KR102523050B1 - Method for providing subscription economy based rental price comparison service - Google Patents

Abstract

A subscription economy-based rental cost comparison service providing method is provided, and the step of receiving the model number of the product to be rented from the user terminal, the total rental fee pre-registered in at least one affiliated store terminal that rents the product, rental period, monthly rental fee, affiliate card discount Calculating the actual monthly rental fee based on information and at least one customer benefit information, calculating the total rental fee by multiplying the rental period by the actual monthly rental fee, and then dividing it by the amount including the lowest online price of the product to be rented and the shipping and installation fee Calculating the efficiency and multiplying the rental period by the difference obtained by subtracting the predetermined appropriate monthly rental fee from the actual monthly rental fee, confirming customer benefits, and presenting user rental conditions corresponding to the customer benefits with a preset icon.

Description

Subscription economy-based rental cost comparison service provision method {METHOD FOR PROVIDING SUBSCRIPTION ECONOMY BASED RENTAL PRICE COMPARISON SERVICE}

The present invention relates to a method for providing a rental cost comparison service based on a subscription economy, and provides a platform that goes beyond simply comparing monthly rental rates and performs lowest price comparison based on actual monthly rental rates in consideration of various variables.

As the servitization of the manufacturing industry deepens, the Product Service System (Product Service System) is in the limelight as a business model for creating new values. PSS is a product as an integrated system that creates innovative and sustainable value by combining tangible products and intangible services. Repair and maintenance services are provided, and various rental and leasing services fall under this category. In general, a rental business consists of three stages: sales of rental products through new contracts, services that provide periodic maintenance for sold products, and retention through contract fulfillment and renewal. In addition, continuous service is provided to customers who have been maintained, and other types of rental products can be sold, so the PSS business takes the form of a cycle in which each step is circulated rather than a one-way process.

At this time, as the diversity and scale of the rental business has increased, a platform that can compare rental costs has been researched and developed. In Patent Publication No. 2019-0067139 (published on June 14, 2019), purchase basic information items, rental basic information items, purchase additional information items, and rental additional information items are output, and purchase basic information according to purchase basic information items is entered, basic rental information is entered according to the basic rental information item, additional purchase information is entered according to the additional purchase information item, additional rental information is entered according to the additional rental information item, and simple based on the basic purchase information Calculate purchase cost, calculate simple rental cost based on basic rental information, calculate total purchase cost based on basic purchase information and additional purchase information, and calculate total rental cost based on basic rental information and additional rental information After calculation, the simple purchase cost, simple rental cost, total purchase cost, and total rental cost are compared and outputted, and the condition of the rental item after determining whether the set period has elapsed by counting from the time of installation of the rental item Components that store information and are controlled to provide rental product service information to be provided to users are disclosed.

However, as the factors influencing the rental fee are gradually diversifying and increasing, non-professional users can find out whether the affiliate card discount is applied, what gift benefits are available, whether registration and installation are supported, whether there is free rental fee benefit, and how much is the penalty. It is difficult to consider all variables such as recognition and what conditions are necessary for succession and to compare them with quantitative data, and it becomes a headache to compare which one is better in comparing rental prices. In addition, although price comparison is provided on the portal site, it is impossible to know which rental is the best for you because it is sorted based on monthly rental fee excluding various benefits. Therefore, research and development of a platform that can compare all the various variables and compare the lowest monthly rental fee is required.

In one embodiment of the present invention, the monthly rental fee is not compared based on simple price, but the lowest price is compared by calculating considering all variables of affiliate card discount, free gift benefit, registration installation support, shipping installation fee, and free rental benefit, Even when calculating the rental fee, by calculating the proportional ratio according to the lowest online price, total rental fee, and average operating cost of the rental company, even non-experts can intuitively determine whether the rental fee is appropriate compared to the lowest online price, and calculate the rental penalty or Establishing and providing a process that makes it easy to calculate costs when taking over a rental contract with a successor who has a rental contract and a successor who will enter into a rental contract. It is possible to provide a subscription economy-based rental cost comparison service providing method that can give However, the technical problem to be achieved by the present embodiment is not limited to the technical problem as described above, and other technical problems may exist.

As a technical means for achieving the above-described technical problem, an embodiment of the present invention is a step of receiving a model number of a product to be rented from a user terminal, a total rental fee pre-registered in at least one affiliated store terminal that rents a product, and rental Calculating the actual monthly rental fee based on the period, monthly rental fee, affiliate card discount information and at least one customer benefit information, calculating the total rental fee by multiplying the rental period by the actual monthly rental fee, and then calculating the online lowest price of the product to be rented and The step of calculating rental efficiency by dividing by the amount including the delivery and installation cost, and multiplying the rental period by the difference between the actual monthly rental fee and subtracting the preset appropriate monthly rental fee to confirm customer benefits, and display user rental conditions corresponding to customer benefits using a preset icon It includes the steps presented as

According to any one of the problem solving means of the present invention described above, the monthly rental fee is not compared on a simple price basis, but the variables of affiliate card discount, free gift benefit, registration installation support, delivery installation fee, and rental fee free benefit are all considered and calculated By comparing the lowest price and calculating the rental fee, the proportional ratio according to the lowest online price, total rental fee, and average rental company operation cost is calculated so that even non-experts can intuitively understand whether the rental fee is appropriate compared to the lowest online price. Establishing and providing a process to easily calculate the rental penalty or easily calculate the cost when taking over the rental contract as a successor who will enter into a rental contract with the successor who has a current rental contract, so that the user, the customer, It can help you avoid entering into unequal contracts.

1 is a diagram for explaining a subscription economy-based rental cost comparison service providing system according to an embodiment of the present invention.
FIG. 2 is a block diagram illustrating a comparison service providing server included in the system of FIG. 1 .
3 and 4 are diagrams for explaining an embodiment in which a subscription economy-based rental cost comparison service is implemented according to an embodiment of the present invention.
5 is an operational flowchart for explaining a method of providing a subscription economy-based rental cost comparison service according to an embodiment of the present invention.

Hereinafter, embodiments of the present invention will be described in detail so that those skilled in the art can easily practice the present invention with reference to the accompanying drawings. However, the present invention may be embodied in many different forms and is not limited to the embodiments described herein. And in order to clearly explain the present invention in the drawings, parts irrelevant to the description are omitted, and similar reference numerals are attached to similar parts throughout the specification.

Throughout the specification, when a part is said to be "connected" to another part, this includes not only the case where it is "directly connected" but also the case where it is "electrically connected" with another element interposed therebetween. . In addition, when a part "includes" a certain component, this means that it may further include other components, not excluding other components, unless otherwise stated, and one or more other characteristics. However, it should be understood that it does not preclude the possibility of existence or addition of numbers, steps, operations, components, parts, or combinations thereof.

As used throughout the specification, the terms "about", "substantially", etc., are used at or approximating that value when manufacturing and material tolerances inherent in the stated meaning are given, and do not convey an understanding of the present invention. Accurate or absolute figures are used to help prevent exploitation by unscrupulous infringers of the disclosed disclosure. The term "step of (doing)" or "step of" as used throughout the specification of the present invention does not mean "step for".

In this specification, a "unit" includes a unit realized by hardware, a unit realized by software, and a unit realized using both. Further, one unit may be realized using two or more hardware, and two or more units may be realized by one hardware. On the other hand, '~ unit' is not limited to software or hardware, and '~ unit' may be configured to be in an addressable storage medium or configured to reproduce one or more processors. Thus, as an example, '~unit' refers to components such as software components, object-oriented software components, class components, and task components, processes, functions, properties, and procedures. , subroutines, segments of program code, drivers, firmware, microcode, circuitry, data, databases, data structures, tables, arrays and variables. Functions provided within components and '~units' may be combined into smaller numbers of components and '~units' or further separated into additional components and '~units'. In addition, components and '~units' may be implemented to play one or more CPUs in a device or a secure multimedia card.

In this specification, some of the operations or functions described as being performed by a terminal, device, or device may be performed instead by a server connected to the terminal, device, or device. Likewise, some of the operations or functions described as being performed by the server may also be performed by a terminal, apparatus, or device connected to the server.

In this specification, some of the operations or functions described as mapping or matching with the terminal mean mapping or matching the terminal's unique number or personal identification information, which is the terminal's identifying data. can be interpreted as

Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram for explaining a subscription economy-based rental cost comparison service providing system according to an embodiment of the present invention. Referring to FIG. 1, the subscription economy-based rental cost comparison service providing system 1 may include at least one user terminal 100, a comparison service providing server 300, and at least one information providing server 400. . However, since the rental cost comparison service providing system 1 based on the subscription economy of FIG. 1 is only an embodiment of the present invention, the present invention is not limitedly interpreted through FIG. 1 .

At this time, each component of FIG. 1 is generally connected through a network (Network, 200). For example, as shown in FIG. 1 , at least one user terminal 100 may be connected to a comparison service providing server 300 through a network 200 . Also, the comparison service providing server 300 may be connected to at least one user terminal 100 and at least one information providing server 400 through the network 200 . In addition, at least one information providing server 400 may be connected to the comparison service providing server 300 through the network 200 .

Here, the network refers to a connection structure capable of exchanging information between nodes such as a plurality of terminals and servers, and examples of such networks include a local area network (LAN) and a wide area network (WAN: Wide Area Network), the Internet (WWW: World Wide Web), wired and wireless data communications networks, telephone networks, and wired and wireless television communications networks. Examples of wireless data communication networks include 3G, 4G, 5G, 3rd Generation Partnership Project (3GPP), 5th Generation Partnership Project (5GPP), Long Term Evolution (LTE), World Interoperability for Microwave Access (WIMAX), Wi-Fi , Internet (Internet), LAN (Local Area Network), Wireless LAN (Wireless Local Area Network), WAN (Wide Area Network), PAN (Personal Area Network), RF (Radio Frequency), Bluetooth (Bluetooth) network, NFC ( A Near-Field Communication (Near-Field Communication) network, a satellite broadcasting network, an analog broadcasting network, a Digital Multimedia Broadcasting (DMB) network, etc. are included, but not limited thereto.

In the following, the term at least one is defined as a term including singular and plural, and even if at least one term does not exist, each component may exist in singular or plural, and may mean singular or plural. It will be self-evident. In addition, the singular or plural number of each component may be changed according to embodiments.

At least one user terminal 100 may be a terminal of a user who selects a desired product using a subscription economy-based rental fee comparison service-related web page, app page, program, or application and then searches for the lowest rental fee at the time of initial contract. Alternatively, the user terminal 100 may be a terminal of a user who wants to check whether the rental condition of a product already rented by the user is appropriate. Also, the user terminal 100 may be a terminal that intends to calculate a penalty for a currently rented product for a new rental contract. Alternatively, the user terminal 100 may be a terminal of a user who proceeds with a succession process for transferring a previously rented product to another person or another company.

Here, at least one user terminal 100 may be implemented as a computer capable of accessing a remote server or terminal through a network. Here, the computer may include, for example, a laptop, a desktop, a laptop, and the like equipped with a navigation system and a web browser. In this case, at least one user terminal 100 may be implemented as a terminal capable of accessing a remote server or terminal through a network. At least one user terminal 100 is, for example, a wireless communication device that ensures portability and mobility, navigation, PCS (Personal Communication System), GSM (Global System for Mobile communications), PDC (Personal Digital Cellular), PHS (Personal Handyphone System), PDA (Personal Digital Assistant), IMT (International Mobile Telecommunication)-2000, CDMA (Code Division Multiple Access)-2000, W-CDMA (W-Code Division Multiple Access), Wibro (Wireless Broadband Internet ) may include all types of handheld-based wireless communication devices such as terminals, smartphones, smart pads, tablet PCs, and the like.

The comparison service providing server 300 may be a server that provides a subscription economy based rental cost comparison service web page, app page, program or application. In addition, the comparison service providing server 300 may be a server that collects various contracts or penalty policies for rental products, succession procedures, or rental product information from at least one information providing server 400 and stores them in a database. . In addition, the comparison service providing server 300 may be a server that performs a lowest price search by considering various variables based on the model number when a model number of a product to be rented is input from the user terminal 100 . In addition, the comparison service providing server 300 determines whether or not the rental contract is appropriate when inputting information on a previously rented product from the user terminal 100 and displays the icon as an icon so that the user terminal can intuitively recognize it. It may be a server provided as (100). In addition, the comparison service providing server 300, when the user terminal 100 wants to calculate the penalty, collects previously rented contracts, calculates the penalty, and proceeds with the process when the succession procedure is carried out. can

Here, the comparison service providing server 300 may be implemented as a computer capable of accessing a remote server or terminal through a network. Here, the computer may include, for example, a laptop, a desktop, a laptop, and the like equipped with a navigation system and a web browser.

At least one information providing server 400 provides a response in response to the information provision request of the comparison service providing server 300 with or without using a web page, app page, program or application related to subscription economy based rental cost comparison service It may be a server that Also, the information providing server 400 may be a server that transmits various rental terms, contracts, rental conditions, penalty policies, succession procedures, etc. to the comparison service providing server 300 . At this time, the information providing server 400 may be a server of a rental company or a server of a portal site.

Here, at least one information providing server 400 may be implemented as a computer capable of accessing a remote server or terminal through a network. Here, the computer may include, for example, a laptop, a desktop, a laptop, and the like equipped with a navigation system and a web browser.

2 is a block diagram illustrating a comparison service providing server included in the system of FIG. 1, and FIGS. 3 and 4 show an embodiment in which a subscription economy-based rental cost comparison service is implemented according to an embodiment of the present invention. It is a drawing for explanation.

Referring to FIG. 2 , the comparison service providing server 300 includes an input unit 310, a calculation unit 320, an efficiency unit 330, a presentation unit 340, a penalty calculation unit 350, and a succession processing unit 360. can include

According to an embodiment of the present invention, the comparison service providing server 300 or another server (not shown) operating in conjunction with at least one user terminal 100 and at least one information providing server 400 provides rental cost based on subscription economy. When transmitting a comparison service application, program, app page, web page, etc., at least one user terminal 100 and at least one information providing server 400, subscription economy-based rental fee comparison service application, program, app page, You can install or open web pages, etc. Also, a service program may be driven in at least one user terminal 100 and at least one information providing server 400 by using a script executed in a web browser. Here, the web browser is a program that allows users to use the web (WWW: World Wide Web) service, and means a program that receives and displays hypertext described in HTML (Hyper Text Mark-up Language). For example, Netscape , Explorer, Chrome, and the like. In addition, an application means an application on a terminal, and includes, for example, an app running on a mobile terminal (smart phone).

Referring to FIG. 2 , the input unit 310 may receive a model number of a product to be rented from the user terminal 100 . In this case, the user may be a user who searches for the lowest price in order to sign an initial contract for a product to be rented, or may be a user who searches for the lowest price because he wants to change a currently rented product. Here, in addition to the model number, the name of each product or a keyword representing the product category may be input as a search term.

At this time, the price determined by the seller varies according to the cost of bringing the product from the factory. Therefore, in the market where consumers purchase, the price of the same product may vary. The input unit 310 may collect such information and show price trends and lowest prices of products to consumers or sellers. The techniques used to collect prices for each product are crawling and sentence similarity analysis. In order to collect prices, information such as product name, model name, and price of products on the Internet is required.

Among the results of crawling based on the product model name, products with the same model name but completely different products are sometimes searched together. Excluding these results, a more accurate result can be obtained by performing a price analysis only on products that are aimed at matching the lowest price, so similarity analysis can be performed. At this time, the similarity analysis was performed through morpheme analysis and cosine similarity. The similarity of each product name can be compared through cosine similarity, but since this method is greatly affected by location and spacing, it can be controlled through morpheme analysis.

In order to visually show the lowest price system, the type of output can be selected as a web. The web server is composed of Flask, and the crawled data can be stored and used in the DB. It shows the products managed on the DB in a table format and allows the lowest price of the product to be updated according to the selection. The lowest price update may be performed by comparing prices in a list of products provided as a result of performing crawling and sentence similarity analysis to find the lowest price. The lowest price is updated in the DB, and it can be processed and output in the form of a chart to produce a meaningful result.

In one embodiment of the present invention, the main goal is to extract only the data matching the model name from the product name data based on the model name. Data obtained through database and search through similar product extraction can be compared through cosine similarity. For cosine similarity-based comparison, a document-word matrix is created and TF-IDF comparison is performed. After vectorizing the sentences based on the corresponding table, cosine similarity values for the reference sentence can be obtained.

A document-term matrix (DTM) is a matrix that expresses the frequency of each word appearing in multiple documents. If the entire document you have is massive data, the dimension of the document vector may have dimensions of millions. Also, many document vectors may have mostly zero values. Each sentence contains a mixture of important and unnecessary words, so stopwords have little meaning.

In order to solve the above problem, TF-IDF weights are given. TF-IDF (Term Frequency-Inverse Document Frequency) weights the importance of each word in the DTM using the frequency of words and the inverse document frequency (a specific formula is taken for the frequency of documents). After creating the DTM, assign TF-IDF weights. TF-IDF can be mainly used for tasks such as obtaining the similarity of documents, determining the importance of search results in a search system, and obtaining the importance of a specific word in a document.

A process of tokenizing words is necessary to create an accurate DTM. Unlike English, Korean is an agglutinative language, so it needs a process to separate postpositions. In Korean, there is no problem in understanding sentences even if spacing is not observed, so Korean has difficulties in tokenization due to the above reasons. In order to solve the problem of part-of-speech separation and spacing, tokenization can be performed using a morpheme analyzer.

The calculation unit 320 calculates the actual monthly rental fee based on the total rental fee, rental period, monthly rental fee, affiliate card discount information, and at least one customer benefit information previously registered in at least one member store terminal (not shown) that rents the product. can be calculated In this case, the total rental fee is a value obtained by multiplying the monthly rental fee by the rental period, and the actual monthly rental fee may be defined as in Equation 1 below.

For example, assuming that the water purifier rental fee was set at KRW 30,000 per month, user A has affiliate card B and can receive a discount of KRW 10,000 per month, and the rental period is 36 months (3-year contract), the total rental fee is 36 months X 30,000 won = 1,080,000 won, and the discount price due to affiliate card B is 10,000 won X 36 months = 360,000 won, so the total rental fee is 1,080,000 won - 360,000 won = 720,000 won. If you divide this by 36 months, the actual monthly rental fee is 20,000 won per month.

Here, there are three methods of obtaining data on rental products currently existing on the platform according to an embodiment of the present invention. The first is a method of collecting from at least one information providing server 400, and the second is rental The third method is to collect product information from brokers or affiliated sellers, and the third method is to collect data from various portal sites through web crawling. Although the above method has been described based on the second, it does not rule out collecting using the first or third criteria or a combination of each method.

When the calculation unit 320 calculates the actual monthly rental fee based on the total rental fee, rental period, monthly rental fee, affiliate card discount information, and at least one customer benefit information previously registered in at least one affiliated store terminal that rents a product, at least One customer benefit information may include free gift benefit information, registration and installation support information, and free rental benefit. However, customer benefit information is not limited to the above and is not excluded for reasons not listed.

The efficiency unit 330 may calculate the rental efficiency by dividing the total rental fee by multiplying the actual monthly rental fee by the rental period, and then dividing by the amount including the lowest online price of the product to be rented and the delivery installation cost. Continuing the above example, the total rental fee is 720,000 KRW multiplied by the actual monthly rental fee of 20,000 KRW and the rental period of 36 months. At this time, the lowest price online (at the time of purchase) is searched by inputting the same model number as the water purifier to be rented. Currently, the lowest online price (at the time of purchase) is free installation and shipping is free, but assuming that there is no affiliate card discount card among the cards that the user has and that it is 1 million won, the purchase price is 1 million won and the rental price is 720,000 won. It is only 28% cheaper because it is only 28% cheaper. This is called rental efficiency. If it exceeds 100%, the rental fee is more expensive than the purchase price, so it is not recommended or can be removed from the list to be provided to users.

The presentation unit 340 may confirm customer benefits by multiplying the rental period by the difference obtained by subtracting the preset appropriate monthly rental fee from the actual monthly rental fee, and present user rental conditions corresponding to the customer benefits as a preset icon. Continuing the above example, the lowest online price of the water purifier is 1 million won, and the total rental fee is 720 thousand won. At this time, if the preset appropriate monthly rental fee for the above-mentioned water purifier is 13,000 won, the brokerage benefit is the difference of 7,000 won X 36 months = 252,000 won, which is the difference after deducting 13,000 won from the actual monthly rental fee of 20,000 won. It can be.

When the presenter 340 confirms customer benefits by multiplying the difference obtained by subtracting the preset appropriate monthly rental fee from the actual monthly rental fee by the rental period, and presents the user rental conditions corresponding to the customer benefits as a preset icon, the preset appropriate month The rental fee is calculated by dividing the lowest online price, which is the result of searching for the model number as a keyword, by the value obtained by subtracting the preset average operating cost of the rental company from the total rental fee, and calculating the proportional ratio. can be calculated

At this time, referring to Table 1, the loan information and the expenditure information may be the average operating cost of the rental company. At this time, when the loan information and the expenditure information are subtracted from the total rental fee, the percentage (proportional rate) of the brokerage profit is obtained. At this time, 10% to 30% is angry, 30% to 60% is normal, 60% to 80% is good, and 80% to 100% is very good. In this case, the user of the user terminal 100 may be a terminal such as a seller who wants to make a rental contract by setting a rental price.

<Calculation of cancellation fee>

The penalty calculation unit 350 multiplies the rental period by the difference obtained by subtracting the preset appropriate monthly rental fee from the actual monthly rental fee in the presenting unit 340 to confirm customer benefits, and sets the user rental conditions corresponding to the customer benefits to a preset icon. After presenting, when the user terminal 100 inputs the model number of the already-rented product to calculate the penalty, the user terminal 100 may receive input of the contract rental company for the previously-rented product.

The penalty calculation unit 350 receives input of the total rental fee of previously rented products from the user terminal 100, receives input of the first payment date of the previously rented products from the user terminal 100, and inputs at least one type of rental previously stored Penalties can be calculated by automatically applying bereavement rental information. Each rental company discloses and specifies the terms and conditions of each rental product provided by its own company. This can be applied automatically to calculate the penalty for each rental company or the rental company contracted by the user.

When the penalty calculation unit 350 calculates the penalty by automatically applying at least one type of rental information for each rental company stored in advance, the basic condition for calculating the penalty is the subscription registration fee and depreciation at a predetermined rate of the remaining rental fee When calculated by summing up the applied cost and installation release fee, and when calculating the penalty, 100% of the total rental fee is the same as the previously paid rental fee, so if it is paid in full, the ownership of the previously rented product is transferred from the contract rental company to the user terminal 100. It can be transferred to the user and treated as non-returnable. This is because there is no object to transfer ownership after all payments have already been made.

The penalty calculation unit 350 may have two calculation formulas depending on the product.

The first is a small product that is generally delivered, and the second is a product that is non-returnable upon unpacking and installation. These may be separately processed, and may be as shown in Equations 2 and 3 below.

At this time, the remaining rental fee is the value obtained by multiplying the monthly rental fee by the remaining rental period, and the free gift payment amount also includes the refund amount.

During this process, many consumers are unaware that the amount paid for free gifts is also refunded, and since the amount paid for free gifts is also a factor in determining the rental price, it should also be affected when calculating succession costs. Since the penalty is based on the total rental fee, consumers often do not know that the penalty is based on the total rental fee, which is 20-30% higher than the lump sum purchase price. The rental company owns the ownership of the product, so it cannot be treated as used, and in the end, the rental company has no choice but to respond to the rental company's unfair penalty bargaining by crying and eating mustard. Since it is a reality that you have to pay, it is necessary to take over the rental contract.

In addition, when the rental contract is canceled, the remaining total rental fee must be paid as a penalty, but in this process, there are many unfair contracts in which the conditions for product return are calculated far below the market value, so it can contribute to the public interest by preventing consumer damage. Therefore, the rental product succession market should be activated. Issues related to cancellation fees are constantly becoming a problem with the media and the Fair Trade Commission, so disputes can be resolved through accurate efficiency calculation.

<Calculation of Succession Costs>

The succession processing unit 360 multiplies the rental period by the difference obtained by subtracting the preset appropriate monthly rental fee from the actual monthly rental fee in the presentation unit 340 to confirm customer benefits, and presents the user rental conditions corresponding to the customer benefits as a preset icon After that, when the user terminal 100 requests succession by inputting the model number of the previously rented product, the user terminal 100 may input the total usage period. At this time, the user of the user terminal 100 may be a general customer, a broker mediating succession, or a successor who wants to receive succession.

The succession processing unit 360 may receive defect state information from the user terminal 100 . At this time, the succession processing unit 360 calculates the brokerage price based on the remaining rental fee, depreciation rate, defect status information, penalty and transfer installation cost, registers the product of the model number that has been requested for succession, and sells the product of the previously rented product The model number and information of the user terminal 100 requested for succession to the contract rental company may be transmitted.

Depreciation Expense is an item in the statement of comprehensive income that is an expense for the period allocated to each period. To this end, the following parameters may be required. First of all, it is Accumulated Depreciation, which is the total amount of depreciation recognized from the time of acquisition of the asset to the present. If the asset is presented as a deduction item in the statement of financial position and accumulated depreciation exists, the book value is the amount obtained by subtracting the accumulated depreciation from the acquisition cost. Depreciable cost is the total cost to be distributed over the period of use of an asset, that is, over the useful life, and refers to the amount obtained by subtracting the residual value from the acquisition cost of the asset. Useful life is the total period over which depreciation is allocated, and International Accounting Standards require all of the following factors to be considered when determining useful life.

First, the expected level of use of the asset based on its expected production capacity or physical production; second, the asset taking into account operational factors such as frequency of rotation of the asset, repair and maintenance schedules, and out-of-service maintenance and repairs; is the expected physical wear or damage of Thirdly, technical or commercial obsolescence due to changes or improvements in production methods or changes in market demand for goods and services produced by the asset; It's a limit.

Original cost is the accounting cost of acquisition. It is the sum of the amount paid for the purchase price of an asset and other incidental costs, and the residual value is the value of an asset that is expected to remain after depreciation over its useful life. In order to prevent business operators from intentionally overestimating depreciation and manipulating income in a specific business year, the upper limit of depreciation is set, and if the upper limit is exceeded, the excess amount is not recognized as depreciation. This is called the depreciation amount.

Considering the above-mentioned concept of depreciation, the depreciation rate according to the age of the vehicle varies depending on the type of vehicle, but when the manufacturer's warranty repair period ends, the additional depreciation can reduce the price by up to 70% compared to the new product. In addition, since the depreciation rate according to the degree of use or the deterioration of internal quality due to aging and the wear and replacement cycle of various parts are shortened, the preference may change. Other pricing factors may include product condition, use, change history, color, manufacturer's warranty repair system, discontinued products, consumer preference, seasonal factors or trends.

For example, scratches, scratches, discoloration, contamination, corrosion, dents, damage, breakage (breaking) of the interior and exterior may lead to additional repair costs or a decrease in product value, which affects the pricing of used products. do. In addition, even when the performance or state of major parts or components is poor, appropriate repairs are required, which becomes a depreciation factor. In addition, achromatic colors such as white, black, and silver, which are highly preferred by consumers, are advantageous in terms of price, because achromatic colors are easy to manage. Idiosyncratic colors such as purple, yellow, or fluorescent colors have low preference, and as a result, the turnover rate during trading is low, which becomes a depreciation factor. In addition, the usage and change history of used goods also affect the price. Commercial and company use rapidly deteriorates due to use, so even if they are of the same year, they have a greater depreciation factor than the average market price.

At this time, the price evaluation factor in the algorithm for calculating depreciation cost may be divided into, for example, basic market price corresponding to basic information and evaluation price according to special factors including change history, appearance evaluation, and driving evaluation. . Based on the average market price of market information, the basic market price is evaluated, and the evaluation price can be derived by correcting special factors such as change history, condition of used goods, appearance evaluation, and operation evaluation from the basic market price. The basic market price can be evaluated only with data, but the appearance evaluation must use an image classification algorithm through deep learning. In addition, driving evaluation is performed on most products, and in fact, whether or not the electronic product is properly driven must be tested through a direct test program and then proceeded according to the result values such as failure or error.

Appearance evaluation, which is the former case, can be performed using an artificial neural network deep learning algorithm. Here, an image classification problem arises. In the image classification problem, it is very important that each class has a distinctive feature. The accuracy of image classification can be improved if deep learning and convolutional neural networks are used. An artificial neural network-based classifier can be trained to automatically create distinguishing features between each image class to some extent, unlike the method of directly creating and classifying features with high discriminative characteristics. At this time, the model may be trained by adding an error function that minimizes the variance between classes to the classification model so as to have discriminating features between image classes, and when clustering of each class is performed, for each of at least one factor determining the price Each class can be classified, and since distinguishing features of data within each class can be strengthened and then ranks can be divided, the accuracy of evaluating the exterior appearance of the vehicle input thereafter can be increased.

In image recognition and classification problems, having a distinctive feature of each class can affect the final recognition performance of the model. Distinctiveness of each class means that images of the same class are clustered together in the feature space and distributed well apart from other classes. At this time, the discrimination error function needs to directly find an appropriate combination of the same class and another class for the entire data. The error function can be found by calculating the internal variance between the same classes and learning to minimize the variance. At this time, for mini-batch learning, learning may be performed by calculating a moving average for the average of each class.

At this time, when an input image is input as a query, the artificial intelligence algorithm is trained in such a way as to minimize the correct answer labels and cross entropy loss for the values of the output layer. When performing the recognition task after learning is finished, the artificial intelligence algorithm sets the predicted label as the one having the maximum value output from the output layer with respect to the input image. For example, if the value of the Nth output node is the largest, it is recognized as the Nth class. In addition, classification may be performed by finding a class closest to the input value using the average of each class calculated from recognition to the present. Of course, various methods other than the above method may be used, and the method is not limited to the above method.

In the latter case, driving evaluation can check, for example, whether the engine is running or driving rate, whether or not the hydraulic press or press used in the rental vehicle is operating or operating rate, etc., in the case of a rental vehicle. Data may also be used. If OBD data is output as a graph, driving evaluation may be performed by comparing the graph using the above-described artificial intelligence method, for example, a convolutional neural network (CNN). Since the OBD graph is output as an image, it must be compared through image analysis as a result. At this time, when trying to calculate the degree of similarity between different images, it is difficult to determine the degree of similarity between images through comparison in pixel units. There is a method of extracting and comparing images, which is deep learning technology, CNN.

CNN learns the features of images by itself and can classify images and recognize patterns of images based on the learned features, and is suitable for image processing with a network structure using convolution layers, Since the image can be classified based on the characteristics of the image, it is used in one embodiment of the present invention. However, it is not limited to CNN, and any method that can classify images and extract their features will be possible.

The CNN can extract the features of the OBD graph in the form of vectors and measure the similarity between the images using the extracted features. In order to extract the features of the OBD graph, in one embodiment of the present invention, a model using the basic structure of a convolutional neural network consisting of a convolution layer, an activation function layer, and a max pooling layer is used. Before measuring similarity, a feature vector of a spectrogram can be extracted and used from a layer before a Softmax layer used to classify an image. Basically, it can be used to measure similarity by extracting features from a CNN with a Fully-Connected Layer and a model with a GAP layer (Global Average Layer) that brings an average value on a feature map. .

As another model for measuring the similarity of images, a CNN-based autoencoder model can be used. The encoder is composed of a convolutional neural network structure, and a decoder for reconstructing compressed data as a result of the encoder ( decoder). The spectrogram features are extracted from a specific layer of the learned autoencoder model, and the feature vectors obtained through the GAP layer can be used for image similarity measurement. The Euclidean Distance and Cosine Similarity can be measured from the image feature vectors extracted through the three models above, and can be sorted according to the degree of similarity for each OBD graph, that is, the similarity. , By using the sorted order, it is possible to check not only the most similar data but also the most dissimilar data for each OBD graph. At this time, whether or not to diagnose the failure of the OBD is as described above, so it will not be repeatedly described. In addition, since there may be methods for calculating the depreciation cost using various methods other than the above methods, it is obvious that various methods may be used without being limited to the above methods.

The succession processing unit 360 may notify the remaining rental fee, specify a predetermined return condition, and specify a previous installation fee when selling and registering a product of a model number that has been requested for succession. In addition, the succession processing unit 360 sends a message to instruct the user terminal 100 to request succession to the contract rental company when transmitting the model number and information of the user terminal 100 requesting succession to the contract rental company of the previously rented product can deliver.

The succession processing unit 360 transmits the model number and information of the user terminal 100 requesting succession to the contract rental company of the previously rented product, and then, when there is an overdue or unpaid rental fee of the previously rented product, the user terminal 100 ) can be set to bear the remaining rental fee. At this time, the succession may be a contract that is changed from a user of the user terminal 100 to another user of another user terminal 100 .

In addition, in one embodiment of the present invention, if the user terminal 100 is a terminal of a rental coordinator, the comparison service providing server 300 may further apply a method of evaluating operational performance and display the results in a report format.

Efficiency at the sales stage represents performance in terms of traditional manufacturing business models. Although ownership is not transferred, the number of rentals can be selected as an output variable in the sales stage in terms of tangible products being provided to consumers. The number of rental cases is divided into two aspects. New-order rental refers to the number of rental contracts signed by new customers, and re-order rental refers to customers who are already using a specific product. This refers to the number of rental contracts for different types of products. Service efficiency refers to the performance of customer service after a rental contract, and considers service completion rate and service satisfaction as output variables.

The service completion rate has been used as the most important performance indicator in maintenance services. In the general service industry, customers visit service branches to receive services, but in the PSS business, sales service personnel visit customers and provide services. there is. Therefore, if there is a conflict between the service time required by the customer and the available service time of the sales service personnel, the service may not be provided smoothly and the service may not be provided on time. can be measured

Service satisfaction is a performance index generally adopted in service performance measurement studies. In fact, most service companies conduct satisfaction surveys directly from customers after providing services, and this can be said to be a key variable that indicates the qualitative performance of services. The rental retention rate and rental renewal rate can be selected as the calculation variables of the maintenance stage. The rental business has a structure in which expensive products are managed at a small monthly cost, and the break-even point is different from general manufacturing and service industries.

Therefore, if the product rental is canceled before the break-even point, the company may suffer huge losses. Therefore, the rental contract retention rate can be used as a key performance indicator. In addition, in the rental business, customers can choose whether to renew product rental contracts at maturity, transfer product ownership while contracting for services only, or receive product ownership only. In order to continuously create value pursued by PSS, it is necessary to constantly provide new products and services through contract renewal rather than simply ending the relationship with a simple transfer of ownership. Therefore, rental business companies consider the renewal contract renewal rate as an important performance indicator there is.

On the other hand, in the service operation efficiency evaluation using DEA (Data Envelopment Analysis), various variables are considered depending on the characteristics of the service industry in the case of output variables, but labor and capital, which are representative input factors, are generally considered as input variables. . Therefore, even in one embodiment of the present invention, sales/service force and operating cost can be adopted as input variables as substitute indicators for labor and capital, and the two input variables are common to all stages. can be used

In addition, a rental account can be selected as an input factor to reflect the unique characteristics of rental services. The rental management account is an account assigned to manage products by sales service branch, and in a dictionary sense, it can be interpreted as the number of sales, so it is common to consider it as an output variable from the viewpoint of general manufacturing performance evaluation. However, in the actual rental business business method, sales service personnel periodically provide services in a given rental management account, and at the same time, new business rentals through acquaintances of customers or additional sales rentals that recommend other products to customers are calculated. The more you secure, the more opportunities for new and additional business rentals. Therefore, the rental management account can be considered as an input variable only when measuring sales efficiency.

At this time, customer retention efficiency can be measured separately. If sales efficiency and service efficiency mean performance from a traditional product and service perspective, respectively, retention efficiency is a unique performance of PSS that includes both product and service aspects. You could call it a point of view. It is a key performance goal unique to the rental business to ensure that existing contract customers continue to use the product without leaving or repeatedly use the existing product through renewal after the contract expires. Preventing customer churn and renewing contracts can be seen as a performance on the product sales side on the surface, but if the reason why customers do not churn or renew contracts is because they are satisfied with the service so far, this is a performance on the service side. can also be interpreted.

Therefore, it is impossible to separate customer retention performance from the performance of any one aspect of products and services, and it can be said that this is a unique performance perspective of the PSS business in which products and services are converged. The operational efficiency evaluation by branch does not end as a one-time event, but aims to improve efficiency through continuous performance management. Companies should set strategic directions and goals for performance improvement for branches with low performance. At this time, rather than setting a uniform performance goal and presenting the same achievement strategy, a direction for improvement tailored to the performance characteristics of each branch should be designed. it is necessary to do However, it is also very difficult to provide customized performance improvement measures for hundreds of individual branches.

Therefore, in one embodiment of the present invention, the PSS operation performance portfolio can be used as a tool that can divide performance types into several types based on performance characteristics for each branch, present improvement directions for each type, and perform continuous performance management. . This portfolio takes the form of a three-dimensional cube with three types of PSS operating efficiencies on each axis. As the three types of performance are classified as high and low, there are a total of eight cells, and each cell represents a different type of PSS performance. Depending on the type of performance to which branches belong, different directions for improvement can be derived, and specific practical strategies for improvement can be presented. Classifying performance types based on high and low DEA efficiency scores is a method that has often been used in DEA efficiency measurement studies, and it is possible to intuitively derive improvement directions for each DMU customized according to performance types. At this time, the selected and input variables may be as shown in Table 2 below.

Type Variables Descriptions Input Sales/service force Number of employees performing sales and product maintenance services Operating cost Sum of operating, office rental, sales promotion, awards, and training expenses Rental account Number of rental product accounts Output New-order rental Number of new rental products contracted by new customers Re-order rental Number of additional rental products contracted by existing customers Service completion rate Ratio of completed service accounts to target accounts Service satisfaction Service satisfaction score after service completion Rental retention rate 1-(Proportion of canceled contracts) Rental renewal rate Proportion of contract renewals

Hereinafter, an operation process according to the configuration of the above-described comparison service providing server of FIG. 2 will be described in detail with reference to FIGS. 3 and 4 as examples. However, it will be apparent that the embodiment is only any one of various embodiments of the present invention, and is not limited thereto.

Referring to FIG. 3, when the user terminal 100 requests a price comparison of the rental cost of each product, the comparison service providing server 300 collects a pre-built database and (b) the lowest online price crawled in real time (c) ) The result of analyzing rental efficiency and own rental conditions may be transmitted to the user terminal 100 . And, (d) the comparison service providing server 300, when the user terminal 100 calculates its own rental condition is displayed as angry (bad), when the user terminal 100 cancels the contract for the currently rented product We can calculate and guide you through the cancellation fee.

Referring to FIG. 4, (a) when a user terminal 100 intends to transfer the rental contract of a product being used to another person or a third party, the comparison service providing server 300 collects information therefor, (b ) or (c), it can mediate between each party, such as C2C or C2B. In addition, before completion of the succession, the comparison service providing server 300 may request the previous person to settle the unpaid or overdue payment based on the previous person.

Matters that have not been described for the method of providing the subscription economy-based rental cost comparison service of FIGS. 2 to 4 are the same as those described for the method of providing the subscription economy-based rental cost comparison service through FIG. Since it can be inferred, the following description will be omitted.

5 is a diagram illustrating a process of transmitting and receiving data between each component included in the subscription economy-based rental cost comparison service providing system of FIG. 1 according to an embodiment of the present invention. Hereinafter, an example of a process of transmitting and receiving data between each component will be described through FIG. 5, but the present application is not limited to such an embodiment, and according to various embodiments described above, It is obvious to those skilled in the art that a process of transmitting and receiving data may be changed.

Referring to FIG. 5 , the comparison service providing server receives a model number of a product to be rented from a user terminal (S5100).

And, the comparison service providing server calculates the actual monthly rental fee based on the total rental fee, rental period, monthly rental fee, affiliate card discount information, and at least one customer benefit information previously registered in at least one member store terminal that rents the product ( S5200).

The comparison service providing server calculates the rental efficiency by dividing the total rental fee by multiplying the actual monthly rental fee by the rental period, and then dividing by the amount including the lowest online price of the product to be rented and the delivery installation cost (S5300).

Finally, the comparison service providing server confirms customer benefits by multiplying the rental period by the difference obtained by subtracting the preset appropriate monthly rental fee from the actual monthly rental fee, and presents the user rental conditions corresponding to the customer benefits as a preset icon (S5400 ).

The order between the above-described steps (S5100 to S5400) is only an example, and is not limited thereto. That is, the order of the above-described steps (S5100 to S5400) may be mutually changed, and some of the steps may be simultaneously executed or deleted.

Matters that have not been explained in the method of providing rental cost comparison service based on the subscription economy of FIG. 5 are the same as those described for the method of providing rental cost comparison service based on the subscription economy through FIGS. Since it can be inferred, the following description will be omitted.

The method for providing a subscription economy-based rental cost comparison service according to an embodiment described with reference to FIG. 5 may be implemented in the form of a recording medium including instructions executable by a computer such as an application or program module executed by a computer. there is. Computer readable media can be any available media that can be accessed by a computer and includes both volatile and nonvolatile media, removable and non-removable media. Also, computer readable media may include all computer storage media. Computer storage media includes both volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data.

The method for providing a rental cost comparison service based on the subscription economy according to an embodiment of the present invention described above is executed by an application basically installed in the terminal (which may include a program included in a platform or operating system that is basically installed in the terminal) It may be executed by an application (ie, a program) directly installed in the master terminal by a user through an application providing server such as an application store server, a web server related to an application or a corresponding service. In this sense, the above-described subscription economy-based rental cost comparison service providing method according to an embodiment of the present invention is implemented as an application (ie, a program) that is basically installed in a terminal or directly installed by a user, and is readable by a computer such as a terminal. can be recorded on a recordable medium.

The above description of the present invention is for illustrative purposes, and those skilled in the art can understand that it can be easily modified into other specific forms without changing the technical spirit or essential features of the present invention. will be. Therefore, the embodiments described above should be understood as illustrative in all respects and not limiting. For example, each component described as a single type may be implemented in a distributed manner, and similarly, components described as distributed may be implemented in a combined form.

The scope of the present invention is indicated by the following claims rather than the detailed description above, and all changes or modifications derived from the meaning and scope of the claims and equivalent concepts should be construed as being included in the scope of the present invention. do.

Claims (10)

In the comparison service providing method executed in the comparison service providing server,
Receiving a model number of a product to be rented from a user terminal;
Calculating a real monthly rental fee based on a total rental fee, a rental period, a monthly rental fee, affiliate card discount information, and at least one customer benefit information pre-registered in at least one affiliated store terminal that rents the product;
Calculating rental efficiency by calculating a total rental fee obtained by multiplying the rental period by the actual monthly rental fee, and then dividing by an amount including the lowest online price of the product to be rented and a shipping installation fee; and
Confirming customer benefits by multiplying the difference obtained by subtracting a preset appropriate monthly rental fee from the actual monthly rental fee by a rental period, and presenting user rental conditions corresponding to the customer benefits as a preset icon,
The at least one customer benefit information,
Including free gift benefit information, registration and installation support information, and free rental benefits,
The preset appropriate monthly rental fee,
The lowest online price, which is the result of searching the model number as a keyword, is divided by the value obtained by subtracting the average operating cost of the rental company from the total rental fee to calculate the proportional ratio, and based on the proportional ratio, calculate the appropriate monthly rental fee compared to the lowest online price A method of providing a subscription economy-based rental cost comparison service, characterized in that for calculating.
delete delete According to claim 1,
After the step of confirming customer benefits by multiplying the difference obtained by subtracting the predetermined appropriate monthly rental fee from the actual monthly rental fee by the rental period, and presenting user rental conditions corresponding to the customer benefits with a preset icon,
receiving a contract rental company of a previously rented product from the user terminal when calculating a penalty by inputting a model number of a previously rented product from the user terminal;
Receiving a total rental fee of previously rented products from the user terminal;
Receiving an input of the first delivery date of the rental product from the user terminal; and
Calculating a penalty by automatically applying at least one type of pre-stored rental information for each rental company;
To further include, subscription economy-based rental fee comparison service providing method.
According to claim 4,
In the step of calculating a penalty by automatically applying at least one type of rental information for each rental company stored in advance,
The basic condition for calculating the penalty is calculated by adding the subscription registration fee, the cost of applying the depreciation of the predetermined rate of the remaining rental fee, and the installation cancellation fee,
When calculating the penalty, if 100% of the total rental fee is the same as the already paid rental fee and is paid in full, the ownership of the previously rented product is transferred from the contract rental company to the user of the user terminal and treated as non-refundable , How to provide rental cost comparison service based on subscription economy.
According to claim 1,
After the step of confirming customer benefits by multiplying the difference obtained by subtracting the predetermined appropriate monthly rental fee from the actual monthly rental fee by the rental period, and presenting user rental conditions corresponding to the customer benefits with a preset icon,
receiving a total period of use from the user terminal when the user terminal requests succession by inputting the model number of the previously rented product;
Receiving defect state information from the user terminal;
Calculating a brokerage price based on remaining rental fee, depreciation rate, defect status information, penalty and transfer installation fee;
selling and registering the product of the model number requested for succession;
transmitting a model number requested for the succession and information of the user terminal to a contract rental company of the previously rented product;
To further include, subscription economy-based rental fee comparison service providing method.
According to claim 6,
In the step of registering the sale of the product of the model number requested for the succession,
Announcing the remaining rental fee, specifying the preset return conditions, and specifying the previous installation fee;
To include, subscription economy-based rental fee comparison service providing method.
According to claim 6,
In the step of transmitting the model number requested for the succession and the information of the user terminal to the contract rental company of the previously rented product,
Transmitting a message to the user terminal to instruct a succession request to the contract rental company;
To include, subscription economy-based rental fee comparison service providing method.
According to claim 6,
After the step of transmitting the model number requesting the succession and information of the user terminal to the contract rental company of the previously rented product,
If there is an overdue or unpaid rental fee for the previously rented product, setting the user terminal to bear the remaining rental fee;
Including more,
The succession is a contract that is changed from a user of the user terminal to another user of another user terminal, a subscription economy-based rental cost comparison service providing method.
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