KR20200062986A - Future Payment System Using Mobile Invitations - Google Patents

Abstract

The present invention relates to a gift payment system using a mobile invitation. The gift payment system comprises: an inviter terminal (100) for selecting an invitation skin, a wish item, and an invitee list, and transmitting a mobile invitation to invitees; a list generation server (300) for generating a mobile invitation by combining the invitation skin, wish item, and invitee list selected from the inviter terminal (100), and generating a payment description and additional payment request list of the wish item; a list recommendation server for recommending an invitation skin, a wish item, and an invitee list to the inviter terminal (100); an invitee terminal (200) for processing and displaying content received from the inviter terminal (100); a list display server (500) for displaying an invitation and a wish item selected by an inviter as content to be displayed on the invitee terminal (200), and performing payment processing including wish item selection, payment mode selection, and additional payment; a payment server (600) for managing whether the payment of a wish item is completed, the payment of a wish item is not completed, a reverse auction, a cash wish item, and a wish item delivery by the payment processing selected by the list display server (500); and a DB management server (700) for storing and managing the content of the server. The conventional limit to a payment can be removed.

Description

Future Payment System Using Mobile Invitations}

The present invention relates to a gift payment system using a mobile invitation, and more particularly, an invention for a payment system after selecting an invitee and selecting a gift list for an invitation.

In general, invitations such as wedding invitations are sent to a congratulatory event, such as a wedding, after a large number of guests are invited to the event. At this time, those who are invited (hereinafter referred to as'invitees') celebrate cash such as gifts It is often conveyed in the sense of.

In this way, in the case of delivering cash in the form of a gift, there is an advantage in that the invitee who participates in the event can freely decide the purpose of the use of the cost, but the invitee wants to give a meaningful gift in the sense of celebration rather than exchanging cash. Although there were many cases, there was a problem that a special alternative was not deserved except cash.

In addition, a large number of people gathered to celebrate and greet each other, and theft of cash in the gift box was frequently reported through news, etc. I wasn't worried about storing cash.

However, close friends or some close relatives may ask for the necessary items before the event and purchase them separately. In general, however, there is a problem in that it is difficult to grasp the items required by the inviter, and invited persons There were several practical difficulties in providing gifts in the form of non-cash items, such as the fact that it was difficult to understand information about the gifts they wanted to give and that the same items could be duplicated as gifts.

In addition, recently, as disclosed in Korean Patent Application Publication No. 10-2008-0030980, a person who wishes to present a gift wishes by searching for a wish list of a specific person using a mobile communication phone number and performing an order and payment for it. As a result of delivery of goods on the list, a'presentation method using a mobile phone number and wish list' was also proposed, which allows a specific person to receive a product as a gift rather than an unnecessary gift.

In addition, as disclosed in Korean Patent Application Publication No. 10-2009-0000615, when a person who wants to receive a gift selects a product from an online shopping mall and registers it on the wish list server using his mobile phone number, the ID or password is exposed. 'Wish list registration/retrieval system and method using wired/wireless communication network', which allow others to access the wish list server using the person's mobile phone number, search the wish list and purchase specific items Did.

However, in the case of providing a gift using the conventional wish list, since the price of the item registered in the wish list is equal to or similar to the amount that the invitee intended to pay in cash, it is possible to register a high value item as a gift. There was an inadequate problem to make or request.

For example, invited people who wanted to pay 100,000 or 200,000 won as a wedding gift cannot provide digital TV or refrigerators ranging from 1 to 3 million won as gifts, so the items to be registered as gifts are extremely limited. There was a problem in that it was inevitable that a large number of invitees had to present by inviting guests to a specific event.

Accordingly, recently, as disclosed in Korean Patent Application Publication No. 10-2010-0007694, a shopping mall server that provides and sells product information, a service server that provides a wish list for each user, and stores such a wish list A DB and a shopping system and method using a wish list including a terminal for purchasing a product registered in the wish list have been proposed.

However, even in the case of such a'shopping system and method using a wish list', when a product desired to be purchased is registered, the purchase price for the item to be registered in the wish list has to be limited. However, in the case of the'shopping system and method using a wish list', it is disclosed that a donation management unit is provided in the service server to accumulate and manage the amount of money for payment of a specific product included in the wish list. There was an advantage of expanding the price range of the goods that can be registered in.

However, in the case where the amount accumulated in the form of a donation for a high-priced gift is a part, the user had to pay for all the insufficient amounts in order to purchase the items registered on the wish list. There was a problem in that the subsequent processing was complicated and inconvenient because the purchase of the items that did not need to be purchased was forced.

Accordingly, by registering multiple gifts on the wish list without being greatly limited by the amount of money, it provides a variety of choices to invitees who want to provide gifts, as well as choosing and purchasing items directly after the event. There will still be requests for a new gift-giving culture that allows you to selectively purchase items that are essential to yourself and items that many invitees want to present through concentration.

The problem to be solved by the present invention is to match the wish list with a mobile invitation and send it to the people who are invited to easily check the items they want to receive, and an independent payment where one person pays for the items to be presented alone. The present invention is to provide a gift payment system using a mobile invitation that freely selects payments for goods and items among cumulative payments shared by a large number of people, thereby resolving the money limit of items registered on the wish list.

In addition, the present invention is to provide a gift payment system that automatically selects or recommends a list of invitees according to the nature of the invitation and the cost of the wish list product.

In addition, according to the present invention, when the cumulative payment is distributed to a plurality of items, the invited people can additionally focus on the purchase of the goods with high preference based on the preferences for each item to be presented, thereby allowing the invitees to purchase goods. It is to provide a futures payment system that can prevent cost expenditure.

In addition, the present invention is to provide a futures payment system that can be divided into a plurality of candidate groups in the order of preference for additional cost expenditure when some costs are insufficient due to cumulative payment.

In order to solve the above problems, the present invention provides a gift payment system using a mobile invitation, an invitation terminal that selects an invitation skin, a system, and a list of invitees and transmits a mobile invitation to the invitees; A list generation server that generates a mobile invitation by combining an invitation skin selected from the invitation terminal, a system, and a list of invitees, and generates a payment history and an additional payment request list of the system; A list recommendation server that recommends an invitation skin, a wish system, and an invitee list to the inviter terminal; An invited terminal that processes and displays contents received from the invited terminal; A list display server for displaying invitations and wishes selected by the invitees, processing payments including selecting a payment system, selecting a payment method, and additional payment as content to be displayed on the invited terminal; A payment server that manages whether the payment of the system is completed by the payment processing selected by the list display server, whether payment is not completed, reverse auction management, cash system management, and system delivery; And it provides a gift payment system using a mobile invitation consisting of a DB management server for storing and managing the contents of the server.

In addition, the present invention, the list creation server is an invitation skin generating unit for generating content selected by an existing skin or created by an inviter; A system for generating a content selected by an inviter or selected from an existing selected system; An invitee generating unit that creates content selected by an inviter or selected from existing selected invitees; An additional payment request unit for an inviter to pay for a system that is insufficient in some of the payment amount of the system or to request an additional payment from the invitee or to change the payment to a specific system; We provide a gift payment system using a mobile invitation, which is characterized by a payment history confirmation unit that checks the payment date, payment method, payment method, payment date and time as a payment history of Wishitem.

In addition, the present invention, the list recommendation server, the user's previously selected data and other users' selected data; Based on the personal information entered by the user and the data of the blog and social networking service (SNS), the invitation to recommend each list is composed of a skin recommendation part, a recommendation part for the system, and a recommendation part for the invitee. Provide a gift payment system.

In addition, the present invention, the list display server, an invitation and a system for displaying an invitation and a system selected by the invitation to the invited terminal; A system selection unit that displays contents of a product selected by an invitee among the displayed system; A payment method selection unit showing a payment method of the selected system; provides a payment system for gifts using a mobile invitation characterized by comprising a payment processing unit that processes payment by the determined payment.

In addition, the present invention, the payment server is a payment system payment management unit that manages the payment history of the payment, date, payment date and time of the payment and payment of the payment system, the payment system; A payment incomplete management unit that manages a payment system, a payment history and a remaining amount of a payment system of a payment system that has not been completed; A reverse auction management unit for purchasing the incomplete payment system in a reverse auction method; A cashable system management unit that automatically cashes the cashable system through online transactions; Provides a gift payment system using a mobile invitation, which is composed of a delivery system and a delivery system that can check the delivery destination and real-time delivery for delivery of a system that has been successfully paid or auctioned by reverse auction.

The present invention makes it easy for those who are invited to check the items to be gifted by matching the wish list to the mobile invitation and sending them, as well as for independent payments and items for which one person pays for the items to be gifted alone. There is an effect of resolving the amount limit of the goods registered on the wish list by freely choosing among the cumulative payments shared by a large number of people.

In addition, the present invention helps to select the invitee by automatically selecting or recommending the invitee according to the nature of the invitation and the cost of the wish list product.

In addition, according to the present invention, when the cumulative payment is distributed to a plurality of items, the invited people can additionally focus on the purchase of the goods with high preference based on the preferences for each item to be presented, thereby allowing the invitees to purchase goods. It is possible to prevent cost expenditure, so that both the invited and invited people can exchange gifts and form a satisfactory gift culture.

In addition, the present invention has the effect of increasing the probability of obtaining a gift desired by an inviter by dividing into a plurality of candidate groups in order of preference for additional cost expenditure when some costs are insufficient due to cumulative payment.

1 is a block diagram of a gift payment system using a mobile invitation according to the present invention.
2 is a block diagram of a payment server that is one component of the present invention.
3 is an exemplary view displayed on an invited terminal according to the present invention.
4 is an exemplary diagram displayed on an inviter terminal according to the present invention.

Hereinafter, a preferred embodiment of the present invention will be described in detail. First, in describing the present invention, detailed descriptions of related known functions or configurations will be omitted so as not to obscure the subject matter of the present invention.

As used herein, the terms'about','substantially', etc. are used in the sense of or close to the numerical values when manufacturing and material tolerances unique to the stated meaning are presented, and to understand the present invention. To aid, accurate or absolute figures are used to prevent unscrupulous use of the disclosed disclosure by unscrupulous infringers.

1 is a block diagram of a gift payment system using a mobile invitation according to the present invention. The present invention makes it easy for people who are invited to check the items to be gifted by matching the wish list to a mobile invitation and sending them, as well as for independent payments and goods that a single person pays for the goods to be presented alone. It is a gift payment system using a mobile invitation that allows the user to freely choose among cumulative payments shared by a large number of people, thereby resolving the amount limitation of items registered on the wish list.

The present invention inviter terminal 100, list generation server 300, list recommendation service 400, invited terminal 200, list display server 500, payment server 600 and DB management server ( 700), the configuration is a gift payment system using a mobile invitation that is connected and processed through a wired or wireless Internet.

The mutual relationship with respect to the above configuration is an invitation terminal 100 for selecting an invitation skin, a system, and a list of invitees and transmitting a mobile invitation to the invitees;

A list generation server 300 for generating a mobile invitation by combining an invitation skin selected from the inviter terminal 100, a system, and a list of invitees, and generating a payment history and an additional payment request list of the system;

A list recommendation server 400 that recommends an invitation skin, a wish system, and an invitee list to the inviter terminal 100;

An invited terminal 200 for processing and displaying the contents received from the inviter terminal 100;

A list display server 500 for displaying invitations and wishes selected by an invitee, processing payments including selecting a payment system, selecting a payment method, and additional payment as content to be displayed on the invited terminal 200;

A payment server 600 that manages whether payment of the system is completed by the payment processing selected by the list display server 500, whether payment is not completed, management of reverse auction, cash system management, and system delivery; And a DB management server 700 that stores and manages the contents of the server.

The present gift payment system using the invitation of the present invention can be implemented as an application and is used by a large number of users.

The inviter terminal 100 includes all devices capable of driving the application without limitation on a personal mobile phone, a PC, and a tablet.

First, the list generation server 300 will be described.

The list creation server 300 generates information displayed on the inviter terminal 100 screen, and the invitation skin generation unit 310, the wish system generation unit 320, and the invited generation unit 330 are inviters. You can choose from a list created by or created by existing.

4 is an exemplary diagram displayed on the inviter terminal 100 according to the present invention.

FIG. 4(b) shows the contents of the terminal for additional payment. The additional payment request unit may decide or request that an inviter pays for a system that is insufficient in some payment amount of the system, or requests an additional payment from the invitee or changes payment to a specific system.

At this time, when an additional payment is requested from the invitee, the list of invitees may be recommended and proceed. From the list recommendation server 400, it is possible to divide the recommenders into groups using payment and amount data for a specific system and sequentially request additional payments from the priority group.

The invitee is free to proceed with the payment for the invitee's wish list. Payment can be made by bank transfer, various commercially available payment systems, and credit card payments. All payments can be made to a single system, and only partial payments can be made.

However, depending on the time when some payments are made, the invitee who accesses later can check the payment history of each system and proceed with the payment. In principle, the payment order is conducted in the order that the invitee accesses and checks, and the payment order is not arbitrarily set.

However, when the invitee is determined by the system generating unit 320, payment may be limited to a specific wishee to a specific invitee, and the proceeding may be determined by sharing the payment with a plurality of invitees or determining the order of payment. It might be.

The inviter may set a payment period, or the inviter may end the payment available time. Upon termination, the inviter can check the payment history through the payment history confirmation unit 350.

Figure 4 (a) is an exemplary view showing the payment history for the system. The payment history confirmation unit 350 can check the payment history, payment amount, payment method, additional payment status, and payment date and time as the payment history of the current system.

Next, the list recommendation server 400 will be described.

The list recommendation server 400 includes data previously selected by the user and data selected by another user; The invitation skin recommendation unit 410, the system recommendation unit 420, and the invitee recommendation unit 430, which recommend respective lists based on the personal information input by the user and data of the blog and social networking service (SNS). It consists of.

When the inviter enters the personality of the invitation by using the personality of the invitation, the personal information of the invitee using the DB accumulated in the application that implements the gift payment system using the mobile invitation of the present invention, the system and blood The list of invitees is automatically distinguished, and a list is generated by the invitation skin recommendation unit 410, the system recommendation unit 420, and the invitee recommendation unit 430. At this time, the inviter may select the recommended list as a reference, and may correct and use some of the recommended lists.

In addition, the system recommendation unit 420 and the invitee recommendation unit 430 may simultaneously recommend the associated invitee with payment history in a specific system.

Next, the list display server 500 will be described.

The list display server 500 generates information to be displayed on the invited terminal 200, and the invitation and wish system display unit 510 displays the invitation and the system selected by the inviter on the invited terminal 200. , The system selection unit 520 displays the content of the product selected by the invitee among the displayed system, and the payment method selection unit 530 shows the payment method of the selected system, and the payment processing unit 540 Processes payment by the determined payment.

3 is an exemplary view displayed on the invited terminal 200 according to the present invention. In FIG. 3, (a) shows a list of the system selected by the invitee, and (b) shows the description, amount, and payment method for the selected system when one of the above systems is selected, and (c) after partial payment After that, it shows the details of the selected system.

Next, the payment server 600 will be described. 2 is a block diagram of a payment server 600 that is one component of the present invention.

The payment completion management unit 610 manages the payment history of the payment of the single payment and partial payment of the completed payment system, the amount of payment, and the date and time of payment.

The payment incomplete management unit 620 further manages some of the systems that have been settled or unpaid in the system payment management unit, and the inviter can perform additional payment, or some payment without further payment In the case of termination at, the amount already paid can be paid to the invitee in cash or a cash gift certificate (including points for purchasing the product). In addition, it is possible to classify some paid systems to request to change the payment amount to a specific system, or to request additional payment from the invitee for partially paid or outstanding systems.

The reverse auction management unit 630 completes the payment by lowering the price using an external reverse auction server when some of the above incomplete payment system is insufficient, and selects the reverse auction target and presents the amount to be selected by the inviter among the bidders Can be.

The system delivery management unit 650 is automatically delivered when a designated delivery date and place is specified for a system for which payment has been completed and a system for reverse auction.

Additionally, the cashable system management unit 640 sets a separate management unit for a system that can be directly converted into cash, such as cash, gift certificates, cash, etc., and immediately withdraws money to the inviter's account or makes a reservation withdrawal. You can open a cash savings account and transfer it to this account either regularly or irregularly.

At this time, gift certificates and cash can be paid and cashed through an online account.

The present invention described above is not limited by the above-described embodiments and the accompanying drawings, and various substitutions, modifications, and changes are possible within the scope of the present invention without departing from the technical spirit of the present invention. It will be obvious to those who have the knowledge of

100: inviter terminal 200: invited terminal
300: list creation server 310: invitation skin creation unit
320: Wishitem generation unit 330: blood invitee generation unit
340: additional payment server 350: payment history confirmation unit
400: list recommendation server 410: invitation skin recommendation unit
420: Wishitem recommendation unit 430: Blood invitee recommendation unit
500: list display server 510: invitation and wish system display
520: system selection unit 530: payment method selection unit
540: payment processing unit 600: payment server
610: payment completion management unit 620: payment incomplete management unit
630: reverse auction management unit 640: cashiness system management unit
650: Wishitem delivery management unit 700: DB management server

Claims (5)

In the gift payment system using a mobile invitation,
An invitation terminal 100 for selecting an invitation skin, a wish system, and a list of invitees and transmitting a mobile invitation to the invitees;
A list generation server 300 for generating a mobile invitation by combining an invitation skin selected from the inviter terminal 100, a wish system, and a list of invitees, and generating a payment history and an additional payment request list of the wish system;
A list recommendation server 400 for recommending an invitation skin, a wish system, and an invitee list to the inviter terminal 100;
An invited terminal 200 that processes and displays the contents received from the invited terminal 100;
A list display server 500 for displaying the invitations and wishes selected by the invitees, processing payments including selecting a payment system, selecting a payment method, and additional payment as content to be displayed on the invited terminal 200;
A payment server 600 that manages whether payment of the system is completed by the payment processing selected by the list display server 500, whether payment is not completed, management of reverse auction, cash system management, and system delivery; And
Gift payment system using a mobile invitation consisting of a DB management server (700) for storing and managing the contents of the server.
According to claim 1,
The list creation server 300 includes an invitation skin generating unit 310 for generating content selected by an existing skin or created by an inviter;
A system for creating a content selected by an inviter or selected from an existing selected system;
An invitee generating unit 330 for generating content selected by an inviter or selected from existing selected invitees;
An additional payment request unit 340 for an inviter to pay for a system that is lacking in a part of the payment amount of the system or to request an additional payment from the invitee or to change the payment to a specific system;
A gift payment system using a mobile invitation characterized by a payment history confirmation unit (350) that checks the payment date, payment method, payment method, payment date and time as payment details of Wishitem.
According to claim 1,
The list recommendation server 400 includes data previously selected by the user and data selected by another user; The invitation skin recommendation unit 410, the system recommendation unit 420, and the invitee recommendation unit 430, which recommend respective lists based on the personal information input by the user and data of the blog and social networking service (SNS). Gift payment system using a mobile invitation characterized by consisting of.
According to claim 1,
The list display server 500 includes an invitation and wish system display unit 510 for displaying the invitation and wish system selected by the inviter to the invited terminal 200;
A system selection unit 520 that displays contents of a product selected by an invitee among the displayed system;
A payment method selection unit 530 showing a payment method of the selected system;
Gift payment system using a mobile invitation, characterized in that consisting of a payment processing unit 540 for processing the payment by the determined payment.
According to claim 1,
The payment server 600 is a payment system payment management unit for managing the payment history of the payment, date, payment date and time of the payment of the payment system, the single payment and partial payment system;
A payment incomplete management unit 620 that manages the payment system, the amount of payment, the payment history of the payment date, and the remaining amount of the system that payment is not completed;
A reverse auction management unit 630 for purchasing the incomplete payment system by a reverse auction method;
A cashable system management unit 640 that automatically cashes the cashable system through an online transaction;
A gift payment system using a mobile invitation, characterized in that it consists of a delivery system designation unit (650) capable of designating a delivery destination and real-time delivery for delivery of a system that has been successfully paid or auctioned by reverse auction.

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