KR20150007791A - Discount settlement system for affiliated card being able to protect privacy - Google Patents

Discount settlement system for affiliated card being able to protect privacy Download PDF

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Publication number
KR20150007791A
KR20150007791A KR1020130082264A KR20130082264A KR20150007791A KR 20150007791 A KR20150007791 A KR 20150007791A KR 1020130082264 A KR1020130082264 A KR 1020130082264A KR 20130082264 A KR20130082264 A KR 20130082264A KR 20150007791 A KR20150007791 A KR 20150007791A
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KR
South Korea
Prior art keywords
card
discount
payment
affiliate
server
Prior art date
Application number
KR1020130082264A
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Korean (ko)
Inventor
배영직
박성진
원영상
Original Assignee
케이아이에스정보통신 주식회사
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Priority to KR1020130082264A priority Critical patent/KR20150007791A/en
Publication of KR20150007791A publication Critical patent/KR20150007791A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Abstract

The present invention relates to an associated card discount system capable of protecting personal information. Since a payment relay server operated by a VAN company possesses no information related to an associated card member during an associated card discount payment, there is no concern over leakage of personal information, thereby protecting the personnel information. The associated card discount system capable of protecting personal information comprises: a discount policy management unit which determines whether a card is an associated card according to a card payment request from a member store terminal and, when determined as the associated card, searches a discount policy of the corresponding associated card; and a card payment relay unit which requests a card company server to approve an associated card discount payment to which the discount policy searched by the discount policy management unit is reflected, and transmits the associated card discount payment approval result received from the card company server to the member store terminal and an affiliated company server.

Description

{Discount settlement system for affiliate card being able to protect privacy}

The present invention relates to a card discount payment technology, and more particularly to a affiliate card discount payment system capable of protecting personal information.

An affiliate card is a card issued by a card company in association with an affiliate so that it can be used at a specific affiliate merchant. Korean Patent Laid-Open No. 10-2009-0081931 (2009. 07. 29) and the like.

Korean Patent Laid-Open No. 10-2009-0081931 discloses a technique in which when the card information is read from the customer card, it is checked whether the BIN information included in the read card information matches the issued card, And if the BIN information does not match the card, the original payment of the customer card is transmitted to the card issuer, Create a payment authorization request text that matches the attribute.

In addition, when the account transfer settlement request is generated in detail, the created account transfer settlement request message is transmitted to the financial company server, and when the payment approval request message is generated, the created payment approval request message is transmitted to the server. The inventor of the present invention has been studying a discount card payment technology that can easily make a discount payment without fear of leakage of personal information based on the affiliate card technology.

Korean Patent Publication No. 10-2009-0081931 (2009. 07. 29)

SUMMARY OF THE INVENTION The present invention has been made in view of the above-mentioned problems, and it is an object of the present invention to provide a discount payment system of a affiliate card which can easily protect discounted personal information without fear of leakage of personal information.

According to an aspect of the present invention, an affiliate card discount payment system capable of protecting personal information determines whether an affiliate card is an affiliate card in response to a card settlement request from an affiliate terminal, A discount policy management unit for inquiring a discount policy for the affiliate card; A card payment relay unit for requesting a credit card discount payment approval reflecting the discount policy viewed by the discount policy management unit to the credit card company server and transmitting the credit card discount payment approval result received from the credit card company server to the affiliate shop terminal and the affiliate company server; And a payment relay server including the payment relay server.

According to a further aspect of the present invention, the payment relay server includes a point inquiry unit for inquiring an affiliation server for a credit point for the affiliate card; A point settlement relay unit for requesting a point settlement approval request reflecting the discount policy inquired by the discount policy management unit to the affiliate server and transmitting a point settlement approval result received from the affiliate server to the affiliate dealer terminal; And further comprising:

According to a further aspect of the present invention, in the case where the payment relay server is less than the amount of the requested point of interest inquired by the point inquiry unit, the total amount of the requested payment or the accumulated point amount And instructs the card settlement repeating unit to process a settlement approval request for the remainder after subtracting the amount of the accumulated amount of money from the amount of money requested by the point inquiry unit. If the accumulated point amount inquired by the point inquiry unit is greater than or equal to the requested amount, A payment relay management unit for instructing the point settlement relay unit to process the point settlement approval request; And further comprising:

According to a further aspect of the present invention, there is provided a discount history inquiry unit, wherein the payment relay server inquires from the affiliate server about a settlement discount amount for the affiliate card and provides the inquiry to the merchant terminal; And further comprising:

According to another aspect of the present invention, there is provided a billing system comprising: a discount history storage unit for receiving a discount card payment approval result transmitted from a payment relay server, And a settlement unit for processing settlement of the discounted amount of the affiliate card and the card company server based on the affiliate card discount payment approval result stored in the discount history storage unit; And an affiliate server including the affiliate server.

According to a further aspect of the present invention, there is provided a point management system comprising: a point management unit for managing creation, update, and deletion of accumulated points for a general card or an employee card; A point information storage unit for storing accumulated point information for a general card or an employee card managed by the point management unit; A point information providing unit for searching for a point accumulated in the affiliate card from the point information storing unit according to a point inquiry about the affiliate card from the payment relay server and providing the point to the payment relay server; And further comprising:

According to a further aspect of the present invention, the affiliate server searches the payment history stored in the discount history storage unit according to the payment discount history inquiry for the affiliate card from the payment relay server, A discount section providing discounts; And further comprising:

The present invention has the effect of facilitating the discount payment without worrying about leakage of personal information upon settlement of the affiliate card.

1 is a network outline diagram of a discount card settlement system capable of protecting personal information according to the present invention.
2 is a block diagram illustrating a configuration of an embodiment of a settlement relay server of a discount card settlement system capable of protecting personal information according to the present invention.
FIG. 3 is a block diagram illustrating a configuration of an affiliate server of an affiliate card discount payment system capable of protecting personal information according to the present invention.
4 is a flowchart illustrating an example of a discount settlement operation of the affiliate card discount payment system capable of protecting personal information according to the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Reference will now be made in detail to embodiments of the present invention, examples of which are illustrated in the accompanying drawings, wherein like reference numerals refer to the like elements throughout.

In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear.

The terms used throughout the specification of the present invention have been defined in consideration of the functions of the embodiments of the present invention and can be sufficiently modified according to the intentions and customs of the user or operator. It should be based on the contents of.

1 is a network outline diagram of a discount card settlement system capable of protecting personal information according to the present invention. 1, the affiliate card discount payment system capable of protecting personal information according to the present invention includes an affiliate shop terminal 100, a payment relay server 200, an affiliate server 300, a credit card company server 400, And a membership information database 500.

The merchant terminal 100 is operated by an affiliated merchant and reads card information from a card presented by a customer for settlement of a purchase of goods or services, generates a payment request message including card information, ).

The payment relay server 200 is operated by a vendor (VAN), receives a payment request message containing card information from the merchant terminal 100, determines whether the requested payment card is an affiliate card, If it is determined that the card is a card, the discount policy for the affiliated card is inquired, and the affiliate card discount payment approval request message reflecting the inquired discount policy is generated and transmitted to the card company server 400.

The affiliate server 300 is operated by an affiliate company, receives the affiliate card discount payment approval result transmitted from the payment relay server 200, reflects the result of the affiliate card discount payment affirmation in the payment discount history, The settlement of the discounted amount of the affiliate card with the card issuer server 400 is processed.

The credit card company server 400 is operated by a credit card company and receives the affiliate card discount payment approval request message from the payment relay server 200 and processes approval of the affiliate card discount payment approval request, To the relay server (200).

Then, the settlement relay server 200 transmits to the franchisee terminal 100 and the affiliate server 300, the affiliate company server 300, respectively, to receive the affiliate card discount payment approval result received from the credit card company server 400, .

In this process, the payment relay server 200 operated by the VAN company does not have any information related to the affiliate card member, but the affiliate server 300 and the card company server 400 store the membership information database (500) are shared, personal information can be protected because there is no fear that personal information will be leaked during the discount payment process of the affiliate card.

2 is a block diagram illustrating a configuration of an embodiment of a settlement relay server of a discount card settlement system capable of protecting personal information according to the present invention. 2, the payment relay server 200 according to this embodiment includes a discount policy management unit 210 and a card settlement relay unit 220. [

The discount policy management unit 210 determines whether the card is an affiliate card in response to a card payment request from the merchant terminal 100. If it is determined that the card is an affiliate card, the discount policy management unit 210 inquires a discount policy for the affiliate card. If it is not an affiliate card, the payment relay server 200 handles the normal card payment approval.

At this time, the discount policy management unit 210 may analyze the card information included in the payment request message received from the merchant terminal 100, and determine whether the card is a cooperation card. For example, the BIN (Bank Identification Number) information included in the card information may be analyzed to determine which partner is the affiliate card.

Meanwhile, the discount policy management unit 210 manages registration, renewal, and deletion of a discount policy for a general card or an employee card, stores a discount policy for a general card or an employee card, , It can be determined that the affiliate card is a general card or an employee card, and retrieves a discount policy for the stored general card or employee card.

At this time, discount policies for ordinary cards or employee cards may differ. On the other hand, it may be configured to set a different discount policy for each of the affiliated merchants and affiliated credit cards in addition to the ordinary card and the employee card. Meanwhile, the discount policy may include information such as discount rate or discount amount, discount period, number of discounts, affiliated credit card companies, affiliated merchants, and the like.

For example, the discount policy management unit 210 provides a user interface for registering, updating, or deleting a discount card for a general card or an employee card, thereby registering, renewing, Deletion management can be implemented. Accordingly, the present invention can manage the discount policy referenced by the payment relay server 200 when paying the affiliate card by dividing the discount card into the general card and the employee card.

For example, the discount policy management unit 210 searches the member information database 500 to determine whether the affiliate card is a general card or an employee card. At this time, the member information database 500 stores the member information including the member identification information such as a name, a resident registration number, card information including a card number, card identification information for identifying a general card or employee card, Can be implemented.

In this case, the discount policy management unit 210 retrieves the member information corresponding to the card information from the member information database 500, refers to the card object identification information in the retrieved member information, Card or an employee card.

The card settlement relay unit 220 requests the credit card company server 400 to approve the discount payment of the affiliate card that reflects the discount policy viewed by the discount policy management unit 210, And transmits the payment approval result to the affiliate shop terminal 100 and the affiliate server 300.

At this time, the card settlement relay unit 220 generates an affiliate card discount payment approval request message including the discounted amount of the payment request amount according to the discount rate included in the inquired discount policy and the card information, (400). ≪ / RTI >

The card company server 400 that received the affiliate card discount payment approval request message handles the discount payment approval for the affiliate card corresponding to the card information, generates the advertisement result of the affiliate card discount payment approval, Lt; / RTI >

Then, the card settlement relay unit 220 transmits a full settlement result of the affiliate card discount payment to the affiliate shop terminal 100 and the affiliate server 300, thereby completing the affiliate card discount settlement.

Therefore, since the payment relay server 200 operated by the VAN company does not have any information related to the affiliated card member during the affiliate card discounted payment process, there is no fear of leakage of the personal information during the affiliate card discounted payment process Personal information protection is possible.

According to a further aspect of the present invention, the payment relay server 200 may further include a point inquiry unit 230 and a point settlement relay unit 240. That is, this embodiment is an embodiment in which the discount payment is processed using the points accumulated for the affiliate card.

The point inquiry unit 230 inquires of the affiliate server 300 about the earning point for the affiliate card. For example, the point inquiry unit 230 may generate reward point inquiry information for the affiliate card including the card information and transmit the inquiry information to the affiliate server 300.

Then, the affiliate server 300 searches the earning point for the affiliate card corresponding to the card information, and transmits the earned point inquiry request information for the affiliate card including the card information to the point inquiry unit 230.

The point settlement relay unit 240 requests the point settlement approval request reflecting the discount policy inquired by the discount policy management unit 210 to the affiliate server 300 and transmits the point settlement approval request received from the affiliate server 300 And transmits the result to the franchisee terminal 100.

At this time, the point settlement relay unit 240 generates a point settlement approval request message including the discounted amount of the settlement request amount according to the discount rate included in the inquired discount policy and the card information, and transmits the point settlement approval request message including the card information to the affiliate server 300 ). ≪ / RTI >

The affiliate server 300 that received the point payment approval request message subtracts a point corresponding to the discounted amount of the discounted amount from the accumulation point of the affiliated card corresponding to the card information to approve the point payment for the affiliated card Generates a point settlement approval result telegram, and transmits it to the point settlement relay unit 240.

Then, the point settlement relay unit 240 transmits the full point settlement approval result to the franchise terminal 100, thereby completing the discount of the affiliate card. Accordingly, it is possible to perform the discount payment for the affiliate card using the earned points accumulated in the affiliate card.

According to a further aspect of the present invention, the payment relay server 200 may further include a payment relay manager 250. [ If the accumulated point amount searched by the point inquiry unit 230 is smaller than the requested amount of money to be paid, the payment relay management unit 250 subtracts the searched point amount from all of the requested payment amount or the requested amount And instruct the card settlement relay unit 220 to process the payment approval request for the remaining amount.

On the other hand, if the accumulated point amount searched by the point inquiry unit 230 is greater than or equal to the requested payment amount, the payment relay management unit 250 determines that the point payment approval request And to instruct the settlement relay unit 240. [

Accordingly, it is possible to compare the accumulated point amount with the requested payment amount through the payment relay management unit 250, to request approval of the discounted payment for the affiliated card by using all of the accumulated points or to use the discounted payment for the affiliated card You can actively decide whether to ask for approval.

According to a further aspect of the present invention, the payment relay server 200 may further include a discount history inquiry unit 260. [ The discount history inquiry unit 260 inquires of the affiliate server 300 about the settlement discount for the affiliate card and provides the inquiry to the affiliate shop terminal 100.

That is, this embodiment inquires the affiliate server 300 for a payment discount for the affiliate card corresponding to the card information through the discount history inquiry unit 260 according to the card payment request from the affiliate shop terminal 100, To the merchant terminal 100 so that the payment discount details of the affiliated card can be known.

FIG. 3 is a block diagram illustrating a configuration of an affiliate server of an affiliate card discount payment system capable of protecting personal information according to the present invention. As shown in FIG. 3, the affiliate server 300 according to this embodiment includes a discount history storage unit 310 and a settlement unit 320.

The discount history storage unit 310 receives the affiliate card discount payment approval result transmitted from the payment relay server 200 and reflects it in the discount discount record. As described above, the payment discount stored in the discount history storage unit 310 is provided to the merchant terminal 100 through the payment relay server 200 at the time of payment request for the affiliate card.

The settlement unit 320 processes settlement of the discounted amount of the affiliate card with the card company server 400 based on the affiliate card discount settlement result stored in the discount history storage unit 310. [

For example, the card company server 400 that has processed the affiliate card discount payment approval stores the affiliate card discount payment approval details, and then requests a settlement for the discounted amount according to the discount policy every month or every week or every day To the affiliate server (300).

Then, the affiliate server 300 transmits the affiliate card discount payment approval result requested by the card company server 400 through the settlement unit 320 and the affiliate card discount payment approval result stored in the discount history storage unit 310 And processes the settlement for the discounted amount of the affiliated card requested by the card issuer server 400. [

According to a further aspect of the present invention, the affiliate server 300 may further include a point management unit 330, a point information storage unit 340, and a point information providing unit 350. That is, this embodiment is an embodiment for managing credit points that can be used at the time of discounting the affiliate card.

The point management unit 330 manages generation, update, and deletion of accumulated points for a general card or an employee card. At this time, the earning points for the ordinary card or the employee card may be given different from each other.

For example, the point management unit 330 assigns the earning points differently according to whether the affiliate card corresponding to the card information is a general card or an employee card, updates the earned point by subtracting the earning point according to the affiliate card discount payment, It may be implemented to delete the poem earning point.

The point information storage unit 340 stores the accumulated point information for the general card or the employee card managed by the point management unit 330. [ Accordingly, this embodiment can manage the credit points that the settlement relay server 200 can use at the settlement of the affiliate card by dividing the credit card into the general credit card and the employee credit card through the affiliate server 300.

The point information providing unit 350 retrieves points accumulated in the affiliate card from the point information storage unit 340 according to a point inquiry about the affiliate card from the payment relay server 200, (200).

According to a further aspect of the present invention, the affiliate server 300 may further include a discount history providing unit 360. [ The discount history providing unit 360 searches the payment history stored in the discount history storage unit 310 according to the payment discount history inquiry for the affiliate card from the payment relay server 200, (200).

For example, when requesting payment settlement history inquiry for the affiliate card from the payment relay server 200, the payment discount record corresponding to the card number corresponding to the affiliate card is transmitted to the discount recorder 360 And to provide the retrieved payment information to the payment relay server 200. Then, the payment relay server 200 transmits the settlement discount for the affiliate card to the merchant terminal 100.

The discount payment operation of the affiliate card discount payment system capable of protecting personal information according to the present invention as described above will be described with reference to FIG. 4 is a flowchart illustrating an example of a discount settlement operation of the affiliate card discount payment system capable of protecting personal information according to the present invention.

First, in step 610, the payment relay server receives a card settlement request from the merchant terminal.

Then, in step 620, the payment relay server determines whether the card for which the card payment is requested is an affiliate card.

If it is determined in step 620 that the card is an affiliate card, the payment relay server determines in step 630 whether the affiliate card is a general card or a staff card.

In step 640, the payment relay server inquires the discount policy for the determined general card or employee card.

Then, in step 650, the payment relay server requests the card company server to approve the affiliate card discount payment reflecting the discount policy for the inquired affiliate card.

Then, in step 660, the card company server processes the discount payment approval of the affiliate card that reflects the discount policy, and transmits the approval result of the affiliate card discount payment to the payment relay server.

In step 670, the payment relay server that received the affiliate card discount payment approval result transmits the affiliate card discount payment approval result to the affiliate shop terminal and the affiliate server.

Then, in step 680, the affiliate server receives the affiliate card discount payment approval result transmitted from the payment relay server, reflects the payment discount details on the discount discount history, and stores the result.

Then, in step 690, in accordance with the settlement request for the discounted amount of the affiliate card of the card company server, the affiliate server processes settlement of the discounted amount of the affiliated card based on the payment discount details stored in the affiliate server.

According to the present invention, the payment relay server operated by a van (VAN) company does not have any information related to the affiliated card member during the affiliate card discount payment process, It is possible to protect personal information. Therefore, the object of the present invention can be achieved.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it will be understood by those of ordinary skill in the art that various changes in form and details may be made therein without departing from the spirit and scope of the invention as defined by the appended claims. .

INDUSTRIAL APPLICABILITY The present invention is industrially applicable in the fields of card discount payment technology and its application technology.

100: Merchant terminal
200: Payment relay server
210: Discount policy manager
220: Card payment relay section
230: point inquiry unit
240: Point payment relay section
250: Payment relay manager
260:
300: Affiliate Server
310: Discount record storage unit
320:
330: Point management section
340: Point information storage unit
350: point information providing service
360: Discounted Offering
400: card issuer server
500: Member information database

Claims (7)

A discount policy management unit for determining whether the card is an affiliate card in response to a card payment request from the merchant terminal and inquiring a discount policy for the affiliate card when it is determined that the card is an affiliate card;
A card payment relay unit for requesting a credit card discount payment approval reflecting the discount policy viewed by the discount policy management unit to the credit card company server and transmitting the credit card discount payment approval result received from the credit card company server to the affiliate shop terminal and the affiliate company server;
And a payment relay server including the payment relay server. The method according to claim 1,
Wherein the payment relay server comprises:
A point inquiry unit for inquiring the affiliate server for a credit score for the affiliate card;
A point settlement relay unit for requesting a point settlement approval request reflecting the discount policy inquired by the discount policy management unit to the affiliate server and transmitting a point settlement approval result received from the affiliate server to the affiliate dealer terminal;
Wherein the affiliate card payment system further comprises: 3. The method of claim 2,
Wherein the payment relay server comprises:
When the amount of the accumulated points viewed by the point inquiry unit is smaller than the amount requested for payment, a payment approval request for the remaining amount, which is the sum of the requested amount of payment or the accumulated point value, And instructs the point settlement relay unit to process the point settlement approval request for all of the requested amount of money if the accumulated point amount searched by the point inquiry unit is greater than or equal to the requested amount A payment relay management unit;
Wherein the affiliate card payment system further comprises: The method according to claim 1,
Wherein the payment relay server comprises:
A discount history inquiry unit for inquiring the payment discount details of the affiliate card from the affiliate server and providing the inquiry to the merchant terminal;
Wherein the affiliate card payment system further comprises: A discount history storage unit for receiving the affiliate card discount payment approval result transmitted from the payment relay server and reflecting the same on the discount discount history;
And a settlement unit for processing settlement of the discounted amount of the affiliate card and the card company server based on the affiliate card discount payment approval result stored in the discount history storage unit;
And the affiliate server including the affiliate server. 6. The method of claim 5,
Wherein the affiliate server comprises:
A point management unit for managing creation, renewal, and deletion of accumulated points for a general card or an employee card;
A point information storage unit for storing accumulated point information for a general card or an employee card managed by the point management unit;
A point information providing unit for searching for a point accumulated in the affiliate card from the point information storing unit according to a point inquiry about the affiliate card from the payment relay server and providing the point to the payment relay server;
Wherein the affiliate card payment system further comprises: 6. The method of claim 5,
Wherein the affiliate server comprises:
A discount history providing unit for searching for a payment discount history stored in the discount history storage unit and providing the discounted payment history to the payment relay server in response to a payment discount history inquiry for the affiliate card from the payment relay server;
Wherein the affiliate card payment system further comprises:
KR1020130082264A 2013-07-12 2013-07-12 Discount settlement system for affiliated card being able to protect privacy KR20150007791A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20170142825A (en) 2016-06-20 2017-12-28 비씨카드(주) Method supporting selection of alliance service and card company server
KR20200069495A (en) 2018-12-07 2020-06-17 송관권 Apparatus and Method for Constructing Cutoff Sheathing Wall

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20170142825A (en) 2016-06-20 2017-12-28 비씨카드(주) Method supporting selection of alliance service and card company server
KR20200069495A (en) 2018-12-07 2020-06-17 송관권 Apparatus and Method for Constructing Cutoff Sheathing Wall

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