KR20120042786A - Accountant of bank print system - Google Patents

Abstract

PURPOSE: A printing system for clerks is provided to rapidly print information related to a financial transaction by connecting a clerk terminal with an inkjet printer. CONSTITUTION: A clerk terminal(110) executes a financial transaction requested by a client. A clerk printer and scanner(120) creates and prints image data by scanning medium units or an identification card. The clerk terminal stores the image data into a database. The clerk terminal transmits the image data to a central server(130). The clerk terminal creates transaction information related to the financial transaction. The clerk terminal reports the created transaction results information to the central server.

Description

Cashier Output System {ACCOUNTANT OF BANK PRINT SYSTEM}

One embodiment of the present invention relates to a technology for printing ink on the account or transaction paper transaction result information to the printer connected to the accountant terminal.

In financial institutions, employees perform financial transactions requested by customers, and then print information on financial transactions on a customer's bankbook or paper. The clerk prints information on financial transactions with a printer connected to his terminal. In the past, the clerk's printer was a dot printer or a laser printer.

However, conventional dot printers or laser printers have a disadvantage in that noise is greater during output and slower than ink-jet printers.

On the other hand, the clerk keeps a separate slip of paper for information on the financial transaction, and when the work is finished, by checking the slip of the slip stored for a day, it is confirmed that there is no abnormality in the financial transaction. If there is no abnormality in the financial transaction, the customer's information can be protected by discarding the slip sheet.

In this case, if 50 sheets of paper are generated in one day, 12000 sheets of paper are used in one year, and there is a problem that paper is unnecessarily wasted.

In addition, when a customer initially opens an account at a financial institution or applies for a loan, the customer provides a paper sheet accordingly. The clerk scans the customer's identification card and keeps it with the document when the customer fills out and submits all the input fields on the form.

Even in this case, there is a problem that paper is wasted unnecessarily.

One embodiment of the present invention is to connect an inkjet printer to the cashier terminal, it is possible to print information on financial transactions quickly and quieter than conventional.

In one embodiment of the present invention, the inkjet printer and the scanner are used in combination to generate information on financial transactions as image data, output the information to a customer and pay the information, and the internal storage record is generated image data. The purpose of this is to save paper by storing it.

One embodiment of the present invention is to provide the data provided to the customer through the paper or documents on the screen and to store and manage as image data, and to safely manage the information on the financial transactions.

The accountant output system according to an embodiment of the present invention is connected to the accountant terminal, and includes a cashier printer that prints the transaction result information generated in the accountant terminal in accordance with a financial transaction on the account book or trading paper.

The accountant output system may further include a scanner for generating image data in association with the financial transaction. Here, the image data may include customer image data generated by scanning a customer's identification card or media image data generated by scanning a media means used in the financial transaction. In this case, the accountant printer may output the generated image data to the transaction sheet as a background.

In addition, the accountant printer may transmit the generated image data to the accountant terminal connected to the serial port. In this case, the accountant terminal stores the transferred image data in association with the transaction result information in a database.

Alternatively, the accounting terminal is a verification unit for comparing and analyzing the previous image data and the transferred image data previously stored in the database, when the comparison analysis result, the previous image data and the transferred image data is the same, the financial transaction Approving unit for approving, and as a result of the comparison analysis, the previous image data and the transmitted image data may include a transmission unit for transmitting the financial transaction to the central server.

In addition, the accounting output system is the image data, when the document image data associated with the financial transaction is generated, a display device for displaying the document image data, and the customer signature collected through the electronic sign plate, the displayed It may further include a control module for updating the document image data by inputting in the signature field in the document image data. In this case, the accountant printer may ink output the updated document image data.

In addition, the cashier printer is attached to the print head, the sensor for determining the size of the transaction paper, the sensor for determining the print area on the transaction paper, the size is determined, and outputs the transaction result information to the determined printing area It may include an ink cartridge.

The accountant printer may include a barcode recognition unit for recognizing a barcode printed on the bankbook and identifying a page of the bankbook on which the transaction result information is to be printed using the recognized barcode.

According to one embodiment of the present invention, by connecting an inkjet printer to a cashier terminal, it is possible to print information on financial transactions quickly and quieter than before.

According to an embodiment of the present invention, by using an inkjet printer and a scanner in combination, the information on the financial transaction is generated as image data, and the customer outputs the information on paper and pays the internal storage record. By storing it as data, paper can be saved.

According to one embodiment of the present invention, data provided to a customer through paper or paper and stored and managed as image data at the same time, the information on the financial transaction can be safely managed.

1 is a diagram illustrating a network connection of a cashier output system according to an embodiment of the present invention.
2 is a diagram illustrating a configuration of an output system for accountants in accordance with an embodiment of the present invention.
3 is a diagram illustrating an example of outputting transaction details information in a cashier output system according to an embodiment of the present invention.
4 is a diagram illustrating an internal configuration of an output system for accountants in accordance with an embodiment of the present invention.
5 is a diagram illustrating an example of outputting document image data in the accountant output system according to an embodiment of the present invention.

Hereinafter, various embodiments of the present invention will be described in detail with reference to the accompanying drawings and accompanying drawings, but the present invention is not limited to or limited by the embodiments.

1 is a diagram illustrating a network connection of a cashier output system according to an embodiment of the present invention.

Referring to FIG. 1, the relay output system 100 may include a relay terminal 110, a relay printer and a scanner 120, and a central server 130.

The accountant terminal 110 performs a financial transaction requested by the customer, such as deposit, withdrawal, and transfer.

In order to perform the financial transaction, the customer may provide his or her ID card or media means such as a card or bank account to the employee. The cashier can scan the identification card or scan the media means using the cashier printer and scanner 120.

The accountant printer and scanner 120 may scan the identification card or the media means to generate and output “image data”. For example, the image data scanned on the identification card may be "customer image data", or the image data scanned on the medium means may be "media image data". The accountant printer and scanner 120 transmits the generated customer image data or media image data to the accountant terminal 110 connected through a serial port. Here, the printer and the scanner 120 may be a device that is a combination of "inkjet printer" and "scanner".

The accountant terminal 110 may store the transferred image data in a database and transmit the image data to the central server 130. The accountant terminal 110 generates transaction result information regarding the performed financial transaction and reports the generated transaction result information to the central server 130. In this case, the accountant terminal 110 may store the transaction result information in association with the image data. In addition, the accountant terminal 110 transmits the generated transaction result information to the accountant printer and scanner 120.

The accountant printer and scanner 120 ink outputs the transferred transaction result information on a bankbook or a transaction sheet. In this case, the accountant printer and the scanner 120 may output the transferred transaction result information on a transaction sheet having the image data as a background.

In addition, the accountant printer and the scanner 120 may recognize a barcode printed on the bankbook, and identify a page of the bankbook to print the transaction result information using the recognized barcode.

The accountant terminal 110 may store the transaction result information in association with the image data, and thereafter, may authenticate the generated financial transaction when the financial transaction occurs second by the customer. For example, if the image data generated and transmitted secondly is the same as previously stored image data, the accountant terminal 110 may perform the financial transaction requested by the customer. Alternatively, when the transferred image data is different from the previous image data, the accountant terminal 110 may report to the central server 130 without performing the financial transaction requested by the customer.

The central server 130 may determine once more whether the reported financial transaction is an illegal transaction or a fraudulent transaction, and, in the case of an illegal transaction or a fraudulent transaction, may specially manage information on a customer who requested the financial transaction.

2 is a diagram illustrating a configuration of an output system for accountants in accordance with an embodiment of the present invention.

Referring to FIG. 2, the relay output system may include a relay printer 210, a scanner 220, a display device 230, a control module 240, and a relay terminal 250. Here, the accountant printer 210 may include a sensor 211 and an ink cartridge 212, and the accountant terminal 250 may include a verification unit 251, an approval unit 252, and a transmission unit 253. have.

The scanner 220 scans all slips, documents, ID cards, media means, etc. that enter the relay output system and transmits them to the relay terminal 250, so that the relay terminal 250 receives all slips, documents entering the relay output system. Image data generated by imaging images, identification cards, media means, etc., can be stored and managed.

In an embodiment, the scanner 220 generates image data of the customer in relation to the financial transaction requested by the customer. For example, the financial transaction relates to deposits, withdrawals, and wire transfers. At this time, the scanner 220 scans the identification card of the customer's ID card, driver's license, etc. to generate the "customer image data", or scan the media means such as a card, bankbook, etc. used in the financial transaction "media image Data ". The scanner 220 transfers the generated image data to the accountant terminal 250 connected to the serial port.

The accountant terminal 250 stores the transferred image data in the database 251. In addition, the accountant terminal 250 performs the requested financial transaction, and generates transaction result information regarding the performed financial transaction. The transaction result information may include information about the financial transaction, such as transaction history, account number, date and time of financial transaction, deposit amount or withdrawal amount. The accountant terminal 250 transmits the generated transaction result information to the accountant printer 210.

The accountant printer 210 prints the transferred transaction result information on a transaction sheet or an account. Here, the printer 210 is an ink-jet printer. In an embodiment, the accountant printer 210 may set the scanned image data as a background on the transaction sheet and output the transaction result information. That is, the transaction result information may be output on the image data.

The accountant printer 210 may include a barcode recognition unit (not shown) that recognizes a barcode printed on the bankbook and identifies a page of the bankbook on which the transaction result information is to be printed using the recognized barcode. have. The bankbook may include a barcode for each page, and the barcode recognition unit may identify a page to which the transaction result information should be printed through the barcode.

3 is a diagram illustrating an example of outputting transaction details information in a cashier output system according to an embodiment of the present invention.

As shown in FIG. 3, the account printer 210 outputs the transaction result information by superimposing the transaction result information on “customer image data” on the transaction sheet (310). The customer image data may include a customer name (Hong Gil-dong), a customer resident number (091213-XXXXXXX), a customer address (Nonhyeon-dong, Gangnam-gu, Seoul) included in the identification card, and a customer photo. The transaction result information includes transaction details (withdrawal), account number (123-4567-890), withdrawal amount (KRW 100,000), transaction date and time (09/12/01, 13:20) regarding the financial transaction performed. can do.

Alternatively, the cashier printer 210 outputs the transaction result information by superimposing the transaction result information on the "media image data" (320). The media image data may include a customer name (Hong Gil-dong), a card number (031-4569-9874), and a card company (XX card) included in the media means. The transaction result information is the same as 310.

In an embodiment, the sensor 211 of the cashier printer 210 determines the size of the trading paper. The sensor 211 is attached to the printing head to determine the size of the trading paper to be guided through the rollers, and to determine a print area for the trading paper on which the size is determined. The trading paper in which the printing area is determined may be guided to the ink cartridge 212 through a roller. The ink cartridge 212 outputs the transaction result information to the determined printing area. The printing area may be determined corresponding to the size and width of the trading paper.

4 is a diagram illustrating an internal configuration of an output system for accountants in accordance with an embodiment of the present invention.

Referring to FIG. 4, the sensor 420 is attached to the printing head 410 to determine the size of the trading paper guided through the entry roller. The stopper is controlled by the stopper so that the trading paper is arranged to fit the print head 410 through the conveying roller-1 and the conveying roller-2. The sensor 420 may determine a printing area of the trading paper on which the size is determined. For example, the sensor 420 may determine a printing area of the transaction paper according to the type of the transaction paper (slip, loan document, deposit document).

The scanner 430 scans an ID card such as a resident registration card or a driver's license of the customer coming through the entry roller to generate “customer image data”. That is, the cashier output system 400 puts the scanner 430 at the front end to scan the ID card thicker than the paper, and then to easily discharge it. In addition, the scanner 430 may generate "media image data" by scanning media means such as a card and a bankbook, or may generate "document image data" such as slips, loan documents, and deposit documents. In this case, the scanner 430 may scan the contents contained in the bankbook or the trading paper after discharging is completed, in the case of a transaction paper or bankbook which requires printing, before the printing is completed.

In addition, the MS head (Magnetic Stripe Head, 440) reads the MS (Magnetic Stripe) in the card or passbook when the card or passbook.

In particular, the accountant output system 400 may read a bar code or automatically turn over pages of the account.

In an embodiment, the verification unit 252 of the accountant terminal 250 compares and analyzes the "previous image data" and the "image data" transmitted in advance in the database 251. The image data may be used as data for authenticating a customer because the image data is a customer image data scanned by the identification card of the customer or media image data scanned by a media means such as a card or a bankbook used in a financial transaction.

Therefore, when the comparison analysis result, the previous image data and the transferred image data is the same, the approval unit 253 may approve the financial transaction requested by the customer. In this case, the accountant terminal 250 may generate transaction result information by performing the requested financial transaction.

However, as a result of the comparative analysis, if the previous image data and the transferred image data is not the same, the transmission unit 254 reports the requested financial transaction to the central server 130. In this case, the accountant terminal 250 may stop the financial transaction without performing the requested financial transaction. The central server 130 may determine once more whether the reported financial transaction is an illegal transaction or a fraudulent transaction, and, in the case of an illegal transaction or a fraudulent transaction, may specially manage information on a customer who requested the financial transaction.

In another embodiment, the accountant may scan documents necessary for financial transactions with the scanner 220. The documents required for financial transactions are to fill out the customer's name, address, contact number and account number when making a bankbook or applying for a loan, insurance or deposit. The scanner 220 may scan the document and generate document image data.

The display device 230 displays the generated document image data.

The customer may enter information such as the name, address, contact information of the customer in the input field on the document through the touch screen or an input module. In this case, the control module 240 automatically updates the document image data by automatically inputting the inputted customer's name, address, contact information, and the like into the displayed document image data.

In addition, when the "signature" is required, the customer may input the customer signature through the pre-arranged electronic signature plate, and in this case, the control module 240 displays the customer signature collected through the electronic signature plate. By inputting in the signature field in the document image data, the document image data can be updated.

The accountant terminal 250 may store the created document image data in the database 251 when all the input fields in the document image data are created. Alternatively, the transmitter 254 may transmit the created document image data to the central server 130.

The accountant printer 210 may provide the customer with ink by outputting the updated document image data.

5 is a diagram illustrating an example of outputting document image data in the accountant output system according to an embodiment of the present invention.

Referring to FIG. 5, the cashier printer 210 superimposes document image data on the customer image data and outputs the document image data. The customer image data may include a name (Hong Gil-dong), a resident number (091213-XXXXXXX), and an address (Nonhyeon-dong, Gangnam-gu, Seoul). In addition, the document image data is the name (Hong Gil-dong), resident number (091213-XXXXXXX), address (Nonhyeon-dong, Gangnam-gu, Seoul), contact information (010-9999-1111), e-mail address (gdhong@hyosung.co.kr) and signature ( Hong).

In this case, since the customer image data and the document image data can be managed at a time, it is possible to reduce the inconvenience of managing the customer ID and documents separately. In addition, by storing the document image data or customer image data on paper, rather than storing the image data, it is possible to reduce the use of paper and to securely manage customer information.

Further, embodiments of the present invention include a computer readable medium having program instructions for performing various computer implemented operations. The computer readable medium may include program instructions, data files, data structures, etc. alone or in combination. Program instructions recorded on the media may be those specially designed and constructed for the purposes of the present invention, or they may be of the kind well-known and available to those having skill in the computer software arts. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks, and magnetic tape, optical media such as CD-ROMs, DVDs, and magnetic disks, such as floppy disks. Magneto-optical media, and hardware devices specifically configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. Examples of program instructions include not only machine code generated by a compiler, but also high-level language code that can be executed by a computer using an interpreter or the like.

While specific embodiments of the present invention have been described so far, various modifications are possible without departing from the scope of the present invention. Therefore, the scope of the present invention should not be limited to the described embodiments, but should be determined by the equivalents of the claims and the claims.

100: relay output system
110: accountant terminal
120: cashier printers and scanners
130: central server

Claims (1)

A cashier printer, connected to a cashier terminal, that prints the transaction result information generated in the cashier terminal in accordance with a financial transaction on an account book or a trade sheet.
Accountant output system comprising a.

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