. The kiosk 100 receives authentication means information, and transmits the received authentication means information to the authentication server 200 . The authentication server 200 performs authentication of the customer using the received authentication means information. When identity authentication is completed by the authentication server 200 , the kiosk 100 receives payment method information for paying a predetermined cost for the service provided by the second store. In this case, the payment method information may be information included in a means capable of offline payment, such as a credit card or a check card possessed by the customer, as an embodiment. The kiosk 100 includes, for example, a card insertion port into which a credit card or a check card is inserted, and the card insertion port reads the inserted credit card or check card to receive payment method information including a credit card or check card number. can be input. The kiosk 100 transmits the received payment method information to the payment server 300 . The payment server 300 performs payment of a predetermined cost for the subscription service provided by the second store based on the received payment method information.

Meanwhile, the first store and the second store may have different service subjects. As described above, the first store may be an offline store such as a restaurant, a cafe, or a bookstore having a place where the kiosk 100 can be installed. The second store may be an online store that provides publications such as books, newspapers, or magazines online to the user terminal 500 . The second store may be an online store that provides services including all forms that can be provided to the user terminal 500 in addition to the provision of the aforementioned publications.

In summary, the kiosk 100 according to the present invention is installed in the first store, which is an offline store, receives authentication means information, which is information for performing user authentication, and after the customer's identity authentication is completed, for subscription payment By receiving payment method information, which is information, it is possible to sign up for payment and subscription to the service of the second store, which is an online store. On the other hand, the payment for the service of the second store may be, for example, a single item such as a book or a newspaper, or a subscription payment provided without limitation for a certain period of time, and is automatically paid monthly or annually. It may be an available subscription payment. Hereinafter, the term subscription payment is used to include subscription payment and periodic subscription payment.

The authentication server 200 according to the present invention is connected to the kiosk 100 through a wired/wireless communication network. The authentication server 200 receives authentication means information input by the kiosk 100 from the customer. The authentication server 200 performs authentication of the customer based on the received authentication means information. The authentication server 200 confirms that the holder of the authentication means information is the customer based on the information about the customer and the authentication means information after performing the identity authentication of the customer, that is, when the identity authentication is completed, information on which the identity authentication is completed Create authentication information including The authentication server 200 transmits the generated authentication information to the payment server 300 .

The authentication server 200 according to the present invention may use the phone number of the user terminal 500 possessed by the customer, as an embodiment, when performing user authentication based on the authentication means information. The user terminal 500 is connected to the kiosk 100 , the authentication server 200 , the payment server 300 , and the coupon server 400 through a wired/wireless communication network. The kiosk 100 receives the phone number of the user terminal 500 , which is authentication means information for user authentication, through an input means such as a touch screen, and transmits the received phone number to the authentication server 200 . The authentication server 200 generates a link address for self-authentication, and based on the received phone number, toward the user terminal 500, an application capable of transmitting a text message or message including the generated link. Transmits a direct message (hereinafter, 'message') through When a customer clicks a link included in the message received by the user terminal 500 through an input device such as a touch screen of the user terminal 500, the user terminal 500 transmits the clicked information to the authentication server 200 ), and the authentication server 200 that receives the link clicked information completes the identity authentication, generates authentication information including the identity authentication completed information, and transmits the generated authentication information to the payment server 300 do. When transmitting the generated authentication information to the payment server 300 , the authentication server 200 may transmit information on which identity authentication has been completed to the kiosk 100 . The kiosk 100 receives payment method information from the customer after receiving the information on which the user authentication has been completed. The kiosk 100 transmits the received payment method information to the payment server 300 .

The payment server 300 according to the present invention is connected to the kiosk 100 and the authentication server 200 through a wired/wireless communication network. After receiving the authentication information from the authentication server 200 , the payment server 300 receives payment means information from the kiosk 100 . The payment server 300 approves the subscription payment for the service provided by the second store based on the received payment method information. The configuration and process required for payment approval of the payment server 300 may include known ones. The payment server 300, as an embodiment, transmits a payment request to a VAN company or a PG company when receiving payment method information including a credit card, account transfer, and simple payment, and as a result receive VAN company or PG company plays the role of intermediary between the merchant and the card company for payment approval for the customer's card use. If the payment is successful, the payment server 300 approves and completes the subscription payment for the second store, and after the subscription payment is completed, the payment server 300 generates approval information including the subscription payment completed information. The payment server 300 transmits the generated approval information to the kiosk 100 . The kiosk 100 displays the received approval information on a display device such as a touch screen so that the customer can confirm that the service subscription payment for the second store is completed.

The subscription payment system using the kiosk according to the present invention further includes a coupon server 400 . The coupon server 400 generates coupon information that can be used in the first store. The coupon information includes information that enables the receipt of goods or use of services provided by the first store. When the payment server 300 transmits the generated approval information to the kiosk 100 , it also transmits the approval information to the coupon server 400 . After receiving the approval information, the coupon server 400 generates coupon information. The generated coupon information is transmitted to the kiosk 100 or the user terminal 500, and is generated based on the coupon information on the output means such as a printer device provided in the kiosk 100 or the screen of the display device of the user terminal 500. Coupon is printed. The product or service provided by the coupon may be determined differently depending on the first store in which the kiosk 100 is installed. The kiosk 100 includes an output means for outputting a coupon based on the received coupon information. At this time, the printed coupon may be the same as known in the form of a barcode, QR code, or serial number. The coupon server 400 transmits the coupon information generated to the user terminal 500, and the coupon information transmission at this time is a direct message (hereinafter, 'message').

In summary, the subscription payment system using a kiosk according to the present invention further includes a coupon server 400 that generates and transmits coupon information, so that approval information is generated and provided to a customer who has completed a subscription payment for a second store. 1 Offers coupons that can be used in the store. Therefore, there is an effect of making it possible to attract customers of the second store without an offline store offline. In addition, by providing coupons that can be used in the first store to customers who have subscribed to the service of the second store, the promotion of the first store is possible, and it is possible to attract customers from the first store together. When a coupon usable in the first store is used, the corresponding cost is paid by the second store or the provider providing the system according to the present invention has the effect of increasing the sales of the first store together. have.

On the other hand, the authentication server 200 according to the present invention, as described above, receives the authentication means information from the kiosk 100 and performs authentication of the customer. The authentication server 200 may determine whether the customer is a pre-subscribed payment customer of a service provided by the second store when the customer's identity authentication is performed. The authentication server 200 includes a subscriber management unit for determining a customer who has already paid for a subscription.

The subscriber management unit according to the present invention stores and manages a customer's subscription payment subscription, withdrawal, change of subscription customer information, judgment execution of an existing subscription payment customer, and information accordingly. Manages customer management information including ID (Identification) of customers who have signed up for online service subscription payment, identification number of user terminal 500, name, reserve, points, and amount used, and customer management information is stored separately in the database. can be saved. Customer management information includes information on a second store that provides a product or service for which a customer has paid for subscription, information on a product or service for which a subscription has been paid, and information on a first store in which the kiosk 100 used for subscription payment is installed, etc. further includes

The authentication server 200 according to the present invention determines that the customer is an existing subscription payment customer when the kiosk 100 receives input from the customer and performs identity authentication based on the authentication means information received from the kiosk 100 If it is, it generates customer authentication information including information that the customer is a pre-subscription payment customer. The authentication server 200 transmits the generated customer authentication information to the kiosk 100 and the coupon server 400 . The kiosk 100 that has received the customer authentication information displays information indicating that the pre-subscription payment customer has been confirmed on the display device. The coupon server 400 receiving the customer authentication information generates coupon information for subscribers that can be used in the first store. Unlike the coupon information described above, the coupon information for subscribers is generated without receiving approval information. The coupon server 400 transmits the generated coupon information for the subscriber to the kiosk 100 or the user terminal 500 . The kiosk 100 or the user terminal 500 outputs a coupon based on the subscriber coupon information, and outputting the coupon is the same as outputting a coupon based on the coupon information described above. As described above, the coupon includes a barcode or the like, and the customer provided with the coupon can use the coupon through an employee of the first store or the kiosk 100 installed in the first store. The coupon may provide a size-up of a specific beverage, for example, when the first store is a cafe. The kiosk 100 includes a recognition means capable of recognizing a barcode of a coupon or the like.

2 is a flowchart showing an operation flow of a subscription payment system using a kiosk according to the present invention.

2, the subscription payment system using a kiosk according to the present invention receives the customer's authentication means information through the kiosk 100 installed in the first store and performs the customer's identity authentication (S101), When performing identity authentication, it is determined whether the customer is a pre-subscription payment customer (S103). If the customer is not an existing subscription payment customer, that is, if the customer is a new customer, after completing identity authentication, payment method information for payment is received through the kiosk 100 and subscription payment for goods or services to the second store is performed do (S105). After the subscription payment is completed, the customer receives a coupon usable in the first store through the kiosk 100 or the user terminal 500 (S107), and transfers the received coupon to the kiosk 100 in the first store or the first store. You can present it to the staff of the company and receive the service according to the coupon. If the customer is a subscription payment customer at the time of identity authentication, the customer receives a coupon through the kiosk 100 or the user terminal 500 without any payment (S107), and the service according to the coupon can be provided. .

The subscription payment system using the kiosk according to the present invention may further include a recommendation server (not shown). There may be a plurality of second stores of the subscription payment system using the kiosk according to the present invention. When the authentication server 200 performs self-authentication and determines that the authentication target customer is a pre-subscribed customer at a certain second store, the generated customer authentication information and customer management information are transmitted to the recommendation server. The recommendation server receiving the customer authentication information may recommend a subscription payment for another second store to the customer based on the customer management information. As described above, the subscriber management unit stores and manages information about which second store the subscription payment customer is subscribing to for a product or service. The recommendation server stores and manages information on a plurality of second stores.

For example, if the second store where the customer pays for subscription is a store that provides a book service, the recommendation server calculates which specific field the customer mainly uses the book in based on customer management information. The recommendation server recommends another second store to the customer by extracting information on another second store that provides another service for the particular field after calculating the specific field mainly used by the customer. That is, when the second store where the customer has previously paid for subscription is a store that serves books, the recommendation server extracts a plurality of second stores that serve newspapers or magazines. The recommendation server extracts a second store having more data on a specific field mainly used by the customer from the plurality of extracted second stores and information on the second store. The recommendation server transmits the extracted information on the other second store to the kiosk 100 or the user terminal 500, and the kiosk 100 or the user terminal 500 that has received the extracted information on the other second store is Each of the received information is displayed on the display device, so that the customer can be recommended another second store.

The authentication means information according to the present invention is not limited to the above-described phone number information, and biometric information of a customer may be used during identity authentication. The authentication server 200 according to the present invention may further include a biometric authentication unit for inputting, storing, and managing biometric information. The biometric authentication unit may further include a database in which biometric information is stored. The kiosk 100 may further include a biometric information input module for receiving the customer's biometric information. The customer's biometric information may be, for example, the customer's iris, fingerprint, face, or voice. The customer's biometric information may be input during the first subscription payment at the second store and stored in the biometric authentication unit. When the customer's identity authentication is performed, the identity authentication is performed through the customer's biometric information, so that the identity authentication is possible even when the user terminal 500 is not carried.

The biometric information input module according to the present invention includes a device for receiving a customer's iris, fingerprint, face or voice as authentication means according to the present invention. That is, the biometric information input module includes a fingerprint recognizer for receiving a customer's fingerprint and performing fingerprint recognition, an iris recognizer for receiving a customer's iris input to perform iris recognition, and a face recognizer for receiving a customer's face image and performing face recognition. Or it includes a voice recognizer for voice recognition by receiving the customer's voice. A fingerprint recognizer, an iris recognizer, a face recognizer, and a voice recognizer included in the biometric information input module may be replaced with known ones, and each includes known ones. For example, the iris recognizer includes a camera for iris recognition for acquiring an iris image, an algorithm for determining whether the iris is identical, and a module thereof, and the fingerprint recognizer includes a fingerprint scanner for acquiring a fingerprint image, whether the fingerprints are identical and an algorithm and a module for determining the It may include an algorithm for determining and a module thereof.

The biometric information input module according to the present invention may receive at least one of information about a customer's iris, fingerprint, face, voice, resident registration number and password as biometric information. That is, the biometric information input module may receive biometric information for the authentication means multiple times.

The biometric information input module according to the present invention can determine an input order of biometric information, and displays the order on the display device of the kiosk 100 . The biometric information input module receives the authentication method and biometric information to be input a plurality of times, can determine the number, determines the order of the received biometric information, and performs the authentication procedure when biometric information is sequentially input according to the predetermined order Or you can finally approve the payment according to the authentication. In this case, the determined number and order may be determined based on a random number generation method. The number and order of the random number generation seed may be randomly determined by using the time as the seed during payment. Alternatively, it may be determined by a known random number generation method such as the median square method, the linear congruence method, the Mersenne Twister method, or the XOR shift. Of course, the type of biometric information to be input, the number of biometric information, and their order may be determined by the administrator's preset settings. The customer can complete identity authentication by inputting appropriate biometric information into the biometric information input module according to the type of biometric information displayed on the display device of the kiosk 100 and the order of the biometric information.

The database according to the present invention may include a database management system (hereinafter, DBMS). DBMS is a set of software tools that allow multiple users to access data in the database unit. DBMS includes IMS, CODASYL DB, DB2, ORACLE, INFORMIX, SYBASE, INGRES, MS-SQL, Objectivity, O2, Versanat, Ontos, Gemstone, Unisql, Object Store, Starburst, Postgres, Tibero, MySQL or MS-access. can do. DBMS can access specific data according to input of specific command.

The communication network according to the present invention may be a wired or wireless communication network, and in detail, each node of the user terminal 500, the kiosk 100, the authentication server 200, the payment server 300, the coupon server 400, and the recommendation server. It may mean a connection structure in which information can be exchanged with each other. Examples of such a communication network include a 3rd Generation Partnership Project (3GPP) network, a Long Term Evolution (LTE) network, a 5G network, a World Interoperability for Microwave Access (WIMAX) network, the Internet, a Local Area Network (LAN), and a Wireless LAN. (Wireless Local Area Network), WAN (Wide Area Network), PAN (Personal Area Network), wifi network, Bluetooth network, satellite broadcasting network, analog broadcasting network, DMB (Digital Multimedia Broadcasting) network, etc. not limited

The user terminal 500 according to the present invention is a wireless communication device that guarantees portability and mobility. System), PDA (Personal Digital Assistant), IMT (International Mobile Telecommunication)-2000, CDMA (Code Division Multiple Access)-2000, W-CDMA (WCode Division Multiple Access), Wibro (Wireless Broadband Internet) terminal, smart phone ( smartphone), a smart pad, a tablet PC, and the like, may include all kinds of handheld-based wireless communication devices.

The user terminal 500, the kiosk 100, the authentication server 200, the payment server 300, the coupon server 400, and the recommendation server according to the present invention further include a communication unit to enable communication through a wired or wireless communication network, respectively.

The user terminal 500, the kiosk 100, the authentication server 200, the payment server 300, the coupon server 400 and the recommendation server according to the present invention each further include a control unit that controls to be operable by the above-described process. include

In the present specification, the kiosk 100, the authentication server 200, the payment server 300, the coupon server 400, and the recommendation server may be processors that execute consecutive execution processes stored in a memory. Alternatively, it may operate as software modules driven and controlled by a processor. Furthermore, the processor may be a hardware device.

In this specification, a "part" includes a unit realized by hardware, a unit realized by software, and a unit realized using both. In addition, one unit may be implemented using two or more hardware, and two or more units may be implemented by one hardware.

The protection scope of the present invention is not limited to the description and expression of the embodiments explicitly described above. In addition, it is added once again that the protection scope of the present invention cannot be limited due to obvious changes or substitutions in the technical field to which the present invention pertains.

100: Kiosk
200: authentication server
300: payment server
400: coupon server
500: user terminal

Claims (5)

In the subscription payment system using a kiosk, the system comprises:
a kiosk provided in the first store and capable of subscription payment for a second store by receiving authentication method information for user authentication and payment method information for payment;
an authentication server connected to the kiosk through a communication network, receiving the authentication means information from the kiosk, performing identity authentication of the customer, and generating authentication information including information on which identity authentication has been completed; and
It is connected to the kiosk and the authentication server through a communication network, and after receiving the authentication information from the authentication server, the payment method information is received from the kiosk to approve the subscription payment, and information on which the subscription payment is completed is included a payment server that generates approval information and transmits the approval information to the kiosk;
A subscription payment system using a kiosk, including. The method according to claim 1,
The system is
Further comprising a coupon server for generating coupon information that can be used in the first store,
The payment server transmits the approval information to the coupon server,
The coupon server, after receiving the approval information from the payment server, generates the coupon information, and transmits the generated coupon information to the kiosk,
The kiosk, a subscription payment system using a kiosk, characterized in that outputting the received coupon information. 3. The method according to claim 2,
The system is
Further comprising a user terminal connected to the kiosk, the authentication server, the payment server, and the coupon server through a communication network, the user terminal possessed by the customer, and having a phone number,
The kiosk receives the phone number of the user terminal and transmits the phone number to the authentication server,
The authentication server transmits a message including a link used for authentication to the user terminal based on the received phone number, and receives information on which the link is clicked from the user terminal, A subscription payment system using a kiosk, characterized in that authentication is performed. 4. The method of claim 3,
The coupon server,
A subscription payment system using a kiosk, characterized in that transmitting the coupon information to the user terminal. 5. The method according to claim 4,
The authentication server, when the customer's identity authentication is performed, if the customer is a pre-subscription payment customer, generates customer authentication information including information that the self-authentication performing customer is an existing subscription payment customer and transmits it to the coupon server, ,
After receiving the customer authentication information, the coupon server generates coupon information for subscribers that can be used in the first store and is generated without the approval information, and transmits the coupon information for subscribers to the kiosk or the user terminal A subscription payment system using a kiosk, characterized in that.

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