CN105225361B - A kind of band loses the ATM of card protection - Google Patents
A kind of band loses the ATM of card protection Download PDFInfo
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- CN105225361B CN105225361B CN201510673046.4A CN201510673046A CN105225361B CN 105225361 B CN105225361 B CN 105225361B CN 201510673046 A CN201510673046 A CN 201510673046A CN 105225361 B CN105225361 B CN 105225361B
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Abstract
The present invention relates to a kind of ATM field of safety protection, specially a kind of band loses the ATM of card protection, including cabinet, and cabinet forward upper is provided with operating-controlling mechanism, Card Reader mechanism, retain card mechanism, controller and withdrawal mechanism are provided with cabinet；Controller electrically connects with retain card mechanism, Card Reader mechanism, withdrawal mechanism, operating mechanism respectively；Beneficial effect：It is this in ATM, it is possible to achieve lose card protection, its change to ATM is small, it is easy to accomplish and promote, existing bank card in ATM, and presenting bank clamping someone's card taking can be locked immediately, so as to form protection to the property of bank card holder.Two Ka Cang design, be advantageous to the convenient management of bank card, while allow to be fetched by bank card holder, provided for bank card holder and easily service and save public resource, be advantageous to the management of bank card and convenience that bank card is fetched, strengthen the security of bank card.
Description
Technical field
The present invention relates to a kind of ATM field of safety protection, specially a kind of band loses the ATM of card protection.
Background technology
Rapid development of economy, people are more and more carried out withdrawal, transferred accounts and consumption is swiped the card using bank card
A series of economic activities, this also causes people frequently to use ATM.But during real trade, due to holder
Carelessness, them has often been forgotten card taking when leaving bank safety door, thus likely result in ATM retain card, it is serious
It is likely to result in remaining sum to be stolen, personal property is incurred loss.Current also no effective measures of ATM both domestic and external solve
This problem.
Existing bank card security guard system is upper with using in structure, it is clear that has still suffered from inconvenience and defect, it would be highly desirable to
It is further improved.The present invention is that technical scheme is used by solving above-mentioned technical problem：How to judge that card holder is
On no the problem of preparing to exit cash dispenser, this is simple by judging the shift knob inside safety door whether to be pressed by the present invention
And necessary operation, cost had both been saved compared to above-mentioned two patent, has reduced system complexity again, has improved the reliable of system
Property；On how judging the problem of bank card is whether in ATM, because existing ATM system has been provided with judging bank
Card whether the function in ATM, on this basis present invention data signal that ATM is provided sent by sender unit
To signal receiver, by the judgement to the data signal, the voice cue module in signal receiver makes corresponding prompting.
Because bank card passes into silence in ATM, the heavy losses of bank card holder are caused, bank card is stolen existing
Gold, loss can not be recovered.
The content of the invention
It is an object of the invention to：For above-mentioned problem, there is provided a kind of band loses the ATM of card protection, will be lost
The bank card forgotten into ATM carries out something lost card protection, prevents other remittees from stealing other people account cashes, is silver in ATM
Row card provides an interim storage location, and gives bank card holder's prompt message, in order to fetch the silver gulped down in ATM
Row card, so as to protect bank card holder's property safety.Increase more convenience-for-people functions simultaneously, can be beneficial to by the bank of retain card
The taking-up of card.
The technical solution adopted by the present invention is as follows：
The invention discloses the ATM that a kind of band loses card protection, including cabinet, cabinet forward upper to be provided with operating-controlling mechanism,
Card Reader mechanism, retain card mechanism, controller and withdrawal mechanism are provided with cabinet；Controller respectively with retain card mechanism, Card Reader mechanism,
Withdrawal mechanism, operating-controlling mechanism electrical connection；
Operating-controlling mechanism includes bank's card slot, keyboard, loudspeaker, touch screen, camera, takes paper money mouth and move back bayonet socket, keyboard
It is connected with controller, for user's input or option selection；Loudspeaker and the camera top on front side of ATM, touch screen with
Controller is connected, for showing and inputting bank card information；
Card Reader mechanism, including card reader, conveyer and card reader, card reader are located on the inside of bank card slot, conveyer with
Card reader is connected, and card reader is connected with conveyer；Whether there is bank card in card reader identification bank card slot, card reader is to controller
Information is sent, makes controller control conveyer that bank card is transported at card reader, card reader is read bank card information；
Retain card mechanism, including retain card device, the first Ka Cang, the second Ka Cang, turn card device, move back card device；Retain card device and card reader phase
Even, retain card device is connected with the first Ka Cang, and the first Ka Cang is connected respectively to be turned card device and move back card device, is turned card device and is connected the second Ka Cang, moves back
Bayonet socket is moved back in the connection of card device；Controller control retain card device is rotated, and the bank card at card reader is swallowed in the first card storehouse, reaches specified
During condition, bank card is transferred to the second Ka Cang or moves back card through moving back bayonet socket by the first Ka Cang.
Further, the retain card mechanism also includes broken card device, and broken card device is connected with the second Ka Cang, for reaching broken card article
During part, the bank card in the second card storehouse is destroyed by broken card device..
Further, in addition to withdrawal mechanism, withdrawal mechanism include storage silver cabinet, read paper money device, send paper money device, and storage silver cabinet is located at
Bottom in ATM, storage silver cabinet send paper money device to be connected with reading paper money device, read paper money device with taking paper money mouth to be connected with sending paper money device to be connected；Cash dispenser
Structure controls out money to act by controller.
Further, in addition to deposit-taking institution, deposit-taking institution include currency examination device, deposit paper money device, and currency examination device, which is connected to, takes paper money mouth
And paper money device is deposited, deposit paper money device and be connected on storage silver cabinet, deposit-taking institution shares storage silver cabinet with withdrawal mechanism and takes paper money mouth, and currency examination device is identified
The quantity and the true and false of banknote are stored in, paper money device is deposited and is used in the banknote deposit storage silver cabinet in currency examination device.
Further, in addition to communication means, communication means are optical-fibre communications mechanism, and communication means are connected with controller.
Due to said apparatus, its structure is the improvement in local improvement and control mode based on original ATM, can
Protection is forgotten the situation that the bank card in ATM is stolen by other people and occurred, and is accustomed to using the withdrawal of remittee：During withdrawal,
After bank card first often is inserted into the slot of ATM, the operation interface of ATM is being seen.Based on this withdrawal custom, we can
Change ATM operating system, it is that first bank card is swallowed to, it is gulped down when detecting second bank card insertion to make ATM
Card structure is more reasonable, is advantageous to lose the holder of card, the bank card is quickly given for change, so as to protect the peace that card is lost in ATM
Quan Xing, the double operation of its retain card mechanism can, be easy to the bank card to be passed into silence in bank management ATM, so as to improve ATM
The portability used.
Further, it is lost card protection system and included：
Control unit；
Operating unit, including bank's card slot, keyboard, loudspeaker, touch screen, camera, take paper money mouth and move back bayonet socket, key
Disk or touch screen are connected with control unit, and the control signal of keyboard or touch screen collection is input in control unit by wire,
Control unit is used to control touch screen to show；
Withdrawal unit, including store up silver cabinet, read paper money device and give paper money device, read paper money device and send paper money device to be connected respectively with control unit；
Control unit control send paper money device to take out banknote from storage silver cabinet, and banknote is moved to and read at paper money device, reads paper money device and reads banknote
Quantity, and the amount information collected is transferred in control unit, control unit judges the withdrawal number of user；When withdrawal number is big
When banknote number in paper money device is read, control unit control is sent paper money device to take out banknote from storage silver cabinet again and be sent into and read in paper money device, directly
It is equal to banknote number to withdrawal number；When withdrawal number, which is less than, reads banknote number in paper money device, control unit control send paper money device to read in paper money device
Banknote is counter to send back in storage silver cabinet, until withdrawal number is equal to banknote number；Control unit confirms withdrawal number with reading the banknote number phase of paper money device
Deng when, by banknote from withdrawal mouth send out；
Card reading unit, including card reader, conveyer and card reader；Card reader, conveyer and card reader are single with control respectively
Member is connected, and when the card reader at bank's card slot detects bank card insertion, card reader sends a signal to control unit, control
Unit self-test processed is non-card reading status and controls conveyer that the bank card at card reader is moved in card reader, and card reader is used for
Read bank card information and transmit into control unit, then shown by control unit control touch screen；
Deposit paper money unit, including currency examination device, deposit paper money device；Currency examination device, which is connected to, to be taken paper money mouth and deposits paper money device, is deposited paper money device and is connected to storage
On silver cabinet, banknote is put into take paper money mouth after, control unit control currency examination device the true and false and number of banknote are detected, and by touch
Control screen display deposit number of banknotes, after user confirms, control unit control deposits paper money device and banknote is stored in storage silver cabinet；
Retain card unit, including retain card device, the first Ka Cang, the second Ka Cang, turn card device, broken card device and move back card device；Retain card device,
Turn card device and move back card device with control unit to be connected respectively, control unit controls retain card device by Card Reader when judging to meet retain card condition
Bank card at device is swallowed in the first card storehouse, and after bank card stops 24 hours in the first card storehouse, control unit control turns card device
Bank card is transferred in the second card storehouse；When user on ATM move back card operation it is correct when, control unit control moves back card device by the
Bank card in one card storehouse exits from bayonet socket is moved back；For bank card storage time in second card storehouse after 6 months, control unit control is broken
Card device is by the broken card of the bank card；
Communication unit, it is connected with control unit, and its communication is controlled by control unit；
Control unit control operation unit, card reading unit, deposit paper money unit, retain card unit, communication unit and withdrawal unit phase
Mutually coordinate.
Due to said system, by operating unit, card reading unit, paper money unit, retain card unit, communication unit and withdrawal form are deposited
First excellent fit merge it is unified is controlled by control unit, there is more preferable harmony, avoid the action of multiple units conflict and shadow
The security of ATM is rung, can be easy to lose the holder being stuck in ATM, fetch bank card from retain card mechanism, be advantageous to subtract
The formality of few user and bank take, and have saved the cost of production and life.
Further, the something lost card protection method of the something lost card protection system：
（1）, card reader detect that ATM is inserted after another bank card or bank card is in card reading status and without operation
30s, card reader are transferred signals in control unit；
（2）, control unit self-test be non-card reading status, bank card is transported to card reader by control unit control conveyer
In, card reader reads bank card information, and is shown by control unit control touch screen；
（3）, control unit self-test be card reading status, the bank card at card reader is moved to by control unit control retain card device
Stored in first card storehouse, after the completion of, the alarm of control unit controlling loudspeaker；
（4）, the mobile terminal bound in control unit communication control unit to the bank card being swallowed to send prompt message
And card information；
（5）, alarm 3s after, control unit control ATM refresh, control unit control card reading unit action enter next use
The operation at family.
（6）, after bank card is swallowed to the first Ka Cang, the bank card user operates the ATM for swallowing the bank card in 6h
Machine；
（7）, into ATM move back card interface after, control unit control touch screen show, prompting user input the ATM
The card information sent to the user；
（8）, mistake input card information when, control unit controlling loudspeaker prompting card information mistake, and refresh touch-control
The display interface of screen simultaneously prompts to input again；
（9）, correctly enter card information after, control unit control touch screen prompting card information it is correct, control unit carries
Show that the further card information of input or directly control move back card device and are moved to the bank card of the user in the first card storehouse and moves back bayonet socket
It is easy to user to take out bank card；
（10）The continuous 3 mistakes input card informations of user or bank card are swallowed to the first card storehouse 6h bank cards not yet
It is removed, control unit control turns card device and the bank card is moved in the second card storehouse.
（11）, after bank card swallows the second Ka Cang, ATM is simultaneously to the mobile terminal and ATM bound in the bank card
Affiliated bank sends information to inform the bank card state；
（12）, after user sends broken card command to ATM, control unit controls broken card device action, will should in the second card storehouse
The broken card of all bank cards of user；
（13）, user handled in bank after correlation reports the loss formality, broken card command is sent to ATM or through other silver by bank
Row is forwarded in ATM, and ATM controls broken card device by the broken card of corresponding bank card；
（14）, bank card be swallowed in the second card storehouse 6 months and be not removed, control unit controls broken card device by the bank
Block broken card；
（15）, ATM the bank card after broken card is discharged, while control unit communication control unit is to silver-colored belonging to ATM
Mobile terminal bound in row and the bank card sends the destroyed information of the bank card.
Due to the above method, the bank card in card reader is swallowed, the time of next remittee has been saved, has also increased silver
The security and convenience of row card, can save the card taking time of user, while avoid the formality of bank's card taking, save silver
Capable processing time, make the treatment effeciency of bank higher, while the security of the ATM will not be affected.Its method can not only
Suitable for the present apparatus and system, additionally it is possible to the transformation and use of existing most of ATMs, its generalization is good, and with good
Good transplantability, method safety are applicable, will can scrapped in ATM, or the bank card being no longer used is destroyed, can be significantly
Saving ATM resource, the quantity of bank card in ATM can be prevented excessive and the security of bank's bank card, be advantageous to
The reuse of retain card mechanism, and the probability of maintenance, while device used in this method has good generalization and safety
Property, save public resource, prevent it is expired after bank card be illegally used, can realize ATM moves back card function, suitable for existing
The transformation of some ATMs, contribute to the human nature service of bank.For lose card user and bank saved processing lose card when
Between, at the same provide it is this simple to operate, it is easy to use, can be received by most users, there is good using effect.
In summary, by adopting the above-described technical solution, the ATM beneficial effect that the band of the present invention loses card protection is：
（1）, it is this in ATM, it is possible to achieve lose card protection, its change to ATM is small, ATM structure and repacking
Difficulty is low, it is easy to accomplish and promote, when second bank card inserts or when 30s is without operation, it can lock immediately existing in ATM
Bank card, and presenting bank clamping someone's card taking, so as to form protection to the property of bank card holder.
（2）, after bank card is swallowed to, two Ka Cang design, be advantageous to the convenient management of bank card, allow to simultaneously
By bank card, holder fetches, and is provided for bank card holder and easily services and save public resource, is advantageous to bank card
Management and the convenience fetched of bank card, strengthen the security of bank card.
（3）, ATM repacking be all confined in its module, and inside the ATM, will not reduce ATM security and
Protective capacities.Most of function of the present apparatus is realized by software, therefore, what the propagation to the present invention was played with popularization
And its important effect.
（4）, the present invention ATM can remind the holder of bank card in time, whether bank card is forgotten, allow holder and
When fetch bank card, save the time of holder and bank, greatly save public resource, improve the efficiency for fetching card, have
There is preferable convenience-for-people property.
（5）, the present invention broken card device can be good at protecting the security of bank card that is expired or not using, energy
The loss of subscriber data is enough prevented, ensures the security of user profile, in addition, after broken card, the second Ka Cang of ATM can be arranged
Sky, prevent that the bank card swallowed is excessive, cause ATM failure, and then influence ATM security.
Brief description of the drawings
Fig. 1 is with the ATM system diagram for losing card protection in the present invention；
Marked in figure：1- control units, 2- operating units, 3- retain card units, 4- withdrawal units, 5- card reading units, 6- are deposited
Paper money unit, 7- communication units.
Embodiment
Below in conjunction with the accompanying drawings, the present invention is described in detail.
In order to make the purpose , technical scheme and advantage of the present invention be clearer, it is right below in conjunction with drawings and Examples
The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and
It is not used in the restriction present invention.
Specific embodiment 1：
A kind of band of the present invention loses the ATM of card protection, including cabinet, cabinet forward upper are provided with operating-controlling mechanism, cabinet
It is interior to be provided with Card Reader mechanism, retain card mechanism, controller and withdrawal mechanism；Controller respectively with retain card mechanism, Card Reader mechanism, withdraw the money
Mechanism, operating-controlling mechanism electrical connection；
Operating-controlling mechanism includes bank's card slot, keyboard, loudspeaker, touch screen, camera, takes paper money mouth and move back bayonet socket, keyboard
It is connected with controller, for user's input or option selection；Loudspeaker and the camera top on front side of ATM, touch screen with
Controller is connected, for showing and inputting bank card information；
Card Reader mechanism, including card reader, conveyer and card reader, card reader are located on the inside of bank card slot, conveyer with
Card reader is connected, and card reader is connected with conveyer；Whether there is bank card in card reader identification bank card slot, card reader is to controller
Information is sent, makes controller control conveyer that bank card is transported at card reader, card reader is read bank card information；
Retain card mechanism, including retain card device, the first Ka Cang, the second Ka Cang, turn card device, move back card device；Retain card device and card reader phase
Even, retain card device is connected with the first Ka Cang, and the first Ka Cang is connected respectively to be turned card device and move back card device, is turned card device and is connected the second Ka Cang, moves back
Bayonet socket is moved back in the connection of card device；Controller control retain card device is rotated, and the bank card at card reader is swallowed in the first card storehouse, reaches specified
During condition, bank card is transferred to the second Ka Cang or moves back card through moving back bayonet socket by the first Ka Cang.
The retain card mechanism also includes broken card device, and broken card device is connected with the second Ka Cang, for when reaching broken card article part, by
Bank card in two card storehouses is destroyed by broken card device..
Also include withdrawal mechanism, withdrawal mechanism includes storage silver cabinet, reads paper money device, send paper money device, under storage silver cabinet is in ATM
Portion, storage silver cabinet send paper money device to be connected with reading paper money device, read paper money device with taking paper money mouth to be connected with sending paper money device to be connected；Withdrawal mechanism is by controller
Money is controlled out to act.
Also including deposit-taking institution, deposit-taking institution includes currency examination device, deposits paper money device, and currency examination device, which is connected to, to be taken paper money mouth and deposit paper money device,
Deposit paper money device to be connected on storage silver cabinet, deposit-taking institution shares storage silver cabinet with withdrawal mechanism and takes paper money mouth, and currency examination device identifies deposit banknote
Quantity and the true and false, deposit paper money device be used for by currency examination device banknote deposit storage silver cabinet in.
Also include communication means, communication means are optical-fibre communications mechanism, and communication means are connected with controller.
Due to said apparatus, its structure is the improvement in local improvement and control mode based on original ATM, can
Protection is forgotten the situation that the bank card in ATM is stolen by other people and occurred, and is accustomed to using the withdrawal of remittee：During withdrawal,
After bank card first often is inserted into the slot of ATM, the operation interface of ATM is being seen.Based on this withdrawal custom, we can
Change ATM operating system, it is that first bank card is swallowed to, it is gulped down when detecting second bank card insertion to make ATM
Card structure is more reasonable, is advantageous to lose the holder of card, the bank card is quickly given for change, so as to protect the peace that card is lost in ATM
Quan Xing, the double operation of its retain card mechanism can, be easy to the bank card to be passed into silence in bank management ATM, so as to improve ATM
The portability used.
Specific embodiment 2：
As shown in figure 1,
The something lost card protection system of ATM based on embodiment 1, the system include：
Control unit 1；
Operating unit 2, including bank's card slot, keyboard, loudspeaker, touch screen, camera, take paper money mouth and move back bayonet socket, key
Disk or touch screen are connected with control unit 1, and the control signal of keyboard or touch screen collection is input to control unit 1 by wire
In, control unit 1 is used to control touch screen to show；
Withdrawal unit 4, including storage silver cabinet, read paper money device and send paper money device, read paper money device and send paper money device respectively with the phase of control unit 1
Even；The control of control unit 1 send paper money device to take out banknote from storage silver cabinet, and banknote is moved to and read at paper money device, reads paper money device and reads paper money
The quantity of ticket, and the amount information collected is transferred in control unit 1, control unit 1 judges the withdrawal number of user；When taking
When amount of money is more than banknote number in reading paper money device, control unit control send paper money device to take out banknote from storage silver cabinet again and be sent into and reads paper money device
In, until withdrawal number is equal to banknote number；When withdrawal number, which is less than, reads banknote number in paper money device, control unit control send paper money device to read paper money
Banknote is counter in device sends back in storage silver cabinet, until withdrawal number is equal to banknote number；Control unit confirms withdrawal number with reading the banknote of paper money device
When number is equal, banknote is sent out from withdrawal mouth；
Card reading unit 5, including card reader, conveyer and card reader；Card reader, conveyer and card reader control list respectively
Member 1 is connected, and when the card reader at bank's card slot detects bank card insertion, card reader sends a signal to control unit 1,
The self-test of control unit 1 is non-card reading status and controls conveyer that the bank card at card reader is moved in card reader, card reader
For reading bank card information and transmitting into control unit, then shown by control unit control touch screen；
Deposit paper money unit 6, including currency examination device, deposit paper money device；Currency examination device, which is connected to, to be taken paper money mouth and deposits paper money device, is deposited paper money device and is connected to storage
On silver cabinet, banknote is put into take paper money mouth after, control unit 1 controls currency examination device to detect the true and false and number of banknote, and passes through
Touch screen display deposit number of banknotes, after user confirms, control unit control deposits paper money device and banknote is stored in storage silver cabinet；
Retain card unit 3, including retain card device, the first Ka Cang, the second Ka Cang, turn card device, broken card device and move back card device；Retain card device,
Turn card device and move back card device with control unit 1 to be connected respectively, control unit 1 controls retain card device to read when judging to meet retain card condition
Ka Qichu bank card is swallowed in the first card storehouse, and after bank card stops 24 hours in the first card storehouse, control unit control turns card
Bank card is transferred in the second card storehouse by device；When user on ATM move back card operation it is correct when, control unit control moves back card device will
Bank card in first card storehouse exits from bayonet socket is moved back；Bank card storage time in second card storehouse is after 6 months, control unit control
Broken card device is by the broken card of the bank card；
Communication unit 7, it is connected with control unit 1, and its communication is controlled by control unit；
The control operation unit 2 of control unit 1, card reading unit 5, deposit paper money unit 6, retain card unit 3, communication unit 7 and withdraw the money
Unit 4 cooperates.
Conveyer, turn card device, move back card device, retain card device is bank card conveying device, bank card can be captured and by bank
Block mobile function；Broken card device is used for the bank card captured in the second card storehouse and bank card is moved at blade, and blade is by silver
After row bayonet lock is ruined, bank card fragment is discharged.Card reader is that bank's card identification apparatus is used to distinguish bank card or other magnetic cards.
Due to said system, by operating unit 2, card reading unit 5, deposit paper money unit 6, retain card unit 3, communication unit 7 and take
The excellent fit of money unit 4 merge it is unified is controlled by control unit 1, there is more preferable harmony, avoid the action of multiple units from rushing
Dash forward and influence the security of ATM, can be easy to lose the holder being stuck in ATM, fetch bank card from retain card mechanism, have
Taken beneficial to the formality for reducing user and bank, saved the cost of production and life.
Specific embodiment 3：
Something lost card protection system based on embodiment 2, the something lost card protection method of the something lost card protection system：
（1）, card reader detect that ATM is inserted after another bank card or bank card is in card reading status and without operation
30s, card reader are transferred signals in control unit 1；
（2）, the self-test of control unit 1 be non-card reading status, control unit 1 controls conveyer that bank card is transported into card reader
In, card reader reads bank card information, and controls touch screen to show by control unit 1；
（3）, the self-test of control unit 1 be card reading status, control unit 1 controls retain card device to move the bank card at card reader
Stored into the first card storehouse, after the completion of, the alarm of control unit controlling loudspeaker；
（4）, the communication control unit 7 of control unit 1 to bound in the bank card being swallowed to mobile terminal send prompting letter
Breath and card information；
（5）, alarm 3s after, control unit 1 control ATM refresh, control unit 1 control card reading unit 5 action enter under
The operation of one user.
（6）, after bank card is swallowed to the first Ka Cang, the bank card user operates the ATM for swallowing the bank card in 6h
Machine；
（7）, into ATM move back card interface after, control unit 1 control touch screen show, prompting user input the ATM
The card information sent to the user；
（8）, mistake input card information when, the controlling loudspeaker of control unit 1 prompting card information mistake, and refresh touch-control
The display interface of screen simultaneously prompts to input again；
（9）, correctly enter card information after, control unit 1 control touch screen prompting card information it is correct, control unit 1
Prompting inputs further card information or directly control moves back card device and is moved to the bank card of the user in the first card storehouse and moves back card
Mouth is easy to user to take out bank card；
（10）The continuous 3 mistakes input card informations of user or bank card are swallowed to the first card storehouse 6h bank cards not yet
It is removed, the control of control unit 1 turns card device and the bank card is moved in the second card storehouse.
（11）, after bank card swallows the second Ka Cang, ATM is simultaneously to the mobile terminal and ATM bound in the bank card
Affiliated bank sends information to inform the bank card state；
（12）, after user sends broken card command to ATM, control unit 1 controls broken card device to act, will should in the second card storehouse
The broken card of all bank cards of user；
（13）, user handled in bank after correlation reports the loss formality, broken card command is sent to ATM or through other silver by bank
Row is forwarded in ATM, and ATM controls broken card device by the broken card of corresponding bank card；
（14）, bank card be swallowed in the second card storehouse 6 months and be not removed, control unit 1 controls broken card device by the silver
Row blocks broken card；
（15）, ATM the bank card after broken card is discharged, while the communication control unit 7 of control unit 1 is to belonging to ATM
Mobile terminal bound in bank and the bank card sends the destroyed information of the bank card.
Due to the above method, the bank card in card reader is swallowed, the time of next remittee has been saved, has also increased silver
The security and convenience of row card, can save the card taking time of user, while avoid the formality of bank's card taking, save silver
Capable processing time, make the treatment effeciency of bank higher, while the security of the ATM will not be affected.Its method can not only
Suitable for the present apparatus and system, additionally it is possible to the transformation and use of existing most of ATMs, its generalization is good, and with good
Good transplantability, method safety are applicable, will can scrapped in ATM, or the bank card being no longer used is destroyed, can be significantly
Saving ATM resource, the quantity of bank card in ATM can be prevented excessive and the security of bank's bank card, be advantageous to
The reuse of retain card mechanism, and the probability of maintenance, while device used in this method has good generalization and safety
Property, save public resource, prevent it is expired after bank card be illegally used, can realize ATM moves back card function, suitable for existing
The transformation of some ATMs, contribute to the human nature service of bank.For lose card user and bank saved processing lose card when
Between, at the same provide it is this simple to operate, it is easy to use, can be received by most users, there is good using effect.
In summary, by adopting the above-described technical solution, the ATM beneficial effect that the band of the present invention loses card protection is：
（1）, it is this in ATM, it is possible to achieve lose card protection, its change to ATM is small, ATM structure and repacking
Difficulty is low, it is easy to accomplish and promote, when second bank card inserts or when 30s is without operation, it can lock immediately existing in ATM
Bank card, and presenting bank clamping someone's card taking, so as to form protection to the property of bank card holder.
（2）, after bank card is swallowed to, two Ka Cang design, be advantageous to the convenient management of bank card, allow to simultaneously
By bank card, holder fetches, and is provided for bank card holder and easily services and save public resource, is advantageous to bank card
Management and the convenience fetched of bank card, strengthen the security of bank card.
（3）, ATM repacking be all confined in its module, and inside the ATM, will not reduce ATM security and
Protective capacities.Most of function of the present apparatus is realized by software, therefore, what the propagation to the present invention was played with popularization
And its important effect.
（4）, the present invention ATM can remind the holder of bank card in time, whether bank card is forgotten, allow holder and
When fetch bank card, save the time of holder and bank, greatly save public resource, improve the efficiency for fetching card, have
There is preferable convenience-for-people property.
（5）, the present invention broken card device can be good at protecting the security of bank card that is expired or not using, energy
The loss of subscriber data is enough prevented, ensures the security of user profile, in addition, after broken card, the second Ka Cang of ATM can be arranged
Sky, prevent that the bank card swallowed is excessive, cause ATM failure, and then influence ATM security.
The foregoing is merely illustrative of the preferred embodiments of the present invention, is not intended to limit the invention, all essences in the present invention
All any modification, equivalent and improvement made within refreshing and principle etc., should be included in the scope of the protection.
Claims (1)
1. a kind of band loses the ATM of card protection, it is characterised in that including cabinet, cabinet forward upper is provided with operating-controlling mechanism, cabinet
It is interior to be provided with Card Reader mechanism, retain card mechanism, controller and withdrawal mechanism；Controller respectively with retain card mechanism, Card Reader mechanism, withdraw the money
Mechanism, operating-controlling mechanism electrical connection；
Operating-controlling mechanism includes bank's card slot, keyboard, loudspeaker, touch screen, camera, takes paper money mouth and move back bayonet socket, keyboard and control
Device processed is connected, for user's input or option selection；Loudspeaker and the camera top on front side of ATM, touch screen and control
Device is connected, for showing and inputting bank card information；
Card Reader mechanism, including card reader, conveyer and card reader, card reader are located on the inside of bank's card slot, and conveyer blocks with knowing
Device is connected, and card reader is connected with conveyer；Bank card is whether there is in card reader identification bank card slot, card reader is sent to controller
Information, make controller control conveyer that bank card is transported at card reader, card reader is read bank card information；
Retain card mechanism, including retain card device, the first Ka Cang, the second Ka Cang, turn card device, move back card device；Retain card device is connected with card reader, gulps down
Card device is connected with the first Ka Cang, and the first Ka Cang is connected respectively to be turned card device and move back card device, is turned card device and is connected the second Ka Cang, moves back card device company
Connect and move back bayonet socket；Controller control retain card device is rotated, and the bank card at card reader is swallowed in the first card storehouse, reaches specified requirements
When, bank card is transferred to the second Ka Cang or moves back card through moving back bayonet socket by the first Ka Cang;The retain card mechanism also includes broken card device, broken card
Device is connected with the second Ka Cang, for when reaching broken card article part, the bank card in the second card storehouse to be destroyed by broken card device；
Withdrawal mechanism, withdrawal mechanism include storage silver cabinet, read paper money device, send paper money device, bottom of the storage silver cabinet in ATM, store up silver cabinet
With sending paper money device to be connected, send paper money device to be connected with reading paper money device, read paper money device with taking paper money mouth to be connected；Withdrawal mechanism controls out money to move by controller
Make；
Deposit-taking institution, deposit-taking institution include currency examination device, deposit paper money device, and currency examination device, which is connected to, to be taken paper money mouth and deposit paper money device, deposit the connection of paper money device
Onto storage silver cabinet, deposit-taking institution and withdrawal mechanism share storage silver cabinet and take paper money mouth, and currency examination device identifies the quantity and very of deposit banknote
Puppet, deposit paper money device and be used in the banknote deposit storage silver cabinet in currency examination device；
Communication means, communication means are optical-fibre communications mechanism, and communication means are connected with controller；
Also include the something lost card protection system of ATM, losing card protection system includes：
Control unit, including the controller；
Operating unit, including the operating-controlling mechanism, keyboard or touch screen are connected with control unit, the control of keyboard or touch screen collection
Signal is input in control unit by wire, and control unit is used to control touch screen to show；
Withdrawal unit, including the withdrawal mechanism, read paper money device and send paper money device to be connected respectively with control unit；Paper money is sent in control unit control
Device takes out banknote from storage silver cabinet, and banknote is moved to and read at paper money device, read the quantity that paper money device reads banknote, and will collect
Amount information is transferred in control unit, and control unit judges the withdrawal number of user；Banknote number in paper money device is read when withdrawal number is more than
When, control unit control is sent paper money device to take out banknote from storage silver cabinet again and be sent into and read in paper money device, until withdrawal number is equal to banknote
Number；When withdrawal number, which is less than, reads banknote number in paper money device, control unit control send paper money device to read banknote is counter sends storage silver cabinet back in paper money device
In, until withdrawal number is equal to banknote number；When control unit confirms paper money draw in votes of the withdrawal number with reading paper money device, by banknote from withdrawal
Mouth is sent out；
Card reading unit, including the Card Reader mechanism；Card reader, conveyer and card reader are connected with control unit respectively, located at bank
When card reader at card slot detects bank card insertion, card reader sends a signal to control unit, and control unit self-test is non-
Card reading status simultaneously controls conveyer that the bank card at card reader is moved in card reader, and card reader is used to read bank card information
And transmit into control unit, then shown by control unit control touch screen；
Deposit paper money unit, including currency examination device, deposit paper money device；Currency examination device, which is connected to, to be taken paper money mouth and deposits paper money device, is deposited paper money device and is connected to storage silver cabinet
On, banknote is put into take paper money mouth after, control unit control currency examination device detects to the true and false and number of banknote, and passes through touch screen
Display deposit number of banknotes, after user confirms, control unit control deposits paper money device and banknote is stored in storage silver cabinet；
Retain card unit, including retain card device, the first Ka Cang, the second Ka Cang, turn card device, broken card device and move back card device；Retain card device, turn card
Device and move back card device and be connected respectively with control unit, control unit controls retain card device by card reader when judging to meet retain card condition
Bank card swallow in the first card storehouse, after bank card stops 24 hours in the first card storehouse, control unit control turns card device by silver
Row card is transferred in the second card storehouse；When user on ATM move back card operation it is correct when, control unit control moves back card device by first card
Bank card in storehouse exits from bayonet socket is moved back；For bank card storage time in second card storehouse after 6 months, control unit controls broken card device
By the broken card of the bank card；
Communication unit includes the communication means, is connected with control unit, and control its communication by control unit；
Control unit control operation unit, card reading unit, deposit paper money unit, retain card unit, communication unit and withdrawal unit and mutually match somebody with somebody
Close；
The something lost card protection method of the something lost card protection system comprises the following steps：
（1）, card reader detect that ATM is inserted after another bank card or bank card is in card reading status and without operation 30s, know
Card device is transferred signals in control unit；
（2）, control unit self-test be non-card reading status, bank card is transported in card reader by control unit control conveyer, is read
Card device reads bank card information, and is shown by control unit control touch screen；
（3）, control unit self-test be card reading status, the bank card at card reader is moved to first by control unit control retain card device
Card stores in storehouse, after the completion of, the alarm of control unit controlling loudspeaker；
（4）, the mobile terminal bound in control unit communication control unit to the bank card being swallowed to sends prompt message and takes
Card information；
（5）, after alarm 3s, control unit control ATM refreshes, and control unit control card reading unit action enters next user
Operation；
（6）, after bank card is swallowed to the first Ka Cang, the bank card user operates the ATM for swallowing the bank card in 6h；
（7）, into ATM move back card interface after, control unit control touch screen show, prompting user input the ATM to this
The card information that user sends；
（8）, mistake input card information when, control unit controlling loudspeaker prompting card information mistake, and refresh touch screen
Display interface simultaneously prompts to input again；
（9）, correctly enter card information after, control unit control touch screen prompting card information it is correct, control unit prompting it is defeated
Enter further card information or directly control moves back card device and is moved to the bank card of the user in the first card storehouse and moves back bayonet socket and be easy to
User takes out bank card；
（10）The continuous 3 mistakes input card information of user or bank card are swallowed to first card storehouse 6h bank cards and not taken yet
Walk, control unit control turns card device and the bank card is moved in the second card storehouse；
（11）, after bank card swallows the second Ka Cang, ATM is simultaneously to belonging to the mobile terminal and ATM bound in the bank card
Bank sends information to inform the bank card state；
（12）, after user sends broken card command to ATM, control unit controls broken card device action, by the user in the second card storehouse
The broken card of all bank cards；
（13）, user handled in bank after correlation reports the loss formality, broken card command is sent to ATM or turned through other banks by bank
It is sent in ATM, ATM controls broken card device by the broken card of corresponding bank card；
（14）, bank card be swallowed in the second card storehouse 6 months and be not removed, control unit controls broken card device that the bank card is broken
Card；
（15）, ATM the bank card after broken card is discharged, while control unit communication control unit to the affiliated bank of ATM and
Mobile terminal bound in the bank card sends the destroyed information of the bank card.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510673046.4A CN105225361B (en) | 2015-10-19 | 2015-10-19 | A kind of band loses the ATM of card protection |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510673046.4A CN105225361B (en) | 2015-10-19 | 2015-10-19 | A kind of band loses the ATM of card protection |
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| Publication Number | Publication Date |
|---|---|
| CN105225361A CN105225361A (en) | 2016-01-06 |
| CN105225361B true CN105225361B (en) | 2017-12-19 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510673046.4A Expired - Fee Related CN105225361B (en) | 2015-10-19 | 2015-10-19 | A kind of band loses the ATM of card protection |
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Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105214824B (en) * | 2015-10-19 | 2018-01-19 | 南京鑫领越电子设备有限公司 | A kind of ATM of the broken card protection of band |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104077616A (en) * | 2014-07-02 | 2014-10-01 | 广州广电运通金融电子股份有限公司 | Self-service terminal card-retaining handling method and system |
| CN104299331A (en) * | 2014-11-04 | 2015-01-21 | 中国建设银行股份有限公司 | Information processing method and system |
| CN104899613A (en) * | 2015-05-12 | 2015-09-09 | 深圳市中成汇实业有限公司 | Automatic card swallow and withdrawal device and automatic card swallow and withdrawal method |
Family Cites Families (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| BRPI0408280B1 (en) * | 2003-03-10 | 2016-06-14 | Diebold Inc | appliance; method of opening the appliance door; method for installing the mechanical handle shaft of the apparatus; and method for operating the device |
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2015
- 2015-10-19 CN CN201510673046.4A patent/CN105225361B/en not_active Expired - Fee Related
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104077616A (en) * | 2014-07-02 | 2014-10-01 | 广州广电运通金融电子股份有限公司 | Self-service terminal card-retaining handling method and system |
| CN104299331A (en) * | 2014-11-04 | 2015-01-21 | 中国建设银行股份有限公司 | Information processing method and system |
| CN104899613A (en) * | 2015-05-12 | 2015-09-09 | 深圳市中成汇实业有限公司 | Automatic card swallow and withdrawal device and automatic card swallow and withdrawal method |
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| Publication number | Publication date |
|---|---|
| CN105225361A (en) | 2016-01-06 |
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