CN101046900A - Credit card safety technology of identified combined by biological intelligent identification and double cipher - Google Patents
Credit card safety technology of identified combined by biological intelligent identification and double cipher Download PDFInfo
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- CN101046900A CN101046900A CN 200610039215 CN200610039215A CN101046900A CN 101046900 A CN101046900 A CN 101046900A CN 200610039215 CN200610039215 CN 200610039215 CN 200610039215 A CN200610039215 A CN 200610039215A CN 101046900 A CN101046900 A CN 101046900A
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Abstract
The present invention relates to a credit card safety technique utilizing combination of biological intelligent identification and double-cipher verification said credit card safety technique is mainly formed from face image acquisition, shooting and intelligent biological identification system, double-cipher verification system, short mail transmission system and automatic alarm system. Said invention also provides the basic principle of said credit card safety technique and its application method and application field.
Description
Technical field
Invent a kind of credit card safety technique that combines with double code and authenticate with biological intelligence identification; thereby improve the safety of other finance comprise credit card, all capital accounts of field of securities, securities, and provide relative personal safety protection for the holder of credit card.
Technical background
The development that computing machine and electronic information application technology are maked rapid progress has not only improved people's work, learning efficiency, and has realized financial card, electronization, makes people go out only to carry a slight credit card, just can wander through the world.Yet, because some unique people are always arranged, utilize the development of computing machine and electronic information application technology, to improve their level, particularly to the decoding of capital account passwords such as credit card to code breaking.Moreover, they also have " trojan horse " program of important informations such as snatching password by making, propagating, and important information such as snatch password; By the modern communication terminal, issue false deception information, gain the capital account password by cheating; Illegally camera is installed, is stolen the credit card password at ATM automatic drawing automatic teller machine; Even adopt violence, means such as force, coerce, plunder client's credit card and password, make numerous clients suffer tremendous economic loss, What is more gives one's life for.And risk prevention instrumentses such as the single group password encryption taked at present and installation camera monitoring system can not effectively prevent the continuation of this type of incident to take place.
Summary of the invention
Purpose of the present invention is exactly in existing finance, field of securities, and the clients fund account password suffers the potential safety hazard illegally decoding and divulge a secret repeatly, can give the environment of finance, a safety of the numerous clients of security by purpose of the present invention.Most importantly, can guarantee because of suffering means such as violence pressure by purpose of the present invention, and coerced the safety of fund in the credit card of paying out credit card and password client, and, guarantee to the greatest extent their person and life security (behind capture funds account and the password to greatest extent, except being done away with a witness immediately), final, by public security organ the suspect is arrested.
The objective of the invention is to realize by following measure:
One, the nature person handles when offering new capital account in any one tame finance or security mechanism with its personalized identity documents, except filling in strictly according to the facts according to existing relevant regulations its relevant personal information, increase and fill in two new contents: 1. modern communication terminal contact number.2. increase again one group with have withdraw the money, the different password of authority such as bankcard consumption.Form the double code authentication with this group password that increases newly.The modern communication terminal is used for receiving the information that its financial institution that opens an account sends; Increase newly one group with have withdraw the money, the different passwords of authority such as bankcard consumption, can the automatic stay capital account, the function of warning.The password that this group increases newly is set by the capital account account holder.
For example, the capital account account holder sets the password with the authority of withdrawing the money, swipe the card and is: 123456; Setting increases the password with " automatic stay, warning " function newly: 654321.If the capital account account holder does not specify, then to withdraw the money, the password 123456 of bankcard consumption authority except that having, other any set of number is and increases the password with automatic stay capital account, warning function newly.For the capital account of having opened, can increase this two new functions.
Finance or security mechanism by camera monitoring system, with account holder's ID (identity number) card No., with " population information database " contrast of public security organ, carry out " face is discerned as biological intelligence " identity validation handling the client when opening an account.To the process contrast, the account holder does not conform to its I.D., by camera monitoring system, sets up new " account holder's face is as data archival " by the handle financial institution that opens an account once more, perhaps according to the regulation of system of real name, will not handle account opening procedure.
Finance or security mechanism can also pass through other biological Intelligent Recognition such as " identifications of fingerprint biological intelligence " except by " face is discerned as biological intelligence ".
Two, when the people holds credit card and withdraws the money, at first, carry out " face is as the biological intelligence authentication " by the camera monitoring system of finance or security mechanism, when by after the biological intelligence authentication, then enter " double code authentication ":
If account holder input be have withdraw the money, the password 123456 of bankcard consumption authority, then of the present inventionly can judge that with the biological intelligence identification credit card safety technique that authenticates that combines with double code this remittee is the real account holder of this credit card, just can withdraw the money or bankcard consumption.Withdraw the money or after bankcard consumption finishes, the credit card safety technique that combines with double code and authenticate with biological intelligence identification of the present invention, can be with this transaction situation, and the situation that all funds change in this capital account, by the financial institution that is opened an account, in time be sent to account holder's modern communication terminal by of the present invention with combine with double code " the note transmitting system " of credit card safety technique of authentication of biological intelligence identification, the confession account holder examines.
2. if this person's input is not withdrawn the money, the bankcard consumption authority, not again (the account holder of this credit card has set one group and has " automatic stay, warning " function when opening an account password: 654321) when having the password 654321 of automatic stay capital account, warning function, then of the present inventionly can point out and import the password mistake, please from new input with combine with the double code credit card safety technique of authentication of biological intelligence identification.But must not continuous 3 input errors, otherwise band is this credit card of keeping automatically, and send the bulletin of " please carry relevant certificate, fetch credit card ".
3. if inputed password 654321 with automatic stay, warning function, then of the present inventionly can judge this illegally remittee that withdraws the money artificially with combine with the double code credit card safety technique of authentication of biological intelligence identification, freeze this capital account immediately, and pass through monitored video camera system, with information such as this illegal remittee's face picture, crime place, times, in company with alarm command, in time send to public security organ.After 10 minutes, of the present inventionly combine the credit card safety technique that authenticates with double code with this credit card of automatic drawing back with biological intelligence identification.Public security organ is after receiving that illegal remittee's face that the credit card safety technique that authenticates of combining with double code with biological intelligence identification of the present invention is sent is as information, by contrasting with " population information database ", in time obtain this illegal remittee's particulars, even after this illegal remittee leaves, public security organ also can be in the fastest time, by obtaining illegal remittee's particulars information, arrest this illegal remittee.Particularly for: if this illegal remittee is by the violence compulsive means, coerce the capital account account holder and pay out credit card and password, and before illegal remittee does not obtain cash, during case that the capital account account holder is detained, can make public security organ in the shortest time, arrest this illegal remittee by purpose of the present invention, and in time separate the capital account account holder who rescues by illegal remittee's illegal detention.But, if for this illegal remittee after obtaining credit card and password, the case of killing all so that there won't be any eyewitness left immediately, purpose of the present invention can't guarantee capital account people's personal safety, can only guarantee the safety of fund in its capital account.
4. hold credit card as the people and withdraw the money, during not by " face is discerned as biological intelligence " authentication for the first time, still can enter " double code authentication ".But, although the password of this person input is correct, of the present inventionly can judge that with the biological intelligence identification credit card safety technique that authenticates that combines with double code this remittee is the password that obtains by back door, is illegal remittee, and this credit card of meeting automatic drawing back, give placarding.If this remittee inputed be one group can " automatic stay, warning " password 654321, then of the present invention combine the credit card safety technique that authenticates with double code with biological intelligence identification can be as described in the 3rd event of front: freeze this capital account immediately, and pass through monitored video camera system, with information such as this illegal remittee's face picture, crime place, times, in company with alarm command, report to the police to public security organ.
Three, send the not clear information of input password that requires by modern communication terminals such as mobile phones receiving not clear personnel as the capital account account holder to confirm, particularly suffer other people unlawful violence compulsive means, coerce when paying out credit card and password, in order to guarantee the personal safety of self, password that can " automatic stay, warning " function can be paid out, get away striving for, exempt from injury thereby make to control oneself.As these illegal remittees by violence compulsive means acquisition credit card and password, when withdrawing the money, by the credit card safety technique that combines with double code and authenticate with biological intelligence identification of the present invention, what wait for them will be legal sanction.
Claims (6)
1. credit card safety technique of utilizing biological intelligence identification to combine with double code and authenticate; it is characterized in that mainly forming, realize the safety of credit card and credit cardholder's personal safety is protected by face picture collection shooting intelligence biological recognition system, double code Verification System, note transmitting system and automatic stay, warning system.
2. a kind of credit card safety technique of utilizing biological intelligence identification to combine with double code and authenticate according to claim 1, its " face picture collection shooting intelligence biological recognition system " is characterised in that by " population information database " of the camera monitoring system of finance or security mechanism, the ATM automatic drawing automatic teller machine that camera system has been installed and POS machine for punching the card and public security organ and forms.
3. a kind of credit card safety technique of utilizing biological intelligence identification to combine with double code and authenticate according to claim 1, its " double code Verification System " be characterised in that be existing one group have withdraw the money, on the basis of consumption rights password, increase again one group with have withdraw the money, authority such as bankcard consumption is different, can the automatic stay capital account, the password of the function of warning.
4. a kind of credit card safety technique of utilizing biological intelligence identification to combine with double code and authenticate according to claim 1, its biological intelligence recognition feature is to adopt other biological Intelligent Recognition such as " fingerprint collecting intelligence biological recognition systems ".
5. a kind of credit card safety technique of utilizing biological intelligence identification to combine with double code and authenticate according to claim 1, it is characterized in that utilizing " note transmitting system " in time with the situation of change of fund in the capital account, send to the client by the handle finance or the security mechanism that open an account.
6. a kind of combine with double code credit card safety technique of authentication of biological intelligence identification of utilizing according to claim 1, it is characterized in that also being widely used in finance, security mechanism, Web bank all newly, old capital account and other need encrypt, the securities of system of real name.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200610039215 CN101046900A (en) | 2006-03-31 | 2006-03-31 | Credit card safety technology of identified combined by biological intelligent identification and double cipher |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200610039215 CN101046900A (en) | 2006-03-31 | 2006-03-31 | Credit card safety technology of identified combined by biological intelligent identification and double cipher |
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| Publication Number | Publication Date |
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| CN101046900A true CN101046900A (en) | 2007-10-03 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN 200610039215 Pending CN101046900A (en) | 2006-03-31 | 2006-03-31 | Credit card safety technology of identified combined by biological intelligent identification and double cipher |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101430810B (en) * | 2007-11-06 | 2011-03-16 | 冲电气工业株式会社 | Trade apparatus and data input method of the trade apparatus |
| CN104915584A (en) * | 2015-06-03 | 2015-09-16 | 深圳市沃特沃德科技有限公司 | Intelligent mobile terminal random encryption and decryption system based on fingerprint characteristics |
| CN105096454A (en) * | 2015-08-26 | 2015-11-25 | 广西小草信息产业有限责任公司 | Unauthorized bank card swiping prevention system and method for preventing unauthorized bank card swiping on POS machine |
| CN105447969A (en) * | 2014-09-23 | 2016-03-30 | 索尼公司 | Messaging customer mobile device when electronic bank card used |
| CN109979124A (en) * | 2019-03-29 | 2019-07-05 | 杭州知天电子商务有限公司 | A kind of antitheft brush device of bank finance equipment card-reading slot |
-
2006
- 2006-03-31 CN CN 200610039215 patent/CN101046900A/en active Pending
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101430810B (en) * | 2007-11-06 | 2011-03-16 | 冲电气工业株式会社 | Trade apparatus and data input method of the trade apparatus |
| CN105447969A (en) * | 2014-09-23 | 2016-03-30 | 索尼公司 | Messaging customer mobile device when electronic bank card used |
| CN104915584A (en) * | 2015-06-03 | 2015-09-16 | 深圳市沃特沃德科技有限公司 | Intelligent mobile terminal random encryption and decryption system based on fingerprint characteristics |
| CN105096454A (en) * | 2015-08-26 | 2015-11-25 | 广西小草信息产业有限责任公司 | Unauthorized bank card swiping prevention system and method for preventing unauthorized bank card swiping on POS machine |
| CN109979124A (en) * | 2019-03-29 | 2019-07-05 | 杭州知天电子商务有限公司 | A kind of antitheft brush device of bank finance equipment card-reading slot |
| CN109979124B (en) * | 2019-03-29 | 2021-04-23 | 深圳合纵富科技有限公司 | Card reading port anti-theft brush device of bank financial equipment |
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Open date: 20071003 |