KR20070028721A - Credit card terminal including black list file therein and method for credit card settlement in the aircraft using the same - Google Patents

Abstract

A credit card terminal embedded with a black list file and a method for credit card settlement in an aircraft by using the same are provided to safely perform the credit card settlement in the flying aircraft by passing a credit card approval process using the black list file downloaded from a ground credit card PG(Payment Gateway) server through the satellite Internet. A storage medium(80) stores the black list file storing credit card numbers having a reason disqualified from the credit card settlement and credit card settlement particulars. A satellite communicating module(90) intercommunicates with the credit card PG(Payment Gateway) server on the ground through the satellite Internet. A credit card scanning module(100) reads credit card information recorded on a credit card. A receipt outputting module(110) outputs a credit card receipt when the credit card settlement is approved. A user interface module(120) receives credit card settlement information and a credit card settlement approval request from a user. A CPU(130) processes the credit card settlement by using a black list.

Description

Credit card terminal including black list file therein and Method for credit card settlement in the aircraft using the same}

The following drawings attached to this specification are illustrative of preferred embodiments of the present invention, and together with the detailed description of the invention to serve to further understand the technical spirit of the present invention, the present invention is a matter described in such drawings It should not be construed as limited to.

1 is a schematic diagram for schematically explaining a credit card payment method according to the present invention.

2 is a block diagram illustrating a configuration of a credit card terminal according to an embodiment of the present invention.

3 is a flowchart illustrating a process of transmitting and storing a blacklist file according to an embodiment of the present invention.

4 is a flowchart illustrating a credit card payment method according to an embodiment of the present invention.

The present invention relates to credit card payment, and more particularly, to a credit card terminal and a credit card payment method using the same that can perform credit card payment in an aircraft.

There are active trades in duty-free goods on aircraft currently in flight. Credit card is mainly used for payment of these duty-free goods. However, once the aircraft takes off, the aircraft maintains an altitude of 1KM or higher, so there is currently no way to proceed with the payment approval process in real time with the credit card VAN company on the ground during the credit card payment process. Therefore, when the duty-free goods are made in the aircraft, credit card payment is inevitably made without a separate approval procedure.

Therefore, a fatal problem is possible in which the payment of the purchase price of the product can be caused by the card which has been suspended or terminated due to various reasons, the card whose expiration date has expired, or the card of the credit delinquent. In addition, these problems cause frequent friction between airlines and credit card companies in the process of purchase of card payments, and it is almost impossible to recover payments, which leads to an increase in social costs.

Furthermore, when paying by credit card in an aircraft, a credit card payment slip is prepared by hand. Therefore, it is cumbersome for the airline crew in charge of the merchandise sales, but it is necessary to regularly collect handwritten documents, sort all the documents manually by credit card company, and process the purchase by each credit card company. There is also a problem that airlines must suffer from.

The present invention has been made to solve the above-mentioned problems of the prior art, the credit card terminal having an automatic receipt output function as well as the credit card payment after going through the credit card approval process in the aircraft in flight, and The purpose is to provide a method for performing a credit card payment in an aircraft in flight.

According to an aspect of the present invention, there is provided a credit card terminal, comprising: a storage medium storing a black list of credit card numbers and credit card payment authorizations for reasons of ineligible credit card payment; A satellite communication module for performing mutual communication with a credit card settlement agent server on the ground through the satellite Internet; A credit card scanning module for reading credit card information contained in a credit card; Receipt output module for outputting a credit card receipt when the credit card payment approval; A user interface module for receiving credit card payment information and credit card payment approval request from a payment performer; And a central processing unit that controls the operations of the storage medium and each module to process credit card payment business using the black list.

In the credit card terminal according to the present invention, the central processing unit requests the black list to the credit card payment agent server through the satellite communication module to receive the received black list on the storage medium, the user Credit card payment information is input through the interface module, credit card information is input from the scanning module, and the credit card number included in the credit card information is stored as the credit card payment authorization request is made through the user interface module. If the credit card number is included in the black list, the credit card payment is rejected. If the credit card number is not included in the black list, the payment is approved. Store credit card payment authorizations in the storage medium And it outputs a credit card payment receipts through the receipt of an output module.

The credit card terminal of the present invention may further include an electronic signature module that electronically receives a handwritten signature from a product purchaser. In this case, when it is determined that the credit card number is not in the blacklist file, the central processing unit receives an electronic signature from a product buyer through the electronic signature module, matches the credit card payment approval details, and stores the same on the storage medium.

The credit card payment method according to the present invention for achieving the above technical problem, as a method for performing a credit card payment in the aircraft in flight using a credit card terminal connected to the ground credit card payment server and the satellite Internet. ,

A credit card terminal comprising the steps of: (a) receiving and storing a list of credit card number blacklists for reasons of ineligible credit card payment from a terrestrial credit card settlement agent server via satellite Internet; (b) receiving credit card payment information from a payment performer, and reading credit card information including a credit card number from a credit card scanned by the payment performer; (c) determining whether the read credit card number is included in the blacklist; (d) if the credit card number is included in the blacklist as a result of the determination, displaying the credit card payment authorization to the payment performer; and if the credit card number is not included in the blacklist, approving the credit card payment; (e) accumulating the credit card payment approval details and outputting them on a credit card receipt; And (f) transmitting credit card payment authorization details to the credit card payment agency server in the form of a batch over the satellite Internet.

In the credit card settlement agent server, (g) requesting purchase by transmitting the credit card settlement approval details to a corresponding credit card company server; And (h) transmitting the credit card payment approval details to the corresponding airline server to report the credit card sales.

The credit card payment method of the present invention further includes the step of receiving an electronic signature from a product buyer before proceeding to the step (e), and in step (e) storing the electronic signature together with the credit card payment approval details. Can be.

In the present invention, the blacklist is a list of credit card numbers having reasons for payment ineligibility. Alternatively, the blacklist is a list of credit card numbers having a payment ineligible reason and a flag indicating the ineligible reason.

In the present invention, the reason for the disqualification of the payment is suspension of use, deprecation, credit failure, expiration of a valid period, overdue payment of a credit card for a predetermined period or a combination thereof.

In the present invention, the credit card payment approval details, credit card number, payment price, payment date, credit card terminal identification number, airline identification number, aircraft identification number, airline name, product identification number and seat number do.

In the present invention, the credit card payment information includes the identification number of the payment target product, the payment amount and the seat number in the aircraft of the buyer.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. Prior to this, terms or words used in the present specification and claims should not be construed as being limited to the common or dictionary meanings, and the inventors should properly explain the concept of terms in order to best explain their own invention. Based on the principle that can be defined, it should be interpreted as meaning and concept corresponding to the technical idea of the present invention. Therefore, the embodiments described in the specification and the drawings shown in the drawings are only the most preferred embodiment of the present invention and do not represent all of the technical idea of the present invention, various modifications that can be replaced at the time of the present application It should be understood that there may be equivalents and variations.

1 is a conceptual diagram schematically showing a credit settlement method according to the present invention.

Referring to FIG. 1, a credit card settlement agent server 10 on the ground and a credit card terminal 20 operated in an aircraft 15 are interconnected through a satellite Internet. In addition, the credit card settlement agent server 10 is connected to enable communication with one or more credit card company server 30 and one or more airline server 40 through a wired Internet.

The credit card terminal 20 receives a request for a list of credit card numbers (so-called blacklists) that have a credit card payment ineligibility reason to the credit card payment agent server 10 through the satellite Internet.

Here, the satellite Internet is a technology for providing an Internet service by using the satellite 50 as a signal repeater, as is well known in the art. According to the known satellite Internet technology, the transmitting earth station 60 and the receiving earth station 70 are connected to form a satellite link, and the signal from the transmitting earth station 60 to the satellite 50 is converted into an uplink signal, The signal from the satellite 50 to the receiving earth station 70 is called a downlink signal.

The frequency of the uplink signal is higher than the frequency of the downlink signal. The higher the frequency, the greater the propagation loss in free space, and various reinforcement methods to compensate for this loss can be done more easily at earth stations than at satellites.

The credit card settlement agent server 10 communicates with the credit card terminal 20 in the aircraft 15 through the aforementioned satellite Internet. Accordingly, the credit card settlement agent server 10 is connected to the transmitting earth station 60 and the receiving earth station 70 through a predetermined communication network, and the credit card terminal 20 in the aircraft 15 is connected via a downlink signal. The blacklist transmission request signal is transmitted, and the blacklist is transmitted to the credit card terminal 20 in the aircraft 15 through the uplink signal.

Preferably, the blacklist transmission process is performed according to a preset period. More preferably, the blacklist transmission process is performed at regular intervals when the credit card terminal 20 is able to communicate with the credit card settlement agent server 10 via the satellite Internet.

The blacklist is preferably downloaded in the form of a file, and after the first download, the blacklist is updated to receive only the changed contents and to update the existing blacklist. The black list transmitted to the credit card terminal 20 is stored in a storage medium provided in the credit card terminal 20.

The blacklist includes a list of credit card numbers with reasons for credit card payment ineligibility. The credit card number for which the payment is ineligible may be a suspended or terminated credit card number, an expired credit card number, a credit card number of the subscriber listed as a credit failure, or overdue payment of credit card charges for a predetermined period. The credit card number of the subscriber or the credit card number for which the above payment is ineligible is 2 or more, and the credit card number determined by the credit card company to be inappropriate for policy reasons.

The blacklist may further include a list of credit card numbers having a credit card payment ineligible reason and a flag indicating what is ineligible for each credit card number. For example, an appointment is set in advance with a suspended credit card number, a canceled credit card number, a third credit card number of a bad credit subscriber, and a corresponding credit card number for each credit card number included in the blacklist. You can specify flags.

In order to transmit the blacklist, the credit card settlement agent server 10 is connected to each credit card company server 30 through a wired Internet and periodically receives a blacklist from each credit card company.

Since the blacklist is continuously updated as described above, the credit card settlement agent server 10 preferably manages the version of the currently valid blacklist. When the blacklist is requested from the credit card terminal 20, the blacklist version stored in the credit card terminal 20 is checked. If the blacklist version is not the latest, the blacklist is updated. It is desirable to proceed with the process.

Credit card payment in the aircraft 150 in flight according to the invention is that the blacklist is downloaded and stored from the credit card payment agent server 10 through the process described above in the credit card terminal 20 On the premise.

Briefly describing the credit card payment process, passengers (hereinafter, buyers) who wish to purchase duty-free goods in the aircraft 15 express their intention to purchase goods to flight attendants (hereinafter, payment performers). Then, the payment operator requests the presentation of the credit card, inputs the payment information including the identification number, the seat number, and the payment amount of the purchased product to the credit card terminal 20 and leads the credit card. Then, operate the credit card payment approval button.

Then, the credit card terminal 20 extracts the credit card number from the read credit card information and inquires whether the credit card number is included in the self-stored blacklist. If the credit card number is included, the credit card payment is rejected. If the credit card number is not included, the credit card payment is approved, the receipt is printed, and the credit card payment authorization is stored in itself.

The credit card payment approval details include a credit card number, payment price, payment date, identification number of the credit card terminal 20, airline identification number, aircraft identification number, product identification number and seat number.

The credit card terminal 20 checks the availability of satellite Internet access at regular intervals. If the satellite Internet access is possible, the credit card payment authorization history accumulated so far is transmitted to the credit card settlement agent server 10 through the satellite Internet.

Furthermore, the credit card settlement agent server 10 transmits the credit card payment approval details to the corresponding credit card company server 30 to make a purchase request, and at the same time, the airline server corresponding to the transmitted credit card payment approval details. Send to 40 to report credit card sales.

2 shows the configuration of the credit card terminal 20 in more detail.

Referring to Figure 2, the credit card terminal 20, the storage medium 80, which stores a black list of credit card numbers and credit card payment authorization details for reasons of ineligible credit card payment; A satellite communication module 90 which communicates with the credit card settlement agent server 20 on the ground through the satellite Internet; A credit card scanning module 100 for reading credit card information contained in a credit card; A receipt output module 110 for outputting a credit card payment receipt upon credit card payment approval; A user interface module 120 for receiving information required for credit card payment from a payment performer; And a central operation processing unit 130 for controlling the operations of the storage medium 80 and the respective modules to process credit card payment business using the black list.

The central processing unit 130 records the blacklist on the storage medium 80 after receiving and receiving a blacklist from the credit card settlement agent server 10 through the satellite communication module 90. In addition, a payment price, a product identification number and a seat number are input through the user interface module 120, credit card information is received from the scanning module 100, and a payment performer receives credit of the user interface module 120. When the card payment approval button is manipulated, it is recognized to check whether the credit card number included in the credit card information is included in the black list included in the storage medium 80. As a result, if the credit card number is included in the blacklist, the credit card payment is rejected. If the credit card number is not included in the black list, the payment is approved. If the payment is approved, the credit card payment approval history is stored in the storage medium 80 and the credit card payment receipt is output through the receipt output module 110. Further, when communication with the credit card payment agent server 10 is possible, the credit card payment authorization details stored in the storage medium 80 are transmitted to the credit card payment agent server 10 through the satellite Internet.

The storage medium 80 is an inactive memory, preferably a flash memory can be employed, but the present invention is not limited thereto. Preferably, the storage medium 80 contains credit card terminal 20 related information. The terminal related information includes a credit card terminal identification number, aircraft identification number, name and identification number of the airline. In addition, the storage medium 80 further includes a program for executing the above-described operation or the operation described later by the central processing unit 130. This program is executed when the credit card terminal 20 is started and loaded into the central processing unit 130. Accordingly, the central processing unit 130 executes the above-described operation or the operation described later.

The user interface module 120 is a button-type keypad or a touch pad that is sensitive to touch by a known credit card terminal. The payment operator inputs credit card payment information including the identification number of the product to be paid, the payment amount, and the seat number of the product buyer by using the user interface module 120, and when the input is completed, presses the credit card payment approval button. To operate.

The satellite communication module 90 is a module that transmits and receives data by performing mutual communication with the satellite 50. Preferably, the satellite communication module 90 is a communication module supporting a multi-division code spreading method such as CDMA, and various communication modules well known in the art to which the present invention pertains may be employed.

The satellite communication module 90 transmits a blacklist transmission request to the satellite 50 through an uplink signal as shown in FIG. When the blacklist transmission request is transmitted, the satellite 50 transmits the blacklist transmission request to the credit card settlement agent server 10 through the downlink.

Meanwhile, the satellite communication module 90 downloads the blacklist transmitted from the satellite 50 to the satellite 50 through the uplink again through the downlink from the satellite 50.

The satellite communication module 90 also transmits credit card payment authorization details recorded on the storage medium 80 to the satellite 50 through the uplink. When the credit card payment approval details are transmitted in this way, the satellite 50 transmits the transmitted credit card payment approval details to the credit card settlement agent server 10 through the downlink.

The credit card scanning module 100 may include a smart card scanning module for reading credit card information from a magnetic card scanning module for reading credit card information from a credit card provided with a magnetic strip or a smart card with credit card information embedded in an electronic chip. Module. To initiate the credit card payment approval process, a payment performer inputs credit card payment information including an identification number of a product for which a credit card payment is requested, a payment amount, and a seat number of a product buyer in the user interface module 120, and When the credit card is scanned through the credit card scanning module 100 and a predetermined payment approval button provided in the user interface module 120 is operated.

The receipt output module 110 is a component mounted on a general credit card terminal, and outputs the approved payment details in the form of a receipt when the credit card payment is approved. At this time, the information printed on the receipt includes a product identification number, payment price, payment date, payment aircraft identification number, name and identification number of the airline paid, seat number, credit card terminal identification number and the like. When printing the receipt of payment approval details, the identification number of the aircraft, the name and identification number of the airline is extracted from the credit card terminal 20 related information contained in the storage medium (80).

Alternatively, the credit card terminal 20 of the present invention further includes an electronic signature module 140 that electronically receives a handwritten signature from a product buyer. In this case, if it is determined that the credit card number is not in the blacklist file, the central processing unit 130 receives an electronic signature from the product buyer through the electronic signature module 140 and matches the credit card payment approval details. The storage medium 80 is recorded. At this time, the electronic signature is preferably stored in the form of an image file.

3 is a black list including a credit card number with a credit card payment ineligible reason in the credit card payment method according to the present invention is transmitted from the credit card payment proxy server 10 to the credit card terminal 20 via satellite Internet. And a procedure flow diagram detailing the stored process.

Before describing the blacklist transmission and storage process in detail with reference to FIG. 3, a signal transmission process between the credit card settlement agent server 10 and the credit card terminal 20 will be described.

As described above, the communication between the credit card settlement agent server 10 and the credit card terminal 20 is performed through the satellite Internet. Therefore, the signal transmitted from the credit card settlement agent server 10 to the credit card terminal 20 is transmitted to the transmitting earth station 60 through the communication network. Then, it is transmitted from the transmitting earth station 60 to the satellite 50 on the uplink, and the satellite 50 transmits the transmitted signal again to the credit card terminal 20 in the aircraft 15 via the downlink.

On the contrary, the signal transmitted from the credit card terminal 20 to the credit card settlement agent server 10 is transmitted to the satellite 50 through the uplink, and the satellite 50 transmits the transmitted signal back to the ground via the downlink. Transmit to receiving earth station 70. The signal transmitted to the receiving earth station 70 is transmitted to the credit card settlement agent server 10 again through a communication network.

Hereinafter, a description of the above complex signal transmission scheme will be omitted, and a blacklist transmission and storage process will be described with a focus on a signal transmission process between the credit card settlement agent server 10 and the credit card terminal 20. .

2 and 3, when power is applied to the credit card terminal 20, the program stored in the storage medium 80 is driven (S10). When the program is driven, the central processing unit 130 starts an operation according to the driven program.

First, the central processing unit 130 queries the storage medium 80 and checks whether there is a blacklist file (S20). As a result, if there is no blacklist file, the central processing unit 130 branches to the procedure for downloading the blacklist file from the credit card settlement agent server 10 via the satellite Internet.

That is, the central processing unit 130 checks whether communication with the credit card settlement agent server 10 is possible through the satellite Internet (S30). As a result, if communication is not possible, the communication is again checked after a predetermined time. On the contrary, if communication is possible, the central processing unit 130 connects the credit card terminal 20 with the credit card settlement agent server 10 through the satellite Internet (S40). Although not shown in detail in the drawings, in the connection process between the credit card payment proxy server 10 and the credit card terminal 20 may be applied to the SSL (Secure Sockets Layer) security technology well known in the art.

When the credit card terminal 20 is connected to the credit card payment agent server 10 in step S40, the central processing unit 130 requests the blacklist transmission to the credit card payment agent server 10 through the satellite Internet ( S50). Then, the credit card settlement agent server 10 requests the version of the blacklist to the credit card terminal 20 (S60). In response, the central processing unit 130 transmits a null code indicating that there is no blacklist file in the storage medium 80 to the credit card settlement agent server 10 (S70). Then, the credit card settlement agent server 10 first transmits the blacklist file acquired and configured from the credit card company server 30 to the credit card terminal 20 (S80). In response, the central processing unit 130 receives the blacklist file through the satellite communication module 90 and stores the blacklist file in the storage medium 80 and sends an ACK signal to the credit card settlement agent server 10 when the recording is completed. Transmit (S90). Then, the credit card settlement agent server 10 considers that the transfer of the blacklist file was successful, and database the transfer history of the blacklist file (S100). As a result, the transfer process of the new blacklist file is completed, and then the update process of the blacklist file is performed.

Next, if it is determined in step S20 that the blacklist file exists, the blacklist file update procedure is performed. First, the central processing unit 130 of the credit card terminal 20 checks whether communication between the credit card payment proxy server 10 and the credit card terminal 20 is possible through the satellite Internet (S110).

As a result, if it is determined that communication is impossible, the communication state is checked again after a predetermined time has elapsed. On the contrary, if it is determined that communication is possible, the final update time point of the blacklist file recorded on the storage medium 80 is checked to determine whether a predetermined blacklist file update period has been reached (S120). The final update time can be determined by the modification date of the blacklist file. As a result, if it is determined that the update cycle has not been reached, the update time point is checked again after a predetermined time. On the contrary, if it is determined that the renewal time has been reached, the central processing unit 130 connects the credit card terminal 20 with the credit card settlement agent server 10 (130). In this case, although not shown in detail in the drawings, in the connection process between the credit card settlement agent server 10 and the credit card terminal 20 may be applied to the SSL (Secure Sockets Layer) security technology widely known in the art. have.

Subsequently, the central processing unit 130 transmits a blacklist update request signal to the credit card settlement agent server 10 (S140). Then, the credit card settlement agent server 10 requests the transmission of the version data of the blacklist file to the credit card terminal 20 side (S150). In response, the central processing unit 130 of the credit card terminal 20 extracts a version of the blacklist file included in the storage medium 80 and transmits it to the credit card settlement agent server 10 (S160). The data related to the version may be recorded at the beginning of the blacklist file or included in the name of the blacklist file.

In response, the credit card settlement agent server 10 checks whether the version of the blacklist file transmitted by the credit card terminal 20 is the latest version (S170).

As a result, if the latest version is correct, the credit card settlement agent server 10 generates a code that does not need an upgrade and transmits it to the credit card terminal 20 (S180). Then, the central processing unit 10 branches the process to step S120.

On the contrary, if it is not the latest version, the credit card payment agent server 10 transmits the upgrade blacklist file to the credit card terminal 20 (S190). The upgrade blacklist file contains a list of new credit card numbers that have credit card ineligibility reasons. When the upgrade blacklist file is transmitted, the central processing unit 130 adds the information included in the upgrade blacklist file to the blacklist file included in the storage medium 80 and updates the version information of the blacklist file (S200). . The version information may be transmitted from the credit card settlement agent server 10 in the beginning of the upgrade blacklist file or in the name of the file, but the present invention is not limited thereto. When the update operation of the blacklist file is completed, the central processing unit 130 generates and transmits a code indicating that the update operation of the blacklist file is completed to the credit card settlement agent server 10 (S210). Then, the process returns to step S120. As a result, the update operation for the blacklist file included in the storage medium 80 is completed.

4 is a flowchart illustrating a process of making a credit card payment using a blacklist file stored in the storage medium 80 of the credit card terminal 20.

2 and 4, a passenger (hereinafter, a buyer of a product) who wishes to purchase a duty-free product in the aircraft 15 in flight requests a purchase of a product from a crew member (hereinafter, a payment performer) (S250). Then, the payment performer inputs the credit card payment information including the seat number of the buyer of the goods, the identification number of the goods to be purchased, and the payment amount to the credit card terminal 20 of the present invention (S260). Subsequently, the payment performer takes over the credit card from the product buyer, scans the credit card on the credit card scanning module 100 provided in the credit card terminal 20, and operates the credit card payment approval button on the user interface module 120. (S270). Then, the central processing unit 130 of the credit card terminal 20 proceeds with the process for credit card payment approval.

That is, the central processing unit 130 first extracts the credit card number included in the credit card information read from the credit card scanning module 100 and then checks whether the number is included in the black list included in the storage medium 80 ( S280).

As a result, if the number included in the black list is correct, the central processing unit 130 rejects the credit card payment approval and outputs the related information through the display module provided in the credit card terminal 20 (S290). Then, the credit card payment process is completed.

On the contrary, if the number is not included in the blacklist, the central processing unit 130 approves the credit card payment (S300). Next, the credit card payment approval history is stored in the storage medium 80 (S310). Then, the credit card payment approval details are printed on the credit card receipt through the receipt output module 110 (S320).

Meanwhile, before proceeding to step S310, the central processing unit 130 may further proceed to receive an electronic signature from the product buyer through the electronic signature module 140. In this case, when the central processing unit 130 stores the credit card payment approval history in step S310, the electronic signature received from the product buyer is linked to each other and stored together. At this time, the electronic signature is preferably stored in the form of an image file.

When the credit card receipt is output in step S320, the payment performer completes the credit card payment procedure by handing over the receipt to the product buyer.

On the other hand, if the credit card payment is made repeatedly using the credit card terminal 20, the credit card payment approval history is stored cumulatively in the storage medium (80). The credit card payment approval history stored in this manner is transmitted to the credit card payment agent server 10 through the satellite Internet in the form of a batch.

That is, the credit card terminal 10 checks whether the credit card terminal 20 and the credit card settlement agent server 10 can communicate with each other through the satellite Internet when a predetermined period has elapsed.

Then, when it is determined that mutual communication is possible, the credit card terminal 10 is connected to the credit card payment agent server 10 and the credit card payment authorization details accumulated up to now are transmitted to the credit card payment agent server 10. .

When the credit card payment approval details are transmitted from the credit card terminal 20 in the aircraft, the credit card payment agency server 10 analyzes the respective credit card payment approval details to correspond to each credit card payment approval details. It transfers to 30 and performs a purchase process. At the same time, each credit card payment approval details are analyzed and each credit card payment approval details are transmitted to the corresponding airline server 40 to report the sales by credit card.

The purchase process is substantially the same as the purchase process for a credit card payment made on a general wired Internet. In addition, the airline can immediately grasp the product sales history by the credit card made in each aircraft by analyzing the credit card payment approval history sent to the airline server 40.

On the other hand, in some cases, the goods buyers want to purchase in the aircraft is exhausted may not be delivered normally. In such a case, once the credit card payment is approved, the credit card payment approval details are transmitted to the airline server of the destination, so that the goods paid at the destination can be delivered.

To this end, the credit card terminal 20 sets a flag indicating that the goods should be delivered at the destination when the payment approval details are transmitted through the satellite Internet. Then, the credit card settlement agent server 10 transmits the credit card settlement approval details of the flag set to the airline server of the destination via the Internet.

The destination airline then delivers the undelivered product to the passenger with reference to the transmitted credit card payment authorization details (e.g., the seat number and the identification number of the item for which payment is authorized). It is desirable that the crew of the airline who handled the credit card payment notify the buyer of the goods verbally in advance that the goods are delivered at the destination. In addition, the airline preferably operates a separate dedicated desk to deliver the goods at the destination.

As described above, although the present invention has been described by way of limited embodiments and drawings, the present invention is not limited thereto and is intended by those skilled in the art to which the present invention pertains. Of course, various modifications and variations are possible within the scope of equivalents of the claims to be described.

According to an aspect of the present invention, since the credit card payment is performed through the credit card payment approval process in the aircraft in flight, it is possible to more secure credit card payment.

According to another aspect of the present invention, a more convenient credit card payment is possible as compared to the conventional credit card payment method according to the handwritten slip making method.

According to another aspect of the present invention, the airline can solve the conventional hassle of manually sorting credit card slips for purchase processing, and immediately grasp the status of credit card sales generated in each aircraft. Can be.

Claims (16)

A storage medium in which a black list of credit card numbers and credit card payment authorizations are stored for reasons of ineligible credit card payment; A satellite communication module for performing mutual communication with a credit card settlement agent server on the ground through the satellite Internet; A credit card scanning module for reading credit card information contained in a credit card; Receipt output module for outputting a credit card receipt when the credit card payment approval; A user interface module for receiving credit card payment information and credit card payment approval request from a payment performer; And a central processing unit that controls the operations of the storage medium and each module to process credit card payment business using the black list. The central processing unit, After requesting and receiving a blacklist from the credit card settlement agent server through the satellite communication module, the received blacklist is stored in the storage medium, Credit card payment information is input through the user interface module, credit card information is input from the scanning module, and a credit card payment authorization request is made through the user interface module. Check whether the data is included in the blacklist of the storage medium, If your credit card number is on the blacklist, you will decline the credit card payment. If the credit card number is not on the blacklist, approve the payment. Credit card terminal, characterized in that for storing the credit card payment approval history in the storage medium and output the credit card payment receipt through the receipt output module if the payment is approved. The method of claim 1, The black list is a credit card terminal, characterized in that a list of credit card numbers having reasons for ineligible payment. The method of claim 1, The blacklist is a credit card terminal, characterized in that the list of credit card numbers having a payment ineligible reason and a flag indicating the ineligible reason. The method according to claim 2 or 3, The reason for the ineligibility of the payment is credit card terminal, characterized in that the suspension of use, use, expiration of validity, credit failure, overdue credit card payment over a predetermined period or a combination thereof. The method of claim 1, The credit card payment approval details, credit card number, payment price, date and time of payment, credit card terminal identification number, airline identification number, airline name, aircraft identification number, product identification number and seat number credit, characterized in that Card terminal. The method of claim 1, The credit card payment information, credit card terminal, characterized in that it comprises the identification number of the product to be paid, the payment amount and seat number in the aircraft of the product buyer. The method of claim 1, Wherein the central processing unit, when the communication with the credit card payment agent server, credit card payment authorization information stored in the storage medium to the credit card payment agent server, characterized in that for transmitting over the satellite Internet. The method of claim 1, The credit card scanning module may be a magnetic card scanning module for reading credit card information from a credit card provided with a magnetic strip or a smart card scanning module for reading credit card information from a smart card having credit card information embedded in an electronic chip. Credit card terminal. The method of claim 1, And an electronic signature module for receiving the handwritten signature electronically from the product buyer. If it is determined that the credit card number is not in the blacklist file, the central processing unit receives an electronic signature from a product buyer through the electronic signature module, matches the credit card payment approval details, and stores it on the storage medium. Credit card terminal. As a method of performing a credit card payment in an aircraft in flight using a credit card terminal connected to a land credit card settlement server and satellite internet, In the credit card terminal, (a) receiving and storing a list of credit card number blacklists for credit card payment ineligibility from a terrestrial credit card payment agent server via satellite Internet; (b) receiving credit card payment information from a payment performer, and reading credit card information including a credit card number from a credit card scanned by the payment performer; (c) determining whether the read credit card number is included in the blacklist; (d) if the credit card number is included in the blacklist as a result of the determination, displaying the credit card payment authorization to the payment performer; and if the credit card number is not included in the blacklist, approving the credit card payment; (e) accumulating the credit card payment approval details and outputting them on a credit card receipt; And (f) transmitting the credit card payment authorization to the credit card payment agency server in the form of a batch through satellite Internet; In the credit card settlement agent server, (g) requesting a purchase by transmitting the credit card payment approval details to a corresponding credit card company server; And (h) transmitting the credit card payment approval details to the corresponding airline server to report the credit card sales; credit card payment method comprising the. The method of claim 10, The black list is a credit card payment method, characterized in that the list of credit card numbers having reasons for ineligible payment. The method of claim 10, The blacklist is a credit card number payment method characterized in that the list of credit card numbers that have reasons for ineligibility and the flag indicating the ineligible reasons. The method according to claim 11 or 12, wherein The reason for the ineligibility of the payment is credit card payment method, characterized in that the suspension of use, use, bad credit, overdue credit card payment over a predetermined period or a combination thereof. The method of claim 10, The credit card payment approval details, characterized in that it comprises a credit card number, payment price, payment date, credit card terminal identification number, airline identification number, aircraft identification number, airline name, product identification number and seat number How to pay by credit card. The method of claim 10, The credit card payment information, credit card payment method comprising the identification number of the payment target product, the payment amount and seat number in the aircraft of the buyer. The method of claim 10, Before proceeding to step (e), further comprising the step of receiving an electronic signature from the product buyer, Credit card payment method, characterized in that for storing in the step (e) the electronic signature with the credit card payment approval details.

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