KR20130062402A - Method, server and computer readable recording medium for exposing deal-information of credit-card - Google Patents

Method, server and computer readable recording medium for exposing deal-information of credit-card Download PDF

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Publication number
KR20130062402A
KR20130062402A KR1020110115069A KR20110115069A KR20130062402A KR 20130062402 A KR20130062402 A KR 20130062402A KR 1020110115069 A KR1020110115069 A KR 1020110115069A KR 20110115069 A KR20110115069 A KR 20110115069A KR 20130062402 A KR20130062402 A KR 20130062402A
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credit card
user
deal
information
server
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KR1020110115069A
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Korean (ko)
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원만호
양병석
김준영
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엔에이치엔(주)
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Priority to KR1020110115069A priority Critical patent/KR20130062402A/en
Publication of KR20130062402A publication Critical patent/KR20130062402A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0201—Market modelling; Market analysis; Collecting market data
    • G06Q30/0202—Market predictions or forecasting for commercial activities

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Abstract

PURPOSE: A method, a server, and a computer readable recording medium for exposing deal information of a credit card are provided to collect user's card information and provide the collected information to the credit card companies, thereby providing integrated information of the events of the credit card companies. CONSTITUTION: A user management unit(202) receives and registers credit card information of users transmitted from a user terminal or server of a credit card company. The user management unit receives a participation request for a credit card deal event transmitted from the user terminal. An event management unit(200) receives credit card deal information transmitted from the server of the credit card company. The event management unit extracts the credit card deal information based on the credit card information of the users and the extracted credit card deal information to the user terminal. A mileage processing unit(204) determines whether payment using a credit card is executed using the user's payment information transmitted from a server of a credit card company. [Reference numerals] (140) Portal server; (200) Event management unit; (202) User management unit; (204) Mileage processing unit; (206) Payment processing unit

Description

Credit card deal exposure, server and computer readable recording media {METHOD, SERVER AND COMPUTER READABLE RECORDING MEDIUM FOR EXPOSING DEAL-INFORMATION OF CREDIT-CARD}

The present invention relates to a credit card deal exposure method, a server and a computer-readable recording medium, and more specifically, to the user by collecting the credit card company's deal information available to the user and participate in a specific deal event If a user who expresses his intention below participates in the deal and pays with the credit card, he / she may determine that the deal information is effectively exposed as an advertisement and may charge a predetermined advertising fee from the credit card company. The present invention relates to a credit card deal exposing method, a server, and a computer-readable recording medium that can provide a certain benefit to participating users.

Credit card companies offer various types of events (deals) for customers who receive their cards. Event information of such a credit card company is generally produced in the form of a booklet is sent by mail with the credit card bill is delivered to the user. However, the credit card company event information in the form of mail has a problem in that the user receives separate mails for each credit card company or credit card so that they cannot easily grasp the integrated event information for the entire card possessed by them. In addition, due to the development of information and communication technology, information transmission in modern society is mostly done by e-mail, and reflects this trend, so that event information of credit card companies can be delivered through e-mail to users who registered their mail accounts. Service is provided. However, even if you use the promotion of credit card company events using such e-mail, in the light of the current trend of receiving a large number of mails, it is necessary to receive and confirm a separate event promotion mail for each credit card company or credit card. It is not possible to solve the problem that it is not possible to easily grasp the integrated event information for the entire card in hand. In addition, even using such a prior art, it is not possible to determine how effective the event promotion using e-mail from the credit card company perspective, and also in general there are many users who do not check the event promotion mail well There is a problem that is difficult to bear.

On the other hand, in order to solve the problems as described above, the publication number 10-2001-0096673 filed by E-Wireless relates to a "discount coupon system and discount coupon service providing method using a credit card" discount coupon site and card When affiliated with the company, the site subscribers apply for discount coupons, their personal credit card number is stored, and when the actual payment is made, the merchant that pays after the payment is completed by the credit card company is a discount coupon service application merchant, which corresponds to the discount period, and the credit card number is also stored. In this case, the company has proposed a technology of remitting the discounted amount and a predetermined advertisement fee to a discount coupon site and providing the remaining amount to the merchant. However, even when using the prior art, a complicated procedure such as a user must apply for a discount coupon is required in order to receive a discount coupon, and virtually no benefit is provided to users who participated in the discount coupon event. There was a problem.

An object of the present invention is to solve the above-mentioned problems of the prior art.

An object of the present invention is to collect credit card information of the user provided by the credit card company currently possessed / used by the credit card company that can provide the deal information (event information) of the credit card company that you can currently receive To provide a card deal exposure method, a server and a computer-readable recording medium.

Another object of the present invention, if the user who received the deal information of the credit card company wants to participate in the deal event, the event participation reservation information is stored, the credit to the user to participate in connection with SNS (Social Network Service) The present invention provides a credit card deal exposing method, a server, and a computer-readable recording medium capable of spreading and exposing card deal information to users' acquaintances.

Another object of the present invention, if the user who booked the participation in the event participated in the actual event to pay the price using their credit card, credit card that can provide benefits such as mileage to the user who participated in the event Deal exposure method, server and computer-readable recording medium to provide.

It is still another object of the present invention to provide a credit card deal exposure method, a server and a computer-readable recording medium capable of inducing a user to participate in a real deal event and accessing a server and writing a post about the deal event.

In order to achieve the above-described object of the present invention and to achieve the specific effects of the present invention described below, the characteristic structure of the present invention is as follows.

According to an aspect of the present invention, a credit card deal exposure method performed by a credit card deal exposure server, comprising: (a) receiving and registering credit card information of a user transmitted from a user terminal or a card company server; And (b) receiving credit card deal information transmitted from the card company server, extracting credit card deal information applicable to a credit card possessed by the user based on the credit card information of the registered user, and the user terminal. Provided is a credit card deal exposure method comprising the step of providing.

According to another aspect of the present invention, a credit card deal server for performing a credit card deal exposure, comprising: a user manager for receiving and registering credit card information of a user transmitted from a user terminal or a card company server; And receiving credit card deal information transmitted from the card company server, extracting credit card deal information applicable to a credit card possessed by the user based on the credit card information of the registered user, and providing the same to the user terminal. There is provided a credit card deal exposure server comprising an event management unit.

As described above, according to the present invention, the card information of the user may be collected and provided by the credit card company that the user currently possesses / uses to provide integrated information (event information) of the credit card company that the user can currently receive. There is an effect.

In addition, according to the present invention, if the user who received the deal information of the credit card company wants to participate in the deal event, store the event participation reservation information, the credit card to the user to participate in connection with SNS (Social Network Service) Deal information can be spread and exposed to acquaintances of the user.

In addition, according to the present invention, when the user who reserved the event participation in the actual event to pay the price using his credit card, the user who participated in the event can provide benefits such as mileage.

In addition, according to the present invention, there is an effect that it is possible to induce a user to participate in the actual credit card deal event, server access and write a post about the deal event.

1 is a block diagram of an overall system according to a preferred embodiment of the present invention.
2 is a block diagram of a portal server according to an embodiment of the present invention.
3 is a flowchart illustrating a credit card deal exposing process performed by a credit card deal exposing server according to an exemplary embodiment of the present invention, and a reward payment process based on participation in a deal event.

DETAILED DESCRIPTION The following detailed description of the invention refers to the accompanying drawings that show, by way of illustration, specific embodiments in which the invention may be practiced. These embodiments are described in sufficient detail to enable those skilled in the art to practice the invention. It should be understood that the various embodiments of the present invention are different, but need not be mutually exclusive. For example, certain features, structures, and characteristics described herein may be implemented in other embodiments without departing from the spirit and scope of the invention in connection with an embodiment. It is also to be understood that the position or arrangement of the individual components within each disclosed embodiment may be varied without departing from the spirit and scope of the invention. Accordingly, the following detailed description is not to be taken in a limiting sense, and the scope of the present invention is defined only by the appended claims, along with the full range of equivalents to which such claims are entitled. In the drawings, like reference numerals refer to the same or similar functions throughout the several views.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings, so that those skilled in the art can easily carry out the present invention.

[Preferred Embodiment of the Present Invention]

In an embodiment of the present invention, the terms "credit card deal" or "credit card event" is a term such as discount benefits, coupon benefits, mileage additional credit benefits that a credit card company provides to a user possessing its card through an affiliated business. Regardless of the name, all the events that provide the benefits of participating in the event to users who hold credit card companies will be collectively referred to.

Complete system configuration

1 is a block diagram of an overall system according to a preferred embodiment of the present invention. Hereinafter, with reference to the accompanying Figure 1 will be described in detail with respect to the configuration and function of the entire system according to the present invention. As shown in FIG. 1, the entire system according to the present invention may include a user terminal 100, a network 110, a card company server 120, a business terminal 130, and a portal server 140. In the embodiment shown in Figure 1 credit card deal exposure server according to the present invention is implemented in the form of a portal server (140).

The user terminal 100 according to the present invention accesses the portal server 140 through the network 110 according to the user's operation, transmits the credit card information possessed by the user, registers with the portal server 140, and the portal server. A function of receiving and outputting credit card deal information that can be applied to the credit card held by the user transmitted from 140 is performed. In addition, the user terminal 100 transmits a credit card deal event participation request inputted by the user who has confirmed the credit card deal information to participate in the corresponding credit card deal event to the portal server 140. In this case, the participation request transmitted from the user terminal 100 to the portal server 140 may be linked to the portal server 140 or the user wants to participate in the posting space of the user's social network service account provided by the portal server 140. It may be a request for publication of credit card deal information for a credit card deal event. For example, if the above-described portal server 140 provides a portal service called 'Naver', and the user is subscribed to Me2day, a social network service provided by NAVER, the user has a specific credit card deal that he / she wants to participate in. Information (benefit) can be posted as a MeToday action, and credit card deal information posted on a user's MeToday can be spread to a user's friend (acquaintance). When the embodiment is configured in this manner, it can be expected that the credit card deal information can be widely spread / advertised to not only the user but also to the neighbors who are familiar with the user on the network to maximize the efficiency of the advertisement.

On the other hand, the user terminal 100 according to the present invention receives the mileage benefit information generated from the payment by using the credit card by actually participating in the credit card deal event that the user is to participate from the portal server 140 Can be configured to display. According to the embodiment, when the actual payment is performed, the portal server 140 may transmit a login request (check-in request) to the user terminal 100, and the user terminal 100 receiving the login request. May perform a function of accessing the portal server 140 according to a user's manipulation. Of course, when a separate application (or app) is mounted on the user terminal 100 and user information for accessing the portal server 140 is stored in the user terminal, according to a login request from the portal server 140. The user terminal 100 may be configured to automatically log in to the portal server 140. At this time, more preferably, the portal server 140 may create a post related to a credit card deal event target business in which the user participates in the user terminal 100 which has logged in in response to a login request, and may post a user terminal ( 100, and the user terminal 100 may operate to transmit and register a post input to the portal server 140 according to a user's manipulation.

The user terminal 100 as described above is a personal information communication device that is generally used, as well as desktop computers, notebook computers, workstations, palmtop computers, personal digital assistants (PDAs), web pads. As long as a digital device having a memory means such as a mobile communication terminal including a smart phone, and equipped with a microprocessor and has a computing power and a data communication capability through a network can be adopted as the user terminal 100 according to the present invention. have. On the other hand, if the user terminal 100 is implemented using a mobile communication terminal, etc., the user terminal 100 has a dedicated application that can access the portal server 140 according to the present invention and receive a credit card deal related service. It is more preferable that it is comprised so that it may be mounted.

The network 110 according to the present invention is used as a data movement path between the user terminal 100, the card company server 120, the business terminal 130 and the portal server 140, and its communication aspects such as wired and wireless. It can be configured without any limitation, and various communication networks such as a personal area network (PAN), a local area network (LAN), a metropolitan area network (MAN), and a wide area network (WAN) It may be configured as.

The card company server 120 performs a credit card payment function that is generally used, and at the same time as the identification information of the user in the portal server 140 according to the user's application at the time of issuing the credit card of the user or after issuing the credit card according to the present invention. The ID used and the card information possessed by the user are transmitted to the portal server 140 to be registered. In addition, the card company server 120 performs the function of transmitting the credit card deal information for its credit card users to the portal server 140 to register. In this case, the credit card deal information transmitted from the card company server 120 may be an e-mail for each user, or integrated credit card deal information provided by the card company (regardless of the type of credit card, It may be a deal that you can use if you have one, or credit card deal information for each credit card (if the deal is different for each credit card).

In addition, the card company server 120 performs a payment when a payment for a credit card possessed by a specific person is requested from the business terminal 130 of the establishment subject to a credit card deal event, and at the same time, the specific person using credit card information is used. It is determined whether the user is registered as a member of the portal server 140 according to the present invention, and if the user is registered as a member of the portal server 140 to transmit the payment information of the user to the portal server 140. It is composed. In this case, more preferably, the payment information of the user transmitted to the portal server 140 may include identification information (for example, a business telephone number, etc.) for identifying a business to which a credit card deal event is performed.

The business terminal 130 is a wired / wireless card payment machine (or an information communication device having a card payment function) that is installed in a business that is a credit card deal event and has a data communication function for performing a credit card payment function. Read the credit card information of the card company server 120 is configured to request the payment.

The portal server 140 according to the present invention provides a general portal service function that provides an integrated Internet service for an e-mail service, a search service, a bulletin board service, and the like to the user terminal 100 connected through the network 110. Collecting and storing the credit card information of the user according to the present invention, and filtering the credit card deal information transmitted from the card company server 120 to provide the user terminal 100 of the user who can benefit from the actual user. Participation in a credit card deal event consists of a series of processes such as granting mileage to the user. Detailed configuration and function of the portal server 140 will be described in detail with reference to FIG. 2 below.

Credit card deals Exposure server  Configuration

Figure 2 is a block diagram of a credit card deal exposure server implemented in the form of a portal server according to an embodiment of the present invention. Hereinafter, with reference to the accompanying Figure 2 will be described in detail with respect to the configuration and function of the portal server according to the present invention. As shown in FIG. 2, the portal server 140 according to the present invention may include an event manager 200, a user manager 202, a mileage processor 204, a billing processor 206, and a database 142. have.

First, Figure 2 shows an embodiment of the behavior that the credit card deal exposure server according to the present invention is included in the portal server 140, but is not limited to this may be implemented in various forms credit card deal exposure server It should be clearly understood.

User management unit 202 according to the present invention is a component that performs the function of collecting the overall information of the user subscribed to the portal service provided by the portal server 140 in the database 142, the present invention, The user manager 202 is configured to receive credit card information of a specific user transmitted from the user terminal 100 and / or the card company server 120 and store it in the database 142. In this case, the user credit card information stored in the database 142 may be unique identification information (serial number, etc.) of the credit card possessed by the user associated with the user's unique identification information (ID).

In addition, the user manager 202 according to the present invention may further perform a function of receiving and storing a participation request for a specific credit card deal event from the user terminal 100. As described above, the participation request may be a request for registering / propagating the received credit card deal information through the user's SNS account. When such a request is received, the user management unit 202 may be provided with the contents input by the user. The user registers in the posting space of the user's SNS account along with the credit card deal information (or a link to the credit card deal information, an icon indicating a link, etc.) that the user wants to participate in. In this case, the portal server 140 according to the present invention may be configured to pay the mileage according to the credit card payment only when the user requests to participate in a specific credit card deal event in advance. The mileage processing method will be described later together with the mileage processing unit 204.

In addition, the user management unit 202 according to the present invention may be configured to further perform a function of inducing a user to write and register a post about a corresponding credit card deal destination when the user participates in a specific credit card deal event. have. That is, when it is confirmed that the user participated in a specific credit card deal event (for example, the payment information (including the business identification information such as the business telephone number) transmitted from the card company server 120, the specific user uses the credit card at the specific business). If it is confirmed that the payment has been made), the user management unit 202 may be different from the registered user terminal (where the user terminal 100 may be different from the user terminal receiving the credit card deal information, and considering the portability of the user). It is more preferable to be a registered mobile communication terminal) to send a message requesting a login or a message that can automatically log in, and in response to the login request to the user terminal 100 connected to the portal server 140 to the establishment It can be configured to provide an interface directly for writing posts. When the embodiment is implemented in this manner, the user can create and register a post including an evaluation of the business visited by the user immediately after the credit card through the input interface displayed on the user terminal 100, and thus the business. It can be expected that promotion and credit card promotion can be activated. In order to perform this function, the database 142 connected to the portal server 140 according to the present invention stores identification information and detailed / abbreviated information about each business (point of interest), and the user manager 202 receives the information. The information on the business can be confirmed using the identification information of the business included in the payment information. In addition, it is more preferable that the detailed information and / or the brief information of the business stored in the database 142 is configured to be attached as additional information (such as writing information) to the post that the user creates and registers. In addition, the post that is created / registered at this time is preferably registered in conjunction with a post or a post or associated with the user request for participation in the credit card deal event. Of course, in order to encourage such login and post creation / registration, it will be apparent to those skilled in the art that additional mileage may be assigned to a user who writes a post about the business.

In addition, according to the embodiment, the user manager 202 according to the present invention provides the account book service to the user by using the financial information (import / expenditure history information) of the user transmitted from the user terminal 100. It may be configured to. In this case, the payment information of the user transmitted from the card company server 120 may be configured to be automatically set as an expense item of the user's household account even if there is no user's manipulation by the user manager 202.

Event management unit 200 according to the present invention is a component that performs the function of managing all kinds of events performed by the card company, receives / stores credit card deal information transmitted from the card company server 120, received / stored Based on the credit card information available to a specific user among the credit card deal information, that is, the credit card deal information of the credit card possessed by the user is extracted to the user terminal 100. It will perform the function provided. Of course, when the user wants to view all credit card deal information received / stored in the portal server 140 by operating the user terminal 100, the event management unit 200 displays all the credit card deal information stored in the database 142. It is provided to the user terminal 100.

On the other hand, in the embodiment in which the credit card deal information transmitted from the card company server 120 is implemented in the form of an e-mail, the event management unit 200 sets a dedicated inbox in the form of a separate credit card deal information inbox to the user various card company server The credit card deal information transmitted from 120 may be configured to filter and provide only the e-mail including the credit card deal information available to the user to the user.

On the other hand, when the credit card deal information itself is transmitted from the card company server 120 rather than the e-mail format as described above, the event management unit 200 credits available to the user among the plurality of credit card deal information received / stored The card deal information may be extracted to generate predetermined content (eg, webzine content), and the generated content may be provided to the user terminal 100. In order to easily implement such a function, the credit card deal information transmitted from each card company server 120 to the portal server 140 is in a predetermined form (extension, size) according to an agreement between each card company and the portal server 140 operator. Etc.) is configured to be transmitted to the portal server 140 is more preferable. In this way, when an embodiment according to the present invention is implemented, the portal server 140 is a credit card containing at least one or more credit card deal information (sub-content) filtered to the user by the user terminal 100. It may be configured to provide a shortcut menu for directly accessing the deal content. For example, if the user 'A' possesses the credit card a1 of the card company A and the credit card b2 of the card company B, the credit card for each of the credit cards a1, a2, and a3 is respectively received from the card company server 120a of the card company A. When the deal information is generated and transmitted in the sub content format, and the credit card deal information for each of the credit cards b1 and b2 is generated and transmitted in the sub content format from the card company server 120b of the card company B, the portal server 140 respectively. Receives and stores all the credit card deal information for the credit card of the user, and extracts the credit card deal information for the card a1, b2 possessed by the user with respect to the user 'A' of the stored credit card deal information It is possible to generate a credit card deal content for the corresponding user including the information and to transmit it to the user terminal 100. When an embodiment according to the present invention is implemented in this manner, the user recognizes all the credit card deal information available to the user by confirming one user-customized credit card deal content displayed through the user terminal 100. We can expect the effect of being able to decide whether to participate.

On the other hand, very briefly, the event management unit 200 receives the link information of the credit card deal information transmitted from the card company server 120, and links the link information for all available credit card deal information to the user in one web. It may be configured to include in the page to provide to the user terminal 100.

The mileage processing unit 204 according to the present invention, using the payment information of the user transmitted from the card company server 120, determines which user performed the credit card payment at which business, the business is a credit card deal target business In this case, it is configured to give the user mileage which is constant or proportional to the amount used. In this case, the mileage granted to the user may be a point or an electronic money for using the service of the portal server 140, or may be an electronic money that guarantees money. More preferably, the mileage processing unit 204 according to the present invention may be configured to grant mileage only to a user who has previously requested to participate in a credit card deal event. That is, as described above, if the user's request to participate in the credit card deal event is a registration of a post including the credit card deal event information through the user's SNS account, this can be regarded as a kind of advertising activity, Apart from the benefit, the mileage is awarded to the user to compensate. In addition, as described above, the mileage processing unit 204 may be configured to pay additional mileage when the user writes / registers a post about the business through the user manager 202 after participating in an actual credit card deal event.

The billing processing unit 206 according to the present invention is provided when the credit card deal information of the credit card company is provided and reflected to the user (ie, the user checks the credit card deal information and participates in the corresponding credit card deal event to use the credit card). If the payment is made), the advertising cost is calculated according to the card company server 120 to perform a function. In this case, the advertising fee charged to the card company server 120 may be set to an amount corresponding to the mileage paid to the actual user or a sum of a fee added to the mileage paid to the actual user.

Meanwhile, each component of the portal server 140 of FIG. 2 (the event manager 200, the user manager 202, the mileage processor 204, and the billing processor 206) may be implemented in one machine, or part of them. Alternatively, each of them may be implemented in a different physical machine, or there may be a plurality of physically existing machines that perform the same function in parallel. As such, it will be apparent to those skilled in the art that the present invention can be changed in various ways without being limited to the physical number and location of the machine or database in which each component is installed.

Example of credit card deal exposure and reward process

3 is a flowchart illustrating a credit card deal exposing process performed by a credit card deal exposing server according to an exemplary embodiment of the present invention, and a reward payment process based on participation in a deal event. Hereinafter, with reference to Figure 3 will be described in detail the credit card deal exposure process performed by the credit card deal exposure server according to the present invention and the user compensation process according to credit card deal event participation.

First, the portal server 140 receives the card information of the user transmitted from the user terminal 100 and / or card company server 120, and registers it in the database 142 in association with the user information (S300, S302, S304). As described above, the card information transmitted at this time includes identification information of the user and identification information of the credit card possessed by the user.

After the user's card information is collected in the portal server 140 and the database is established through the above-described process, the portal server 140 receives and stores event information (credit card deal information) transmitted from the card company server 120. After filtering the credit card deal information available to the user among the credit card deal information stored for each user (S308), the filtered user-customized credit card deal information is connected through the network 110. It transmits to the user terminal 100 (S310). In this case, the filtered user-customized credit card deal information as described above is preferably generated as a credit card deal content including all credit card deal information available to the user and transmitted to the user terminal 100.

The user terminal 100 receives the user-customized credit card deal information transmitted from the portal server 140 and outputs it through a display unit (not shown) (S312), to the specific credit card deal information selected according to the user's operation. Event participation information (credit card deal event participation request) is transmitted to the portal server 140 (S314).

The portal server 140 receives and stores event participation information transmitted from the user terminal 100. When the event participation information is a registration of a post including information on a credit card deal through the user's SNS account, the corresponding content is included. Create a post to perform the function of registering (S316).

On the other hand, when the user participates in the actual credit card deal event and pays with a credit card, the business terminal 130 reads the user's credit card information and requests a predetermined payment to the card company server 120 (S318). The card company server 120 performs a card payment process according to the credit card information transmitted from the business terminal 130 (S320).

When the card payment at the card company server 120 is successfully completed, the card company server 120 transmits the payment information including the identification information of the business and the identification information of the used card to the portal server 140 (S322), The portal server 140 receives the payment information and determines whether the user who uses the credit card is eligible for mileage payment (S324). As described above, according to the configuration of the embodiment, the mileage may be unconditionally paid to the user when the user participates in the credit card event and pays with the deal target credit card possessed by him or herself, or the credit in advance The mileage may be paid only when the user requests to participate in a card deal event and actually participates and pays using the target credit card. Thus, according to the exemplary embodiment, the card company server 120 may allow a corresponding user to receive a card based on a predetermined criterion. It is determined whether the mileage is subject to payment, and if the payment is subject to the mileage is given to the user (S326). Meanwhile, according to the embodiment, the portal server 140 according to the present invention may be configured to provide an account book service to a user using financial information of the user transmitted from the user terminal 100. In this case, the payment information of the user transmitted from the card company server 120 may be configured to be automatically set as an expense item of the user's household account even if there is no user's manipulation.

If the mileage is granted, it is determined that an advertisement for a substantially valid credit card deal event is made, and the card company server 120 requests the card company server 120 to calculate the advertising cost based on the mileage payment details (S328).

In addition, before or at the same time or after the mileage payment, the portal server 140 generates and transmits a login request message requesting a login to the portal server 140 to the registered user terminal (S330). In this case, the login request message generated by the portal server 140 and transmitted to the user terminal is, for example, "mileage was paid by participating in the A company's credit card deal event. Mileage will be paid. Do you want to log in? " In addition, according to the configuration of the embodiment, as described above, the user terminal may be configured to automatically log in to the portal server 140 at the same time as the mileage payment.

Embodiments according to the present invention may be implemented in the form of program instructions that can be executed through various computer means and recorded in a computer-readable medium. The computer readable medium may include program instructions, data files, data structures, etc. alone or in combination. The program instructions recorded on the medium may be those specially designed and constructed for the present invention or may be available to those skilled in the art of computer software. Examples of the computer-readable recording medium include magnetic media such as a hard disk, a floppy disk, and a magnetic tape; optical media such as CD-ROM and DVD; magnetic recording media such as a floppy disk; Includes hardware devices specifically configured to store and perform program instructions such as megneto-optical media and ROM, RAM, flash memory, and the like. Examples of program instructions include not only machine code generated by a compiler, but also high-level language code that can be executed by a computer using an interpreter or the like. The hardware devices described above may be configured to operate as one or more software modules to perform the operations of the present invention, and vice versa.

In the present invention as described above has been described by the specific embodiments, such as specific components and limited embodiments and drawings, but this is provided to help a more general understanding of the present invention, the present invention is not limited to the above embodiments. For those skilled in the art, various modifications and variations are possible from these descriptions.

Accordingly, the spirit of the present invention should not be construed as being limited to the embodiments described, and all of the equivalents or equivalents of the claims, as well as the following claims, belong to the scope of the present invention .

100: user terminal 110: network
120: card company server 130: business terminal
140: portal server 200: event management unit
202: user management unit 204: mileage processing unit
206: billing processing unit

Claims (21)

In the credit card deal exposure method performed by the credit card deal exposure server,
(a) receiving and registering credit card information of a user transmitted from a user terminal or a card company server; And
(b) receiving credit card deal information transmitted from the card company server, extracting credit card deal information applicable to the credit card possessed by the user based on the credit card information of the registered user to the user terminal; A credit card deal exposure method comprising the step of providing.
The method according to claim 1,
The credit card deal exposure method,
and (c) receiving and storing a participation request for the credit card deal event transmitted from the user terminal.
The method according to claim 2,
In the step (c), the request for participation in the credit card deal event is characterized in that the request for posting the credit card deal information in the posting space of the user's social network service account linked to the credit card deal exposure server. How to expose your credit card deal.
The method according to claim 2,
The credit card deal exposure method,
(d) receiving the payment information of the user who participated in the credit card deal event from the card company server, and paying the mileage according to the payment to the user.
The method of claim 4,
In step (d), the credit card deal exposing method is characterized in that the mileage is paid to the user only when the user requests to participate in the credit card deal event before participating in the credit card deal event. .
The method of claim 4,
The payment information of the user includes a phone number of the establishment where the user's payment is made,
In step (d), before the mileage is paid, the credit card deal may be generated by using the telephone number of the business to identify the business, and generating and transmitting a message requesting a login to a registered user terminal. Exposure method.
The method of claim 6,
In step (d), the credit card deal exposing method, wherein the mileage is paid only to a user who has logged in using the user terminal in response to the message requesting the login.
The method of claim 6,
In step (d), the credit card deal exposure is performed by performing a login using the user terminal in response to the login request message, and additionally providing additional mileage to the registered user by writing a post about the business. Way.
The method according to claim 8,
The credit card deal exposure method, characterized in that attached to the post about the at least one or more of the credit card deal information or the business information.
The method of claim 4,
The credit card deal exposure method,
and (e) reflecting the payment information of the user in the account book information of the user.
A computer-readable recording medium having recorded thereon a program for performing the method of claim 1.
A credit card deal server that performs credit card deal exposure,
A user manager for receiving and registering credit card information of a user transmitted from a user terminal or a card company server; And
Receive credit card deal information transmitted from the card company server, and extracts the credit card deal information that can be applied to the credit card possessed by the user based on the credit card information of the registered user to provide to the user terminal Credit card deal exposure server comprising a management unit.
The method of claim 12,
The user management unit credit card deal exposure server, characterized in that for receiving and storing the request to participate in the credit card deal event transmitted from the user terminal.
The method according to claim 13,
Participation request for the credit card deal event is a credit card deal exposure server, characterized in that for requesting the posting of the credit card deal information in the posting space of the user's social network service account linked to the credit card deal exposure server.
The method according to claim 13,
The credit card deal exposure server,
And a mileage processing unit for receiving payment information of a user participating in the credit card deal event from the card company server and paying the mileage according to the payment to the user.
The method according to claim 15,
And the mileage processing unit pays the mileage to the user only when the user requests to participate in the credit card deal event before the user participates in the credit card deal event.
The method according to claim 15,
The payment information of the user includes a phone number of the establishment where the user's payment is made,
The user management unit identifies the business by using the phone number of the business before paying the mileage by the mileage processing unit, and generates and transmits a message requesting a login to a registered user terminal. Credit card deal exposure server.
18. The method of claim 17,
And the mileage processing unit pays the mileage only to a user who has logged in using the user terminal in response to the message requesting the login.
18. The method of claim 17,
The mileage processing unit performs a login by using the user terminal in response to the message requesting the log-in, credit card deal exposure server, characterized in that further pays additional mileage to the registered user by creating a post for the business.
The method of claim 19,
The credit card deal exposure server, characterized in that attached to the post about the business or at least one or more of the credit card deal information or the business information.
The method according to claim 15,
The user management unit credit card deal exposure server, characterized in that for reflecting the user's payment information in the account book information of the user.
KR1020110115069A 2011-11-07 2011-11-07 Method, server and computer readable recording medium for exposing deal-information of credit-card KR20130062402A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR102191336B1 (en) * 2020-04-01 2020-12-15 주피타카 주식회사 Automatic creation of customer ledger and credit point management system using credit card number
KR102222392B1 (en) * 2020-04-02 2021-03-03 주피타카 주식회사 Automatic creation and marketing system of customer ledger using credit card number

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR102191336B1 (en) * 2020-04-01 2020-12-15 주피타카 주식회사 Automatic creation of customer ledger and credit point management system using credit card number
KR102222392B1 (en) * 2020-04-02 2021-03-03 주피타카 주식회사 Automatic creation and marketing system of customer ledger using credit card number

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