KR20170142825A - Method supporting selection of alliance service and card company server - Google Patents

Method supporting selection of alliance service and card company server Download PDF

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KR20170142825A
KR20170142825A KR1020160132114A KR20160132114A KR20170142825A KR 20170142825 A KR20170142825 A KR 20170142825A KR 1020160132114 A KR1020160132114 A KR 1020160132114A KR 20160132114 A KR20160132114 A KR 20160132114A KR 20170142825 A KR20170142825 A KR 20170142825A
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affiliate
customer
service
information
server
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KR101872279B1 (en
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김현석
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비씨카드(주)
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    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract

According to an embodiment of the present invention, there is provided a method of supporting an affiliate service selection in a card issuer server, the method comprising: (a) supporting, when an affiliate service application of a customer is received, analyzing or analyzing the card related information of the customer; (b) receiving a customized alliance service offer from the at least one affiliate server based on the analysis result; And (c) when the predetermined affiliate service is selected by the customer among the proposed affiliate services, transmitting the customer information to the affiliate server that proposed the selected affiliate service to support the selected affiliate service to be provided A method of supporting an affiliate service selection is provided.

Description

METHOD SUPPORTING SELECTION OF ALLIANCE SERVICE AND CARD COMPANY SERVER,

The present invention relates to a method of supporting affiliate service selection and a credit card company server, and more particularly, to a credit card company server and a method of supporting an affiliate service selection in which a customer can directly select an affiliate service and apply for the affiliate service.

Recently, card companies have issued various affiliate cards to secure more card members.

In the case of the affiliated card, the affiliated service was selected in advance through the affiliation agreement between the card company and the affiliated company, and the customer was forced to receive the affiliated service provided unilaterally using the affiliated card.

However, since the consumption tendency and the card usage mode are different for each customer, there is a limit to providing the affiliate service necessary for the customer through the affiliate service unilaterally provided by the credit card company.

Accordingly, there is a growing demand for customers to actively provide alliance services by selecting alliance services, and there is an urgent need to solve the above-mentioned problems.

SUMMARY OF THE INVENTION It is an object of the present invention to provide a method of supporting an affiliate service selection that a customer can directly select an affiliate service, and a card company server.

The objects of the present invention are not limited to the above-mentioned objects, and other objects not mentioned can be clearly understood from the following description.

According to an aspect of the present invention, there is provided a method of supporting an affiliate service selection in a card issuer server, the method comprising: (a) receiving an affiliate service application of a customer, Or analyzing the data; (b) receiving a customized alliance service offer from the at least one affiliate server based on the analysis result; And (c) when the predetermined affiliate service is selected by the customer among the proposed affiliate services, transmitting the customer information to the affiliate server that proposed the selected affiliate service to support the selected affiliate service to be provided A method of supporting an affiliate service selection is provided.

The method of supporting the affiliate service selection may include receiving an adjusted affiliate service offer when the affiliate service offer condition is adjusted through negotiation between the customer and the at least one affiliate partner in the step (b).

The customer's alliance service application may include information on the type and level of the predetermined alliance service.

Wherein the step (b) comprises the steps of: (b1) assisting in determining or determining the at least one affiliate and service level based on the analysis result; (b2) determining the determined service level information (B3) receiving a customized alliance service offer from the at least one affiliate server to the customer that satisfies the determined service offer level.

The information on the customer may not be provided to the affiliate server.

The step (b2) may include providing the customer group summary information including the number of the affiliate service application customer and the application customer analysis information.

The customer information may be a customer identification number for distinguishing the customer from the partner company that proposed the selected affiliate service in order for the customer to receive the selected affiliate service.

The card-related information of the customer may include at least a part of the customer's member information, the use-merchant point information, and the usage pattern information.

In the step (c), when the predetermined affiliate service is selected by the customer among the proposed affiliate services, the affiliated company and the affiliate service information selected by the customer terminal can be provided.

In the step (c), the customer information may be encrypted by a private key for each affiliate and transmitted.

According to another aspect of the present invention, there is provided a card company server for supporting affiliate service selection, the card company server comprising: Customer Analysis Department; An affiliate service proposal unit for receiving an affiliate service proposal customized for the customer based on the analysis result from at least one affiliate server; And an affiliate service provider for transmitting the customer information to the affiliate server that proposed the selected affiliate service and supporting the selected affiliate service when the predetermined affiliate service is selected by the customer among the proposed affiliate services, , A card company server is provided.

The affiliate service proposal unit may receive the adjusted affiliate service proposal when the affiliate service provision conditions are adjusted through negotiation between the customer and the at least one affiliate company.

The customer's alliance service application may include information on the type and level of the predetermined alliance service.

Wherein the affiliate service proposer is configured to support determining or determining the at least one affiliate and service provision level based on the analysis result, providing the determined service provision level information to the determined at least one affiliate server, And receive the customized affiliate service offer from the affiliate server to the customer that satisfies the determined service offer level.

The information on the customer may not be provided to the affiliate server.

The affiliate service proposal unit may provide customer group summary information including the number of affiliate service application customers and the application customer analysis information.

The customer information may be a customer identification number for distinguishing the customer from the partner company that proposed the selected affiliate service in order for the customer to receive the selected affiliate service.

The card-related information of the customer may include at least a part of the customer's member information, the use-merchant point information, and the usage pattern information.

The affiliate service provider may provide affiliate information and affiliate service information selected by the customer terminal when the affiliate service is selected by the customer among the proposed affiliate services.

The affiliate service provider may encrypt the customer information using a private key for each affiliate and transmit the encrypted customer information.

According to an embodiment of the present invention, a customer can proactively apply for an affiliate service, instead of providing the affiliate service contracted in advance with the card company, in a one-sided manner, Can receive.

According to an embodiment of the present invention, since conditions for providing an affiliate service can be adjusted through a negotiation between a customer and an affiliate, a customer who receives the affiliate service and an affiliate who provides the affiliate service can receive the affiliate service, The level can be determined.

It should be understood that the effects of the present invention are not limited to the above effects and include all effects that can be deduced from the detailed description of the present invention or the configuration of the invention described in the claims.

1 is a diagram illustrating an affiliate service selection support system according to an embodiment of the present invention.
2 is a block diagram illustrating the configuration of a card issuer server according to an embodiment of the present invention.
FIG. 3 illustrates a process of supporting selection of an affiliate service according to an exemplary embodiment of the present invention. Referring to FIG.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, the present invention will be described with reference to the accompanying drawings. The present invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein. In order to clearly illustrate the present invention, parts not related to the description are omitted, and similar parts are denoted by like reference characters throughout the specification.

Throughout the specification, when a part is referred to as being "connected" to another part, it includes not only "directly connected" but also "indirectly connected" . Also, when an element is referred to as "comprising ", it means that it can include other elements, not excluding other elements unless specifically stated otherwise.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram illustrating an affiliate service selection support system according to an embodiment of the present invention.

Referring to FIG. 1, an affiliate service selection support system according to an embodiment of the present invention may include a customer terminal 100, a credit card company server 200, and a plurality of affiliate servers 300 that can communicate with each other.

First, the communication network can be configured without regard to its communication mode such as wired and wireless. A local area network (LAN), a metropolitan area network (MAN), a wide area network (WAN), and the like.

The customer terminal 100 may be any type of handheld based wireless communication device capable of being connected to an external server through a wireless communication network such as a mobile phone, a smart phone, a PDA (Personal Digital Assistant), a PMP (Portable Multimedia Player) A communication device, and a communication device that can be connected to an external server via a network, such as a desktop PC, a tablet PC, a laptop PC, and an IPTV including a set-top box.

The customer terminal 100 may transmit an affiliate service application to the card company server 200. [

Specifically, if the customer is registered as a card company member, the affiliate service application can be made without inputting the application information separately. If the type of affiliate service, the level of the affiliate service, and the like are set by the customer, And may transmit an affiliate service application including the type and level information of the service to the card issuer server 200.

As described above, the customer's affiliate service application can be transmitted from the customer terminal 100 to the credit card company server 200, but the present invention is not limited thereto, and the customer's affiliate service application process may be performed through various methods such as telephone or oral .

The customer terminal 100 can receive the affiliate service information proposed by at least one of the affiliate server 300 among the plurality of affiliate server 300 from the card company server 200 and can receive the affiliate service proposed by the confirmation of the proposed affiliate service information The partner service selection information may be transmitted to the credit card company server 200 so that the affiliate providing the affiliate service is finally selected.

The customer terminal 100 can transmit an adjustment request for the offered condition of the affiliate service to at least one affiliate server that proposed the affiliate service through the card issuer server 200. In response to the adjustment request for the offer condition of the affiliate service, By again receiving the provision conditions of the coordinated partnership service, negotiation between the customer and the partnership can be made to adjust the terms of the provision of the partnership service.

The card issuer server 200 can receive an affiliate service application from the customer terminal 100 and can support analyzing or analyzing card related information of the customer.

When the type and level of the affiliate service are set at the time of applying for the affiliate service, the card issuer server 200 can receive the affiliate service application of the customer including the type and level information of the predetermined affiliate service from the customer terminal 100.

In analyzing the card related information of the customer, the card company server 200 can directly analyze the card related information of the customer, assists the customer in analyzing the card related information in the separate analyzing device, and receives the analysis result from the analyzing device It is possible.

According to an embodiment of the present invention, the card-related information of the customer may include at least a part of the member information of the customer, the information of the use merchant, and the usage pattern information, and may include at least one of gender, age, occupation, Information related to customers, such as information on the main business type, merchant utilization information, merchant location, merchant business type and payment amount, information related to the card usage history, information posted on the online information such as the customer's SNS and a blog.

The card issuer server 200 can receive the customized affiliate service offer based on the analysis result of the card related information of the customer from at least one affiliate server among the plurality of affiliate server 300. [

The card issuer server 200 may select an affiliate based on the analysis result of the card related information of the customer and receive the affiliate service proposal from the selected affiliate server, but may transmit the analysis result to the plurality of affiliate server 300, Based on the analysis result among the plurality of affiliate servers 300, the affiliate service proposal may be received from the affiliate server determined to participate in the affiliate service.

In other words, the card company can select an affiliate to offer customized affiliate services to its customers, and the affiliate may decide to participate in customized affiliate services.

The card issuer server 200 transmits the providing condition of the affiliate service established when the affiliate service is proposed to the customer terminal 100 and selects the affiliate service from the customer terminal 100 when the affiliate service is selected by checking the providing condition of the affiliate service And finally select an affiliate to provide the affiliate service to the customer.

That is, when the predetermined affiliate service is selected by the customer among the affiliate services proposed by the affiliate company, the card company server 200 transmits the customer information to the affiliate server that proposed the selected affiliate service, and the affiliate service selected by the customer is provided to the customer .

When the customer information is transmitted, the card issuer server 200 transmits the customer identification number, which is an identification number required for the customer to provide the affiliate service and distinguishes the customer from the affiliate company, as the customer information, To be established.

When the customer information is transmitted, the card issuer server 200 can encrypt the customer information with the private key of each affiliate, and transmit the decryption key and the encrypted customer information to the finally selected affiliate server.

At least one of the plurality of affiliate servers 300 may be selected as an affiliate to propose an affiliate service from the card issuer server 200 and receive an affiliate service suggestion request. The card company server 200 may analyze The result is received, and it is possible to decide whether or not to participate in the affiliate service based on the analysis result.

That is, when at least one affiliate company and service provision level are determined based on the analysis result of the card related information of the customer at the card issuer server 200, at least one affiliate server determined among the plurality of affiliate servers 300 is the card issuer server 200 ), And can transmit a customized affiliate service proposal to the card company server 200 that satisfies the service provision level.

The affiliated server determined as an affiliate to propose an affiliate service among the plurality of affiliate servers 300 may be further provided with customer group summary information including the number of affiliated service application customers and application customer analysis information when the service providing level is provided And personal information about the customer is not provided as an affiliate, so that leakage of personal information can be prevented in advance.

At least one affiliate server among a plurality of affiliate servers 300 that have decided to participate in the affiliate service can transmit the affiliate service proposal to the card company server 200 and transmit the offered conditions of the proposed affiliate service to the card company server 200 To the customer terminal (100).

The at least one affiliate server that proposed the affiliate service among the plurality of affiliate servers 300 can receive an adjustment request for the offer conditions of the affiliate service proposed by the customer terminal 100 from the card company server 200, To the customer terminal 100 via the card issuer server 200, the condition for providing the affiliate service is adjusted through negotiation between the customer and the affiliate company .

The partner server finally selected to provide the affiliate service to the customer among the plurality of affiliate servers 300 can receive the customer information from the card issuer server 200 and register the received customer information and transmit the customer information You can have your affiliate service offered to your customers. Here, the customer information may be a customer identification number for distinguishing the customer from the affiliate company in order for the customer to receive the affiliate service.

The affiliate server finally selected to provide the affiliate service to the customer among the plurality of affiliate servers 300 can receive the customer information and the decryption key encrypted with the private key per affiliate from the card issuer server 200 .

2 is a block diagram showing the configuration of a card issuer server 200 according to an embodiment of the present invention.

Referring to FIG. 2, the card company server 200 may include an application client analysis unit 210, an affiliate service proposal unit 220, and an affiliate service provider 230.

First, the application customer analysis unit 210 can support analyzing or analyzing the customer's card-related information when the customer's application for affiliation service is received.

Specifically, a customer registered as a credit card company sets the type of affiliate service, the level of affiliate service, and the like through the customer terminal 100, and when the customer requests the affiliate service by himself or herself, the application customer analysis unit 210 And may receive an affiliate service application including the type and level information of the predetermined affiliate service from the customer terminal 100. [ At this time, if the customer is registered as a credit card company member, the affiliate service application can be made without inputting additional theatrical information for application of the affiliate service. In addition to the customer terminal 100, the affiliate service can be applied through various methods such as telephone or oral .

The application customer analysis unit 210 may analyze the customer's card-related information including at least a part of the customer's member information, the use-merchant point information, and the usage pattern information to analyze the customer who applied for the affiliate service. Here, the card-related information of the customer includes information related to the card usage such as the customer's gender, age, occupation, address, average settlement amount, information related to the customer such as the main use industry, merchant utilization information, merchant location, merchant business, , Information posted on the online such as a customer's SNS, a blog, and the like.

The affiliate service proposing unit 220 may receive the customized affiliate service proposal from the at least one affiliate server based on the analysis result of the application customer analyzed by the application customer analysis unit 210. [

According to one embodiment of the present invention, the affiliate service proposal unit 220 classifies candidates of affiliates to provide customized affiliate services, selects affiliates to participate in the affiliate service, and provides affiliate services from the selected affiliate server Lt; / RTI >

According to another embodiment of the present invention, the affiliate service proposal unit 220 may transmit the analysis result of the application customer to each of the plurality of affiliate servers 300, and may determine at least one Lt; RTI ID = 0.0 > affiliate < / RTI >

For example, a provision condition for the affiliate service may be set in advance between the card company and a plurality of affiliate companies, and the affiliate service proposal unit 220 may set the type and level of the affiliate service set at the time of applying for the affiliate service, To select an affiliate to participate in the affiliate service.

The affiliate service proposing unit 220 transmits an affiliate service proposal request to an affiliate server selected as an affiliate to participate in the affiliate service among a plurality of affiliate servers 300 and transmits an affiliate service proposal request to at least one affiliate server 300 Service proposal can be received. Here, the affiliate service suggestion request requests the affiliate to participate in the affiliate service. By setting the level of the affiliate service that can be provided by the affiliate according to the request for the affiliate service, reverse auction is performed among the affiliate companies for participating in the affiliate service .

The affiliate service proposing unit 220 supports determining or determining at least one affiliate company and service provision level based on the analysis result of the application client, providing the service provision level information determined by the determined at least one affiliate server, Lt; RTI ID = 0.0 > customized < / RTI > service offer that satisfies the service provision level determined from the affiliate server of the service provider.

The affiliate service proposal unit 220 can further provide the customer group summary information including the number of the affiliate service application customer and the application customer analysis information (amount of usage for each business type, total usage customer, etc.) when providing the service providing level information, Personal information may not be provided to affiliates.

The affiliate service proposal unit 220 may receive the provision condition of the affiliate service from at least one affiliate server decided to participate in the affiliate service and transmit the provision condition of the received affiliate service to the customer terminal 100. [

According to an embodiment of the present invention, the condition for providing the affiliate service may be adjusted through negotiation between the customer terminal 100 and at least one affiliate server determined to participate in the affiliate service among the plurality of affiliate server 300.

For example, if the customer terminal 100 requests a benefit of KRW 1,200 to apply for an affiliate service, a condition for providing the affiliate service for providing a benefit of KRW 1,000 for the affiliate server decided to participate in the affiliate service And the affiliate service proposal unit 220 can transmit the provision condition of the affiliate service to the customer terminal 100. [

After the adjustment request for the offer condition of the affiliate service that desires the benefit of 1,100 won is made in the customer terminal 100 confirming the offer condition of the affiliate service, the affiliate server decided to participate in the affiliate service, The process of deciding to accept the reconciliation request can be negotiated between the customer and the affiliate so that the terms of the offer of the affiliate service can be adjusted.

In the course of adjusting the provision conditions of the affiliate service, the affiliate service proposal unit 220 transmits an adjustment request for the offer condition of the affiliate service to the affiliate server decided to participate in the affiliate service, And service level information.

The alliance service providing unit 230 can provide the alliance partner and alliance service information selected by the customer terminal 100 when a predetermined alliance service is selected by the customer among the alliance services proposed to the customer, The customer information can be transmitted to the affiliate server to support the selected affiliate service.

In addition, the affiliate service providing unit 230 may provide the affiliate service to the customer when the providing condition of the affiliate service is adjusted through the negotiation between the customer and the affiliate partner, It can be finalized as an affiliate, and customer information can be transmitted to the final selected affiliate server.

The affiliate service providing unit 230 encrypts the customer information with the private key of each affiliate at the time of transmitting the customer information, and transmits the decryption key and the encrypted customer information to the finally selected affiliate server, so that the affiliate service is finally established between the customer and the affiliate. So that the affiliate service can be provided. Herein, the customer information may be a customer identification number for distinguishing the customer from the partner company that proposed the selected affiliate service in order to receive the selected affiliate service, and may be registered in the finally selected affiliate server, And can be used as an identification number for distinguishing.

FIG. 3 illustrates a process of supporting selection of an affiliate service according to an exemplary embodiment of the present invention. Referring to FIG.

First, (1) at the application step of the affiliate service, the customer can apply for the affiliate service to the card issuer server 200 by using the customer terminal 100. [ Here, the application of the customer's affiliate service is not based on the affiliate service preset by the credit card company, but the customer newly subscribes the affiliate service by himself or herself, and if the type and level of the affiliate service are set, And may transmit an affiliate service application including the type and level information of the service to the card issuer server 200.

(2) At the application analysis stage, the card issuer server 200 analyzes the card related information of the customer, and analyzes the customer who applied for the affiliate service.

For example, the card issuer server 200 can analyze card related information of the customer including at least a part of the customer's membership information, the usage merchant information, and the usage pattern information through the database. Here, the database may be a database located inside the card issuer server 200, or may be a database located outside the card issuer server 200 and connected to the card issuer server 200.

According to an embodiment of the present invention, the card issuer server 200 can use the customer information including the information related to the customer such as the sex, age, occupation, address, average payment amount, Information of the customer's card usage history including information related to the card usage details such as information, merchant location, merchant business type, payment amount, and the like can be acquired and analyzed in the database.

According to another embodiment of the present invention, the card issuer server 200 collects online usage behavior information of a customer, which is information posted on the online, such as a customer's SNS and a blog, through a crawler server (not shown) , And analyze the online usage behavior information of the collected customers.

(3) In the affiliate determination step, the card issuer server 200 can support to determine or determine at least one affiliate to participate in the affiliate service and the service providing level based on the analysis result of the applicant customer.

According to an embodiment of the present invention, the card issuer server 200 can transmit the analyzed result of the application customer to each of the plurality of affiliate servers 300, and directly determine whether or not to participate in the affiliate service by the affiliate company.

(4) In the service providing level information providing step, the card issuer server 200 may provide the service providing level information determined by (3) at least one affiliate server determined in the affiliate determination step.

That is, the service providing level information is provided to the affiliates selected as candidates for providing the affiliate service to the customer, so that the level of the affiliate service that can be provided by the affiliate company is set for each affiliate company, and reverse auction for the affiliate service can be performed among the affiliate companies .

When providing the service provision level information, the card issuer server 200 may further provide the customer group summary information including the number of the affiliate service application customer and the application customer analysis information to provide information about the application customer.

(5) In the partnership service proposal step, the affiliate server determined to participate in the affiliate service among the plurality of affiliate servers 300 may set the provision conditions of the affiliate service and transmit the offer of the affiliate service to the card company server 200. [

(6) In the affiliate service information providing step, the card issuer server 200 transmits the providing condition of the affiliate service set by the affiliate server decided to participate in the affiliate service to the customer terminal 100, and provides the affiliate service information proposed by the affiliate company .

When a customer who confirms the conditions for providing an affiliate service requests adjustment of the terms of the affiliate service, the step of providing the affiliate service and the step of providing the affiliate service information are repeatedly performed. Provision conditions can be adjusted.

(7) In the step of selecting the affiliate service, the customer terminal 100 can transmit the selection information on the affiliate service to the card issuing server 200 when a predetermined affiliate service among the proposed affiliate services is selected by the customer.

Also, if the providing condition of the affiliate service is adjusted through negotiation, the customer terminal 100 may transmit the selection information on the adjusted affiliate service to the card issuing server 200. [

(8) In the customer information transmission step, the card issuer server 200 may finally select an affiliate providing the affiliate service according to the affiliate service selection information, and may transmit the customer information to the finally selected affiliate server.

When the customer information is transmitted, the card company server 200 can transmit the customer information, which is a customer distinguishing number for distinguishing the user from the affiliated company, encrypts the customer information with the private key of each affiliate, and transmits the encrypted customer information and the decryption key to the finally- It can be transmitted to the affiliate server, and the customer information transfer can finally establish the affiliate service between the customer and the affiliate, thereby assisting the affiliate service to be provided to the customer.

Thereafter, the finally selected affiliate server registers the customer information, identifies the customer through the registered customer information, and provides the affiliate service to the customer.

As described above, according to the embodiment of the present invention, since the affiliate service contracted beforehand by the card company can be unilaterally provided to the customer, the customer can actively apply for the affiliate service, You can choose to receive.

According to an embodiment of the present invention, since conditions for providing an affiliate service can be adjusted through a negotiation between a customer and an affiliate, a customer who receives the affiliate service and an affiliate who provides the affiliate service can receive the affiliate service, The level can be determined.

It will be understood by those skilled in the art that the foregoing description of the present invention is for illustrative purposes only and that those of ordinary skill in the art can readily understand that various changes and modifications may be made without departing from the spirit or essential characteristics of the present invention. will be. It is therefore to be understood that the above-described embodiments are illustrative in all aspects and not restrictive. For example, each component described as a single entity may be distributed and implemented, and components described as being distributed may also be implemented in a combined form.

The scope of the present invention is defined by the appended claims, and all changes or modifications derived from the meaning and scope of the claims and their equivalents should be construed as being included within the scope of the present invention.

100: Customer terminal
200: card company server
210: Application Customer Analysis Department
220: Affiliate Service Proposal Department
230: Affiliate Service Offering
300: Multiple Affiliate Servers

Claims (20)

In a method of supporting an affiliate service selection in a card company server,
(a) when an affiliation service application for a customer is received, supporting the analysis or analysis of the card-related information of the customer;
(b) receiving a customized alliance service offer from the at least one affiliate server based on the analysis result; And
(c) when the predetermined affiliate service is selected by the customer among the proposed affiliate services, transmitting the customer information to the affiliate server that proposed the selected affiliate service to support the selected affiliate service to be provided , How to support affiliate service selection.
The method according to claim 1,
In the step (b)
And receive an adjusted affiliate service offer when the affiliate service offer conditions are negotiated through negotiation between the customer and the at least one affiliate.
The method according to claim 1,
The customer's alliance service application,
And the type and level information of the pre-established affiliate service.
The method according to claim 1,
The step (b)
(b1) assisting in determining or determining the at least one affiliate and service provision level based on the analysis result,
(b2) providing the determined service provision level information to the determined at least one affiliate server,
(b3) receiving a customized alliance service offer from the at least one affiliate server to the customer satisfying the determined service offer level.
5. The method of claim 4,
And does not provide information about the customer to the affiliate server.
5. The method of claim 4,
The step (b2)
And providing customer group summary information including the number of affiliate service application customers and the application customer analysis information.
The method according to claim 1,
The customer information includes:
Wherein the customer identification number is a customer identification number for distinguishing a customer from an affiliate that offers the selected affiliate service in order for the customer to receive the selected affiliate service.
The method according to claim 1,
The customer's card-
And at least some of the customer's membership information, the usage merchant information, and the usage pattern information.
The method according to claim 1,
The step (c)
Wherein when the predetermined affiliate service is selected by the customer among the proposed affiliate services, the affiliated company and the affiliate service information selected by the client terminal are provided.
The method according to claim 1,
The step (c)
And encrypting and transmitting the customer information with a private key per affiliate.
A card company server supporting affiliate service selection,
An application client analysis unit for analyzing or analyzing the card-related information of the customer when the customer's affiliate service application is received;
An affiliate service proposal unit for receiving an affiliate service proposal customized for the customer based on the analysis result from at least one affiliate server; And
And an affiliate service providing unit for transmitting the customer information to the affiliate server that proposed the selected affiliate service and supporting the selected affiliate service to be provided when the predetermined affiliate service is selected by the customer among the proposed affiliate services, Card company server.
12. The method of claim 11,
The affiliate service proposing unit,
And receives a coordinated alliance service offer when the alliance service offer conditions are negotiated through negotiation between the customer and the at least one alliance partner.
12. The method of claim 11,
The customer's alliance service application,
And the type and level information of the predetermined affiliate service.
12. The method of claim 11,
The affiliate service proposing unit,
Determine at least one affiliate partner and a service provision level based on the analysis result, determine the service provision level, provide the determined service provision level information to the determined at least one affiliate server, and determine, from the at least one affiliate server, And receives a customized affiliate service offer to the customer that satisfies the offer level.
15. The method of claim 14,
And does not provide information on the customer to the affiliate server.
15. The method of claim 14,
The affiliate service proposing unit,
A card issuer server that provides customer group summary information including the number of affiliate service application customers and application customer analysis information.
12. The method of claim 11,
The customer information includes:
Wherein the customer identification number is a customer identification number for distinguishing the customer from the partner company that proposed the selected affiliate service to receive the selected affiliate service.
12. The method of claim 11,
The customer's card-
And at least a part of the member information of the customer, the information on the use merchant, and the usage pattern information.
12. The method of claim 11,
The affiliate service provider,
And provides affiliate information and affiliate service information selected by the client terminal when a predetermined affiliate service is selected by the client among the proposed affiliate services.
12. The method of claim 11,
The affiliate service provider,
And encrypts the customer information with a private key for each affiliate and transmits the encryption key.
KR1020160132114A 2016-06-20 2016-10-12 Method supporting selection of alliance service and card company server KR101872279B1 (en)

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KR1020160123319A KR101757125B1 (en) 2016-06-20 2016-09-26 Method and server for providing card service on behalf of card issue company
KR1020160129561A KR101757126B1 (en) 2016-06-20 2016-10-07 Method for producing integrated card company approval agent service and card company server
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