CN101710435B - Method and system for controlling self-service dealing safety - Google Patents

Method and system for controlling self-service dealing safety Download PDF

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Publication number
CN101710435B
CN101710435B CN200910193890.1A CN200910193890A CN101710435B CN 101710435 B CN101710435 B CN 101710435B CN 200910193890 A CN200910193890 A CN 200910193890A CN 101710435 B CN101710435 B CN 101710435B
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self
user
service dealing
protection gate
card slot
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CN101710435A (en
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梁添才
牟总斌
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GRG Banking Equipment Co Ltd
Guangdian Yuntong Financial Electronic Co Ltd
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Guangdian Yuntong Financial Electronic Co Ltd
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Abstract

The invention discloses a method and a system for controlling self-service dealing safety. The method comprises the following steps: detecting a mobile object around a self-service terminal, and when a user enters a preset effective range, sending an organism approach signal; after the organism approach signal is sent, acquiring the biological feature information of the user; and after the biological feature information is acquired successfully, opening a card slot guard gate of the self-service terminal, receiving a bank card of the user and performing self-service dealing. The embodiment of the invention acquires the biological feature information of the user which can serve as an evidence for checking the identity of the dealing user in the future. Because the self-service terminal actively controls a self-service dealing process, the safety risk of the self-service dealing is reduced.

Description

Self-service dealing method of controlling security and system
Technical field
The present invention relates to financial technology field, relate in particular to a kind of self-service dealing method of controlling security and system.
Background technology
Along with the development of China's Financial electronization, finance self-help transaction progressively becomes the main path that financial institution is customer service.But along with the widespread use of finance self-help terminal, finance self-help terminal security problem shows especially day by day, is subject to social extensive concern, taking precautions against finance self-help transaction crime has become a world subject.
Bank card is by issued by banks, supplies client to handle the service aid of financial business.In recent years, along with bank card use universal, lawless person thinkingly utilizes bank card to steal wealth, its means are changeable, duplicity is strong, and day by day present high-tech means, clique's crime, the features such as a chain of fraud are set, and make us hard to guard against.According to statistics, current lawless person utilizes the Main Means of finance self-help terminal crime crime to have: install and gulp down card device at card inserting mouth, and minisize pick-up head is installed and is taken user's trading password; The flowing water list that utilizes depositor to abandon, steals bank card information and makes pseudo-card theft; Shutoff cash dispensing port is stolen money; False keyboard stealing passwords is installed; Utilize false card slot to copy bank card information; Utilize false prompting, the induction holder operation etc. of transferring accounts.
For above-mentioned crime means, the existing finance self-help transaction security precautionary measures mainly contain: install guard assembly additional, to reduce the security risk of finance self-help terminal, for example, install cipher keyboard cover additional anti-peeping; In finance self-help terminal, provide " prompting of transaction handling safety ", to improve customer transaction vigilance; The state of the key component of monitoring self-aided terminal, once find key component abnormal state, just gives the alarm in real time.
But the existing finance self-help transaction security precautionary measures all adopt passive strick precaution pattern: control self-service dealing process by user, self-aided terminal can only respond user's transaction operation passively, can not initiatively select and control process of exchange; And there is no the identity information of recording user, in the time there is Transaction Disputes, can not investigate transaction user's identity.
Summary of the invention
The embodiment of the present invention proposes a kind of self-service dealing method of controlling security and system, gather user's biological information, can be used as the foundation of the user identity of examination transaction in the future, and by self-aided terminal ACTIVE CONTROL self-service dealing process, reduced the security risk of self-service dealing.
The embodiment of the present invention provides a kind of self-aided terminal course control method, comprising:
Self-aided terminal mobile object is around detected, when detecting user while entering in default effective range, sent biosome near signal;
After described biosome sends near signal, gather user's biological information;
After collecting biological feature information success, the card slot protection gate of opening described self-aided terminal, receives user's bank card and carries out self-service dealing, specifically comprises: after collecting biological feature information success, open the card slot protection gate of described self-aided terminal, receive user's bank card; Judge whether successfully to receive user's bank card in the first delay time; If so, close card slot protection gate, and open keyboard protection gate, receive the encrypted message of user's typing; If not, described the first delay time to after close card slot protection gate, Resurvey user's biological information.
Correspondingly, the embodiment of the present invention also provides a kind of self-service dealing safety control system, comprising:
Biosome induction module, for self-aided terminal mobile object is around detected, when detecting user while entering in default effective range, sends biosome near signal;
Physical characteristics collecting module, for send at described biosome induction module biosome near signal after, gather user's biological information;
Self-service dealing control module, for after collecting biological feature information success, opens the card slot protection gate of described self-aided terminal, receives user's bank card and carries out self-service dealing.
Described self-service dealing control module specifically comprises:
Bank card reception control unit, for after collecting biological feature information success, opens the card slot protection gate of described self-aided terminal, receives user's bank card;
Password typing control module, for judging whether successfully to receive user's bank card in the first delay time; If so, close card slot protection gate, and open keyboard protection gate, receive the encrypted message of user's typing; If not, described the first delay time to after close card slot protection gate, and control described physical characteristics collecting module Resurvey user's biological information.
Implement the embodiment of the present invention, there is following beneficial effect:
Self-service dealing method of controlling security and system that the embodiment of the present invention provides, mobile biosome to self-aided terminal surrounding environment is detected, in the time detecting user near self-aided terminal, first gather user's biological information, open card slot protection gate, the bank card that receives user carries out self-service dealing again.The embodiment of the present invention may be used in the self-aided terminals such as ATM (Automatic Teller Machine), the biological information gathering can be guaranteed the identity that can correctly check transaction user in the time in the future reviewing transaction scene, and by self-aided terminal ACTIVE CONTROL self-service dealing process, reduce the security risk of self-service dealing.
Brief description of the drawings
Fig. 1 is the schematic flow sheet of the first embodiment of self-service dealing method of controlling security provided by the invention;
Fig. 2 is the schematic flow sheet of the second embodiment of self-service dealing method of controlling security provided by the invention;
Fig. 3 is the structural representation of self-service dealing safety control system provided by the invention;
Fig. 4 is the structural representation of self-service dealing control module provided by the invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is clearly and completely described, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiment.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtaining under creative work prerequisite, belong to the scope of protection of the invention.
Referring to Fig. 1, be the schematic flow sheet of the first embodiment of self-service dealing method of controlling security provided by the invention, the method comprises the following steps:
S101, detects self-aided terminal mobile object around, when detecting user while entering in default effective range, sends biosome near signal;
S102, after described biosome sends near signal, gathers user's biological information;
Wherein, described biological information comprises at least one in face, iris, vein, fingerprint, palmmprint, and biological information has uniqueness and determinacy, can effectively investigate transaction user's identity.
S103, after collecting biological feature information success, opens the card slot protection gate of described self-aided terminal, receives user's bank card and carries out self-service dealing.
When concrete enforcement, the self-service dealing method of controlling security that the embodiment of the present invention provides, may be used on ATM (Automatic Teller Machine) (Automatic Teller Machine, be called for short ATM) etc. in self-aided terminal, success gathers after user's biological information, then opens card slot protection gate reception user's bank card.The biological information gathering can be used as the foundation of the user identity of examination transaction in the future; And by self-aided terminal ACTIVE CONTROL self-service dealing process, reduce the security risk of self-service dealing.
Referring to Fig. 2, it is the schematic flow sheet of the second embodiment of self-service dealing method of controlling security provided by the invention.Only to gather facial image as biological information as example, self-service dealing method of controlling security provided by the invention is described in detail below.
As shown in Fig. 2 (a) and (b), the method specifically comprises the following steps:
S201, detects the mobile object of self-aided terminal surrounding environment, when detecting user while entering in predefined effective range, sends biosome near signal.
When concrete enforcement, infrared sensor can be set on self-aided terminal, the mobile object of self-aided terminal surrounding environment is carried out to infrared scan.When infrared sensor detects user while entering in predefined effective range, send biosome near signal, indicate that user is near self-aided terminal.
S202, collection user's biological information.
When concrete enforcement, after biosome sends near signal, can play voice message user and enter man face image acquiring region, and the front face image of taking user is as biological information.
S203, judges whether biological information gathers successfully, if so, enters next step S204; If not, return to step S202, play voice message user and enter man face image acquiring region, again gather human face image information.
The embodiment of the present invention gathers user's biological information, can guarantee can correctly check transaction user identity in the future in the time reviewing transaction scene, and play fright lawless person's effect.
S204, successfully gathers after user's biological information, opens card slot protection gate, plays voice message user and inserts bank card;
S205, judges whether successfully to receive bank card in the first delay time; If so, perform step S207; If not, perform step S206;
S206, after the first delay time arrives, closes card slot protection gate, and returns to step S202 Resurvey user's biological information.
The embodiment of the present invention only, after successfully gathering effective biological information of transaction user, is just opened the protection gate of card slot and is received user's bank card.Card slot protection gate, in " normally closed " state, can prevent that lawless person from distorting the modes such as card slot, placement fishhook, installation copy card device and being engaged in unlawful activities by malice.
S207 successfully receives after bank card in the first delay time, closes card slot protection gate, and opens keyboard protection gate, receives the encrypted message of user's typing.
In embodiments of the present invention, only, after successfully receiving user's bank card, just open the keyboard protection gate of self-aided terminal, and the gate of keyboard protection at ordinary times keeps " normally closed " state, can prevent that lawless person from maliciously distorting code keypad.
S208, judges whether successfully to receive the encrypted message of user's typing in the second delay time; If so, perform step S209; If not, perform step S210.
S209, after password typing success, the self-service dealing that carries out man-machine combination; After definite self-service dealing finishes, execution step S211.
S210, after the second delay time arrives, finishes self-service dealing.
S211, after determining that self-service dealing finishes, closing keyboard protection gate, opens card slot protection gate, exits bank card.
S212, judges that whether bank card is taken out by user in the 3rd delay time, if so, performs step S214; If not, perform step S213.
S213, after the second delay time arrives, reclaims bank card, and performs step S214.
S214, closes card slot protection gate.
In the middle of concrete enforcement, within the non-self-service dealing time period, keyboard protects gate in " normally closed " state, and the distance of keyboard and gate is designed very closely, to prevent that lawless person from installing false keyboard or robber's code device.In self-service dealing process, card slot protection gate is entering maintenance " closing " state after card, and keeps equally " closing " state after exiting bank card, can reduce lawless person and utilize card slot to be engaged in the security risk of unlawful activities.Optionally, if detect when card slot protection gate and/or keyboard protection gate cannot be closed, can also give the alarm, further to improve the security of self-aided terminal.
Referring to Fig. 3, it is the structural representation of self-service dealing safety control system provided by the invention.
As shown in Figure 3, this system specifically comprises:
Biosome induction module 301, for self-aided terminal mobile object is around detected, when detecting user while entering in default effective range, sends biosome near signal;
Physical characteristics collecting module 302, for send at described biosome induction module 301 biosome near signal after, gather user's biological information;
Self-service dealing control module 303, for after collecting biological feature information success, opens the card slot protection gate of described self-aided terminal, receives user's bank card and carries out self-service dealing.
The first self-shield control module 304, for after definite self-service dealing finishes, closing keyboard protection gate, opens card slot protection gate, exits bank card;
The second self-shield control module 305, after exiting at bank card, judges whether described bank card is taken out by user in the 3rd delay time; If so, close card slot protection gate; If not,, after described the 3rd delay time arrives, reclaim described bank card and close described card slot protection gate.
Further, as shown in Figure 4, described self-service dealing control module 303 specifically comprises:
Bank card reception control unit 3031, for after collecting biological feature information success, opens the card slot protection gate of described self-aided terminal, receives user's bank card.
Password typing control module 3032, for judging whether successfully to receive user's bank card in the first delay time; If so, close card slot protection gate, and open keyboard protection gate, receive the encrypted message of user's typing; If not, described the first delay time to after close card slot protection gate, and control described physical characteristics collecting module 302 Resurvey users' biological information.
Transaction control unit 3033, for after keyboard protection gate is opened, judges whether successfully to receive the encrypted message of user's typing in the second delay time; If so, carry out the self-service dealing of man-machine combination; If not,, after described the second delay time arrives, finish self-service dealing.
It should be noted that the self-service dealing safety control system that the present embodiment provides can be used in the step of the self-service dealing method of controlling security of realizing in above-described embodiment.
Self-service dealing method of controlling security and system that the embodiment of the present invention provides, mobile biosome to self-aided terminal surrounding environment is detected, in the time detecting user near self-aided terminal, first gather user's biological information, open card slot protection gate, the bank card that receives user carries out self-service dealing again.The embodiment of the present invention may be used in the self-aided terminals such as ATM (Automatic Teller Machine), the biological information gathering can be guaranteed the identity that can correctly check transaction user in the time in the future reviewing transaction scene, and by self-aided terminal ACTIVE CONTROL self-service dealing process, reduce the security risk of self-service dealing.
One of ordinary skill in the art will appreciate that all or part of flow process realizing in above-described embodiment method, can carry out the hardware that instruction is relevant by computer program to complete, described program can be stored in a computer read/write memory medium, this program, in the time carrying out, can comprise as the flow process of the embodiment of above-mentioned each side method.Wherein, described storage medium can be magnetic disc, CD, read-only store-memory body (Read-Only Memory, ROM) or random store-memory body (Random Access Memory, RAM) etc.
The above is the preferred embodiment of the present invention; it should be pointed out that for those skilled in the art, under the premise without departing from the principles of the invention; can also make some improvements and modifications, these improvements and modifications are also considered as protection scope of the present invention.

Claims (8)

1. a self-service dealing method of controlling security, is characterized in that, comprising:
Self-aided terminal mobile object is around detected, when detecting user while entering in default effective range, sent biosome near signal;
After described biosome sends near signal, gather user's biological information;
After collecting biological feature information success, the card slot protection gate of opening described self-aided terminal, receives user's bank card and carries out self-service dealing, specifically comprises: after collecting biological feature information success, open the card slot protection gate of described self-aided terminal, receive user's bank card; Judge whether successfully to receive user's bank card in the first delay time; If so, close card slot protection gate, and open keyboard protection gate, receive the encrypted message of user's typing; If not, described the first delay time to after close card slot protection gate, Resurvey user's biological information.
2. self-service dealing method of controlling security as claimed in claim 1, is characterized in that, is opening keyboard protection gate, after receiving the step of encrypted message of user's typing, also comprises:
Judge whether successfully to receive the encrypted message of user's typing in the second delay time;
If so, carry out the self-service dealing of man-machine combination;
If not,, after described the second delay time arrives, finish self-service dealing.
3. self-service dealing method of controlling security as claimed in claim 2, is characterized in that, described method also comprises:
After determining that self-service dealing finishes, closing keyboard protection gate, opens card slot protection gate, exits bank card.
4. self-service dealing method of controlling security as claimed in claim 3, is characterized in that, after exiting bank card, also comprises:
Whether detect bank card is taken out by user in the 3rd delay time;
If so, close card slot protection gate;
If not,, after described the 3rd delay time arrives, reclaim described bank card and close described card slot protection gate.
5. a self-service dealing safety control system, is characterized in that, comprising:
Biosome induction module, for self-aided terminal mobile object is around detected, when detecting user while entering in default effective range, sends biosome near signal;
Physical characteristics collecting module, for send at described biosome induction module biosome near signal after, gather user's biological information;
Self-service dealing control module, for after collecting biological feature information success, opens the card slot protection gate of described self-aided terminal, receives user's bank card and carries out self-service dealing;
Described self-service dealing control module specifically comprises:
Bank card reception control unit, for after collecting biological feature information success, opens the card slot protection gate of described self-aided terminal, receives user's bank card;
Password typing control module, for judging whether successfully to receive user's bank card in the first delay time; If so, close card slot protection gate, and open keyboard protection gate, receive the encrypted message of user's typing; If not, described the first delay time to after close card slot protection gate, and control described physical characteristics collecting module Resurvey user's biological information.
6. self-service dealing safety control system as claimed in claim 5, is characterized in that, described self-service dealing control module also comprises:
Transaction control unit, for after keyboard protection gate is opened, judges whether successfully to receive the encrypted message of user's typing in the second delay time; If so, carry out the self-service dealing of man-machine combination; If not,, after described the second delay time arrives, finish self-service dealing.
7. self-service dealing safety control system as claimed in claim 6, is characterized in that, described system also comprises:
The first self-shield control module, for after definite self-service dealing finishes, closing keyboard protection gate, opens card slot protection gate, exits bank card.
8. self-service dealing safety control system as claimed in claim 7, is characterized in that, described system also comprises:
The second self-shield control module, after exiting at bank card, judges whether described bank card is taken out by user in the 3rd delay time; If so, close card slot protection gate; If not,, after described the 3rd delay time arrives, reclaim described bank card and close described card slot protection gate.
CN200910193890.1A 2009-11-12 2009-11-12 Method and system for controlling self-service dealing safety Active CN101710435B (en)

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Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104935550A (en) * 2014-03-17 2015-09-23 杨济忠 Intelligent electronic commerce user management system technique and operating method thereof
CN104392222A (en) * 2014-12-03 2015-03-04 北京京东尚科信息技术有限公司 Expenditure existence method for unattended terminal
CN108010191A (en) * 2017-12-28 2018-05-08 联合华通(天津)科技有限公司 Intellective IC card terminating machine with Encryption Keyboard

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1737862A (en) * 2004-08-17 2006-02-22 冲电气工业株式会社 Automatic dealing device
CN201099953Y (en) * 2007-09-03 2008-08-13 卢建平 Automatic counter machine protection shield
CN201229620Y (en) * 2007-12-19 2009-04-29 中国科学院长春光学精密机械与物理研究所 Intelligent monitoring system for ATM

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1737862A (en) * 2004-08-17 2006-02-22 冲电气工业株式会社 Automatic dealing device
CN201099953Y (en) * 2007-09-03 2008-08-13 卢建平 Automatic counter machine protection shield
CN201229620Y (en) * 2007-12-19 2009-04-29 中国科学院长春光学精密机械与物理研究所 Intelligent monitoring system for ATM

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