KR20190085763A - Method for providing information of recommending shop and device for providing information of recommending shop using the same - Google Patents

Abstract

The present invention provides a recommendation franchise information providing method and a device using the same. The recommendation franchise information providing method comprises the steps of: processing a payment request for the amount of a service provided by a payment processing terminal of a franchise; receiving payment data of a user including at least one selected from a transaction date, a product name, a price, a quantity, a product type, a franchise name, a franchise address, a franchise contact, and a payment means, and data for another franchise which is different from the franchise used by the user from the payment processing terminal; and generating and providing recommendation franchise information in accordance with payment details of the user based on the payment data of the user and the data for another franchise.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a recommendation merchandise information providing method and a recommendation merchandise information providing method using the same,

The present invention relates to a recommendation merchandise information providing method and a recommendation merchandise store information providing apparatus using the method, and more particularly, to a recommendation merchandise store information providing method and a recommendation merchandise store information providing apparatus for generating recommendation merchandise store information .

Mobile carriers and credit card companies have offered various discounts for services offered by affiliated merchants to their customers, and users have benefited from affiliated merchants using their membership card. In this case, the user can acquire the discount information at the affiliated merchant provided by the affiliated membership card at the time of the membership card enrollment. However, the benefit information acquired at the time of enrollment was inconvenient to use due to the frequent occurrence of the affiliation of the merchant and the range and level of the benefits changed over time.

On the other hand, when the user intends to acquire information on unspecified merchants in unfamiliar places, such as membership application, discount benefits, and type of merchandise, the user is provided with merchant information through a portal site search. However, there is a problem in that it is difficult to retrieve information that is actually helpful to the user because the merchant information disclosed on the portal site occupies a considerable number of artificial information for publicity.

Also, it is possible to acquire neighboring merchant information by selecting an input window provided by a search site and inputting a search word through the mobile terminal, but there is an inconvenience in that a search request process at the time of searching for a mobile terminal is complicated.

Further, since the merchant information provided by the portal site is a universal recommendation method in which the most-referenced page, the most-viewed page, or the fee-based light page registered by general users are provided in order of priority, There is a problem that is difficult to provide.

Accordingly, there is an increasing demand for a merchant search through a merchant recommendation service that is personalized in accordance with the tendency of the user, while providing information that is actually helpful to the user. In addition, .

BACKGROUND OF THE INVENTION [0002] Techniques as a background of the invention have been made in order to facilitate understanding of the present invention. And should not be construed as an admission that the matters described in the technical background of the invention are present in the prior art.

The inventors of the present invention have recognized that it is possible to provide a recommendation merchant list without inputting a search term by determining a personalized recommendation merchant point for each user based on the payment history of the user to solve the above problems.

In particular, the inventors of the present invention paid attention to a payment processing terminal such as a point of service (POS) machine disposed in most merchants in determining a recommended merchant store. The payment data associated with the consumption pattern of the user and the location It is possible to easily acquire various merchant point data of the merchant.

Furthermore, the inventors of the present invention provide users with various benefit information such as discount coupons for merchants operated by small business owners as well as large-sized franchise merchants that can be easily contacted, ≪ / RTI >

The inventors of the present invention have also found that when an electronic receipt is generated based on the user's payment data acquired from a payment processing terminal of an affiliate shop and is provided to a user, the merchant reduces the output cost of a paper receipt issued after providing an article or service , The user noted that it is convenient to organize and store receipts.

As a result, the inventors of the present invention have developed a new system for providing recommendation merchant information according to payment details of a user, based on payment data for a user acquired through a payment processing terminal of the merchant and various merchant data .

Accordingly, an object of the present invention is to provide a payment processing terminal that processes a payment request for an amount generated through a payment processing terminal of a merchant, receives payment data of the user received from the payment processing terminal and other merchant data different from the merchant data And provides the recommended merchant point information providing method based on the payment history of the user.

Another problem to be solved by the present invention is to provide an affiliated store located at an adjacent location from an affiliated store used by a user or an affiliated store having a business category different from the affiliated store used by the user using the payment data of the user and data of other affiliated stores, And provides information about the recommendation merchandise information providing method.

Another problem to be solved by the present invention is to receive a location from a user and determine, as a recommended franchisee, an franchise located at an adjacent distance from the location of the user, based on the received location data and data on other franchisees, Information providing method, and a method of providing recommended merchant information.

Another problem to be solved by the present invention is to provide a method of providing a recommended merchant point information by generating an electronic receipt based on payment data of a user obtained from a payment processing terminal of a merchant and further providing the electronic receipt to a user.

Another problem to be solved by the present invention is to provide a communication system including a communication unit configured to receive user's payment data and data about other merchant's points and a processor configured to determine a recommended merchant's point based on the data received from the communication unit, To provide a recommended merchant information providing device.

The problems of the present invention are not limited to the above-mentioned problems, and other problems not mentioned can be clearly understood by those skilled in the art from the following description.

According to an aspect of the present invention, there is provided a method for providing recommended merchant information according to an embodiment of the present invention. The method comprises the steps of: processing a payment request for an amount of money according to a service provision through a payment processing terminal of an affiliate shop; receiving, from the payment processing terminal, transaction date and time, product name, price, quantity, product type, And payment means for receiving payment data of a user including at least one selected from the payment data and the payment means, and data on another merchant that is different from the merchant member used by the user, based on the payment data of the user and data of the other merchant, And generating and providing recommended merchant information according to the merchant information.

According to another aspect of the present invention, the data on the other merchant stores the business category, the name of the merchant, the address of the merchant, the address of the merchant, the type of the merchandise, the price of the merchandise, Lt; / RTI > information.

According to another aspect of the present invention, the step of providing recommendation merchandise information includes the steps of: recommending a merchant located within a predetermined distance from a plurality of merchants used by the user, based on the payment data of the user and data on the other merchant; Determining the merchant as the merchant, and providing information on the determined merchant.

According to another aspect of the present invention, there is provided a method of providing information on a recommendation merchandising point according to an embodiment of the present invention includes: receiving position data from a user; determining, based on position data and other merchant point data, Determining a franchisee located in a predetermined area with respect to a location of the user as a recommendation franchisee, and providing information on the determined recommended franchisee.

According to still another aspect of the present invention, the step of providing the recommended merchant information includes a step of, based on the merchant data and the payment data of the user, selecting, from among a plurality of other merchant stores, Determining an affiliated store located within a predetermined distance as a recommended merchant store, and providing information on the determined recommended merchant store.

According to another aspect of the present invention, in the step of providing the recommended merchant information, the step of providing the recommended merchandise information includes the steps of: determining, based on the merchant data and the payment data, Determining a merchant that is located within a predetermined distance from the merchant store and providing a different type of merchandise to the merchant used by the user as a recommended merchant store and generating recommendation merchant store benefit information based on at least one selected from among the selected merchandise types, And providing the information.

According to another aspect of the present invention, there is provided a method for processing a payment request, comprising: receiving personal identification information for a user from a user desiring to subscribe to a recommended merchant point information providing service, Generating a bar code or QR code based on the bar code or QR code, transmitting the generated bar code or QR code to the user's terminal, and confirming whether the user subscribes to the recommended merchant information providing service based on the code or QR code As shown in FIG.

According to another aspect of the present invention, in a case where an amount of money is to be paid by a debit card or a credit card, the step of processing a payment request includes a step of requesting approval from a card company of a debit card or a credit card, And performing a payment through the terminal.

According to another aspect of the present invention, a method for providing information on a recommendation merchant according to an exemplary embodiment of the present invention may further include generating and providing an electronic receipt based on payment data of a user.

According to another aspect of the present invention, the data on other merchant stores further include reviews or ratings created for other merchant stores, and the step of generating and providing the recommended merchant store information includes providing the recommended merchant store information, Review, or rating. ≪ / RTI >

According to an aspect of the present invention, there is provided a recommendation merchandise information providing apparatus for providing a recommended merchandise store according to an embodiment of the present invention. The device of the present invention is a device for receiving payment data of a user including at least one selected from among a transaction date and time, a product name, a price, a quantity, a product type, a merchant name, a merchant address, A communication unit configured to receive data about a different franchisee from the affiliated franchisee, and a processor coupled to the communication unit. At this time, the processor processes the payment request for the amount of money according to the service provision through the payment processing terminal of the merchant, and generates the recommended merchant point information based on the payment data of the user received from the communication unit and the data of other merchant .

According to an aspect of the present invention, the data on other merchants includes information on a business category, a merchant name, an affiliate shop address, a merchant contact, a type of merchandise, a price of a commodity, And the processor can be further configured to determine, based on the payment data of the user and the merchant identification data, the merchant located within a predetermined distance from the merchant used by the user among the plurality of other merchants as a merchant merchant.

According to another aspect of the present invention, the communication unit may be configured to further receive the position data from the user, and the processor may determine, based on the position data and the merchant identification data, As a recommended franchisee.

According to another aspect of the present invention, the processor may be further configured to generate and provide an electronic receipt based on the payment data of the user.

The present invention provides a method of providing information on a recommendation merchant utilizing various merchant point data such as settlement data associated with a consumption pattern of a user and a location of an affiliate shop, and a device using the method, thereby determining a personalized recommender merchant point , It is possible to provide a list of recommended merchant stores without inputting search terms.

The present invention provides a variety of benefit information such as a discount coupon for an affiliated store operated by a small business owner, thereby providing users with high satisfaction for both the small business owner and the user receiving the recommended merchant store information. Accordingly, the merchant stores including the small business owners have the effect of increasing the sales revenue, and the user can more easily determine the desired merchant store.

The present invention can generate an electronic receipt based on the payment data of the user obtained from the payment processing terminal of the merchant, and provide the electronic receipt to the user. Accordingly, the merchant can reduce the output cost of the paper receipt issued after providing the goods or services, and the user can conveniently organize and store the receipts.

Further, since the present invention provides various benefit information for the recommendation merchant according to the settlement history of the user, the user can receive the desired service at a reasonable price, and the merchant can obtain the advertising effect on the service or product to be provided .

The effects according to the present invention are not limited by the contents exemplified above, and more various effects are included in the specification.

FIG. 1 is a block diagram illustrating a schematic configuration of a recommendation merchandise information providing apparatus according to an embodiment of the present invention.
2 is a block diagram illustrating a configuration of a recommended merchant information providing apparatus according to an embodiment of the present invention.
FIG. 3A is a block diagram illustrating a schematic configuration of a user terminal receiving information on a recommended merchant through the recommended merchant information providing apparatus according to an embodiment of the present invention.
FIG. 3B is a block diagram illustrating a schematic configuration of a payment processing terminal of a merchant providing various data used in a recommended merchant information providing method and a recommended merchant information providing apparatus according to an embodiment of the present invention.
FIG. 4 illustrates a procedure for providing size information according to a recommended merchant information providing method according to an embodiment of the present invention.
5 is a diagram illustrating a screen of a payment processing terminal of a merchant providing various data used in a recommended merchant information providing method and a recommended merchant information providing apparatus according to an embodiment of the present invention.
FIG. 6A is an exemplary view illustrating a screen of a user terminal, which is provided with information on a recommended merchant point determined according to a payment history of a user, by a recommended merchant point information providing apparatus according to an exemplary embodiment of the present invention.
FIG. 6B is an exemplary view illustrating a screen of a user terminal, which receives an electronic receipt generated according to payment details of a user by a recommended merchant information providing apparatus according to an exemplary embodiment of the present invention.
6C is a diagram illustrating an example of a screen of a user terminal, which is provided by a recommended merchant information providing apparatus according to an embodiment of the present invention and is provided with information on a recommended merchant shop having the same business category determined according to a payment history of the user will be.
FIG. 6D illustrates an example of a screen of a user terminal, which is provided by a recommendation merchandise information providing apparatus according to an embodiment of the present invention, and which is provided with detailed benefit information for a recommendation merchant having the same business category, Respectively.
FIG. 6E is a diagram illustrating a screen of a user terminal, which is provided by a recommended merchant information providing apparatus according to an embodiment of the present invention, and is provided with information on a recommended merchant point determined according to a user's location.

BRIEF DESCRIPTION OF THE DRAWINGS The advantages of the invention, and how to achieve them, will become apparent with reference to the embodiments described in detail below with reference to the accompanying drawings. The present invention may, however, be embodied in many different forms and should not be construed as being limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the invention to those skilled in the art. Is provided to fully convey the scope of the invention to those skilled in the art, and the invention is only defined by the scope of the claims.

The shapes, sizes, ratios, angles, numbers, and the like disclosed in the drawings for describing the embodiments of the present invention are illustrative, and thus the present invention is not limited thereto. In the following description, well-known functions or constructions are not described in detail since they would obscure the invention in unnecessary detail. Where the terms 'comprises', 'having', 'done', and the like are used herein, other parts may be added as long as '~ only' is not used. Unless the context clearly dictates otherwise, including the plural unless the context clearly dictates otherwise.

In interpreting the constituent elements, it is construed to include the error range even if there is no separate description.

It is to be understood that each of the features of the various embodiments of the present invention may be combined or combined with each other partially or entirely and technically various interlocking and driving is possible as will be appreciated by those skilled in the art, It may be possible to cooperate with each other in association.

Hereinafter, a recommended merchant point information providing system using the recommended merchant point information providing method according to an embodiment of the present invention will be described with reference to FIG. 1. FIG. 1 is a block diagram illustrating a system for providing a recommended merchant point information providing apparatus according to an embodiment of the present invention. And a block diagram of a schematic configuration of the recommendation method.

Referring to FIG. 1, a recommended merchant information providing system 1000 includes a recommended merchant information providing apparatus 100, a user terminal 200, a merchant payment processing terminal 300, and a card issuer server 400 according to an embodiment of the present invention. .

At this time, the recommended merchant information providing apparatus 100, the user terminal 200, the merchant payment processing terminal 300, and the card issuer server 400 are configured to transmit and receive information stored in the mobile communication network or the local area network . For example, the recommended merchant information providing apparatus 100, the user terminal 200, and the merchant payment processing terminal 300 may be a high-speed period network of a large communication network capable of a large-capacity, long-distance voice and data service, The information can be transmitted and received through the next generation wired and wireless network to provide multimedia service. Further, the information providing apparatus 100, the user terminal 200, the merchant payment processing terminal 300, and the card issuer server 400 may be connected to each other via the IEEE 802.11, HiperLAN / 2, IEEE 802.15.3, NFC, RFID and Bluetooth communication.

The recommended merchant point information providing apparatus 100 can process a request for payment through the user terminal 200 from the merchant payment processing terminal 300 by communicating with the merchant payment processing terminal 300. In addition, when the user desires to settle the amount of money by cash, the recommended merchant information providing apparatus 100 can be configured to receive a payment request directly from the merchant payment processing terminal 300 and process it.

Furthermore, the recommended merchant point information providing apparatus 100 can receive various data from the user terminal 200 and the merchant payment processing terminal 300. For example, the recommended merchant point information providing apparatus 100 can receive the location of the user from the user terminal 200 and receive data related to the user's payment information and merchant point information from the merchant payment processing terminal 300 have.

Meanwhile, the user terminal 200 may be a smart phone, a tablet computer, or a desktop computer, but is not limited thereto. The user terminal 200 can request payment from the merchant payment processing terminal 300 based on the payment means information previously input by the user.

The merchant payment processing terminal 300 may be requested to settle the generated amount from the payment means stored in the user terminal 200 in advance. The merchant payment processing terminal 300 also stores the transaction date and time, the name of the merchandise, the price, the quantity, the type of merchandise, the name of the merchant, the address of the merchant, It is possible to provide the recommendation merchandise information providing apparatus 100 with settlement data including the means settlement data.

Alternatively, the merchant payment processing terminal 300 may be connected to the card issuer server 400. When the user intends to pay with the card, the merchant payment processing terminal 300 may request the payment approval and perform the payment approval processing. However, the present invention is not limited to this, and the merchant payment processing terminal 300 may process a payment request for the amount of money generated by various means.

At this time, the merchant payment processing terminal 300 may be a POS system that displays a service and an amount of money provided and arranged at the merchant, and can be requested to settle the money. However, the present invention is not limited thereto, and the merchant payment processing terminal 300 may be various devices as long as it can request the processing of the generated amount and provide the payment data of the user.

The recommended merchant point information providing apparatus 100 that has received the payment data of the user from the merchant payment processing terminal 300 generates the recommended merchant point information using the payment data of the user and the data of the previously stored other merchant points, 200). For example, the recommended merchant information providing apparatus 100 determines an affiliated store that exists at an adjacent location from the affiliated store used by the user or an affiliated store having a business category different from the affiliated store used by the user as a recommended affiliate store, ). Also, the recommended merchant information providing apparatus 100 may determine an affiliate shop located at an adjacent distance from the user's position as a recommended affiliate shop, and provide the information to the user terminal 200. Further, the recommended merchant information providing apparatus 100 may generate an electronic receipt based on the payment data of the user acquired from the payment processing terminal 300 of the merchant, and further provide the electronic receipt to the user terminal 200.

Accordingly, the user can be provided with information on the recommended merchant point according to the payment details determined according to the recommended merchant point information providing system 1000. [

Hereinafter, the recommended merchant point information providing apparatus 100, the user terminal 200 and the merchant payment processing terminal 300 will be described in detail with reference to FIGS. 2, 3A and 3B. For convenience of description, reference numerals used in FIG. 1 are used to refer to elements. 2 is a block diagram illustrating a configuration of a recommended merchant information providing apparatus according to an embodiment of the present invention. FIG. 3A is a block diagram illustrating a schematic configuration of a user terminal receiving information on a recommended merchant through the recommended merchant information providing apparatus according to an embodiment of the present invention. FIG. 3B is a block diagram illustrating a schematic configuration of a payment processing terminal of a merchant providing various data used in a recommended merchant information providing method and a recommended merchant information providing apparatus according to an embodiment of the present invention.

2, the recommendation merchandise information providing apparatus 100 according to an embodiment of the present invention includes a communication unit 110, a storage unit 120, and a processor 130. [

The communication unit 110 of the recommended merchant information providing apparatus receives from the merchant payment processing terminal 300 the payment data of the user including the settlement history of using the merchant store and information on the merchant store and data on other merchant stores different from the merchant store used by the user Lt; / RTI > For example, the payment data of the user may be at least one selected from the transaction date and time, the product name, the price, the quantity, the product type, the name of the merchant, the address of the merchant, the address of the merchant, and the payment means received from the merchant payment processing terminal 300. Further, the data of the other merchant stores may include, for example, categories of industry, merchant names, merchant addresses, merchant contact information, types of merchandise items, merchandise prices, business hours, merchandise photos, discount coupons, reserve information, Or the like.

Meanwhile, the communication unit 110 of the recommended merchant information providing apparatus may be connected to the merchant payment processing terminal 300 and receive a payment approval request through the user terminal 200.

Alternatively, the communication unit 110 of the recommended merchant point information providing apparatus may be configured to further receive the individual identification information for the user from the terminal 200 of the user who desires to subscribe to the recommended merchant point information providing service. Further, it may be configured to further receive the user's location data from the user's terminal 200. [

The storage unit 120 of the recommended merchant point information providing apparatus is configured to store the payment data of the user, other merchant point data, personal identification information for the user, and user location data received in the communication unit 110 of the recommended merchant point information providing apparatus . Further, the storage unit 120 of the recommended merchant point information providing apparatus may be configured to further store information about the recommended merchant point determined through the processor 130 of the recommended merchant point information providing apparatus and the electronic receipt.

On the other hand, the processor 130 of the recommended merchant point information providing apparatus determines a recommended merchant point according to the settlement details of the user, based on the payment data of the user and data on other merchant points received by the communication unit 110 of the recommended merchant point information providing apparatus Or to generate information for a referral merchant.

For example, the processor 130 of the recommended merchant information providing apparatus can use the payment data of the user and the data of the other merchant to determine the merchant existing at the adjacent position from the merchant used by the user as the recommended merchant.

Alternatively, the processor 130 may determine, based on the payment data of the user, a merchant having a business category different from that of the merchant used by the user, as the merchant. Further, the processor 130 of the recommended merchant point information providing apparatus is located at an adjacent distance from an affiliated store used by the user among other affiliated stores having the same industry category as the affiliated store used by the user, and stores an affiliated store that provides different types of merchandise It is possible to generate the recommended merchant benefit information based on the product type, price or product photograph of the determined recommended merchant shop.

Alternatively, the processor 130 may refer to another merchant that is within a predetermined area (e.g., a radius of 50 meters from the user's location) of the user's location based on the user's location data and data about other merchant You can decide.

Further, the processor 130 may be further configured to generate an electronic receipt based on the user's payment data, and further configured to generate a barcode or QR code for service subscriber identification based on the personal identification information for the received user .

In addition, the processor 130 may be configured to calculate the amount of benefit based on the payment data of the user, or to determine the benefit data, when offering a different benefit according to purchase of goods at each of the merchants. Thus, the benefit information according to the payment amount of the using merchant can be provided to the user.

The information on the various recommendation merchant points generated according to the processor 130 of the recommended merchant point information providing apparatus can be transmitted to the user terminal 200 through the communication unit 110 of the recommended merchant point information providing apparatus.

Referring to FIG. 3A, a user terminal 200 receiving recommended merchant information includes a communication unit 210, a storage unit 220, an input unit 230, a display unit 240, and a processor 250.

The communication unit 210 of the user terminal can request the franchise payment processing terminal 300 to settle the amount of money generated for the provided service. Furthermore, the communication unit 210 of the user terminal may be configured to provide the communication unit 110 of the recommended merchant point information providing apparatus with personal identification information or user's location information previously input from the user. Also, the communication unit 210 of the user terminal may receive the recommendation merchant information, the electronic receipt, or the identification bar code and the QR code determined by the processor 130 of the recommended merchant information providing apparatus.

The communication unit 210 of the user terminal may be a next generation communication network such as a 3G, an LTE network, a 4G network, a Wi-Fi, or the IEEE 802.11, HiperLAN / 2, IEEE 802.15.3, An RFID module, and a module configured to perform Bluetooth communication.

The storage unit 220 of the user terminal may be configured to store various recommended merchant information received by the communication unit 210 of the user terminal. In addition, the storage unit 220 of the user terminal may further store information on the payment means inputted by the user. Furthermore, the storage unit 220 of the user terminal may be configured to further store the location of the user periodically or aperiodically.

The input unit 230 of the user terminal may receive various selections from the user. For example, the user can input information on the payment means through the input unit 230 of the user terminal in advance. Further, the user can input the location of the user to be set through the input unit 230 of the user terminal, and the selection of the offered recommendation merchant. At this time, the input unit 230 of the user terminal may be a touch screen panel, a mouse, and a keyboard, but is not limited thereto. Meanwhile, when the input unit 230 of the user terminal is the touch screen panel, it may function as the display unit 240 of the user terminal configured to display various information.

The display unit 240 of the user terminal may be configured to display various recommended merchant information, an electronic receipt, an identification QR code, or a barcode received from the recommended merchant information providing apparatus 100. Furthermore, the display unit 240 of the user terminal may further display the current position of the user, payment means previously input, and the like. In this case, the display unit 240 of the user terminal may be a display device including a liquid crystal display device, an organic light emitting display device, and the like, and may be implemented in various forms or methods within the scope of achieving the objects of the present invention .

The processor 250 of the user terminal may be operatively connected to the communication unit 210, the storage unit 220, and the input unit 230 of the user terminal 200 to control the respective components.

3B, the merchant payment processing terminal 300 includes a communication unit 310, a storage unit 320, an input unit 330, a display unit 340, and a processor 350.

The communication unit 310 of the merchant payment processing terminal may be configured to request payment from the communication unit 210 of the user terminal and to request the communication unit 110 of the recommended merchant information providing apparatus to approve the requested payment.

Further, the communication unit 310 of the merchant payment processing terminal may be connected to the card issuer server 400, request payment approval, and transmit the result.

The communication unit 310 of the merchant payment processing terminal may be configured to transmit various data associated with a user's payment or an affiliated store to a case where the payment approval is processed by the recommended merchant information providing apparatus 100. [ For example, the communication unit 310 of the merchant payment processing terminal transmits the payment data of the user, including the transaction date and time, the product name, the price, the quantity, the type of merchandise, the name of the merchant, the address of the merchant, To the providing apparatus 100 via the network. Meanwhile, the communication unit 310 of the merchant payment processing terminal may be a next generation communication network such as 3G, LTE network, 4G network, Wi-Fi, or the IEEE 802.11, HiperLAN / 2, IEEE802.15.3, NFC Module, an RFID module, and a module configured to perform Bluetooth communication.

The storage unit 320 of the merchant payment processing terminal may be configured to store the payment data of the user created according to the payment approval. For example, the storage unit 320 of the merchant payment processing terminal may store the merchandise name, the price, the quantity, the merchandise type, the merchant name, the merchant address, the merchant address, Payment data can be stored.

The input unit 330 of the merchant payment processing terminal may be configured to receive various data related to the order details and the payment amount of the user. For example, the input unit 330 of the merchant payment processing terminal may be configured to input a name, a quantity, a unit price, a discount amount, a money amount, and a selection of the payment means from the employee of the merchant. At this time, the input unit 330 of the merchant payment processing terminal may be a touch screen panel, a mouse, and a keyboard, but is not limited thereto. Meanwhile, when the input unit 330 of the merchant payment processing terminal is the touch screen panel, it may function as the display unit 340 of the merchant payment processing terminal configured to display various information.

The display unit 340 of the merchant payment processing terminal may be configured to display the name, quantity, unit price, discount details, amount, and payment means of the product purchased through the input unit 330 by the user. At this time, the display unit 340 of the merchant payment processing terminal may be a display device including a liquid crystal display, an organic light emitting display, and the like. In addition to the above, various forms or methods Lt; / RTI >

The processor 340 of the merchant payment processing terminal is operatively connected to the communication unit 310, the storage unit 320 and the input unit 330 of the merchant payment processing terminal 300, .

Hereinafter, a method of providing recommended merchant information will be described in detail with reference to FIG. For convenience of description, reference numerals used in FIG. 1 are used to refer to elements.

FIG. 4 illustrates a procedure for providing size information according to a recommended merchant information providing method according to an embodiment of the present invention.

Referring to FIG. 4, the recommended merchant point providing apparatus 100 receives other merchant point data from the merchant point database 500 (S410). At this time, the merchant database 500 may include data on other merchant stores. For example, in step S410 of receiving merchant data from another merchant, the business category, merchant name, merchant address, merchant contact, sales merchandise type, merchandise price, business hours, merchandise photos , Discount coupons, and reserve information.

On the other hand, the point of time of receiving data of other merchant data is not limited to this, and may be performed at various stages before the information on the recommended merchant data is generated by the recommended merchant point providing apparatus 100. [

Next, the merchant payment processing terminal 300 receives a request from the user terminal 200 for settlement of the amount according to the amount of use (S420). For example, in the step S420 of receiving a payment, the merchant payment processing terminal 300 may be requested to make payment using the payment means stored in advance in the user terminal 200. [

Alternatively, in the step S420 of receiving the payment, the merchant payment processing terminal 300 may be requested to settle the payment using the cash or the card paid by the user.

Then, the merchant payment processing terminal 300 requests the recommendation merchant information providing device 100 to approve payment (S430). More specifically, in step S430 of requesting payment approval, the merchant payment processing terminal 300 transmits a payment through the user's terminal 200, or approval for payment using the cash or card paid by the user, And can request the recommended merchandise information providing apparatus 100. For example, when the user desires to pay the amount using the card, the recommendation merchant information providing apparatus 100 requests the credit card company server 400 to settle the payment request in step S430 Approval may be requested.

According to another embodiment, the merchant payment processing terminal 300 may request the credit card company server 400 to directly approve the settlement in step S430.

Then, the recommended merchant point information providing apparatus 100 processes the requested payment items in various ways (S440). For example, in step S440 of processing the payment, the authorized payment processing terminal 300 may be provided with an approved payment result for the requested payment to the card company server 400 according to the payment of the user's card.

According to another embodiment, the card company server 400 may directly provide the settlement approval result to the merchant payment processing terminal 300 in step S440 of processing payment approval.

Then, the recommended merchant information providing apparatus 100 receives the payment data of the user created in the merchant payment processing terminal 300 according to the payment of the user (S450). For example, in the step S450 of receiving the payment data of the user, the recommended merchant point information providing apparatus 100 receives from the merchant payment processing terminal 300 a transaction date and time, a product name, a price, a quantity, a product type, , The merchant address, the merchant contact information, and the payment means. However, the present invention is not limited thereto. In the step S450 of receiving the payment data of the user, more merchant information or payment information may be acquired from the merchant payment processing terminal 300. [ In various embodiments, the payment data may be received in the payment authorization request step.

Alternatively, in the recommended merchant point information providing method, the recommended merchant point information providing apparatus 100 can further receive user's location data and personal identification information for the user from the user terminal 200. [

Next, the recommended merchant information providing apparatus 100 receives the payment data of the user received in the step S450 of receiving the data of the other merchant and the payment data of the user received in the step of receiving the other merchant data (S410) A recommendation merchant point according to the settlement history of the user is determined, and information about the recommendation merchant point is generated (S460).

For example, in step S460 of generating information on the recommended merchant, the recommended merchant point information providing device 100 uses the payment data of the user and the data of the other merchant, Can be determined as a recommended merchant.

Optionally, in step S460 of generating information about the recommended merchant, the recommended merchant information providing apparatus 100 determines, based on the payment data of the user, the merchant having the business category different from the merchant used by the user as the merchant . Further, the recommended merchant point information providing apparatus 100 is an affiliate shop that is located at an adjacent distance from an affiliated store used by the user among other affiliated stores having the same business category as the affiliated store used by the user, , And can generate the recommended merchant point benefit information based on the determined product type, price, or product photograph of the recommended merchant site.

Alternatively, in step S460 of generating information about the recommended merchant, the recommended merchant point information providing device 100 may determine the location of the user based on the received location data of the user and data of the other merchant For example, a franchisee within a radius of 50 meters from the user's location may be determined as a recommendation franchisee.

Alternatively, in step S460 of generating information on the recommendation merchant, the recommendation merchant information providing apparatus 100 may generate the electronic receipt based on the payment data of the user. Further, the recommended merchant point information providing apparatus 100 may generate a barcode or QR code for identification of the service subscriber based on the personal identification information of the received user.

In addition, in step S460 of generating information on the recommended merchant, the recommended merchant point information providing apparatus 100 may receive benefits based on the payment data of the user when the merchant provides a different benefit according to the purchase of merchandise You can calculate the amount or determine more benefit data. Therefore, the benefit information according to the payment amount of the use merchant store can be provided to the user for the recommendation merchant providing the benefit different from the merchandise purchase.

Next, the recommended merchant point information providing apparatus 100 provides various information about the determined recommended merchant point to the user terminal 200 (S470).

Finally, in step S470, the user provides recommended merchant information, including the merchant address, the merchant contact, the type of merchandise, the price of the merchandise, the time of the merchandise, and the picture of the merchandise to the merchant determined according to the purchase history of the user Various benefit information such as information on the merchant and discount coupon or reserve information is obtained.

Accordingly, the user can receive the desired service at a reasonable price, and the merchant can obtain the advertising effect on the service or the product to be provided.

The recommended merchant point information providing method may be implemented in various ways as long as it provides the user with the recommended merchant point information without being limited to the above.

Hereinafter, various embodiments according to a recommended merchant point information providing method according to an embodiment of the present invention will be described with reference to FIGS. 5, 6A to 6E. The information provided by the recommended merchant information providing apparatus according to an embodiment of the present invention will be described with reference to a screen displayed on the user terminal shown in the figure. However, the present invention is not limited thereto, and the information provided by the recommendation merchandise information providing apparatus according to an embodiment of the present invention may be displayed in various forms in the user terminal. For convenience of description, reference numerals used in Figs. 2, 3A, and 3B are used to refer to elements.

5 is a diagram illustrating a screen of a payment processing terminal of a merchant providing various data used in a recommended merchant information providing method and a recommended merchant information providing apparatus according to an embodiment of the present invention.

Referring to FIG. 5, the order history display field 510 and the settlement means setting field 520 are displayed on the display unit 340 of the merchant payment processing terminal. At this time, the name, the quantity, the unit price, the total amount, and the discount amount of the commodity purchased by the user can be displayed in the order history display field 510, and the type of payment means which can be settled is displayed in the settlement means setting box 520 .

More specifically, the order history display field 510 displays a specific order history display field 512 including a menu, a quantity, a unit price, and an amount of money ordered by the user at the Hoengseong Hanwoo Kotonbok, a total amount of the ordered menu, A detailed payment amount display field 514 including the final amount of money minus the discount amount from the total amount of money appears.

A card selection field 522 and a cash selection field 524 are displayed in the settlement means setting field 520. Accordingly, the payment means desired by the user is input, and the merchant payment processing terminal 300 requests payment approval to the recommended merchant point information providing apparatus 100 according to an embodiment of the present invention.

Referring to FIG. 6A, the display section 240 of the user terminal displays a recent payment summary summary display field 610 and a recommended merchant store list display field 620. In the recent payment summary summary display field 610, the payment data of the user acquired from the payment processing terminal 300 of the merchant whose payment has been recently made by the user is briefly displayed. In the recommended merchant shop list display field 620, information on the recommended merchant shop determined by the recommended merchant shop information providing device 100 is displayed.

More specifically, in the recent payment summary summary display field 610, an address, a telephone number, and a final settlement amount for the recently-used Hoengseong Hanwoo Gutyi are displayed. Accordingly, the user can easily confirm the details of the recent payment through the recent payment summary summary display field 610.

On the other hand, when the detail view button 612 is selected by the user, the electronic receipt generated by the recommendation merchant information providing apparatus 100 can be specifically displayed.

Referring to FIG. 6B, an electronic receipt display field 630 including an electronic receipt generated by the recommendation merchant information providing apparatus 100 appears on the display unit 240 of the user terminal. At this time, in the electronic receipt display field 630, a detailed recent payment history display field 634 including detailed recent payment details according to the user's merchant use and a credit approval information including credit approval information according to the payment approval of the user Column 636 is displayed.

More specifically, in the specific recent payment history display field 634, an address, a telephone number, and a payment date for the Hoengseong Hanwoo Kogyo, which is a merchant member recently used by the user, are displayed, and the price, quantity, unit price, The payment amount may be displayed. Further, in the credit approval information display field 636, the serial number of the card paid by the user, the card company, and the installment month may be displayed. However, the present invention is not limited to this, and the electronic receipt display field 630 may further display various information appearing on the paper receipt.

The user can easily confirm the receipt issued through the electronic receipt display field 630, thereby facilitating the arrangement and storage of the receipt. Accordingly, the merchant can reduce the output cost of the paper receipt issued after providing the goods or services.

Referring to FIG. 6A, in the recommended merchant store list display field 620, the recommended merchant store information providing device 100 lists a list of recommended merchant stores determined in consideration of the location of the merchant shop and the category of the merchant industry.

More specifically, in the recommendation merchandise list display field 620, a real baseball zone and a coin song practice field, which are located near the franchise shop Hoengseong Hanwoo Gumi, which is recently used by the user, and have different industry categories, are determined as recommended merchants. At this time, the distance to the recommended merchant store from the Hoengseong Cow graveyard and the price information can be displayed together in the recommended merchant store list display field 620.

On the other hand, the user can select the location setting button 622 and directly select his / her own location to acquire information on a nearby recommended merchant location. Accordingly, the user can more easily acquire information on the merchant through the search site without searching for the merchant located nearby.

Further, the user can select the detail view button 612 to acquire more specific information about the selected recommended merchant point. For example, when the user selects the detail view button 612 in the recommendation merchant store list display field 620, the user can enter the merchant address, the merchant contact information, the type of merchandise, the price of the merchandise, the business hours, Can be provided.

Referring to FIG. 6C, the recommended merchant store list display field 620 has the same business category as the merchant store that the user has recently used based on the latest payment details determined by the recommended merchant information providing device 100 as the recommended merchant store, Merchants that provide product types are listed.

More specifically, in the recommendation merchant list display field 620, a sand coffee coffee house and a red cloud beer house, which are located near the user's recently used merchant store, Hwonseong Hanwoo Kojicho, and have the same dining category but sell different products, are recommended merchants . In this case, the recommendation merchandise list display column 620 may display the distance, pricing information, and further, benefit information from each of the recommended merchants to the recommended merchandise store in the Hoengseong Hanwoo Gutyi.

The user can select the detail view button 612 to acquire more specific information about the selected recommended merchant point.

Referring to FIG. 6D, a recommendation merchandise information display field 640 including the recommended merchandise information generated by the recommendation merchant information providing apparatus 100 appears on the display unit 240 of the user terminal. At this time, in the recommendation merchandise information display field 640, there are displayed a recommendation merchandise information brief display field 642 in which brief information on the merchant selected by the user among the recommended merchandise list is displayed, an image uploaded from the user using the recommendation merchant store, An image display field 644 of the recommended member merchandise appears. Further, in the recommended merchant point information display field 640, a menu display field 646 of the recommended merchant shop and a benefit information display field 648 of the recommended merchant shop appear.

More specifically, in the recommendation merchandise information brief display column 642, brief information on the sand-coffee-ton-carbon coffee shop selected by the user can be displayed. At this time, the distance from the latest payment merchant point, Hoengseong Hanwoo Kojichon, may appear in the recommendation merchant information brief display column 642. [ Further, when the user sets the location of the user through the location setting button 622, the distance from the user's location to the sand coffee texture can be further displayed in the recommendation merchandise information brief display field 642. [

Through the image display field 644 of the recommended merchant, the user can check the atmosphere, the product photograph, and the appearance of the sand coffee non-carbon coffee shop with an image. Further, the user can confirm the best menu and the price thereof through the menu display field 644 of the recommendation merchant. The user can confirm the discount benefit of the sand coffee non-carbon coffee shop through the benefit information display field (648) of the recommendation merchant.

For example, in the benefit information display field 648 of the recommendation merchant, discount discount information according to the latest payment history of the user calculated by the recommendation merchant information providing apparatus 100 provided by the Sand Coffee & . For example, when providing a different benefit according to the purchase of merchandise at the sand coffee non-governmental coffee shop, the recommended merchant store information providing apparatus 100 calculates a benefit amount based on the payment data of the user, . The calculated benefit amount or benefit data may be displayed in the benefit information display field 648 of the recommended merchant.

Accordingly, as the user easily obtains specific information about the recommended merchant, he can purchase the sand coffee non-carbon coffee shop, which has the same eating-out category as the recently used franchise store, Hwonseong Hanwoo Kogi, but offers different menus and offers various discounts, .

Meanwhile, in order to receive the discount, the user can select the recent payment history view button 648 to easily confirm the recent payment history.

Referring to FIG. 6E, the location-based recommendation merchant information display field 650, which includes recommendation merchant point information recommended by the recommended merchant information providing apparatus 100 according to the user's position, is displayed on the display unit 240 of the user terminal. . At this time, the location-based recommendation merchandise information display field 650 displays the location location display field 652 and the location-based recommendation merchandise list display field 656, which display the location of the user set.

More specifically, in the inside position display field 652, information about a position set by the user is displayed. Based on the location-based recommendation merchandise list display field 656, the recommendation merchandise information providing device 100 displays the location of the Salon de Monshushu coffee shop and the Red Cloud beer house, which are recommendation merchandise recommended according to the location of the user, A displayed map may appear. Further, the location-based recommendation merchandise list display field 656 may display the distance, price information, and benefit information from the set location to each recommended merchant point together with the benefit information.

The user can select the detail view button 612 to acquire more specific information about the selected recommended merchant point.

Accordingly, the user can acquire information on the recommendation merchant located adjacent to the location set by the user. Accordingly, the user can more easily acquire information about the nearby merchant through the search site without searching for the merchant located nearby. Furthermore, the probability of using the merchant recommended by the recommended merchant information providing apparatus 100 can also be increased.

According to the above embodiments, the present invention provides a method for providing information on a recommendation merchant utilizing various merchant point data such as settlement data associated with a consumption pattern of a user and a location of an affiliate shop, and a device using the method, It is possible to determine a recommended recommendation merchant and to provide a recommendation merchant list without inputting a keyword.

Furthermore, the present invention provides a variety of benefit information such as a discount coupon for a merchant operated by a small business owner, thereby providing a high satisfaction level to all users who are provided with the small business owner and the recommended merchant store information. Accordingly, the merchant stores including the small business owners have the effect of increasing the sales revenue, and the user can more easily determine the desired merchant store.

Further, the present invention can generate an electronic receipt based on the payment data of the user obtained from the payment processing terminal of the merchant and provide the electronic receipt to the user. Accordingly, the merchant can reduce the output cost of the paper receipt issued after providing the goods or services, and the user can conveniently organize and store the receipts.

Although the embodiments of the present invention have been described in detail with reference to the accompanying drawings, it is to be understood that the present invention is not limited to those embodiments and various changes and modifications may be made without departing from the scope of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. Therefore, it should be understood that the above-described embodiments are illustrative in all aspects and not restrictive. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

100: Recommended merchant information providing device
110, 210, and 310:
120, 220, and 320:
130, 250, 350: processor
200: User terminal
230, and 330:
240, 340:
S410: Receiving the merchant database
S420: Step of requesting payment
S430: Step of requesting payment approval
S440: Step of processing payment
S450: receiving the payment data of the user
S460: Step of generating information about the recommended merchant
S470: Step of providing recommended merchant information
510: Order History Display
512: Specific Order History Display
514: Placed Payment Amount
520: Set up payment method
522: Card selection box
524: Cash checker
522: Save button
610: Recent payment history summary display
612: Details button
620: List of recommended merchants list
622: My Location button
630: Electronic receipt display column
632: Close button
634: Concentrated Recent Payment History Display
636: Credit approval information display
640: Suggested Merchant Information Display
642: Information on recommended merchant information
644: Image display of recommended merchants
646: Menu display of recommended merchants
648: What is the benefit information of a referral merchant?
649: View my recent payments history button
650: Location-Based Referral Merchant Information Display
652: My location marker
654: Sector check box
656: Location-based referral merchant list display column
1000: Recommended Merchant Information System

Claims (13)

Processing a settlement request for an amount due to a service through a payment processing terminal of the merchant;
From the payment processing terminal, payment data of a user including at least one selected from a transaction date and time, a product name, a price, a quantity, a product type, a merchant name, an affiliate shop address, a merchant contact and a payment means, Receiving data for
And generating and providing the recommended merchant information according to the payment details of the user based on the payment data of the user and the data of the other merchant. The method according to claim 1,
The data on the other franchisees is,
Wherein the recommendation information is at least one of a business category, a merchant name, an affiliate shop address, a merchant contact, a type of merchandise, a price of a commodity, a business hours, a photograph of a commodity, a discount coupon, and reserve information for each of the plurality of other merchants. 3. The method of claim 2,
Wherein the step of providing the recommendation merchandise information comprises:
Determining a merchant located within a predetermined distance from a merchant partner used by the user among a plurality of the other merchant merchants as a merchant merchant based on the payment data of the user and data on the other merchant partner;
And providing information on the determined recommended merchant point. 3. The method of claim 2,
The recommendation merchandise information providing method includes:
Receiving location data from the user,
Determining, as a recommended franchise point, an affiliated store located in a predetermined area with respect to the location of the user among the plurality of other affiliated stores, based on the location data and the other merchant store data;
And providing information on the determined recommendation merchant point. 3. The method of claim 2,
Wherein the step of providing the recommendation merchandise information comprises:
Determining a merchant having a business category different from a merchant used by the user among a plurality of the other merchant merchants and located within a predetermined distance from the merchant merchant used by the user as a merchant merchant based on the merchant data and the payment data of the user , And
And providing information on the determined recommended merchant point. 3. The method of claim 2,
Wherein the step of providing the recommendation merchandise information comprises:
Wherein the merchant data is located within a predetermined distance from an affiliated store used by the user among a plurality of the other affiliated stores having the same category of industry as the affiliated store used by the user based on the merchant data and the payment data, The merchant providing the merchant < RTI ID = 0.0 >
And generating and providing the recommended merchant point benefit information based on at least one selected from among the determined merchandise type, price, and merchandise photograph of the recommended merchant point. The method according to claim 1,
Before the step of processing the payment request through the payment processing terminal,
Receiving personal identification information for the user from a user desiring to subscribe to the recommended merchant information providing service,
Generating a bar code or a QR code based on the user's personal identification information,
Transmitting the generated barcode or QR code to the user's terminal, and
Further comprising checking whether the user is subscribed to the recommended merchant information providing service based on the code or QR code. The method according to claim 1,
If you want to pay the above amount by debit or credit card,
Wherein the processing the payment request comprises:
Requesting authorization from the card company of the debit card or credit card, and
And performing payment through the payment processing terminal when approval is requested. The method according to claim 1,
The recommendation merchandise information providing method includes:
And generating and providing an electronic receipt based on the payment data of the user. The method according to claim 1,
The data on the other franchisees is,
Further comprising a review or a rating created for the other merchant,
The step of generating and providing the recommended merchant point information includes:
And providing a review or rating of the recommended merchant point together with the generated recommended merchant point information. An apparatus for providing recommended merchant information according to payment details of a user,
The apparatus comprises:
The payment data of the user including at least one selected from among the transaction date and time, product name, price, quantity, product type, merchant name, merchant address, merchant contact information and payment means, A communication unit configured to receive data on the merchant; and
And a processor coupled to the communication unit,
The processor processes a payment request for an amount of money according to the service provision through the payment processing terminal of the merchant,
And generate recommendation merchant point information based on the payment data of the user received from the communication unit and data on the other merchant points,
And the communication unit is configured to provide the recommended merchant point information generated by the processor. 12. The method of claim 11,
The data on the other franchisees is,
At least one selected from among a business category, a merchant name, a merchant address, a merchant contact, a type of merchandise, a price of a merchandise, a business hours, a merchandise photograph, a discount coupon,
The processor comprising:
Wherein the merchant information providing apparatus further comprises a merchant position determination unit that determines, based on the payment data of the user and the merchant identification data, a merchant located within a predetermined distance from the merchant merchandise used by the user among the plurality of other merchant merchants. 13. The method of claim 12,
Wherein the communication unit is further configured to receive position data from the user,
The processor comprising:
And determines, as a recommended franchise point, an franchisee located in a predetermined area with respect to the position of the user among a plurality of the other franchisees, based on the position data and the franchisee identification data.

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