KR20100072606A - Anti-skimming apparatus for atm - Google Patents

Anti-skimming apparatus for atm Download PDF

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Publication number
KR20100072606A
KR20100072606A KR1020080131054A KR20080131054A KR20100072606A KR 20100072606 A KR20100072606 A KR 20100072606A KR 1020080131054 A KR1020080131054 A KR 1020080131054A KR 20080131054 A KR20080131054 A KR 20080131054A KR 20100072606 A KR20100072606 A KR 20100072606A
Authority
KR
South Korea
Prior art keywords
card
teller machine
reader
card reader
main body
Prior art date
Application number
KR1020080131054A
Other languages
Korean (ko)
Inventor
김현진
Original Assignee
노틸러스효성 주식회사
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 노틸러스효성 주식회사 filed Critical 노틸러스효성 주식회사
Priority to KR1020080131054A priority Critical patent/KR20100072606A/en
Publication of KR20100072606A publication Critical patent/KR20100072606A/en

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/205—Housing aspects of ATMs
    • G07F19/2055—Anti-skimming aspects at ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/207—Surveillance aspects at ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y10—TECHNICAL SUBJECTS COVERED BY FORMER USPC
    • Y10S—TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y10S902/00—Electronic funds transfer
    • Y10S902/08—Terminal* with means permitting deposit or withdrawal, e.g. ATM

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention relates to an apparatus for preventing card duplication of an automated teller machine, and more particularly, to detect an illegal attachment attached to a card insertion part of a teller machine and to automatically drop the attached illegal attachment to leak the user's card information. It relates to a card cloning prevention device of the automatic teller machine that can prevent.

An apparatus for preventing card duplication of an automatic teller machine according to the present invention comprises: a main body provided with financial transaction means on a front surface thereof; A card reader comprising a card insertion unit protruding from the front side of the main body, and a card recognition unit located in the main body and connected to the card insertion unit and recognizing information of a card inserted therein; A plurality of detection sensors provided on an outer surface of the card insertion unit to detect illegal attachments; A transfer member provided at one side of the card reader to move the card reader in a forward and backward direction; And a control unit which receives the detection signal of the detection sensor and controls the operation of the transfer member.

Description

Anti-Skimming apparatus for ATM automatic teller machine

The present invention relates to an apparatus for preventing card duplication of an automated teller machine, and more particularly, to detect an illegal attachment attached to a card insertion part of a teller machine and to automatically drop the attached illegal attachment to leak the user's card information. It relates to a card cloning prevention device of the automatic teller machine that can prevent.

Automated Teller Machine (ATM) is an automated device that can support basic financial services such as deposit or withdrawal without a bank employee regardless of place and time. It is configured to allow the user to directly perform financial transactions such as cash deposits or withdrawals using.

Such automatic teller machines are installed in public places such as subway stations and convenience stores as well as banks. Recently, illegal information is attached to the card insertion part of the teller machine to find out the user's card information, and the card is reproduced using a third party. The use of these duplicated cards often causes users to suffer financial damage.

1 is a perspective view showing the external configuration of a conventional automated teller machine, Figure 2 is a view showing a state in which the illegal attachment is attached to the card reader of the conventional automated teller machine.

Referring to FIG. 1, a conventional financial teller machine 1 includes a main body 1 constituting an appearance, a button manipulation unit 2 for inputting information by a user, and a display unit 3 for outputting transaction details of a user on a screen. And a statement table output unit 4 for printing the transaction details on the account book and printing the transaction statement table, a card reader 5 into which the user's card is inserted, an account book input unit 6 into which the bank account is inserted, and cash or It consists of a banknote deposit and withdrawal unit 7 in which a check is withdrawn.

Here, the card reader 5 reads the information stored in the magnetic stripe of the card to recognize the card C, and enables the card user to make a financial transaction through the automated teller machine using the recognized card information.

As shown in FIG. 2, the conventional financial automatic device configured as described above is connected to the card inserting portion 5a protruding out of the main body 1 and the card inserting portion 5a to be connected to the inside of the main body 1. It comprises a card reader (5) consisting of a card recognition unit (5b) fixed to.

The card reader 5 provided in the conventional automatic teller machine is attached to the card inserting unit 5a by illegal acts of a third party, and thus the user cannot recognize the automatic teller machine. Will be used.

That is, the card replication reader 8 is thinly and precisely formed with a cover having the same shape as the card insertion unit 5 of the automatic teller machine so as not to be recognized by the user, and is inserted into the card insertion unit 5a.

Then, when a user for a financial transaction inserts the card C into the card insertion unit 5a to which the card replication reader 8 is attached, the header 8a of the card replication reader 8 reads the user's card information. The card C is read and stored therein, and the third party collects the card replication reader 8 to duplicate the card C.

As such, since the conventional automated teller machine is not provided with an illegally attached device, a number of users are exposed to an illegal act by a third party, and a large number of users use the automated teller machine with an illegal attachment, thereby causing damage to financial transactions. There is a fear that this will lower the user's trust in the automated teller machine, reducing the number of times the user uses the automated teller machine.

The present invention has been made to solve the above problems, by detecting that the illegal attachment is attached to the card insertion portion of the automatic teller machine can automatically drop off the illegal attachment, provided with a security device for informing illegal activities An object of the present invention is to provide an apparatus for preventing card duplication of an automated teller machine, which can prevent illegal acts due to card duplication.

The present invention for achieving the above object, the card replication prevention device of the automatic teller machine, the main body is provided with a financial transaction means on the front; A card reader comprising a card insertion unit protruding from the front side of the main body, and a card recognition unit located in the main body and connected to the card insertion unit and recognizing information of a card inserted therein; A plurality of detection sensors provided on an outer surface of the card insertion unit to detect illegal attachments; A transfer member provided at one side of the card reader to move the card reader in a forward and backward direction; And a control unit which receives the detection signal of the detection sensor and controls the operation of the transfer member.

As described above, the apparatus for preventing card duplication of the automated teller machine according to the present invention detects when an illegal attachment is attached to the card insertion unit of the automated teller machine and automatically removes the illegal attachment and provides a security device for informing illegal acts. By operating, it is possible to prevent the leakage of the user's card information as well as to prevent the financial damage of the user.

EMBODIMENT OF THE INVENTION Hereinafter, although the Example of this invention is described in detail, this invention is not limited to a following example, unless the summary is exceeded.

Figure 3 is a perspective view showing the external configuration of the automated teller machine according to the present invention, Figure 4 is a cross-sectional view showing the configuration of the card copy prevention apparatus of the automated teller machine according to the present invention.

3 and 4, the card copy preventing apparatus of the automatic teller machine according to the present invention, the main body 10 is provided with a financial transaction means on the front, and the card insertion portion protruding on the front of the main body 10 The card reader 20 and the card insertion unit 21 which are located inside the main body 10 and connected to the card insertion unit 21 and constitute a card recognition unit 22 for recognizing information of a card to be inserted. A plurality of detection sensors 30 provided on the outer surface to detect illegal attachments, and the transfer member 40 and the detection sensor 30 provided on one side of the card reader 20 to move the card reader 20 in the front and rear directions It is configured to include a control unit 50 for controlling the operation of the transfer member 40 receives the detection signal.

The main body 10 forms the appearance of the automatic teller machine, and the financial transaction means is provided on the front surface so that the financial transaction with the user can be made. The financial transaction means includes a button operation unit 11 into which information is input by the user, a display unit 12 for outputting the transaction details information of the user on the screen, and a specification table for printing the transaction details on the bankbook and printing the transaction details table. It consists of an output unit 13, a card reader 20 into which a user's card is inserted, a bankbook input unit 14 into which a bankbook is inserted, and a banknote withdrawal unit 15 into which cash or a check is withdrawn.

The card reader 20 includes a card insertion portion 21 protruding to the outside of the main body 10 and a card recognition portion 22 positioned inside the main body and connected to the card insertion portion 21.

The card inserting portion 21 has a card insertion hole 21a through which the user's card C is inserted or discharged in the front, and the user inserts the card C easily around the card insertion hole 21a. A recess 21b into which a user's finger is inserted is formed to be recovered.

The card recognition unit 22 reads the information stored in the magnetic stripe of the card C inserted from the card insertion unit 21 to recognize the card C, and the card user uses the recognized card information to automatically Make financial transactions through

The sensor 30 is provided on the outer surface of the card inserting portion 21, preferably, a plurality of around the card inserting portion 21 and the periphery of the card insertion hole 21a is provided to the third party It detects whether the card replica reader 8 which is an illegal attachment is attached to the card insertion part 21. FIG.

Here, the card replication reader 8 is thin and finely formed with a cover having the same shape as the card insertion unit 21 of the automatic teller machine so that the user does not recognize the card insertion unit 21 of the automatic teller machine by a third party. ), And an electronic device and a header 8a capable of copying the card C are provided therein. When the user uses such an automated teller machine, the user's card information is leaked to a third party.

Accordingly, the plurality of detection sensors 30 detects that the card replication reader 8 is attached by a third party and transmits a detection signal to a control unit and a security device to be described later to leak the user's card information to the third party. Prevent it.

The sensor 30 recognizes that the card replication reader 8 is inserted into the card insertion unit 21 through the detection of an object. When an object is detected for a predetermined time or more, the card replication reader is inserted into the card insertion unit 21. It is determined that 8 is attached, and transmits a detection signal to the controller 50.

That is, since the detection sensor 30 may react when the user touches the card insertion unit 21, the detection sensor 30 is set to respond only when detecting an object for a predetermined time or more, and the card replication reader 8 Make sure the sensor responds only when) is attached.

In addition, the card replication reader 8 is attached to the card insertion unit 21 even when an object is detected by the detection sensor for at least one or more of the plurality of detection sensors 30 of the card insertion unit 21. In response to the determination, the detection signal may be transmitted to the controller.

That is, since the card replication reader 8 is formed of a cover, the card replication reader 8 surrounds the card insertion unit 21 when attached to the card insertion unit 21. The card replication reader 8 covers various covers by a third party. In order to be manufactured in the form of, one or more of the plurality of detection sensors 30 provided in the card insertion unit 21 is set to respond only by detecting the object, the card replication reader 8 is attached Make sure you recognize it.

In this case, as described above, the detection sensor 30 may react when the user contacts the card insertion unit 21, so that the detection sensor 30 only reacts when detecting an object for a predetermined time or more. This is preferred.

The conveying member 40 is provided on one side of the card reader 20 and is a conveying means for moving the card reader 20 in the front-back direction. The conveying member 40 is located on one side of the card reader 20 and is located inside the main body 10. The drive motor 41 is fixed, the rack gear 43 fixed to one side of the card reader 20, the drive gear 42 and the card reader meshed with the rack gear 43 and connected to the drive motor 41 It is provided on both sides of the 20 is configured to include a guide portion 44 for supporting the card reader 20 to be movable in the front-rear direction.

Here, the card reader 20, as described above, the card insertion portion 21 protruding to the outside of the main body 10, the card recognition is located in the main body 10 and connected to the card inserting portion 21 It is composed of a portion 22, the transfer member 40 to move the card reader 20 in the front and rear direction by pushing or pulling the card recognition portion 22.

Referring to the configuration of the transfer member 40 in detail, the drive motor 41 is fixed to the inside of the main body 10 has a drive gear 42 on the drive shaft, the card so as to transfer power to the card reader 20 It is located on one side of the recognition unit 22.

The rack gear 43 is fixed to one side of the card recognition unit 22 and is formed to a predetermined length so that the card reader 20 can move a predetermined distance in the front-rear direction. The drive gear 42 of the corresponding driving motor 41 is moved. ) And the power of the drive motor 41 through the drive gear 42 to move the card reader 20 in the front and rear directions.

The guide part 44 is provided at both sides of the card recognition part 22 to support the card reader 20 so as not to be separated from the traveling direction when the card reader 20 is moved forward and backward.

The guide unit 44 may use various guide methods such as an LM guide method, a guide rod method, or a rail method according to the structure of the card reader 20 so that the card reader 20 can be smoothly moved.

Through such a configuration, when the driving motor 41 is driven to rotate the drive gear 42, the transfer member 40 causes the card reader 20 to move back and forth due to the rack gear 43 engaged with the drive gear 42. It is moved in the direction, is supported through the guide portion 44 is moved without leaving outside.

Therefore, the card inserting portion 21 of the card reader 20 protruding out of the main body 10 is drawn or discharged into the main body 10 by a predetermined distance by the operation of the transfer member 40.

On the other hand, the controller 50 receives the detection signal of the sensor 30 to control the operation of the transfer member (40).

That is, when the card replication reader 8 is attached to the card insertion unit 21 of the card reader 20, the detection sensor 30 transmits a detection signal to the control unit 50, and the control unit 50 receives the detection signal. The rear of the card reader 20 controls the operation of the transfer member 40 so that the card insertion portion 21 protruding out of the main body 10 is drawn into the main body 10. As a result, the card replication reader 8 attached to the card insertion unit 21 is dropped from the card insertion unit 21.

In addition, the control unit 50 operates the transfer member 40 so that the card reader 20 moves backwards by a predetermined distance with a time difference in order to smoothly drop the card replication reader 8 attached to the card insertion unit 21. It may be controlled, or may be controlled by moving a predetermined distance back and forth while dropping while impacting the card replication reader (8).

The apparatus for preventing card duplication of the automated teller machine configured as described above may further include a security device that notifies a security officer and sounds an alarm when an illegal attachment is attached to the card insertion unit 21.

The security device is provided on one side of the automatic teller machine and is activated by the detection signal of the sensor that detects when a third party attaches the card replication reader, which is an illegal attachment, to the card insertion unit. Ring and notify security personnel to prevent third parties from proceeding with illegal activities.

Next, a description will be given of the operation state of the card copy protection device of the automatic teller machine according to the present invention configured as described above.

5 is a view showing the operating state of the card copy protection device of the automatic teller machine according to an embodiment of the present invention, Figure 6 is a view showing the operating state of the card copying prevention device of a teller machine according to another embodiment of the present invention. Drawing.

Referring to FIG. 5, when a third party inserts a cover-type card replication reader 8 into the card insertion unit 21, a plurality of detection sensors 30 provided on the outer surface of the card insertion unit 21 detect this. The detection signal is transmitted to the controller 50.

The control unit 50 receives the detection signal to control the operation of the transfer member 40 provided in the lower portion of the card recognition unit 22, the drive motor 41 of the transfer member 40 by the control unit 50 Is driven, the drive gear 42 of the drive motor 41 is rotated, and the fixed gear 43 fixed to the lower part of the card recognition unit 22 and engaged with the drive gear 42 rotates the drive gear 42. The card recognition unit 22 is reversed by converting the motion into a horizontal motion.

As the card recognition unit 22 is reversed, the card insertion unit 21 connected to the card recognition unit 22 is also reversed. The card insertion unit 21 protruding to the outside of the main body 10 is the main body 10. The card replication reader 8 in the form of a lid inserted into the card insertion unit 21 has an edge surface 8b of the card replication reader 8 in close contact with the outer surface of the main body 10. It is caught by the outer surface of the) and peeled off from the card insertion portion 21.

When the card replication reader 8 is completely peeled off, the transfer member 40 is operated in the reverse order of the above process by the control of the control unit 50, and the card insertion unit 21 inserted as the card reader 20 advances. Returns to its original state.

Referring to FIG. 6, when a third party inserts a cover-type card replication reader 8 into the card insertion unit 21, a plurality of detection sensors 30 provided on the outer surface of the card insertion unit 21 detect this. The detection signal is transmitted to the control unit 50. In this case, the security device 60 is additionally provided inside or outside the main body 10 to receive the detection signal of the detection sensor 30 in the security device 60.

The security device 60, which has received the detection signal, sounds an alarm sounding the illegal activity of the third party and notifies the security personnel to prevent the third party from proceeding with the illegal activity.

Then, the card insertion unit 21 to which the card replication reader 8 is attached proceeds to the same process as described in FIG. 5 to remove the card replication reader 8 and return to the original state.

The transfer member 40 may be provided by changing the position to the top, bottom or side of the card recognition unit 22 in the embodiment, according to the structure of the automated teller machine in various embodiments as well as the embodiment It is known that substitution modifications are possible.

As described above, the apparatus for preventing card duplication of the automated teller machine according to the present invention detects when an illegal attachment is attached to the card insertion unit of the automated teller machine and automatically removes the illegal attachment and provides a security device for informing illegal acts. By operating, it is possible to prevent the leakage of the user's card information as well as to prevent the financial damage of the user.

As those skilled in the art to which the present invention pertains, the present invention may be modified in various ways without departing from the spirit of the present invention. .

1 is a perspective view showing the external configuration of a conventional automatic teller machine

2 is a view showing a state in which the illegal attachment is attached to the card reader of the conventional automatic teller machine

Figure 3 is a perspective view showing the external configuration of the automatic teller machine according to the present invention

Figure 4 is a cross-sectional view showing the configuration of the card copy prevention apparatus of the automatic teller machine according to the present invention;

5 is a view showing the operating state of the card replication prevention device of the automatic teller machine according to an embodiment of the present invention.

Figure 6 is a view showing the state of the card replication prevention device of the automatic teller machine according to another embodiment of the present invention;

<Explanation of symbols for the main parts of the drawings>

8: Card replication reader 10: Main unit

20: card reader 21: card insertion unit

22: card recognition unit 30: detection sensor

40: transfer member 41: drive motor

42: drive gear 43: rack gear

44: guide part 50: control part

60: security device

Claims (6)

In the card copy prevention device of the automatic teller machine, A main body provided with financial transaction means on the front surface; A card reader comprising a card insertion unit protruding from the front side of the main body, and a card recognition unit located in the main body and connected to the card insertion unit and recognizing information of a card inserted therein; A plurality of detection sensors provided on an outer surface of the card insertion unit to detect illegal attachments; A transfer member provided at one side of the card reader to move the card reader in a forward and backward direction; And A control unit which receives the detection signal of the detection sensor and controls the operation of the transfer member; Card replication prevention device of the automated teller machine, characterized in that comprising a. The method of claim 1, The card replication prevention device, The card copy protection device of the automated teller machine, characterized in that the additional security device that provides a notification and alarm sound to security personnel when an illegal attachment is attached to the card reader. The method of claim 1, The transfer member, A driving motor positioned at one side of the card reader and fixed inside the main body; A rack gear fixed to one side of the card reader; A drive gear meshed with the rack gear and connected to the drive motor; And Guide parts provided at both sides of the card reader to support the card reader to be movable in the front and rear directions; Card replication prevention device of the automated teller machine, characterized in that comprising a. The method of claim 1, The detection sensor, When the object is detected for more than a predetermined time card transmission prevention device of the automated teller machine, characterized in that for transmitting a detection signal to the control unit. The method of claim 1, The detection sensor, Card replication prevention device of the automated teller machine, characterized in that for transmitting a detection signal to the control unit when an object is detected in the one or more detection sensors for a predetermined time or more. The method of claim 1, The control unit, When the illegal attachment is detected, the card reader prevents the card from being duplicated by a certain distance with a time difference, or the card copy prevention device of the automated teller machine, characterized in that for controlling the operation of the transfer member to repeat the predetermined distance.
KR1020080131054A 2008-12-22 2008-12-22 Anti-skimming apparatus for atm KR20100072606A (en)

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Application Number Priority Date Filing Date Title
KR1020080131054A KR20100072606A (en) 2008-12-22 2008-12-22 Anti-skimming apparatus for atm

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Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102903175A (en) * 2011-07-26 2013-01-30 Lgn-Sys株式会社 Financial device
KR101252405B1 (en) * 2010-07-30 2013-04-08 주식회사 엘지씨엔에스 Financial device
WO2013149310A1 (en) 2012-04-03 2013-10-10 Sunbright Systems Bulgaria Ltd. Method, device, sensor and algorythm for detection of devices stealing information from atm devices
CN109816845A (en) * 2019-04-02 2019-05-28 北京南昊科技股份有限公司 A kind of intelligently competition machine and its control method
CN111968312A (en) * 2018-07-23 2020-11-20 周小荷 Intelligent teller machine capable of automatically adjusting levelness

Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101252405B1 (en) * 2010-07-30 2013-04-08 주식회사 엘지씨엔에스 Financial device
CN102903175A (en) * 2011-07-26 2013-01-30 Lgn-Sys株式会社 Financial device
CN102903175B (en) * 2011-07-26 2015-11-25 乐金信世股份有限公司 Finance device
WO2013149310A1 (en) 2012-04-03 2013-10-10 Sunbright Systems Bulgaria Ltd. Method, device, sensor and algorythm for detection of devices stealing information from atm devices
CN111968312A (en) * 2018-07-23 2020-11-20 周小荷 Intelligent teller machine capable of automatically adjusting levelness
CN111968312B (en) * 2018-07-23 2021-10-26 烟台华腾技术有限公司 Intelligent teller machine capable of automatically adjusting levelness
CN109816845A (en) * 2019-04-02 2019-05-28 北京南昊科技股份有限公司 A kind of intelligently competition machine and its control method
CN109816845B (en) * 2019-04-02 2024-02-02 北京南昊科技股份有限公司 Intelligent selecting machine and control method thereof

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