KR102267016B1 - Future Payment System Using Mobile Invitations - Google Patents

Abstract

The present invention provides a gift payment system using a mobile invitation, comprising: an inviter terminal 100 for selecting an invitation skin, a wish system, and an invitee list and transmitting the mobile invitation to the invitees; a list generating server 300 for generating a mobile invitation by combining the invitation skin selected from the inviter terminal 100, the wish system, and the invitee list, and generating payment details and additional payment request list of the wish system; a list recommendation server for recommending an invitation skin, a wish system, and a list of invitees to the inviter terminal 100; an invitee terminal 200 that processes and displays the contents received from the inviter terminal 100; As the contents to be displayed on the invitee terminal 200, the list display server 500 for processing payment including the invitation and the wish system selected by the inviter, the wish system selection, the payment method selection, and the additional payment; Payment server 600 for managing wish system payment completion, payment incomplete status, reverse auction management, cash equivalent wish system management, and wish system delivery by the payment processing selected in the list display server 500; And it relates to a gift payment system using a mobile invitation consisting of a DB management server 700 that stores and manages the contents of the server.

Description

Future Payment System Using Mobile Invitations

The present invention relates to a gift payment system using a mobile invitation, and more particularly, to a payment system after selecting an invitee and selecting a gift list in the invitation.

In general, for a congratulatory event such as a wedding, invitations such as wedding invitations are sent to invite a large number of guests and then the event is held, and the invited people (hereinafter referred to as 'invitees') congratulate them in cash such as congratulatory money. It is often conveyed in the meaning of

In this way, when cash is delivered in the form of a gift, the invitee to the event has the advantage of being able to freely decide how the cost will be used, but from the point of view of the invitee, he wants to give a meaningful gift as a congratulatory gift rather than exchanging cash. Although there are many cases, there was a problem that there was no special alternative other than cash.

In addition, taking advantage of the noisy time when many people gather to congratulate and greet each other, the theft of cash in the gift box is frequently reported in the news during spring and autumn when weddings, etc. are frequent, and a large amount of money on the day of the event is reported. Storing cash was not a concern.

However, in the case of close friends or some close relatives, they ask for necessary items directly before the event and purchase them separately, but in general, there is a problem in that it is difficult for the invitee to grasp the necessary items individually, as well as the invitee. There were a number of practical difficulties in providing gifts in the form of goods other than cash, such as there is a risk that the same item may be duplicated as a gift because it is difficult to understand information about the gift they want to give.

In addition, recently, as disclosed in Korean Patent Application Laid-Open No. 10-2008-0030980, a person who wants to make a gift searches for a wish list of a specific person using a mobile communication phone number, and performs an order and payment for the wish list. A 'gift method using a mobile phone number and a wish list' has been proposed, which allows the delivery of items on the list so that a specific person can receive the item as a gift rather than an unnecessary gift.

In addition, as disclosed in Korean Patent Application Laid-Open No. 10-2009-0000615, when a gift recipient selects a product they want to receive from an online shopping mall and registers it in the wish list server using their mobile phone number, the ID or password is exposed. A 'wish list registration/inquiry system and method using a wired/wireless communication network' has been proposed that allows other people to access the wish list server using the person's mobile phone number, search for a wish list, and purchase a specific item. did.

However, in the case of providing a gift using the conventional wish list, it is possible only when the price of the item registered on the wish list is the same or similar to the amount the invitee was willing to pay in cash. There was a problem that was inappropriate to do or request.

For example, the invitees who wanted to pay 100,000 won or 200,000 won as a wedding gift cannot provide a digital TV or refrigerator worth 1 to 3 million won as gifts, so the items to be registered as gifts are extremely limited. Inevitably, there was a problem in that it was not suitable when a large number of invited guests had to invite guests to a specific event and present them.

Accordingly, recently, as disclosed in Korean Patent Application Laid-Open No. 10-2010-0007694, a shopping mall server that provides and sells product information, a service server that provides a wish list for each user, and stores such a wish list A 'shopping system and method using a wish list' has also been proposed, which includes a DB to purchase items registered in the wish list and a terminal to purchase items registered in the wish list.

However, even in the case of this 'shopping system and method using a wish list', when a desired product is registered, the purchase is made on behalf of the product, so the price of the item to be registered on the wish list is inevitably limited. However, in the case of the 'shopping system and method using the wish list', a donation management unit is provided in the service server to accumulate and manage an amount for payment of a specific product included in the wish list, and thus the wish list is disclosed. There was an advantage of being able to expand the price range of goods that can be registered in .

However, if the amount accumulated in the form of donation for such an expensive gift is part of the amount, the user had to pay for the insufficient amount to purchase the item registered on the wish list. There was a problem in that follow-up processing was complicated and inconvenient as the purchase of goods that did not need to be purchased was forced to purchase.

Accordingly, it provides a variety of choices to invitees who wish to provide gifts by registering multiple gifts on the wish list without being greatly limited by the amount, and in making purchases directly after the event. It will be said that there are still requests for a new gift providing culture that allows a large number of invitees to selectively purchase items they need as a gift through concentration.

The problem to be solved by the present invention is to match the wish list with the mobile invitation and send it so that the invited people can easily check the items they want to receive as a gift, and an independent payment in which one person bears the payment for the item to be gifted alone An object of the present invention is to provide a gift payment system using a mobile invitation that eliminates the limit on the amount of items registered on the wish list by allowing them to freely choose among the cumulative payments shared by multiple people for payment for and goods.

Another object of the present invention is to provide a gift payment system that automatically selects invitees or provides a recommended list according to the nature of the invitation and the cost of the wish list product.

In addition, the present invention allows the invitees to purchase additional items for purchase by concentrating the payment amount on the purchase of items with high preference based on the preference for each item that the invited people want to present when the cumulative payment is distributed over a number of items. The goal is to provide a futures settlement system that allows you to avoid spending.

Another object of the present invention is to provide a futures settlement system that can make additional requests by classifying a plurality of candidates in the order of preference for additional cost spending when some costs are insufficient due to cumulative settlement.

In order to solve the above problems, the present invention provides a gift payment system using a mobile invitation, comprising: an inviter terminal for selecting an invitation skin, a wish system, and a list of invitees and transmitting the mobile invitation to the invitees; a list generating server for generating a mobile invitation by combining the invitation skin selected from the inviter terminal, the wish system, and the invitee list, and generating payment details of the wish system and an additional payment request list; a list recommendation server for recommending an invitation skin, a wish system, and an invitee list to the inviter terminal; an invitee terminal for processing and displaying the contents received from the invitee terminal; a list display server for displaying the invitation and wish system selected by the inviter as the contents to be displayed on the invitee terminal, selecting the above system, selecting a payment method, and processing payment including additional payment; a payment server for managing wish system payment completion, payment incomplete, reverse auction management, cash equivalent wish system management, and wish system delivery by payment processing selected in the list display server; And it provides a gift payment system using a mobile invitation consisting of a DB management server for storing and managing the contents of the server.

In another aspect of the present invention, the list generating server includes: an invitation skin generating unit for generating content selected by an inviter or selected from existing skins; Wish system generation unit for generating selected content from the existing selected or written by the invitee; an invitee generating unit for generating content created by the inviter or selected from existing selected invitees; An additional payment requesting unit that the inviter pays for the above item, which is insufficient for some of the above items, or requests additional payment to the invitee or changes the payment to a specific wish system; It provides a gift payment system using a mobile invitation, characterized in that it consists of a payment history confirmation unit that checks the payer, payment amount, payment method, additional payment, and payment date as the payment details of the above system.

In addition, the present invention, the list recommendation server includes data previously selected by the user and data selected by other users; Using a mobile invitation, characterized in that it consists of an invitation skin recommendation unit that recommends each list based on the personal information entered by the user, blog, and social networking service (SNS) data, the above system recommendation unit, and the invitee recommendation unit We provide a gift payment system.

In addition, the present invention the list display server is an invitation and wish system display unit for displaying the invitation selected by the inviter and the above system to the invitee terminal; a wish system selection unit displaying the contents of a product selected by the invitee from among the expressed wish items; It provides a gift payment system using a mobile invitation, characterized in that it comprises a payment method selection unit showing the payment method of the selected wish system; a payment processing unit that processes payment by the determined payment.

In addition, the present invention the payment server, the system payment management unit for managing the payment details of the individual payment and partial payment of the above payment system, the amount, the payment date; Payment incomplete management unit that manages the payment details and remaining amount at the time of payment and the payer of the above system for which payment has not been completed; a reverse auction management unit that purchases the unpaid wish system through a reverse auction method; Cash-like wish-system management unit that automatically converts cash-like items into cash through online transactions; We provide a gift payment system using a mobile invitation, characterized in that it consists of a WishItem delivery management unit that can check the delivery address and delivery real-time for delivery of WishItem that has been paid or won by reverse auction.

The present invention matches and sends a wish list to a mobile invitation so that invitees can easily check the items they want to receive as a gift, as well as an independent payment where one person bears the payment for the item to be gifted by himself. It has the effect of resolving the limit on the amount of items registered on the wish list by allowing them to freely choose among the cumulative payments shared by multiple people.

In addition, the present invention is helpful in selecting invitees by automatically selecting or providing a recommended list to invitees according to the nature of the invitation and the cost of the wish list product.

In addition, the present invention allows the invitees to purchase additional items for purchase by concentrating the payment amount on the purchase of items with high preference based on the preference for each item that the invited people want to present when the cumulative payment is distributed over a number of items. It has the effect of forming a gift culture in which both the inviter and the invited people can be satisfied by exchanging gifts by making it possible to prevent expenses.

In addition, the present invention has the effect of increasing the probability of obtaining the gift desired by the inviter by classifying it into a plurality of candidate groups in the order of preference for additional cost expenditure when some expenses are insufficient due to the cumulative payment, and requesting additional expenses suitable for the candidate group.

1 is a block diagram of a gift payment system using a mobile invitation card according to the present invention.
2 is a block diagram of a payment server, which is one configuration of the present invention.
3 is an exemplary diagram displayed on an invitee terminal according to the present invention.
4 is an exemplary diagram displayed on an inviter terminal according to the present invention.

Hereinafter, preferred embodiments of the present invention will be described in detail. First, in describing the present invention, detailed descriptions of related known functions or configurations are omitted so as not to obscure the gist of the present invention.

As used herein, the terms 'about', 'substantially' and the like are used in or close to the numerical value when manufacturing and material tolerances inherent in the stated meaning are presented, and provide an understanding of the present invention. To help, precise or absolute figures are used to prevent unfair use by unscrupulous infringers of the stated disclosure.

1 is a block diagram of a gift payment system using a mobile invitation card according to the present invention. The present invention matches and sends a wish list to a mobile invitation so that invitees can easily check the items they want to receive as a gift, as well as an independent payment where one person bears the payment for the item to be gifted by himself. It is a gift payment system using a mobile invitation that has the feature of solving the limit on the amount of items registered on the wish list by allowing the payment to be freely selected among the cumulative payments shared by multiple people.

The present invention provides an inviter terminal 100, a list generating server 300, a list recommendation ₁ 400, an invited terminal 200, a list display server 500, a payment server 600, and a DB management server ( 700), which is a gift payment system using a mobile invitation that is processed through a wired/wireless Internet connection.

The interrelationship of the above configuration includes: an invitation terminal 100 for selecting an invitation skin, a wish system, and a list of invitees, and transmitting a mobile invitation to the invitees;

a list generating server 300 for generating a mobile invitation by combining the invitation skin selected from the inviter terminal 100, the wish system, and the invitee list, and generating payment details and additional payment request list of the wish system;

a list recommendation server 400 for recommending an invitation skin, a wish system, and a list of invitees to the inviter terminal 100;

an invitee terminal 200 that processes and displays the contents received from the inviter terminal 100;

As the contents to be displayed on the invitee terminal 200, the list display server 500 for processing payment including the invitation and the wish system selected by the inviter, the wish system selection, the payment method selection, and the additional payment;

Payment server 600 for managing wish system payment completion, payment incomplete status, reverse auction management, cash equivalent wish system management, and wish system delivery by the payment processing selected in the list display server 500; and a DB management server 700 that stores and manages the contents of the server.

The gift payment system using an invitation card of the present invention can be implemented as an application, and many people download and use it.

The inviter terminal 100 includes all devices capable of running the application without limitation on personal mobile phones, PCs, and tablets.

First, the list generating server 300 will be described.

The list generating server 300 generates information displayed on the screen of the inviter terminal 100, and the invitation skin generator 310, the above system generator 320, and the invitee generator 330 are the invitees. You can choose from a list created by or from an existing one.

4 is an exemplary diagram displayed on the inviter terminal 100 according to the present invention.

Figure 4 (b) is the contents of the terminal for the additional payment process. The additional payment requesting unit may determine or request that the inviter pays for the wish system, which is insufficient for some of the above items, or request additional payment to the invitee or change the payment to a specific wish system.

At this time, when a payment is requested from the invitee, the list of invitees can be recommended and proceeded. By using the payment and amount data for a specific wish system from the list recommendation server 400, the recommenders may be divided into groups, and additional payments may be sequentially requested from the priority group.

The invitee can freely proceed with payment for the inviter's wish list. For payment, account transfer, various commonly used pay systems, and card payments are also possible, and all payments can be made in one above system, and only a portion of the payment can be made.

However, in the case of partial payment, the invitee who accesses later depending on the time may check the payment details of each above system and proceed with the payment of the remaining amount. In principle, the payment order is carried out according to the order that the invitee accesses and confirms, and the order of payment is not arbitrarily determined.

However, if the invitee is determined in the above system generation unit 320, payment may be restricted to a specific wish system to a specific invitee, and a payment may be requested by dividing the payment among a plurality of invitees, and the payment order may also be determined and proceeded. may be

The inviter may set a payment period, and the inviter may end the payment available time. Upon completion, the inviter may check the payment details through the payment history check unit 350 .

Figure 4 (a) is an exemplary view showing the payment details for the above system. The payment history check unit 350 may check the payer, the payment amount, the payment method, whether additional payment is made, and the payment date and time as the payment details of the above system.

Next, the list recommendation server 400 will be described.

The list recommendation server 400 includes data previously selected by the user and data selected by other users; The invitation skin recommendation unit 410, the above system recommendation unit 420, and the invitee recommendation unit 430 that recommend each list based on the personal information input by the user, the blog, and the social networking service (SNS) data. is composed of

By using the DB accumulated in the application that implements the gift payment system using the mobile invitation of the present invention, the nature of the invitation, the usage history of the inviter, personal information of the invitee, etc., when the inviter enters the nature of the invitation, the above system and The list of invitees is automatically distinguished, and the list is created by the invitation skin recommendation unit 410 , the above system recommendation unit 420 , and the invitee recommendation unit 430 . In this case, the inviter may select the recommended list as a reference, and may use a part of the recommended list by correcting it.

In addition, the above system recommendation unit 420 and the invitee recommendation unit 430 may recommend at the same time by associating an invitation with payment history in a specific above system.

Next, look at the list display server (500).

The list display server 500 generates information to be displayed on the invitee terminal 200, and the invitation and wish system display unit 510 displays the invitation and the above system selected by the invitee to the invitee terminal 200, , the above system selection unit 520 displays the contents of the product selected by the invitee among the displayed above items, the payment method selection unit 530 shows the payment method of the selected above system, and the payment processing unit 540 processes the payment by the determined payment.

3 is an exemplary diagram displayed on the invitee terminal 200 according to the present invention. In FIG. 3, (a) shows a list of wish items selected by the inviter, (b) shows the description, amount, and payment method of the selected wish system when one of the above items is selected, (c) is after partial payment After that, it will show the details of the selected above system.

Next, the payment server 600 will be described. 2 is a block diagram of a payment server 600 which is one configuration of the present invention.

The payment completion management unit 610 manages the payment details of the individual payment and partial payment of the above payment system, the amount of the payment, and the payment date and time, and can also check whether the payment is completed.

The payment incomplete management unit 620 is to additionally manage the above items for which some of the above items have been paid or unpaid among the above items in the above system payment management unit, and the inviter may proceed with additional payment or partial payment without further payment. In the case where the payment has been completed, the amount already paid can be paid to the inviter in cash or cash equivalent gift certificate (including points to purchase the product). In addition, it is possible to request to change the payment amount to a specific wish system by dividing the partially paid wish items, or to request additional payment from the invitee for partially paid or unpaid wish items.

The reverse auction management unit 630 completes the payment by lowering the price by using an external reverse auction server when some amount of the above non-payment of above-mentioned items is insufficient, and the inviter selects the object of the reverse auction and presents the amount to bid for it. can

The wish system delivery management unit 650 is automatically delivered when the delivery date and place input for the wish system for which payment has been completed and the wish system proceeded through reverse auction are specified.

Additionally, the cashability wish system management unit 640 sets a separate management unit for wish items that can be directly converted to cash, such as cash, gift certificates, and cash, among the above items, and immediately withdraws them to the inviter’s account, or makes a reservation withdrawal. You can open a cash savings account and transfer to this account regularly or irregularly.

At this time, gift certificates and cash can be cashed out by paying a commission through an online customer.

The present invention described above is not limited by the above-described embodiments and the accompanying drawings, and it is common in the technical field to which the present invention pertains that various substitutions, modifications and changes are possible within the scope without departing from the technical spirit of the present invention. It will be clear to those who have the knowledge of

100: inviter terminal 200: invitee terminal
300: list generation server 310: invitation skin generation unit
320: above system generation unit 330: invitee generation unit
340: additional payment server 350: payment history confirmation unit
400: list recommendation server 410: invitation skin recommendation section
420: above system recommendation section 430: invitee recommendation section
500: list display server 510: invitation and wish system display unit
520: above system selection unit 530: payment method selection unit
540: payment processing unit 600: payment server
610: payment completion management unit 620: payment incomplete management unit
630: reverse auction management unit 640: cash equivalent wish system management unit
650: above system delivery management unit 700: DB management server

Claims (5)

In the gift payment system using a mobile invitation,
an inviter terminal 100 for selecting an invitation skin, a wish system, and a list of invitees and transmitting a mobile invitation to the invitees;
a list generating server 300 for generating a mobile invitation by combining the invitation skin selected from the inviter terminal 100, the wish system, and the invitee list, and generating payment details and additional payment request list of the wish system;
a list recommendation server 400 for recommending an invitation skin, a wish system, and a list of invitees to the inviter terminal 100;
an invitee terminal 200 that processes and displays the contents received from the inviter terminal 100;
A list display server 500 for displaying the invitation and wish system selected by the inviter as the content to be displayed on the invitee terminal 200, selecting the wish system, selecting a payment method, and processing payment including additional payment;
Payment server 600 for managing wish system payment completion, payment incomplete status, reverse auction management, cash equivalent wish system management, and wish system delivery by the payment processing selected in the list display server 500; and
It consists of a DB management server 700 that stores and manages the contents of the server,
The list recommendation server 400 includes data previously selected by the user and data selected by other users; The invitation skin recommendation unit 410, the above system recommendation unit 420, and the invitee recommendation unit 430 that recommend each list based on the personal information input by the user, the blog, and the social networking service (SNS) data. is composed of
The above system recommendation unit 420 and invitee recommendation unit 430 recommend at the same time in association with an invitation with payment history in a specific above system,
The list generating server 300 includes an invitation skin generating unit 310 for generating content created by the inviter or selected from existing skins;
a wish system generation unit 320 for generating selected contents from an existing selected wish system created by the invitee;
an invitee generating unit 330 for generating content written by the inviter or selected from the existing selected invitees;
When the inviter pays for the above item, which is insufficient for some of the above items, or requests additional payment to the invitee, the list recommendation server 400 uses the payment and amount data for the specific wish system to classify the recommenders into groups. Additional payment request unit 340 for sequentially requesting additional payment to the priority group or changing payment to a specific wish system;
A gift payment system using a mobile invitation, characterized in that it consists of a payment history confirmation unit 350 that checks the payer, payment amount, payment method, additional payment, and payment date as the payment details of the above system.
delete delete According to claim 1,
The list display server 500 includes an invitation and wish system display unit 510 for displaying the invitation selected by the inviter and the above system on the invitee terminal 200;
a wish system selection unit 520 for displaying the contents of a product selected by the invitee among the displayed above items;
a payment method selection unit 530 showing a payment method of the selected wish system;
A gift payment system using a mobile invitation, characterized in that it comprises a payment processing unit 540 that processes payment by the payment method selected by the selection unit.
According to claim 1,
The payment server 600 includes a wish system payment management unit for managing the payment details of the payer, amount, and payment date of the individual payment and partial payment of the above payment system;
Payment incomplete management unit 620 which manages the payment details and remaining amount of the payer, amount, payment date and time of the system for which payment is not completed;
a reverse auction management unit 630 for purchasing the unpaid wish system through a reverse auction method;
Cash-like wish-system management unit 640 that automatically converts cash-like items into cash through online transactions;
A gift payment system using a mobile invitation, characterized in that it is composed of a WishItem delivery management unit 650 that can designate a delivery address and check delivery real-time for delivery of WishItem that has been completed or has been successfully bid by reverse auction.

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