KR20220092306A - Method for providing subscription economy based rental price comparison service - Google Patents

Abstract

Provided is a method for providing a subscription economy-based rental price comparison service. The method includes: a step of receiving a model number of a product to be rented from a user terminal; a step of calculating an actual monthly rental price based on a total rental price, a rental period, a monthly rental price, affiliated card discount information, and at least one piece of customer benefit information pre-registered in at least one franchise store that rents the product; a step of calculating the total rental price by multiplying the actual monthly rental price by the rental period, and dividing the total rental price by the amount of money including an online minimum price and shipping and installation fees of the product to be rented to calculate rental efficiency; and a step of checking customer benefits by multiplying a difference between the actual monthly rental price and a pre-set appropriate monthly rental price by the rental period, and suggesting a user rental condition corresponding to the customer benefits as a pre-set icon. The present invention can help a user, who makes an initial contract of rental service or succeeds to contract the rental service, not sign an unfair contract.

Description

How to provide rental cost comparison service based on subscription economy {METHOD FOR PROVIDING SUBSCRIPTION ECONOMY BASED RENTAL PRICE COMPARISON SERVICE

The present invention relates to a method of providing a rental cost comparison service based on a subscription economy, and provides a platform for comparing the lowest price based on the actual monthly rental fee in consideration of various variables in addition to comparing the simple monthly rental fee.

As the servitization phenomenon in the manufacturing industry intensifies, a product service system is in the spotlight as a business model for creating new values. PSS is a product as an integrated system that creates innovative and sustainable values by combining tangible products and intangible services. Various rental and leasing services are included in the form of providing repair and management services. In general, the rental business consists of three stages: sales of rental products through a new contract (Sales), a service that provides periodic maintenance for the sold products, and retention through contract fulfillment and renewal (Retention). In addition, the maintenance customer is provided with continuous service as well as sales of other types of rental products, so the PSS business is not a one-way process, but a cycle in which each step is cycled.

At this time, as the variety and scale of rental business grew, a platform that could compare rental costs was researched and developed. In Patent Publication No. 2019-0067139 (published on June 14, 2019), basic purchase information items, rental basic information items, purchase additional information items, and rental additional information items are output, and purchase basic information according to purchase basic information items is entered, rental basic information is entered according to the rental basic information item, purchase additional information is entered according to the purchase additional information item, rental additional information is entered according to the rental additional information item, and simple based on the basic purchase information Calculate purchase cost, calculate simple rental cost based on basic rental information, calculate total purchase cost based on basic purchase information and additional purchase information, and calculate total rental cost based on basic rental information and additional rental information After calculating, the simple purchase cost, simple rental cost, total purchase cost, and total rental cost are compared with each other and output, counting from the time of installation of the rental product, determining whether the set period has elapsed, and the status of the rental product after expiration A configuration controlled to store information and provide rental article service information to be provided to a user is respectively disclosed.

However, as factors affecting rental cost are gradually diversified and increased, non-professional users, whether affiliate card discounts, free gift benefits, registration and installation support, free rental benefits, and penalties It is difficult to consider all variables such as recognition and what conditions are required to receive succession, and to compare them with quantitative data, and it starts to hurt to compare which one is better in comparing rental prices. Also, although price comparison is provided on the portal site, it is not possible to know which rental is best for you because it is sorted based on the monthly rental fee excluding all benefits. Therefore, research and development of a platform that can compare the lowest price with the lowest monthly rental fee by reflecting all variables is required.

An embodiment of the present invention does not compare monthly rental fees based on simple price, but compares the lowest prices by calculating all variables of affiliate card discount, free gift benefit, registration installation support, delivery installation cost, and free rental benefit benefit, Even when calculating the rental fee, by calculating the proportional ratio according to the online lowest price, the total rental fee, and the average operating cost of the rental company, even non-professionals can intuitively understand whether the rental fee is appropriate compared to the online lowest price. By establishing and providing a process to facilitate the calculation of costs when a rental contract is succeeded as a successor to a rental contract with a successor who has a rental contract It is possible to provide a method of providing a rental cost comparison service based on subscription economy. However, the technical task to be achieved by the present embodiment is not limited to the technical task as described above, and other technical tasks may exist.

As a technical means for achieving the above-described technical problem, an embodiment of the present invention includes the steps of receiving an input of the model number of a product to be rented from a user terminal, the total rental fee pre-registered in at least one affiliated store terminal for renting the product, rental Calculating the actual monthly rental fee based on the period, monthly rental fee, affiliate card discount information, and at least one customer benefit information. After calculating the total rental fee by multiplying the rental period by the actual monthly rental fee, In the step of calculating rental efficiency by dividing by the amount including the delivery and installation cost, check customer benefits by multiplying the difference between the actual monthly rental fee minus the preset reasonable monthly rental fee and the rental period It includes the step of presenting as

According to any one of the above-described problem solving means of the present invention, the monthly rental fee is not compared on a simple price basis, but all variables of affiliate card discount, free gift benefit, registration and installation support, delivery installation cost, and free rental benefit are taken into consideration. to compare the lowest prices and calculate the proportional ratio according to the online lowest price, the total rental cost, and the average operating cost of the rental company when calculating rental fees By establishing and providing a process for calculating rental penalties or making it easy to calculate rental fees when a rental contract succeeds as a successor who will enter into a rental contract with a successor who is currently under a rental contract It can help avoid unequal contracts.

1 is a view for explaining a system for providing a rental cost comparison service based on a subscription economy according to an embodiment of the present invention.
FIG. 2 is a block diagram illustrating a comparison service providing server included in the system of FIG. 1 .
3 and 4 are diagrams for explaining an embodiment in which a subscription economy-based rental cost comparison service according to an embodiment of the present invention is implemented.
5 is a flowchart illustrating a method of providing a rental cost comparison service based on a subscription economy according to an embodiment of the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those of ordinary skill in the art can easily implement them. However, the present invention may be embodied in several different forms and is not limited to the embodiments described herein. And in order to clearly explain the present invention in the drawings, parts irrelevant to the description are omitted, and similar reference numerals are attached to similar parts throughout the specification.

Throughout the specification, when a part is "connected" with another part, this includes not only the case of being "directly connected" but also the case of being "electrically connected" with another element interposed therebetween. . In addition, when a part "includes" a certain component, it means that other components may be further included, rather than excluding other components, unless otherwise stated, and one or more other features However, it is to be understood that the existence or addition of numbers, steps, operations, components, parts, or combinations thereof is not precluded in advance.

The terms "about", "substantially", etc. to the extent used throughout the specification are used in or close to the numerical value when manufacturing and material tolerances inherent in the stated meaning are presented, and are intended to enhance the understanding of the present invention. To help, precise or absolute figures are used to prevent unfair use by unconscionable infringers of the stated disclosure. As used throughout the specification of the present invention, the term "step of (to)" or "step of" does not mean "step for".

In this specification, a "part" includes a unit realized by hardware, a unit realized by software, and a unit realized using both. In addition, one unit may be implemented using two or more hardware, and two or more units may be implemented by one hardware. Meanwhile, '~ unit' is not limited to software or hardware, and '~ unit' may be configured to be in an addressable storage medium or to reproduce one or more processors. Thus, as an example, '~' denotes components such as software components, object-oriented software components, class components, and task components, and processes, functions, properties, and procedures. , subroutines, segments of program code, drivers, firmware, microcode, circuitry, data, databases, data structures, tables, arrays and variables. The functions provided in the components and '~ units' may be combined into a smaller number of components and '~ units' or further separated into additional components and '~ units'. In addition, components and '~ units' may be implemented to play one or more CPUs in a device or secure multimedia card.

Some of the operations or functions described as being performed by the terminal, apparatus, or device in the present specification may be performed instead of by a server connected to the terminal, apparatus, or device. Similarly, some of the operations or functions described as being performed by the server may also be performed in a terminal, apparatus, or device connected to the server.

In this specification, some of the operations or functions described as mapping or matching with the terminal means mapping or matching the terminal's unique number or personal identification information, which is the identification data of the terminal. can be interpreted as

Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

1 is a view for explaining a system for providing a rental cost comparison service based on a subscription economy according to an embodiment of the present invention. Referring to FIG. 1 , the subscription economy-based rental cost comparison service providing system 1 may include at least one user terminal 100 , a comparison service providing server 300 , and at least one information providing server 400 . . However, since the subscription economy-based rental cost comparison service providing system 1 of FIG. 1 is only an embodiment of the present invention, the present invention is not limitedly interpreted through FIG. 1 .

At this time, each component of FIG. 1 is generally connected through a network (Network, 200). For example, as shown in FIG. 1 , at least one user terminal 100 may be connected to the comparison service providing server 300 through the network 200 . In addition, the comparison service providing server 300 may be connected to at least one user terminal 100 and at least one information providing server 400 through the network 200 . In addition, the at least one information providing server 400 may be connected to the comparison service providing server 300 through the network 200 .

Here, the network refers to a connection structure in which information exchange is possible between each node, such as a plurality of terminals and servers, and an example of such a network includes a local area network (LAN), a wide area network (WAN: Wide Area Network), the Internet (WWW: World Wide Web), wired and wireless data communication networks, telephone networks, wired and wireless television networks, and the like. Examples of wireless data communication networks include 3G, 4G, 5G, 3rd Generation Partnership Project (3GPP), 5th Generation Partnership Project (5GPP), Long Term Evolution (LTE), World Interoperability for Microwave Access (WIMAX), Wi-Fi (Wi-Fi) , Internet, LAN (Local Area Network), Wireless LAN (Wireless Local Area Network), WAN (Wide Area Network), PAN (Personal Area Network), RF (Radio Frequency), Bluetooth (Bluetooth) network, NFC ( Near-Field Communication) networks, satellite broadcast networks, analog broadcast networks, Digital Multimedia Broadcasting (DMB) networks, and the like are included, but are not limited thereto.

In the following, the term at least one is defined as a term including the singular and the plural, and even if the at least one term does not exist, each element may exist in the singular or plural, and may mean the singular or plural. it will be self-evident In addition, that each component is provided in singular or plural may be changed according to embodiments.

The at least one user terminal 100 may be a terminal of a user who selects a desired product using a subscription economy-based rental cost comparison service related web page, an app page, a program, or an application and then searches for the lowest rental cost at the time of an initial contract. Alternatively, the user terminal 100 may be a terminal of a user who wants to check whether the rental conditions of the product already rented by the user are appropriate. In addition, the user terminal 100 may be a terminal that intends to calculate a penalty for a product currently being rented for a new rental contract. Alternatively, the user terminal 100 may be a user's terminal that performs a succession process for transferring a previously rented product to another person or a third party.

Here, the at least one user terminal 100 may be implemented as a computer that can access a remote server or terminal through a network. Here, the computer may include, for example, navigation, a laptop equipped with a web browser, a desktop, and a laptop. In this case, the at least one user terminal 100 may be implemented as a terminal capable of accessing a remote server or terminal through a network. At least one user terminal 100 is, for example, as a wireless communication device that guarantees portability and mobility, navigation, PCS (Personal Communication System), GSM (Global System for Mobile communications), PDC (Personal Digital Cellular), PHS(Personal Handyphone System), PDA(Personal Digital Assistant), IMT(International Mobile Telecommunication)-2000, CDMA(Code Division Multiple Access)-2000, W-CDMA(W-Code Division Multiple Access), Wibro(Wireless Broadband Internet) ) terminal, a smart phone, a smart pad, a tablet PC, etc. may include all kinds of handheld-based wireless communication devices.

The comparison service providing server 300 may be a server that provides a subscription economy-based rental cost comparison service web page, an app page, a program, or an application. In addition, the comparison service providing server 300 may be a server that collects various contracts or penalty policies for rental products from at least one information providing server 400, or information on the succession procedure or rental product itself, and converts it into a database. . In addition, the comparison service providing server 300 may be a server that performs a lowest price search in consideration of various variables based on the model number when inputting the model number of the product to be rented from the user terminal 100 . In addition, the comparison service providing server 300 determines whether the rental contract is appropriate when inputting information on a product already rented from the user terminal 100, and displays it as an icon so that the user can intuitively recognize it. It may be a server providing as (100). In addition, the comparison service providing server 300 is a server that collects pre-rented contracts and calculates the penalty when the user terminal 100 wants to calculate the penalty, and performs the process for the succession procedure. can

Here, the comparison service providing server 300 may be implemented as a computer capable of accessing a remote server or terminal through a network. Here, the computer may include, for example, navigation, a laptop equipped with a web browser, a desktop, and a laptop.

The at least one information providing server 400 provides a response to the information provision request of the comparison service providing server 300 with or without using a subscription economy-based rental cost comparison service-related web page, app page, program or application. It can be a server that In addition, the information providing server 400 may be a server that transmits various rental terms, contracts, rental conditions, penalty policies, succession procedures, etc. to the comparison service providing server 300 . In this case, the information providing server 400 may be a server of a rental company or a server of a portal site.

Here, the at least one information providing server 400 may be implemented as a computer capable of accessing a remote server or terminal through a network. Here, the computer may include, for example, navigation, a laptop equipped with a web browser, a desktop, and a laptop.

2 is a block diagram for explaining a comparison service providing server included in the system of FIG. 1, and FIGS. 3 and 4 are an embodiment in which a subscription economy-based rental cost comparison service according to an embodiment of the present invention is implemented. It is a drawing for explanation.

Referring to FIG. 2 , the comparison service providing server 300 includes an input unit 310 , a calculation unit 320 , an efficiency unit 330 , a presentation unit 340 , a penalty calculation unit 350 , and a succession processing unit 360 . may include

A comparison service providing server 300 according to an embodiment of the present invention or another server (not shown) operating in conjunction with at least one user terminal 100 and at least one information providing server 400 is a subscription economy-based rental fee When transmitting a comparison service application, program, app page, web page, etc., at least one user terminal 100 and at least one information providing server 400, the subscription economy-based rental cost comparison service application, program, app page, You can install or open web pages, etc. In addition, the service program may be driven in at least one user terminal 100 and at least one information providing server 400 by using a script executed in a web browser. Here, the web browser is a program that enables the use of a web (WWW: World Wide Web) service, and refers to a program that receives and displays hypertext written in HTML (Hyper Text Mark-up Language), for example, Netscape. , Explorer, Chrome, and the like. In addition, the application means an application on the terminal, for example, includes an app (App) executed in a mobile terminal (smartphone).

Referring to FIG. 2 , the input unit 310 may receive a model number of a product to be rented from the user terminal 100 . In this case, the user may be a user who searches for the lowest price in order to initially contract for a product to be rented, or may be a user who searches for the lowest price because he wants to change the currently rented product. Here, in addition to the model number, the name of each product or a keyword representing the product type may be input as a search term.

In this case, the price determined by the seller varies depending on the cost of bringing the product from the factory. Therefore, the price of the same product may vary in the market where the consumer purchases it. The input unit 310 may collect such information and show the price trend and lowest price of the product to the consumer or seller. The techniques used to collect prices for each product are crawling and sentence similarity analysis. In order to collect prices, information such as product names, model names, and prices for products on the Internet is required.

Among the crawling results based on the model name of the product, products with the same model name but completely different products are also searched. Excluding these results, it is possible to perform a similarity analysis because a more accurate result can be obtained only when the price analysis is performed only for the product that aims to match the lowest price. At this time, the similarity analysis was performed through morpheme analysis and cosine similarity. The similarity of each product name can be compared through cosine similarity. However, since this method is greatly affected by location and spacing, it can be controlled through morpheme analysis.

In order to visually show the lowest price system, the form of the output can be selected as a web. The web server is configured with Flask, and crawled data can be stored and used in DB. It shows the products managed on the DB in a table format and allows you to update the lowest price of the product according to your selection. The lowest price update may be performed by comparing prices in a list of products provided as a result of crawling and sentence similarity analysis to find the lowest price. The lowest price is updated in the DB, and by processing it and outputting it in a chart format, a meaningful result can be produced.

In one embodiment of the present invention, the main goal is to extract only data matching the model name with the product name data based on the model name. Data obtained through database and search through similar product extraction can be compared through cosine similarity. For cosine similarity-based comparison, TF-IDF comparison is performed after creating a document-word matrix. After vectorizing the sentences based on the table, cosine similarity values for the reference sentence can be obtained.

A document-term matrix (DTM) is a matrix expressing the frequency of each word appearing in a plurality of documents. If the entire document you have is a large amount of data, the dimension of the document vector can have millions of dimensions. Also, many document vectors may have most values of zero. In each sentence, important and unnecessary words are mixed, so stopwords have little meaning.

To solve the above problem, TF-IDF weights are given. Term Frequency-Inverse Document Frequency (TF-IDF) uses word frequency and inverse document frequency (taking a specific formula for document frequency) to weight the degree of importance for each word in the DTM. After DTM is created, TF-IDF weights are assigned. TF-IDF can be mainly used for finding the similarity of documents, determining the importance of a search result in a search system, and finding the importance of a specific word in a document.

A process of tokenizing words is necessary to create an accurate DTM. Unlike English, Korean is an agglutinative language, so a process of separating propositions is required. In Korean, there is no problem in understanding sentences even if spacing is not observed. To solve the problem of part-of-speech separation and spacing, tokenization can be done using a morpheme analyzer.

The calculator 320 calculates the actual monthly rental fee based on the total rental fee, rental period, monthly rental fee, affiliate card discount information, and at least one customer benefit information previously registered in at least one affiliated store terminal (not shown) that rents the product. can be calculated. In this case, the total rental fee is a value obtained by multiplying the monthly rental fee by the rental period, and the actual monthly rental fee may be defined as in Equation 1 below.

For example, assuming that the rental fee for a water purifier is set at 30,000 won per month, user A has an affiliate card B and can receive a discount of 10,000 won per month, and the rental period is 36 months (3-year contract), the total rental fee is 36 months X 30,000 won = 1.08 million won, and the discount price for affiliate card B is 10,000 won X 36 months = 360,000 won, so the total rental fee is 1.08 million won - 360,000 won = 720,000 won. If you divide this by 36 months, 20,000 won per month becomes the actual monthly rental fee.

Here, there are three methods of obtaining data on a rental product currently existing on the platform according to an embodiment of the present invention. The first is a method of collecting data from at least one information providing server 400 , and the second is a rental method. It is a method of obtaining product information from a seller who is a broker or a franchisee, and the third method is a method of collecting data of various portal sites through web crawling. Although the method described above is based on the second, collection based on the first or the third, or using a combination of each method is not excluded.

When the calculation unit 320 calculates the actual monthly rental fee based on the total rental fee, rental period, monthly rental fee, affiliate card discount information, and at least one customer benefit information previously registered in at least one affiliated store terminal that rents the product, at least One customer benefit information may include free gift benefit information, registration installation support information, and rental fee free benefit. However, customer benefit information is not limited to the above and is not excluded for reasons not listed.

The efficiency unit 330 may calculate the rental efficiency by calculating the total rental fee obtained by multiplying the rental period by the actual monthly rental fee, and dividing it by the amount including the online lowest price and delivery installation cost of the product to be rented. Continuing the above example, the total rental fee is 720,000 won, which is the product of the actual monthly rental fee of 20,000 won and the rental period of 36 months. At this time, by entering the same model number as the water purifier to be rented, the lowest price online (when purchasing) is searched. Currently, the lowest online price (at the time of purchase) is free installation and shipping is free, but there is no affiliate card discount among the user's cards, and assuming that it is 1 million won, the purchase price is 1 million won and the rental price is 720,000 won, and the rental price is 72 more than the purchase price. It is only %, so it is 28% cheaper. This is called rental efficiency. If it exceeds 100%, the rental fee is higher than the purchase price, so it may not be recommended or removed from the list to be provided to users.

The presenting unit 340 may check the customer benefit by multiplying the rental period by the difference obtained by subtracting the preset appropriate monthly rental fee from the actual monthly rental fee, and present the user rental condition corresponding to the customer benefit as a preset icon. Continuing the above example, the online lowest price of the water purifier is 1 million won, and the total rental fee is 720,000 won. At this time, if the pre-set appropriate monthly rental fee for the above-mentioned water purifier is 13,000 won, the brokerage benefit is 7,000 won x 36 months = 252,000 won, which is the remainder after deducting 13,000 won from the actual monthly rental fee of 20,000 won. can be

When the presenting unit 340 checks the customer benefit by multiplying the rental period by the difference between the actual monthly rental fee and the preset appropriate monthly rental fee, and presents the user rental condition corresponding to the customer benefit with a preset icon, the preset appropriate month The rental fee is calculated by dividing the online lowest price, which is the result of searching for the model number as a keyword, by the value obtained by subtracting the preset average operating cost of the rental company from the total rental fee. can be calculated.

In this case, referring to Table 1, loan information and expenditure information may be the average operating cost of a rental company. At this time, if loan information and expenditure information are deducted from the total rental fee, the percentage (proportional rate) of brokerage profit comes out. At this time, 10% to 30% is angry, 30% to 60% is normal, 60% to 80% is good, and 80% to 100% is very good. In this case, the user of the user terminal 100 may be a terminal such as a seller who wants to make a rental contract by setting a rental price.

<Calculation of penalty>

The penalty calculation unit 350 checks the customer benefits by multiplying the rental period by the difference between the actual monthly rental fee and the preset appropriate monthly rental fee in the presentation unit 340, and sets the user rental conditions corresponding to the customer benefits to a preset icon. After presenting, when the user terminal 100 inputs the model number of the previously rented product to calculate the penalty, the user terminal 100 may receive an input of the contract rental company of the previously rented product.

The penalty calculation unit 350 receives the total rental fee of the pre-rented product from the user terminal 100, receives the initial payment date of the pre-rented product from the user terminal 100, and at least one type of pre-stored rental Penalty can be calculated by automatically applying bereavement rental information. Each rental company discloses and specifies the terms and conditions of each rental product provided by their company. By automatically applying this, the penalty for each rental company or the rental company contracted by the user can be calculated.

When the penalty calculation unit 350 calculates the penalty by automatically applying at least one type of pre-stored rental information for each rental company, the basic condition for calculating the penalty is depreciation of a preset ratio of the subscription registration fee and the remaining rental fee If the total rental fee is 100% of the total rental fee and the total rental fee is the same as the previously paid rental fee and is paid in full, the ownership of the previously rented product is transferred from the contract rental company to the user terminal (100). It can be transferred to the user and processed as non-refundable. This is because there is no object to transfer ownership of after all payments have been made.

The penalty calculation unit 350 may have two calculation formulas depending on the product.

The first is a small product that is delivered normally, and the second is a product that cannot be returned when unpacking and installing. Each of these may be separately processed, and may be the same as in Equations 2 and 3 below.

In this case, the residual rental fee is the monthly rental fee multiplied by the remaining rental period, and the amount of free gift payment is also included in the refund amount.

During this process, many consumers are unaware that the amount paid for gifts is also refunded, and since the amount of gifts also affects the calculation of the rental price, it should be affected when calculating the cost of succession. Since the penalty is treated based on the total rental fee, consumers often do not know that the penalty is set based on the total rental fee set at a price 20-30% higher than the one-time purchase price. The rental company owns the product, so it cannot be handled as used, and in the end, the rental company has no choice but to respond to the rental company's unfair penalty negotiation by crying and eating mustard. As the reality is that you have to pay, the succession of the rental contract is necessary.

In addition, when the rental contract is canceled, the remaining total rental fee must be paid at once as a penalty. Therefore, the rental product succession market should be activated. Since issues related to penalties are constantly becoming a problem in the media and the Fair Trade Commission, the possibility of disputes can be resolved through accurate calculation of efficiency.

<Calculation of succession cost>

The succession processing unit 360 checks the customer benefits by multiplying the rental period by the difference between the actual monthly rental fees and the preset appropriate monthly rental fees in the presenting unit 340, and presents the user rental conditions corresponding to the customer benefits with a preset icon After that, when the user terminal 100 inputs the model number of the previously rented product to request succession, the user terminal 100 may input the total period of use. In this case, the user of the user terminal 100 may be a general customer, may be an intermediary broker for succession, or may be a successor who wishes to receive succession.

The succession processing unit 360 may receive defect state information from the user terminal 100 . At this time, the succession processing unit 360 calculates the brokerage price based on the remaining rental fee, the depreciation rate, the defect state information, the penalty and the transfer installation cost, sells and registers the product of the model number requested for succession, and The information of the model number and the user terminal 100 requested to succeed to the contract rental company may be transmitted.

Depreciation expense is an item in the statement of comprehensive income as current expenses allocated to each period. For this, the following parameters may be required. First, it is the accumulated depreciation amount, which is the total amount of depreciation expenses recognized from the time of acquisition of the asset to the present. If the asset is presented as a deducted item in the statement of financial position and there is accumulated depreciation, the carrying amount is the acquisition cost less accumulated depreciation. Depreciable cost is the total cost to be distributed over the period of use of the asset, that is, its useful life, and it is the amount obtained by deducting the residual value from the acquisition cost of the asset. Useful life is the total period over which depreciation is allocated, and International Accounting Standards require that all of the following factors be considered when determining the useful life.

First, the expected level of use of the asset based on the expected production capacity or physical output of the asset, and second, the asset taking into account operational factors such as the frequency of using the asset alternately, repair and maintenance plans, and maintenance and repair while not in operation expected physical wear or damage of Third, technological or commercial obsolescence due to changes in production methods or changes in market demand for products and services produced from the asset, and fourth, legal or similar restrictions on the use of assets, such as the expiration date of lease contracts It is a limitation.

The original cost is the accounting acquisition cost. It is the sum of the amount paid for the purchase of an asset and other incidental expenses. Residual value is the value of the asset that is expected to remain after depreciation over its useful life. In order to prevent a business operator from manipulating the amount of income by intentionally exaggerating depreciation expenses in a specific business year, the upper limit of depreciation expenses is set. This is called depreciation.

Considering the above-mentioned concept of depreciation cost, the depreciation rate according to the age of the vehicle varies depending on the type of vehicle, but when the manufacturer's warranty repair period is over, additional depreciation may occur and the price may drop by up to 70% compared to the new product. In addition, since the depreciation rate according to the degree of use or deterioration of the internal quality due to aging, and the wear and replacement cycle of various parts are shortened, the preference may vary. Other pricing factors may include product condition, usage purpose, change history, color, manufacturer's warranty and repair system, discontinuation status, consumer preference, seasonal factors, or trends.

For example, due to scratches, nicks, discoloration, contamination, corrosion, dents, damage, breakage, etc. of the interior and exterior, separate repair costs may be required or the product value may decrease, so it may affect the pricing of used products. do. In addition, even when the performance or state of major parts or components is poor, appropriate repair is required, which is a depreciation factor. In addition, achromatic colors such as white, black, and silver, which are highly preferred by consumers in terms of product color, are advantageous in terms of price, because the achromatic color is easy to manage. Unusual colors such as purple, yellow, or fluorescent colors have low preference and, therefore, are a depreciation factor due to low turnover in trading. In addition, the purpose of use or change history of used goods also affects the price. For commercial and corporate use, deterioration due to use proceeds rapidly, so even the same age is a greater depreciation factor than the average market price.

In this case, the price evaluation factor in the algorithm for calculating the depreciation cost may be divided into, for example, a basic price corresponding to basic information, and an evaluation price according to special factors including change history, appearance evaluation, and driving evaluation. . The basic price can be evaluated based on the average price of market information, and the evaluation price can be derived from the basic price by correcting special factors such as change history, condition of used goods, appearance evaluation, and driving evaluation. The basic price can be evaluated only with data, but the appearance evaluation must use an image classification algorithm through deep learning. In addition, driving evaluation is performed in most products, and after testing whether or not the electronic product is actually driven properly through a test program, it should be performed according to the result values such as failure or error.

Appearance evaluation in the former case can be performed using an artificial neural network deep learning algorithm. Here, an image classification problem occurs. In the image classification problem, it is very important for each class to have distinct characteristics from each other. When using deep learning and convolutional neural networks, the accuracy of image classification can be improved. An artificial neural network-based classifier can learn to automatically create a distinctive feature between each image class to some extent, unlike the method of classifying by directly creating and classifying features with high distinguishing characteristics. At this time, the model can be trained by adding an error function that minimizes the variance between the same classes to the classification model to have distinguishing features between image classes. Since each class can be classified and the class can be divided after reinforcing the distinguishing characteristic of the data even within each class, the accuracy of the appearance evaluation of the vehicle that is input thereafter can be increased.

In image recognition and classification problems, the fact that each class has a distinctive feature may affect the final recognition performance of the model. The distinction of each class means that the images of the same class are clustered together in the feature space and are well distributed from other classes. In this case, the discrimination error function must directly find an appropriate combination of the same class and different classes for the entire data. The error function can be found by calculating the internal variance between the same classes and learning to minimize the variance. In this case, learning may be performed by calculating a moving average for the average of each class for mini-batch learning.

At this time, when an input image is input as a query, the AI algorithm learns in a way that minimizes the correct label and cross entropy loss for the values of the output layer. When the recognition task is performed after learning is finished, the artificial intelligence algorithm determines the predicted label to have the maximum value output from the output layer with respect to the input image. For example, if the value of the N-th output node is the largest, it is recognized as the N-th class. In addition, classification can be performed by finding the class closest to the input value by using the average of each class calculated from recognition to the present. Of course, various methods other than the above-described method may be used, and the present invention is not limited to the above-described method.

In the latter case, driving evaluation, for example, in the case of a rental vehicle, can check whether the engine is driven or the driving rate, whether or not the hydraulic machine or press used in the rental vehicle operates or the operating rate, etc. Data may also be used. If OBD data is output as a graph, the driving evaluation may be performed by comparing the graph using the aforementioned artificial intelligence method, for example, a Convolutional Neural Network (CNN). Since the graph of OBD is output as an image, it should be compared through image analysis as a result. At this time, when trying to calculate the similarity between different images, it is difficult to determine the degree of similarity between images through pixel-by-pixel comparison. There is a method of extracting and comparing images, which is deep learning technology, CNN.

CNN learns the characteristics of images by itself, can classify images and recognize patterns of images based on the learned characteristics, and is suitable for image processing with a network structure using a convolutional layer. Since an image can be classified based on the features in it, it is used in an embodiment of the present invention. However, it is not limited to CNN, and any method that can distinguish an image and extract its features is possible.

CNN extracts the features of the OBD graph in the form of vectors and can measure the similarity between images by using the extracted features. In order to extract the features of the OBD graph, in one embodiment of the present invention, a model using the basic structure of a convolutional neural network consisting of a convolution layer, an activation function layer, and a max pooling layer is used. It can be used, and before measuring the similarity, it is possible to extract and use the feature vector of the spectrogram from the layer before the Softmax layer used to classify the image. Basically, it can be used to measure similarity by extracting features from a model having a CNN having a fully-connected layer and a global average layer (GAP) that brings average values on a feature map. .

As another model for measuring the similarity of images, a CNN-based autoencoder model can be used. The encoder consists of a convolutional neural network structure, and a decoder ( Decoder) may be included. Spectrogram features are extracted from a specific layer of the learned autoencoder model, and the feature vector generated through the GAP layer can be used to measure image similarity. Euclidean distance and cosine similarity can be measured from the image feature vectors extracted through the above three models, and by using this, the degree of similarity for each OBD graph, that is, the degree of similarity can be sorted according to the degree of similarity. , by using the sorted order, it is possible to check not only the most similar data for each OBD graph but also the most dissimilar data. At this time, since OBD failure diagnosis is the same as described above, repeated explanations will not be made. In addition, since there may exist a method of calculating the depreciation ratio using various methods other than the above-described method, it will be apparent that various methods can be used without being limited to the above-described method.

The succession processing unit 360 may disclose the remaining rental fee, specify a preset return condition, and specify a previous installation fee when the product of the model number requested for succession is sold and registered. In addition, the succession processing unit 360, when transferring the information of the model number and the user terminal 100 requested to be succeeded to the contract rental company of the previously rented product, the user terminal 100 to instruct the request for succession to the contract rental company message can pass

The succession processing unit 360 transmits the model number and the information of the user terminal 100 that have requested succession to the contract rental company of the previously rented product, and when there is arrears or unpaid rental fees for the previously rented product, the user terminal 100 ) to pay the remaining rental fee. In this case, the succession may be a contract in which the user of the user terminal 100 is changed to another user of the other user terminal 100 .

In addition, in an embodiment of the present invention, if the user terminal 100 is a terminal of a rental coordinator, the comparison service providing server 300 may further apply a method for evaluating the operational performance and show it in a report format.

Efficiency in the sales phase refers to performance in terms of traditional manufacturing business models. Although ownership is not transferred, the number of rentals can be selected as an output variable in the sales stage in the sense that tangible products are provided to consumers. The number of rentals is divided into two aspects. New-order rental refers to the number of rental contracts signed by new customers, and re-order rental refers to customers who are already using a specific product. This refers to the number of rental contracts for different types of products. Service efficiency refers to the performance of customer service after a rental contract, and service completion rate and service satisfaction are considered as calculation variables.

The service completion rate has been used as the most important performance indicator in the maintenance service. In the general service industry, customers visit a service point and receive service, but in PSS business, sales service personnel visit and provide services to customers. have. Therefore, if there is a conflict between the service time required by the customer and the service available time of the sales service personnel, the service may not be provided smoothly and the service may not be provided in time. can be measured

Service satisfaction is a performance indicator generally adopted in service performance measurement research. In fact, most service companies conduct satisfaction surveys directly from customers after providing services, which is a key variable indicative of the quality of service. The rental contract retention rate and rental renewal rate can be selected as output variables in the maintenance phase. The rental business has a structure in which expensive products are managed at a small monthly cost, and the break-even point is different from the general manufacturing and service industries.

Therefore, if the product rental is terminated before the break-even point, a huge loss can occur to the company, so the rental contract retention rate can be used as a key performance indicator. In the rental business, the customer also has the choice of renewing the rental of the product at expiration, contracting only the service while taking ownership of the product, or taking ownership of the product only. In order to create sustainable value that PSS pursues, it is necessary to continuously provide new products and services through renewal of contracts, rather than simply transferring ownership. have.

On the other hand, in the case of service operation efficiency evaluation using DEA (Data Envelopment Analysis), various variables are considered for each field according to the characteristics of the service industry in the case of output variables, but it is common to consider labor and capital, which are representative input factors, as input variables. . Accordingly, in one embodiment of the present invention, sales/service force and operating cost can be adopted as input variables as substitute indicators for labor and capital, and the two input variables are common to all steps. can be used

In addition, a rental account can be selected as an input to reflect the unique characteristics of rental services. A rental management account is an account assigned to manage products for each sales service branch. However, in the actual rental business business method, sales service personnel periodically provide services from a given rental management account, and at the same time, new sales rentals through customers' acquaintances or additional sales rentals that recommend other products to customers are calculated. The more rentals you have, the more opportunities you have for new and additional business rentals. Therefore, the rental management account can be considered as an input only when measuring sales efficiency.

At this time, customer retention efficiency can be measured separately. If sales efficiency and service efficiency mean performance from a traditional product perspective and a service perspective, respectively, retention efficiency is PSS’s unique performance that includes both product and service aspects. You can call it a point of view. It is a key performance goal of the rental business only to allow existing contract customers to continue to use the product without leaving or to use the existing product repeatedly through renewal after the contract expires. On the surface, preventing customer churn and renewing contracts can be seen as performance in terms of product sales. can also be interpreted.

Therefore, it is impossible to divide customer retention performance into the performance of one aspect of products and services, and it can be said that this is a unique performance perspective of the PSS business in which products and services are fused. The evaluation of operational efficiency by branch does not end with a one-time event, but aims to improve efficiency through continuous performance management. A company should set a strategic direction and goal for performance improvement at low-performing points. In this case, rather than setting a uniform performance goal and presenting the same achievement strategy, design an improvement direction for each branch's performance characteristics. it is necessary to do However, it is also very difficult to provide customized performance improvement plans for each of the hundreds of individual branches.

Accordingly, in an embodiment of the present invention, the PSS operation performance portfolio can be used as a tool for classifying performance types into several types based on performance characteristics for each branch, suggesting improvement directions for each type, and performing continuous performance management. . This portfolio is in the form of a three-dimensional cube consisting of three types of PSS operational efficiency as each axis. As the three types of performance are classified as high and low, there are a total of 8 cells, and each cell means a different PSS performance type. Depending on the type of performance to which the branches belong, different improvement directions can be derived and specific practical strategies for improvement can be suggested. In this way, classifying performance types based on high and low DEA efficiency scores is a method that has often been used in DEA efficiency measurement studies, and can intuitively derive improvement directions for each DMU customized according to performance types. In this case, the selected and input variables may be as shown in Table 2 below.

Type Variables Descriptions Input Sales/service force Number of employees performing sales and product maintenance services operating cost Sum of operating, office rental, sales promotion, awards, and training expenses Rental account Number of rental product accounts Output New-order rental Number of new rental products contracted by new customers Re-order rental Number of additional rental products contracted by existing customers Service completion rate Ratio of completed service accounts to target accounts service satisfaction Service satisfaction score after service completion Rental retention rate 1-(Proportion of canceled contracts) Rental renewal rate Proportion of contract renewals

Hereinafter, an operation process according to the configuration of the comparison service providing server of FIG. 2 will be described in detail with reference to FIGS. 3 and 4 as an example. However, it will be apparent that the embodiment is only one of various embodiments of the present invention and is not limited thereto.

Referring to FIG. 3 , the comparison service providing server 300 collects a pre-established database and (b) real-time web crawled online lowest price when the user terminal 100 requests a price comparison of the rental cost of each product (c) ) may transmit the result of analyzing rental efficiency and own rental conditions to the user terminal 100 . And, (d) the comparison service providing server 300, when its rental condition calculated by the user terminal 100 is displayed as angry (bad), when the user terminal 100 cancels the contract of the currently rented product We can guide you by calculating the penalty.

Referring to FIG. 4 , (a) when a rental contract for a product used in the user terminal 100 is to be succeeded to another person or a third party, the comparison service providing server 300 collects information on this, (b ) or (c), such as C2C or C2B, it can mediate between each party. In addition, before completing the succession, the comparison service providing server 300 may request that the previous nominee be settled if there is an unpaid or overdue payment based on the previous nominee.

The matters not described with respect to the subscription economy-based rental cost comparison service providing method of FIGS. 2 to 4 are the same as those described for the subscription economy-based rental cost comparison service providing method through FIG. 1 or easily from the described content Since it can be inferred, the following description will be omitted.

5 is a diagram illustrating a process in which data is transmitted/received between components included in the subscription economy-based rental cost comparison service providing system of FIG. 1 according to an embodiment of the present invention. Hereinafter, an example of a process in which data is transmitted and received between each component will be described with reference to FIG. 5, but the present application is not limited to such an embodiment, and the example shown in FIG. 5 according to various embodiments described above will be described. It is apparent to those skilled in the art that the data transmission/reception process may be changed.

Referring to FIG. 5 , the comparison service providing server receives the model number of the product to be rented from the user terminal (S5100).

And, the comparison service providing server calculates the actual monthly rental fee based on the total rental fee, rental period, monthly rental fee, affiliate card discount information, and at least one customer benefit information previously registered in at least one affiliated store terminal that rents the product ( S5200).

The comparison service providing server calculates the rental efficiency by dividing the total rental fee by multiplying the rental period by the actual monthly rental fee, and then dividing it by the amount including the online lowest price of the product to be rented and the delivery and installation cost (S5300).

Finally, the comparison service providing server checks the customer benefits by multiplying the rental period by the difference between the actual monthly rental fee and the preset appropriate monthly rental fee, and presents the user rental conditions corresponding to the customer benefits as a preset icon (S5400) ).

The order between the above-described steps ( S5100 to S5400 ) is merely an example and is not limited thereto. That is, the order between the above-described steps ( S5100 to S5400 ) may be mutually changed, and some of these steps may be simultaneously executed or deleted.

Matters not described with respect to the subscription economy-based rental cost comparison service providing method of FIG. 5 are the same as those described for the subscription economy-based rental cost comparison service providing method through FIGS. 1 to 4 or easily from the described content Since it can be inferred, the following description will be omitted.

The subscription economy-based rental cost comparison service providing method according to an embodiment described through FIG. 5 may also be implemented in the form of a recording medium including instructions executable by a computer, such as an application or program module executed by a computer. have. Computer-readable media can be any available media that can be accessed by a computer and includes both volatile and nonvolatile media, removable and non-removable media. Also, computer-readable media may include all computer storage media. Computer storage media includes both volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data.

The subscription economy-based rental cost comparison service providing method according to an embodiment of the present invention described above is to be executed by an application basically installed in the terminal (which may include a program included in the platform or operating system, etc. basically installed in the terminal). Also, it may be executed by an application (ie, a program) installed directly in the master terminal by a user through an application providing server such as an application store server, an application, or a web server related to the corresponding service. In this sense, the subscription economy-based rental cost comparison service providing method according to an embodiment of the present invention described above is implemented as an application (ie, program) installed by default in a terminal or directly installed by a user, and is read by a computer such as a terminal. It can be recorded on a recordable medium.

The description of the present invention described above is for illustration, and those of ordinary skill in the art to which the present invention pertains can understand that it can be easily modified into other specific forms without changing the technical spirit or essential features of the present invention. will be. Therefore, it should be understood that the embodiments described above are illustrative in all respects and not restrictive. For example, each component described as a single type may be implemented in a dispersed form, and likewise components described as distributed may also be implemented in a combined form.

The scope of the present invention is indicated by the following claims rather than the above detailed description, and all changes or modifications derived from the meaning and scope of the claims and their equivalent concepts should be interpreted as being included in the scope of the present invention. do.

Claims (10)

In the comparison service providing method executed in the comparison service providing server,
receiving a model number of a product to be rented from a user terminal;
calculating an actual monthly rental fee based on the total rental fee, rental period, monthly rental fee, affiliate card discount information, and at least one customer benefit information previously registered in at least one affiliated store terminal that rents the product;
calculating rental efficiency by dividing the total rental fee by multiplying the rental period by the actual monthly rental fee, and dividing by an amount including the online lowest price and delivery installation cost of the product to be rented; and
verifying customer benefits by multiplying the rental period by a difference obtained by subtracting a preset reasonable monthly rental fee from the actual monthly rental fee, and presenting a user rental condition corresponding to the customer benefit as a preset icon;
A method of providing rental cost comparison service based on subscription economy, including
The method of claim 1,
In the step of calculating the actual monthly rental fee based on the total rental fee, rental period, monthly rental fee, affiliate card discount information, and at least one customer benefit information previously registered in at least one affiliated store terminal that rents the product,
The at least one customer benefit information will include free gift benefit information, registration installation support information, and rental fee free benefit, subscription economy-based rental cost comparison service providing method.
The method of claim 1,
In the step of verifying customer benefits by multiplying the difference by deducting a preset appropriate monthly rental fee from the actual monthly rental fee, and presenting user rental conditions corresponding to the customer benefits with a preset icon,
The preset appropriate monthly rental fee is calculated by dividing the online lowest price, which is the result of searching for the model number as a keyword, by a value obtained by subtracting the preset average operating cost of a rental company from the total rental fee, and based on the proportional ratio A method of providing a rental cost comparison service based on subscription economy, which calculates an appropriate monthly rental fee compared to the online lowest price.
The method of claim 1,
After the step of checking the customer benefits by multiplying the rental period by the difference by subtracting the appropriate monthly rental fee set from the actual monthly rental fee, and presenting the user rental conditions corresponding to the customer benefits with a preset icon,
receiving an input of a contract rental company of a previously rented product from the user terminal when calculating a penalty by inputting the model number of the previously rented product in the user terminal;
receiving an input of the total rental cost of the product already rented from the user terminal;
receiving an input of the first payment date of the previously rented product from the user terminal; and
calculating a penalty by automatically applying pre-stored rental information for each rental company of at least one type;
Which will further include, subscription economy-based rental cost comparison service providing method.
5. The method of claim 4,
In the step of calculating the penalty by automatically applying the at least one type of pre-stored rental information for each rental company,
The basic condition for calculating the penalty is calculated by adding up the subscription registration fee, the cost to which depreciation of a preset ratio of the remaining rental fee is applied, and the installation cancellation fee,
When 100% of the total rental fee is the same as the previously paid rental fee when calculating the penalty, the ownership of the previously rented product is transferred from the contract rental company to the user of the user terminal and is treated as non-refundable , A method of providing rental cost comparison service based on subscription economy.
The method of claim 1,
After the step of checking the customer benefits by multiplying the rental period by the difference by subtracting the appropriate monthly rental fee set from the actual monthly rental fee, and presenting the user rental conditions corresponding to the customer benefits with a preset icon,
receiving a total period of use from the user terminal when a succession request is requested by inputting the model number of the previously rented product in the user terminal;
receiving defect state information from the user terminal;
calculating a brokerage price based on the remaining rental fee, depreciation rate, defect status information, penalty, and transfer installation cost;
selling and registering the product of the model number for which the succession has been requested;
transmitting the model number requested for the succession and information of the user terminal to the contract rental company of the previously rented product;
Which will further include, subscription economy-based rental cost comparison service providing method.
7. The method of claim 6,
The step of selling and registering the product of the model number for which the succession has been requested is,
announcing the remaining rental fee, specifying preset return conditions, and specifying the previous installation fee;
A method of providing a rental cost comparison service based on subscription economy, which includes.
7. The method of claim 6,
The step of delivering the model number requested for the succession to the contract rental company of the previously rented product and the information of the user terminal,
transmitting a message to the user terminal to instruct a succession request to the contract rental company;
A method of providing a rental cost comparison service based on subscription economy, which includes.
7. The method of claim 6,
After the step of delivering the model number requested for the succession and the information of the user terminal to the contract rental company of the previously rented product,
setting the user terminal to bear the remaining rental fee when there is arrears or unpaid rental fees for the previously rented product;
further comprising,
The succession is a contract that is changed from a user of the user terminal to another user of another user terminal, a subscription economy-based rental cost comparison service providing method.
A computer-readable recording medium in which a program for executing the method of any one of claims 1 to 9 is recorded.

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