KR20140000509A - Method and system for issuing check card using automatic teller machine - Google Patents

Method and system for issuing check card using automatic teller machine Download PDF

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Publication number
KR20140000509A
KR20140000509A KR1020120067630A KR20120067630A KR20140000509A KR 20140000509 A KR20140000509 A KR 20140000509A KR 1020120067630 A KR1020120067630 A KR 1020120067630A KR 20120067630 A KR20120067630 A KR 20120067630A KR 20140000509 A KR20140000509 A KR 20140000509A
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South Korea
Prior art keywords
check card
customer
teller machine
automated teller
card application
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KR1020120067630A
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Korean (ko)
Inventor
박민호
주유황
김치홍
강병준
김옥곤
민주홍
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주식회사 우리은행
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Priority to KR1020120067630A priority Critical patent/KR20140000509A/en
Publication of KR20140000509A publication Critical patent/KR20140000509A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/26—Debit schemes, e.g. "pay now"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]

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  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Check card issuing method using the automated teller machine according to an embodiment of the present invention comprises the steps of receiving the check card request information including the customer information in the terminal for the customer to store in a temporary database; Receiving, at the automated teller machine, the check card application information from the customer terminal, and displaying a check card application page for application of the check card on the screen in response to the check card application information; Generating, at the automated teller machine, a check card application based on the customer information, the account number and the password if a customer's account number and password are input through the check card application page; And when a signature is input to the check card application, at the bank server, after completing the application of the check card based on the check card application, transmitting a command for issuing the check card to the automated teller machine.

Description

Method and system for issuing a check card using financial automation equipment {METHOD AND SYSTEM FOR ISSUING CHECK CARD USING AUTOMATIC TELLER MACHINE}

Embodiments of the present invention relate to a method and a system for issuing a check card using the automated teller machine.

Financial automation equipment is an automation device that can provide basic financial services such as deposit or withdrawal without regard to time and place and bank staff without regard to financial services.

The automated teller machines can be divided into cash dispensers and cash dispensers depending on whether they are deposited or withdrawn. In recent years, the above-mentioned automated teller machines have been used for various purposes such as check deposit / withdrawal, checkbook settlement, payment of a fee, and ticket issuance.

On the other hand, as the financial industry develops, alliances between the financial industry and the distribution sector and other industries are increasing. Accordingly, it is necessary to develop multiple products and diversify sales channels. Particularly, due to the nature of financial products, it is necessary to be careful in counseling.

Method and system for issuing a check card using a financial automation device according to an embodiment of the present invention, Korean Patent Publication No. 2009-0107460 (Invention: Check Card Issuance System, Publication Date: October 13, 2009) have.

One embodiment of the present invention is to issue a check card using the automated teller machine to reduce the burden on the operation of the bank office window, to reduce the waiting time of the customer to provide convenience to use the financial services, automated teller machine It provides a method and system for issuing a check card.

The problems to be solved by the present invention are not limited to the above-mentioned problem (s), and another problem (s) not mentioned can be clearly understood by those skilled in the art from the following description.

Check card issuing method using the automated teller machine according to an embodiment of the present invention comprises the steps of receiving the check card request information including the customer information in the terminal for the customer to store in a temporary database; Receiving, at the automated teller machine, the check card application information from the customer terminal, and displaying a check card application page for application of the check card on the screen in response to the check card application information; Generating, at the automated teller machine, a check card application based on the customer information, the account number and the password if a customer's account number and password are input through the check card application page; And when a signature is input to the check card application, at the bank server, after completing the application of the check card based on the check card application, transmitting a command for issuing the check card to the automated teller machine.

Check card issuing method using the automated teller machine according to another embodiment of the present invention comprises the steps of receiving the check card request information including the customer information in the customer terminal in the temporary database; Receiving, at the automated teller machine, the check card application information from the customer terminal, and displaying a check card application page for application of the check card on the screen in response to the check card application information; Generating, at the automated teller machine, a check card application based on the customer information, the account number and the password if a customer's account number and password are input through the check card application page; At the automated teller machine, printing the check card application through a printer module for signature input by a customer; And when the signature of the customer is input to the printed check card application, a bank teller terminal interworks with the bank server to complete an application of the check card based on the check card application, and then issue an order for issuing the check card. Transmitting to the automated teller machine.

According to an embodiment of the present invention, a method for issuing a check card using an automated teller machine includes receiving, at the automated teller machine, the customer information stored in the temporary database from the customer terminal and connecting to the bank information server. Storing; And performing a real name verification on the customer information by referring to the financial information database in the automatic teller machine, and displaying the check card request page when the real name of the customer information is confirmed. It may include the step of displaying on the screen.

Check card issuing method using the automated teller machine according to embodiments of the present invention, if the account number and the password is input through the check card application page in the automated teller machine, before generating the check card application; The method may further include checking integrity of the account number and the password.

Method for issuing a check card using the automated teller machine according to an embodiment of the present invention, the step of generating the check card application in the automated teller machine and displaying it on the screen; When the signature of the customer is input through the screen, recognizing the input signature through the signature recognition module and generating the signature data by imaging the signature; And synthesizing the signature data with the check card application to the bank server at the automated teller machine.

Check card issuing method using the automated teller machine according to the embodiments of the present invention, receiving the photo stored in the smart phone via the wired or wireless communication with the smart phone of the customer; Calculating, in the automated teller machine, a print cost of the received picture according to a screen operation of the customer related to photo printing, and calculating the print cost based on a transaction result of the financial product corresponding to the account number; ; In the automated teller machine, processing the calculated printing cost in cooperation with a payment server; And printing and printing the received photograph when the payment processing is completed in the financial automatic machine.

The printing and outputting of the photograph may include printing the photograph on the check card and outputting the photograph to the check card, when the photograph is a plurality of photographs. have.

Check card issuing system using the automated teller machine according to an embodiment of the present invention is a customer terminal for receiving the check card request information including the customer information in a temporary database; Receive the check card application information from the customer terminal, and displays a check card application page for the application of the check card on the screen in response to the check card application information, and through the check card application page of the customer account number and A financial automatic device for generating a check card application based on the customer information, the account number and the password if a password is input; And a bank server for transmitting a command for issuing the check card to the automated teller machine after completing the application of the check card based on the check card application.

Check card issuing system using the automated teller machine according to another embodiment of the present invention is a customer terminal for receiving the check card request information including the customer information in a temporary database; Receive the check card application information from the customer terminal, and displays a check card application page for the application of the check card on the screen in response to the check card application information, and through the check card application page of the customer account number and A financial automatic device which generates a check card application based on the customer information, the account number and the password, and prints the check card application through a printer module for a signature input by a customer when a password is input; And when the signature of the customer is input to the printed check card application, the application process of the check card is completed after the application of the check card is completed based on the check card application in association with the bank server. It includes a bank teller terminal to transmit.

The automatic teller machine generates the check card application and displays it on the screen, and when the signature of the customer is input through the screen, the signature recognition module recognizes and images the input signature to generate signature data. The signature data may be synthesized in the check card application and transmitted to the bank server.

The automated teller machine receives a photo stored in the smart phone through wired or wireless communication with the smart phone of the customer, and calculates a print cost of the received photo according to a manipulation of the screen of the customer related to photo printing. Calculating the printing cost based on the transaction performance of the financial product corresponding to the account number, and billing the calculated printing cost in association with a payment server; and printing the received picture when the payment processing is completed. You can print

The automatic teller machine prints the photo on the check card, and if there are multiple photos, prints the photo selected by the customer on the check card.

The details of other embodiments are included in the detailed description and the accompanying drawings.

BRIEF DESCRIPTION OF THE DRAWINGS The advantages and / or features of the present invention, and how to accomplish them, will become apparent with reference to the embodiments described in detail below with reference to the accompanying drawings. It should be understood, however, that the invention is not limited to the disclosed embodiments, but is capable of many different forms and should not be construed as limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, To fully disclose the scope of the invention to those skilled in the art, and the invention is only defined by the scope of the claims. Like reference numerals refer to like elements throughout the specification.

According to an embodiment of the present invention, by issuing a check card using the automated teller machine, it is possible to reduce the work burden at the bank sales counter and to shorten the waiting time of the customer to provide convenience in using the financial service.

1 is a block diagram illustrating a check card issuing system using an automated teller machine according to an embodiment of the present invention.
2 is a block diagram illustrating a check card issuing system using an automated teller machine according to another embodiment of the present invention.
3 is a flowchart illustrating a method of issuing a check card using the automated teller machine according to an embodiment of the present invention.
4 is a flowchart illustrating a method of issuing a check card using an automated teller machine according to another embodiment of the present invention.
FIG. 5 is a flowchart illustrating a method of printing a photograph using a financial automatic apparatus according to an exemplary embodiment of the present invention. Referring to FIG.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram illustrating a check card issuing system using an automated teller machine according to an embodiment of the present invention.

1, the check card issuing system 100 using the automated teller machine according to an embodiment of the present invention is a customer terminal 110, the automated teller machine 120, a bank server 130 and a smart phone ( 140).

The customer terminal 110 receives a check card application information including customer information and stores it in a temporary database (not shown). Here, the customer information may include personal information of a customer, for example, a name, a resident registration number, a telephone number, and the like.

In order to receive the check card application information, the customer terminal 110 may provide, on the screen, an information input page for inputting items related to the application of the check card including the customer information.

A bank employee may reside next to the customer terminal 110. When the customer enters the check card application information including the customer information on the information input page, the bank employee may check the input information to check whether there is an incorrect input and correct the content.

The customer terminal 110 may transmit the check card application information to the financial device 120 including the customer information. At this time, the customer terminal 110 can communicate with the financial automation device 120 by wire or wirelessly. The wired / wireless communication technology between devices is well known in the art, so that a description thereof will be omitted here.

The automated teller machine 120 receives the check card application information from the customer terminal 110. At this time, the automated teller machine 120 may receive the customer information stored in the temporary database from the customer terminal 110 and store the received customer information in a financial information database (not shown) associated with the bank server 130.

The automated teller machine 120 can perform the real name verification on the customer information by referring to the financial information database. That is, the automated teller machine 120 may compare the customer information received from the customer terminal 110 with the customer information stored in the financial information database, and perform a blindness check on the customer based on the comparison result .

When the real name for the customer information is confirmed, the financial automatic device 120 displays a check card application page for applying for the check card on the screen in response to the check card application information. Here, the check card request page may be provided with an account number input window for inputting the account number of the customer, and a password input window for inputting a password for the account number.

When the account number and password of the customer are input through the check card application page, the financial automatic device 120 may check the integrity of the input account number and the password.

For example, the automated teller machine 120 may check the consistency of the input password by checking whether the input password matches a telephone number or a resident registration number of the customer using the customer information .

The automated teller machine 120 generates a check card application based on the customer information, the account number and the password. The automated teller machine 120 displays the generated check card application on the screen.

When the signature of the customer is input to the check card application through the screen, the financial automatic device 120 may generate signature data by recognizing and imaging the input signature through a signature recognition module. The automated teller machine 120 may synthesize the signature data with the check card application and transmit it to the bank server 130.

The bank server 130 receives the check card application from the automated teller machine 120, completes the application of the check card based on the received check card application, and issues an issue command of the check card. Transmission to the automation device 120. Accordingly, the automated teller machine 120 may issue the check card in association with the bank server 130.

The smartphone 140 may transmit the photo stored in the smartphone 140 to the automated teller machine 120. The automated teller machine 120 may receive a photograph stored in the smartphone 140 through wired or wireless communication with the smartphone 140. [

The automated teller machine 120 may include a photo printing function and may provide a photo printing menu on the screen so as to perform such functions. According to the operation of the customer's photo printing menu, the automatic teller machine 120 can calculate the printing cost of the received photograph.

In this case, the automated teller machine 120 may calculate the printing cost based on the transaction performance of the financial product corresponding to the account number. Alternatively, the automated teller machine 120 may calculate the printing cost based on a transaction history of all financial products related to the customer. For this, the automated teller machine 120 can check the financial transaction performance of the customer in cooperation with the bank server 130.

Herein, the transaction results of the financial product include the input / withdrawal related to the financial product, the frequency with which the account transfer is used, the registration of the transfer money transfer account, the example / deposit sold by the bank, the fund, the insurance, Usage results, and the like.

The automated teller machine 120 generates points related to the printing of photographs in proportion to the transaction history of the financial product and may accumulate the generated points in the financial information database in cooperation with the bank server 130. The financial automatic machine 120 may calculate the remaining amount by subtracting the points accumulated in the financial information database as the printing cost when calculating the printing cost.

The automated teller machine 120 can process the calculated printing cost in cooperation with a payment server (not shown). Here, the payment server may complete payment processing by interfacing with the bank server 130 and withdrawing the calculated printing cost from the account (passbook) of the customer.

Alternatively, the automated teller machine 120 may process the printing fee by sensing the amount of money corresponding to the printing cost through the banknote or coin input port.

Alternatively, the automated teller machine 120 may recognize a cash-charging card such as a transportation card through a card recognition module, and may settle the money corresponding to the printing cost.

When the payment processing for the printing cost is completed, the automated teller machine 120 prints the received photograph and outputs the printed photograph. At this time, the automated teller machine 120 prints the photo on a photo paper through a built-in printer, and outputs the printed photo through a photo outlet.

Alternatively, the automated teller machine 120 may print the photo on the issued check card through the printer, and then output the check card on which the photo is printed through the photo outlet.

On the other hand, the check card issuing system 100 using the automated teller machine according to an embodiment of the present invention may process the notification service, such as registration and correction of the customer information, password change. The processing of the notification service is the same as or similar to the new internet banking subscription processing using the automated teller machine 120.

2 is a block diagram illustrating a check card issuing system using an automated teller machine according to another embodiment of the present invention.

2, the check card issuing system 200 using the automated teller machine according to another embodiment of the present invention is a customer terminal 210, the automated teller machine 220, a bank teller terminal 230, a bank server 240, and a smartphone 250 may be configured.

The customer terminal 210 receives the check card application information including the customer information and stores it in a temporary database (not shown). Here, the customer information may include personal information of a customer, for example, a name, a resident registration number, a telephone number, and the like.

In order to receive the check card application information, the customer terminal 210 may provide, on the screen, an information input page for inputting items related to the application of the check card, including the customer information.

A bank employee may reside next to the customer terminal 210. When the customer enters the check card application information including the customer information on the information input page, the bank employee may check the input information to check whether there is an incorrect input and correct the content.

The customer terminal 210 may transmit the check card application information including the customer information to the automated teller machine 220. At this time, the customer terminal 210 can communicate with the financial automation device 220 by wire or wirelessly. The wired / wireless communication technology between devices is well known in the art, so that a description thereof will be omitted here.

The automated teller machine 220 receives the check card application information from the customer terminal 210. In this case, the automated teller machine 220 may receive the customer information stored in the temporary database from the customer terminal 210 and store it in a financial information database (not shown) associated with the bank server 240.

The automated teller machine 220 can perform a real name verification on the customer information by referring to the financial information database. That is, the automated teller machine 220 compares the customer information received from the customer terminal 210 with the customer information stored in the financial information database, and can perform the real name verification on the customer based on the comparison result .

When the real name of the customer information is confirmed, the automated teller machine 220 displays a check card application page for applying for the check card on the screen in response to the check card application information. Here, the check card request page may be provided with an account number input window for inputting the account number of the customer, and a password input window for inputting a password for the account number.

When the account number and password of the customer are input through the check card application page, the financial automatic device 220 may check the integrity of the input account number and the password.

For example, the automated teller machine 220 can check the consistency of the inputted password by checking whether the input password matches a telephone number or a resident registration number of the customer using the customer information .

The automated teller machine 220 generates a check card application based on the customer information, the account number and the password. The automated teller machine 220 prints the check card application through a printer module for signature input by the customer. Accordingly, the customer can sign his / her hand in the signature column of the printed check card application.

When the customer's signature is input to the printed check card application, the bank teller terminal 230 interworks with the bank server 240 to complete the application of the check card based on the check card application and then check the check. The card issuing command is transmitted to the automated teller machine 220. Accordingly, the bank teller may issue a check card to the customer according to the command sent to the bank teller terminal 230.

The smartphone 250 may transmit the photo stored in the smartphone 250 to the automated teller machine 220. The automated teller machine 220 can receive a photograph stored in the smartphone 250 through wired or wireless communication with the smartphone 250.

The automated teller machine 220 may include a photo printing function and may provide a photo printing menu on the screen so as to perform such functions. According to the operation of the customer's photo printing menu, the automatic teller machine 220 can calculate the printing cost of the received photograph.

In this case, the automated teller machine 220 may calculate the print cost based on the transaction performance of the financial product corresponding to the account number. Alternatively, the automated teller machine 220 may calculate the printing cost based on a transaction history of all the financial products related to the customer. For this, the automated teller machine 220 can check the financial transaction performance of the customer in conjunction with the bank server 240.

Herein, the transaction results of the financial product include the input / withdrawal related to the financial product, the frequency with which the account transfer is used, the registration of the transfer money transfer account, the example / deposit sold by the bank, the fund, the insurance, Usage results, and the like.

The financial automatic machine 220 generates points related to the prints in proportion to the transaction history of the financial product and accumulates the generated points in the financial information database in cooperation with the bank server 240. When calculating the printing cost, the financial automatic machine 220 may calculate the remaining amount by subtracting the points accumulated in the financial information database as the printing cost.

The automated teller machine 220 can process the calculated printing cost in cooperation with a payment server (not shown). Here, the payment server can complete payment processing by interfacing with the bank server 240 and withdrawing the calculated printing cost from the account (passbook) of the customer.

Alternatively, the automatic teller machine 220 may process the printing cost by sensing the amount of money corresponding to the printing cost through the banknote or the coin input port.

Alternatively, the automated teller machine 220 may recognize a cash-charging card such as a transportation card through a card recognition module, and may settle the money corresponding to the printing cost.

When the payment processing for the printing cost is completed, the automated teller machine 220 prints the received photograph and outputs the printed photograph. At this time, the automated teller machine 220 prints the photo on a photo paper through a built-in printer, and outputs the printed photo through a photo outlet.

Alternatively, the automated teller machine 220 may print the photo on the issued check card through the printer, and then output the check card on which the photo is printed through the photo outlet.

On the other hand, the check card issuing system 200 using the automated teller machine according to another embodiment of the present invention may process the notification service such as registration and correction of the customer information, password change. The process of the report service is the same as or similar to the process of issuing a check card using the automated teller machine 220.

3 is a flowchart illustrating a method of issuing a check card using the automated teller machine according to an embodiment of the present invention.

1 and 3, in step 310, the customer terminal 110 receives a check card application information including customer information and stores it in a temporary database.

Next, in step 320, the automated teller machine 120 receives the customer information stored in the temporary database from the customer terminal 110 and stores the customer information in a financial information database associated with the bank server 130, And confirms the real name of the customer information by referring to the financial information database.

Next, in step 330, the automated teller machine 120 displays a check card application page for applying for the check card on the screen in response to the check card application information.

Next, in step 340, the customer enters the account number and password of the customer through the check card application page displayed on the screen of the automated teller machine 120.

Next, in step 350 the automated teller machine 120 checks the integrity of the input account number and the password.

Next, in step 360 the automated teller machine 120 generates a check card application based on the customer information, the account number and the password.

Next, when a signature is entered in the check card application (YES direction 370), in step 380, the bank server 130 completes the application of the check card based on the check card application and then the finance. The check card may be issued by transmitting an issue command of the check card to the automated device 120.

4 is a flowchart illustrating a method of issuing a check card using an automated teller machine according to another embodiment of the present invention.

2 and 4, in step 410, the customer terminal 210 receives the check card application information including the customer information and stores it in a temporary database.

Next, in step 420, the automated teller machine 220 receives the customer information stored in the temporary database from the customer terminal 210 and stores the received customer information in a financial information database associated with the bank server 240, And confirms the real name of the customer information by referring to the financial information database.

Next, in step 430, the automated teller machine 220 displays a check card application page for application of the check card on the screen in response to the check card application information.

Next, in step 440, the customer inputs the account number and password of the customer through the check card application page displayed on the screen of the automated teller machine 220.

Next, in step 450, the automated teller machine 220 checks the integrity of the input account number and the password.

Next, in step 460 the automated teller machine 220 generates the check card application based on the customer information, the account number and the password.

Next, in step 470, the automated teller machine 220 prints the check card application form through a printer module for signature input by the customer.

Next, when the signature is entered in the check card application (Yes direction 480), in step 490, the bank teller terminal 230 works with the bank server 240 based on the check card application. After completing the application of the process of issuing the check card issuing command to the automated teller machine 220 to issue the check card.

FIG. 5 is a flowchart illustrating a method of printing a photograph using a financial automatic apparatus according to an exemplary embodiment of the present invention. Referring to FIG.

1 and 5, in step 510, the automated teller machine 120 receives a photograph stored in the smartphone 140 through wired or wireless communication with the customer's smartphone 140 .

Next, in step 520, the automated teller machine 120 prints the print cost of the received photo based on a transaction result of the financial product corresponding to the account number according to the screen manipulation of the customer related to photo printing. To calculate.

Next, in step 530, the automated teller machine 120 interlocks with the payment server to process the calculated printing cost.

Next, in step 540, the automated teller machine 120 prints and prints the received photograph when the settlement processing is completed.

As such, in one embodiment of the present invention, a check card may be issued by using the automatic teller machine. Thus, according to the embodiment of the present invention, it is possible to reduce the work burden of the bank branch office and shorten the waiting time of the customer, thereby providing convenience in using the financial service.

Embodiments of the present invention include computer readable media including program instructions for performing various computer implemented operations. The computer-readable medium may include program instructions, local data files, local data structures, etc., alone or in combination. The media may be those specially designed and constructed for the present invention or may be those known to those skilled in the computer software. Examples of computer-readable media include magnetic media such as hard disks, floppy disks and magnetic tape, optical recording media such as CD-ROMs and DVDs, magneto-optical media such as floppy disks, and ROMs, And hardware devices specifically configured to store and execute the same program instructions. Examples of program instructions include machine language code such as those produced by a compiler, as well as high-level language code that can be executed by a computer using an interpreter or the like.

While the present invention has been described in connection with what is presently considered to be practical exemplary embodiments, it is to be understood that the invention is not limited to the disclosed embodiments. Therefore, the scope of the present invention should not be limited to the described embodiments, but should be determined by the scope of the appended claims and equivalents thereof.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but, on the contrary, Modification is possible. Accordingly, the spirit of the present invention should be understood only in accordance with the following claims, and all equivalents or equivalent variations thereof are included in the scope of the present invention.

110, 210: a customer terminal
120, 220: Financial automation equipment
130, 240: Bank server
140, 250: Smartphone
230: Bank window terminal

Claims (12)

In the customer terminal, receiving the check card request information including the customer information and storing in the temporary database;
Receiving, at the automated teller machine, the check card application information from the customer terminal, and displaying a check card application page for application of the check card on the screen in response to the check card application information;
Generating, at the automated teller machine, a check card application based on the customer information, the account number and the password if a customer's account number and password are input through the check card application page; And
If the signature is input to the check card application, the bank server, after completing the processing of the application of the check card on the basis of the check card application, and transmitting a command for issuing the check card to the automated teller machine.
Check card issuing method using a financial automated device comprising a.
In the customer terminal, receiving the check card request information including the customer information and storing in the temporary database;
Receiving, at the automated teller machine, the check card application information from the customer terminal, and displaying a check card application page for application of the check card on the screen in response to the check card application information;
Generating, at the automated teller machine, a check card application based on the customer information, the account number and the password if a customer's account number and password are input through the check card application page;
At the automated teller machine, printing the check card application through a printer module for signature input by a customer; And
When the signature of the customer is input to the printed check card application, a bank teller terminal interworks with the bank server to complete the application of the check card based on the check card application and then issue the command for issuing the check card. Transferring to the automated teller machine
Check card issuing method using a financial automated device comprising a.
3. The method according to claim 1 or 2,
Receiving, at the automated teller machine, the customer information stored in the temporary database from the customer terminal and storing the customer information in a financial information database associated with the bank server; And
In the automated teller machine, performing real name verification on the customer information with reference to the financial information database;
Further comprising:
The step of displaying
If the real name of the customer information is confirmed, displaying the check card request page on the screen;
Check card issuing method using a financial automated device comprising a.
3. The method according to claim 1 or 2,
In the automated teller machine, if the account number and the password are input through the check card application page, checking the integrity of the account number and the password before generating the check card application
Check card issuing method using a financial automated device further comprising a.
The method of claim 1,
Generating, at the automatic teller machine, the check card application and displaying it on the screen;
When the signature of the customer is input through the screen, recognizing the input signature through the signature recognition module and generating the signature data by imaging the signature; And
In the automated teller machine, synthesizing the signature data into the application for check card and transmitting it to the bank server;
Check card issuing method using a financial automated device further comprising a.
3. The method according to claim 1 or 2,
Receiving, at the automated teller machine, a photograph stored in the smartphone through wired or wireless communication with the smartphone of the customer;
Calculating, in the automated teller machine, a print cost of the received picture according to a screen operation of the customer related to photo printing, and calculating the print cost based on a transaction result of the financial product corresponding to the account number; ;
In the automated teller machine, processing the calculated printing cost in cooperation with a payment server; And
In the automated teller machine, when the settlement processing is completed, printing the received photograph and outputting
Check card issuing method using a financial automated device further comprising a.
The method according to claim 6,
The printing and printing of the photo
Printing the photo on the check card and outputting the photo, if the number of photos is one, printing the photo selected by the customer on the check card and outputting the photo
Check card issuing method using a financial automated device comprising a.
A customer terminal for receiving check card application information including customer information and storing the information in a temporary database;
Receive the check card application information from the customer terminal, and displays a check card application page for the application of the check card on the screen in response to the check card application information, and through the check card application page of the customer account number and A financial automatic device for generating a check card application based on the customer information, the account number and the password if a password is input; And
When a signature is input to the check card application, the bank server transmits an order for issuing the check card to the automated teller machine after completing the application of the check card based on the check card application.
Check card issuing system using a financial automation device comprising a.
A customer terminal for receiving check card application information including customer information and storing the information in a temporary database;
Receive the check card application information from the customer terminal, and displays a check card application page for the application of the check card on the screen in response to the check card application information, and through the check card application page of the customer account number and A financial automatic device which generates a check card application based on the customer information, the account number and the password, and prints the check card application through a printer module for a signature input by a customer when a password is input; And
When the signature of the customer is input to the printed check card application, the application process of the check card is completed based on the check card application in connection with the bank server, and the command for issuing the check card is transmitted to the automated teller machine. Bank teller terminal
Check card issuing system using a financial automation device comprising a.
9. The method of claim 8,
The automated teller machine
The check card application is generated and displayed on the screen, and when the signature of the customer is input through the screen, the signature recognition module recognizes and images the input signature to generate signature data, and generates the signature data. The check card issuing system using the automatic teller machine, characterized in that synthesized in the check card application and sent to the bank server.
10. The method according to claim 8 or 9,
The automated teller machine
Receiving a photo stored in the smartphone through a wired or wireless communication with the customer's smartphone, and calculates the print cost of the received photo according to the screen operation of the customer associated with the photo print, but not in the account number The printing cost is calculated based on the transaction performance of the corresponding financial product, and the printout is processed in connection with a payment server. When the payment processing is completed, the printout is printed and output. Check card issuing system using the automated teller machine.
12. The method of claim 11,
The automated teller machine
Print the photographs on the check card, and if there are multiple photographs, prints a check card issuing system using an automated teller machine, characterized in that for printing one photograph selected by the customer on the check card.
KR1020120067630A 2012-06-22 2012-06-22 Method and system for issuing check card using automatic teller machine KR20140000509A (en)

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Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109934577A (en) * 2019-03-17 2019-06-25 中国建设银行股份有限公司 A kind of transaction data processing method and automatic teller machine
KR20210002852A (en) 2019-07-01 2021-01-11 주식회사 에이텍에이피 Apparatus and method for user deviation/change detection of smart automated teller machine using facial recognition
KR20210005332A (en) 2019-07-01 2021-01-14 주식회사 에이텍에이피 Apparatus and method for the guidance of elderly persons in smart automated teller machine using facial recognition
KR20210023914A (en) 2021-02-15 2021-03-04 주식회사 에이텍에이피 Method for the guidance of elderly persons in smart automated teller machine using facial recognition
US11823155B2 (en) 2019-07-01 2023-11-21 Atec Ap Co., Ltd. Apparatus and method for processing user information of smart automated machine using face recognition

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109934577A (en) * 2019-03-17 2019-06-25 中国建设银行股份有限公司 A kind of transaction data processing method and automatic teller machine
KR20210002852A (en) 2019-07-01 2021-01-11 주식회사 에이텍에이피 Apparatus and method for user deviation/change detection of smart automated teller machine using facial recognition
KR20210005332A (en) 2019-07-01 2021-01-14 주식회사 에이텍에이피 Apparatus and method for the guidance of elderly persons in smart automated teller machine using facial recognition
US11823155B2 (en) 2019-07-01 2023-11-21 Atec Ap Co., Ltd. Apparatus and method for processing user information of smart automated machine using face recognition
KR20210023914A (en) 2021-02-15 2021-03-04 주식회사 에이텍에이피 Method for the guidance of elderly persons in smart automated teller machine using facial recognition

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