KR20120011698A

KR20120011698A - Method and system for the transactions of on-line business for children's goods

Info

Publication number: KR20120011698A
Application number: KR1020100073729A
Authority: KR
Inventors: 이윤휘
Original assignee: 이윤휘
Priority date: 2010-07-30
Filing date: 2010-07-30
Publication date: 2012-02-08

Abstract

PURPOSE: An online transaction method of products for children and a system thereof are provided to enable product/service suppliers to supply products and services necessary for an online business for child products to an online business management company for child products, thereby guaranteeing payment of promised costs by the online business management company. CONSTITUTION: A financial institution server(20) is connected to a main server through a VAN system(50). The financial institution server performs a financial transaction for checking whether a transaction of a corresponding member is defective. Modules(16,17,18,19) manage and transmit information transceived by a mobile communication system. The mobile communication system transmits and receives data between the main server and a terminal.

Description

Method and system for transactions of children's goods online business {Method and system for the transactions of on-line business for children's goods}

The present invention modularizes the product information provided to the members into a product processing unit that can be transmitted and received by the terminal via the Internet or a mobile communication system and stores in the product information DB 13, the member connected to the Internet or mobile communication system through the terminal In the case of requesting product information, the product information is extracted from the DB 13 for each product processing unit and transmitted to the terminal. When members view the product information, statistical data about all the data viewed by the members are automatically stored in the product information DB 13, the delivery date is conveniently informed via the screen about the product information requested by the members. In addition, the information of children provided by the members is modularized into a processing model unit that can be transmitted and received by the terminal, and stored in the member information DB 11, and when the members select product information using the 3D processing model, the product image is automatically processed. It provides a feature that provides an automatic display function that guides the product by matching the model, and the contracting parties appropriately share information about online business among members without directly involved in cumbersome payments or information provision or keeping records. In addition, it provides a collection of consumer-oriented real-time statistical data to collect consumer-oriented information on children's products, and analyzes the collected product information to improve predictability of products and provide efficient inventory management. Present a trading method and its system.

The present invention is to facilitate the purchase of the necessary items through the 3D image of the virtual model modeled on the children without having to directly visit the sales store with the children for the purchase of children's goods, and transparent Efficiently provide price information, make it easy to update information according to children's growth, and store and conveniently search the transaction records of children's goods, induce member's loyalty, payment transactions with goods and service suppliers, etc. All necessary transactions are automatically paid and paid within the designated period, and in order to prevent disputes and damages related to payments and refunds based on clear responsibility, by providing product images set and provided by the goods and service suppliers (1) ) Membership agreement to register individual information of members and (2) Online business operation 'Financial contract' between the financial institution and the financial institution; and (3) 'specific supply contract' between the online business operator and the goods and services suppliers; and (4) online to the online business operators and goods and services suppliers. Deposited in a trust account of a financial institution, for example, through a 'payment guarantee contract' that pays and pays for goods and services suppliers within the scope of accounting recognized as a business and the amount deposited in the trust account of the main bank. The payment of the member ensures stable payment to goods and service suppliers, maintains the efficiency of the entire online business system centered on the online business operators and the main banks, and improves the interests of the members, goods and service suppliers. New trading method and system for protecting more efficiently

It is common for parents to buy children's goods, and if the parents do not buy their children without checking them directly at the store, they will be relieved of the inconvenience of returning or refunding the items due to incorrect size. For this purpose, as shown in the configuration diagram of FIG. 5, the purchase and purchase may be determined by selecting and setting an image of a product using a 3D virtual model generated based on information of a child. Consumers can join as members through the Internet and mobile communication, and can safely and conveniently purchase children's products at low prices. The online business operator receives the necessary children's goods from the suppliers of goods and services, and enters into a 'supply agreement' to guarantee payment of payments within a certain period of time. Guarantee payment for supply to maintain the efficiency of the entire online operation system centered on the main bank. The virtual model of the 3D image has no doubt about the feasibility of the present invention by utilizing an existing technology of converting from 2D to 3D.

The present invention is to facilitate the purchase of the necessary goods through the 3D image of the virtual model of the children without having to visit the sales store with the children directly for the purchase of children's goods, and efficiently the transparent price information about children's goods It is easy to update the information according to the children's growth, store the transaction records of the children's goods, and make it easy to inquire the members' loyalty, and provide information that is appropriately transparent to the members, goods and service suppliers, etc. By providing easy access, it provides convenience to members, goods and service suppliers, and provides product images set and provided by goods and service suppliers. New measures to better protect rights and interests by preventing damages in advance It provides a method and system trading.

The present invention is due to the uncomfortable problems arising in the purchase process of children's goods, problems such as business operation due to payment delay, problems related to legal protection of various parties involved in the online operation business, excessive number of designs for increasing sales It was devised to solve the problem of inventory management.

The present invention is to facilitate the purchase of the necessary items through the 3D image of the virtual model modeled on the children without having to directly visit the sales store with the children for the purchase of children's goods, and transparent It provides price information efficiently, makes it easy to update the information according to the growth of children, and makes it possible to store and conveniently search the transaction records of children's goods, induces the loyalty of the members, and supplies and services within the scope of the online operation business. The payment is guaranteed for the supply of funds, etc., the efficiency of the entire online operation system is maintained, especially for the main bank, and the members can easily access information that is appropriately transparent to members, goods and service suppliers. And convenience to goods and services suppliers, and to provide goods and services suppliers. By providing product images that are provided and provided by the company, the disputes and damages related to payments and refunds are prevented in advance based on clear responsibility materials to protect the rights and interests of members more efficiently, and provide consumer-oriented real-time statistics data collection. Collect various consumer-oriented information on goods and analyze the collected product information to improve the predictability of goods and efficient inventory management function, increase the efficiency of online trading business operation of children's goods, sales of children's goods It is a new transaction method and system to accompany the effect of improving the forecasting ability of the company and reducing the cost of work related to efficient inventory management and accounting.

The present invention modularizes the product information provided to the members into a product processing unit that can be transmitted and received by the terminal via the Internet or a mobile communication system and stores in the product information DB 13, the member connected to the Internet or mobile communication system through the terminal In the case of requesting product information, the product information is extracted from the DB 13 for each product processing unit and transmitted to the terminal. When members view the product information, statistical data about all the data viewed by the members are automatically stored in the product information DB 13, the delivery date is conveniently informed via the screen about the product information requested by the members. In addition, the information of children provided by the members is modularized into a processing model unit that can be transmitted and received by the terminal, and stored in the member information DB 11, and when the members select product information using the 3D processing model, the product image is automatically processed. It provides a feature that provides an automatic display function that guides a product by matching it to a model, the contracting party does not engage in cumbersome payments or information, or keeps records, and shares information about online business among members, A new concept trading method that collects various consumer-oriented information on children's goods by providing central real-time statistics data collection and improves the predictability of goods and provides efficient inventory management through analysis of collected product information. And that system.

In general, although a consumer agrees to the provisions of the terms and conditions when signing up as a member of the online homepage, and the parties providing goods and services to the online business are agreed on important matters, the online business operator is not bound by the provisions of the agreement and the main relevant law. Therefore, it is a separate matter whether it is legally and properly operated and whether consumers, goods and service providers can actually check the business operation status within the appropriate range through the online operation system.

In the case of an online business, (1) consumers are limited to purchasing products based only on the information and images provided by the business manager unilaterally, and (2) the business manager enters into a membership contract with the consumer. Sufficient legal protection in the event of dissatisfaction with the purchased goods is subject to limitations, and (3) contracts are made with business operators and goods and services suppliers, but the responsibilities of goods and services suppliers are not clear. In this case, there is a limit to legal protection, and (4) business operators also want to avoid legal problems with consumers, goods, and service suppliers. Furthermore, if the predictive ability of the products is improved, the sales amount can be expected to increase. .

As a way to solve these problems (1) as shown in the configuration of Figure 5 using the 3D virtual model generated based on the information of the child to select and set the image of the product to be able to confirm the purchase, (2) As shown in the diagram of Fig. 2, it supplies the member with the product image set by the goods and services supplier. (3) As shown in the diagram of Fig. 3, the business management company is responsible for all sales revenue. Deposited in the trust account of the main bank for a certain period of time, approving the withdrawal of goods and services suppliers, and (4) the members and goods and services suppliers are members as indicated in the configuration diagram of FIG. Make it easy to access transparent information on the terms and conditions of the establishment of specific supply contracts, (5) Collect various consumer-oriented information on children's products, and Through analysis of the beam, we construct a system that provides predictable improvement of goods and efficient inventory management.

In particular, the present invention transmits all the billing history information to the main server 10 in the main server 10 member information DB 11, bad trader information DB 12, product information DB 13, designer information DB (14) and the information registered in the trust account and transaction information DB (15) can be compared and judged, thereby increasing the reliability of information security.

The present invention provides a payment for goods and services suppliers by paying the amount of the contract directly agreed to the goods and services suppliers within the period within the payment period within the scope of the main bank is recognized as a financial contract based on the guarantee of the online business operator. It effectively prevents disputes and delays caused by late payments and delays, and ensures that you obtain the right information about your online business directly, without contacting or claiming the business operator. We present a trading method and system that protects and maintains transparency and efficiency throughout the system of online trading for children's products.

In addition, the present invention modularizes the product information provided to the members into a product processing unit that can be transmitted and received by the terminal via the Internet or a mobile communication system to store in the product information DB (13), the member is connected to the Internet or mobile communication system through the terminal In the case of requesting product information by connection, the product information is extracted from the DB 13 for each product processing unit and transmitted to the terminal. When members view the product information, statistical data about all the data viewed by the members are automatically stored in the product information DB 13, the delivery date is conveniently informed via the screen about the product information requested by the members. In addition, the information of children provided by the members is modularized into a processing model unit that can be transmitted and received by the terminal, and stored in the member information DB 11, and when the members select product information using the 3D processing model, the product image is automatically processed. It provides a feature that provides an automatic display function that guides a product by matching it to a model, the contracting party does not engage in cumbersome payments or information, or keeps records, and shares information about online business among members, A new concept trading method that collects various consumer-oriented information on children's goods by providing central real-time statistics data collection and improves the predictability of goods and provides efficient inventory management through analysis of collected product information. And that system.

1 is a flowchart illustrating an online transaction method according to the present invention;
2 is a conceptual diagram of a system for the application and supply of online transactions and information according to the present invention;
Figure 3 is a block diagram showing the configuration of a children's goods online trading business according to the present invention,
4 is a block diagram showing the configuration of the member information DB 11 according to the present invention.
5 is a block diagram showing the configuration of child information for creating a virtual model according to the present invention,
6 is a flowchart illustrating a procedure for signing up as a member according to the present invention;
7 is a flowchart illustrating the classification of goods provided by the product information DB 13 according to the present invention.
FIG. 8 is a flowchart for dividing a procedure for inputting selection information of a member's product information and an order for a product in the product information DB 13 according to the present invention.
9 is a configuration diagram showing the configuration of the designer information DB 14 according to the present invention.
10 is a configuration diagram showing the configuration of the trust account and transaction information DB 15 according to the present invention,
11 is a block diagram showing the process of setting up a member-unique account and payment in the transaction according to the present invention,
12 is an exemplary view of a statement of membership unique account according to the present invention.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. First of all, it should be noted that the same elements in the drawings represent the same reference numerals as much as possible. In describing the present invention, detailed descriptions of related well-known functions or configurations are omitted in order not to obscure the subject matter of the present invention.

1 is a flow chart illustrating a transaction method of an online business for children's goods according to the present invention. In order to use the transaction method according to the present invention, individual information such as a consumer, goods and service providers, member ID and password are input in advance. And, enter the information about the virtual model, and set the virtual account number to go through the member registration step (S100) to open a trading account. The member shall identify the membership of member according to Fig. 4, establish the relationship on the online business and personal information about the member, member ID, password, virtual model, opening of a trading account by virtual account setting, etc. It is registered in the DB 11, and this member ID is managed by a unique code. Since all the information of the children's goods online transaction business system according to the present invention is listed by the member ID, since the member ID must be unique, the step of checking whether the member ID is duplicated is checked whether the same member ID is already registered (S211). ) If the same member ID is already registered, the application for membership is rejected.

In addition, information on membership registration, registration of member IDs, passwords, and opening of trading accounts, such as tenants, land providers and goods and service providers of such rental business, is performed on the main server 10 managed by the business management company. 12 is registered in the member information DB 11 through a determination step (S212) of whether a member is a bad trader through inquiry (S100), and the child information for generating the virtual model listed in FIG. In the DB 11, information on transaction items for establishing a relationship with various companies supplying children's goods and information on products to be sold are provided in the product information DB 13, where a designer acting as a freelancer has a fixed contract. Information on the design images of all the children's products supplied to the business management company during the period and detailed information on such designers are listed in the designer information DB 14, as shown in the configuration diagram of FIG. 12, all the data and information related to the online transaction in order to protect the rights of members, goods and service providers in the flow chart of FIG. 1 and the flow chart of FIG. Are stored and managed separately. If the above requirements are not met in the step of checking whether the member ID and password are duplicated (S211) or the bad trader determination step (S212), the application process is terminated and the application is rejected by explaining the facts and the reasons therefor. Through the rejection step (S811) (S812).

Hereinafter, on the assumption that the member registration step (S100) of the children's goods online transaction business system is completed, the method of proceeding with each step according to the input of the application information requested by the registered member will be described.

Each step of the transaction according to the present invention, the member ID and password confirmation request step (S200) for confirming the membership and membership information of the consumer and goods and service providers to send the billing history information to the main server 10, Verification step (S211) of the member ID and password and the billing history information for comparing and confirming 'billing information received from the member' and 'application history information registered in the member information DB 13',

Member ID verification step (S200) consisting of a transaction status confirmation step (S212) for checking whether or not a bad trader for the member information corresponding to the member ID,

Rejection step (S811) (S812) to stop the transaction applied by the member and reject the approval of the application of the transaction, if the corresponding requirements are not met among the confirmation step (S211) (S212),

When all of the requirements of the confirmation step (S211) (S212) are satisfied, the transaction request step (S300) and the 'application history information registered in the product information DB 13' and the 'billing information information received from the member' Comparing the transaction conditions and determining whether or not corresponding to the trading conditions (S400),

If the requirements of the determination step (S400) is not met, the refusal step (S810) to stop all the transaction process and refuse the approval of such a transaction,

When the requirements of the determination step (S400) are satisfied, the step of inputting the billing information (S500) and the authentication step (S600) to determine whether the match is compared with the "approval history information registered in the product information DB 13" (S600) )Wow,

In the authentication step (S600), if the 'billing information received from the member' and 'the approval information registered in the product information DB 13' does not match, the transaction disapproval step (S810),

In the step of confirming the application history information and approval history information, the product information DB 13, the designer information DB 14 and the trust account and transaction information DB (15) to retrieve the data of the main server 10 (S131 ~ S152) Modifying the application information through (S132 ~ S151), and confirming the modified application information (S800),

In the confirmation step (S800), 'billing information received from the member' and 'product information DB 13, designer information DB 14 and the approval history information registered in the trust account and transaction information DB 15' match In this case, it is characterized in that the approval step (S900) to approve the transaction, this process flow chart is shown in Figure 1 and the transaction details are confirmed in the example of Figure 12.

The member ID in the present invention blocks unnecessary subsequent steps by confirming in advance the membership registration of the payment applicant in advance, and also serves as a list code of the registered application information and approval information. Minimize the time required to create a list of numerous application details and approval details registered in the designer information DB 14 and the trust account and transaction information DB 15.

In the present invention, the member ID may be exposed to another person, and even if the member ID is stolen by an illegal user, the member ID is registered in the product information DB 13, the designer information DB 14, and the trust account and transaction information DB 15. There is no unfair dealing with other application details and approval details.

In particular, the transaction method in the present invention transmits all the billing history information to the main server 10, the member information DB (11), bad trader information DB (12), product information DB ( 13) and compared with the information registered in the trust account and the transaction information DB (15) can determine the reliability of information security. However, in the present invention, a decrease in the processing speed due to the transmission of a large amount of billing information to the main server 10 using a communication network may be a concern, but such a problem is dependent on a data compression technique and a communication technique. There is no doubt about the feasibility of the transaction method according to the present invention.

2 is a conceptual diagram of a system for providing a transaction and information between members according to the present invention, a main server 10, a financial institution server 20 connected to the main server 10 and performing a transaction. Compression and encryption / encoding module for the security of data transmitted and received between the server 10 and the terminal 30 and its own communication module using a communication protocol such as ODBC or TCP / IT are embedded to provide financial transaction information and application history information. Modules 16 and 17 for managing and transmitting information transmitted and received between the terminal 30 of the member to transmit and receive, and the known communication system 40 to transmit and receive data between the main server 10 and the terminal 30. , 18, 19), and the like. The member information management module 16 generates a 3D virtual model of children for the purchase of children's goods and inputs the child information inputted by the members to the member information DB 11 according to a preset program so as to form a product image. It serves to store. The personal model generation module 17 plays a role of generating and displaying an image of the member personal model by calling the information previously stored in the member information and storing it in the member information DB 11. The product information processing transmission module 18 serves to process children's goods into images and store them in the product information DB 13 according to a preset program. The personal model loading execution module 19 loads and executes the product image selected by the member to be worn by the 3D personal model.

The main server 10 is information on the classification of members and the relationship setting of the parties involved in the online business, individual information about the member requesting a transaction and information such as a member ID, password, virtual model, trading account for setting up a virtual account. Information and sales information for establishing a relationship with the various member companies supplying children's goods and the member information DB 11 for storing and managing the information, the bad trader information DB 12 for storing the bad trader information, and The product information DB (13), which stores information on products, and information on the design images of all children's products supplied by the freelance designer to the business management company for a certain contract period, and detailed information about such designers. Designer information DB 14 to store, items listed in the configuration diagram of FIG. 10, items listed in the example diagram of FIG. 12, and members and articles in the flowchart of FIG. And the Trust Account and Transaction Information DB (15), which stores all data and information related to online transactions in order to protect the rights of service providers, and the billing information received from the member's terminal 30 and the member. And a comparison operation device (not shown) for comparing the member ID 'stored and managed in the information DB 11 and the approval history information registered in the product information DB 13.

Figure 3 is a block diagram showing the configuration of a children's goods online trading business. Stakeholders who make up an online business, including consumers (111), designers (112), online business operators (113), merchants (114), goods and services suppliers (115), are generally based on contractual relationships between them. The transaction of the present invention is made.

4 is a configuration diagram showing the configuration of the member information DB. In the member information DB, a member ID field (1011) that stores a member ID that can be judged as a member through member registration, a postal address, telephone and fax number including business name or e-mail address, and personality of the member. Of course, the member information field (1012) for storing information about the member, such as information for creating a virtual model, the password field (1013) for storing the password of the member and the virtual account number assigned by the main bank to the member The virtual account number field 1014 to be set is included at least.

5 is a block diagram showing the configuration of child information for generating a virtual model. The information for creating a virtual model includes gender classification of boys or girls (1012101), age classification by date of birth (1012102), height and weight (1012103), division indicating size of chest, waist and hip (1012104), children Divisions (1012105) representing the body shape of the body, divisions representing the color of the skin, hair and eyes (1012106), divisions relating to the front and back hairstyle (1012107), divisions representing the face shape (1012108), other bodies It consists of a division (1012109) indicating the characteristics of the.

6 is a flowchart illustrating a procedure for registering as a member. Access to the main server 10 through the Internet and mobile communication (S110), and determines whether to join according to the personality of the member (S120). If you press the button to select the subscription according to the personality of the member, it is required to enter the individual information of the member (S130). When the input of the individual information of the member is completed, the ID and the temporary password is given to the corresponding member and the virtual account number is set (S140), the registration procedure is terminated. You can change your password later, and you can enter your desired ID and password. The above description is subscription through online and mobile communication, and of course, subscription through offline is also possible.

7 is a flowchart showing the classification of products provided by the product information DB 13. Access to the main server 10 through the Internet or a wireless terminal, when the input of the member's individual information for the input of the selection information for the product information is completed, the member is first guided to the product information by product production field (S13401) Next, guide the classification of items and historical information about the product (S13402), guide the classification of information on the size criteria for the product to be provided next (S13403), and then wear and use of the selected product information Specific information is classified (S13404), and finally, the question information, order information and application information, etc. requested or presented by the members (S13405), the members select the necessary product information from the product information provided in this way and make a purchase. If it is determined (S13406), the selection of the product information is finished.

FIG. 8 is a flowchart for distinguishing a procedure for inputting selection information of a member's product information from the product information DB 13 and ordering of a product. As shown in the flowchart, access to the main server 10 through the Internet or a wireless terminal (S1310), through the member confirmation procedure and normal member confirmation procedure (S1320) requesting a member ID and password, the order for the product information Information is selected (S1330) and can be entered (S1340), the order information is allowed to be changed again (S1350), and final order information for product information is input (S1360). When the member's order product is finally selected, the contracted amount is paid according to the 'billing information' received, and through the authentication process for the product order (S1370), the transaction procedure is effectively terminated.

9 is a configuration diagram showing the configuration of the designer information DB 14. Transactions with the designer and information for the promotion of the designer include personal information (1401), history and activity (1402), artwork introduction (1403), popular items (1404), transaction history (1405), orders and inquiries 1406, community 1407, other matters 1408, and the like.

10 is a configuration diagram showing the configuration of the trust account and the transaction information DB (15). Information describing the details of the trust account and transaction can be found in the member's unique account number and transaction details (1501), transaction order date and time and transaction closing date and time (1502), items forbidden and restricted (1503), and trade items. (1504), transaction provider details (1505), bill and payment amount (1506), merchant registration number and account number (1507), progress inquiry (1508), and other matters (1509).

11 is a block diagram showing a member's unique account setting and payment process. A transaction (1014) in which a member (111) and a goods and services supplier (112, 115) establish a virtual account (1140) of a main bank (116) of an online business manager (113), and a main bank of a business manager; Transactions of the present invention are made through transactions between members and suppliers.

12 is an illustration of a statement of membership account. The member account number 1140, which is determined as the virtual account number set in the main bank, is composed of the transaction date 15011, the transaction amount 15012, the transaction history 15013, the reference data 15014, the announcement 15015, and the like. .

Referring to the operation of the system according to the present invention configured as described above are as follows.

First, the members constituting the system of the present invention apply for registration to use the system of the present invention (S100), but the subjects of membership are individual information for each business, a member ID for a transaction, a password, a virtual model, a virtual account number. Register information about the transaction account, etc. to set in the member information DB (11), the member ID and password of such a transaction account is unique, and if the same member ID and password is already registered (S200), the subscription application is rejected In operation S811, the member registration information is transmitted to the main server 10, and the member registration information is determined through inquiry of the bad trader information DB 12 (S210).

If there is no problem in membership registration in the main server 10, the member information is registered in the member information DB 11, and the member ID of the member is registered with a valid code. The system according to the present invention stores and manages various individual information of a member based on a member ID of a member having a unique code, so that the main server 10 checks and checks whether a member ID is duplicated. Step S200 must be included essentially.

The method of using the registered member system is as follows.

First, when a transaction and information acquisition according to the present invention is desired, when the member enters the member ID and password request request step (S200), the input information is transmitted to the main server 10, and the main The server 10 checks whether the billing information received from the member's terminal 30 matches the member ID and password stored in the member information DB 11 and is managed (S211) (S200).

Next, the transaction information of the member corresponding to the member ID is inquired (S212). Transaction information inquiry is accessed through the VAN system 50 to the financial institution server 20 goes through the process of confirming whether the member is a bad transaction.

Next, if there is no abnormality in the registered member ID and the transaction state, the main server 10 receives the billing history information from the terminal 30 and goes through the payment request step (S300), 'the terminal of the member The billing information received from 30 is compared with the application history information registered through the main server 10 to determine whether it corresponds to a transaction condition (S400).

Next, when the above conditions are met, the main server 10 receives the billing information transmitted through the terminal 30 (S500), the member information DB 11, the product information DB 13, the designer After the verification step (S600) of performing a process of comparing and determining the match by comparing with the approval history information registered in the information DB (14) or trust account and transaction information DB (15), the billing information and approval history In the step of confirming the information through the data search (S131) of the main server 10 in the member information DB (11), product information DB (13), designer information DB (14) or trust account and transaction information DB (15) After modifying the provision range (S132), entering the corrected information (S700), and checking (S800), if the 'billing information received from the member' and the registered approval history information match, the transaction Or by approving the information provided (S900), if not matched by the notification (S810) to reject the application The series of procedures ends.

2 also shows the internal structure of the main server 10 of the present invention. The database of the main server 10 stores information on the classification of members and the relationship setting of the parties, individual information on the members subscribed to the system, and information on the member ID, virtual model, transaction account for setting the virtual account number, and the like. Member information DB (11) for managing and managing information, bad trader information DB (12) for storing bad trader information, transactional information for establishing a relationship with various companies supplying children's goods, information on products sold, etc. Product information DB (13) for storing the information and design information of all the children's goods supplied by the designer acting as a freelancer to the business management company for a certain contract period, and designer information DB for storing detailed information about such a designer, etc. (14), the items listed in the configuration diagram of FIG. 10, the items listed in the example diagram of FIG. 12, and the member, article, and service supply business in the flowchart of FIG. Trust account and transaction information DB (15) for storing all data and information related to the online transaction to protect the rights of the communication system, a known communication system for transmitting and receiving data between the main server 10 and the terminal 30 ( 40) and modules 16, 17, 18, 19 for managing and transmitting information transmitted and received to and from each other.

Therefore, the present invention does not directly engage in the provision of cumbersome payments or business information each time by the online trading business management company for children's goods, and the main bank guarantees the online trading business operating company within the accounting scope recognized as the online business. Disputes concerning payment between goods and services suppliers by paying the goods and services suppliers directly charged within the due date, and providing the members with images of goods set and provided by the goods and services suppliers. Ensuring that members, stakeholders, and others directly obtain information on online businesses required to protect the rights and disadvantages of late payment and late payment, and to protect the rights of members, goods and service providers. Guarantees more effective protection of all members' rights and interests It suggests that children's products, online trading business to ensure full transparency in the system, and improve the predictive capabilities of the product through the analysis of the collected product information and transaction method of providing a new concept that provides efficient management and its systems.

The present invention described above is not limited to the above-described embodiments and the accompanying drawings, and various substitutions, modifications, and changes can be made without departing from the technical spirit of the present invention. It will be evident to those who have knowledge of.

10: main server
11: Member Information DB
12: Bad Trader Information DB
13: Supply Transaction Information DB
14: Trust Account Information DB
15: Lease Information DB
20: financial institution server
30: terminal
40: mobile communication system
50: VAN system

Claims

To reduce the inconvenience of the consumer's purchasing process, goods and service providers, including designers, provide the goods and services for the online business of children's products to business management companies. In the transaction method to guarantee the payment of the contracted amount on the settlement date specified by them, and to provide real-time collection of consumer-oriented statistics,

(1) 'membership agreement' to register individual information of members; (2) 'financial agreement' between online business operator and financial institution; and (3) between online business operator and goods and service provider. Payment to the goods and services suppliers within the scope of the specific contract and (4) the accounting scope recognized as an online business to the online business operators and goods and services suppliers and the amount deposited in the trust account of the main bank. And entering into a 'payment guarantee contract' for guaranteeing the payment of the payment.

A service including a designer and a product image of children's goods supplied by a supplier by modularizing the product image into processing units that the terminal can transmit and receive for each product processing unit and storing the product image in the product information DB 13;

Modularizing and processing the children's information provided by the members into processing units which can be transmitted and received by the terminal for each processing model unit and storing the information in the member information DB 11;

Allowing members to easily update information as children grow and store and conveniently view transaction records of children's products;

When the members request product information through the terminal 30, extracting the product information from the product information DB 13 for each product processing unit and transmitted to the terminal;

When the members browse the product information, information about all the materials read by the members is automatically stored in the product information DB 13;

When the members select the product information using the processed model of the children, providing an automatic display function to automatically guide the product by matching the product image to the processed model;

Informing the delivery period of the product information purchased by the members through the terminal screen;

After the authentication process, the shipping address and contact information of the members who purchased the product along with the product information purchased by the member is automatically sent to the product supplier;

Collecting consumer-oriented real-time statistical data about the browsed product information and purchased product information, and through the analysis of the collected product information to improve the predictability of the product and provides an efficient inventory management function Maintaining efficiency throughout the entire online management business system, centered on the children's goods online trading business operator and main bank, and more effectively protecting the interests of members, goods and service providers, and efficient consumer-oriented real-time statistics The present invention relates to a new concept of a trading method and a system for presenting a collection method.

To reduce the inconvenience of the consumer's purchasing process, goods and service providers, including designers, provide the goods and services for the online business of children's products to business management companies. In the transaction method to guarantee the payment of the contracted amount on the settlement date specified by them, and to provide real-time collection of consumer-oriented statistics,

In order to use such a transaction method, the member registration step of registering individual information such as goods and service providers, ID, password, etc., and setting the virtual model and the virtual account number so that only the member who opened the trading account can use it. (S100);

Member ID verification request step that confirms the membership information requesting payment of the contracted amount to the goods and service providers who are required to pay for the goods and services provided to the children's goods online trading business management company ( S200);

Member and application for comparing and confirming application information registered in the billing information received from the terminal 30 of the member and the product information DB (13), designer information DB (14), trust account and transaction information DB (15) Confirmation step of the details information (S211);

Member credit verification step (S210) consisting of a transaction status confirmation step (S212) for confirming whether or not a bad trader for the member information corresponding to the member payment ID;

When all of the requirements of the confirmation step (S211) (S212) is satisfied, the member's transaction request step (S300);

Billing history information received from the member through the member ID verification step (S210) and 'product information DB 13, designer information DB 14, trust account and transaction information DB (15) corresponding to the member ID (15) Transaction status determination step of determining whether or not corresponding to the transaction conditions by comparing the application history information registered in the;

If the determination step (S400) meets the requirements, the step of inputting the billing history information of the member (S500);

After the above input step (S500), 'received billing information' and 'commodity information DB 13, designer information DB 14, the approval history information registered in the trust account and transaction information DB 15' and An authentication step (S600) of comparing and determining a match;

Information through the data search (S131) of the main server 10 in the product information DB (13), designer information DB (14), trust account and transaction information DB (15) in the step of checking the billing information and approval history information And correcting (S132), input the modified information (S700), and checking the step (S800) and

In the confirmation step (S800), 'billing information received from the member' and 'product information DB 13, designer information DB 14, the approval history information registered in the trust account and transaction information DB (15)' If there is a financial transaction method for the automatic overall payment settlement between members, characterized in that consisting of the approval step (S900) for approving the transaction.

To reduce the inconvenience of the consumer's purchasing process, goods and service providers, including designers, provide the goods and services for the online business of children's products to business management companies. In the transaction method to guarantee the payment of the contracted amount on the settlement date specified by them, and to provide real-time collection of consumer-oriented statistics,

In order to use this method, the personal information, ID and password of the parties to a specific supply contract, the appropriate range of the application details according to the status and qualification of the member, the virtual model, the virtual account number, etc. are set in advance. Member registration step (S100) so that only the member who registered a transaction account can use;

A member ID discrimination step (S200) for confirming member information requesting information on a children's goods online transaction business required to protect the rights of members and goods and service providers;

When the requirements of the determination step (S200) is satisfied, the input step (S500) of the member requesting the billing history information;

After the input of the billing information sent by the member (S500), the 'billing information received' and 'product information DB (13), designer information DB (14), trust account and transaction information DB (15) An authentication step (S600) of determining whether or not a match is compared with the approval history information registered in ';

Information through the data search (S101) of the main server 10 in the product information DB 13, designer information DB 14, trust account and transaction information DB 15 in the step of confirming the billing information and approval history information Correcting the range (S102), inputting the corrected information range (S700), and confirming (S800) and

In the confirmation step (S800), 'billing information received from the member' and 'product information DB 13, designer information DB 14, the approval history information registered in the trust account and transaction information DB (15)' If the information disclosure method between members, characterized in that consisting of the approval step (S900) for approving the provision of information.

The method according to claim 2 and 3,
If the above requirements are not met in the step of checking whether the member ID is duplicated (S211) or the bad trader determination step (S212), the application process is terminated and the application is rejected by explaining the facts and the reasons therefor. Method for the efficient operation and trading of children's goods online trading business further comprising a rejection step (S811) (S812).

The method of claim 4, wherein
If the transaction requirement of the determination step (S400) is not satisfied, the automatic overall payment of the amount to be paid by the member further includes a refusal step (S810) of discontinuing all transaction processing procedures and rejecting the approval of such a transaction. On the transaction method.

The method of claim 5,
In the authentication step (S600) 'the claim information received from the member' and 'the product information DB 13, the designer information DB 14, the approval history information registered in the trust account and transaction information DB 15' match If not, the method for the efficient operation and trading of children's goods online trading business further comprising the disapproval step (S810) to stop the processing of payment or information provision.

In the trading method of the children's goods online trading business,
The product information DB 13, the designer information DB 14, the trust account and the transaction information DB 15 are deducted through the data search (S131) of the main server 10 in the step of checking the billing information and the approval history information. Correcting the amount or information range (S132), inputting the corrected deductible amount or information range (S700), and confirming (S800) method for the efficient operation and trading of children's goods online trading business.

In the present invention,
Member information that stores and manages information such as the classification of members and the relationship between the parties involved in online business, individual information about members requesting transactions, and information such as member ID, password, virtual model, and trading account for setting up a virtual account. DB 11, bad trader information DB 12 for storing bad trader information, transaction information for establishing a relationship with various companies supplying children's goods, information on goods sold, and the like. A product information DB (13), and a designer information DB (14) for storing information about design images of all children's products supplied by the designer acting as a freelancer to the business management company for a certain contract period and detailed information about such a designer. ), The items listed in the configuration diagram of FIG. 10, the items listed in the example diagram of FIG. 12 and the flow chart of FIG. 1. Trust account and transaction information DB (15), which stores all data and information related to online transactions, and 'billing information received from the member's terminal 30' and 'member information DB (11)' A main server 10 comprising a comparison computing device (not shown) for storing and managing the member ID 'and' approval history information registered in the product information DB 13 ';

A financial institution server 20 connected to the main server 10 through the VAN system 50 to perform a financial transaction for checking whether a member has a bad transaction;

The terminal 30, which is embedded with a compression and encryption / encoding module for security of data transmitted and received between the main server 10 and the terminal 30, and a communication module such as ODBC or TCP / IT, using its own communication module. A module (16, 17, 18, 19) for managing and transmitting information to and from a known communication system 40 for transmitting and receiving data between the main server 10 and the terminal 30;

Method for efficient operation and trading of children's goods online transaction business consisting of a mobile communication system (40) for transmitting and receiving data between the main server (10) and the terminal (30).