KR101414394B1 - Method and system for processing subscription of financial product using automatic teller machine - Google Patents

Abstract

A method for processing a new transaction of a financial product using a financial automatic machine according to an exemplary embodiment of the present invention includes receiving a financial product new application information including customer information in a customer terminal and storing the information in a temporary database; Receiving financial product new subscription information from the customer terminal and displaying a subscription page for new subscription of the financial product in response to the financial product new subscription information; When a corresponding financial instrument is selected through the subscription page and a password for the selected financial instrument is input, the financial automation device determines whether the selected financial instrument is associated with the selected financial instrument based on the customer information, Creating an enrollment application; And processing a new subscription for the selected financial instrument based on the subscription form at the bank server, if the signature is entered in the subscription form.

Description

TECHNICAL FIELD [0001] The present invention relates to a method and system for processing a new financial product using a financial automation device,

Embodiments of the present invention are directed to a method and system for processing new subscriptions of financial products using a financial automation device.

Financial automation equipment is an automation device that can provide basic financial services such as deposit or withdrawal without regard to time and place and bank staff without regard to financial services.

The automated teller machines can be divided into cash dispensers and cash dispensers depending on whether they are deposited or withdrawn. In recent years, the above-mentioned automated teller machines have been used for various purposes such as check deposit / withdrawal, checkbook settlement, payment of a fee, and ticket issuance.

On the other hand, as the financial industry develops, alliances between the financial industry and the distribution sector and other industries are increasing. Accordingly, it is necessary to develop multiple products and diversify sales channels. Particularly, due to the nature of financial products, it is necessary to be careful in counseling.

A method and system for processing a new financial product using the automated teller machine according to an embodiment of the present invention is disclosed in Korean Patent Laid-Open Publication No. 2011-0048276 (entitled " Date: May 11, 2011).

One embodiment of the present invention is a method for reducing the work load at a bank branch office by processing a new entry of a financial product using a financial automation device and shortening a waiting time of a customer, And provides a method and system for processing a new financial product using the automated teller machine.

The problems to be solved by the present invention are not limited to the above-mentioned problem (s), and another problem (s) not mentioned can be clearly understood by those skilled in the art from the following description.

A method for processing a new transaction of a financial product using a financial automatic machine according to an exemplary embodiment of the present invention includes receiving a financial product new application information including customer information in a customer terminal and storing the information in a temporary database; Receiving financial product new subscription information from the customer terminal and displaying a subscription page for new subscription of the financial product in response to the financial product new subscription information; When a corresponding financial instrument is selected through the subscription page and a password for the selected financial instrument is input, the financial automation device determines whether the selected financial instrument is associated with the selected financial instrument based on the customer information, Creating an enrollment application; And processing a new subscription for the selected financial instrument based on the subscription form at the bank server, if the signature is entered in the subscription form.

A method for processing a new transaction for a financial product using a financial automation device according to another embodiment of the present invention includes the steps of inputting new application information of a financial product including customer information in a customer terminal and storing it in a temporary database; Receiving financial product new subscription information from the customer terminal and displaying a subscription page for new subscription of the financial product in response to the financial product new subscription information; When a corresponding financial instrument is selected through the subscription page and a password for the selected financial instrument is input, the financial automation device determines whether the selected financial instrument is associated with the selected financial instrument based on the customer information, Creating an enrollment application; Printing the subscription application through a printer module to input a signature by a customer after generating the subscription application in the automated teller machine; And a step of processing a new subscription for the selected financial product based on the subscription form in cooperation with a bank server in the bank window terminal when the signature of the customer is input in the printed subscription form.

A method for processing a new entry of a financial instrument using a financial automation device according to embodiments of the present invention is characterized in that in the automated teller machine, Storing in a database; And performing a real name verification on the customer information by referring to the financial information database in the financial automatic machine, wherein the step of displaying, when the real name of the customer information is confirmed, And displaying it on the screen.

A method for processing a new entry of a financial product using a financial automatic machine according to embodiments of the present invention is a method for processing a new entry of a financial product using the automated teller machine according to the present invention when the corresponding financial product is selected through the subscription page and a password for the selected financial product is input, And checking the consistency of the inputted password before generating the application.

A method for processing a financial instrument new entry using a financial automatic machine according to another embodiment of the present invention is a method for processing a new entry of a financial instrument using a financial automatic machine according to another embodiment of the present invention, The method may further include transmitting.

A method for processing a new entry of a financial instrument using a financial automation device according to an embodiment of the present invention includes the steps of: displaying the created application form on the screen after generating the application form; When the signature of the customer is input through the screen, recognizing the input signature through the signature recognition module and generating the signature data by imaging the signature; And transmitting the signature data to the banking server by synthesizing the signature data with the banking automation device.

A method for processing a new transaction of a financial product using a financial automatic machine according to an embodiment of the present invention includes the steps of: receiving, at the bank server, a command for issuing a bankbook associated with the selected financial product to the automated teller machine Transmitting; And issuing the passbook in association with the bank server in response to a command regarding issuance of the passbook in the automated teller machine.

A method for processing a new financial product using the automated teller machine according to embodiments of the present invention includes receiving a photo stored in the smartphone through wired or wireless communication with the customer's smartphone in the automated teller machine; In the financial automatic machine, the printing cost of the received photograph is calculated according to the operation of the screen of the customer in relation to the printing of the photograph, and the printing cost is calculated based on the transaction history of the financial product in which the processing of the new subscription is completed step; In the automated teller machine, processing the calculated printing cost in cooperation with a payment server; And printing and printing the received photograph when the payment processing is completed in the financial automatic machine.

A system for processing a new entry of a financial instrument using a financial automation device according to an embodiment of the present invention includes a customer terminal for inputting new application information of financial instruments including customer information and storing the information in a temporary database; Receiving a financial product new subscription request information from the customer terminal, displaying a subscription page for new subscription of the financial product in response to the financial product new subscription application information, A financial automation device for generating an enrollment application associated with the selected financial product based on the customer information, the selection information of the financial product, and the password when the password for the selected financial product is selected; And a bank server for processing a new subscription for the selected financial instrument on the basis of the subscription application, when a signature is input in the subscription application.

A financial product new entry processing system using a financial automation apparatus according to another exemplary embodiment of the present invention includes a customer terminal for receiving financial product new application information including customer information and storing the information in a temporary database; Receiving a financial product new subscription request information from the customer terminal, displaying a subscription page for new subscription of the financial product in response to the financial product new subscription application information, And a password for the selected financial product is input, a subscription application associated with the selected financial product is generated based on the customer information, the selection information of the financial product, and the password, A financial automation device that prints an application for membership through a printer module; And a bank window terminal for processing a new registration for the selected financial product on the basis of the registration form in cooperation with the bank server when the signature of the customer is input in the printed registration form.

The financial product new entry processing system using the automated teller machine according to another embodiment of the present invention may be configured to transmit the bank account information to the bank window terminal, As shown in FIG.

Wherein the automated teller machine displays the signature on the screen after creating the signup application and if the signature of the customer is input on the screen, the signature recognition module recognizes the signature and generates the signature data by imaging, The signature data may be combined with the subscription request and transmitted to the bank server.

Wherein the bank server transmits to the banking automation device a command relating to issuance of a bankbook associated with the selected banking product after completion of processing of the new banking transaction, It is possible to issue the passbook.

Wherein the automated teller machine receives a photograph stored in the smartphone through a wired or wireless communication with the smartphone of the customer and calculates a printing cost of the received photograph according to the operation of the screen of the customer relating to the printing of the photograph The printing apparatus according to claim 1, further comprising: calculating the printing cost based on the transaction history of the financial product for which the processing of the new subscription is completed, processing the calculated printing cost in cooperation with the payment server, And output it.

The details of other embodiments are included in the detailed description and the accompanying drawings.

BRIEF DESCRIPTION OF THE DRAWINGS The advantages and / or features of the present invention, and how to accomplish them, will become apparent with reference to the embodiments described in detail below with reference to the accompanying drawings. It should be understood, however, that the invention is not limited to the disclosed embodiments, but is capable of many different forms and should not be construed as limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, To fully disclose the scope of the invention to those skilled in the art, and the invention is only defined by the scope of the claims. Like reference numerals refer to like elements throughout the specification.

According to an embodiment of the present invention, a new entry of a financial product is processed by using a financial automation device, thereby reducing burdens on a bank branch office, shortening a waiting time of a customer, and providing convenience in using financial services .

1 is a block diagram for explaining a financial product new entry processing system using a financial automatic machine according to an embodiment of the present invention.
2 is a block diagram for explaining a financial product new entry processing system using a financial automatic machine according to another embodiment of the present invention.
FIG. 3 is a flowchart illustrating a method for processing a new entry of a financial instrument using the automated teller machine according to an embodiment of the present invention.
FIG. 4 is a flowchart illustrating a method of processing a new entry of a financial instrument using a financial automation device according to another embodiment of the present invention.
FIG. 5 is a flowchart illustrating a method of printing a photograph using a financial automatic apparatus according to an exemplary embodiment of the present invention. Referring to FIG.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram for explaining a financial product new entry processing system using a financial automatic machine according to an embodiment of the present invention.

1, a financial product new entry processing system 100 using a financial automatic machine according to an exemplary embodiment of the present invention includes a customer terminal 110, a financial automation device 120, a bank server 130, Phone 140 as shown in FIG.

The customer terminal 110 receives new financial product subscription information including customer information and stores it in a temporary database (not shown). Here, the customer information may include personal information of a customer, for example, a name, a resident registration number, a telephone number, and the like.

The customer terminal 110 may provide an information input page to the screen for inputting information related to the application for a new subscription of the financial product including the customer information, have.

A bank employee may reside next to the customer terminal 110. The bank employee can check whether there is any mistaken input by checking the inputted information when the customer inputs new information on subscription to financial products including the customer information on the information input page.

The customer terminal 110 may transmit the financial product new application information including the customer information to the automated teller machine 120. [ At this time, the customer terminal 110 can communicate with the financial automation device 120 by wire or wirelessly. The wired / wireless communication technology between devices is well known in the art, so that a description thereof will be omitted here.

The automated teller machine (120) receives the financial product new application information from the customer terminal (110). At this time, the automated teller machine 120 may receive the customer information stored in the temporary database from the customer terminal 110 and store the received customer information in a financial information database (not shown) associated with the bank server 130.

The automated teller machine 120 can perform the real name verification on the customer information by referring to the financial information database. That is, the automated teller machine 120 may compare the customer information received from the customer terminal 110 with the customer information stored in the financial information database, and perform a blindness check on the customer based on the comparison result .

If the real name of the customer information is confirmed, the automated teller machine 120 displays a subscription page for new entry of the financial product corresponding to the financial product new application information. Here, the subscription page may include a financial product selection window for selecting a financial product, and a password input window for inputting a password.

When the financial product is selected through the subscription page and the password for the selected financial product is inputted, the automated teller machine 120 can check the consistency of the inputted password.

For example, the automated teller machine 120 may check the consistency of the input password by checking whether the input password matches a telephone number or a resident registration number of the customer using the customer information .

The automated teller machine 120 generates an affiliation application associated with the selected financial product based on the customer information, the financial product selection information, and the password. The automated teller machine 120 displays the generated subscription application on the screen.

When the signature of the customer is input to the sign-up application through the screen, the automated teller machine 120 can recognize the input signature through the signature recognition module and generate the signature data by imaging. The automated teller machine 120 may combine the signature data with the subscription request and transmit the combined data to the bank server 130. [

The bank server 130 receives the subscription request from the automated teller machine 120 and processes a new subscription for the selected financial instrument based on the received subscription application.

The bank server 130 may transmit an instruction to the automated teller machine 120 regarding issuance of a passbook associated with the selected financial product after completion of processing of the new subscription. Accordingly, the automated teller machine 120 can issue the passbook in cooperation with the bank server 130 in response to a command for granting the passbook.

The smartphone 140 may transmit the photo stored in the smartphone 140 to the automated teller machine 120. The automated teller machine 120 may receive a photograph stored in the smartphone 140 through wired or wireless communication with the smartphone 140. [

The automated teller machine 120 may include a photo printing function and may provide a photo printing menu on the screen so as to perform such functions. According to the operation of the customer's photo printing menu, the automatic teller machine 120 can calculate the printing cost of the received photograph.

At this time, the automated teller machine 120 may calculate the printing cost based on the transaction history of the financial product for which the processing of the new subscription is completed. Alternatively, the automated teller machine 120 may calculate the printing cost based on a transaction history of all financial products related to the customer. For this, the automated teller machine 120 can check the financial transaction performance of the customer in cooperation with the bank server 130.

Herein, the transaction results of the financial product include the input / withdrawal related to the financial product, the frequency with which the account transfer is used, the registration of the transfer money transfer account, the example / deposit sold by the bank, the fund, the insurance, Usage results, and the like.

The automated teller machine 120 generates points related to the printing of photographs in proportion to the transaction history of the financial product and may accumulate the generated points in the financial information database in cooperation with the bank server 130. The financial automatic machine 120 may calculate the remaining amount by subtracting the points accumulated in the financial information database as the printing cost when calculating the printing cost.

The automated teller machine 120 can process the calculated printing cost in cooperation with a payment server (not shown). Here, the payment server may complete payment processing by interfacing with the bank server 130 and withdrawing the calculated printing cost from the account (passbook) of the customer.

Alternatively, the automated teller machine 120 may process the printing fee by sensing the amount of money corresponding to the printing cost through the banknote or coin input port.

Alternatively, the automated teller machine 120 may recognize a cash-charging card such as a transportation card through a card recognition module, and may settle the money corresponding to the printing cost.

When the payment processing for the printing cost is completed, the automated teller machine 120 prints the received photograph and outputs the printed photograph. At this time, the automated teller machine 120 prints the photo on a photo paper through a built-in printer, and outputs the printed photo through a photo outlet.

Alternatively, the automated teller machine 120 may print the photo on the issued passbook through the printer, and then output the passbook printed with the photo through the photo outlet.

Meanwhile, the financial product new entry processing system 100 using the automated teller machine according to an exemplary embodiment of the present invention may process the notification information such as the customer information registration and correction, password change, and automatic transfer. The processing of the notification service is the same as or similar to the process of newly registering a financial product using the automated teller machine (120).

2 is a block diagram for explaining a financial product new entry processing system using a financial automatic machine according to another embodiment of the present invention.

2, a financial product new entry processing system 200 using a financial automatic machine according to another embodiment of the present invention includes a customer terminal 210, a financial automatic machine 220, a bank window terminal 230, A bank server 240, and a smart phone 250.

The customer terminal 210 receives the financial product new application information including customer information and stores the information in a temporary database (not shown). Here, the customer information may include personal information of a customer, for example, a name, a resident registration number, a telephone number, and the like.

The customer terminal 210 may provide an information input page to the screen for inputting information related to the application for a new subscription of the financial product including the customer information in order to receive the financial product new subscription information have.

A bank employee may reside next to the customer terminal 210. The bank employee can check whether there is any mistaken input by checking the inputted information when the customer inputs new information on subscription to financial products including the customer information on the information input page.

The customer terminal 210 may transmit the financial product new application information including the customer information to the automated teller machine 220. At this time, the customer terminal 210 can communicate with the financial automation device 220 by wire or wirelessly. The wired / wireless communication technology between devices is well known in the art, so that a description thereof will be omitted here.

The automated teller machine 220 receives the financial product new subscription information from the customer terminal 210. At this time, the automated teller machine 220 may receive the customer information stored in the temporary database from the customer terminal 210 and store the received customer information in a financial information database (not shown) associated with the bank server 230.

The automated teller machine 220 can perform a real name verification on the customer information by referring to the financial information database. That is, the automated teller machine 220 compares the customer information received from the customer terminal 210 with the customer information stored in the financial information database, and can perform the real name verification on the customer based on the comparison result .

When the real name of the customer information is confirmed, the automated teller machine 220 displays a subscription page for new entry of the financial product in response to the financial product new application information. Here, the subscription page may include a financial product selection window for selecting a financial product, and a password input window for inputting a password.

When the financial instrument is selected through the subscription page and the password for the selected financial instrument is input, the automated teller machine 220 can check the consistency of the inputted password.

For example, the automated teller machine 220 can check the consistency of the inputted password by checking whether the input password matches a telephone number or a resident registration number of the customer using the customer information .

The automated teller machine 220 generates an affiliate application associated with the selected financial product based on the customer information, the financial product selection information, and the password. The automated teller machine 220 prints the subscription request through a printer module for signature input by the customer. Accordingly, the customer can sign the signature field of the subscription application printed out by hand.

When the signature of the customer is inputted into the printed registration application, the bank window terminal 230 processes the new registration for the selected financial product based on the registration form in cooperation with the bank server 240.

The bank server 240 may send an instruction to the bank window terminal 230 regarding issuance of a bankbook associated with the selected financial product after completion of processing of the new subscription. Accordingly, the bank teller can issue a passbook to the customer according to the command sent to the bank window terminal 230. [

The smartphone 250 may transmit the photo stored in the smartphone 250 to the automated teller machine 220. The automated teller machine 220 can receive a photograph stored in the smartphone 250 through wired or wireless communication with the smartphone 250.

The automated teller machine 220 may include a photo printing function and may provide a photo printing menu on the screen so as to perform such functions. According to the operation of the customer's photo printing menu, the automatic teller machine 220 can calculate the printing cost of the received photograph.

At this time, the automated teller machine 220 can calculate the printing cost based on the transaction history of the financial product for which the processing of the new subscription is completed. Alternatively, the automated teller machine 220 may calculate the printing cost based on a transaction history of all the financial products related to the customer. For this, the automated teller machine 220 can check the financial transaction performance of the customer in conjunction with the bank server 240.

Herein, the transaction results of the financial product include the input / withdrawal related to the financial product, the frequency with which the account transfer is used, the registration of the transfer money transfer account, the example / deposit sold by the bank, the fund, the insurance, Usage results, and the like.

The financial automatic machine 220 generates points related to the prints in proportion to the transaction history of the financial product and accumulates the generated points in the financial information database in cooperation with the bank server 240. When calculating the printing cost, the financial automatic machine 220 may calculate the remaining amount by subtracting the points accumulated in the financial information database as the printing cost.

The automated teller machine 220 can process the calculated printing cost in cooperation with a payment server (not shown). Here, the payment server can complete payment processing by interfacing with the bank server 240 and withdrawing the calculated printing cost from the account (passbook) of the customer.

Alternatively, the automatic teller machine 220 may process the printing cost by sensing the amount of money corresponding to the printing cost through the banknote or the coin input port.

Alternatively, the automated teller machine 220 may recognize a cash-charging card such as a transportation card through a card recognition module, and may settle the money corresponding to the printing cost.

When the payment processing for the printing cost is completed, the automated teller machine 220 prints the received photograph and outputs the printed photograph. At this time, the automated teller machine 220 prints the photo on a photo paper through a built-in printer, and outputs the printed photo through a photo outlet.

Alternatively, the automated teller machine 220 may print the photo on the issued passbook through the printer, and then output the passbook printed with the photo through the photo outlet.

Meanwhile, the financial product new entry processing system 200 using the automated teller machine according to another embodiment of the present invention may process the notification information such as the customer information registration and correction, password change, and automatic transfer. The processing of the notification service is similar to or similar to the process of newly registering a financial product using the automated teller machine 220.

FIG. 3 is a flowchart illustrating a method for processing a new entry of a financial instrument using the automated teller machine according to an embodiment of the present invention.

1 and 3, in step 310, the customer terminal 110 receives financial product new application information including customer information and stores the information in the temporary database.

Next, in step 320, the automated teller machine 120 receives the customer information stored in the temporary database from the customer terminal 110 and stores the customer information in a financial information database associated with the bank server 130, And confirms the real name of the customer information by referring to the financial information database.

Next, in step 330, the automated teller machine 120 displays a subscription page for new subscription of the financial product corresponding to the financial product new subscription information.

Next, in step 340, the customer selects the financial product through the subscription page displayed on the screen of the automated teller machine 120. [

Next, in step 350, the customer inputs a password for the selected financial product through the subscription page displayed on the screen of the automated teller machine (120).

Next, in step 360, the automated teller machine 120 checks the consistency of the input password.

Next, in step 370, the automated teller machine 120 generates a subscription application associated with the selected financial product based on the customer information, the financial product selection information, and the password.

Next, if a signature is entered in the subscription request ("yes" direction of 380), then in step 390 the bank server 130 processes the new subscription for the selected financial instrument based on the subscription application.

FIG. 4 is a flowchart illustrating a method of processing a new entry of a financial instrument using a financial automation device according to another embodiment of the present invention.

Referring to FIGS. 2 and 4, in step 410, the customer terminal 210 receives financial product new application information including customer information, and stores the information in the temporary database.

Next, in step 420, the automated teller machine 220 receives the customer information stored in the temporary database from the customer terminal 210 and stores the received customer information in a financial information database associated with the bank server 240, And confirms the real name of the customer information by referring to the financial information database.

Next, in step 430, the automated teller machine 220 displays a subscription page for new entry of the financial product corresponding to the financial product new application information.

Next, in step 440, the customer selects the financial product through the subscription page displayed on the screen of the automated teller machine 220. [

Next, in step 450, the customer inputs a password for the selected financial product through the subscription page displayed on the screen of the automated teller machine 220.

Next, in step 460, the automated teller machine 220 checks the consistency of the input password.

Next, in step 470, the automated teller machine 220 generates an affiliate application associated with the selected financial product based on the customer information, the financial product selection information, and the password.

Next, in step 480, the automated teller machine 220 prints the subscription application through a printer module for signature input by the customer.

Next, in step 495, the bank window terminal 230, in cooperation with the bank server 240, transmits a signature to the selected financial product on the basis of the registration form (step 495) And processes the new subscription for.

FIG. 5 is a flowchart illustrating a method of printing a photograph using a financial automatic apparatus according to an exemplary embodiment of the present invention. Referring to FIG.

1 and 5, in step 510, the automated teller machine 120 receives a photograph stored in the smartphone 140 through wired or wireless communication with the customer's smartphone 140 .

Next, in step 520, the automated teller machine (120), in accordance with the operation of the screen of the customer relating to the printing of photographs, Calculate the cost.

Next, in step 530, the automated teller machine 120 interlocks with the payment server to process the calculated printing cost.

Next, in step 540, the automated teller machine 120 prints and prints the received photograph when the settlement processing is completed.

As described above, in one embodiment of the present invention, a new entry of a financial product can be processed using a financial automatic machine. Thus, according to the embodiment of the present invention, it is possible to reduce the work burden of the bank branch office and shorten the waiting time of the customer, thereby providing convenience in using the financial service.

Embodiments of the present invention include computer readable media including program instructions for performing various computer implemented operations. The computer-readable medium may include program instructions, local data files, local data structures, etc., alone or in combination. The media may be those specially designed and constructed for the present invention or may be those known to those skilled in the computer software. Examples of computer-readable media include magnetic media such as hard disks, floppy disks and magnetic tape, optical recording media such as CD-ROMs and DVDs, magneto-optical media such as floppy disks, and ROMs, And hardware devices specifically configured to store and execute the same program instructions. Examples of program instructions include machine language code such as those produced by a compiler, as well as high-level language code that can be executed by a computer using an interpreter or the like.

While the present invention has been described in connection with what is presently considered to be practical exemplary embodiments, it is to be understood that the invention is not limited to the disclosed embodiments. Therefore, the scope of the present invention should not be limited to the described embodiments, but should be determined by the scope of the appended claims and equivalents thereof.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but, on the contrary, Modification is possible. Accordingly, the spirit of the present invention should be understood only in accordance with the following claims, and all equivalents or equivalent variations thereof are included in the scope of the present invention.

110, 210: a customer terminal
120, 220: Financial automation equipment
130, 240: Bank server
140, 250: Smartphone
230: Bank window terminal

Claims (14)

Receiving, in a customer terminal, financial product new application information including customer information, and storing the information in a temporary database;
Receiving the customer information stored in the temporary database from the customer terminal and storing the received customer information in a financial information database associated with a bank server;
Performing, in the financial automatic machine, a real name verification of the customer information by referring to the financial information database;
The method of claim 1, further comprising the steps of: receiving, from the customer terminal, the financial product new subscription request information and confirming a real name of the customer information, On a screen;
When the financial product is selected through the subscription page and a password is input for the selected financial product, the system checks the consistency of the inputted password, and transmits the customer information, the selection information of the financial product, Generating an affiliation application associated with the selected financial product on the screen;
When the signature of the customer is input through the screen, recognizing the input signature through the signature recognition module and generating the signature data by imaging the signature;
Synthesizing the signature data into the subscription application and transmitting the synthesized signature data to a bank server;
At the bank server, processing a new subscription for the selected financial instrument based on the subscription request
And a method for processing a new financial product using the automated teller machine.
delete delete delete delete delete The method according to claim 1,
Transmitting, at the bank server, an instruction regarding granting of a passbook associated with the selected financial product to the financial automatic machine after completion of processing of the new subscription; And
Issuing the passbook in cooperation with the bank server in response to a command relating to the issuance of the passbook in the automated teller machine
Further comprising the steps of: (a) receiving a new financial product from the financial institution;
The method according to claim 1,
Receiving, at the automated teller machine, a photograph stored in the smartphone through wired or wireless communication with the smartphone of the customer;
In the financial automatic machine, the printing cost of the received photograph is calculated according to the operation of the screen of the customer in relation to the printing of the photograph, and the printing cost is calculated based on the transaction history of the financial product in which the processing of the new subscription is completed step;
In the automated teller machine, processing the calculated printing cost in cooperation with a payment server; And
In the automated teller machine, when the settlement processing is completed, printing the received photograph and outputting
Further comprising the steps of: (a) receiving a new financial product from the financial institution;
A customer terminal for inputting new application information for financial products including customer information and storing the received information in a temporary database;
Receiving the customer information stored in the temporary database from the customer terminal and storing the customer information in a financial information database linked with a bank server, receiving the financial product new application information from the customer terminal, The system displays a subscription page for new subscription of the financial product corresponding to the financial product new subscription information, displays the subscription page on the screen, and if the corresponding financial product is selected through the subscription page and the password for the selected financial product is input A financial automation device that checks the consistency of the inputted password, and generates an enrollment application associated with the selected financial product based on the customer information, the financial product selection information, and the password; And
And a bank server for processing a new subscription to the selected financial product based on the subscription application,
The automated teller machine
And displays the signature on the screen after generating the signup application. When the signature of the customer is input on the screen, the sign recognition module recognizes the signature input to generate signature data, And transmits the combined information to the bank server.
delete delete delete 10. The method of claim 9,
The bank server
Transferring an instruction regarding issuance of a passbook associated with the selected financial product to the automated teller machine after completion of processing of the new subscription,
The automated teller machine
And the bank account issuing unit issues the passbook in cooperation with the bank server in response to a command regarding issuance of the passbook.
10. The method of claim 9,
The automated teller machine
Receiving a photograph stored in the smartphone through a wired or wireless communication with the smartphone of the customer, calculating a printing cost of the received photograph according to a screen operation of the customer in relation to the printing of the photograph, Calculating the printing cost based on the transaction history of the financial product whose processing has been completed, processing the calculated printing cost in cooperation with the payment server, and printing the received photograph upon completion of the payment processing New entry processing system for financial products using financial automation equipment.

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