KR20100005447A - Online cooperative investment system and method by real estate auction matching system and method - Google Patents

Abstract

PURPOSE: A system and a method for cooperatively investing a real estate through auction are provided to enable a collector to collect a plurality of small money investors to cooperatively participate in court auction, thereby enabling general small money investors to easily participate in real estate auction. CONSTITUTION: A terminal communication module(310) registers a recruitment condition and an investment condition. A processor(340) matches the recruitment condition with the investment condition. A display module(360) displays a matching result. A court communication module(330) bids real estate auction.

Description

Real estate joint investment system and method through auction {ONLINE COOPERATIVE INVESTMENT SYSTEM AND METHOD BY REAL ESTATE AUCTION MATCHING SYSTEM AND METHOD}

The present invention relates to an online real estate auction brokering method and system. More specifically, if a plurality of recruiters make a number of investment products for a specific auctioned property registered with the court and register the relevant recruitment information with the online real estate auction brokerage system, the number of unspecified individuals that can access the online real estate auction brokerage system By matching the investment information registered by the investor with the recruitment information, it relates to an online real estate auction brokering method and system in which even a small investor can easily participate in the real estate auction.

Conventional online real estate auction system relates to brokering auction real estate and direct investors who want to invest directly in auction real estate. 1 is a diagram illustrating an example of a conventional online real estate auction system 10. Referring to FIG. 1, when an auction estate is registered with the court server 11, the online real estate auction server 14 shares this database via the network 12. The online real estate auction server 14 provides the investor 13 with the ability to search this database using various filters, making it easier for the investor to find the property he wants.

As an advanced online real estate auction system, an online real estate auction system, which undergoes a predetermined certification process, has been introduced to increase stability and reliability. 2 is a diagram illustrating an example of a conventional online real estate authentication auction system 20. Referring to FIG. 2, once the auction real estate is registered with the court server 21, the online real estate certified auction server 24 shares this database via the network 22. The online real estate certification auction system provides the investor 23 with the ability to search this database using various filters.

In addition, the authentication means 25 in the online real estate authentication auction server 24 authenticates the auction real estate in association with an external certification authority 26. For example, authentication such as authenticating the right relationship of the auction real estate, authenticating payment information, or authenticating an object may be performed. As a result, the investor 23 can trust the auction real estate, thereby increasing the stability and reliability of the online real estate auction system.

Recently, as various types of fund products have been developed, fund products related to real estate auctions have also been developed. 3 is a diagram illustrating the operation of a conventional real estate auction fund 30. Referring to FIG. 3, the fund company 32 receives fund deposits from a number of investors 31. When the target deposit is achieved, the fund company 32 enters the court 33 auction with this money and wins the auction real estate. And by operating the successful real estate is generated to return the profits to investors (31).

In this case, the successful real estate can be obtained through various methods, such as renting to the tenant 35, or real estate development (building new construction, apartment redevelopment, etc.) with other investment institutions 34.

In relation to the prior art, the online real estate auction system and the online real estate certified auction system described above are generally considered to be traded at a higher price than the real estate. There is a problem that is difficult.

In addition, conventional real estate auction funds can indirectly participate in real estate auctions by a large number of microinvestors, but ii) the fund is inherently unreliable because the principal is not guaranteed, and iii) the fund's past in indirect investment through the fund. Since only basic information, such as yield, is provided and no specific investment method, future yield, or investment period is provided, transparency of the investment process is not guaranteed, and iv) what property the fund invests in. Since no information is provided, the transparency of the investment target is not guaranteed, and v) the investor must take the trouble of finding the right investment product.

In order to solve the problem, the present invention allows a large number of small investors to participate in the court auction through the server of the present invention, so that there is no professional knowledge of the court auction, and there is sufficient space to win the court auction property. The aim is to make it easy for non-regular minority investors to participate in court real estate auction proceedings.

In addition, an object of the present invention is to ensure the stability of the investment by using a stable procedure of court real estate auction and by setting up a register and a mortgage in the name of the server operator for the successful real estate.

In addition, the present invention aims to ensure the transparency of the investment by providing the investor with information on real estate such as specific investment information such as yield, investment period, etc. and real estate information such as the right to the winning real estate.

Lastly, an object of the present invention is to make it easy for an investor to find the desired investment product by presenting to the investor an investment product optimized for the conditions suggested by the investor among various investment products registered by a plurality of recruiters for the same auction property. .

The present invention includes a step in which a server registers a recruitment condition and an investment condition from a recruiter and an investor at a predetermined time before a real estate auction bid of a court; The server matching the recruitment condition and the investment condition; Displaying, by the server, a matching result on a recruiter terminal and an investor terminal; Checking, by the server, whether the investor has invested; If the server receives an investment confirmation command from the investor terminal, paying the investment in cooperation with a financial institution server; Providing, by the server, information about the paid investment to the recruiter and confirming whether the recruiter bids; And when the server receives a bid confirmation command from the recruiter terminal, the server interworking with a court server to bid for a real estate auction.

In addition, the present invention comprises the steps of registering the recruitment conditions and investment conditions from the recruiters and investors at a predetermined time after the real estate auction bid of the court; The server matching the recruitment condition and the investment condition; Displaying, by the server, a matching result on a recruiter terminal and an investor terminal; Checking, by the server, whether the investor has invested; If the server receives an investment confirmation command from the investor terminal, paying the investment in cooperation with a financial institution server; And the server discloses an online real estate auction brokering method comprising the step of confirming whether or not the auction successful bid payment of the recruiter.

In addition, the present invention is an online real estate auction brokerage system comprising a real estate auction brokerage server, a recruiter terminal and an investor terminal, the real estate auction brokerage server is a terminal communication register the recruitment conditions and investment conditions from the recruiter terminal and the investor terminal module; A processor matching the recruitment condition and the investment condition with each other; A display module configured to display matching results on the recruiter terminal and the investor terminal; A financial institution communication module configured to pay an investment in connection with a financial institution server; And a court communication module for bidding on a real estate auction in conjunction with a court server.

In general, in order to win a real estate in a court auction, a relatively large amount of investment is required, and a small general investor can virtually be deprived of the opportunity to participate in a court auction. The system of the present invention has the advantage of opening the investment opportunities for ordinary investors with a small amount by allowing a recruiter who wants to participate directly in the court auction to recruit a plurality of investors with a small amount to participate in the court auction.

In addition, court real estate auctions are strict procedures that are administered and supervised by the courts. Therefore, since the rights relationship or auction process of the real estate to be invested is supervised by the court, stability is more secure than real estate investment by general real estate funds, and the transparency of the investment is guaranteed since all auction processes are disclosed by the court.

In this case, since the general investor using the system of the present invention is more stable and transparent than real estate investment by a general real estate fund, the burden on investment is relatively reduced. As a result, there is an advantage that small investors can activate the court real estate auction investment.

In addition, the system of the present invention has an advantage that the investment product optimized for itself among various investment products registered by a plurality of recruiters for the same auction real estate can be provided from the system of the present invention. As a result, investors do not have to find the right investment products.

In addition, if a real estate is made to a specific recruiter by a court auction procedure, a register and a mortgage are set up to monitor that the recruiter cannot serve the investor, and if the recruiter fails to meet the recruitment conditions, It is possible to guarantee the investor's principal and profit by auctioning again and allocating the winning bid to the investor first.

Hereinafter, with reference to the drawings, embodiments of the present invention will be described in detail.

4 is a diagram illustrating an online real estate auction mediation system according to an embodiment of the present invention, Figure 5 is a flow chart illustrating an online real estate auction mediation method according to an embodiment of the present invention.

4 and 5, the online real estate auction brokerage server 300 receives a registration condition from a plurality of recruitment terminals 100 through the network 400 at a predetermined time before the real estate auction bidding by the court. The investment condition is registered from the investor terminal 200 (S501). In this case, the recruitment terms and investment terms are the rate of return (e.g. annual interest rate), the investment period, the method of payment, the credit rating, the appraised value, the expected bid, the winning bid margin, the marginal quote, the estimated quote margin, the number of good news, the expected trading margin , Rights relationship, success rate, and yield analysis information.

The online real estate auction brokerage server 300 communicates with the terminals 100 and 200 through the terminal communication module 310, and the registered recruitment condition and investment condition are stored in the storage device 350. The processor 340 controls the terminal communication module 310 to register the recruitment conditions of a specific recruiter, and then the same recruitment conditions as the registered recruitment conditions may be used to prevent investors from overlapping the same recruitment conditions and causing the system to be confused. Recruitment conditions can prevent other recruiters from registering.

The processor 340 of the online real estate auction mediation server 300 matches the registered recruitment conditions and investment conditions (S502). 6 is a flowchart illustrating a method for matching recruitment conditions and investment conditions in an online real estate auction brokerage method according to an embodiment of the present invention.

Referring to FIG. 6, the server operator gives priority to each item of the recruitment condition and the investment condition (S601). For example, suppose that the recruitment and investment terms are return, investment duration, payment method, and credit rating, and are given priority in the order listed. The processor 340 first determines whether the rate of return registered by the recruiter is higher than the rate of return registered by the investor with respect to the rate of return (S602). If the rate of return registered by the recruiter is higher than the rate of return registered by the investor, the investor may proceed to the next step. If the rate is less than that, the investor may be excluded from matching because the investor may not invest (S606).

Next, the processor 340 determines whether the investment period registered by the recruiter for the investment period is included in the investment period registered by the investor (S603). If the investment period registered by the recruiter is included in the investment period registered by the investor, the investor may proceed to the next step because there is a possibility of investing, and if it is less than the investor, the investor is excluded from the matching (S606).

Next, the processor 340 determines whether the payout method registered by the recruiter for the payout method is the same as the payout method registered by the investor (S604). If the payout method registered by the recruiter is the same as the payout method registered by the investor, there is a possibility of investor investment, and if it is less than that, the investor may not invest, so the investor is excluded from matching (S606).

Finally, the processor 340 determines whether the credit rating registered by the recruiter for the credit rating is higher than the credit rating registered by the investor (S605). If the credit rating registered by the recruiter is higher than the credit rating registered by the investor, the investor may proceed to the next step, and if it is less than the investor, the investor may not be invested and thus excludes the investor from matching (S606).

In the above manner, if there is an investor who satisfies all items of the condition, the investor is matched with the first rank. If there is no investor who satisfies all the items of the condition, the items of the recruitment condition and the investment condition are compared according to the order set by the server operator, and the recruitment condition and the investment condition are ranked and matched in the order of close proximity. For example, an investor who satisfies the conditions of return / investment period / payment method has priority over an investor who satisfies the condition of return / investment period. In this case, if there are a plurality of investors who satisfy each item, a plurality of investors are jointly matched to the same rank.

Referring back to FIG. 5, the display module 360 of the online real estate auction brokerage server 300 displays the matching result on the recruiter terminal and the investor terminal (S503). In this case, investors who match their recruitment conditions are displayed by rank on the recruiter terminal, and recruiters who match their investment conditions are displayed by rank on the investor terminal.

The terminal communication module 310 of the online real estate auction brokerage server 300 communicates with the investor terminal 200 through the network 400 to check whether the investor invests (S504). When the investment cancellation command is received from the investor terminal 200, the terminal communication module 310 internally transmits an investment cancellation signal to the processor 340, and the processor 340 terminates the online real estate auction brokerage service. However, as described above, since there is not one investor for one recruiter but a plurality of next-order investors, it is important for the processor 340 to terminate the online real estate auction brokerage service from all investors included in the next-order. Only when a cancellation order is issued.

In addition, if an investment cancellation order is issued from all investors despite the bidder's intention to bid, the financial institution communication module 320 may guide the loan product to the recruiter in association with the financial institution server 500. Therefore, the recruiter can continue to receive the auction bidding money from the financial institution in full by the online real estate auction brokerage service.

When the investment confirmation command is received from the investor terminal 200, the terminal communication module 310 internally transmits an investment confirmation signal to the processor 340, and the processor 340 operates the financial institution communication module 320. The financial institution communication module 320 interoperates with the financial institution server 500 through the network 400 to settle the investment from the investor's settlement account (S505). In this case, the paid investment is deposited in the account of the online real estate auction brokerage server 300.

When the investment is settled, the terminal communication module 310 of the online real estate auction brokerage server 300 communicates with the recruiter terminal 100 through the network 400 to check whether the bidder of the recruiter (S506). The reason for checking whether or not the bidder is bidding is to give an opportunity to finally determine whether or not the bidder will bid at the auction based on the settled investment. For example, in the matching result, the expected payment amount was 100 million won, but if only one million won was actually paid, it would be harsh for the recruiter to bid in the auction even in this case.

Therefore, when a bid cancellation command is received from the recruiter terminal 100, the terminal communication module 310 internally transmits a bid cancellation signal to the processor 340, and the processor 340 terminates the online real estate auction brokerage service.

However, if there is a bidding intention of the recruiter and the investment amount is insufficient to receive the real estate, the financial institution communication module 320 may guide the loan product to the recruiter in conjunction with the financial institution server 500. Therefore, the recruiter may continue to receive the auction bid from the financial institution by selecting a part of the online real estate auction brokerage service.

When the bid confirmation command is received from the recruiter terminal 100, the terminal communication module 310 internally transmits a bid confirmation signal to the processor 340, and the processor 340 operates the court communication module 330. The court communication module 330 bids for the real estate auction in cooperation with the court server 600 through the network 400 (S507).

When the court auction is made, the court communication module 330 of the online real estate auction brokerage server 300 communicates with the court server 600 through the network 400 to check whether the real estate is a successful bid (S508).

When the auction real estate is bid, the court communication module 330 receives the bid information from the court server 600 via the network 400 and internally transmits the bid information to the processor 340. As a result, the processor 340 terminates the online real estate auction brokerage service.

If the auction real estate is successful, the court communication module 330 receives the successful bid information from the court server 600 via the network 400 and internally transmits the successful bid information to the processor 340. The processor 340 operates the terminal communication module 310 to communicate with the recruiter terminal 100 through the network 400 to confirm whether the recruiter recruits reinvestors (S509).

When the reinvestor recruitment cancellation command is received from the recruiter terminal 100, the terminal communication module 310 internally transmits a reinvestment recruitment cancellation signal to the processor 340, and the processor 340 sends the terminal communication module 310 to the processor 340. It operates to communicate with the recruiter terminal 100 through the network 400 to check whether the auction successful bid payment of the recruiter (S514).

When the reinvestor recruitment confirmation command is received from the recruiter terminal 100, the terminal communication module 310 internally transmits a reinvestment recruitment confirmation signal to the processor 340, and the processor 340 registers the registered recruitment condition and reinvestment. The condition is re-matched (S510). The re-matching process is the same as the matching process described with reference to FIG. 6.

When the re-matching is completed, the display module 360 displays the results of the re-matching on the recruiter terminal and the reinvestor terminal (S511). In this case, a reinvestor who matches his or her recruitment condition is displayed by rank on the recruiter terminal, and a recruiter who matches his or her investment condition is displayed by rank on the recruiter terminal.

The terminal communication module 310 checks whether the reinvestor reinvests by communicating with the reinvestor terminal through the network 400 (S512). When the reinvestment cancellation command is received from the reinvestor terminal, the terminal communication module 310 internally transmits a reinvestment recruitment cancellation signal to the processor 340, and the processor 340 operates the terminal communication module 310 to operate the network 400. Communication with the recruiter terminal 100 through the) to determine whether the auction successful bid payment of the recruiter (S514).

When the reinvestment confirmation command is received from the reinvestor terminal, the terminal communication module 310 internally transmits a reinvestment confirmation signal to the processor 340, and the processor 340 operates the financial institution communication module 320. The financial institution communication module 320 may interwork with the financial institution server 500 through the network 400 to settle the reinvestment amount from the reinvestor's settlement account (S513). In this case, the paid reinvestment is deposited in the account of the online real estate auction brokerage server 300.

When the reinvestment payment is settled, the processor 340 operates the terminal communication module 310 to communicate with the recruiter terminal 100 through the network 400 to check whether the auction bid payment settlement of the recruiter (S514).

In the step of checking whether the auction bid payment is canceled by the recruiter, when the auction bid payment cancellation command is received from the recruiter terminal 100, the terminal communication module 310 internally transmits an auction bid payment cancellation cancellation signal to the processor 340. 340 terminates the online real estate auction brokerage service.

When the auction successful bid payment confirmation command is received from the recruiter terminal 100, the terminal communication module 310 internally transmits the auction successful bid payment confirmation signal to the processor 340, and the processor 340 transmits the court communication module 330. It works. The court communication module 330 interoperates with the court server 600 through the network 400 to settle the auction winning bid with the investment and reinvestment deposited in the account of the online real estate auction brokerage server 300 (S515).

When the auction winning price is settled, the recruiter registers the winning property in the name of the recruiter according to the court auction procedure. In this case, the online real estate auction brokerage server 300 of the present invention serves to connect a law firm office on behalf of the real estate registration procedure online when the recruiter registers the real estate. The online real estate auction brokerage server 300 transmits information (eg, a contact, address, agency fee, etc.) about the law firm's office to the recruiter terminal 100 through the network. The recruiter may select a law firm office based on the information on the law firm office displayed on the recruiter terminal 300 to perform a registration procedure.

In addition, the recruiter must set up a light register and a mortgage in the name of the online real estate auction brokerage server operator for the winning property. The recruiter may set up the light register and the mortgage directly in the name of the server operator for the winning real estate or through the agency office. If the provisional period and the bottom mortgage is set, the online real estate auction brokerage server 300 receives information about the light register and the basis mortgage set in the name of the server operator from the recruiter (S516).

If the online real estate auction brokerage server 300 receives input from the recruiter about whether to set the equivalent and base mortgage, then the server operator auctions based on the light and mortgage when the recruiter does not achieve the target rate of return during the investment period proposed by the recruitment condition. Preserve investor's returns through enforcement For example, if a recruiter registered a return of 10% for a year as a recruitment condition and lost 10% in a year after the auction was sold, the server operator would win the property based on the available period and the underlying mortgage. You can run the auction again. In this case, when the real estate is sold again and received the auction price, the auction price can preserve the principal and the profit of the investor.

7 is a flowchart illustrating an online real estate auction brokering method according to another embodiment of the present invention. The components of the embodiment and the system are the same. Referring to FIG. 7, in the online real estate auction brokering system and method of this embodiment, the recruitment condition and the investment condition are registered by the recruiter and the investor at a predetermined time after the auction bid of the court (S701). In this respect, there is a difference from the above embodiment in which the recruitment condition and the investment condition are registered at a predetermined time before the auction bid of the court. In this case, the recruiter is the one who has won the real estate and the investor can be any number of investors. As above, in this case, the recruitment and investment terms also include the rate of return (e.g. annual interest rate), investment duration, revenue payment method, credit rating, assessed value, estimated bid, winning bid margin, marginal quote, estimated quote margin, It may include one or more of the number of good news, expected sales margin, rights relationship, success rate, and yield analysis information.

The online real estate auction brokerage server 300 communicates with the terminals 100 and 200 through the terminal communication module 310, and the registered recruitment condition and investment condition are stored in the storage device 350. The processor 340 controls the terminal communication module 310 to register the recruitment conditions of a specific recruiter, and then the same recruitment conditions as the registered recruitment conditions may be used to prevent investors from overlapping the same recruitment conditions and causing the system to be confused. Recruitment conditions can prevent other recruiters from registering.

The processor 340 of the online real estate auction mediation server 300 matches the registered recruitment conditions and investment conditions (S702). The matching process is the same as the matching process described with reference to FIG. 6.

The display module 360 displays the matching result on the recruiter terminal and the investor terminal (S703). In this case, investors who match their recruitment conditions are displayed by rank on the recruiter terminal, and recruiters who match their investment conditions are displayed by rank on the investor terminal.

The terminal communication module 310 communicates with the investor terminal 200 through the network 400 and checks whether the investor invests (S704). When the investment cancellation command is received from the investor terminal 200, the terminal communication module 310 internally transmits an investment cancellation signal to the processor 340, and the processor 340 terminates the online real estate auction brokerage service. However, as mentioned above, since there is not one investor for one recruiter but a plurality of next-order investors, it is important for the processor 340 to terminate the online real estate auction brokerage service for all investors included in the next-order. Only if a cancellation order is issued by

In addition, if an investment cancellation order is issued from all investors despite the bidder's intention to bid, the financial institution communication module 320 may guide the loan product to the recruiter in association with the financial institution server 500. Therefore, the recruiter can continue to receive the auction bidding money from the financial institution in full by the online real estate auction brokerage service.

When the investment confirmation command is received from the investor terminal 200, the terminal communication module 310 internally transmits an investment confirmation signal to the processor 340, and the processor 340 operates the financial institution communication module 320. The financial institution communication module 320 interlocks with the financial institution server 500 through the network 400 to settle the investment from the investor's settlement account (S705). In this case, the paid investment is deposited in the account of the online real estate auction brokerage server 300.

When the investment amount is settled, the processor 340 operates the terminal communication module 310 to communicate with the recruiter terminal 100 through the network 400 to confirm whether or not the auction successful bid is paid by the recruiter (S706).

When the auction successful bid payment cancellation command is received from the recruiter terminal 100, the terminal communication module 310 internally transmits an auction successful bid payment cancellation signal to the processor 340, and the processor 340 performs the online real estate auction brokerage service. Quit.

When the auction successful bid payment confirmation command is received from the recruiter terminal 100, the terminal communication module 310 internally transmits the auction successful bid payment confirmation signal to the processor 340, and the processor 340 transmits the court communication module 330. It works. The court communication module 330 interoperates with the court server 600 through the network 400 to settle the auction winning bid with the investment deposited in the account of the online real estate auction brokerage server 300 (S707).

When the auction winning price is settled, the recruiter registers the winning property in the name of the recruiter according to the court auction procedure. In this case, the online real estate auction brokerage server 300 of the present invention serves to connect a law firm office on behalf of the real estate registration procedure online when the recruiter registers the real estate. The online real estate auction brokerage server 300 transmits information (eg, a contact, address, agency fee, etc.) about the law firm's office to the recruiter terminal 100 through the network. The recruiter may select a law firm office based on the information on the law firm office displayed on the recruiter terminal 300 to perform a registration procedure.

In addition, the recruiter must set up a light register and a mortgage in the name of the online real estate auction brokerage server operator for the winning property. The recruiter may set up the provisional register and the mortgage for the winning real estate in the name of the server operator directly or through the agent office. When the provisional period and the bottom mortgage are set, the online real estate auction brokerage server 300 receives information about the light register and the basis mortgage set in the name of the server operator from the recruiter (S708).

After the provisional period and the underlying mortgage have been established for the winning property, the recruiter invests in various ways to achieve the target rate of return during the registered investment period. The recruiter distributes the profit to the investor at that time according to the registered payment method, such as the lump-sum payment of principal expiration and the equal payment of principal. In this case, the profit is distributed through the online real estate auction brokerage server 300 of the present invention. That is, when the recruiter deposits a profit to be distributed to the investor in the account of the online real estate auction brokerage server 300, the online real estate auction brokerage server operator distributes the profit to the investor by deducting a predetermined fee.

At the time of profit distribution, if the recruiter does not achieve the target rate of return under the recruitment condition, the server operator executes a real estate auction based on the register and the mortgage registered in the server to preserve the investor's profit. For example, if a recruiter registered a return of 10% for a year as a recruitment condition and lost 10% in a year after the auctioned property was sold, the server operator would be placed on the property that was awarded based on the provisional period and the mortgage. The auction can be run again. In this case, when the real estate is sold again and received the auction price, the auction money can be distributed to the investors to preserve the investor's principal and profit.

1 is a diagram illustrating an example of a conventional online real estate auction system.

2 is a diagram illustrating an example of a conventional online real estate authentication auction system.

3 is a diagram illustrating the operation of a conventional real estate auction fund.

4 is a diagram illustrating an online real estate auction brokerage system according to an embodiment of the present invention.

5 is a flowchart illustrating an online real estate auction brokering method according to an embodiment of the present invention.

6 is a flowchart illustrating a method for matching recruitment conditions and investment conditions in an online real estate auction brokerage method according to an embodiment of the present invention.

7 is a flowchart illustrating an online real estate auction brokering method according to another embodiment of the present invention.

Claims (35)

A server registering a recruitment condition and an investment condition from a recruiter and an investor at a predetermined time before the real estate auction bid of the court; The server matching the recruitment condition and the investment condition; Displaying, by the server, a matching result on a recruiter terminal and an investor terminal; Checking, by the server, whether the investor has invested; If the server receives an investment confirmation command from the investor terminal, paying the investment in cooperation with a financial institution server; Providing, by the server, information about the paid investment to the recruiter and confirming whether the recruiter bids; And And when the server receives a bid confirmation command from the recruiter terminal, the server bidding a real estate auction in cooperation with a court server. The method according to claim 1, The recruitment conditions and investment conditions include yield, investment period, revenue payment method, credit rating, assessed value, estimated bid, successful bid expected margin, marginal quote, estimated quote margin, good offer number, expected sale margin, right relationship, success rate, yield analysis information. Online real estate auction brokering method that includes one or more of the following. The method according to claim 2, On-line real estate auction brokerage method characterized in that no other recruiter can register after the registration of the recruitment conditions the same recruitment conditions registered in the recruitment conditions in the step of registering the recruitment conditions. The method according to claim 2, And the matching step compares each item of the recruitment condition and the investment condition according to the order set by the server operator, and ranks and matches the recruitment condition and the investment condition in order of proximity. The method according to claim 4, And the displaying step displays the matched investment condition on the recruiter terminal and the investor terminal. The method according to claim 1, And the server terminating the online real estate auction brokering service when the server receives an investment cancellation order from all the investor terminals in the investor checking step. The method according to claim 1, If the server receives the investment cancellation command from all the investor terminal in the step of confirming the investment of the investor, the server further receives the loan product from the financial institution server and transmits the loan product to the recruiter terminal; Way. The method according to claim 1, And the server terminating the online real estate auction brokerage service when the server receives a bid cancellation command from the recruiter terminal in the checking whether the recruiter bids. The method according to claim 1, And if the real estate is checked after the real estate auction bidding step, the server terminating the online real estate auction brokerage service. The method according to claim 1, If the real estate is successful after the real estate auction bidding step, the server further comprising the step of checking whether the recruitment of reinvestors recruitment. The method according to claim 10, If the server receives a reinvestment recruitment cancellation order from the recruiter terminal, And the server receives the loan product from the financial institution server and transmits the loaned product to the recruiter terminal. The method according to claim 10, If the server receives a reinvestment recruitment cancellation order from the recruiter terminal, The server further comprises the step of confirming whether the auction successful bid payment of the recruiter. The method according to claim 10, When the server receives a reinvestment recruitment confirmation command from the recruiter terminal, Rematching the recruitment condition and the reinvestment condition by the server; Displaying, by the server, a re-matching result on the recruiter terminal and the reinvestor terminal; Checking, by the server, whether the reinvestor invests; If the server receives an investment confirmation command from the reinvestor terminal, the server interworking with the financial institution server to settle the reinvestment money; And And checking, by the server, whether the auction bid is paid by the recruiter. The method according to claim 12 or 13, If the server receives a successful bid payment confirmation command from the recruiter terminal, the server further comprises the step of paying the auction successful bid in the investment and re-investment to the court server. The method according to claim 12 or 13, And if the server receives a successful bid payment cancellation command from the recruiter terminal, ending the online real estate auction brokerage service by the server. The method according to claim 13, The recruitment conditions and investment conditions include yield, investment period, revenue payment method, credit rating, assessed value, estimated bid, successful bid expected margin, marginal quote, estimated quote margin, good offer number, expected sale margin, right relationship, success rate, yield analysis information. Online real estate auction brokerage method that includes one or more of. The method according to claim 13, The re-matching step is to compare each item of the recruitment conditions and re-investment conditions according to the order set by the server operator to rank and re-match in the order in which the recruitment conditions and re-investment conditions are in close proximity to the online real estate auction brokerage method . The method according to claim 13, And wherein the displaying step displays the re-matched reinvestment condition on the recruiter terminal and the reinvestor terminal. The method according to claim 14, If the auction successful bid is settled, the server further comprises the step of receiving from the recruiter the information about the light register and the base mortgage set in the name of the server operator. A server registering a recruitment condition and an investment condition from a recruiter and an investor at a predetermined time after the real estate auction bid of the court; The server matching the recruitment condition and the investment condition; Displaying, by the server, a matching result on a recruiter terminal and an investor terminal; Checking, by the server, whether the investor has invested; If the server receives an investment confirmation command from the investor terminal, paying the investment in cooperation with a financial institution server; And And checking, by the server, whether the auction bid is paid by the recruiter. The method of claim 20, And the server terminating the online real estate auction brokering service when the server receives an investment cancellation order from all the investor terminals in the investor checking step. The method of claim 20, If the server receives the investment cancellation command from all the investor terminal in the step of confirming the investment of the investor, the server further receives the loan product from the financial institution server and transmits the loan product to the recruiter terminal; Way. The method of claim 20, If the server receives a successful bid payment confirmation command from the recruiter terminal, the server further comprises the step of paying the auction successful bid to the court investment server with the paid investment. The method of claim 20, And if the server receives a successful bid payment cancellation command from the recruiter terminal, ending the online real estate auction brokerage service by the server. The method of claim 20, The recruitment conditions and investment conditions include yield, investment period, revenue payment method, credit rating, assessed value, estimated bid, successful bid expected margin, marginal quote, estimated quote margin, good offer number, expected sale margin, right relationship, success rate, yield analysis information. Online real estate auction brokerage method that includes one or more of. The method of claim 20, And the matching step compares each item of the recruitment condition and the investment condition according to the order set by the server operator, and ranks and matches the recruitment condition and the investment condition in order of proximity. The method of claim 20, And the displaying step displays the matched investment condition on the recruiter terminal and the investor terminal. The method according to claim 23, If the auction successful bid is settled, the server further comprises the step of receiving from the recruiter the information about the light register and the base mortgage set in the name of the server operator. An online real estate auction brokerage system comprising a real estate auction brokerage server, a recruiter terminal, and an investor terminal, The real estate auction brokerage server A terminal communication module for registering recruitment conditions and investment conditions from the recruiter terminal and the investor terminal; A processor matching the recruitment condition and the investment condition with each other; A display module configured to display a matching result on the recruiter terminal and the investor terminal; A financial institution communication module configured to pay an investment in connection with a financial institution server; And An online real estate auction brokerage system comprising a court communication module for bidding on a real estate auction in conjunction with a court server. The method of claim 29, The terminal communication module is an online real estate auction brokerage system, characterized in that for receiving an investment confirmation and cancellation command from the investor terminal. The method of claim 30, And the terminal communication module further receives a bid confirmation and cancellation command from the recruiter terminal. The method of claim 29, The recruitment conditions and investment conditions include yield, investment period, revenue payment method, credit rating, assessed value, estimated bid, successful bid expected margin, marginal quote, estimated quote margin, good offer number, expected sale margin, right relationship, success rate, yield analysis information. An online real estate auction brokerage system containing one or more of the. The method according to claim 32, And the processor compares each item of the recruitment condition and the investment condition according to the order set by the server operator, and ranks and matches the recruitment condition and the investment condition in order of proximity. The method according to claim 33, And the display module displays the matched investment condition on the recruiter terminal and the investor terminal. The method of claim 29, The financial institution communication module is an online real estate auction brokerage system, characterized in that if the recruitment amount of the recruiter is insufficient to guide the loan product to the recruiter in conjunction with the financial institution server.

Images