KR101949258B1 - Payment System based on KIOSK - Google Patents

Abstract

The present invention relates to a kiosk-based payment system including a kiosk including a display unit providing content having a unique code classified by content, a kiosk control unit processing a buyer′s card payment request, an NFC buyer currency information generation unit generating NFC buyer currency information corresponding to the buyer′s card payment amount, and an NFC content information generation unit generating NFC content information corresponding to the unique code; a buyer terminal including a buyer communication unit receiving the generated NFC buyer currency information and NFC content information from the kiosk, a buyer control unit supporting product purchase payment through the received NFC buyer currency information, and a buyer storage unit storing the NFC buyer currency information and the NFC content information; and a seller terminal including a seller communication unit receiving product purchase request signal and the NFC buyer currency information from the buyer terminal, a seller control unit supporting product selling payment through the NFC buyer currency information, and a seller storage unit storing NFC seller currency information corresponding to the NFC buyer currency information.

Description

[0001] Payment System based on KIOSK [0002]

The present invention relates to a kiosk settlement system, and more particularly, when a buyer makes a card settlement through a kiosk, NFC buyer currency information corresponding to the amount is transmitted to the buyer terminal, and the buyer transmits NFC buyer currency information to NFC The present invention relates to a kiosk settlement system, and a kiosk settlement system.

In general, a kiosk (KIOSK) is an unattended terminal installed in a public place so that it can be easily used by the public for unmanned automation of information service and business in the field of information and communication. Currently, it is installed in various public facilities, large bookstores, department stores, exhibition halls, airports and railway stations to provide various administrative procedures and product information, how to use the facilities, and nearby tourist information.

In addition to the advantage of being able to easily search step by step by adopting a touch screen that puts the hand on the screen without using the keyboard and providing the convenience to the user, the information provider does not need to directly guide the user Therefore, it has a great effect on manpower saving. In particular, internet-only kiosks that can use the Internet regardless of time and place attract attention.

In recent years, services that provide various administrative procedures, product information, and tourist information using an Internet-specific kiosk have emerged as a means of activating traditional markets.

On the other hand, consumers searching for a traditional market have a problem that they do not have a lot of cash because they are accustomed to credit card settlement, and sellers do not make smooth commerce because they pay cash only without a payment terminal for credit card settlement.

Recently, kiosks have emerged that can sell or buy paper gift certificates and electronic gift certificates that can be used as cash in traditional markets to revitalize traditional markets.

However, there is an inconvenience in carrying these paper gift certificates separately from credit cards, and electronic gift certificates have to go through a method of online settlement, rather than a direct transaction with merchants and traders in the traditional market, There are inconveniences to use both for the buyer who wants to see and buy directly and the seller who has difficulty displaying the sale item online.

Therefore, new forms of payment are needed that can be traded directly between sellers and buyers in traditional markets while providing information on items sold in traditional markets through kiosks.

Korean Patent Laid-Open Publication No. 10-2013-0049260 (published May 31, 2013).

SUMMARY OF THE INVENTION The present invention provides a kiosk-based payment system that is convenient for both buyers who want to pay for a card in a traditional market and sellers who do not have a card payment terminal.

To solve these problems, a kiosk-based payment system according to an embodiment of the present invention includes a display unit for providing a content having a unique code classified by each content, a kiosk control unit for processing a card payment request of the purchaser, An NFC buyer currency information generating unit for generating corresponding NFC buyer currency information, and an NFC content information generating unit for generating NFC content information corresponding to the unique code; A buyer communication unit for receiving the NFC buyer currency information and the NFC content information generated from the kiosk, a buyer control unit for supporting purchase of goods through the received NFC buyer currency information, A buyer terminal including a buyer storage unit for storing the buyer terminal; A seller communication unit for receiving the goods purchase request signal and the NFC buyer currency information from the buyer terminal, a seller control unit for supporting product sales settlement through the NFC buyer currency information, NFC seller currency information corresponding to the NFC buyer currency information, And a seller terminal including a seller storage unit for storing the merchandise.

The NFC buyer currency information and the NFC seller currency information can be settled by short-range wireless communication.

The NFC buyer currency information is subtracted from the corresponding amount of the merchandise to be traded, and the NCF seller currency information can be increased or decreased.

The NFC buyer currency information and the NFC seller currency information may be encrypted using any one of an ARIA algorithm, a SEED algorithm, and a HIGHT algorithm.

The content has a unique code that is divided into each content, and the NFC content information generation unit can change the unique code to the NFC content information according to the content request signal of the purchaser.

The kiosk may further include a face recognition unit for recognizing a face of the user.

The face recognizing unit recognizes the face of the user when the user reuses the kiosk, and can provide the content in a language selected by the conventional user.

The kiosk may further include an HMD (Head Mounted Display) for providing the contents as virtual reality or augmented reality.

The buyer terminal may further include a buyer display unit for displaying the NFC content information on a screen, and the seller terminal may further include a seller display unit for displaying the NFC content information on a screen.

Other features and advantages of the invention will be set forth in the description which follows, or may be obvious to those skilled in the art from the description and the claims.

According to the present invention as described above, the following effects can be obtained.

In the present invention, the kiosk settlement system according to an embodiment of the present invention adopts a local wireless communication settlement method of NFC buyer currency information and NFC seller currency information, so that the card settlement is performed through a kiosk, So that it is possible to provide a convenient payment system to both buyers who want to pay for a card in a traditional market and sellers who do not have a card payment terminal and are reluctant to pay a card.

The present invention utilizes a kiosk capable of paying for a cash settlement in a traditional market, thereby enabling the merchandise transaction in the traditional market and collecting merchandise transaction history and statistics in the traditional market.

The kiosk settlement system according to an embodiment of the present invention can display content in the world of a virtual reality (VR) through the HMD or display it as an image of an augmented reality (AR), so that the user can receive content information realistically.

The kiosk-based payment system according to an embodiment of the present invention automatically recognizes a user's face through the face recognition unit and automatically provides content information in a language selected by a user when the user again uses the kiosk, The convenience can be enhanced.

The kiosk-based payment system according to an embodiment of the present invention may encrypt NFC buyer currency information and NFC seller currency information by using any one of ARIA algorithm, SEED algorithm and HIGHT algorithm, thereby enhancing security when purchasing goods.

In addition, other features and advantages of the present invention may be newly understood through embodiments of the present invention.

1 is a block diagram schematically illustrating a kiosk-based payment system according to an embodiment of the present invention.
2 is a view illustrating an exemplary appearance of a kiosk according to an embodiment of the present invention.
3 is a configuration diagram illustrating a kiosk according to an embodiment of the present invention.
4 is a block diagram illustrating a purchaser terminal according to an embodiment of the present invention.
5 is a configuration diagram illustrating a seller terminal according to an embodiment of the present invention.
6 is a flowchart illustrating an operation of the kiosk settlement system according to an embodiment of the present invention.

It should be noted that, in the specification of the present invention, the same reference numerals as in the drawings denote the same elements, but they are numbered as much as possible even if they are shown in different drawings.

Meanwhile, the meaning of the terms described in the present specification should be understood as follows.

It should be understood that the terms "comprises", "comprising" and the like do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, parts or combinations thereof.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.

FIG. 1 is a schematic diagram illustrating a kiosk-based payment system according to an embodiment of the present invention. FIG. 2 is a diagram illustrating an appearance of a kiosk according to an embodiment of the present invention. FIG. 4 is a configuration diagram illustrating a purchaser terminal according to an embodiment of the present invention, and FIG. 5 is a diagram illustrating a configuration of a seller terminal according to an embodiment of the present invention .

Referring to FIG. 1, a kiosk-based payment system 1000 according to an embodiment of the present invention includes a kiosk 100, a purchaser terminal 200, a seller terminal 300, and a server 400.

The kiosk 100 is an unmanned information terminal that is provided in a specific public place such as a traditional market. The kiosk 100 provides contents related to products, shops, exhibitions, locations, places, and the like, which are sold in a traditional market. It is possible to generate NFC buyer currency information corresponding to the card payment amount of the NFC.

In addition, the kiosk 100 may generate NFC content information corresponding to the requested content and send it to the purchaser terminal 200, if there is a content request from the purchaser.

The buyer terminal 200 can receive the NFC buyer currency information from the kiosk 100 when the buyer requests the card payment using the kiosk 100. [ Also, if the buyer requests contents through the kiosk 100 about the goods, shops, exhibits, locations, places and the like which are sold in the traditional market provided by the kiosk 100, the buyer terminal 200 receives the NFC buyer's money Information can be received.

The seller terminal 200 can make settlement of transactions through short-range wireless communication with the buyer terminal 200 for purchase of goods by the buyer. For example, if the buyer wishes to purchase a commodity of a shop he / she intends to purchase through a traditional market, the purchaser can settle the transaction through the short distance wireless communication with the purchaser terminal 200 and the seller terminal 200.

More specifically, if the desired amount is determined in the buyer terminal 200 or the seller terminal 200 and the buyer terminal 200 and the seller terminal 200 are brought close to each other, the NFC buyer's money information of the buyer terminal 200 is traded The NFC buyer payment information corresponding to the amount of the commodity is subtracted and the seller's payment information of the seller terminal 300 may be increased or decreased to correspond to the amount.

In addition, the seller terminal 300 can transmit contents related to goods and the like to be offered to the server 400 through the communication network 10 by the seller through the kiosk 100.

In response to the card settlement processing request received from the kiosk 100 in connection with the kiosk 100, the server 400 transmits a payment agency request signal and a payment agent acceptance request to a payment agent service provider or a payment agent service providing server, A signal, and a signal including information related to settlement. In addition, it can store content as well as payment of a card.

The communication network 10 may serve to connect the kiosk 100 and the server 400 or between the purchaser terminal 300 and the server 400. That is, the communication network 10 can provide a connection path so that signals necessary for card settlement and contents service can be transmitted or received from the kiosk 100 or contents information can be transmitted from the buyer terminal 300 to the server 400. The communication network 10 may be a wired network such as LANs (Local Area Networks), WANs (Wide Area Networks), MANs (Metropolitan Area Networks), ISDNs (Integrated Service Digital Networks), wireless LANs, CDMA, , But the scope of the present invention is not limited thereto.

2 and 3, a kiosk 100 according to an exemplary embodiment of the present invention includes a kiosk control unit 110, a kiosk display unit 120, a card reader unit 130, an NFC buyer currency information generation unit 140, An NFC content information generation unit 150, an NFC communication unit 160, an HMD 170, a face recognition unit 180, and a storage unit 190.

The kiosk control unit 110 controls the overall operation of the kiosk 100 according to the present invention. The server 400 may receive the content, provide the content information through the HMD 170 and the kiosk display unit 120, and process the card payment and content information request of the purchaser.

The kiosk display unit 120 may be a touch screen, the entire screen may be composed of a touch screen, or only a part of the lower side may be a touch screen. The kiosk display unit 120 displays content information received from the kiosk control unit 110 and displays a function selection screen according to an operation state of the kiosk 100 and an information and information input screen corresponding to the function selection. At this time, the kiosk display unit 120 can display and implement contents in 2D format as well as 3D format.

In addition, the kiosk display unit 120 can increase the convenience of the user by providing contents in various languages.

The card reader unit 130 reads the card information of the card provided by the purchaser. The card reader 130 transmits the read card information to the kiosk controller 110. [ The types of cards that the card reader 130 can read include a cash card, a credit card, a check card, a personal identification card, or a plastic card containing other credit information. The card information may include gift certificate information of the electronic gift certificate contained in the card provided by the user.

The NFC buyer currency information generating unit 140 can generate NFC buyer currency information corresponding to the purchaser's card payment amount according to the card payment approval signal from the kiosk control unit 110. [

At this time, the NFC buyer currency information generator 140 may encrypt the NFC buyer currency information using the ARIA algorithm, the SEED algorithm, or the HIGHT algorithm, thereby enhancing security.

ARIA Algorithm Encryption is a general purpose block cipher algorithm with Involutional SPN structure optimized for lightweight environment and hardware implementation.

SEED Algorithm Encryption is a 128-bit or 256-bit block cipher algorithm to protect sensitive information such as personal information transmitted in e-commerce, finance, and wireless communications.

HIGHT (High security and light weight) algorithm is a 64-bit block encryption algorithm for providing confidentiality in a computing environment requiring low power and light weight such as RFID, USN,

The NFC content information generation unit 150 generates NFC content information for the requested content information when there is a request for the content information of the purchaser. Each content has a unique code distinguished by each content, and the NFC content information generating unit 150 can generate the unique code of the requested content information by changing the NFC content information.

The kiosk communication unit 160 includes an NFC communication unit and a network communication unit.

The NFC communication unit can transmit the NFC content information and the NFC buyer currency information to the buyer terminal 200 by the contactless short-range wireless communication method using the frequency band of 13.56 MHz.

The network communication unit is connected to the server 400 through the communication network 10 to transmit and receive contents and a card settlement processing signal.

The HMD 170 is connected to the kiosk 100 to allow the user to wear the HMD 170 to display the content in a virtual reality (VR) world. (AR) together with actual extraterrestrials.

The HMD 170 may include a member 173 for worn on the head, a body 171 for displaying an image in close contact with the eye, and a display unit 172. In another embodiment, The HMD 170 may be integrated into the kiosk 100 without being limited thereto.

The body 171 stores a program for implementing the virtual reality (VR) or the augmented reality AR. The body 171 may be implemented as a virtual reality (VR) or an augmented reality (AR) by receiving contents from the kiosk control unit 110.

When the user wears the HMD 170, the display unit 172 can display the content in the world of the virtual reality (VR) or the image of the augmented reality (AR) together with the actual outer world.

The kiosk settlement system 1000 according to an embodiment of the present invention can display contents in the world of a virtual reality (VR) or an augmented reality (AR) through the HMD 170, Can be provided.

The face recognition unit 180 includes a face recognition camera for capturing a user's face image, analyzing the face image, and recognizing the user's information. The face recognition camera captures the face of the user located in front of the face recognition unit 180 and transmits the captured face to the kiosk control unit 110. The face recognizing unit 180 recognizes a face of the user by extracting and analyzing the shape, position and size of each part of the face (eyebrow, eye, nose, forehead, mouth, etc.) have. For example, eyebrows are extracted from a user's face, and then the positions of eyes, nose, forehead, and mouth are extracted. At the same time, sizes of eyes, nose, mouth, and forehead are extracted and the user's face is separated The face can be recognized by extracting the face contour. At this time, the accuracy of face recognition can be improved by extracting the depth of the face.

As described above, the kiosk-based payment system 1000 according to the embodiment of the present invention automatically recognizes the face of the user through the face recognition unit and automatically provides the content information in the language selected by the user when the user uses the kiosk again, Thereby enhancing the convenience of the user's use of the kiosk.

The storage unit 190 stores content information, NFC buyer currency information, NFC content information, information on the face of the purchaser, various languages for each information, and the like.

4, the buyer terminal 200 includes a buyer communication unit 210, a buyer control unit 220, a buyer display unit 230, and a buyer storage unit 240.

The buyer communication unit 210 can receive the NFC content information and the NFC buyer currency information from the kiosk 100 by the contactless short-range wireless communication method using the frequency band of 13.56 MHz, It is possible to pay for goods purchase by the method.

The buyer control unit 220 supports the merchandise sales settlement through the NFC buyer currency information. The buyer control unit 220 may transmit the NFC buyer currency information to the seller terminal 300 after the buyer inputs the price for the purchased product and may subtract the NFC buyer currency information corresponding to the commodity amount traded .

The buyer display unit 230 may display the NFC content information received from the kiosk 100 as a character, an image, or a moving picture file. You can also enter the price of the product when you buy it with the seller.

The buyer can receive a desired content from the contents provided through the kiosk 100 through the buyer terminal 200 again. For example, a visitor who visited a traditional market receives information on a map, a place, a seller, a sale item, a performance, etc. of a traditional market through a kiosk 100, The kiosk 100 generates NFC content information corresponding to the selected content, and transmits the NFC content information to the purchaser terminal 200. [ The purchaser can go to the place of the seller who wants to purchase the traditional market, directly view the goods, and compare the information of the goods with the information obtained through the purchaser terminal to decide whether or not to purchase the goods.

The buyer storage unit 240 stores NFC content information and NFC buyer currency information.

5, the seller terminal 300 includes a seller communication unit 310, a seller control unit 320, a seller display unit 330, and a seller storage unit 340.

The seller communication unit 310 can perform sales settlement with the buyer terminal 200 by the non-contact short-range wireless communication method using the frequency band of 13.56 MHz.

The seller control unit 320 supports the merchandise sales settlement through the NFC seller currency information. The seller control unit 220 receives the NFC buyer's money information from the buyer terminal 200 after the buyer inputs a price for the purchased product or the seller inputs a price for the sold product, You can increase or decrease the NFC seller currency information.

At this time, the NFC seller currency information may be encrypted using any one of the ARIA algorithm, the SEED algorithm, and the HIGHT algorithm.

The seller display unit 230 can display the merchandise information, input the merchandise price when selling the merchandise with the buyer, and display the NFC content information as text, image, or moving picture file.

The buyer storage unit 240 stores NFC buyer currency information.

The purchaser terminal 200 and the seller terminal 300 can be carried by the portable terminal. However, the present invention is not limited thereto and a communication device having a short distance communication function can be used.

6 is a flowchart illustrating an operation of the kiosk settlement system according to an embodiment of the present invention

Referring to FIG. 6, a kiosk settlement system according to an embodiment of the present invention is configured such that a card settlement is performed between a kiosk 100 and a purchaser terminal 200, a purchase of a commodity is performed between a purchaser terminal 200 and a seller terminal 300, Lt; / RTI >

First, the card settlement processing will be described.

When the purchaser makes a card payment through the kiosk 100, the kiosk 100 can perform a credit card payment approval process (S100). When the card payment is approved, the kiosk 100 generates NFC buyer currency information corresponding to the card payment amount (S120), and transmits the NFC buyer currency information to the buyer terminal 200 (S1230).

Hereinafter, the commodity purchase processing will be described.

The purchaser can purchase the product using the buyer terminal 200 when he / she sees the product of the shop to purchase the product at a specific public place such as a traditional market with the buyer terminal 200 containing the NFC buyer's money information.

At this time, though not shown, the buyer terminal 200 can acquire the information of the goods to be purchased through the NFC contents information received from the kiosk 100.

The buyer terminal 200 can transmit the goods purchase signal to the seller terminal 300 according to the buyer's purchase request (S210). The purchase purchase request (S210) of the buyer can be processed by specifying the goods and the price to be purchased in the buyer display unit of the buyer terminal (200).

The seller terminal 300 can transmit the goods sale signal to the buyer terminal 200 according to the product sale decision (S310) after receiving the goods purchase signal.

The buyer terminal 200 subtracts NFC buyer currency information corresponding to the commodity amount after receiving the commodity sales signal, and the seller terminal 300 transmits the commodity sale request, and then transmits the NFC buyer currency information corresponding to the commodity amount It can change.

At this time, the transaction processing procedure of the buyer terminal 200 and the seller terminal 300 can be performed by a close proximity of the buyer terminal 200 and the seller terminal 300 by near-field wireless communication.

As described above, the kiosk settlement system according to an embodiment of the present invention adopts the local wireless communication settlement method of NFC buyer currency information and NFC seller currency information, so that the card payment is made through the kiosk, So that it is possible to provide a convenient payment system to both buyers who want to pay for a card in a traditional market and sellers who do not have a card payment terminal and are reluctant to pay a card.

In addition, by utilizing kiosks that can settle cash payments in traditional markets, it is possible to activate commodity trading in traditional markets, and to collect commodity transaction details and statistics in traditional markets.

It will be apparent to those skilled in the art that various modifications and variations can be made in the present invention without departing from the spirit or scope of the invention as defined in the appended claims. Will be apparent to those of ordinary skill in the art.

10: communication network 100: kiosk
110: kiosk control unit 120: kiosk display unit
130: card reader unit 140: NFC buyer currency information generating unit
150: NFC content information generating unit 160: Kiosk communication unit
170: HMD 180: Face Recognition Unit
190: storage unit 200: buyer terminal
210: buyer communication unit 220: buyer control unit
230: shopper display section 240: shopper storage section
300: seller terminal 310: seller communication department
320: Merchant storage part 330: Merchant display part
400: Server 1000: Kiosk-based payment system

Claims (9)

An NFC buyer currency information generating unit for generating NFC buyer currency information corresponding to a card payment amount of a buyer; a display unit for providing a content having a unique code distinguished by each content, An NFC content information generation unit for generating NFC content information corresponding to a code, and a face recognition unit for recognizing a face of a user;
A buyer communication unit for receiving the NFC buyer currency information and the NFC content information generated from the kiosk, a buyer control unit for supporting purchase of goods through the received NFC buyer currency information, A buyer terminal including a buyer storage unit for storing the buyer terminal; And
A merchant communication unit for receiving the merchandise purchase request signal and the NFC buyer currency information from the buyer terminal, a seller controller for supporting the merchandise sales settlement through the NFC buyer currency information, and NFC seller currency information corresponding to the NFC buyer currency information And a seller terminal including a seller storage unit for storing the seller information,
Wherein the kiosk includes a face recognition unit for recognizing user information by capturing and analyzing a face image of a user, and when the user reuses the kiosk, the user recognizes the face of the user and provides the content in a language selected by the user, And an HMD (Head Mounted Display) for providing a virtual reality or an augmented reality,
The NFC buyer currency information and the NFC seller currency information are settled by wireless communication, the NFC buyer currency information is subtracted from the corresponding amount of the merchandise to be traded, the NFC seller currency information is increased /
The NFC buyer currency information and the NFC seller currency information are encrypted using one of an ARIA algorithm, a SEED algorithm, and an HIGHT algorithm,
Wherein the NFC content information generator changes the NFC content information to the NFC content information according to a content request signal of the purchaser,
Wherein the buyer terminal includes a buyer display unit for displaying the NFC content information on a screen, and the seller terminal includes a seller display unit for displaying the NFC content information on a screen,
When the buyer inputs a price for the purchased product and the purchased product through the buyer display unit and the seller inputs a sales decision for the purchased product through the seller display unit, the NFC buyer's money information is transmitted to the seller terminal, A buyer control unit for supporting settlement and a seller enter a price for the sales product and the sales product through the seller display unit and if the buyer inputs a sales decision for the sale product through the buyer display unit, And a seller control unit for receiving the merchandise payment from the buyer terminal and supporting the merchandise sales settlement.


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